Fifth Third Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Fifth Third Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fifth Third Bank 5001 Kingsley Drive Md 1Mob2W Cincinnati, OH 45227 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,597 |
| Total Mortgage Loan Application Amount | $499,312,000 |
| Average Mortgage Loan Application Amount | $77,000 |
| Highest Mortgage Loan Application Amount | $21,505,000 |
| Average Applicant Income | $91,666 |
| Highest Applicant Income | $6,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Fifth Third Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fifth Third Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Fifth Third Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fifth Third Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Fifth Third Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fifth Third Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hamilton County Ohio | 820 | $ 81,571,000 | $ 99,000 | $ 81,000 |
| Cuyahoga County Ohio | 629 | $ 31,354,000 | $ 49,000 | $ 74,000 |
| Franklin County Ohio | 509 | $ 34,271,000 | $ 67,000 | $ 72,000 |
| Butler County Ohio | 397 | $ 33,650,000 | $ 84,000 | $ 76,000 |
| Lucas County Ohio | 385 | $ 25,326,000 | $ 65,000 | $ 67,000 |
| Montgomery County Ohio | 371 | $ 23,584,000 | $ 63,000 | $ 66,000 |
| Summit County Ohio | 221 | $ 16,337,000 | $ 73,000 | $ 77,000 |
| Warren County Ohio | 219 | $ 20,725,000 | $ 94,000 | $ 88,000 |
| Miami County Ohio | 137 | $ 11,017,000 | $ 80,000 | $ 63,000 |
| Clermont County Ohio | 133 | $ 9,455,000 | $ 71,000 | $ 74,000 |
| Allegheny County Pennsylvania | 133 | $ 9,596,000 | $ 72,000 | $ 99,000 |
| Stark County Ohio | 117 | $ 9,756,000 | $ 83,000 | $ 65,000 |
| Lorain County Ohio | 111 | $ 6,844,000 | $ 61,000 | $ 66,000 |
| Lake County Ohio | 104 | $ 6,758,000 | $ 64,000 | $ 69,000 |
| Greene County Ohio | 98 | $ 7,127,000 | $ 72,000 | $ 76,000 |
| Highland County Ohio | 96 | $ 6,982,000 | $ 72,000 | $ 57,000 |
| Scioto County Ohio | 86 | $ 8,203,000 | $ 95,000 | $ 63,000 |
| Wood County Ohio | 85 | $ 7,220,000 | $ 84,000 | $ 87,000 |
| Shelby County Ohio | 81 | $ 7,181,000 | $ 88,000 | $ 63,000 |
| Medina County Ohio | 75 | $ 5,663,000 | $ 75,000 | $ 77,000 |
| Clark County Ohio | 72 | $ 5,340,000 | $ 74,000 | $ 164,000 |
| Delaware County Ohio | 70 | $ 5,169,000 | $ 73,000 | $ 115,000 |
| Greenup County Kentucky | 67 | $ 5,398,000 | $ 80,000 | $ 61,000 |
| Kanawha County West Virginia | 63 | $ 4,794,000 | $ 76,000 | $ 79,000 |
| Brown County Ohio | 56 | $ 4,779,000 | $ 85,000 | $ 60,000 |
| Licking County Ohio | 56 | $ 3,541,000 | $ 63,000 | $ 75,000 |
| Allen County Ohio | 48 | $ 3,842,000 | $ 80,000 | $ 62,000 |
| Ross County Ohio | 46 | $ 2,240,000 | $ 48,000 | $ 58,000 |
| Darke County Ohio | 44 | $ 3,050,000 | $ 69,000 | $ 52,000 |
| Logan County Ohio | 43 | $ 2,296,000 | $ 53,000 | $ 60,000 |
| Monroe County Michigan | 41 | $ 3,858,000 | $ 94,000 | $ 67,000 |
| Fairfield County Ohio | 41 | $ 3,221,000 | $ 78,000 | $ 60,000 |
| Portage County Ohio | 41 | $ 2,932,000 | $ 71,000 | $ 74,000 |
