Fifth Third Bank Michigan
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006

Fifth Third Bank Michigan 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Fifth Third Bank Michigan
5001 Kingsley Drive Md 1Mob2W
Cincinnati, OH 45227
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 11,850
Total Mortgage Loan Application Amount $768,883,000
Average Mortgage Loan Application Amount $59,666
Highest Mortgage Loan Application Amount $23,838,000
Average Applicant Income $74,333
Highest Applicant Income $9,999,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Fifth Third Bank Michigan. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fifth Third Bank Michigan's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2006 breaks down Fifth Third Bank Michigan's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fifth Third Bank Michigan serves its applicants.

Each category highlights the total number of mortgage applications processed by Fifth Third Bank Michigan, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fifth Third Bank Michigan's mortgage activity for 2006.

Mortgage Loan Application Totals for Fifth Third Bank Michigan by Metropolitan Area in 2006

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
CHICAGO-NAPERVILLE-JOLIET, IL 1,153 $ 138,783,000 $ 120,000 $ 83,000
GRAND RAPIDS-WYOMING, MI 1,010 $ 51,632,000 $ 51,000 $ 68,000
LOUISVILLE-JEFFERSON COUNTY, KY-IN 968 $ 42,246,000 $ 42,500 $ 65,000
WARREN-TROY-FARMINGTON HILLS, MI 742 $ 40,355,000 $ 54,000 $ 84,000
INDIANAPOLIS-CARMEL, IN 707 $ 28,348,000 $ 40,000 $ 75,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 638 $ 31,229,000 $ 43,000 $ 69,333
KALAMAZOO-PORTAGE, MI 399 $ 20,298,000 $ 50,000 $ 67,000
EVANSVILLE, IN-KY 283 $ 25,486,000 $ 73,000 $ 69,000
DETROIT-LIVONIA-DEARBORN, MI 278 $ 15,665,000 $ 56,000 $ 71,000
HOLLAND-GRAND HAVEN, MI 277 $ 13,772,000 $ 49,000 $ 70,000
LANSING-EAST LANSING, MI 268 $ 14,078,000 $ 52,000 $ 74,000
NILES-BENTON HARBOR, MI 262 $ 17,622,000 $ 67,000 $ 59,000
LEXINGTON-FAYETTE, KY 257 $ 13,695,000 $ 53,000 $ 68,000
MUSKEGON-NORTON SHORES, MI 243 $ 11,715,000 $ 48,000 $ 62,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 208 $ 15,962,000 $ 76,000 $ 68,000
TERRE HAUTE, IN 171 $ 7,365,000 $ 43,000 $ 58,000
GARY, IN 167 $ 9,193,000 $ 55,000 $ 63,000
FORT WAYNE, IN 122 $ 4,612,000 $ 37,000 $ 69,000
NAPLES-MARCO ISLAND, FL 112 $ 16,924,000 $ 151,000 $ 167,000
ORLANDO-KISSIMMEE, FL 111 $ 13,980,000 $ 125,000 $ 123,000
CAPE CORAL-FORT MYERS, FL 109 $ 9,334,000 $ 85,000 $ 99,000
BATTLE CREEK, MI 107 $ 4,071,000 $ 38,000 $ 64,000
SOUTH BEND-MISHAWAKA, IN-MI 105 $ 6,363,000 $ 60,500 $ 69,000
FLINT, MI 102 $ 4,751,000 $ 46,000 $ 64,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 94 $ 8,578,000 $ 67,000 $ 84,500
LAFAYETTE, IN 63 $ 3,783,000 $ 60,000 $ 74,000
JACKSON, MI 61 $ 3,247,000 $ 53,000 $ 100,000
SARASOTA-BRADENTON-VENICE, FL 61 $ 9,953,000 $ 163,000 $ 79,000
