Finance America, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Finance America, Llc 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Finance America, Llc 16802 Aston St. Irvine, CA 92606 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 119,816 |
| Total Mortgage Loan Application Amount | $20,739,019,000 |
| Average Mortgage Loan Application Amount | $147,386 |
| Highest Mortgage Loan Application Amount | $5,800,000 |
| Average Applicant Income | $74,059 |
| Highest Applicant Income | $9,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Finance America, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Finance America, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Finance America, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Finance America, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Finance America, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Finance America, Llc's mortgage activity for 2004.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| CHICAGO-NAPERVILLE-JOLIET, IL | 7,090 | $ 1,287,988,000 | $ 181,000 | $ 75,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 6,072 | $ 805,166,000 | $ 132,000 | $ 64,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 4,228 | $ 1,187,124,000 | $ 280,000 | $ 111,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 3,462 | $ 418,122,000 | $ 120,000 | $ 80,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 3,443 | $ 725,271,000 | $ 210,000 | $ 93,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 2,995 | $ 457,012,000 | $ 152,000 | $ 72,000 |
| DENVER-AURORA, CO | 2,906 | $ 499,176,000 | $ 171,000 | $ 84,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 2,663 | $ 841,154,000 | $ 315,000 | $ 125,000 |
| PHILADELPHIA, PA | 2,216 | $ 275,004,000 | $ 124,000 | $ 76,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 2,130 | $ 465,372,000 | $ 218,000 | $ 108,000 |
| DALLAS-PLANO-IRVING, TX | 2,099 | $ 275,175,000 | $ 131,000 | $ 90,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 2,032 | $ 189,621,000 | $ 93,000 | $ 59,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 1,841 | $ 635,379,000 | $ 345,000 | $ 125,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 1,622 | $ 526,419,000 | $ 324,000 | $ 126,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1,523 | $ 240,607,000 | $ 157,000 | $ 71,000 |
| LAS VEGAS-PARADISE, NV | 1,521 | $ 319,781,000 | $ 210,000 | $ 87,000 |
| EDISON, NJ | 1,498 | $ 323,603,000 | $ 216,000 | $ 87,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1,467 | $ 237,003,000 | $ 161,000 | $ 99,000 |
| NEWARK-UNION, NJ-PA | 1,415 | $ 295,778,000 | $ 209,000 | $ 90,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 1,270 | $ 519,707,000 | $ 409,000 | $ 160,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 1,217 | $ 441,533,000 | $ 362,000 | $ 137,000 |
| PITTSBURGH, PA | 1,186 | $ 121,881,000 | $ 102,000 | $ 55,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 1,159 | $ 213,336,000 | $ 184,000 | $ 80,000 |
| CAMDEN, NJ | 1,081 | $ 161,272,000 | $ 149,000 | $ 78,000 |
| SALT LAKE CITY, UT | 1,056 | $ 143,800,000 | $ 136,000 | $ 80,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 1,034 | $ 161,978,000 | $ 156,000 | $ 113,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 1,010 | $ 118,740,000 | $ 117,000 | $ 65,000 |
| FORT WORTH-ARLINGTON, TX | 989 | $ 116,818,000 | $ 118,000 | $ 78,000 |
| STOCKTON, CA | 880 | $ 198,695,000 | $ 225,000 | $ 92,000 |
| SAN ANTONIO, TX | 818 | $ 86,395,000 | $ 105,000 | $ 88,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 793 | $ 167,696,000 | $ 211,000 | $ 90,000 |
