Farmers State Bank
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Iowa.
The mortgage statistics and data below are specific to mortgage loan applications for Farmers State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Farmers State Bank 131 Tower Park Drive Suite 100 Waterloo, IA 50701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 977 |
| Total Mortgage Loan Application Amount | $306,915,000 |
| Average Mortgage Loan Application Amount | $219,750 |
| Highest Mortgage Loan Application Amount | $20,405,000 |
| Average Applicant Income | $109,000 |
| Highest Applicant Income | $2,633,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Black Hawk County Iowa | 466 | $ 83,920,000 | $ 180,000 | $ 112,000 |
| Bremer County Iowa | 106 | $ 20,840,000 | $ 196,000 | $ 87,000 |
| Polk County Iowa | 93 | $ 92,535,000 | $ 995,000 | $ 154,000 |
| Buchanan County Iowa | 55 | $ 7,855,000 | $ 142,000 | $ 105,000 |
| Butler County Iowa | 55 | $ 6,345,000 | $ 115,000 | $ 62,000 |
| Dallas County Iowa | 46 | $ 11,940,000 | $ 259,000 | $ 116,000 |
| Grundy County Iowa | 20 | $ 3,080,000 | $ 154,000 | $ 95,000 |
| Linn County Iowa | 13 | $ 6,795,000 | $ 522,000 | $ 79,000 |
| Johnson County Iowa | 11 | $ 5,805,000 | $ 527,000 | $ 135,000 |
| Tama County Iowa | 11 | $ 1,035,000 | $ 94,000 | $ 85,000 |
| Cerro Gordo County Iowa | 8 | $ 2,790,000 | $ 348,000 | $ 151,000 |
| Fayette County Iowa | 8 | $ 910,000 | $ 113,000 | $ 95,000 |
| Story County Iowa | 8 | $ 26,600,000 | $ 3,325,000 | $ 130,000 |
| Benton County Iowa | 7 | $ 985,000 | $ 140,000 | $ 121,000 |
| Chickasaw County Iowa | 5 | $ 475,000 | $ 95,000 | $ 46,000 |
| Dubuque County Iowa | 5 | $ 665,000 | $ 133,000 | $ 38,000 |
| Poweshiek County Iowa | 5 | $ 615,000 | $ 123,000 | $ 106,000 |
| Maricopa County Arizona | 4 | $ 1,760,000 | $ 440,000 | $ 282,000 |
| Lee County Florida | 3 | $ 2,405,000 | $ 801,000 | $ 120,000 |
| Allamakee County Iowa | 3 | $ 205,000 | $ 68,000 | $ 65,000 |
| Boone County Iowa | 3 | $ 545,000 | $ 181,000 | $ 98,000 |
| Floyd County Iowa | 3 | $ 585,000 | $ 195,000 | $ 138,000 |
| Clarke County Iowa | 2 | $ 350,000 | $ 175,000 | $ 64,000 |
| Delaware County Iowa | 2 | $ 440,000 | $ 220,000 | $ 119,000 |
| Guthrie County Iowa | 2 | $ 1,220,000 | $ 610,000 | $ 222,000 |
| Hamilton County Iowa | 2 | $ 320,000 | $ 160,000 | $ 36,000 |
| Madison County Iowa | 2 | $ 1,130,000 | $ 565,000 | $ 178,000 |
| Marion County Iowa | 2 | $ 180,000 | $ 90,000 | $ 80,000 |
| Warren County Iowa | 2 | $ 5,540,000 | $ 2,770,000 | $ 121,000 |
| Freeborn County Minnesota | 2 | $ 3,130,000 | $ 1,565,000 | $ 0 |
| St. Louis County Minnesota | 2 | $ 3,380,000 | $ 1,690,000 | $ 0 |
| Pinal County Arizona | 1 | $ 365,000 | $ 365,000 | $ 213,000 |
| Collier County Florida | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Sarasota County Florida | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Kauai County Hawaii | 1 | $ 1,295,000 | $ 1,295,000 | $ 465,000 |
| Cook County Illinois | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Appanoose County Iowa | 1 | $ 75,000 | $ 75,000 | $ 47,000 |
| Clayton County Iowa | 1 | $ 415,000 | $ 415,000 | $ 160,000 |
| Dickinson County Iowa | 1 | $ 255,000 | $ 255,000 | $ 87,000 |
| Mahaska County Iowa | 1 | $ 325,000 | $ 325,000 | $ 179,000 |
| Marshall County Iowa | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
