Firefighters First Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Firefighters First Federal Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Firefighters First Federal Credit Union 815 Colorado Blvd Pasadena, CA 90041 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 1,295 |
| Total Mortgage Loan Application Amount | $482,285,000 |
| Average Mortgage Loan Application Amount | $372,600 |
| Highest Mortgage Loan Application Amount | $1,705,000 |
| Average Applicant Income | $156,600 |
| Highest Applicant Income | $1,440,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Firefighters First Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Firefighters First Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Firefighters First Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Firefighters First Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Firefighters First Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Firefighters First Federal Credit Union's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 223 | $ 98,455,000 | $ 441,000 | $ 187,000 |
| San Bernardino County California | 129 | $ 44,165,000 | $ 342,000 | $ 172,000 |
| Riverside County California | 107 | $ 37,875,000 | $ 353,000 | $ 150,000 |
| Ventura County California | 77 | $ 33,775,000 | $ 438,000 | $ 175,000 |
| Orange County California | 55 | $ 30,325,000 | $ 551,000 | $ 182,000 |
| Maricopa County Arizona | 52 | $ 14,620,000 | $ 281,000 | $ 108,000 |
| Kern County California | 42 | $ 10,440,000 | $ 248,000 | $ 129,000 |
| Sacramento County California | 39 | $ 14,005,000 | $ 359,000 | $ 160,000 |
| Clark County Nevada | 37 | $ 11,015,000 | $ 297,000 | $ 123,000 |
| Mohave County Arizona | 36 | $ 10,830,000 | $ 300,000 | $ 136,000 |
| San Diego County California | 28 | $ 13,960,000 | $ 498,000 | $ 250,000 |
| Contra Costa County California | 16 | $ 7,590,000 | $ 474,000 | $ 199,000 |
| El Dorado County California | 16 | $ 5,260,000 | $ 328,000 | $ 169,000 |
| Placer County California | 15 | $ 6,365,000 | $ 424,000 | $ 120,000 |
| San Joaquin County California | 15 | $ 6,065,000 | $ 404,000 | $ 168,000 |
| San Luis Obispo County California | 15 | $ 6,935,000 | $ 462,000 | $ 142,000 |
| Ada County Idaho | 15 | $ 5,935,000 | $ 395,000 | $ 158,000 |
| Stanislaus County California | 14 | $ 5,780,000 | $ 412,000 | $ 160,000 |
| Nevada County California | 12 | $ 4,070,000 | $ 339,000 | $ 123,000 |
| Pinal County Arizona | 11 | $ 1,695,000 | $ 154,000 | $ 91,000 |
| Douglas County Nevada | 11 | $ 3,815,000 | $ 346,000 | $ 127,000 |
| Yavapai County Arizona | 10 | $ 2,940,000 | $ 294,000 | $ 115,000 |
| Alameda County California | 10 | $ 6,480,000 | $ 648,000 | $ 200,000 |
| Santa Cruz County California | 10 | $ 4,540,000 | $ 454,000 | $ 159,000 |
| Washoe County Nevada | 10 | $ 3,200,000 | $ 320,000 | $ 117,000 |
| Solano County California | 9 | $ 4,255,000 | $ 472,000 | $ 177,000 |
| Santa Barbara County California | 8 | $ 2,770,000 | $ 346,000 | $ 142,000 |
| Kootenai County Idaho | 8 | $ 3,160,000 | $ 395,000 | $ 239,000 |
| Bernalillo County New Mexico | 7 | $ 1,625,000 | $ 232,000 | $ 98,000 |
| Coconino County Arizona | 6 | $ 1,510,000 | $ 251,000 | $ 141,000 |
| Navajo County Arizona | 6 | $ 1,380,000 | $ 230,000 | $ 98,000 |
| Fresno County California | 6 | $ 1,330,000 | $ 221,000 | $ 95,000 |
| Canyon County Idaho | 6 | $ 2,110,000 | $ 351,000 | $ 133,000 |