| ST. LOUIS, MO-IL | 776 | $ 75,251,000 | $ 96,000 | $ 60,000 |
| ORLANDO, FL | 757 | $ 107,499,000 | $ 142,000 | $ 67,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 748 | $ 132,963,000 | $ 177,000 | $ 85,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 745 | $ 149,817,000 | $ 201,000 | $ 85,000 |
| MODESTO, CA | 744 | $ 143,691,000 | $ 193,000 | $ 91,000 |
| AUSTIN-ROUND ROCK, TX | 729 | $ 111,060,000 | $ 152,000 | $ 95,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 721 | $ 94,122,000 | $ 130,000 | $ 63,000 |
| KANSAS CITY, MO-KS | 718 | $ 62,438,000 | $ 86,000 | $ 58,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 705 | $ 96,141,000 | $ 136,000 | $ 65,000 |
| BOSTON-QUINCY, MA | 699 | $ 195,222,000 | $ 279,000 | $ 99,000 |
| INDIANAPOLIS, IN | 675 | $ 76,100,000 | $ 112,000 | $ 68,000 |
| MEMPHIS, TN-MS-AR | 672 | $ 72,271,000 | $ 107,000 | $ 55,000 |
| BALTIMORE-TOWSON, MD | 647 | $ 98,846,000 | $ 152,000 | $ 85,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 635 | $ 142,554,000 | $ 224,000 | $ 101,000 |
| HONOLULU, HI | 605 | $ 162,165,000 | $ 268,000 | $ 110,000 |
| COLUMBUS, OH | 559 | $ 72,757,000 | $ 130,000 | $ 77,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 546 | $ 220,652,000 | $ 404,000 | $ 126,000 |
| TUCSON, AZ | 541 | $ 71,571,000 | $ 132,000 | $ 67,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 515 | $ 111,989,000 | $ 217,000 | $ 109,000 |
| VALLEJO-FAIRFIELD, CA | 513 | $ 135,520,000 | $ 264,000 | $ 137,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 482 | $ 60,845,000 | $ 126,000 | $ 71,000 |
| RICHMOND, VA | 480 | $ 63,930,000 | $ 133,000 | $ 54,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 465 | $ 69,886,000 | $ 150,000 | $ 62,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 457 | $ 122,909,000 | $ 268,000 | $ 93,000 |
| NEW HAVEN-MILFORD, CT | 442 | $ 67,167,000 | $ 151,000 | $ 72,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 431 | $ 53,539,000 | $ 124,000 | $ 65,000 |
| JACKSONVILLE, FL | 394 | $ 46,988,000 | $ 119,000 | $ 58,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 379 | $ 45,709,000 | $ 120,000 | $ 68,000 |
| TACOMA, WA | 377 | $ 56,381,000 | $ 149,000 | $ 79,000 |
| COLORADO SPRINGS, CO | 366 | $ 52,369,000 | $ 143,000 | $ 74,000 |
| ATLANTIC CITY, NJ | 349 | $ 53,421,000 | $ 153,000 | $ 67,000 |
| ROCKFORD, IL | 348 | $ 35,225,000 | $ 101,000 | $ 56,000 |
| SALINAS, CA | 343 | $ 108,258,000 | $ 315,000 | $ 156,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 342 | $ 95,241,000 | $ 278,000 | $ 87,000 |
| JACKSON, MS | 339 | $ 24,408,000 | $ 72,000 | $ 61,000 |
| OGDEN-CLEARFIELD, UT | 336 | $ 41,084,000 | $ 122,000 | $ 68,000 |
| PROVO-OREM, UT | 327 | $ 50,991,000 | $ 155,000 | $ 74,000 |
| MERCED, CA | 319 | $ 57,014,000 | $ 178,000 | $ 86,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 316 | $ 43,874,000 | $ 138,000 | $ 70,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 306 | $ 29,237,000 | $ 95,000 | $ 69,000 |
| TULSA, OK | 306 | $ 28,293,000 | $ 92,000 | $ 60,000 |
| FRESNO, CA | 300 | $ 46,497,000 | $ 154,000 | $ 70,000 |
| FLINT, MI | 295 | $ 26,666,000 | $ 90,000 | $ 52,000 |
| OKLAHOMA CITY, OK | 295 | $ 25,055,000 | $ 84,000 | $ 65,000 |
| BIRMINGHAM-HOOVER, AL | 292 | $ 23,116,000 | $ 79,000 | $ 56,000 |
| WORCESTER, MA | 287 | $ 52,726,000 | $ 183,000 | $ 83,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 286 | $ 76,982,000 | $ 269,000 | $ 96,000 |
| HARRISBURG-CARLISLE, PA | 286 | $ 30,480,000 | $ 106,000 | $ 48,000 |
