Fidelity Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Fidelity Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fidelity Bank 3 Corporate Blvd Ne Atlanta, GA 30329 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,299 |
| Total Mortgage Loan Application Amount | $1,371,941,000 |
| Average Mortgage Loan Application Amount | $147,333 |
| Highest Mortgage Loan Application Amount | $3,015,000 |
| Average Applicant Income | $101,333 |
| Highest Applicant Income | $3,048,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Fidelity Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fidelity Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Fidelity Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fidelity Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Fidelity Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fidelity Bank's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 1,171 | $ 311,670,000 | $ 266,000 | $ 147,000 |
| DeKalb County Georgia | 733 | $ 178,465,000 | $ 243,000 | $ 125,000 |
| Cobb County Georgia | 703 | $ 150,068,000 | $ 213,000 | $ 115,000 |
| Gwinnett County Georgia | 628 | $ 109,539,000 | $ 174,000 | $ 89,000 |
| Forsyth County Georgia | 358 | $ 85,028,000 | $ 237,000 | $ 112,000 |
| Cherokee County Georgia | 222 | $ 44,116,000 | $ 198,000 | $ 90,000 |
| Wake County North Carolina | 220 | $ 48,170,000 | $ 218,000 | $ 104,000 |
| Knox County Tennessee | 148 | $ 27,252,000 | $ 184,000 | $ 84,000 |
| Hall County Georgia | 95 | $ 20,290,000 | $ 213,000 | $ 162,000 |
| Paulding County Georgia | 83 | $ 12,527,000 | $ 150,000 | $ 68,000 |
| El Paso County Colorado | 80 | $ 20,308,000 | $ 253,000 | $ 84,000 |
| Davidson County Tennessee | 74 | $ 18,646,000 | $ 251,000 | $ 121,000 |
| Charleston County South Carolina | 50 | $ 12,071,000 | $ 241,000 | $ 101,000 |
| Durham County North Carolina | 48 | $ 7,833,000 | $ 163,000 | $ 92,000 |
| Putnam County Georgia | 46 | $ 9,971,000 | $ 216,000 | $ 119,000 |
| Barrow County Georgia | 45 | $ 6,344,000 | $ 140,000 | $ 56,000 |
| Moore County North Carolina | 43 | $ 9,032,000 | $ 210,000 | $ 113,000 |
| Newton County Georgia | 41 | $ 4,853,000 | $ 118,000 | $ 53,000 |
| Rockdale County Georgia | 39 | $ 5,407,000 | $ 138,000 | $ 62,000 |
| Williamson County Tennessee | 38 | $ 11,288,000 | $ 297,000 | $ 143,000 |
| Walton County Georgia | 37 | $ 6,259,000 | $ 169,000 | $ 85,000 |
| Douglas County Georgia | 35 | $ 5,237,000 | $ 149,000 | $ 76,000 |
| Muscogee County Georgia | 34 | $ 5,314,000 | $ 156,000 | $ 48,000 |
| Clayton County Georgia | 33 | $ 3,056,000 | $ 92,000 | $ 50,000 |
| Coweta County Georgia | 29 | $ 5,891,000 | $ 203,000 | $ 134,000 |
| Orange County North Carolina | 29 | $ 6,789,000 | $ 234,000 | $ 122,000 |
| Duval County Florida | 28 | $ 6,164,000 | $ 220,000 | $ 98,000 |
| Clarke County Georgia | 27 | $ 4,500,000 | $ 166,000 | $ 222,000 |
| Jackson County Georgia | 27 | $ 4,190,000 | $ 155,000 | $ 75,000 |