| Mitchell County Iowa | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Union County Iowa | 1 | $ 105,000 | $ 105,000 | $ 76,000 |
| Wyandotte County Kansas | 1 | $ 4,505,000 | $ 4,505,000 | $ 0 |
| Flathead County Montana | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Lancaster County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 124,000 |
| Chesapeake County Virginia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Crawford County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 230,000 |
| Douglas County Wisconsin | 1 | $ 2,605,000 | $ 2,605,000 | $ 0 |
| Grant County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 306,000 |
| Jackson County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 299,000 |
| Polk County Wisconsin | 1 | $ 365,000 | $ 365,000 | $ 178,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Iowa,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Farmers State Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 545 | $155,205,000 | $284,000 | $15,755,000 | $102,000 | $828,000 |
| Refinancing | 377 | $145,655,000 | $386,000 | $20,405,000 | $119,000 | $2,633,000 |
| Home Improvement | 32 | $4,310,000 | $134,000 | $1,525,000 | $122,000 | $738,000 |
| Other Purpose | 23 | $1,745,000 | $75,000 | $365,000 | $93,000 | $179,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 786 | $138,450,000 | $176,000 | $4,875,000 | $106,000 | $846,000 |
| Not applicable | 110 | $154,080,000 | $1,400,000 | $20,405,000 | $0 | $0 |
| Hispanic | 28 | $3,560,000 | $127,000 | $375,000 | $85,000 | $205,000 |
| Not Provided | 21 | $3,945,000 | $187,000 | $635,000 | $211,000 | $2,633,000 |
| Asian | 17 | $4,825,000 | $283,000 | $755,000 | $147,000 | $440,000 |
| Black or African American | 12 | $1,600,000 | $133,000 | $225,000 | $107,000 | $547,000 |
| American Indian or Alaskan Native | 3 | $455,000 | $151,000 | $225,000 | $145,000 | $181,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 977 | $306,915,000 | $314,000 | $20,405,000 | $109,000 | $2,633,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 742 | $199,590,000 | $268,000 | $15,755,000 | $108,000 | $846,000 |
| Application Approved But Not Accepted | 150 | $72,820,000 | $485,000 | $20,405,000 | $107,000 | $828,000 |
| Application Denied By Financial Institution | 41 | $16,105,000 | $392,000 | $5,255,000 | $71,000 | $323,000 |
| Application Withdrawn By Applicant | 37 | $17,365,000 | $469,000 | $5,625,000 | $105,000 | $440,000 |
| File Closed For Incompleteness | 7 | $1,035,000 | $147,000 | $365,000 | $495,000 | $2,633,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 936 | $290,810,000 | $310,000 | $20,405,000 | $111,000 | $2,633,000 |
| Debt-To-Income Ratio | 16 | $3,420,000 | $213,000 | $635,000 | $69,000 | $323,000 |
| Credit History | 12 | $2,700,000 | $225,000 | $965,000 | $63,000 | $125,000 |
| Collateral | 6 | $9,270,000 | $1,545,000 | $5,255,000 | $87,000 | $129,000 |
| Other | 2 | $190,000 | $95,000 | $95,000 | $53,000 | $53,000 |
| Unverifiable Information | 2 | $100,000 | $50,000 | $75,000 | $127,000 | $228,000 |
| Employment History | 2 | $240,000 | $120,000 | $155,000 | $19,000 | $39,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $185,000 | $185,000 | $185,000 | $131,000 | $131,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Iowa, and search similar information at your convenience.