| Cabell County West Virginia | 41 | $ 3,281,000 | $ 80,000 | $ 73,000 |
| Boyd County Kentucky | 37 | $ 2,521,000 | $ 68,000 | $ 69,000 |
| Adams County Ohio | 37 | $ 2,163,000 | $ 58,000 | $ 53,000 |
| Clinton County Ohio | 37 | $ 2,462,000 | $ 66,000 | $ 56,000 |
| Hancock County Ohio | 36 | $ 2,073,000 | $ 57,000 | $ 60,000 |
| Geauga County Ohio | 35 | $ 4,139,000 | $ 118,000 | $ 84,000 |
| Champaign County Ohio | 32 | $ 1,519,000 | $ 47,000 | $ 58,000 |
| Seneca County Ohio | 30 | $ 1,600,000 | $ 53,000 | $ 55,000 |
| Wayne County West Virginia | 29 | $ 2,100,000 | $ 72,000 | $ 52,000 |
| Lawrence County Ohio | 26 | $ 2,174,000 | $ 83,000 | $ 68,000 |
| Pickaway County Ohio | 26 | $ 2,193,000 | $ 84,000 | $ 78,000 |
| Pike County Ohio | 26 | $ 1,544,000 | $ 59,000 | $ 60,000 |
| Marion County Ohio | 23 | $ 1,473,000 | $ 64,000 | $ 48,000 |
| Washington County Pennsylvania | 23 | $ 2,412,000 | $ 104,000 | $ 115,000 |
| Fayette County Ohio | 21 | $ 1,189,000 | $ 56,000 | $ 58,000 |
| Fulton County Ohio | 21 | $ 1,501,000 | $ 71,000 | $ 68,000 |
| Putnam County West Virginia | 20 | $ 1,447,000 | $ 72,000 | $ 69,000 |
| Kenton County Kentucky | 19 | $ 1,372,000 | $ 72,000 | $ 58,000 |
| Auglaize County Ohio | 18 | $ 1,433,000 | $ 79,000 | $ 69,000 |
| Butler County Pennsylvania | 18 | $ 805,000 | $ 44,000 | $ 95,000 |
| Preble County Ohio | 17 | $ 927,000 | $ 54,000 | $ 52,000 |
| Sandusky County Ohio | 17 | $ 1,530,000 | $ 90,000 | $ 66,000 |
| Union County Ohio | 17 | $ 1,144,000 | $ 67,000 | $ 84,000 |
| Campbell County Kentucky | 15 | $ 810,000 | $ 54,000 | $ 117,000 |
| Ottawa County Ohio | 15 | $ 1,103,000 | $ 73,000 | $ 67,000 |
| Defiance County Ohio | 14 | $ 797,000 | $ 56,000 | $ 71,000 |
| Erie County Ohio | 14 | $ 848,000 | $ 60,000 | $ 50,000 |
| Ashtabula County Ohio | 12 | $ 627,000 | $ 52,000 | $ 65,000 |
| Paulding County Ohio | 12 | $ 425,000 | $ 35,000 | $ 77,000 |
| Dearborn County Indiana | 11 | $ 659,000 | $ 59,000 | $ 75,000 |
| Boone County Kentucky | 11 | $ 932,000 | $ 84,000 | $ 62,000 |
| Williams County Ohio | 11 | $ 579,000 | $ 52,000 | $ 56,000 |
| Beaver County Pennsylvania | 10 | $ 709,000 | $ 70,000 | $ 89,000 |
| Westmoreland County Pennsylvania | 10 | $ 826,000 | $ 82,000 | $ 86,000 |
| Lee County Florida | 9 | $ 1,815,000 | $ 201,000 | $ 747,000 |
| Hardin County Ohio | 9 | $ 601,000 | $ 66,000 | $ 69,000 |
| Knox County Ohio | 8 | $ 647,000 | $ 80,000 | $ 71,000 |
| Madison County Ohio | 8 | $ 661,000 | $ 82,000 | $ 65,000 |
| Huron County Ohio | 7 | $ 399,000 | $ 57,000 | $ 77,000 |
| Jackson County Ohio | 7 | $ 321,000 | $ 45,000 | $ 78,000 |
| Morrow County Ohio | 7 | $ 452,000 | $ 64,000 | $ 64,000 |
| Wyandot County Ohio | 7 | $ 425,000 | $ 60,000 | $ 78,000 |
| Sarasota County Florida | 6 | $ 1,519,000 | $ 253,000 | $ 139,000 |
| Carter County Kentucky | 6 | $ 488,000 | $ 81,000 | $ 72,000 |
| Mason County Kentucky | 6 | $ 276,000 | $ 46,000 | $ 43,000 |
| Lenawee County Michigan | 6 | $ 795,000 | $ 132,000 | $ 90,000 |
| Henry County Ohio | 6 | $ 449,000 | $ 74,000 | $ 54,000 |