| GREELEY, CO | 281 | $ 41,522,000 | $ 147,000 | $ 77,000 |
| SCRANTON--WILKES-BARRE, PA | 278 | $ 28,481,000 | $ 102,000 | $ 63,000 |
| BAKERSFIELD, CA | 276 | $ 38,664,000 | $ 140,000 | $ 68,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 272 | $ 34,498,000 | $ 126,000 | $ 77,000 |
| DAYTON, OH | 266 | $ 27,262,000 | $ 102,000 | $ 67,000 |
| GARY, IN | 255 | $ 29,477,000 | $ 115,000 | $ 60,000 |
| TRENTON-EWING, NJ | 250 | $ 38,998,000 | $ 155,000 | $ 73,000 |
| CAPE CORAL-FORT MYERS, FL | 238 | $ 31,437,000 | $ 132,000 | $ 61,000 |
| LAREDO, TX | 225 | $ 21,817,000 | $ 96,000 | $ 68,000 |
| SANTA ROSA-PETALUMA, CA | 223 | $ 74,276,000 | $ 333,000 | $ 122,000 |
| KNOXVILLE, TN | 221 | $ 24,469,000 | $ 110,000 | $ 55,000 |
| BOISE CITY-NAMPA, ID | 215 | $ 25,892,000 | $ 120,000 | $ 64,000 |
| EL PASO, TX | 210 | $ 24,268,000 | $ 115,000 | $ 61,000 |
| SPRINGFIELD, MA | 209 | $ 29,025,000 | $ 138,000 | $ 57,000 |
| GRAND RAPIDS-WYOMING, MI | 207 | $ 24,271,000 | $ 117,000 | $ 59,000 |
| SARASOTA-BRADENTON-VENICE, FL | 205 | $ 36,604,000 | $ 178,000 | $ 71,000 |
| ESSEX COUNTY, MA | 204 | $ 49,858,000 | $ 244,000 | $ 90,000 |
| NASSAU-SUFFOLK, NY | 201 | $ 70,472,000 | $ 350,000 | $ 133,000 |
| YORK-HANOVER, PA | 201 | $ 24,712,000 | $ 122,000 | $ 64,000 |
| AKRON, OH | 200 | $ 22,850,000 | $ 114,000 | $ 49,000 |
| READING, PA | 195 | $ 24,935,000 | $ 127,000 | $ 56,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 192 | $ 25,374,000 | $ 132,000 | $ 69,000 |
| SALEM, OR | 190 | $ 23,459,000 | $ 123,000 | $ 63,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 188 | $ 64,026,000 | $ 340,000 | $ 127,000 |
| PEORIA, IL | 185 | $ 17,629,000 | $ 95,000 | $ 44,000 |
| VISALIA-PORTERVILLE, CA | 182 | $ 23,549,000 | $ 129,000 | $ 79,000 |
| TOLEDO, OH | 177 | $ 20,106,000 | $ 113,000 | $ 64,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 176 | $ 22,344,000 | $ 126,000 | $ 89,000 |
| LANCASTER, PA | 168 | $ 21,157,000 | $ 125,000 | $ 56,000 |
| EVANSVILLE, IN-KY | 167 | $ 13,961,000 | $ 83,000 | $ 47,000 |
| MCALLEN-EDINBURG-PHARR, TX | 165 | $ 18,187,000 | $ 110,000 | $ 65,000 |
| PRESCOTT, AZ | 158 | $ 27,383,000 | $ 173,000 | $ 67,000 |
| BOULDER, CO | 156 | $ 35,979,000 | $ 230,000 | $ 77,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 155 | $ 15,503,000 | $ 100,000 | $ 49,000 |
| FORT WAYNE, IN | 153 | $ 13,526,000 | $ 88,000 | $ 47,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 153 | $ 14,049,000 | $ 91,000 | $ 92,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 150 | $ 17,957,000 | $ 119,000 | $ 57,000 |
| CHATTANOOGA, TN-GA | 147 | $ 14,444,000 | $ 98,000 | $ 55,000 |
| PUEBLO, CO | 145 | $ 13,522,000 | $ 93,000 | $ 46,000 |
| OLYMPIA, WA | 142 | $ 19,945,000 | $ 140,000 | $ 68,000 |
| ERIE, PA | 140 | $ 11,954,000 | $ 85,000 | $ 42,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 137 | $ 11,105,000 | $ 81,000 | $ 57,000 |
| COLUMBUS, GA-AL | 136 | $ 14,605,000 | $ 107,000 | $ 91,000 |
| ALBUQUERQUE, NM | 134 | $ 18,644,000 | $ 139,000 | $ 71,000 |
| MACON, GA | 131 | $ 12,743,000 | $ 97,000 | $ 71,000 |
| NAPLES-MARCO ISLAND, FL | 131 | $ 23,467,000 | $ 179,000 | $ 89,000 |
| LAKELAND, FL | 129 | $ 14,644,000 | $ 113,000 | $ 52,000 |
| DES MOINES, IA | 128 | $ 12,063,000 | $ 94,000 | $ 49,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 126 | $ 12,842,000 | $ 101,000 | $ 55,000 |
| CANTON-MASSILLON, OH | 123 | $ 12,569,000 | $ 102,000 | $ 49,000 |
| SANTA CRUZ-WATSONVILLE, CA | 123 | $ 42,811,000 | $ 348,000 | $ 130,000 |
| LANSING-EAST LANSING, MI | 122 | $ 13,791,000 | $ 113,000 | $ 54,000 |