| Henry County Georgia | 26 | $ 3,649,000 | $ 140,000 | $ 64,000 |
| Rutherford County Tennessee | 26 | $ 4,731,000 | $ 181,000 | $ 77,000 |
| Dawson County Georgia | 24 | $ 5,246,000 | $ 218,000 | $ 138,000 |
| Fayette County Georgia | 24 | $ 5,416,000 | $ 225,000 | $ 89,000 |
| Beaufort County South Carolina | 24 | $ 5,964,000 | $ 248,000 | $ 130,000 |
| St. Johns County Florida | 23 | $ 5,717,000 | $ 248,000 | $ 131,000 |
| Pickens County Georgia | 22 | $ 4,901,000 | $ 222,000 | $ 156,000 |
| Chatham County North Carolina | 21 | $ 4,684,000 | $ 223,000 | $ 93,000 |
| Campbell County Tennessee | 21 | $ 2,664,000 | $ 126,000 | $ 53,000 |
| Johnston County North Carolina | 20 | $ 3,246,000 | $ 162,000 | $ 58,000 |
| Sevier County Tennessee | 20 | $ 3,562,000 | $ 178,000 | $ 66,000 |
| Glynn County Georgia | 19 | $ 7,401,000 | $ 389,000 | $ 222,000 |
| Carroll County Georgia | 18 | $ 2,936,000 | $ 163,000 | $ 93,000 |
| Leon County Florida | 17 | $ 3,457,000 | $ 203,000 | $ 137,000 |
| Greene County Georgia | 17 | $ 5,597,000 | $ 329,000 | $ 237,000 |
| Alamance County North Carolina | 17 | $ 2,317,000 | $ 136,000 | $ 74,000 |
| Mecklenburg County North Carolina | 17 | $ 4,158,000 | $ 244,000 | $ 108,000 |
| Berkeley County South Carolina | 17 | $ 3,921,000 | $ 230,000 | $ 116,000 |
| Coffee County Tennessee | 17 | $ 2,378,000 | $ 139,000 | $ 53,000 |
| Houston County Georgia | 16 | $ 2,368,000 | $ 148,000 | $ 50,000 |
| Franklin County North Carolina | 16 | $ 2,793,000 | $ 174,000 | $ 82,000 |
| Bartow County Georgia | 15 | $ 2,510,000 | $ 167,000 | $ 64,000 |
| Greenville County South Carolina | 14 | $ 2,727,000 | $ 194,000 | $ 57,000 |
| Lexington County South Carolina | 14 | $ 2,508,000 | $ 179,000 | $ 61,000 |
| Cannon County Tennessee | 14 | $ 2,073,000 | $ 148,000 | $ 62,000 |
| Chatham County Georgia | 12 | $ 2,992,000 | $ 249,000 | $ 113,000 |
| Fannin County Georgia | 12 | $ 2,046,000 | $ 170,000 | $ 176,000 |
| Morgan County Georgia | 12 | $ 2,293,000 | $ 191,000 | $ 73,000 |
| Granville County North Carolina | 12 | $ 1,841,000 | $ 153,000 | $ 65,000 |
| Lee County North Carolina | 12 | $ 2,578,000 | $ 214,000 | $ 95,000 |
| Onslow County North Carolina | 12 | $ 2,151,000 | $ 179,000 | $ 46,000 |
| Loudon County Tennessee | 12 | $ 3,011,000 | $ 250,000 | $ 85,000 |
| Oconee County Georgia | 11 | $ 2,797,000 | $ 254,000 | $ 162,000 |
| Guilford County North Carolina | 11 | $ 1,733,000 | $ 157,000 | $ 91,000 |
| Richland County South Carolina | 11 | $ 2,190,000 | $ 199,000 | $ 98,000 |
| Gilmer County Georgia | 10 | $ 1,852,000 | $ 185,000 | $ 167,000 |
| Buncombe County North Carolina | 10 | $ 3,035,000 | $ 303,000 | $ 154,000 |
| Anderson County Tennessee | 10 | $ 1,427,000 | $ 142,000 | $ 73,000 |
| Blount County Tennessee | 10 | $ 1,897,000 | $ 189,000 | $ 66,000 |
| Lumpkin County Georgia | 9 | $ 1,490,000 | $ 165,000 | $ 67,000 |