| Hocking County Ohio | 6 | $ 653,000 | $ 108,000 | $ 144,000 |
| Van Wert County Ohio | 6 | $ 247,000 | $ 41,000 | $ 50,000 |
| Allen County Indiana | 5 | $ 128,000 | $ 25,000 | $ 81,000 |
| Lawrence County Kentucky | 5 | $ 237,000 | $ 47,000 | $ 83,000 |
| Lewis County Kentucky | 5 | $ 237,000 | $ 47,000 | $ 64,000 |
| Putnam County Ohio | 5 | $ 361,000 | $ 72,000 | $ 71,000 |
| Fayette County West Virginia | 5 | $ 271,000 | $ 54,000 | $ 69,000 |
| Lincoln County West Virginia | 5 | $ 454,000 | $ 90,000 | $ 53,000 |
| Cook County Illinois | 4 | $ 196,000 | $ 49,000 | $ 136,000 |
| Wayne County Michigan | 4 | $ 271,000 | $ 67,000 | $ 104,000 |
| Holmes County Ohio | 4 | $ 298,000 | $ 74,000 | $ 74,000 |
| Mahoning County Ohio | 4 | $ 468,000 | $ 117,000 | $ 86,000 |
| Mercer County Ohio | 4 | $ 288,000 | $ 72,000 | $ 47,000 |
| Muskingum County Ohio | 4 | $ 605,000 | $ 151,000 | $ 96,000 |
| Trumbull County Ohio | 4 | $ 227,000 | $ 56,000 | $ 53,000 |
| Tuscarawas County Ohio | 4 | $ 174,000 | $ 43,000 | $ 86,000 |
| Bucks County Pennsylvania | 4 | $ 899,000 | $ 224,000 | $ 224,000 |
| Campbell County Tennessee | 4 | $ 635,000 | $ 158,000 | $ 400,000 |
| Clay County West Virginia | 4 | $ 184,000 | $ 46,000 | $ 47,000 |
| Polk County Florida | 3 | $ 839,000 | $ 279,000 | $ 211,000 |
| DeKalb County Indiana | 3 | $ 151,000 | $ 50,000 | $ 78,000 |
| Franklin County Indiana | 3 | $ 104,000 | $ 34,000 | $ 51,000 |
| Union County Indiana | 3 | $ 381,000 | $ 127,000 | $ 68,000 |
| Pulaski County Kentucky | 3 | $ 168,000 | $ 56,000 | $ 114,000 |
| Ashland County Ohio | 3 | $ 90,000 | $ 30,000 | $ 60,000 |
| Richland County Ohio | 3 | $ 290,000 | $ 96,000 | $ 69,000 |
| Vinton County Ohio | 3 | $ 183,000 | $ 61,000 | $ 86,000 |
| Wayne County Ohio | 3 | $ 140,000 | $ 46,000 | $ 62,000 |
| Chester County Pennsylvania | 3 | $ 258,000 | $ 86,000 | $ 154,000 |
| Delaware County Pennsylvania | 3 | $ 92,000 | $ 30,000 | $ 80,000 |
| Lawrence County Pennsylvania | 3 | $ 287,000 | $ 95,000 | $ 120,000 |
| Boone County West Virginia | 3 | $ 105,000 | $ 35,000 | $ 79,000 |
| Randolph County West Virginia | 3 | $ 215,000 | $ 71,000 | $ 67,000 |
| Coconino County Arizona | 2 | $ 807,000 | $ 403,000 | $ 1,948,000 |
| Collier County Florida | 2 | $ 105,000 | $ 52,000 | $ 81,000 |
| Lake County Florida | 2 | $ 74,000 | $ 37,000 | $ 59,000 |
| Pinellas County Florida | 2 | $ 443,000 | $ 221,000 | $ 113,000 |
| Fulton County Georgia | 2 | $ 241,000 | $ 120,000 | $ 212,000 |
| Decatur County Indiana | 2 | $ 306,000 | $ 153,000 | $ 76,000 |
| Marion County Indiana | 2 | $ 136,000 | $ 68,000 | $ 122,000 |
| Steuben County Indiana | 2 | $ 660,000 | $ 330,000 | $ 95,000 |
| Menifee County Kentucky | 2 | $ 179,000 | $ 89,000 | $ 65,000 |
| Kent County Michigan | 2 | $ 219,000 | $ 109,000 | $ 38,000 |
| Union County North Carolina | 2 | $ 346,000 | $ 173,000 | $ 0 |
| Athens County Ohio | 2 | $ 65,000 | $ 32,000 | $ 34,000 |
| Carroll County Ohio | 2 | $ 100,000 | $ 50,000 | $ 50,000 |
| Crawford County Ohio | 2 | $ 50,000 | $ 25,000 | $ 64,000 |
