Fds Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Fds Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fds Bank 9111 Duke Blvd Mason, OH 45040 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2003 |
| Total Number of Mortgage Applications | 177 |
| Total Mortgage Loan Application Amount | $35,705,000 |
| Average Mortgage Loan Application Amount | $172,681 |
| Highest Mortgage Loan Application Amount | $550,000 |
| Average Applicant Income | $106,068 |
| Highest Applicant Income | $363,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Fds Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fds Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Fds Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fds Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Fds Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fds Bank's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 11 | $ 2,166,000 | $ 196,000 | $ 141,000 |
| Gwinnett County Georgia | 8 | $ 1,443,000 | $ 180,000 | $ 110,000 |
| Somerset County New Jersey | 7 | $ 1,442,000 | $ 206,000 | $ 111,000 |
| Fulton County Georgia | 6 | $ 1,297,000 | $ 216,000 | $ 125,000 |
| Morris County New Jersey | 6 | $ 1,091,000 | $ 181,000 | $ 90,000 |
| Westchester County New York | 6 | $ 1,449,000 | $ 241,000 | $ 139,000 |
| Los Angeles County California | 4 | $ 851,000 | $ 212,000 | $ 135,000 |
| Marin County California | 3 | $ 1,146,000 | $ 382,000 | $ 93,000 |
| Orange County California | 3 | $ 842,000 | $ 280,000 | $ 291,000 |
| San Diego County California | 3 | $ 619,000 | $ 206,000 | $ 120,000 |
| Santa Clara County California | 3 | $ 1,267,000 | $ 422,000 | $ 119,000 |
| Fairfield County Connecticut | 3 | $ 587,000 | $ 195,000 | $ 127,000 |
| Broward County Florida | 3 | $ 370,000 | $ 123,000 | $ 85,000 |
| Honolulu County Hawaii | 3 | $ 554,000 | $ 184,000 | $ 82,000 |
| Bristol County Massachusetts | 3 | $ 921,000 | $ 307,000 | $ 167,000 |
| Hennepin County Minnesota | 3 | $ 574,000 | $ 191,000 | $ 128,000 |
| Harris County Texas | 3 | $ 404,000 | $ 134,000 | $ 94,000 |
| Navajo County Arizona | 2 | $ 177,000 | $ 88,000 | $ 75,000 |
| Contra Costa County California | 2 | $ 451,000 | $ 225,000 | $ 127,000 |
| Fresno County California | 2 | $ 380,000 | $ 190,000 | $ 57,000 |
| Sacramento County California | 2 | $ 450,000 | $ 225,000 | $ 132,000 |
| San Francisco County California | 2 | $ 430,000 | $ 215,000 | $ 105,000 |
| Santa Barbara County California | 2 | $ 220,000 | $ 110,000 | $ 42,000 |
| Santa Cruz County California | 2 | $ 566,000 | $ 283,000 | $ 208,000 |
| New Castle County Delaware | 2 | $ 232,000 | $ 116,000 | $ 56,000 |
| Charlotte County Florida | 2 | $ 356,000 | $ 178,000 | $ 42,000 |
| Miami-Dade County Florida | 2 | $ 330,000 | $ 165,000 | $ 90,000 |
| Palm Beach County Florida | 2 | $ 434,000 | $ 217,000 | $ 148,000 |
| DeKalb County Georgia | 2 | $ 488,000 | $ 244,000 | $ 125,000 |
| Montgomery County Maryland | 2 | $ 510,000 | $ 255,000 | $ 287,000 |
| Norfolk County Massachusetts | 2 | $ 815,000 | $ 407,000 | $ 118,000 |
| Cape May County New Jersey | 2 | $ 306,000 | $ 153,000 | $ 121,000 |
| Kings County New York | 2 | $ 478,000 | $ 239,000 | $ 51,000 |
| Nassau County New York | 2 | $ 435,000 | $ 217,000 | $ 117,000 |
| Queens County New York | 2 | $ 510,000 | $ 255,000 | $ 65,000 |
| Suffolk County New York | 2 | $ 536,000 | $ 268,000 | $ 121,000 |
| Wake County North Carolina | 2 | $ 279,000 | $ 139,000 | $ 115,000 |
| Hamilton County Ohio | 2 | $ 377,000 | $ 188,000 | $ 102,000 |
| Bucks County Pennsylvania | 2 | $ 432,000 | $ 216,000 | $ 120,000 |
| Delaware County Pennsylvania | 2 | $ 364,000 | $ 182,000 | $ 66,000 |
| King County Washington | 2 | $ 576,000 | $ 288,000 | $ 53,000 |
| Yavapai County Arizona | 1 | $ 221,000 | $ 221,000 | $ 309,000 |
| El Dorado County California | 1 | $ 297,000 | $ 297,000 | $ 61,000 |
| Madera County California | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Monterey County California | 1 | $ 290,000 | $ 290,000 | $ 80,000 |
| Riverside County California | 1 | $ 85,000 | $ 85,000 | $ 69,000 |
| San Mateo County California | 1 | $ 250,000 | $ 250,000 | $ 134,000 |
| Solano County California | 1 | $ 60,000 | $ 60,000 | $ 84,000 |
| Larimer County Colorado | 1 | $ 140,000 | $ 140,000 | $ 67,000 |
| Moffat County Colorado | 1 | $ 68,000 | $ 68,000 | $ 37,000 |
| Hartford County Connecticut | 1 | $ 218,000 | $ 218,000 | $ 286,000 |
| New Haven County Connecticut | 1 | $ 65,000 | $ 65,000 | $ 77,000 |
| Sussex County Delaware | 1 | $ 143,000 | $ 143,000 | $ 250,000 |
| District of Columbia County District Of Columbia | 1 | $ 310,000 | $ 310,000 | $ 270,000 |
