Fidelity Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Fidelity Bank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fidelity Bank 3 Corporate Blvd Ne Atlanta, GA 30329 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 11,853 |
| Total Mortgage Loan Application Amount | $2,712,958,000 |
| Average Mortgage Loan Application Amount | $220,666 |
| Highest Mortgage Loan Application Amount | $1,470,000 |
| Average Applicant Income | $122,666 |
| Highest Applicant Income | $2,921,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Fidelity Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fidelity Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Fidelity Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fidelity Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Fidelity Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fidelity Bank's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 2,104 | $ 554,478,000 | $ 263,000 | $ 144,000 |
| DeKalb County Georgia | 1,443 | $ 353,496,000 | $ 244,000 | $ 126,000 |
| Cobb County Georgia | 1,266 | $ 273,054,000 | $ 215,000 | $ 119,000 |
| Gwinnett County Georgia | 1,022 | $ 179,390,000 | $ 175,000 | $ 99,000 |
| Forsyth County Georgia | 665 | $ 167,639,000 | $ 252,000 | $ 125,000 |
| Cherokee County Georgia | 438 | $ 81,144,000 | $ 185,000 | $ 91,000 |
| Davidson County Tennessee | 337 | $ 82,274,000 | $ 244,000 | $ 131,000 |
| Wake County North Carolina | 229 | $ 53,421,000 | $ 233,000 | $ 116,000 |
| Jefferson County Alabama | 221 | $ 55,515,000 | $ 251,000 | $ 147,000 |
| Chatham County Georgia | 219 | $ 41,105,000 | $ 187,000 | $ 109,000 |
| Fairfax County Virginia | 205 | $ 74,331,000 | $ 362,000 | $ 154,000 |
| Williamson County Tennessee | 157 | $ 44,812,000 | $ 285,000 | $ 149,000 |
| Duval County Florida | 143 | $ 20,440,000 | $ 142,000 | $ 131,000 |
| Hall County Georgia | 139 | $ 29,059,000 | $ 209,000 | $ 123,000 |
| St. Johns County Florida | 132 | $ 30,708,000 | $ 232,000 | $ 95,000 |
| Paulding County Georgia | 128 | $ 19,510,000 | $ 152,000 | $ 90,000 |
| Henry County Georgia | 125 | $ 18,440,000 | $ 147,000 | $ 82,000 |
| Loudoun County Virginia | 113 | $ 39,451,000 | $ 349,000 | $ 151,000 |
| Knox County Tennessee | 103 | $ 19,127,000 | $ 185,000 | $ 87,000 |
| El Paso County Colorado | 88 | $ 21,697,000 | $ 246,000 | $ 98,000 |
| Spotsylvania County Virginia | 88 | $ 20,091,000 | $ 228,000 | $ 94,000 |
| Clarke County Georgia | 81 | $ 14,958,000 | $ 184,000 | $ 115,000 |
| Lee County Alabama | 75 | $ 16,403,000 | $ 218,000 | $ 128,000 |
| Barrow County Georgia | 64 | $ 7,557,000 | $ 118,000 | $ 59,000 |
| Douglas County Georgia | 61 | $ 8,243,000 | $ 135,000 | $ 80,000 |
| Walton County Georgia | 60 | $ 8,884,000 | $ 148,000 | $ 75,000 |
| Limestone County Alabama | 59 | $ 12,380,000 | $ 209,000 | $ 103,000 |
| Fayette County Georgia | 58 | $ 13,564,000 | $ 233,000 | $ 110,000 |
| Stafford County Virginia | 49 | $ 13,955,000 | $ 284,000 | $ 112,000 |
| Newton County Georgia | 47 | $ 6,204,000 | $ 132,000 | $ 66,000 |
| Coweta County Georgia | 46 | $ 9,431,000 | $ 205,000 | $ 136,000 |
| Madison County Alabama | 45 | $ 9,459,000 | $ 210,000 | $ 141,000 |
| Shelby County Alabama | 44 | $ 10,874,000 | $ 247,000 | $ 135,000 |
| Prince William County Virginia | 43 | $ 14,637,000 | $ 340,000 | $ 132,000 |
| Effingham County Georgia | 42 | $ 7,294,000 | $ 173,000 | $ 66,000 |