| Amador County California | 5 | $ 1,275,000 | $ 255,000 | $ 173,000 |
| Butte County California | 5 | $ 1,805,000 | $ 361,000 | $ 108,000 |
| Merced County California | 5 | $ 1,675,000 | $ 335,000 | $ 71,000 |
| Monterey County California | 5 | $ 2,435,000 | $ 487,000 | $ 140,000 |
| Sandoval County New Mexico | 5 | $ 1,455,000 | $ 291,000 | $ 152,000 |
| Tarrant County Texas | 5 | $ 675,000 | $ 135,000 | $ 371,000 |
| Sonoma County California | 4 | $ 1,800,000 | $ 450,000 | $ 171,000 |
| Kent County Michigan | 4 | $ 770,000 | $ 192,000 | $ 272,000 |
| Jackson County Oregon | 4 | $ 650,000 | $ 162,000 | $ 142,000 |
| Washington County Oregon | 4 | $ 1,200,000 | $ 300,000 | $ 113,000 |
| Rockwall County Texas | 4 | $ 1,320,000 | $ 330,000 | $ 297,000 |
| Pierce County Washington | 4 | $ 1,660,000 | $ 415,000 | $ 170,000 |
| Pima County Arizona | 3 | $ 535,000 | $ 178,000 | $ 159,000 |
| Madera County California | 3 | $ 745,000 | $ 248,000 | $ 131,000 |
| Mono County California | 3 | $ 745,000 | $ 248,000 | $ 153,000 |
| San Benito County California | 3 | $ 695,000 | $ 231,000 | $ 93,000 |
| Tuolumne County California | 3 | $ 955,000 | $ 318,000 | $ 176,000 |
| Bonner County Idaho | 3 | $ 925,000 | $ 308,000 | $ 171,000 |
| Deschutes County Oregon | 3 | $ 655,000 | $ 218,000 | $ 166,000 |
| Josephine County Oregon | 3 | $ 1,035,000 | $ 345,000 | $ 163,000 |
| Shelby County Tennessee | 3 | $ 245,000 | $ 81,000 | $ 367,000 |
| Dallas County Texas | 3 | $ 535,000 | $ 178,000 | $ 291,000 |
| Denton County Texas | 3 | $ 725,000 | $ 241,000 | $ 216,000 |
| Lubbock County Texas | 3 | $ 705,000 | $ 235,000 | $ 345,000 |
| Utah County Utah | 3 | $ 795,000 | $ 265,000 | $ 110,000 |
| Washington County Utah | 3 | $ 805,000 | $ 268,000 | $ 169,000 |
| King County Washington | 3 | $ 1,335,000 | $ 445,000 | $ 224,000 |
| La Paz County Arizona | 2 | $ 990,000 | $ 495,000 | $ 321,000 |
| Del Norte County California | 2 | $ 410,000 | $ 205,000 | $ 133,000 |
| Humboldt County California | 2 | $ 960,000 | $ 480,000 | $ 141,000 |
| Marin County California | 2 | $ 2,160,000 | $ 1,080,000 | $ 235,000 |
| Plumas County California | 2 | $ 190,000 | $ 95,000 | $ 81,000 |
| San Mateo County California | 2 | $ 1,370,000 | $ 685,000 | $ 93,000 |
| Santa Clara County California | 2 | $ 1,810,000 | $ 905,000 | $ 238,000 |
| Shasta County California | 2 | $ 580,000 | $ 290,000 | $ 118,000 |
| Siskiyou County California | 2 | $ 500,000 | $ 250,000 | $ 207,000 |
| Yolo County California | 2 | $ 720,000 | $ 360,000 | $ 126,000 |
| Archuleta County Colorado | 2 | $ 690,000 | $ 345,000 | $ 195,000 |
| El Paso County Colorado | 2 | $ 530,000 | $ 265,000 | $ 131,000 |
| Marion County Florida | 2 | $ 420,000 | $ 210,000 | $ 248,000 |
| Hawaii County Hawaii | 2 | $ 810,000 | $ 405,000 | $ 237,000 |
| Maui County Hawaii | 2 | $ 850,000 | $ 425,000 | $ 121,000 |
| Boundary County Idaho | 2 | $ 380,000 | $ 190,000 | $ 139,000 |
| Gem County Idaho | 2 | $ 1,270,000 | $ 635,000 | $ 209,000 |
| Johnson County Indiana | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Cumberland County Maine | 2 | $ 950,000 | $ 475,000 | $ 444,000 |
| Cass County Missouri | 2 | $ 620,000 | $ 310,000 | $ 0 |
| Mecklenburg County North Carolina | 2 | $ 450,000 | $ 225,000 | $ 296,000 |
| Pitt County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 272,000 |
| Lane County Oregon | 2 | $ 370,000 | $ 185,000 | $ 180,000 |
| Davidson County Tennessee | 2 | $ 470,000 | $ 235,000 | $ 497,000 |