| Brevard County Florida | 1 | $ 137,000 | $ 137,000 | $ 38,000 |
| Martin County Florida | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Kauai County Hawaii | 1 | $ 497,000 | $ 497,000 | $ 62,000 |
| Cook County Illinois | 1 | $ 186,000 | $ 186,000 | $ 143,000 |
| Will County Illinois | 1 | $ 137,000 | $ 137,000 | $ 86,000 |
| Miami County Kansas | 1 | $ 180,000 | $ 180,000 | $ 68,000 |
| Jefferson County Kentucky | 1 | $ 208,000 | $ 208,000 | $ 161,000 |
| Calcasieu County Louisiana | 1 | $ 240,000 | $ 240,000 | $ 90,000 |
| York County Maine | 1 | $ 68,000 | $ 68,000 | $ 66,000 |
| Middlesex County Massachusetts | 1 | $ 350,000 | $ 350,000 | $ 247,000 |
| Suffolk County Massachusetts | 1 | $ 159,000 | $ 159,000 | $ 55,000 |
| Worcester County Massachusetts | 1 | $ 297,000 | $ 297,000 | $ 129,000 |
| Anoka County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 118,000 |
| Camden County Missouri | 1 | $ 225,000 | $ 225,000 | $ 155,000 |
| Dent County Missouri | 1 | $ 36,000 | $ 36,000 | $ 47,000 |
| Gallatin County Montana | 1 | $ 156,000 | $ 156,000 | $ 18,000 |
| Hillsborough County New Hampshire | 1 | $ 190,000 | $ 190,000 | $ 96,000 |
| Bergen County New Jersey | 1 | $ 170,000 | $ 170,000 | $ 67,000 |
| Burlington County New Jersey | 1 | $ 183,000 | $ 183,000 | $ 75,000 |
| Essex County New Jersey | 1 | $ 125,000 | $ 125,000 | $ 178,000 |
| Hudson County New Jersey | 1 | $ 180,000 | $ 180,000 | $ 77,000 |
| Hunterdon County New Jersey | 1 | $ 238,000 | $ 238,000 | $ 166,000 |
| Middlesex County New Jersey | 1 | $ 122,000 | $ 122,000 | $ 85,000 |
| Monmouth County New Jersey | 1 | $ 222,000 | $ 222,000 | $ 74,000 |
| Ocean County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 145,000 |
| Sullivan County New York | 1 | $ 150,000 | $ 150,000 | $ 78,000 |
| Clermont County Ohio | 1 | $ 190,000 | $ 190,000 | $ 121,000 |
| Allegheny County Pennsylvania | 1 | $ 131,000 | $ 131,000 | $ 50,000 |
| Erie County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 41,000 |
| Monroe County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 169,000 |
| Montgomery County Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 75,000 |
| Washington County Rhode Island | 1 | $ 111,000 | $ 111,000 | $ 61,000 |
| Davidson County Tennessee | 1 | $ 110,000 | $ 110,000 | $ 97,000 |
| Dallas County Texas | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Tarrant County Texas | 1 | $ 58,000 | $ 58,000 | $ 90,000 |
| Windham County Vermont | 1 | $ 130,000 | $ 130,000 | $ 36,000 |
| Fairfax County Virginia | 1 | $ 135,000 | $ 135,000 | $ 103,000 |
| Manassas County Virginia | 1 | $ 167,000 | $ 167,000 | $ 51,000 |
Mortgage Loan Application Detail Totals for Fds Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 158 | $32,525,000 | $190,741 | $500,000 | $113,451 | $363,000 |
| Home Purchase (one-to-four family) | 17 | $3,075,000 | $143,636 | $550,000 | $73,181 | $162,000 |
| Home Improvement (one-to-four family) | 2 | $105,000 | $52,500 | $80,000 | $172,500 | $200,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 121 | $24,332,000 | $181,103 | $500,000 | $115,965 | $335,000 |
| Information not provided by applicant in mail or telephone application | 43 | $9,032,000 | $198,312 | $550,000 | $102,250 | $309,000 |
| Hispanic | 6 | $1,165,000 | $177,600 | $278,000 | $131,600 | $363,000 |
| Asian or Pacific Islander | 4 | $736,000 | $184,000 | $222,000 | $89,750 | $113,000 |
| Black | 2 | $290,000 | $145,000 | $210,000 | $152,000 | $200,000 |
| Other | 1 | $150,000 | $150,000 | $150,000 | $76,000 | $76,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 177 | $35,705,000 | $182,741 | $550,000 | $107,451 | $363,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 113 | $23,967,000 | $201,555 | $497,000 | $124,111 | $363,000 |
| Application Denied By Financial Institution | 31 | $6,063,000 | $190,052 | $550,000 | $88,473 | $176,000 |
| Application Approved But Not Accepted | 30 | $5,020,000 | $168,384 | $300,000 | $109,153 | $363,000 |
| File Closed For Incompleteness | 3 | $655,000 | $218,333 | $350,000 | $119,333 | $247,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 11 | $1,194,000 | $96,875 | $368,000 | $68,375 | $145,000 |
| Other | 8 | $1,580,000 | $215,000 | $256,000 | $116,000 | $175,000 |
| Collateral | 6 | $1,195,000 | $174,250 | $310,000 | $89,250 | $176,000 |
| Debt-To-Income Ratio | 6 | $2,094,000 | $320,800 | $550,000 | $92,400 | $153,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fds Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fds Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.