| Fannin County Georgia | 41 | $ 8,489,000 | $ 207,000 | $ 182,000 |
| Jackson County Georgia | 41 | $ 7,265,000 | $ 177,000 | $ 80,000 |
| Oconee County Georgia | 41 | $ 9,820,000 | $ 239,000 | $ 139,000 |
| Rockdale County Georgia | 39 | $ 6,078,000 | $ 155,000 | $ 73,000 |
| Arlington County Virginia | 33 | $ 12,502,000 | $ 378,000 | $ 196,000 |
| Clay County Florida | 32 | $ 5,079,000 | $ 158,000 | $ 72,000 |
| Durham County North Carolina | 32 | $ 6,283,000 | $ 196,000 | $ 99,000 |
| Dawson County Georgia | 31 | $ 7,046,000 | $ 227,000 | $ 146,000 |
| Wilson County Tennessee | 31 | $ 5,710,000 | $ 184,000 | $ 69,000 |
| Baltimore County Maryland | 29 | $ 7,995,000 | $ 275,000 | $ 126,000 |
| Orange County North Carolina | 29 | $ 7,422,000 | $ 255,000 | $ 146,000 |
| District of Columbia County District Of Columbia | 27 | $ 11,950,000 | $ 442,000 | $ 145,000 |
| Leon County Florida | 27 | $ 5,879,000 | $ 217,000 | $ 145,000 |
| Greene County Georgia | 25 | $ 8,877,000 | $ 355,000 | $ 262,000 |
| Charleston County South Carolina | 25 | $ 8,297,000 | $ 331,000 | $ 267,000 |
| Clayton County Georgia | 24 | $ 2,270,000 | $ 94,000 | $ 64,000 |
| Calhoun County Alabama | 23 | $ 3,201,000 | $ 139,000 | $ 78,000 |
| Putnam County Georgia | 23 | $ 6,748,000 | $ 293,000 | $ 201,000 |
| Alexandria County Virginia | 22 | $ 7,868,000 | $ 357,000 | $ 164,000 |
| Bartow County Georgia | 21 | $ 4,073,000 | $ 193,000 | $ 145,000 |
| Hamilton County Tennessee | 21 | $ 3,107,000 | $ 147,000 | $ 93,000 |
| Pickens County Georgia | 19 | $ 3,235,000 | $ 170,000 | $ 109,000 |
| Moore County North Carolina | 19 | $ 4,502,000 | $ 236,000 | $ 100,000 |
| Campbell County Tennessee | 18 | $ 1,985,000 | $ 110,000 | $ 59,000 |
| Carroll County Georgia | 17 | $ 3,119,000 | $ 183,000 | $ 135,000 |
| Gilmer County Georgia | 17 | $ 2,506,000 | $ 147,000 | $ 139,000 |
| Glynn County Georgia | 17 | $ 3,804,000 | $ 223,000 | $ 119,000 |
| Caroline County Virginia | 17 | $ 3,174,000 | $ 186,000 | $ 84,000 |
| Bryan County Georgia | 16 | $ 2,595,000 | $ 162,000 | $ 58,000 |
| New Hanover County North Carolina | 16 | $ 3,164,000 | $ 197,000 | $ 114,000 |
| Fredericksburg County Virginia | 16 | $ 4,828,000 | $ 301,000 | $ 130,000 |
| Johnston County North Carolina | 15 | $ 3,193,000 | $ 212,000 | $ 92,000 |
| Hart County Georgia | 14 | $ 3,354,000 | $ 239,000 | $ 139,000 |
| Mecklenburg County North Carolina | 14 | $ 3,063,000 | $ 218,000 | $ 112,000 |
| Beaufort County South Carolina | 14 | $ 4,351,000 | $ 310,000 | $ 174,000 |
| Blount County Tennessee | 14 | $ 2,927,000 | $ 209,000 | $ 83,000 |
| Muscogee County Georgia | 13 | $ 1,868,000 | $ 143,000 | $ 187,000 |
| Tallapoosa County Alabama | 12 | $ 2,819,000 | $ 234,000 | $ 134,000 |
| Montgomery County Maryland | 12 | $ 3,543,000 | $ 295,000 | $ 178,000 |
| Sumner County Tennessee | 12 | $ 2,555,000 | $ 212,000 | $ 88,000 |
| Greenville County South Carolina | 11 | $ 2,844,000 | $ 258,000 | $ 90,000 |
| Sevier County Tennessee | 11 | $ 2,202,000 | $ 200,000 | $ 112,000 |
| King George County Virginia | 11 | $ 2,788,000 | $ 253,000 | $ 98,000 |
| Orange County Virginia | 11 | $ 1,968,000 | $ 178,000 | $ 77,000 |
| Walker County Alabama | 10 | $ 1,686,000 | $ 168,000 | $ 76,000 |
| Habersham County Georgia | 10 | $ 1,584,000 | $ 158,000 | $ 140,000 |
| Lumpkin County Georgia | 10 | $ 1,447,000 | $ 144,000 | $ 96,000 |
| Polk County Georgia | 10 | $ 1,159,000 | $ 115,000 | $ 79,000 |