| Gallia County Ohio | 2 | $ 56,000 | $ 28,000 | $ 37,000 |
| Morgan County Ohio | 2 | $ 118,000 | $ 59,000 | $ 56,000 |
| Perry County Ohio | 2 | $ 79,000 | $ 39,000 | $ 47,000 |
| Crawford County Pennsylvania | 2 | $ 248,000 | $ 124,000 | $ 94,000 |
| Dauphin County Pennsylvania | 2 | $ 23,000 | $ 11,000 | $ 35,000 |
| Fayette County Pennsylvania | 2 | $ 629,000 | $ 314,000 | $ 126,000 |
| Lancaster County Pennsylvania | 2 | $ 147,000 | $ 73,000 | $ 81,000 |
| Monroe County Pennsylvania | 2 | $ 72,000 | $ 36,000 | $ 112,000 |
| Somerset County Pennsylvania | 2 | $ 119,000 | $ 59,000 | $ 43,000 |
| Prince William County Virginia | 2 | $ 14,000 | $ 7,000 | $ 79,000 |
| Jackson County West Virginia | 2 | $ 75,000 | $ 37,000 | $ 47,000 |
| Mason County West Virginia | 2 | $ 133,000 | $ 66,000 | $ 92,000 |
| Monongalia County West Virginia | 2 | $ 47,000 | $ 23,000 | $ 60,000 |
| Nicholas County West Virginia | 2 | $ 237,000 | $ 118,000 | $ 84,000 |
| Ohio County West Virginia | 2 | $ 223,000 | $ 111,000 | $ 85,000 |
| Raleigh County West Virginia | 2 | $ 117,000 | $ 58,000 | $ 57,000 |
| Riverside County California | 1 | $ 788,000 | $ 788,000 | $ 0 |
| Summit County Colorado | 1 | $ 906,000 | $ 906,000 | $ 1,277,000 |
| Bay County Florida | 1 | $ 58,000 | $ 58,000 | $ 43,000 |
| Broward County Florida | 1 | $ 65,000 | $ 65,000 | $ 313,000 |
| Escambia County Florida | 1 | $ 5,000 | $ 5,000 | $ 19,000 |
| Highlands County Florida | 1 | $ 23,000 | $ 23,000 | $ 270,000 |
| Hillsborough County Florida | 1 | $ 250,000 | $ 250,000 | $ 298,000 |
| Miami-Dade County Florida | 1 | $ 1,481,000 | $ 1,481,000 | $ 2,950,000 |
| Orange County Florida | 1 | $ 29,000 | $ 29,000 | $ 39,000 |
| Sumter County Florida | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Volusia County Florida | 1 | $ 21,000 | $ 21,000 | $ 101,000 |
| Montgomery County Georgia | 1 | $ 37,000 | $ 37,000 | $ 156,000 |
| Richmond County Georgia | 1 | $ 95,000 | $ 95,000 | $ 92,000 |
| DuPage County Illinois | 1 | $ 417,000 | $ 417,000 | $ 97,000 |
| Tazewell County Illinois | 1 | $ 33,000 | $ 33,000 | $ 21,000 |
| Will County Illinois | 1 | $ 50,000 | $ 50,000 | $ 62,000 |
| Brown County Indiana | 1 | $ 27,000 | $ 27,000 | $ 52,000 |
| Hamilton County Indiana | 1 | $ 56,000 | $ 56,000 | $ 401,000 |
| Johnson County Indiana | 1 | $ 30,000 | $ 30,000 | $ 116,000 |
| Lake County Indiana | 1 | $ 74,000 | $ 74,000 | $ 204,000 |
| Lawrence County Indiana | 1 | $ 76,000 | $ 76,000 | $ 40,000 |
| Noble County Indiana | 1 | $ 20,000 | $ 20,000 | $ 114,000 |
| Ripley County Indiana | 1 | $ 6,000 | $ 6,000 | $ 33,000 |
| Switzerland County Indiana | 1 | $ 178,000 | $ 178,000 | $ 87,000 |
| Carroll County Kentucky | 1 | $ 29,000 | $ 29,000 | $ 65,000 |
| Elliott County Kentucky | 1 | $ 137,000 | $ 137,000 | $ 114,000 |
| Fayette County Kentucky | 1 | $ 89,000 | $ 89,000 | $ 195,000 |
| Fleming County Kentucky | 1 | $ 61,000 | $ 61,000 | $ 65,000 |
| Knox County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| Letcher County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 50,000 |