| Dorchester County South Carolina | 9 | $ 1,652,000 | $ 183,000 | $ 58,000 |
| Horry County South Carolina | 9 | $ 2,085,000 | $ 231,000 | $ 262,000 |
| Shelby County Tennessee | 9 | $ 1,621,000 | $ 180,000 | $ 91,000 |
| Wilson County Tennessee | 9 | $ 1,587,000 | $ 176,000 | $ 87,000 |
| Russell County Alabama | 8 | $ 1,077,000 | $ 134,000 | $ 27,000 |
| Baldwin County Georgia | 8 | $ 1,703,000 | $ 212,000 | $ 119,000 |
| Hart County Georgia | 7 | $ 1,979,000 | $ 282,000 | $ 235,000 |
| Polk County Georgia | 7 | $ 1,143,000 | $ 163,000 | $ 76,000 |
| Brunswick County North Carolina | 7 | $ 1,876,000 | $ 268,000 | $ 187,000 |
| Catawba County North Carolina | 7 | $ 1,055,000 | $ 150,000 | $ 92,000 |
| Macon County North Carolina | 7 | $ 1,992,000 | $ 284,000 | $ 265,000 |
| Sumner County Tennessee | 7 | $ 1,487,000 | $ 212,000 | $ 78,000 |
| Harris County Georgia | 6 | $ 1,257,000 | $ 209,000 | $ 95,000 |
| Upson County Georgia | 6 | $ 832,000 | $ 138,000 | $ 63,000 |
| Carteret County North Carolina | 6 | $ 1,375,000 | $ 229,000 | $ 128,000 |
| Grainger County Tennessee | 6 | $ 567,000 | $ 94,000 | $ 60,000 |
| Lewis County Tennessee | 6 | $ 592,000 | $ 98,000 | $ 64,000 |
| Putnam County Tennessee | 6 | $ 461,000 | $ 76,000 | $ 107,000 |
| Roane County Tennessee | 6 | $ 1,185,000 | $ 197,000 | $ 141,000 |
| Elmore County Alabama | 5 | $ 563,000 | $ 112,000 | $ 34,000 |
| Clay County Florida | 5 | $ 839,000 | $ 167,000 | $ 78,000 |
| Nassau County Florida | 5 | $ 849,000 | $ 169,000 | $ 108,000 |
| Walton County Florida | 5 | $ 1,407,000 | $ 281,000 | $ 297,000 |
| Bibb County Georgia | 5 | $ 854,000 | $ 170,000 | $ 90,000 |
| Jasper County Georgia | 5 | $ 652,000 | $ 130,000 | $ 69,000 |
| Spalding County Georgia | 5 | $ 596,000 | $ 119,000 | $ 54,000 |
| Stephens County Georgia | 5 | $ 1,182,000 | $ 236,000 | $ 265,000 |
| Anderson County South Carolina | 5 | $ 1,291,000 | $ 258,000 | $ 188,000 |
| Oconee County South Carolina | 5 | $ 1,521,000 | $ 304,000 | $ 197,000 |
| Bradley County Tennessee | 5 | $ 1,202,000 | $ 240,000 | $ 110,000 |
| Hamilton County Tennessee | 5 | $ 1,518,000 | $ 303,000 | $ 111,000 |
| Perry County Tennessee | 5 | $ 533,000 | $ 106,000 | $ 38,000 |
| Lee County Alabama | 4 | $ 823,000 | $ 205,000 | $ 76,000 |
| Montgomery County Alabama | 4 | $ 942,000 | $ 235,000 | $ 118,000 |
| Columbia County Georgia | 4 | $ 939,000 | $ 234,000 | $ 39,000 |
| Habersham County Georgia | 4 | $ 660,000 | $ 165,000 | $ 156,000 |
| Liberty County Georgia | 4 | $ 550,000 | $ 137,000 | $ 31,000 |
| Richmond County Georgia | 4 | $ 778,000 | $ 194,000 | $ 145,000 |
| Union County Georgia | 4 | $ 755,000 | $ 188,000 | $ 222,000 |
| Forsyth County North Carolina | 4 | $ 916,000 | $ 229,000 | $ 140,000 |
| Nash County North Carolina | 4 | $ 651,000 | $ 162,000 | $ 66,000 |
| New Hanover County North Carolina | 4 | $ 1,632,000 | $ 408,000 | $ 459,000 |
