Fidelity Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Fidelity Bank 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fidelity Bank 3 Corporate Blvd Ne Atlanta, GA 30329 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,776 |
| Total Mortgage Loan Application Amount | $1,446,709,000 |
| Average Mortgage Loan Application Amount | $226,333 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $125,000 |
| Highest Applicant Income | $4,783,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Fidelity Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fidelity Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Fidelity Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fidelity Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Fidelity Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fidelity Bank's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 1,273 | $ 323,392,000 | $ 254,000 | $ 146,000 |
| DeKalb County Georgia | 835 | $ 201,769,000 | $ 241,000 | $ 125,000 |
| Cobb County Georgia | 718 | $ 145,761,000 | $ 203,000 | $ 108,000 |
| Gwinnett County Georgia | 669 | $ 108,402,000 | $ 162,000 | $ 88,000 |
| Forsyth County Georgia | 371 | $ 88,531,000 | $ 238,000 | $ 120,000 |
| Cherokee County Georgia | 279 | $ 49,998,000 | $ 179,000 | $ 93,000 |
| Wake County North Carolina | 239 | $ 52,467,000 | $ 219,000 | $ 115,000 |
| Knox County Tennessee | 171 | $ 32,194,000 | $ 188,000 | $ 94,000 |
| Davidson County Tennessee | 159 | $ 38,536,000 | $ 242,000 | $ 130,000 |
| Hall County Georgia | 121 | $ 27,040,000 | $ 223,000 | $ 140,000 |
| El Paso County Colorado | 91 | $ 23,473,000 | $ 257,000 | $ 102,000 |
| Duval County Florida | 78 | $ 13,275,000 | $ 170,000 | $ 81,000 |
| Jefferson County Alabama | 75 | $ 17,923,000 | $ 238,000 | $ 116,000 |
| Paulding County Georgia | 75 | $ 10,403,000 | $ 138,000 | $ 78,000 |
| Williamson County Tennessee | 66 | $ 21,440,000 | $ 324,000 | $ 169,000 |
| Moore County North Carolina | 57 | $ 13,109,000 | $ 229,000 | $ 124,000 |
| St. Johns County Florida | 55 | $ 12,161,000 | $ 221,000 | $ 95,000 |
| Henry County Georgia | 46 | $ 5,834,000 | $ 126,000 | $ 73,000 |
| Douglas County Georgia | 44 | $ 6,509,000 | $ 147,000 | $ 79,000 |
| Newton County Georgia | 43 | $ 5,081,000 | $ 118,000 | $ 69,000 |
| Barrow County Georgia | 40 | $ 3,769,000 | $ 94,000 | $ 52,000 |
| Putnam County Georgia | 36 | $ 8,074,000 | $ 224,000 | $ 163,000 |
| Orange County North Carolina | 36 | $ 8,498,000 | $ 236,000 | $ 141,000 |
| Clayton County Georgia | 34 | $ 3,284,000 | $ 96,000 | $ 80,000 |
| Durham County North Carolina | 34 | $ 5,402,000 | $ 158,000 | $ 90,000 |
| Campbell County Tennessee | 31 | $ 3,818,000 | $ 123,000 | $ 60,000 |
| Rutherford County Tennessee | 31 | $ 4,639,000 | $ 149,000 | $ 82,000 |
| Clarke County Georgia | 29 | $ 4,917,000 | $ 169,000 | $ 167,000 |
| Jackson County Georgia | 27 | $ 3,938,000 | $ 145,000 | $ 73,000 |
| Walton County Georgia | 25 | $ 4,935,000 | $ 197,000 | $ 107,000 |