| Madison County Kentucky | 1 | $ 243,000 | $ 243,000 | $ 170,000 |
| Morgan County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 101,000 |
| Pendleton County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Powell County Kentucky | 1 | $ 33,000 | $ 33,000 | $ 63,000 |
| Rowan County Kentucky | 1 | $ 98,000 | $ 98,000 | $ 105,000 |
| Prince George's County Maryland | 1 | $ 16,000 | $ 16,000 | $ 52,000 |
| Berrien County Michigan | 1 | $ 13,000 | $ 13,000 | $ 52,000 |
| Gladwin County Michigan | 1 | $ 48,000 | $ 48,000 | $ 128,000 |
| Hillsdale County Michigan | 1 | $ 10,000 | $ 10,000 | $ 133,000 |
| Isabella County Michigan | 1 | $ 29,000 | $ 29,000 | $ 67,000 |
| Oakland County Michigan | 1 | $ 57,000 | $ 57,000 | $ 76,000 |
| Oceana County Michigan | 1 | $ 126,000 | $ 126,000 | $ 54,000 |
| Ottawa County Michigan | 1 | $ 89,000 | $ 89,000 | $ 102,000 |
| St. Joseph County Michigan | 1 | $ 98,000 | $ 98,000 | $ 55,000 |
| Van Buren County Michigan | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
| Washtenaw County Michigan | 1 | $ 26,000 | $ 26,000 | $ 41,000 |
| Wexford County Michigan | 1 | $ 29,000 | $ 29,000 | $ 75,000 |
| Hinds County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
| St. Louis County Missouri | 1 | $ 57,000 | $ 57,000 | $ 116,000 |
| St. Louis City County Missouri | 1 | $ 44,000 | $ 44,000 | $ 63,000 |
| Clark County Nevada | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Cabarrus County North Carolina | 1 | $ 33,000 | $ 33,000 | $ 192,000 |
| Henderson County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 71,000 |
| Rockingham County North Carolina | 1 | $ 32,000 | $ 32,000 | $ 98,000 |
| Columbiana County Ohio | 1 | $ 99,000 | $ 99,000 | $ 48,000 |
| Jefferson County Ohio | 1 | $ 8,000 | $ 8,000 | $ 90,000 |
| Noble County Ohio | 1 | $ 74,000 | $ 74,000 | $ 24,000 |
| Washington County Ohio | 1 | $ 26,000 | $ 26,000 | $ 89,000 |
| Cambria County Pennsylvania | 1 | $ 61,000 | $ 61,000 | $ 35,000 |
| Indiana County Pennsylvania | 1 | $ 228,000 | $ 228,000 | $ 78,000 |
| Lehigh County Pennsylvania | 1 | $ 38,000 | $ 38,000 | $ 84,000 |
| Mercer County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 69,000 |
| Montgomery County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 127,000 |
| Northampton County Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 213,000 |
| Perry County Pennsylvania | 1 | $ 26,000 | $ 26,000 | $ 74,000 |
| Pike County Pennsylvania | 1 | $ 18,000 | $ 18,000 | $ 88,000 |
| Tioga County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 116,000 |
| York County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 142,000 |
| Charleston County South Carolina | 1 | $ 1,354,000 | $ 1,354,000 | $ 500,000 |
| Hamilton County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 119,000 |
| Montgomery County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 81,000 |
| Richmond City County Virginia | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 117,000 | $ 117,000 | $ 150,000 |