MICHIGAN CITY-LA PORTE, IN 52 $ 3,974,000 $ 76,000 $ 56,000
ST. LOUIS, MO-IL 48 $ 2,864,000 $ 56,500 $ 71,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 44 $ 3,629,000 $ 82,000 $ 69,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 43 $ 2,729,000 $ 63,000 $ 98,000
OWENSBORO, KY 41 $ 1,203,000 $ 29,000 $ 63,000
BLOOMINGTON, IN 40 $ 2,100,000 $ 52,000 $ 60,000
ANN ARBOR, MI 32 $ 1,694,000 $ 52,000 $ 92,000
SAGINAW-SAGINAW TOWNSHIP NORTH, MI 30 $ 1,600,000 $ 53,000 $ 46,000
DENVER-AURORA, CO 27 $ 1,789,000 $ 66,000 $ 108,000
MONROE, MI 26 $ 1,026,000 $ 39,000 $ 78,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 25 $ 1,740,000 $ 69,000 $ 87,000
PITTSBURGH, PA 24 $ 1,526,000 $ 63,000 $ 68,000
COLUMBUS, IN 22 $ 933,000 $ 42,000 $ 64,000
ELKHART-GOSHEN, IN 20 $ 1,473,000 $ 73,000 $ 68,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 20 $ 2,755,000 $ 137,000 $ 112,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 20 $ 7,716,000 $ 385,000 $ 342,000
ROCKFORD, IL 19 $ 2,041,000 $ 107,000 $ 69,000
PHOENIX-MESA-SCOTTSDALE, AZ 18 $ 2,137,000 $ 118,000 $ 72,000
NASHVILLE-DAVIDSON--MURFREESBORO, TN 17 $ 997,000 $ 58,000 $ 72,000
COLUMBUS, OH 16 $ 1,322,000 $ 82,000 $ 116,000
ELIZABETHTOWN, KY 16 $ 637,000 $ 39,000 $ 67,000
CLEVELAND-ELYRIA-MENTOR, OH 15 $ 1,036,000 $ 69,000 $ 88,000
ANDERSON, IN 14 $ 439,000 $ 31,000 $ 70,000
BAY CITY, MI 12 $ 389,000 $ 32,000 $ 56,000
MUNCIE, IN 11 $ 177,000 $ 16,000 $ 81,000
LAKELAND, FL 9 $ 966,000 $ 107,000 $ 99,000
DAYTON, OH 8 $ 415,000 $ 51,000 $ 70,000
KANSAS CITY, MO-KS 8 $ 322,000 $ 37,500 $ 86,000
MIAMI-MIAMI BEACH-KENDALL, FL 8 $ 493,000 $ 61,000 $ 111,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 8 $ 809,000 $ 92,500 $ 109,500
CHARLESTON-NORTH CHARLESTON, SC 7 $ 827,000 $ 118,000 $ 58,000
CHARLOTTE-GASTONIA-CONCORD, NC-SC 7 $ 544,000 $ 112,500 $ 105,000
JACKSONVILLE, FL 7 $ 560,000 $ 80,000 $ 93,000
LAS VEGAS-PARADISE, NV 7 $ 693,000 $ 99,000 $ 107,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 7 $ 389,000 $ 55,000 $ 70,000
PUNTA GORDA, FL 7 $ 489,000 $ 69,000 $ 61,000
SPRINGFIELD, MO 7 $ 127,000 $ 18,000 $ 60,000
RALEIGH-CARY, NC 6 $ 322,000 $ 53,000 $ 98,000
TOLEDO, OH 6 $ 3,432,000 $ 572,000 $ 50,000
BALTIMORE-TOWSON, MD 5 $ 624,000 $ 124,000 $ 191,000
BOWLING GREEN, KY 5 $ 166,000 $ 33,000 $ 82,000
CLARKSVILLE, TN-KY 5 $ 117,000 $ 26,500 $ 60,000
COLUMBIA, SC 5 $ 324,000 $ 64,000 $ 57,000
HUNTINGTON-ASHLAND, WV-KY-OH 5 $ 258,000 $ 48,500 $ 62,500
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 4 $ 200,000 $ 58,000 $ 67,000
GREEN BAY, WI 4 $ 226,000 $ 56,000 $ 101,000
MADISON, WI 4 $ 141,000 $ 35,000 $ 52,000
MEMPHIS, TN-MS-AR 4 $ 326,000 $ 81,000 $ 57,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 4 $ 351,000 $ 87,000 $ 84,000
GREELEY, CO 3 $ 188,000 $ 62,000 $ 96,000
JOHNSON CITY, TN 3 $ 175,000 $ 58,000 $ 33,000
KANKAKEE-BRADLEY, IL 3 $ 99,000 $ 33,000 $ 93,000
