Financial Federal Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Financial Federal Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Financial Federal Bank 1715 Aaron Brenner Drive Memphis, TN 38120 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 789 |
| Total Mortgage Loan Application Amount | $243,285,000 |
| Average Mortgage Loan Application Amount | $209,200 |
| Highest Mortgage Loan Application Amount | $9,375,000 |
| Average Applicant Income | $128,600 |
| Highest Applicant Income | $2,160,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Financial Federal Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Financial Federal Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Financial Federal Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Financial Federal Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Financial Federal Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Financial Federal Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Shelby County Tennessee | 696 | $ 197,120,000 | $ 283,000 | $ 193,000 |
| DeSoto County Mississippi | 12 | $ 2,380,000 | $ 198,000 | $ 95,000 |
| Fayette County Tennessee | 11 | $ 3,475,000 | $ 315,000 | $ 144,000 |
| Davidson County Tennessee | 10 | $ 4,630,000 | $ 463,000 | $ 305,000 |
| Crittenden County Arkansas | 5 | $ 1,045,000 | $ 209,000 | $ 131,000 |
| Lafayette County Mississippi | 5 | $ 1,825,000 | $ 365,000 | $ 368,000 |
| Cleburne County Arkansas | 4 | $ 950,000 | $ 237,000 | $ 254,000 |
| Colbert County Alabama | 2 | $ 690,000 | $ 345,000 | $ 212,000 |
| Jefferson County Alabama | 2 | $ 980,000 | $ 490,000 | $ 191,000 |
| Jackson County North Carolina | 2 | $ 770,000 | $ 385,000 | $ 227,000 |
| Hardin County Tennessee | 2 | $ 910,000 | $ 455,000 | $ 1,584,000 |
| Humphreys County Tennessee | 2 | $ 2,340,000 | $ 1,170,000 | $ 0 |
| Madison County Tennessee | 2 | $ 520,000 | $ 260,000 | $ 135,000 |
| Tipton County Tennessee | 2 | $ 380,000 | $ 190,000 | $ 80,000 |
| Craighead County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Boulder County Colorado | 1 | $ 205,000 | $ 205,000 | $ 0 |
| San Miguel County Colorado | 1 | $ 355,000 | $ 355,000 | $ 611,000 |
| Fairfield County Connecticut | 1 | $ 385,000 | $ 385,000 | $ 368,000 |
| Indian River County Florida | 1 | $ 705,000 | $ 705,000 | $ 291,000 |
| Palm Beach County Florida | 1 | $ 515,000 | $ 515,000 | $ 435,000 |
| Glynn County Georgia | 1 | $ 1,045,000 | $ 1,045,000 | $ 1,207,000 |
| Adams County Illinois | 1 | $ 9,375,000 | $ 9,375,000 | $ 0 |
| Cook County Illinois | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Lake County Illinois | 1 | $ 515,000 | $ 515,000 | $ 415,000 |
| McHenry County Illinois | 1 | $ 265,000 | $ 265,000 | $ 232,000 |
| Coahoma County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 94,000 |
| Harrison County Mississippi | 1 | $ 395,000 | $ 395,000 | $ 500,000 |
| Leflore County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 630,000 |
| Marshall County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Rankin County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Tishomingo County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 221,000 |
| Macon County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 190,000 |
| Cuyahoga County Ohio | 1 | $ 225,000 | $ 225,000 | $ 242,000 |
| Warren County Ohio | 1 | $ 205,000 | $ 205,000 | $ 310,000 |
| Chester County Pennsylvania | 1 | $ 505,000 | $ 505,000 | $ 218,000 |
| Aiken County South Carolina | 1 | $ 3,145,000 | $ 3,145,000 | $ 0 |
| Benton County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 456,000 |
| Knox County Tennessee | 1 | $ 475,000 | $ 475,000 | $ 135,000 |
| Putnam County Tennessee | 1 | $ 515,000 | $ 515,000 | $ 426,000 |
| Rutherford County Tennessee | 1 | $ 565,000 | $ 565,000 | $ 240,000 |
| Williamson County Tennessee | 1 | $ 1,665,000 | $ 1,665,000 | $ 572,000 |
| Collin County Texas | 1 | $ 745,000 | $ 745,000 | $ 847,000 |
| Harris County Texas | 1 | $ 465,000 | $ 465,000 | $ 335,000 |
| Williamson County Texas | 1 | $ 495,000 | $ 495,000 | $ 300,000 |
| Windsor County Vermont | 1 | $ 505,000 | $ 505,000 | $ 592,000 |
| Fairfax County Virginia | 1 | $ 255,000 | $ 255,000 | $ 65,000 |
Mortgage Loan Application Detail Totals for Financial Federal Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 324 | $95,680,000 | $295,000 | $1,205,000 | $195,000 | $1,812,000 |
| Home Purchase | 321 | $102,925,000 | $320,000 | $4,045,000 | $221,000 | $2,160,000 |
| Cash-out Refinancing | 110 | $43,930,000 | $399,000 | $9,375,000 | $202,000 | $729,000 |
| Not Applicable | 32 | $730,000 | $22,000 | $45,000 | $0 | $0 |
| Home Improvement | 2 | $20,000 | $10,000 | $15,000 | $25,000 | $33,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 529 | $178,725,000 | $337,000 | $1,675,000 | $209,000 | $2,160,000 |
| Not applicable | 159 | $37,845,000 | $238,000 | $9,375,000 | $0 | $0 |
| Not Provided | 49 | $14,305,000 | $291,000 | $1,905,000 | $178,000 | $840,000 |
| Asian | 23 | $5,875,000 | $255,000 | $515,000 | $193,000 | $399,000 |
| Black or African American | 21 | $3,375,000 | $160,000 | $705,000 | $130,000 | $539,000 |
| Hispanic | 7 | $3,075,000 | $439,000 | $795,000 | $307,000 | $847,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 772 | $238,810,000 | $309,000 | $9,375,000 | $208,000 | $2,160,000 |
| FHA-insured (Federal Housing Administration) | 10 | $2,150,000 | $215,000 | $405,000 | $73,000 | $138,000 |
| VA-guaranteed (Veterans Administration) | 7 | $2,325,000 | $332,000 | $605,000 | $87,000 | $155,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 635 | $217,775,000 | $342,000 | $9,375,000 | $202,000 | $2,160,000 |
| Loan Purchased By The Institution | 73 | $2,535,000 | $34,000 | $95,000 | $0 | $0 |
| Application Withdrawn By Applicant | 63 | $19,865,000 | $315,000 | $1,495,000 | $262,000 | $1,812,000 |
| Application Denied By Financial Institution | 16 | $2,520,000 | $157,000 | $445,000 | $56,000 | $126,000 |
| Application Approved But Not Accepted | 1 | $255,000 | $255,000 | $255,000 | $65,000 | $65,000 |
| File Closed For Incompleteness | 1 | $335,000 | $335,000 | $335,000 | $312,000 | $312,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 773 | $240,765,000 | $311,000 | $9,375,000 | $208,000 | $2,160,000 |
| Debt-To-Income Ratio | 7 | $1,495,000 | $213,000 | $445,000 | $60,000 | $126,000 |
| Credit History | 6 | $530,000 | $88,000 | $205,000 | $41,000 | $83,000 |
| Unverifiable Information | 1 | $335,000 | $335,000 | $335,000 | $123,000 | $123,000 |
| Collateral | 1 | $95,000 | $95,000 | $95,000 | $64,000 | $64,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $65,000 | $65,000 | $65,000 | $24,000 | $24,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Financial Federal Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Financial Federal Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.