| Charleston County South Carolina | 25 | $ 6,925,000 | $ 277,000 | $ 187,000 |
| Clay County Florida | 24 | $ 4,076,000 | $ 169,000 | $ 73,000 |
| Coweta County Georgia | 24 | $ 4,787,000 | $ 199,000 | $ 95,000 |
| Greene County Georgia | 24 | $ 6,430,000 | $ 267,000 | $ 139,000 |
| Rockdale County Georgia | 24 | $ 2,919,000 | $ 121,000 | $ 56,000 |
| Shelby County Alabama | 23 | $ 5,267,000 | $ 229,000 | $ 124,000 |
| Dawson County Georgia | 23 | $ 5,781,000 | $ 251,000 | $ 138,000 |
| Wilson County Tennessee | 22 | $ 4,708,000 | $ 214,000 | $ 112,000 |
| Pickens County Georgia | 21 | $ 4,169,000 | $ 198,000 | $ 123,000 |
| Johnston County North Carolina | 21 | $ 3,334,000 | $ 158,000 | $ 75,000 |
| Sevier County Tennessee | 21 | $ 3,414,000 | $ 162,000 | $ 68,000 |
| Fayette County Georgia | 20 | $ 4,028,000 | $ 201,000 | $ 105,000 |
| Bartow County Georgia | 19 | $ 2,055,000 | $ 108,000 | $ 60,000 |
| Glynn County Georgia | 19 | $ 4,983,000 | $ 262,000 | $ 121,000 |
| Beaufort County South Carolina | 19 | $ 5,296,000 | $ 278,000 | $ 180,000 |
| Blount County Tennessee | 16 | $ 2,666,000 | $ 166,000 | $ 94,000 |
| Hamilton County Tennessee | 16 | $ 3,285,000 | $ 205,000 | $ 101,000 |
| Houston County Georgia | 14 | $ 1,998,000 | $ 142,000 | $ 78,000 |
| Carroll County Georgia | 13 | $ 2,343,000 | $ 180,000 | $ 89,000 |
| Chatham County North Carolina | 12 | $ 2,212,000 | $ 184,000 | $ 180,000 |
| Leon County Florida | 11 | $ 2,959,000 | $ 269,000 | $ 270,000 |
| Hart County Georgia | 11 | $ 2,621,000 | $ 238,000 | $ 215,000 |
| Lee County North Carolina | 11 | $ 2,042,000 | $ 185,000 | $ 151,000 |
| Fannin County Georgia | 10 | $ 1,894,000 | $ 189,000 | $ 213,000 |
| Oconee County Georgia | 10 | $ 2,639,000 | $ 263,000 | $ 138,000 |
| New Hanover County North Carolina | 10 | $ 1,983,000 | $ 198,000 | $ 170,000 |
| Putnam County Tennessee | 10 | $ 1,275,000 | $ 127,000 | $ 74,000 |
| Baldwin County Alabama | 9 | $ 2,227,000 | $ 247,000 | $ 283,000 |
| Nassau County Florida | 9 | $ 1,452,000 | $ 161,000 | $ 147,000 |
| Baldwin County Georgia | 9 | $ 1,245,000 | $ 138,000 | $ 58,000 |
| Gilmer County Georgia | 8 | $ 1,315,000 | $ 164,000 | $ 123,000 |
| Lumpkin County Georgia | 8 | $ 1,299,000 | $ 162,000 | $ 98,000 |
| Muscogee County Georgia | 8 | $ 1,096,000 | $ 137,000 | $ 75,000 |
| Cumberland County North Carolina | 8 | $ 1,685,000 | $ 210,000 | $ 108,000 |
| Mecklenburg County North Carolina | 8 | $ 2,645,000 | $ 330,000 | $ 179,000 |
| Union County Georgia | 7 | $ 1,022,000 | $ 146,000 | $ 95,000 |
| Franklin County North Carolina | 7 | $ 1,240,000 | $ 177,000 | $ 95,000 |
| Anderson County Tennessee | 7 | $ 703,000 | $ 100,000 | $ 48,000 |
| Weld County Colorado | 6 | $ 1,433,000 | $ 238,000 | $ 89,000 |
| Walton County Florida | 6 | $ 1,373,000 | $ 228,000 | $ 144,000 |
| Rabun County Georgia | 6 | $ 1,549,000 | $ 258,000 | $ 247,000 |
| Spalding County Georgia | 6 | $ 820,000 | $ 136,000 | $ 83,000 |