| Buncombe County North Carolina | 10 | $ 2,019,000 | $ 201,000 | $ 163,000 |
| Chatham County North Carolina | 10 | $ 2,829,000 | $ 282,000 | $ 100,000 |
| Anderson County Tennessee | 10 | $ 2,177,000 | $ 217,000 | $ 72,000 |
| Rutherford County Tennessee | 10 | $ 1,418,000 | $ 141,000 | $ 97,000 |
| Newport News County Virginia | 10 | $ 1,721,000 | $ 172,000 | $ 61,000 |
| Morgan County Alabama | 9 | $ 1,667,000 | $ 185,000 | $ 127,000 |
| Tuscaloosa County Alabama | 9 | $ 1,458,000 | $ 162,000 | $ 83,000 |
| Nassau County Florida | 9 | $ 2,475,000 | $ 275,000 | $ 303,000 |
| Macon County North Carolina | 9 | $ 2,506,000 | $ 278,000 | $ 234,000 |
| Oconee County South Carolina | 9 | $ 2,914,000 | $ 323,000 | $ 206,000 |
| Hampton County Virginia | 9 | $ 1,597,000 | $ 177,000 | $ 74,000 |
| Baldwin County Alabama | 8 | $ 2,165,000 | $ 270,000 | $ 179,000 |
| Walton County Florida | 8 | $ 2,629,000 | $ 328,000 | $ 389,000 |
| Madison County Georgia | 8 | $ 1,349,000 | $ 168,000 | $ 72,000 |
| Morgan County Georgia | 8 | $ 1,985,000 | $ 248,000 | $ 198,000 |
| Spalding County Georgia | 8 | $ 1,088,000 | $ 136,000 | $ 58,000 |
| Halifax County North Carolina | 8 | $ 1,025,000 | $ 128,000 | $ 64,000 |
| James City County Virginia | 8 | $ 2,302,000 | $ 287,000 | $ 162,000 |
| Montgomery County Alabama | 7 | $ 1,608,000 | $ 229,000 | $ 116,000 |
| Talladega County Alabama | 7 | $ 1,596,000 | $ 228,000 | $ 94,000 |
| Weld County Colorado | 7 | $ 1,710,000 | $ 244,000 | $ 108,000 |
| Rabun County Georgia | 7 | $ 2,142,000 | $ 306,000 | $ 254,000 |
| Franklin County North Carolina | 7 | $ 1,682,000 | $ 240,000 | $ 63,000 |
| Richland County South Carolina | 7 | $ 1,177,000 | $ 168,000 | $ 197,000 |
| Monroe County Tennessee | 7 | $ 994,000 | $ 142,000 | $ 56,000 |
| Scott County Tennessee | 7 | $ 1,264,000 | $ 180,000 | $ 60,000 |
| St. Clair County Alabama | 6 | $ 896,000 | $ 149,000 | $ 61,000 |
| Brevard County Florida | 6 | $ 1,767,000 | $ 294,000 | $ 379,000 |
| Haralson County Georgia | 6 | $ 855,000 | $ 142,000 | $ 74,000 |
| Jasper County Georgia | 6 | $ 510,000 | $ 85,000 | $ 89,000 |
| Stephens County Georgia | 6 | $ 1,409,000 | $ 234,000 | $ 164,000 |
| Union County Georgia | 6 | $ 1,189,000 | $ 198,000 | $ 215,000 |
| Lee County North Carolina | 6 | $ 1,344,000 | $ 224,000 | $ 94,000 |
| Dorchester County South Carolina | 6 | $ 1,222,000 | $ 203,000 | $ 302,000 |
| York County South Carolina | 6 | $ 1,133,000 | $ 188,000 | $ 90,000 |
| Shelby County Tennessee | 6 | $ 1,434,000 | $ 239,000 | $ 141,000 |
| Fauquier County Virginia | 6 | $ 2,053,000 | $ 342,000 | $ 123,000 |
| York County Virginia | 6 | $ 1,799,000 | $ 299,000 | $ 96,000 |
| Chambers County Alabama | 5 | $ 1,112,000 | $ 222,000 | $ 146,000 |
| Etowah County Alabama | 5 | $ 855,000 | $ 171,000 | $ 108,000 |
| Orange County Florida | 5 | $ 1,208,000 | $ 241,000 | $ 127,000 |
| Bibb County Georgia | 5 | $ 578,000 | $ 115,000 | $ 29,000 |
| Bulloch County Georgia | 5 | $ 687,000 | $ 137,000 | $ 78,000 |
| Columbia County Georgia | 5 | $ 1,048,000 | $ 209,000 | $ 95,000 |
| Baltimore City County Maryland | 5 | $ 1,412,000 | $ 282,000 | $ 151,000 |
| Rankin County Mississippi | 5 | $ 741,000 | $ 148,000 | $ 94,000 |
| Brunswick County North Carolina | 5 | $ 1,121,000 | $ 224,000 | $ 153,000 |
| Carteret County North Carolina | 5 | $ 1,414,000 | $ 282,000 | $ 199,000 |
| Forsyth County North Carolina | 5 | $ 1,074,000 | $ 214,000 | $ 147,000 |