| Sumner County Tennessee | 2 | $ 520,000 | $ 260,000 | $ 239,000 |
| Bexar County Texas | 2 | $ 210,000 | $ 105,000 | $ 160,000 |
| Montgomery County Texas | 2 | $ 520,000 | $ 260,000 | $ 141,000 |
| Cache County Utah | 2 | $ 880,000 | $ 440,000 | $ 39,000 |
| Davis County Utah | 2 | $ 450,000 | $ 225,000 | $ 47,000 |
| Clark County Washington | 2 | $ 790,000 | $ 395,000 | $ 128,000 |
| Jefferson County Washington | 2 | $ 550,000 | $ 275,000 | $ 197,000 |
| Kitsap County Washington | 2 | $ 840,000 | $ 420,000 | $ 232,000 |
| Thurston County Washington | 2 | $ 520,000 | $ 260,000 | $ 133,000 |
| Yakima County Washington | 2 | $ 510,000 | $ 255,000 | $ 427,000 |
| Gila County Arizona | 1 | $ 225,000 | $ 225,000 | $ 130,000 |
| Yuma County Arizona | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Calaveras County California | 1 | $ 345,000 | $ 345,000 | $ 114,000 |
| Kings County California | 1 | $ 155,000 | $ 155,000 | $ 108,000 |
| Lake County California | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
| Mendocino County California | 1 | $ 295,000 | $ 295,000 | $ 163,000 |
| Napa County California | 1 | $ 545,000 | $ 545,000 | $ 189,000 |
| San Francisco County California | 1 | $ 505,000 | $ 505,000 | $ 476,000 |
| Sierra County California | 1 | $ 235,000 | $ 235,000 | $ 149,000 |
| Tulare County California | 1 | $ 115,000 | $ 115,000 | $ 112,000 |
| Yuba County California | 1 | $ 135,000 | $ 135,000 | $ 105,000 |
| Boulder County Colorado | 1 | $ 475,000 | $ 475,000 | $ 131,000 |
| Douglas County Colorado | 1 | $ 385,000 | $ 385,000 | $ 197,000 |
| La Plata County Colorado | 1 | $ 205,000 | $ 205,000 | $ 42,000 |
| Mesa County Colorado | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Teller County Colorado | 1 | $ 515,000 | $ 515,000 | $ 187,000 |
| Clayton County Georgia | 1 | $ 105,000 | $ 105,000 | $ 389,000 |
| Fulton County Georgia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Newton County Georgia | 1 | $ 155,000 | $ 155,000 | $ 480,000 |
| Honolulu County Hawaii | 1 | $ 685,000 | $ 685,000 | $ 115,000 |
| Bingham County Idaho | 1 | $ 275,000 | $ 275,000 | $ 108,000 |
| Blaine County Idaho | 1 | $ 125,000 | $ 125,000 | $ 135,000 |
| Boise County Idaho | 1 | $ 515,000 | $ 515,000 | $ 149,000 |
| Idaho County Idaho | 1 | $ 465,000 | $ 465,000 | $ 182,000 |
| Owyhee County Idaho | 1 | $ 275,000 | $ 275,000 | $ 61,000 |
| Twin Falls County Idaho | 1 | $ 395,000 | $ 395,000 | $ 90,000 |
| Marion County Indiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Livingston County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 389,000 |
| Beaverhead County Montana | 1 | $ 555,000 | $ 555,000 | $ 295,000 |
| Park County Montana | 1 | $ 165,000 | $ 165,000 | $ 80,000 |
| Carson City County Nevada | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| Chaves County New Mexico | 1 | $ 205,000 | $ 205,000 | $ 69,000 |
| Dona Ana County New Mexico | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Rio Arriba County New Mexico | 1 | $ 175,000 | $ 175,000 | $ 80,000 |
| Santa Fe County New Mexico | 1 | $ 205,000 | $ 205,000 | $ 91,000 |
| Torrance County New Mexico | 1 | $ 125,000 | $ 125,000 | $ 145,000 |
| Franklin County Ohio | 1 | $ 485,000 | $ 485,000 | $ 396,000 |
| Montgomery County Ohio | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Richland County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 389,000 |