| SPRINGFIELD, IL | 122 | $ 10,038,000 | $ 82,000 | $ 50,000 |
| FORT COLLINS-LOVELAND, CO | 121 | $ 19,999,000 | $ 165,000 | $ 102,000 |
| SPOKANE, WA | 116 | $ 14,840,000 | $ 127,000 | $ 59,000 |
| LOUISVILLE, KY-IN | 115 | $ 11,511,000 | $ 100,000 | $ 54,000 |
| NORWICH-NEW LONDON, CT | 115 | $ 18,150,000 | $ 157,000 | $ 76,000 |
| RENO-SPARKS, NV | 115 | $ 23,050,000 | $ 200,000 | $ 81,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 114 | $ 22,126,000 | $ 194,000 | $ 106,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 108 | $ 12,163,000 | $ 112,000 | $ 58,000 |
| MONTGOMERY, AL | 106 | $ 8,869,000 | $ 83,000 | $ 48,000 |
| BEAUMONT-PORT ARTHUR, TX | 101 | $ 9,600,000 | $ 95,000 | $ 88,000 |
| BROWNSVILLE-HARLINGEN, TX | 101 | $ 9,562,000 | $ 94,000 | $ 69,000 |
| TALLAHASSEE, FL | 97 | $ 11,316,000 | $ 116,000 | $ 59,000 |
| KALAMAZOO-PORTAGE, MI | 91 | $ 10,084,000 | $ 110,000 | $ 52,000 |
| BATTLE CREEK, MI | 89 | $ 8,072,000 | $ 90,000 | $ 42,000 |
| EUGENE-SPRINGFIELD, OR | 89 | $ 11,886,000 | $ 133,000 | $ 58,000 |
| BREMERTON-SILVERDALE, WA | 88 | $ 12,895,000 | $ 146,000 | $ 67,000 |
| MADERA, CA | 88 | $ 15,448,000 | $ 175,000 | $ 86,000 |
| OCALA, FL | 88 | $ 12,465,000 | $ 141,000 | $ 57,000 |
| CORPUS CHRISTI, TX | 87 | $ 8,524,000 | $ 97,000 | $ 96,000 |
| ROANOKE, VA | 86 | $ 10,434,000 | $ 121,000 | $ 58,000 |
| COLUMBIA, SC | 85 | $ 7,490,000 | $ 88,000 | $ 63,000 |
| YUBA CITY, CA | 85 | $ 15,583,000 | $ 183,000 | $ 78,000 |
| CHICO, CA | 84 | $ 14,151,000 | $ 168,000 | $ 73,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 84 | $ 7,336,000 | $ 87,000 | $ 88,000 |
| KANKAKEE-BRADLEY, IL | 82 | $ 8,921,000 | $ 108,000 | $ 52,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 81 | $ 9,160,000 | $ 113,000 | $ 59,000 |
| OCEAN CITY, NJ | 80 | $ 14,856,000 | $ 185,000 | $ 79,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 80 | $ 27,016,000 | $ 337,000 | $ 122,000 |
| RALEIGH-CARY, NC | 78 | $ 11,008,000 | $ 141,000 | $ 92,000 |
| ANN ARBOR, MI | 77 | $ 18,749,000 | $ 243,000 | $ 76,000 |
| SAVANNAH, GA | 77 | $ 11,688,000 | $ 151,000 | $ 62,000 |
| GRAND JUNCTION, CO | 76 | $ 11,766,000 | $ 154,000 | $ 104,000 |
| NAPA, CA | 75 | $ 25,673,000 | $ 342,000 | $ 143,000 |
| REDDING, CA | 73 | $ 15,318,000 | $ 209,000 | $ 102,000 |
| BARNSTABLE TOWN, MA | 71 | $ 16,594,000 | $ 233,000 | $ 84,000 |
| GREENVILLE, SC | 71 | $ 7,020,000 | $ 98,000 | $ 56,000 |
| CHAMPAIGN-URBANA, IL | 70 | $ 6,824,000 | $ 97,000 | $ 58,000 |
| LONGVIEW, WA | 69 | $ 6,908,000 | $ 100,000 | $ 88,000 |
| ST. JOSEPH, MO-KS | 69 | $ 5,378,000 | $ 77,000 | $ 61,000 |
| MUSKEGON-NORTON SHORES, MI | 68 | $ 6,499,000 | $ 95,000 | $ 56,000 |
| ST. GEORGE, UT | 68 | $ 9,841,000 | $ 144,000 | $ 64,000 |
| WILLIAMSPORT, PA | 66 | $ 7,082,000 | $ 107,000 | $ 48,000 |
| CHARLESTON, WV | 65 | $ 6,687,000 | $ 102,000 | $ 48,000 |
| MOBILE, AL | 65 | $ 4,687,000 | $ 72,000 | $ 45,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 64 | $ 6,920,000 | $ 108,000 | $ 58,000 |
| ALBANY, GA | 63 | $ 6,090,000 | $ 96,000 | $ 53,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 60 | $ 21,012,000 | $ 350,000 | $ 119,000 |
| EL CENTRO, CA | 59 | $ 7,375,000 | $ 125,000 | $ 63,000 |
| GAINESVILLE, FL | 59 | $ 8,063,000 | $ 136,000 | $ 91,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 57 | $ 7,027,000 | $ 123,000 | $ 53,000 |
| HOLLAND-GRAND HAVEN, MI | 56 | $ 8,498,000 | $ 151,000 | $ 76,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 56 | $ 5,256,000 | $ 93,000 | $ 79,000 |
| MEDFORD, OR | 56 | $ 9,981,000 | $ 178,000 | $ 74,000 |