| Granville County North Carolina | 5 | $ 1,053,000 | $ 210,000 | $ 73,000 |
| Horry County South Carolina | 5 | $ 983,000 | $ 196,000 | $ 58,000 |
| Hamblen County Tennessee | 5 | $ 679,000 | $ 135,000 | $ 48,000 |
| Loudon County Tennessee | 5 | $ 990,000 | $ 198,000 | $ 76,000 |
| Maury County Tennessee | 5 | $ 669,000 | $ 133,000 | $ 55,000 |
| Montgomery County Tennessee | 5 | $ 923,000 | $ 184,000 | $ 98,000 |
| Poquoson County Virginia | 5 | $ 1,210,000 | $ 242,000 | $ 120,000 |
| Jackson County Alabama | 4 | $ 784,000 | $ 196,000 | $ 68,000 |
| Larimer County Colorado | 4 | $ 1,262,000 | $ 315,000 | $ 86,000 |
| Palm Beach County Florida | 4 | $ 1,437,000 | $ 359,000 | $ 158,000 |
| Volusia County Florida | 4 | $ 645,000 | $ 161,000 | $ 44,000 |
| Liberty County Georgia | 4 | $ 547,000 | $ 136,000 | $ 87,000 |
| Monroe County Georgia | 4 | $ 712,000 | $ 178,000 | $ 96,000 |
| Whitfield County Georgia | 4 | $ 535,000 | $ 133,000 | $ 55,000 |
| Alamance County North Carolina | 4 | $ 790,000 | $ 197,000 | $ 104,000 |
| Jackson County North Carolina | 4 | $ 1,066,000 | $ 266,000 | $ 152,000 |
| Pender County North Carolina | 4 | $ 1,409,000 | $ 352,000 | $ 268,000 |
| Warren County North Carolina | 4 | $ 1,072,000 | $ 268,000 | $ 98,000 |
| Greenwood County South Carolina | 4 | $ 744,000 | $ 186,000 | $ 67,000 |
| Dickson County Tennessee | 4 | $ 671,000 | $ 167,000 | $ 92,000 |
| Roane County Tennessee | 4 | $ 945,000 | $ 236,000 | $ 167,000 |
| Fairfax City County Virginia | 4 | $ 1,045,000 | $ 261,000 | $ 118,000 |
| Gloucester County Virginia | 4 | $ 685,000 | $ 171,000 | $ 58,000 |
| Manassas County Virginia | 4 | $ 861,000 | $ 215,000 | $ 101,000 |
| Blount County Alabama | 3 | $ 563,000 | $ 187,000 | $ 77,000 |
| Coosa County Alabama | 3 | $ 810,000 | $ 270,000 | $ 251,000 |
| Mobile County Alabama | 3 | $ 494,000 | $ 164,000 | $ 88,000 |
| Douglas County Colorado | 3 | $ 716,000 | $ 238,000 | $ 86,000 |
| Sussex County Delaware | 3 | $ 845,000 | $ 281,000 | $ 267,000 |
| Bay County Florida | 3 | $ 1,121,000 | $ 373,000 | $ 441,000 |
| Hillsborough County Florida | 3 | $ 566,000 | $ 188,000 | $ 124,000 |
| Dougherty County Georgia | 3 | $ 471,000 | $ 157,000 | $ 83,000 |
| Elbert County Georgia | 3 | $ 664,000 | $ 221,000 | $ 97,000 |
| Hancock County Georgia | 3 | $ 665,000 | $ 221,000 | $ 174,000 |
| Oglethorpe County Georgia | 3 | $ 583,000 | $ 194,000 | $ 80,000 |
| Towns County Georgia | 3 | $ 851,000 | $ 283,000 | $ 516,000 |
| White County Georgia | 3 | $ 432,000 | $ 144,000 | $ 50,000 |
| East Baton Rouge County Louisiana | 3 | $ 985,000 | $ 328,000 | $ 126,000 |
| Anne Arundel County Maryland | 3 | $ 914,000 | $ 304,000 | $ 81,000 |
| Harford County Maryland | 3 | $ 901,000 | $ 300,000 | $ 98,000 |
| Guilford County North Carolina | 3 | $ 493,000 | $ 164,000 | $ 55,000 |
| Onslow County North Carolina | 3 | $ 798,000 | $ 266,000 | $ 173,000 |
| Transylvania County North Carolina | 3 | $ 849,000 | $ 283,000 | $ 183,000 |
| Grainger County Tennessee | 3 | $ 381,000 | $ 127,000 | $ 59,000 |
| Hanover County Virginia | 3 | $ 643,000 | $ 214,000 | $ 97,000 |
| King William County Virginia | 3 | $ 410,000 | $ 136,000 | $ 62,000 |
| Virginia Beach County Virginia | 3 | $ 702,000 | $ 234,000 | $ 136,000 |
| Warren County Virginia | 3 | $ 551,000 | $ 183,000 | $ 112,000 |
| Cherokee County Alabama | 2 | $ 648,000 | $ 324,000 | $ 156,000 |