| Randolph County North Carolina | 4 | $ 750,000 | $ 187,000 | $ 60,000 |
| York County South Carolina | 4 | $ 894,000 | $ 223,000 | $ 82,000 |
| Jefferson County Tennessee | 4 | $ 436,000 | $ 109,000 | $ 51,000 |
| Montgomery County Tennessee | 4 | $ 428,000 | $ 107,000 | $ 43,000 |
| Scott County Tennessee | 4 | $ 352,000 | $ 88,000 | $ 63,000 |
| Houston County Alabama | 3 | $ 467,000 | $ 155,000 | $ 0 |
| Jefferson County Alabama | 3 | $ 492,000 | $ 164,000 | $ 66,000 |
| Madison County Alabama | 3 | $ 421,000 | $ 140,000 | $ 23,000 |
| Mobile County Alabama | 3 | $ 285,000 | $ 95,000 | $ 9,000 |
| Tallapoosa County Alabama | 3 | $ 859,000 | $ 286,000 | $ 113,000 |
| Arapahoe County Colorado | 3 | $ 842,000 | $ 280,000 | $ 150,000 |
| Broward County Florida | 3 | $ 1,183,000 | $ 394,000 | $ 908,000 |
| Hillsborough County Florida | 3 | $ 819,000 | $ 273,000 | $ 170,000 |
| Dougherty County Georgia | 3 | $ 1,003,000 | $ 334,000 | $ 74,000 |
| Gordon County Georgia | 3 | $ 456,000 | $ 152,000 | $ 39,000 |
| Lowndes County Georgia | 3 | $ 517,000 | $ 172,000 | $ 60,000 |
| Monroe County Georgia | 3 | $ 575,000 | $ 191,000 | $ 99,000 |
| Towns County Georgia | 3 | $ 751,000 | $ 250,000 | $ 145,000 |
| Cumberland County North Carolina | 3 | $ 649,000 | $ 216,000 | $ 91,000 |
| Person County North Carolina | 3 | $ 986,000 | $ 328,000 | $ 60,000 |
| Transylvania County North Carolina | 3 | $ 817,000 | $ 272,000 | $ 151,000 |
| Union County North Carolina | 3 | $ 384,000 | $ 128,000 | $ 102,000 |
| Bedford County Tennessee | 3 | $ 373,000 | $ 124,000 | $ 42,000 |
| Marshall County Tennessee | 3 | $ 242,000 | $ 80,000 | $ 33,000 |
| Maury County Tennessee | 3 | $ 355,000 | $ 118,000 | $ 41,000 |
| Union County Tennessee | 3 | $ 508,000 | $ 169,000 | $ 66,000 |
| Loudoun County Virginia | 3 | $ 865,000 | $ 288,000 | $ 168,000 |
| Autauga County Alabama | 2 | $ 224,000 | $ 112,000 | $ 34,000 |
| Shelby County Alabama | 2 | $ 605,000 | $ 302,000 | $ 103,000 |
| Tuscaloosa County Alabama | 2 | $ 425,000 | $ 212,000 | $ 115,000 |
| Denver County Colorado | 2 | $ 306,000 | $ 153,000 | $ 92,000 |
| Douglas County Colorado | 2 | $ 434,000 | $ 217,000 | $ 21,000 |
| Routt County Colorado | 2 | $ 834,000 | $ 417,000 | $ 430,000 |
| Miami-Dade County Florida | 2 | $ 296,000 | $ 148,000 | $ 106,000 |
| Okaloosa County Florida | 2 | $ 514,000 | $ 257,000 | $ 105,000 |
| Palm Beach County Florida | 2 | $ 532,000 | $ 266,000 | $ 132,000 |
| Pinellas County Florida | 2 | $ 250,000 | $ 125,000 | $ 208,000 |
| St. Lucie County Florida | 2 | $ 238,000 | $ 119,000 | $ 58,000 |
| Wakulla County Florida | 2 | $ 363,000 | $ 181,000 | $ 104,000 |
| Brantley County Georgia | 2 | $ 278,000 | $ 139,000 | $ 82,000 |
| Catoosa County Georgia | 2 | $ 276,000 | $ 138,000 | $ 60,000 |
| Floyd County Georgia | 2 | $ 568,000 | $ 284,000 | $ 101,000 |
| Franklin County Georgia | 2 | $ 400,000 | $ 200,000 | $ 102,000 |
