Pivot Financial Partners, Inc Mortgage Lending & HMDA Data, 2016

In 2016, Pivot Financial Partners, Inc of Littleton, CO reported 595 mortgage applications totaling $123.6 million. The average application was for $207,655, and applicants reported an average income of $98,294. 82% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Denver-Aurora-Lakewood, CO (214), Wichita, KS (50) and Pueblo, CO (44) (applications in parentheses).

Mortgage Company & Address Pivot Financial Partners, Inc
5935 S Zang St., Ste 220
Littleton, CO 80120
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2014  2013  2012  2011  
Total Number of Mortgage Applications 595
Total Mortgage Loan Application Amount $123,555,000
Average Mortgage Loan Application Amount $207,655
Highest Mortgage Loan Application Amount $972,000
Average Applicant Income $98,294
Highest Applicant Income $1,860,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Pivot Financial Partners, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Pivot Financial Partners, Inc by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Jefferson, Colorado 93 $ 31,085,000 $ 334,247 $ 173,000
Pueblo, Colorado 44 $ 4,961,000 $ 112,750 $ 61,000
Lancaster, Nebraska 41 $ 6,201,000 $ 151,243 $ 73,000
Sedgwick, Kansas 40 $ 4,539,000 $ 113,475 $ 72,000
Denver, Colorado 39 $ 11,079,000 $ 284,076 $ 110,000
Maricopa, Arizona 34 $ 5,530,000 $ 162,647 $ 70,000
Arapahoe, Colorado 32 $ 7,526,000 $ 235,187 $ 89,000
Adams, Colorado 25 $ 6,783,000 $ 271,320 $ 87,000
Boulder, Colorado 22 $ 7,889,000 $ 358,590 $ 118,000
Douglas, Colorado 22 $ 7,171,000 $ 325,954 $ 158,000
Douglas, Nebraska 21 $ 3,360,000 $ 160,000 $ 67,000
Fremont, Colorado 15 $ 1,912,000 $ 127,466 $ 55,000
Cowley, Kansas 12 $ 845,000 $ 70,416 $ 48,000
El Paso, Colorado 10 $ 2,073,000 $ 207,300 $ 84,000
Butler, Kansas 8 $ 930,000 $ 116,250 $ 79,000
Scotts Bluff, Nebraska 8 $ 566,000 $ 70,750 $ 49,000
Logan, Colorado 7 $ 1,094,000 $ 156,285 $ 68,000
Phillips, Colorado 7 $ 883,000 $ 126,142 $ 59,000
Sarpy, Nebraska 7 $ 1,397,000 $ 199,571 $ 75,000
Larimer, Colorado 6 $ 1,826,000 $ 304,333 $ 114,000
Shawnee, Kansas 6 $ 1,022,000 $ 170,333 $ 126,000
Madison, Nebraska 6 $ 856,000 $ 142,666 $ 67,000
Pinal, Arizona 4 $ 388,000 $ 97,000 $ 67,000
Yavapai, Arizona 4 $ 943,000 $ 235,750 $ 52,000
Las Animas, Colorado 4 $ 394,000 $ 98,500 $ 57,000
Morgan, Colorado 3 $ 426,000 $ 142,000 $ 64,000
Routt, Colorado 3 $ 927,000 $ 309,000 $ 126,000
Weld, Colorado 3 $ 801,000 $ 267,000 $ 133,000
Box Butte, Nebraska 3 $ 193,000 $ 64,333 $ 43,000
Deuel, Nebraska 3 $ 184,000 $ 61,333 $ 65,000
Washington, Nebraska 3 $ 507,000 $ 169,000 $ 65,000
Collin, Texas 3 $ 445,000 $ 148,333 $ 250,000
Apache, Arizona 2 $ 216,000 $ 108,000 $ 78,000
Coconino, Arizona 2 $ 213,000 $ 106,500 $ 87,000
Gila, Arizona 2 $ 265,000 $ 132,500 $ 75,000
Chaffee, Colorado 2 $ 502,000 $ 251,000 $ 122,000
Grand, Colorado 2 $ 493,000 $ 246,500 $ 200,000
Kit Carson, Colorado 2 $ 356,000 $ 178,000 $ 138,000
Otero, Colorado 2 $ 155,000 $ 77,500 $ 55,000
San Miguel, Colorado 2 $ 419,000 $ 209,500 $ 120,000
Summit, Colorado 2 $ 614,000 $ 307,000 $ 235,000
Yuma, Colorado 2 $ 233,000 $ 116,500 $ 63,000
Pottawattamie, Iowa 2 $ 266,000 $ 133,000 $ 94,000
Leavenworth, Kansas 2 $ 263,000 $ 131,500 $ 85,000
Lyon, Kansas 2 $ 213,000 $ 106,500 $ 50,000
Reno, Kansas 2 $ 136,000 $ 68,000 $ 50,000
Saline, Kansas 2 $ 337,000 $ 168,500 $ 65,000
Richardson, Nebraska 2 $ 113,000 $ 56,500 $ 33,000
Saline, Nebraska 2 $ 185,000 $ 92,500 $ 40,000
Saunders, Nebraska 2 $ 182,000 $ 91,000 $ 51,000
Navajo, Arizona 1 $ 95,000 $ 95,000 $ 66,000
Pima, Arizona 1 $ 53,000 $ 53,000 $ 156,000
Broomfield, Colorado 1 $ 305,000 $ 305,000 $ 119,000
Custer, Colorado 1 $ 133,000 $ 133,000 $ 52,000
Elbert, Colorado 1 $ 603,000 $ 603,000 $ 0
Mesa, Colorado 1 $ 409,000 $ 409,000 $ 190,000
Park, Colorado 1 $ 149,000 $ 149,000 $ 48,000
Sedgwick, Colorado 1 $ 72,000 $ 72,000 $ 56,000
Harrison, Iowa 1 $ 81,000 $ 81,000 $ 34,000
Shelby, Iowa 1 $ 60,000 $ 60,000 $ 44,000
Brown, Kansas 1 $ 72,000 $ 72,000 $ 94,000
Harvey, Kansas 1 $ 148,000 $ 148,000 $ 60,000
Osage, Kansas 1 $ 81,000 $ 81,000 $ 66,000
Sumner, Kansas 1 $ 174,000 $ 174,000 $ 64,000
Lincoln, Nebraska 1 $ 140,000 $ 140,000 $ 118,000
Sioux, Nebraska 1 $ 87,000 $ 87,000 $ 44,000
York, Nebraska 1 $ 325,000 $ 325,000 $ 335,000
Albany, Wyoming 1 $ 222,000 $ 222,000 $ 64,000
Laramie, Wyoming 1 $ 140,000 $ 140,000 $ 52,000
Lincoln, Wyoming 1 $ 133,000 $ 133,000 $ 54,000