| Marshall County Alabama | 2 | $ 805,000 | $ 402,000 | $ 277,000 |
| Randolph County Alabama | 2 | $ 320,000 | $ 160,000 | $ 126,000 |
| Arapahoe County Colorado | 2 | $ 633,000 | $ 316,000 | $ 192,000 |
| Escambia County Florida | 2 | $ 398,000 | $ 199,000 | $ 131,000 |
| Franklin County Florida | 2 | $ 641,000 | $ 320,000 | $ 194,000 |
| Baldwin County Georgia | 2 | $ 409,000 | $ 204,000 | $ 218,000 |
| Banks County Georgia | 2 | $ 291,000 | $ 145,000 | $ 76,000 |
| Bleckley County Georgia | 2 | $ 269,000 | $ 134,000 | $ 53,000 |
| Camden County Georgia | 2 | $ 674,000 | $ 337,000 | $ 103,000 |
| Harris County Georgia | 2 | $ 456,000 | $ 228,000 | $ 11,000 |
| Lamar County Georgia | 2 | $ 352,000 | $ 176,000 | $ 42,000 |
| Lowndes County Georgia | 2 | $ 218,000 | $ 109,000 | $ 32,000 |
| McIntosh County Georgia | 2 | $ 209,000 | $ 104,000 | $ 66,000 |
| Murray County Georgia | 2 | $ 223,000 | $ 111,000 | $ 135,000 |
| Richmond County Georgia | 2 | $ 249,000 | $ 124,000 | $ 56,000 |
| Thomas County Georgia | 2 | $ 383,000 | $ 191,000 | $ 95,000 |
| Troup County Georgia | 2 | $ 516,000 | $ 258,000 | $ 236,000 |
| Walker County Georgia | 2 | $ 141,000 | $ 70,000 | $ 12,000 |
| Wayne County Georgia | 2 | $ 493,000 | $ 246,000 | $ 120,000 |
| Jefferson County Kentucky | 2 | $ 358,000 | $ 179,000 | $ 78,000 |
| Carroll County Maryland | 2 | $ 571,000 | $ 285,000 | $ 109,000 |
| Frederick County Maryland | 2 | $ 515,000 | $ 257,000 | $ 114,000 |
| Worcester County Maryland | 2 | $ 475,000 | $ 237,000 | $ 164,000 |
| Hinds County Mississippi | 2 | $ 699,000 | $ 349,000 | $ 142,000 |
| Cabarrus County North Carolina | 2 | $ 367,000 | $ 183,000 | $ 63,000 |
| Cherokee County North Carolina | 2 | $ 323,000 | $ 161,000 | $ 213,000 |
| Clay County North Carolina | 2 | $ 418,000 | $ 209,000 | $ 77,000 |
| Cumberland County North Carolina | 2 | $ 136,000 | $ 68,000 | $ 70,000 |
| Graham County North Carolina | 2 | $ 626,000 | $ 313,000 | $ 346,000 |
| Nash County North Carolina | 2 | $ 223,000 | $ 111,000 | $ 64,000 |
| Pitt County North Carolina | 2 | $ 359,000 | $ 179,000 | $ 97,000 |
| Scotland County North Carolina | 2 | $ 320,000 | $ 160,000 | $ 85,000 |
| Anderson County South Carolina | 2 | $ 637,000 | $ 318,000 | $ 251,000 |
| Cheatham County Tennessee | 2 | $ 267,000 | $ 133,000 | $ 53,000 |
| Coffee County Tennessee | 2 | $ 312,000 | $ 156,000 | $ 62,000 |
| Giles County Tennessee | 2 | $ 321,000 | $ 160,000 | $ 78,000 |
| Chesapeake County Virginia | 2 | $ 608,000 | $ 304,000 | $ 136,000 |
| Culpeper County Virginia | 2 | $ 191,000 | $ 95,000 | $ 181,000 |
| Frederick County Virginia | 2 | $ 460,000 | $ 230,000 | $ 70,000 |
| Henrico County Virginia | 2 | $ 759,000 | $ 379,000 | $ 153,000 |
| Isle of Wight County Virginia | 2 | $ 670,000 | $ 335,000 | $ 85,000 |
| Northumberland County Virginia | 2 | $ 858,000 | $ 429,000 | $ 298,000 |
| Suffolk County Virginia | 2 | $ 455,000 | $ 227,000 | $ 108,000 |
| Westmoreland County Virginia | 2 | $ 185,000 | $ 92,000 | $ 150,000 |
| Jefferson County West Virginia | 2 | $ 417,000 | $ 208,000 | $ 95,000 |
| Chilton County Alabama | 1 | $ 380,000 | $ 380,000 | $ 179,000 |
| Clay County Alabama | 1 | $ 161,000 | $ 161,000 | $ 40,000 |
| Cleburne County Alabama | 1 | $ 155,000 | $ 155,000 | $ 104,000 |
| Covington County Alabama | 1 | $ 324,000 | $ 324,000 | $ 94,000 |
| Cullman County Alabama | 1 | $ 190,000 | $ 190,000 | $ 195,000 |