| Hancock County Georgia | 2 | $ 358,000 | $ 179,000 | $ 273,000 |
| Jones County Georgia | 2 | $ 324,000 | $ 162,000 | $ 40,000 |
| Pike County Georgia | 2 | $ 375,000 | $ 187,000 | $ 46,000 |
| Rabun County Georgia | 2 | $ 1,021,000 | $ 510,000 | $ 478,000 |
| Walker County Georgia | 2 | $ 356,000 | $ 178,000 | $ 56,000 |
| White County Georgia | 2 | $ 303,000 | $ 151,000 | $ 70,000 |
| Worth County Georgia | 2 | $ 161,000 | $ 80,000 | $ 158,000 |
| Graham County North Carolina | 2 | $ 490,000 | $ 245,000 | $ 140,000 |
| Harnett County North Carolina | 2 | $ 525,000 | $ 262,000 | $ 102,000 |
| Hoke County North Carolina | 2 | $ 386,000 | $ 193,000 | $ 60,000 |
| Pender County North Carolina | 2 | $ 263,000 | $ 131,000 | $ 39,000 |
| Surry County North Carolina | 2 | $ 546,000 | $ 273,000 | $ 165,000 |
| Clarendon County South Carolina | 2 | $ 450,000 | $ 225,000 | $ 99,000 |
| Georgetown County South Carolina | 2 | $ 920,000 | $ 460,000 | $ 84,000 |
| Orangeburg County South Carolina | 2 | $ 339,000 | $ 169,000 | $ 54,000 |
| Pickens County South Carolina | 2 | $ 209,000 | $ 104,000 | $ 42,000 |
| Spartanburg County South Carolina | 2 | $ 213,000 | $ 106,000 | $ 49,000 |
| Carter County Tennessee | 2 | $ 275,000 | $ 137,000 | $ 51,000 |
| Cheatham County Tennessee | 2 | $ 300,000 | $ 150,000 | $ 47,000 |
| Dickson County Tennessee | 2 | $ 383,000 | $ 191,000 | $ 77,000 |
| Greene County Tennessee | 2 | $ 204,000 | $ 102,000 | $ 18,000 |
| Monroe County Tennessee | 2 | $ 256,000 | $ 128,000 | $ 35,000 |
| Fairfax County Virginia | 2 | $ 927,000 | $ 463,000 | $ 252,000 |
| Baldwin County Alabama | 1 | $ 152,000 | $ 152,000 | $ 58,000 |
| Bibb County Alabama | 1 | $ 129,000 | $ 129,000 | $ 52,000 |
| Blount County Alabama | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Chambers County Alabama | 1 | $ 308,000 | $ 308,000 | $ 89,000 |
| Cherokee County Alabama | 1 | $ 293,000 | $ 293,000 | $ 147,000 |
| Coffee County Alabama | 1 | $ 111,000 | $ 111,000 | $ 63,000 |
| Dale County Alabama | 1 | $ 76,000 | $ 76,000 | $ 92,000 |
| Geneva County Alabama | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Limestone County Alabama | 1 | $ 324,000 | $ 324,000 | $ 54,000 |
| Morgan County Alabama | 1 | $ 237,000 | $ 237,000 | $ 90,000 |
| Walker County Alabama | 1 | $ 190,000 | $ 190,000 | $ 65,000 |
| Broomfield County Colorado | 1 | $ 298,000 | $ 298,000 | $ 0 |
| Eagle County Colorado | 1 | $ 580,000 | $ 580,000 | $ 3,048,000 |
| Park County Colorado | 1 | $ 326,000 | $ 326,000 | $ 106,000 |
| Summit County Colorado | 1 | $ 370,000 | $ 370,000 | $ 179,000 |
| District of Columbia County District Of Columbia | 1 | $ 730,000 | $ 730,000 | $ 345,000 |
| Brevard County Florida | 1 | $ 355,000 | $ 355,000 | $ 114,000 |
| Charlotte County Florida | 1 | $ 337,000 | $ 337,000 | $ 235,000 |
| Collier County Florida | 1 | $ 244,000 | $ 244,000 | $ 71,000 |