Mortgage Loan Application Detail Totals for Pivot Financial Partners, Inc in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 315 $66,931,000 $212,000 $972,000 $103,000 $1,860,000
Refinancing 280 $56,624,000 $202,000 $603,000 $93,000 $763,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 470 $99,094,000 $210,000 $972,000 $101,000 $1,860,000
Hispanic 57 $8,347,000 $146,000 $876,000 $69,000 $407,000
Not Provided 44 $11,143,000 $253,000 $603,000 $92,000 $260,000
Black or African American 10 $1,900,000 $190,000 $458,000 $78,000 $142,000
Asian 9 $1,976,000 $219,000 $402,000 $175,000 $265,000
American Indian or Alaskan Native 3 $314,000 $104,000 $159,000 $55,000 $66,000
Native Hawaiin or Other Pacific Islander 2 $781,000 $390,000 $482,000 $95,000 $106,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 422 $91,113,000 $215,000 $972,000 $113,000 $1,860,000
FHA-insured (Federal Housing Administration) 114 $18,701,000 $164,000 $465,000 $59,000 $163,000
VA-guaranteed (Veterans Administration) 51 $13,047,000 $255,000 $603,000 $71,000 $180,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8 $694,000 $86,000 $157,000 $49,000 $71,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 486 $106,945,000 $220,000 $972,000 $103,000 $1,860,000
Application Withdrawn By Applicant 79 $12,745,000 $161,000 $459,000 $77,000 $294,000
Application Denied By Financial Institution 21 $2,449,000 $116,000 $400,000 $62,000 $360,000
File Closed For Incompleteness 9 $1,416,000 $157,000 $429,000 $117,000 $353,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 3 $315,000 $105,000 $120,000 $39,000 $41,000
Debt-To-Income Ratio 2 $278,000 $139,000 $159,000 $32,000 $36,000
Employment History 2 $183,000 $91,000 $133,000 $39,000 $52,000
Collateral 1 $103,000 $103,000 $103,000 $105,000 $105,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Pivot Financial Partners, Inc's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Pivot Financial Partners, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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