| Elmore County Alabama | 1 | $ 285,000 | $ 285,000 | $ 162,000 |
| Fayette County Alabama | 1 | $ 160,000 | $ 160,000 | $ 118,000 |
| Houston County Alabama | 1 | $ 142,000 | $ 142,000 | $ 127,000 |
| Lawrence County Alabama | 1 | $ 167,000 | $ 167,000 | $ 67,000 |
| Macon County Alabama | 1 | $ 343,000 | $ 343,000 | $ 69,000 |
| Pickens County Alabama | 1 | $ 76,000 | $ 76,000 | $ 66,000 |
| Pike County Alabama | 1 | $ 225,000 | $ 225,000 | $ 132,000 |
| Russell County Alabama | 1 | $ 100,000 | $ 100,000 | $ 26,000 |
| Adams County Colorado | 1 | $ 175,000 | $ 175,000 | $ 142,000 |
| Denver County Colorado | 1 | $ 370,000 | $ 370,000 | $ 400,000 |
| Eagle County Colorado | 1 | $ 563,000 | $ 563,000 | $ 1,021,000 |
| Jefferson County Colorado | 1 | $ 225,000 | $ 225,000 | $ 135,000 |
| Routt County Colorado | 1 | $ 252,000 | $ 252,000 | $ 318,000 |
| Summit County Colorado | 1 | $ 360,000 | $ 360,000 | $ 93,000 |
| Teller County Colorado | 1 | $ 103,000 | $ 103,000 | $ 30,000 |
| Broward County Florida | 1 | $ 251,000 | $ 251,000 | $ 142,000 |
| Flagler County Florida | 1 | $ 194,000 | $ 194,000 | $ 120,000 |
| Gulf County Florida | 1 | $ 106,000 | $ 106,000 | $ 116,000 |
| Indian River County Florida | 1 | $ 550,000 | $ 550,000 | $ 367,000 |
| Jefferson County Florida | 1 | $ 300,000 | $ 300,000 | $ 148,000 |
| Lee County Florida | 1 | $ 121,000 | $ 121,000 | $ 155,000 |
| Okaloosa County Florida | 1 | $ 216,000 | $ 216,000 | $ 192,000 |
| Pasco County Florida | 1 | $ 82,000 | $ 82,000 | $ 47,000 |
| Pinellas County Florida | 1 | $ 417,000 | $ 417,000 | $ 212,000 |
| Putnam County Florida | 1 | $ 140,000 | $ 140,000 | $ 186,000 |
| Seminole County Florida | 1 | $ 156,000 | $ 156,000 | $ 111,000 |
| Sumter County Florida | 1 | $ 271,000 | $ 271,000 | $ 172,000 |
| Brooks County Georgia | 1 | $ 148,000 | $ 148,000 | $ 45,000 |
| Butts County Georgia | 1 | $ 178,000 | $ 178,000 | $ 195,000 |
| Colquitt County Georgia | 1 | $ 230,000 | $ 230,000 | $ 151,000 |
| Crisp County Georgia | 1 | $ 168,000 | $ 168,000 | $ 48,000 |
| Evans County Georgia | 1 | $ 152,000 | $ 152,000 | $ 169,000 |
| Floyd County Georgia | 1 | $ 406,000 | $ 406,000 | $ 134,000 |
| Franklin County Georgia | 1 | $ 188,000 | $ 188,000 | $ 124,000 |
| Gordon County Georgia | 1 | $ 236,000 | $ 236,000 | $ 185,000 |
| Houston County Georgia | 1 | $ 166,000 | $ 166,000 | $ 96,000 |
| Jones County Georgia | 1 | $ 240,000 | $ 240,000 | $ 81,000 |
| Lee County Georgia | 1 | $ 203,000 | $ 203,000 | $ 156,000 |
| Marion County Georgia | 1 | $ 102,000 | $ 102,000 | $ 34,000 |
| Mitchell County Georgia | 1 | $ 107,000 | $ 107,000 | $ 47,000 |
| Pierce County Georgia | 1 | $ 271,000 | $ 271,000 | $ 137,000 |
| Pike County Georgia | 1 | $ 288,000 | $ 288,000 | $ 104,000 |
| Seminole County Georgia | 1 | $ 79,000 | $ 79,000 | $ 22,000 |
| Taylor County Georgia | 1 | $ 146,000 | $ 146,000 | $ 65,000 |
| Toombs County Georgia | 1 | $ 112,000 | $ 112,000 | $ 30,000 |
| Upson County Georgia | 1 | $ 234,000 | $ 234,000 | $ 117,000 |
| Worth County Georgia | 1 | $ 122,000 | $ 122,000 | $ 62,000 |
| Hamilton County Indiana | 1 | $ 417,000 | $ 417,000 | $ 185,000 |
| Livingston County Louisiana | 1 | $ 168,000 | $ 168,000 | $ 72,000 |
| Charles County Maryland | 1 | $ 345,000 | $ 345,000 | $ 116,000 |
| Dorchester County Maryland | 1 | $ 371,000 | $ 371,000 | $ 268,000 |
| Howard County Maryland | 1 | $ 246,000 | $ 246,000 | $ 236,000 |