| Gadsden County Florida | 1 | $ 350,000 | $ 350,000 | $ 257,000 |
| Manatee County Florida | 1 | $ 169,000 | $ 169,000 | $ 178,000 |
| Monroe County Florida | 1 | $ 248,000 | $ 248,000 | $ 160,000 |
| Orange County Florida | 1 | $ 412,000 | $ 412,000 | $ 141,000 |
| Polk County Florida | 1 | $ 51,000 | $ 51,000 | $ 203,000 |
| Volusia County Florida | 1 | $ 45,000 | $ 45,000 | $ 149,000 |
| Bacon County Georgia | 1 | $ 103,000 | $ 103,000 | $ 42,000 |
| Bryan County Georgia | 1 | $ 183,000 | $ 183,000 | $ 87,000 |
| Bulloch County Georgia | 1 | $ 103,000 | $ 103,000 | $ 49,000 |
| Butts County Georgia | 1 | $ 151,000 | $ 151,000 | $ 73,000 |
| Camden County Georgia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Chattahoochee County Georgia | 1 | $ 140,000 | $ 140,000 | $ 89,000 |
| Chattooga County Georgia | 1 | $ 131,000 | $ 131,000 | $ 46,000 |
| Clinch County Georgia | 1 | $ 89,000 | $ 89,000 | $ 67,000 |
| Dodge County Georgia | 1 | $ 98,000 | $ 98,000 | $ 44,000 |
| Elbert County Georgia | 1 | $ 215,000 | $ 215,000 | $ 40,000 |
| Haralson County Georgia | 1 | $ 83,000 | $ 83,000 | $ 25,000 |
| Jefferson County Georgia | 1 | $ 36,000 | $ 36,000 | $ 75,000 |
| Lee County Georgia | 1 | $ 150,000 | $ 150,000 | $ 46,000 |
| Madison County Georgia | 1 | $ 226,000 | $ 226,000 | $ 134,000 |
| McDuffie County Georgia | 1 | $ 117,000 | $ 117,000 | $ 0 |
| McIntosh County Georgia | 1 | $ 117,000 | $ 117,000 | $ 34,000 |
| Oglethorpe County Georgia | 1 | $ 128,000 | $ 128,000 | $ 55,000 |
| Peach County Georgia | 1 | $ 98,000 | $ 98,000 | $ 105,000 |
| Talbot County Georgia | 1 | $ 180,000 | $ 180,000 | $ 117,000 |
| Tattnall County Georgia | 1 | $ 132,000 | $ 132,000 | $ 42,000 |
| Terrell County Georgia | 1 | $ 296,000 | $ 296,000 | $ 87,000 |
| Thomas County Georgia | 1 | $ 136,000 | $ 136,000 | $ 46,000 |
| Tift County Georgia | 1 | $ 200,000 | $ 200,000 | $ 56,000 |
| Troup County Georgia | 1 | $ 104,000 | $ 104,000 | $ 115,000 |
| Turner County Georgia | 1 | $ 78,000 | $ 78,000 | $ 39,000 |
| Wayne County Georgia | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Wilkes County Georgia | 1 | $ 71,000 | $ 71,000 | $ 42,000 |
| Wilkinson County Georgia | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Teton County Idaho | 1 | $ 236,000 | $ 236,000 | $ 149,000 |
| Will County Illinois | 1 | $ 188,000 | $ 188,000 | $ 93,000 |
| Pulaski County Kentucky | 1 | $ 400,000 | $ 400,000 | $ 158,000 |
| Jefferson County Louisiana | 1 | $ 93,000 | $ 93,000 | $ 24,000 |
| St. Tammany County Louisiana | 1 | $ 190,000 | $ 190,000 | $ 53,000 |
| Ashe County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 12,000 |
| Caldwell County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 78,000 |
| Caswell County North Carolina | 1 | $ 121,000 | $ 121,000 | $ 85,000 |
| Cherokee County North Carolina | 1 | $ 81,000 | $ 81,000 | $ 67,000 |
| Currituck County North Carolina | 1 | $ 458,000 | $ 458,000 | $ 133,000 |