| Stephens County Georgia | 6 | $ 1,296,000 | $ 216,000 | $ 152,000 |
| Onslow County North Carolina | 6 | $ 1,195,000 | $ 199,000 | $ 67,000 |
| Watauga County North Carolina | 6 | $ 1,400,000 | $ 233,000 | $ 122,000 |
| Berkeley County South Carolina | 6 | $ 1,064,000 | $ 177,000 | $ 125,000 |
| Jefferson County Tennessee | 6 | $ 764,000 | $ 127,000 | $ 55,000 |
| Loudon County Tennessee | 6 | $ 1,394,000 | $ 232,000 | $ 98,000 |
| Sumner County Tennessee | 6 | $ 1,159,000 | $ 193,000 | $ 80,000 |
| Fairfax County Virginia | 6 | $ 2,695,000 | $ 449,000 | $ 120,000 |
| Tuscaloosa County Alabama | 5 | $ 842,000 | $ 168,000 | $ 104,000 |
| Alachua County Florida | 5 | $ 914,000 | $ 182,000 | $ 54,000 |
| Orange County Florida | 5 | $ 1,401,000 | $ 280,000 | $ 324,000 |
| Volusia County Florida | 5 | $ 626,000 | $ 125,000 | $ 81,000 |
| Columbia County Georgia | 5 | $ 1,110,000 | $ 222,000 | $ 83,000 |
| Lowndes County Georgia | 5 | $ 563,000 | $ 112,000 | $ 98,000 |
| Towns County Georgia | 5 | $ 1,266,000 | $ 253,000 | $ 163,000 |
| White County Georgia | 5 | $ 959,000 | $ 191,000 | $ 92,000 |
| Granville County North Carolina | 5 | $ 804,000 | $ 160,000 | $ 59,000 |
| Henderson County North Carolina | 5 | $ 1,327,000 | $ 265,000 | $ 106,000 |
| Jackson County North Carolina | 5 | $ 829,000 | $ 165,000 | $ 145,000 |
| Macon County North Carolina | 5 | $ 1,194,000 | $ 238,000 | $ 215,000 |
| Anderson County South Carolina | 5 | $ 1,316,000 | $ 263,000 | $ 157,000 |
| Greenville County South Carolina | 5 | $ 855,000 | $ 171,000 | $ 162,000 |
| Bradley County Tennessee | 5 | $ 749,000 | $ 149,000 | $ 72,000 |
| Grainger County Tennessee | 5 | $ 738,000 | $ 147,000 | $ 68,000 |
| Roane County Tennessee | 5 | $ 1,097,000 | $ 219,000 | $ 106,000 |
| Chilton County Alabama | 4 | $ 833,000 | $ 208,000 | $ 72,000 |
| Butts County Georgia | 4 | $ 507,000 | $ 126,000 | $ 80,000 |
| Floyd County Georgia | 4 | $ 712,000 | $ 178,000 | $ 67,000 |
| Franklin County Georgia | 4 | $ 953,000 | $ 238,000 | $ 204,000 |
| Habersham County Georgia | 4 | $ 650,000 | $ 162,000 | $ 234,000 |
| Jasper County Georgia | 4 | $ 563,000 | $ 140,000 | $ 67,000 |
| Madison County Georgia | 4 | $ 632,000 | $ 158,000 | $ 69,000 |
| Morgan County Georgia | 4 | $ 604,000 | $ 151,000 | $ 44,000 |
| Richmond County Georgia | 4 | $ 454,000 | $ 113,000 | $ 63,000 |
| Alamance County North Carolina | 4 | $ 927,000 | $ 231,000 | $ 99,000 |
| Buncombe County North Carolina | 4 | $ 939,000 | $ 234,000 | $ 186,000 |
| Guilford County North Carolina | 4 | $ 927,000 | $ 231,000 | $ 118,000 |
| Wilson County North Carolina | 4 | $ 516,000 | $ 129,000 | $ 36,000 |
| York County South Carolina | 4 | $ 481,000 | $ 120,000 | $ 93,000 |
| Scott County Tennessee | 4 | $ 756,000 | $ 189,000 | $ 107,000 |
| Lee County Alabama | 3 | $ 781,000 | $ 260,000 | $ 91,000 |
| Palm Beach County Florida | 3 | $ 965,000 | $ 321,000 | $ 154,000 |