| YUMA, AZ | 56 | $ 6,019,000 | $ 107,000 | $ 73,000 |
| ATHENS-CLARKE COUNTY, GA | 55 | $ 6,398,000 | $ 116,000 | $ 75,000 |
| LYNCHBURG, VA | 55 | $ 7,164,000 | $ 130,000 | $ 53,000 |
| WACO, TX | 55 | $ 5,091,000 | $ 92,000 | $ 54,000 |
| BLOOMINGTON-NORMAL, IL | 54 | $ 6,664,000 | $ 123,000 | $ 67,000 |
| ELKHART-GOSHEN, IN | 54 | $ 5,234,000 | $ 96,000 | $ 76,000 |
| FLAGSTAFF, AZ | 53 | $ 11,194,000 | $ 211,000 | $ 88,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 53 | $ 12,669,000 | $ 239,000 | $ 109,000 |
| ALBANY-SCHENECTADY-TROY, NY | 52 | $ 5,754,000 | $ 110,000 | $ 72,000 |
| LIMA, OH | 52 | $ 5,229,000 | $ 100,000 | $ 51,000 |
| BATON ROUGE, LA | 51 | $ 4,849,000 | $ 95,000 | $ 58,000 |
| HANFORD-CORCORAN, CA | 51 | $ 6,547,000 | $ 128,000 | $ 81,000 |
| ANDERSON, IN | 50 | $ 4,473,000 | $ 89,000 | $ 52,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 50 | $ 7,818,000 | $ 156,000 | $ 111,000 |
| NILES-BENTON HARBOR, MI | 50 | $ 4,778,000 | $ 95,000 | $ 56,000 |
| TERRE HAUTE, IN | 50 | $ 3,528,000 | $ 70,000 | $ 39,000 |
| VERO BEACH, FL | 50 | $ 5,750,000 | $ 115,000 | $ 103,000 |
| YAKIMA, WA | 50 | $ 5,437,000 | $ 108,000 | $ 51,000 |
| JOHNSON CITY, TN | 49 | $ 5,757,000 | $ 117,000 | $ 44,000 |
| MOUNT VERNON-ANACORTES, WA | 49 | $ 7,186,000 | $ 146,000 | $ 50,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 49 | $ 8,908,000 | $ 181,000 | $ 86,000 |
| PUNTA GORDA, FL | 49 | $ 7,460,000 | $ 152,000 | $ 112,000 |
| MICHIGAN CITY-LA PORTE, IN | 48 | $ 4,665,000 | $ 97,000 | $ 84,000 |
| MORRISTOWN, TN | 48 | $ 4,968,000 | $ 103,000 | $ 54,000 |
| AMARILLO, TX | 47 | $ 6,336,000 | $ 134,000 | $ 93,000 |
| BELLINGHAM, WA | 47 | $ 8,621,000 | $ 183,000 | $ 106,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 47 | $ 3,491,000 | $ 74,000 | $ 64,000 |
| ROME, GA | 47 | $ 4,920,000 | $ 104,000 | $ 47,000 |
| WICHITA, KS | 47 | $ 4,014,000 | $ 85,000 | $ 53,000 |
| WILMINGTON, DE-MD-NJ | 47 | $ 6,734,000 | $ 143,000 | $ 69,000 |
| WINCHESTER, VA-WV | 47 | $ 7,295,000 | $ 155,000 | $ 57,000 |
| GREENSBORO-HIGH POINT, NC | 46 | $ 6,370,000 | $ 138,000 | $ 76,000 |
| JACKSON, TN | 46 | $ 4,168,000 | $ 90,000 | $ 50,000 |
| MONROE, MI | 46 | $ 6,664,000 | $ 144,000 | $ 63,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 45 | $ 7,462,000 | $ 165,000 | $ 117,000 |
| CHARLOTTESVILLE, VA | 45 | $ 8,609,000 | $ 191,000 | $ 74,000 |
| MUNCIE, IN | 45 | $ 3,023,000 | $ 67,000 | $ 33,000 |
| HUNTSVILLE, AL | 44 | $ 4,642,000 | $ 105,000 | $ 50,000 |
| KOKOMO, IN | 44 | $ 4,372,000 | $ 99,000 | $ 53,000 |
| SPRINGFIELD, OH | 44 | $ 3,998,000 | $ 90,000 | $ 47,000 |
| WENATCHEE, WA | 44 | $ 6,217,000 | $ 141,000 | $ 70,000 |
| BILLINGS, MT | 43 | $ 4,681,000 | $ 108,000 | $ 46,000 |
| CLARKSVILLE, TN-KY | 42 | $ 4,385,000 | $ 104,000 | $ 50,000 |
| LEBANON, PA | 42 | $ 4,743,000 | $ 112,000 | $ 39,000 |
| MISSOULA, MT | 42 | $ 7,306,000 | $ 173,000 | $ 112,000 |
| WARNER ROBINS, GA | 42 | $ 5,361,000 | $ 127,000 | $ 47,000 |
| GAINESVILLE, GA | 41 | $ 6,153,000 | $ 150,000 | $ 90,000 |
| MADISON, WI | 41 | $ 5,863,000 | $ 143,000 | $ 74,000 |
| PANAMA CITY-LYNN HAVEN, FL | 41 | $ 6,240,000 | $ 152,000 | $ 86,000 |
| COEUR D'ALENE, ID | 40 | $ 7,277,000 | $ 181,000 | $ 146,000 |
| JOPLIN, MO | 40 | $ 3,426,000 | $ 85,000 | $ 39,000 |
| SPRINGFIELD, MO | 40 | $ 3,792,000 | $ 94,000 | $ 58,000 |
| FARMINGTON, NM | 39 | $ 4,918,000 | $ 126,000 | $ 69,000 |
| LUBBOCK, TX | 39 | $ 3,888,000 | $ 99,000 | $ 82,000 |
| TYLER, TX | 39 | $ 3,753,000 | $ 96,000 | $ 78,000 |