| Davie County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 90,000 |
| Gaston County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 48,000 |
| Halifax County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 425,000 |
| Haywood County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 249,000 |
| Henderson County North Carolina | 1 | $ 210,000 | $ 210,000 | $ 75,000 |
| Iredell County North Carolina | 1 | $ 400,000 | $ 400,000 | $ 105,000 |
| Jackson County North Carolina | 1 | $ 44,000 | $ 44,000 | $ 127,000 |
| Lincoln County North Carolina | 1 | $ 203,000 | $ 203,000 | $ 60,000 |
| Montgomery County North Carolina | 1 | $ 319,000 | $ 319,000 | $ 204,000 |
| Pitt County North Carolina | 1 | $ 268,000 | $ 268,000 | $ 134,000 |
| Swain County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 361,000 |
| Vance County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 67,000 |
| Warren County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 151,000 |
| Wayne County North Carolina | 1 | $ 143,000 | $ 143,000 | $ 132,000 |
| Wilson County North Carolina | 1 | $ 164,000 | $ 164,000 | $ 60,000 |
| Abbeville County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Darlington County South Carolina | 1 | $ 200,000 | $ 200,000 | $ 61,000 |
| Fairfield County South Carolina | 1 | $ 404,000 | $ 404,000 | $ 144,000 |
| Florence County South Carolina | 1 | $ 152,000 | $ 152,000 | $ 36,000 |
| Hampton County South Carolina | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Kershaw County South Carolina | 1 | $ 234,000 | $ 234,000 | $ 100,000 |
| Lancaster County South Carolina | 1 | $ 213,000 | $ 213,000 | $ 98,000 |
| McCormick County South Carolina | 1 | $ 156,000 | $ 156,000 | $ 43,000 |
| Sumter County South Carolina | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Claiborne County Tennessee | 1 | $ 358,000 | $ 358,000 | $ 64,000 |
| Fentress County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 61,000 |
| Franklin County Tennessee | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Hamblen County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 64,000 |
| Lincoln County Tennessee | 1 | $ 121,000 | $ 121,000 | $ 66,000 |
| Macon County Tennessee | 1 | $ 92,000 | $ 92,000 | $ 51,000 |
| Moore County Tennessee | 1 | $ 94,000 | $ 94,000 | $ 55,000 |
| Rhea County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Robertson County Tennessee | 1 | $ 112,000 | $ 112,000 | $ 57,000 |
| Warren County Tennessee | 1 | $ 144,000 | $ 144,000 | $ 79,000 |
| Weakley County Tennessee | 1 | $ 214,000 | $ 214,000 | $ 78,000 |
| White County Tennessee | 1 | $ 126,000 | $ 126,000 | $ 72,000 |
| Hardin County Texas | 1 | $ 221,000 | $ 221,000 | $ 142,000 |
| Harris County Texas | 1 | $ 186,000 | $ 186,000 | $ 93,000 |
| Travis County Texas | 1 | $ 225,000 | $ 225,000 | $ 115,000 |
| Arlington County Virginia | 1 | $ 217,000 | $ 217,000 | $ 180,000 |