| Haralson County Georgia | 3 | $ 394,000 | $ 131,000 | $ 48,000 |
| Polk County Georgia | 3 | $ 338,000 | $ 112,000 | $ 57,000 |
| Walker County Georgia | 3 | $ 517,000 | $ 172,000 | $ 99,000 |
| Carteret County North Carolina | 3 | $ 951,000 | $ 317,000 | $ 208,000 |
| Catawba County North Carolina | 3 | $ 469,000 | $ 156,000 | $ 48,000 |
| Cherokee County North Carolina | 3 | $ 802,000 | $ 267,000 | $ 259,000 |
| Harnett County North Carolina | 3 | $ 528,000 | $ 176,000 | $ 64,000 |
| Richland County South Carolina | 3 | $ 502,000 | $ 167,000 | $ 115,000 |
| Cannon County Tennessee | 3 | $ 320,000 | $ 106,000 | $ 37,000 |
| Claiborne County Tennessee | 3 | $ 311,000 | $ 103,000 | $ 73,000 |
| Coffee County Tennessee | 3 | $ 522,000 | $ 174,000 | $ 74,000 |
| Marshall County Tennessee | 3 | $ 455,000 | $ 151,000 | $ 86,000 |
| Maury County Tennessee | 3 | $ 607,000 | $ 202,000 | $ 80,000 |
| Blount County Alabama | 2 | $ 470,000 | $ 235,000 | $ 107,000 |
| Crenshaw County Alabama | 2 | $ 435,000 | $ 217,000 | $ 73,000 |
| Elmore County Alabama | 2 | $ 625,000 | $ 312,000 | $ 187,000 |
| Madison County Alabama | 2 | $ 312,000 | $ 156,000 | $ 119,000 |
| Grand County Colorado | 2 | $ 561,000 | $ 280,000 | $ 200,000 |
| Larimer County Colorado | 2 | $ 800,000 | $ 400,000 | $ 200,000 |
| Bay County Florida | 2 | $ 283,000 | $ 141,000 | $ 98,000 |
| Brevard County Florida | 2 | $ 464,000 | $ 232,000 | $ 94,000 |
| Flagler County Florida | 2 | $ 332,000 | $ 166,000 | $ 111,000 |
| Franklin County Florida | 2 | $ 489,000 | $ 244,000 | $ 86,000 |
| Gulf County Florida | 2 | $ 708,000 | $ 354,000 | $ 374,000 |
| Lee County Florida | 2 | $ 405,000 | $ 202,000 | $ 274,000 |
| Sumter County Florida | 2 | $ 211,000 | $ 105,000 | $ 35,000 |
| Wakulla County Florida | 2 | $ 488,000 | $ 244,000 | $ 181,000 |
| Bibb County Georgia | 2 | $ 324,000 | $ 162,000 | $ 88,000 |
| Heard County Georgia | 2 | $ 223,000 | $ 111,000 | $ 53,000 |
| Pike County Georgia | 2 | $ 349,000 | $ 174,000 | $ 55,000 |
| Alexander County North Carolina | 2 | $ 697,000 | $ 348,000 | $ 178,000 |
| Brunswick County North Carolina | 2 | $ 525,000 | $ 262,000 | $ 323,000 |
| Cabarrus County North Carolina | 2 | $ 233,000 | $ 116,000 | $ 73,000 |
| Caldwell County North Carolina | 2 | $ 202,000 | $ 101,000 | $ 57,000 |
| Graham County North Carolina | 2 | $ 717,000 | $ 358,000 | $ 363,000 |
| Hoke County North Carolina | 2 | $ 502,000 | $ 251,000 | $ 76,000 |
| Iredell County North Carolina | 2 | $ 724,000 | $ 362,000 | $ 154,000 |
| Wayne County North Carolina | 2 | $ 514,000 | $ 257,000 | $ 71,000 |
| Horry County South Carolina | 2 | $ 660,000 | $ 330,000 | $ 88,000 |
| Oconee County South Carolina | 2 | $ 246,000 | $ 123,000 | $ 85,000 |
| Spartanburg County South Carolina | 2 | $ 288,000 | $ 144,000 | $ 46,000 |
| Cheatham County Tennessee | 2 | $ 280,000 | $ 140,000 | $ 66,000 |
| DeKalb County Tennessee | 2 | $ 213,000 | $ 106,000 | $ 110,000 |