| Queen Anne's County Maryland | 1 | $ 200,000 | $ 200,000 | $ 240,000 |
| Harrison County Mississippi | 1 | $ 236,000 | $ 236,000 | $ 139,000 |
| Madison County Mississippi | 1 | $ 275,000 | $ 275,000 | $ 133,000 |
| Currituck County North Carolina | 1 | $ 399,000 | $ 399,000 | $ 165,000 |
| Dare County North Carolina | 1 | $ 401,000 | $ 401,000 | $ 199,000 |
| Duplin County North Carolina | 1 | $ 127,000 | $ 127,000 | $ 38,000 |
| Harnett County North Carolina | 1 | $ 192,000 | $ 192,000 | $ 56,000 |
| Henderson County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 137,000 |
| Lincoln County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 105,000 |
| Martin County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 131,000 |
| Person County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 95,000 |
| Richmond County North Carolina | 1 | $ 78,000 | $ 78,000 | $ 33,000 |
| Rowan County North Carolina | 1 | $ 147,000 | $ 147,000 | $ 45,000 |
| Union County North Carolina | 1 | $ 211,000 | $ 211,000 | $ 145,000 |
| Vance County North Carolina | 1 | $ 147,000 | $ 147,000 | $ 104,000 |
| Wayne County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 36,000 |
| Wilson County North Carolina | 1 | $ 202,000 | $ 202,000 | $ 51,000 |
| Abbeville County South Carolina | 1 | $ 62,000 | $ 62,000 | $ 64,000 |
| Berkeley County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 122,000 |
| Georgetown County South Carolina | 1 | $ 388,000 | $ 388,000 | $ 1,097,000 |
| Lancaster County South Carolina | 1 | $ 304,000 | $ 304,000 | $ 70,000 |
| Lexington County South Carolina | 1 | $ 332,000 | $ 332,000 | $ 134,000 |
| Pickens County South Carolina | 1 | $ 910,000 | $ 910,000 | $ 963,000 |
| Spartanburg County South Carolina | 1 | $ 176,000 | $ 176,000 | $ 64,000 |
| Claiborne County Tennessee | 1 | $ 241,000 | $ 241,000 | $ 44,000 |
| Cocke County Tennessee | 1 | $ 127,000 | $ 127,000 | $ 18,000 |
| Fentress County Tennessee | 1 | $ 58,000 | $ 58,000 | $ 28,000 |
| Greene County Tennessee | 1 | $ 108,000 | $ 108,000 | $ 43,000 |
| Hawkins County Tennessee | 1 | $ 179,000 | $ 179,000 | $ 40,000 |
| Haywood County Tennessee | 1 | $ 213,000 | $ 213,000 | $ 75,000 |
| Humphreys County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 313,000 |
| Jefferson County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 45,000 |
| Lincoln County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 35,000 |
| Marshall County Tennessee | 1 | $ 416,000 | $ 416,000 | $ 368,000 |
| Morgan County Tennessee | 1 | $ 223,000 | $ 223,000 | $ 60,000 |
| Polk County Tennessee | 1 | $ 158,000 | $ 158,000 | $ 131,000 |
| Robertson County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 62,000 |
| Smith County Tennessee | 1 | $ 61,000 | $ 61,000 | $ 40,000 |
| Union County Tennessee | 1 | $ 77,000 | $ 77,000 | $ 34,000 |
| Warren County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 78,000 |
| Weakley County Tennessee | 1 | $ 118,000 | $ 118,000 | $ 72,000 |
| Albemarle County Virginia | 1 | $ 260,000 | $ 260,000 | $ 94,000 |
| Augusta County Virginia | 1 | $ 167,000 | $ 167,000 | $ 103,000 |
| Charlottesville County Virginia | 1 | $ 336,000 | $ 336,000 | $ 94,000 |
| Chesterfield County Virginia | 1 | $ 878,000 | $ 878,000 | $ 294,000 |
| Clarke County Virginia | 1 | $ 176,000 | $ 176,000 | $ 77,000 |
| Falls Church County Virginia | 1 | $ 184,000 | $ 184,000 | $ 75,000 |
| Fluvanna County Virginia | 1 | $ 157,000 | $ 157,000 | $ 346,000 |