| Fairfax City County Virginia | 1 | $ 194,000 | $ 194,000 | $ 131,000 |
| Shenandoah County Virginia | 1 | $ 254,000 | $ 254,000 | $ 115,000 |
Mortgage Loan Application Detail Totals for Fidelity Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,615 | $833,765,000 | $230,000 | $3,015,000 | $123,000 | $3,048,000 |
| Home Purchase | 2,677 | $538,095,000 | $201,000 | $980,000 | $102,000 | $2,576,000 |
| Home Improvement | 7 | $81,000 | $11,000 | $20,000 | $79,000 | $245,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,926 | $1,096,784,000 | $222,000 | $1,240,000 | $118,000 | $3,048,000 |
| Not Provided | 554 | $121,441,000 | $219,000 | $900,000 | $122,000 | $2,520,000 |
| Black or African American | 420 | $71,287,000 | $169,000 | $3,015,000 | $65,000 | $810,000 |
| Asian | 243 | $53,682,000 | $220,000 | $417,000 | $117,000 | $1,156,000 |
| Hispanic | 142 | $25,974,000 | $182,000 | $417,000 | $86,000 | $570,000 |
| American Indian or Alaskan Native | 9 | $1,883,000 | $209,000 | $417,000 | $80,000 | $252,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $890,000 | $178,000 | $300,000 | $67,000 | $110,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,574 | $1,073,680,000 | $234,000 | $3,015,000 | $133,000 | $3,048,000 |
| FHA-insured (Federal Housing Administration) | 1,374 | $227,101,000 | $165,000 | $389,000 | $65,000 | $1,716,000 |
| VA-guaranteed (Veterans Administration) | 337 | $69,267,000 | $205,000 | $743,000 | $58,000 | $1,200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $1,893,000 | $135,000 | $204,000 | $42,000 | $76,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,452 | $1,194,734,000 | $219,000 | $3,015,000 | $116,000 | $3,048,000 |
| Application Denied By Financial Institution | 685 | $139,472,000 | $203,000 | $989,000 | $99,000 | $1,384,000 |
| Application Withdrawn By Applicant | 116 | $27,916,000 | $240,000 | $1,240,000 | $109,000 | $720,000 |
| Application Approved But Not Accepted | 46 | $9,819,000 | $213,000 | $417,000 | $123,000 | $492,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 285 | $55,937,000 | $196,000 | $620,000 | $104,000 | $1,156,000 |
| Collateral | 177 | $41,780,000 | $236,000 | $989,000 | $116,000 | $1,384,000 |
| Debt-To-Income Ratio | 87 | $17,232,000 | $198,000 | $529,000 | $74,000 | $463,000 |
| Credit History | 54 | $9,144,000 | $169,000 | $700,000 | $71,000 | $275,000 |
| Other | 37 | $6,528,000 | $176,000 | $416,000 | $91,000 | $444,000 |
| Unverifiable Information | 18 | $3,430,000 | $190,000 | $405,000 | $72,000 | $201,000 |
| Employment History | 18 | $3,063,000 | $170,000 | $315,000 | $65,000 | $141,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,459,000 | $243,000 | $417,000 | $126,000 | $295,000 |
| Mortgage Insurance Denied | 1 | $417,000 | $417,000 | $417,000 | $159,000 | $159,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fidelity Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.