| Franklin County Tennessee | 2 | $ 540,000 | $ 270,000 | $ 205,000 |
| Monroe County Tennessee | 2 | $ 190,000 | $ 95,000 | $ 42,000 |
| Moore County Tennessee | 2 | $ 376,000 | $ 188,000 | $ 95,000 |
| Robertson County Tennessee | 2 | $ 280,000 | $ 140,000 | $ 102,000 |
| Shelby County Tennessee | 2 | $ 554,000 | $ 277,000 | $ 177,000 |
| Union County Tennessee | 2 | $ 362,000 | $ 181,000 | $ 81,000 |
| Coosa County Alabama | 1 | $ 200,000 | $ 200,000 | $ 350,000 |
| Hale County Alabama | 1 | $ 225,000 | $ 225,000 | $ 551,000 |
| Limestone County Alabama | 1 | $ 169,000 | $ 169,000 | $ 38,000 |
| Montgomery County Alabama | 1 | $ 152,000 | $ 152,000 | $ 125,000 |
| Morgan County Alabama | 1 | $ 193,000 | $ 193,000 | $ 80,000 |
| Pike County Alabama | 1 | $ 140,000 | $ 140,000 | $ 52,000 |
| Talladega County Alabama | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| Walker County Alabama | 1 | $ 366,000 | $ 366,000 | $ 446,000 |
| Arapahoe County Colorado | 1 | $ 276,000 | $ 276,000 | $ 372,000 |
| Denver County Colorado | 1 | $ 96,000 | $ 96,000 | $ 60,000 |
| Jefferson County Colorado | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| Mesa County Colorado | 1 | $ 250,000 | $ 250,000 | $ 100,000 |
| Park County Colorado | 1 | $ 300,000 | $ 300,000 | $ 301,000 |
| Baker County Florida | 1 | $ 218,000 | $ 218,000 | $ 160,000 |
| Broward County Florida | 1 | $ 417,000 | $ 417,000 | $ 270,000 |
| Charlotte County Florida | 1 | $ 183,000 | $ 183,000 | $ 84,000 |
| Hernando County Florida | 1 | $ 272,000 | $ 272,000 | $ 132,000 |
| Hillsborough County Florida | 1 | $ 184,000 | $ 184,000 | $ 79,000 |
| Indian River County Florida | 1 | $ 269,000 | $ 269,000 | $ 109,000 |
| Pinellas County Florida | 1 | $ 288,000 | $ 288,000 | $ 116,000 |
| Sarasota County Florida | 1 | $ 96,000 | $ 96,000 | $ 61,000 |
| Seminole County Florida | 1 | $ 54,000 | $ 54,000 | $ 32,000 |
| Banks County Georgia | 1 | $ 158,000 | $ 158,000 | $ 55,000 |
| Berrien County Georgia | 1 | $ 128,000 | $ 128,000 | $ 119,000 |
| Bryan County Georgia | 1 | $ 350,000 | $ 350,000 | $ 179,000 |
| Bulloch County Georgia | 1 | $ 154,000 | $ 154,000 | $ 97,000 |
| Catoosa County Georgia | 1 | $ 117,000 | $ 117,000 | $ 4,783,000 |
| Chatham County Georgia | 1 | $ 112,000 | $ 112,000 | $ 64,000 |
| Crawford County Georgia | 1 | $ 124,000 | $ 124,000 | $ 52,000 |
| Dade County Georgia | 1 | $ 191,000 | $ 191,000 | $ 44,000 |
| Dougherty County Georgia | 1 | $ 166,000 | $ 166,000 | $ 90,000 |
| Effingham County Georgia | 1 | $ 202,000 | $ 202,000 | $ 124,000 |
| Elbert County Georgia | 1 | $ 141,000 | $ 141,000 | $ 110,000 |
| Evans County Georgia | 1 | $ 123,000 | $ 123,000 | $ 143,000 |
| Grady County Georgia | 1 | $ 417,000 | $ 417,000 | $ 87,000 |
| Hancock County Georgia | 1 | $ 240,000 | $ 240,000 | $ 88,000 |
| Harris County Georgia | 1 | $ 378,000 | $ 378,000 | $ 103,000 |
| Lamar County Georgia | 1 | $ 88,000 | $ 88,000 | $ 55,000 |
| Lee County Georgia | 1 | $ 83,000 | $ 83,000 | $ 36,000 |