| BEND, OR | 38 | $ 6,060,000 | $ 159,000 | $ 85,000 |
| LAFAYETTE, IN | 38 | $ 4,040,000 | $ 106,000 | $ 48,000 |
| STATE COLLEGE, PA | 38 | $ 4,797,000 | $ 126,000 | $ 81,000 |
| ALTOONA, PA | 37 | $ 3,226,000 | $ 87,000 | $ 61,000 |
| JACKSON, MI | 37 | $ 4,610,000 | $ 124,000 | $ 54,000 |
| SANTA FE, NM | 35 | $ 7,320,000 | $ 209,000 | $ 109,000 |
| BAY CITY, MI | 34 | $ 3,175,000 | $ 93,000 | $ 47,000 |
| LAWTON, OK | 34 | $ 1,887,000 | $ 55,000 | $ 44,000 |
| MANSFIELD, OH | 34 | $ 2,667,000 | $ 78,000 | $ 59,000 |
| DECATUR, IL | 33 | $ 2,385,000 | $ 72,000 | $ 40,000 |
| HOT SPRINGS, AR | 33 | $ 2,667,000 | $ 80,000 | $ 38,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 33 | $ 2,319,000 | $ 70,000 | $ 41,000 |
| SANDUSKY, OH | 33 | $ 3,558,000 | $ 107,000 | $ 62,000 |
| SPARTANBURG, SC | 33 | $ 2,722,000 | $ 82,000 | $ 45,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 32 | $ 6,396,000 | $ 199,000 | $ 74,000 |
| GULFPORT-BILOXI, MS | 31 | $ 3,319,000 | $ 107,000 | $ 64,000 |
| HICKORY-LENOIR-MORGANTON, NC | 31 | $ 4,403,000 | $ 142,000 | $ 62,000 |
| JOHNSTOWN, PA | 31 | $ 2,501,000 | $ 80,000 | $ 45,000 |
| CLEVELAND, TN | 30 | $ 3,263,000 | $ 108,000 | $ 124,000 |
| COLLEGE STATION-BRYAN, TX | 30 | $ 3,118,000 | $ 103,000 | $ 100,000 |
| DURHAM, NC | 30 | $ 3,621,000 | $ 120,000 | $ 66,000 |
| LOGAN, UT-ID | 30 | $ 3,350,000 | $ 111,000 | $ 48,000 |
| PITTSFIELD, MA | 30 | $ 4,594,000 | $ 153,000 | $ 75,000 |
| DULUTH, MN-WI | 29 | $ 4,005,000 | $ 138,000 | $ 57,000 |
| HATTIESBURG, MS | 29 | $ 1,968,000 | $ 67,000 | $ 40,000 |
| RACINE, WI | 29 | $ 3,543,000 | $ 122,000 | $ 122,000 |
| POCATELLO, ID | 28 | $ 2,518,000 | $ 89,000 | $ 45,000 |
| CHEYENNE, WY | 27 | $ 2,934,000 | $ 108,000 | $ 76,000 |
| FAYETTEVILLE, NC | 27 | $ 3,758,000 | $ 139,000 | $ 97,000 |
| MIDLAND, TX | 26 | $ 2,773,000 | $ 106,000 | $ 77,000 |
| PINE BLUFF, AR | 26 | $ 2,132,000 | $ 82,000 | $ 45,000 |
| ROCKY MOUNT, NC | 26 | $ 1,592,000 | $ 61,000 | $ 96,000 |
| DANVILLE, VA | 25 | $ 2,697,000 | $ 107,000 | $ 72,000 |
| MANCHESTER-NASHUA, NH | 25 | $ 5,699,000 | $ 227,000 | $ 110,000 |
| ASHEVILLE, NC | 24 | $ 4,209,000 | $ 175,000 | $ 92,000 |
| BLOOMINGTON, IN | 24 | $ 2,611,000 | $ 108,000 | $ 48,000 |
| OWENSBORO, KY | 24 | $ 2,222,000 | $ 92,000 | $ 62,000 |
| SHERMAN-DENISON, TX | 24 | $ 2,834,000 | $ 118,000 | $ 96,000 |
| TUSCALOOSA, AL | 24 | $ 2,604,000 | $ 108,000 | $ 60,000 |
| WINSTON-SALEM, NC | 24 | $ 3,330,000 | $ 138,000 | $ 87,000 |
| BRUNSWICK, GA | 23 | $ 2,766,000 | $ 120,000 | $ 63,000 |
| LONGVIEW, TX | 23 | $ 1,850,000 | $ 80,000 | $ 54,000 |
| SAN ANGELO, TX | 23 | $ 1,578,000 | $ 68,000 | $ 53,000 |
| SIOUX CITY, IA-NE-SD | 23 | $ 1,448,000 | $ 62,000 | $ 48,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 22 | $ 2,500,000 | $ 113,000 | $ 66,000 |
| VALDOSTA, GA | 22 | $ 2,678,000 | $ 121,000 | $ 62,000 |
| BUFFALO-NIAGARA FALLS, NY | 21 | $ 1,376,000 | $ 65,000 | $ 47,000 |
| DALTON, GA | 21 | $ 2,606,000 | $ 124,000 | $ 49,000 |
| SALISBURY, MD | 21 | $ 2,176,000 | $ 103,000 | $ 42,000 |
| WICHITA FALLS, TX | 21 | $ 2,587,000 | $ 123,000 | $ 58,000 |
| AUBURN-OPELIKA, AL | 20 | $ 2,472,000 | $ 123,000 | $ 83,000 |
| GREENVILLE, NC | 19 | $ 1,760,000 | $ 92,000 | $ 49,000 |
| LEXINGTON-FAYETTE, KY | 19 | $ 1,994,000 | $ 104,000 | $ 94,000 |
| PARKERSBURG-MARIETTA, WV-OH | 19 | $ 1,615,000 | $ 85,000 | $ 50,000 |
| CEDAR RAPIDS, IA | 18 | $ 1,384,000 | $ 76,000 | $ 54,000 |
| DANVILLE, IL | 18 | $ 1,585,000 | $ 88,000 | $ 64,000 |
| HINESVILLE-FORT STEWART, GA | 18 | $ 1,787,000 | $ 99,000 | $ 38,000 |