| Brooke County West Virginia | 1 | $ 122,000 | $ 122,000 | $ 48,000 |
| Gilmer County West Virginia | 1 | $ 212,000 | $ 212,000 | $ 188,000 |
| Hancock County West Virginia | 1 | $ 30,000 | $ 30,000 | $ 81,000 |
| Harrison County West Virginia | 1 | $ 19,000 | $ 19,000 | $ 80,000 |
| Pleasants County West Virginia | 1 | $ 27,000 | $ 27,000 | $ 67,000 |
| Pocahontas County West Virginia | 1 | $ 50,000 | $ 50,000 | $ 28,000 |
| Summers County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 89,000 |
| Wood County West Virginia | 1 | $ 18,000 | $ 18,000 | $ 107,000 |
Mortgage Loan Application Detail Totals for Fifth Third Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,118 | $384,979,000 | $93,000 | $3,500,000 | $73,000 | $2,692,000 |
| Home Improvement | 1,981 | $60,181,000 | $30,000 | $500,000 | $72,000 | $6,500,000 |
| Home Purchase | 498 | $54,152,000 | $108,000 | $21,505,000 | $130,000 | $2,950,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,076 | $369,649,000 | $72,000 | $3,500,000 | $76,000 | $2,692,000 |
| Not Provided | 836 | $59,636,000 | $71,000 | $1,481,000 | $92,000 | $6,500,000 |
| Black or African American | 438 | $23,753,000 | $54,000 | $297,000 | $60,000 | $630,000 |
| Hispanic | 85 | $4,930,000 | $58,000 | $197,000 | $64,000 | $310,000 |
| Asian | 72 | $7,539,000 | $104,000 | $417,000 | $137,000 | $1,966,000 |
| American Indian or Alaskan Native | 45 | $2,830,000 | $62,000 | $159,000 | $53,000 | $165,000 |
| Not applicable | 33 | $30,083,000 | $911,000 | $21,505,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 12 | $892,000 | $74,000 | $180,000 | $73,000 | $175,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,597 | $499,312,000 | $75,000 | $21,505,000 | $77,000 | $6,500,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 3,276 | $229,794,000 | $70,000 | $630,000 | $70,000 | $6,500,000 |
| Loan Originated | 2,488 | $197,691,000 | $79,000 | $21,505,000 | $82,000 | $2,692,000 |
| Application Withdrawn By Applicant | 647 | $57,914,000 | $89,000 | $1,481,000 | $93,000 | $2,950,000 |
| Application Approved But Not Accepted | 186 | $13,913,000 | $74,000 | $413,000 | $85,000 | $540,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,254 | $73,381,000 | $58,000 | $630,000 | $71,000 | $6,500,000 |
| Collateral | 716 | $53,852,000 | $75,000 | $417,000 | $80,000 | $1,245,000 |
| Debt-To-Income Ratio | 672 | $49,959,000 | $74,000 | $493,000 | $49,000 | $367,000 |
| Credit Application Incomplete | 357 | $30,274,000 | $84,000 | $400,000 | $83,000 | $496,000 |
| Other | 141 | $9,783,000 | $69,000 | $312,000 | $70,000 | $285,000 |
| Unverifiable Information | 98 | $9,669,000 | $98,000 | $590,000 | $84,000 | $375,000 |
| Employment History | 37 | $2,864,000 | $77,000 | $212,000 | $47,000 | $215,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $12,000 | $12,000 | $12,000 | $70,000 | $70,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fifth Third Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fifth Third Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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