| Louisa County Virginia | 1 | $ 404,000 | $ 404,000 | $ 301,000 |
| Montgomery County Virginia | 1 | $ 150,000 | $ 150,000 | $ 163,000 |
| New Kent County Virginia | 1 | $ 159,000 | $ 159,000 | $ 43,000 |
| Russell County Virginia | 1 | $ 154,000 | $ 154,000 | $ 147,000 |
| Williamsburg County Virginia | 1 | $ 241,000 | $ 241,000 | $ 42,000 |
| Winchester County Virginia | 1 | $ 123,000 | $ 123,000 | $ 34,000 |
Mortgage Loan Application Detail Totals for Fidelity Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,405 | $1,557,557,000 | $243,000 | $912,000 | $135,000 | $2,000,000 |
| Home Purchase | 5,352 | $1,135,479,000 | $212,000 | $1,470,000 | $108,000 | $2,921,000 |
| Home Improvement | 96 | $19,922,000 | $207,000 | $417,000 | $125,000 | $408,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,847 | $2,054,505,000 | $232,000 | $1,470,000 | $125,000 | $2,921,000 |
| Not Provided | 1,636 | $392,154,000 | $239,000 | $1,200,000 | $127,000 | $1,471,000 |
| Black or African American | 593 | $100,954,000 | $170,000 | $734,000 | $87,000 | $1,423,000 |
| Asian | 491 | $109,748,000 | $223,000 | $880,000 | $124,000 | $1,014,000 |
| Hispanic | 248 | $46,138,000 | $186,000 | $762,000 | $88,000 | $355,000 |
| American Indian or Alaskan Native | 28 | $7,546,000 | $269,000 | $631,000 | $100,000 | $234,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,075,000 | $153,000 | $214,000 | $65,000 | $149,000 |
| Not applicable | 3 | $838,000 | $279,000 | $375,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,794 | $2,340,792,000 | $239,000 | $1,470,000 | $134,000 | $2,921,000 |
| FHA-insured (Federal Housing Administration) | 1,628 | $271,179,000 | $166,000 | $691,000 | $64,000 | $1,423,000 |
| VA-guaranteed (Veterans Administration) | 352 | $89,955,000 | $255,000 | $664,000 | $91,000 | $1,734,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 79 | $11,032,000 | $139,000 | $332,000 | $47,000 | $88,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,550 | $2,216,104,000 | $232,000 | $1,470,000 | $123,000 | $2,921,000 |
| Application Withdrawn By Applicant | 1,298 | $290,088,000 | $223,000 | $1,163,000 | $129,000 | $1,734,000 |
| Application Denied By Financial Institution | 940 | $194,525,000 | $206,000 | $796,000 | $115,000 | $1,500,000 |
| Application Approved But Not Accepted | 63 | $11,893,000 | $188,000 | $586,000 | $137,000 | $949,000 |
| File Closed For Incompleteness | 2 | $348,000 | $174,000 | $261,000 | $124,000 | $130,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Unverifiable Information | 350 | $74,157,000 | $211,000 | $735,000 | $123,000 | $1,500,000 |
| Collateral | 246 | $48,970,000 | $199,000 | $796,000 | $112,000 | $576,000 |
| Debt-To-Income Ratio | 116 | $25,228,000 | $217,000 | $631,000 | $79,000 | $464,000 |
| Other | 85 | $17,688,000 | $208,000 | $528,000 | $153,000 | $953,000 |
| Credit History | 57 | $12,792,000 | $224,000 | $417,000 | $101,000 | $749,000 |
| Credit Application Incomplete | 31 | $6,903,000 | $222,000 | $417,000 | $163,000 | $600,000 |
| Employment History | 31 | $4,633,000 | $149,000 | $424,000 | $84,000 | $271,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $2,938,000 | $172,000 | $394,000 | $72,000 | $185,000 |
| Mortgage Insurance Denied | 2 | $420,000 | $210,000 | $310,000 | $78,000 | $157,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fidelity Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.