| IDAHO FALLS, ID | 18 | $ 2,332,000 | $ 129,000 | $ 58,000 |
| ABILENE, TX | 17 | $ 1,696,000 | $ 99,000 | $ 67,000 |
| ODESSA, TX | 17 | $ 1,069,000 | $ 62,000 | $ 53,000 |
| ROCHESTER, MN | 17 | $ 2,323,000 | $ 136,000 | $ 58,000 |
| SHREVEPORT-BOSSIER CITY, LA | 17 | $ 1,504,000 | $ 88,000 | $ 47,000 |
| HARRISONBURG, VA | 16 | $ 2,212,000 | $ 138,000 | $ 57,000 |
| TOPEKA, KS | 16 | $ 2,284,000 | $ 142,000 | $ 70,000 |
| VICTORIA, TX | 16 | $ 1,563,000 | $ 97,000 | $ 83,000 |
| WATERLOO-CEDAR FALLS, IA | 16 | $ 934,000 | $ 58,000 | $ 33,000 |
| WILMINGTON, NC | 16 | $ 3,189,000 | $ 199,000 | $ 108,000 |
| BURLINGTON, NC | 15 | $ 1,606,000 | $ 107,000 | $ 54,000 |
| JANESVILLE, WI | 15 | $ 1,983,000 | $ 132,000 | $ 51,000 |
| APPLETON, WI | 14 | $ 1,845,000 | $ 131,000 | $ 61,000 |
| FLORENCE, SC | 14 | $ 1,145,000 | $ 81,000 | $ 77,000 |
| KINGSTON, NY | 14 | $ 2,906,000 | $ 207,000 | $ 73,000 |
| TEXARKANA, TX-TEXARKANA, AR | 14 | $ 1,305,000 | $ 93,000 | $ 49,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 13 | $ 1,739,000 | $ 133,000 | $ 69,000 |
| ANDERSON, SC | 12 | $ 839,000 | $ 69,000 | $ 36,000 |
| LAKE CHARLES, LA | 12 | $ 1,801,000 | $ 150,000 | $ 77,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 12 | $ 1,938,000 | $ 161,000 | $ 58,000 |
| ST. CLOUD, MN | 12 | $ 1,574,000 | $ 131,000 | $ 63,000 |
| CORVALLIS, OR | 11 | $ 1,533,000 | $ 139,000 | $ 93,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 11 | $ 869,000 | $ 79,000 | $ 51,000 |
| DOTHAN, AL | 11 | $ 943,000 | $ 85,000 | $ 36,000 |
| LAFAYETTE, LA | 11 | $ 814,000 | $ 74,000 | $ 55,000 |
| PASCAGOULA, MS | 11 | $ 630,000 | $ 57,000 | $ 43,000 |
| COLUMBUS, IN | 10 | $ 1,436,000 | $ 143,000 | $ 181,000 |
| DECATUR, AL | 10 | $ 890,000 | $ 89,000 | $ 40,000 |
| FORT SMITH, AR-OK | 10 | $ 759,000 | $ 75,000 | $ 54,000 |
| GREEN BAY, WI | 10 | $ 1,062,000 | $ 106,000 | $ 44,000 |
| BANGOR, ME | 9 | $ 1,096,000 | $ 121,000 | $ 84,000 |
| CARSON CITY, NV | 9 | $ 1,216,000 | $ 135,000 | $ 77,000 |
| COLUMBIA, MO | 9 | $ 1,017,000 | $ 113,000 | $ 43,000 |
| JEFFERSON CITY, MO | 9 | $ 626,000 | $ 69,000 | $ 30,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 9 | $ 816,000 | $ 90,000 | $ 45,000 |
| ANNISTON-OXFORD, AL | 8 | $ 466,000 | $ 58,000 | $ 24,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 8 | $ 816,000 | $ 102,000 | $ 46,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 7 | $ 1,007,000 | $ 143,000 | $ 93,000 |
| CASPER, WY | 7 | $ 882,000 | $ 126,000 | $ 55,000 |
| GLENS FALLS, NY | 7 | $ 867,000 | $ 123,000 | $ 55,000 |
| GREAT FALLS, MT | 7 | $ 629,000 | $ 89,000 | $ 55,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 7 | $ 1,098,000 | $ 156,000 | $ 60,000 |
| DOVER, DE | 6 | $ 868,000 | $ 144,000 | $ 57,000 |
| FLORENCE-MUSCLE SHOALS, AL | 6 | $ 462,000 | $ 77,000 | $ 53,000 |
| FOND DU LAC, WI | 6 | $ 553,000 | $ 92,000 | $ 54,000 |
| LAS CRUCES, NM | 6 | $ 971,000 | $ 161,000 | $ 62,000 |
| MORGANTOWN, WV | 6 | $ 354,000 | $ 59,000 | $ 30,000 |
| ROCHESTER, NY | 6 | $ 956,000 | $ 159,000 | $ 85,000 |
| UTICA-ROME, NY | 6 | $ 865,000 | $ 144,000 | $ 83,000 |
| ALEXANDRIA, LA | 5 | $ 424,000 | $ 84,000 | $ 61,000 |
| FARGO, ND-MN | 5 | $ 472,000 | $ 94,000 | $ 43,000 |
| IOWA CITY, IA | 5 | $ 597,000 | $ 119,000 | $ 73,000 |
| LAWRENCE, KS | 5 | $ 768,000 | $ 153,000 | $ 56,000 |
| BOWLING GREEN, KY | 4 | $ 422,000 | $ 105,000 | $ 48,000 |
| EAU CLAIRE, WI | 4 | $ 507,000 | $ 126,000 | $ 58,000 |
| GADSDEN, AL | 4 | $ 381,000 | $ 95,000 | $ 35,000 |
| JACKSONVILLE, NC | 4 | $ 346,000 | $ 86,000 | $ 78,000 |