MACON, GA 3 $ 143,000 $ 47,000 $ 82,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 3 $ 464,000 $ 154,000 $ 79,000
PEORIA, IL 3 $ 112,000 $ 37,000 $ 85,000
PHILADELPHIA, PA 3 $ 204,000 $ 68,000 $ 107,000
RICHMOND, VA 3 $ 293,000 $ 97,000 $ 60,000
SEBASTIAN-VERO BEACH, FL 3 $ 172,000 $ 57,000 $ 225,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 3 $ 146,000 $ 48,000 $ 78,000
YORK-HANOVER, PA 3 $ 321,000 $ 107,000 $ 56,000
APPLETON, WI 2 $ 48,000 $ 24,000 $ 59,000
ASHEVILLE, NC 2 $ 76,000 $ 38,000 $ 41,000
CANTON-MASSILLON, OH 2 $ 113,000 $ 56,000 $ 40,000
CHARLESTON, WV 2 $ 103,000 $ 51,000 $ 122,000
COLORADO SPRINGS, CO 2 $ 82,000 $ 41,000 $ 73,000
DANVILLE, IL 2 $ 126,000 $ 63,000 $ 52,000
FAYETTEVILLE, NC 2 $ 293,000 $ 146,000 $ 51,000
GREENSBORO-HIGH POINT, NC 2 $ 134,000 $ 67,000 $ 65,000
HARRISBURG-CARLISLE, PA 2 $ 108,000 $ 54,000 $ 67,000
JACKSON, TN 2 $ 88,000 $ 44,000 $ 204,000
KOKOMO, IN 2 $ 33,000 $ 16,000 $ 67,000
OCALA, FL 2 $ 133,000 $ 66,000 $ 84,000
RENO-SPARKS, NV 2 $ 275,000 $ 137,000 $ 47,000
ROANOKE, VA 2 $ 297,000 $ 148,000 $ 51,000
SPRINGFIELD, IL 2 $ 68,000 $ 34,000 $ 102,000
ST. CLOUD, MN 2 $ 55,000 $ 27,000 $ 68,000
WEIRTON-STEUBENVILLE, WV-OH 2 $ 81,000 $ 40,000 $ 45,000
AKRON, OH 1 $ 61,000 $ 61,000 $ 106,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 1 $ 26,000 $ 26,000 $ 108,000
ALTOONA, PA 1 $ 16,000 $ 16,000 $ 42,000
ANDERSON, SC 1 $ 56,000 $ 56,000 $ 37,000
BETHESDA-GAITHERSBURG-FREDERICK, MD 1 $ 100,000 $ 100,000 $ 141,000
BLOOMINGTON-NORMAL, IL 1 $ 70,000 $ 70,000 $ 74,000
BOULDER, CO 1 $ 39,000 $ 39,000 $ 144,000
BURLINGTON, NC 1 $ 31,000 $ 31,000 $ 126,000
CHAMPAIGN-URBANA, IL 1 $ 5,000 $ 5,000 $ 47,000
CHARLOTTESVILLE, VA 1 $ 26,000 $ 26,000 $ 30,000
COLUMBIA, MO 1 $ 22,000 $ 22,000 $ 55,000
COLUMBUS, GA-AL 1 $ 79,000 $ 79,000 $ 51,000
DALLAS-PLANO-IRVING, TX 1 $ 540,000 $ 540,000 $ 1,250,000
DES MOINES-WEST DES MOINES, IA 1 $ 25,000 $ 25,000 $ 60,000
EDISON, NJ 1 $ 58,000 $ 58,000 $ 110,000
ERIE, PA 1 $ 111,000 $ 111,000 $ 33,000
FOND DU LAC, WI 1 $ 30,000 $ 30,000 $ 102,000
FORT COLLINS-LOVELAND, CO 1 $ 43,000 $ 43,000 $ 50,000
FORT WALTON BEACH-CRESTVIEW-DESTIN, FL 1 $ 34,000 $ 34,000 $ 210,000
GAINESVILLE, FL 1 $ 58,000 $ 58,000 $ 32,000
HAGERSTOWN-MARTINSBURG, MD-WV 1 $ 24,000 $ 24,000 $ 58,000
HONOLULU, HI 1 $ 6,000 $ 6,000 $ 92,000
KNOXVILLE, TN 1 $ 54,000 $ 54,000 $ 117,000
LIMA, OH 1 $ 75,000 $ 75,000 $ 30,000
MORRISTOWN, TN 1 $ 75,000 $ 75,000 $ 165,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC 1 $ 74,000 $ 74,000 $ 50,000
NEWARK-UNION, NJ-PA 1 $ 210,000 $ 210,000 $ 70,000
OAKLAND-FREMONT-HAYWARD, CA 1 $ 50,000 $ 50,000 $ 20,000
OGDEN-CLEARFIELD, UT 1 $ 39,000 $ 39,000 $ 93,000
PANAMA CITY-LYNN HAVEN, FL 1 $ 250,000 $ 250,000 $ 148,000
PARKERSBURG-MARIETTA-VIENNA, WV-OH 1 $ 81,000 $ 81,000 $ 64,000
PENSACOLA-FERRY PASS-BRENT, FL 1 $ 102,000 $ 102,000 $ 232,000