| Liberty County Georgia | 1 | $ 192,000 | $ 192,000 | $ 94,000 |
| McIntosh County Georgia | 1 | $ 295,000 | $ 295,000 | $ 107,000 |
| Monroe County Georgia | 1 | $ 280,000 | $ 280,000 | $ 80,000 |
| Murray County Georgia | 1 | $ 140,000 | $ 140,000 | $ 77,000 |
| Oglethorpe County Georgia | 1 | $ 69,000 | $ 69,000 | $ 24,000 |
| Peach County Georgia | 1 | $ 152,000 | $ 152,000 | $ 59,000 |
| Thomas County Georgia | 1 | $ 250,000 | $ 250,000 | $ 54,000 |
| Tift County Georgia | 1 | $ 231,000 | $ 231,000 | $ 142,000 |
| Troup County Georgia | 1 | $ 82,000 | $ 82,000 | $ 21,000 |
| Wayne County Georgia | 1 | $ 208,000 | $ 208,000 | $ 98,000 |
| Whitfield County Georgia | 1 | $ 240,000 | $ 240,000 | $ 66,000 |
| Worth County Georgia | 1 | $ 73,000 | $ 73,000 | $ 25,000 |
| Anne Arundel County Maryland | 1 | $ 520,000 | $ 520,000 | $ 280,000 |
| Alleghany County North Carolina | 1 | $ 124,000 | $ 124,000 | $ 137,000 |
| Avery County North Carolina | 1 | $ 186,000 | $ 186,000 | $ 445,000 |
| Clay County North Carolina | 1 | $ 267,000 | $ 267,000 | $ 162,000 |
| Columbus County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 194,000 |
| Dare County North Carolina | 1 | $ 311,000 | $ 311,000 | $ 87,000 |
| Davidson County North Carolina | 1 | $ 281,000 | $ 281,000 | $ 104,000 |
| Jones County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 88,000 |
| Lincoln County North Carolina | 1 | $ 148,000 | $ 148,000 | $ 71,000 |
| Montgomery County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 254,000 |
| Nash County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 73,000 |
| Pender County North Carolina | 1 | $ 199,000 | $ 199,000 | $ 80,000 |
| Pitt County North Carolina | 1 | $ 252,000 | $ 252,000 | $ 129,000 |
| Sampson County North Carolina | 1 | $ 189,000 | $ 189,000 | $ 41,000 |
| Swain County North Carolina | 1 | $ 388,000 | $ 388,000 | $ 494,000 |
| Transylvania County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 252,000 |
| Vance County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 256,000 |
| Warren County North Carolina | 1 | $ 400,000 | $ 400,000 | $ 329,000 |
| Wilkes County North Carolina | 1 | $ 56,000 | $ 56,000 | $ 50,000 |
| Colleton County South Carolina | 1 | $ 252,000 | $ 252,000 | $ 144,000 |
| Dorchester County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 61,000 |
| Georgetown County South Carolina | 1 | $ 191,000 | $ 191,000 | $ 75,000 |
| Lancaster County South Carolina | 1 | $ 310,000 | $ 310,000 | $ 70,000 |
| Orangeburg County South Carolina | 1 | $ 240,000 | $ 240,000 | $ 89,000 |
| Bedford County Tennessee | 1 | $ 97,000 | $ 97,000 | $ 28,000 |
| Dickson County Tennessee | 1 | $ 131,000 | $ 131,000 | $ 126,000 |
| Fentress County Tennessee | 1 | $ 122,000 | $ 122,000 | $ 54,000 |
| Grundy County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 15,000 |
| Hamblen County Tennessee | 1 | $ 164,000 | $ 164,000 | $ 67,000 |