| JONESBORO, AR | 4 | $ 401,000 | $ 100,000 | $ 65,000 |
| LEWISTON-AUBURN, ME | 4 | $ 473,000 | $ 118,000 | $ 52,000 |
| MONROE, LA | 4 | $ 343,000 | $ 85,000 | $ 76,000 |
| SHEBOYGAN, WI | 4 | $ 261,000 | $ 65,000 | $ 47,000 |
| AMES, IA | 3 | $ 294,000 | $ 98,000 | $ 58,000 |
| ELIZABETHTOWN, KY | 3 | $ 295,000 | $ 98,000 | $ 47,000 |
| GOLDSBORO, NC | 3 | $ 233,000 | $ 77,000 | $ 46,000 |
| OSHKOSH-NEENAH, WI | 3 | $ 282,000 | $ 94,000 | $ 69,000 |
| SUMTER, SC | 3 | $ 390,000 | $ 130,000 | $ 56,000 |
| WAUSAU, WI | 3 | $ 351,000 | $ 117,000 | $ 74,000 |
| CUMBERLAND, MD-WV | 2 | $ 112,000 | $ 56,000 | $ 51,000 |
| LINCOLN, NE | 2 | $ 172,000 | $ 86,000 | $ 29,000 |
| SYRACUSE, NY | 2 | $ 175,000 | $ 87,000 | $ 30,000 |
| BINGHAMTON, NY | 1 | $ 43,000 | $ 43,000 | $ 25,000 |
| ELMIRA, NY | 1 | $ 75,000 | $ 75,000 | $ 47,000 |
| FAJARDO, PR | 1 | $ 170,000 | $ 170,000 | $ 120,000 |
| ITHACA, NY | 1 | $ 94,000 | $ 94,000 | $ 57,000 |
| LA CROSSE, WI-MN | 1 | $ 100,000 | $ 100,000 | $ 24,000 |
| WHEELING, WV-OH | 1 | $ 56,000 | $ 56,000 | $ 37,000 |
Mortgage Loan Application Detail Totals for Finance America, Llc in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 72,111 | $12,934,290,000 | $159,352 | $5,800,000 | $74,960 | $8,015,000 |
| Home Purchase | 47,705 | $7,804,729,000 | $135,180 | $2,821,000 | $73,140 | $9,600,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 39,260 | $6,800,486,000 | $154,620 | $4,000,000 | $77,360 | $9,000,000 |
| Not Provided | 38,436 | $6,500,355,000 | $152,980 | $5,800,000 | $77,100 | $9,600,000 |
| Black or African American | 18,358 | $2,623,413,000 | $135,622 | $3,500,000 | $64,666 | $4,200,000 |
| Hispanic | 17,994 | $3,280,741,000 | $144,340 | $4,000,000 | $68,574 | $4,656,000 |
| Asian | 4,417 | $1,232,669,000 | $180,000 | $1,100,000 | $83,317 | $5,406,000 |
| Native Hawaiian or Other Pacific Islander | 854 | $210,711,000 | $164,187 | $750,000 | $71,562 | $737,000 |
| American Indian or Alaskan Native | 497 | $90,644,000 | $161,243 | $980,000 | $72,864 | $2,628,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 119,816 | $20,739,019,000 | $147,176 | $5,800,000 | $74,333 | $9,600,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 72,529 | $11,892,264,000 | $148,803 | $5,800,000 | $73,450 | $9,600,000 |
| Loan Originated | 44,583 | $8,271,900,000 | $146,183 | $1,154,000 | $74,306 | $5,406,000 |
| Application Withdrawn By Applicant | 1,393 | $293,798,000 | $153,534 | $1,400,000 | $74,465 | $8,015,000 |
| Application Approved But Not Accepted | 1,221 | $270,980,000 | $144,500 | $750,000 | $70,636 | $4,570,000 |
| Loan Purchased By The Institution | 90 | $10,077,000 | $116,187 | $429,000 | $60,500 | $195,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 757 | $109,839,000 | $141,214 | $820,000 | $40,821 | $600,000 |
| Other | 443 | $69,318,000 | $133,789 | $980,000 | $58,500 | $974,000 |
| Credit History | 144 | $19,361,000 | $127,370 | $624,000 | $49,962 | $240,000 |
| Collateral | 127 | $19,351,000 | $172,678 | $745,000 | $66,535 | $396,000 |
| Debt-To-Income Ratio | 24 | $3,598,000 | $164,250 | $500,000 | $63,437 | $240,000 |
| Unverifiable Information | 17 | $3,102,000 | $219,000 | $509,000 | $110,750 | $405,000 |
| Employment History | 15 | $1,297,000 | $85,700 | $192,000 | $23,300 | $53,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $980,000 | $121,500 | $280,000 | $41,000 | $89,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Finance America, Llc's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Finance America, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.