PORT ST. LUCIE-FORT PIERCE, FL 1 $ 48,000 $ 48,000 $ 146,000
PRESCOTT, AZ 1 $ 195,000 $ 195,000 $ 48,000
RACINE, WI 1 $ 125,000 $ 125,000 $ 150,000
SANDUSKY, OH 1 $ 142,000 $ 142,000 $ 264,000
SAVANNAH, GA 1 $ 11,000 $ 11,000 $ 82,000
SCRANTON--WILKES-BARRE, PA 1 $ 20,000 $ 20,000 $ 73,000
SEATTLE-BELLEVUE-EVERETT, WA 1 $ 117,000 $ 117,000 $ 82,000
STATE COLLEGE, PA 1 $ 40,000 $ 40,000 $ 35,000
SYRACUSE, NY 1 $ 32,000 $ 32,000 $ 114,000
TALLAHASSEE, FL 1 $ 17,000 $ 17,000 $ 67,000
WHEELING, WV-OH 1 $ 82,000 $ 82,000 $ 33,000
WILLIAMSPORT, PA 1 $ 55,000 $ 55,000 $ 49,000
WILMINGTON, DE-MD-NJ 1 $ 110,000 $ 110,000 $ 127,000
WILMINGTON, NC 1 $ 37,000 $ 37,000 $ 48,000
WINCHESTER, VA-WV 1 $ 78,000 $ 78,000 $ 30,000

Mortgage Loan Application Detail Totals for Fifth Third Bank Michigan in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 5,729 $476,012,000 $83,000 $10,000,000 $73,000 $2,422,000
Home Improvement 3,206 $108,895,000 $33,000 $5,187,000 $68,000 $3,730,000
Home Purchase 2,915 $183,976,000 $63,000 $23,838,000 $82,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,012 $511,604,000 $56,000 $4,050,000 $76,000 $9,999,000
Not Provided 1,349 $81,352,000 $60,000 $4,500,000 $76,000 $1,990,000
Hispanic 594 $39,235,000 $66,000 $325,000 $59,000 $231,000
Black or African American 531 $26,550,000 $50,000 $380,000 $60,000 $720,000
Asian 149 $12,524,000 $84,000 $1,000,000 $85,000 $443,000
Not applicable 108 $89,374,000 $827,000 $23,838,000 $1,000 $121,000
American Indian or Alaskan Native 88 $6,986,000 $79,000 $292,000 $92,000 $465,000
Native Hawaiian or Other Pacific Islander 19 $1,258,000 $66,000 $170,000 $78,000 $190,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 11,850 $768,883,000 $64,000 $23,838,000 $74,000 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,460 $435,771,000 $67,000 $23,838,000 $78,000 $9,999,000
Application Denied By Financial Institution 4,014 $251,194,000 $62,000 $1,500,000 $65,000 $2,422,000
Application Approved But Not Accepted 966 $52,674,000 $54,000 $976,000 $84,000 $1,321,000
Application Withdrawn By Applicant 410 $29,244,000 $71,000 $860,000 $80,000 $418,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,774 $89,396,000 $50,000 $1,500,000 $61,000 $2,422,000
Debt-To-Income Ratio 971 $65,778,000 $67,000 $440,000 $52,000 $294,000
Collateral 422 $32,218,000 $76,000 $1,054,000 $77,000 $580,000
Credit Application Incomplete 397 $31,277,000 $78,000 $491,000 $80,000 $526,000
Other 275 $19,029,000 $69,000 $400,000 $76,000 $502,000
Unverifiable Information 142 $11,762,000 $82,000 $434,000 $98,000 $720,000
Employment History 33 $1,734,000 $52,000 $137,000 $63,000 $140,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fifth Third Bank Michigan's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fifth Third Bank Michigan's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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