| Henry County Tennessee | 1 | $ 192,000 | $ 192,000 | $ 94,000 |
| Lawrence County Tennessee | 1 | $ 99,000 | $ 99,000 | $ 26,000 |
| Madison County Tennessee | 1 | $ 234,000 | $ 234,000 | $ 99,000 |
| McMinn County Tennessee | 1 | $ 147,000 | $ 147,000 | $ 47,000 |
| Montgomery County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 89,000 |
| Van Buren County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 225,000 |
| Warren County Tennessee | 1 | $ 58,000 | $ 58,000 | $ 26,000 |
| Travis County Texas | 1 | $ 238,000 | $ 238,000 | $ 78,000 |
| Arlington County Virginia | 1 | $ 169,000 | $ 169,000 | $ 92,000 |
| Hanover County Virginia | 1 | $ 258,000 | $ 258,000 | $ 127,000 |
| Loudoun County Virginia | 1 | $ 202,000 | $ 202,000 | $ 306,000 |
| Montgomery County Virginia | 1 | $ 217,000 | $ 217,000 | $ 52,000 |
| Spotsylvania County Virginia | 1 | $ 183,000 | $ 183,000 | $ 257,000 |
Mortgage Loan Application Detail Totals for Fidelity Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,787 | $736,216,000 | $194,000 | $1,000,000 | $101,000 | $4,783,000 |
| Refinancing | 2,943 | $699,072,000 | $237,000 | $1,500,000 | $139,000 | $3,782,000 |
| Home Improvement | 46 | $11,421,000 | $248,000 | $1,172,000 | $135,000 | $432,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,701 | $1,026,716,000 | $218,000 | $1,172,000 | $122,000 | $4,783,000 |
| Not Provided | 1,242 | $272,133,000 | $219,000 | $1,000,000 | $123,000 | $2,161,000 |
| Black or African American | 375 | $53,796,000 | $143,000 | $745,000 | $69,000 | $1,029,000 |
| Asian | 273 | $58,562,000 | $214,000 | $917,000 | $113,000 | $522,000 |
| Hispanic | 159 | $28,934,000 | $181,000 | $417,000 | $84,000 | $385,000 |
| American Indian or Alaskan Native | 17 | $3,474,000 | $204,000 | $417,000 | $117,000 | $383,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,594,000 | $199,000 | $387,000 | $87,000 | $208,000 |
| Not applicable | 1 | $1,500,000 | $1,500,000 | $1,500,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,119 | $1,172,156,000 | $228,000 | $1,500,000 | $134,000 | $3,782,000 |
| FHA-insured (Federal Housing Administration) | 1,352 | $209,837,000 | $155,000 | $437,000 | $67,000 | $4,783,000 |
| VA-guaranteed (Veterans Administration) | 248 | $57,412,000 | $231,000 | $745,000 | $80,000 | $262,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 57 | $7,304,000 | $128,000 | $227,000 | $44,000 | $90,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,528 | $1,190,475,000 | $215,000 | $1,500,000 | $118,000 | $3,782,000 |
| Application Denied By Financial Institution | 691 | $136,902,000 | $198,000 | $700,000 | $124,000 | $4,783,000 |
| Application Withdrawn By Applicant | 492 | $106,120,000 | $215,000 | $1,170,000 | $105,000 | $720,000 |
| Application Approved But Not Accepted | 65 | $13,212,000 | $203,000 | $417,000 | $108,000 | $337,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fidelity Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.