| Collin County Texas | 1 | $ 705,000 | $ 705,000 | $ 344,000 |
| Hunt County Texas | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Parker County Texas | 1 | $ 525,000 | $ 525,000 | $ 156,000 |
| Iron County Utah | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Salt Lake County Utah | 1 | $ 305,000 | $ 305,000 | $ 60,000 |
| Summit County Utah | 1 | $ 475,000 | $ 475,000 | $ 84,000 |
| Clallam County Washington | 1 | $ 255,000 | $ 255,000 | $ 65,000 |
| Cowlitz County Washington | 1 | $ 135,000 | $ 135,000 | $ 103,000 |
| Island County Washington | 1 | $ 715,000 | $ 715,000 | $ 94,000 |
| Skamania County Washington | 1 | $ 385,000 | $ 385,000 | $ 77,000 |
| Snohomish County Washington | 1 | $ 285,000 | $ 285,000 | $ 94,000 |
| Whatcom County Washington | 1 | $ 415,000 | $ 415,000 | $ 182,000 |
| Albany County Wyoming | 1 | $ 135,000 | $ 135,000 | $ 221,000 |
Mortgage Loan Application Detail Totals for Firefighters First Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 654 | $250,480,000 | $382,000 | $1,215,000 | $175,000 | $1,268,000 |
| Refinancing | 358 | $113,800,000 | $317,000 | $1,285,000 | $150,000 | $1,440,000 |
| Home Purchase | 189 | $77,395,000 | $409,000 | $1,705,000 | $168,000 | $749,000 |
| Home Improvement | 82 | $36,950,000 | $450,000 | $1,435,000 | $156,000 | $468,000 |
| Other Purpose | 12 | $3,660,000 | $305,000 | $545,000 | $134,000 | $195,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 595 | $219,695,000 | $369,000 | $1,405,000 | $163,000 | $1,153,000 |
| Not Provided | 380 | $141,010,000 | $371,000 | $1,705,000 | $165,000 | $749,000 |
| Hispanic | 189 | $71,645,000 | $379,000 | $1,215,000 | $159,000 | $1,268,000 |
| Black or African American | 62 | $28,210,000 | $455,000 | $925,000 | $190,000 | $1,440,000 |
| Not applicable | 24 | $8,260,000 | $344,000 | $855,000 | $0 | $0 |
| Asian | 21 | $4,985,000 | $237,000 | $595,000 | $233,000 | $367,000 |
| American Indian or Alaskan Native | 10 | $3,020,000 | $302,000 | $725,000 | $139,000 | $267,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,405,000 | $468,000 | $485,000 | $170,000 | $239,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,295 | $482,285,000 | $372,000 | $1,705,000 | $165,000 | $1,440,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 991 | $363,685,000 | $366,000 | $1,705,000 | $169,000 | $1,153,000 |
| Application Withdrawn By Applicant | 210 | $82,320,000 | $392,000 | $1,005,000 | $152,000 | $1,440,000 |
| Application Approved But Not Accepted | 29 | $10,205,000 | $351,000 | $675,000 | $214,000 | $1,268,000 |
| File Closed For Incompleteness | 28 | $10,330,000 | $368,000 | $725,000 | $136,000 | $446,000 |
| Application Denied By Financial Institution | 22 | $9,340,000 | $424,000 | $805,000 | $136,000 | $286,000 |
| Preapproval Approved but not Accepted | 9 | $3,315,000 | $368,000 | $565,000 | $126,000 | $288,000 |
| Preapproval Denied by Financial Institution | 6 | $3,090,000 | $515,000 | $685,000 | $120,000 | $211,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,267 | $469,855,000 | $370,000 | $1,705,000 | $166,000 | $1,440,000 |
| Credit History | 11 | $5,045,000 | $458,000 | $805,000 | $164,000 | $286,000 |
| Debt-To-Income Ratio | 6 | $2,750,000 | $458,000 | $745,000 | $97,000 | $188,000 |
| Collateral | 4 | $1,340,000 | $335,000 | $455,000 | $111,000 | $128,000 |
| Credit Application Incomplete | 4 | $1,860,000 | $465,000 | $645,000 | $148,000 | $168,000 |
| Unverifiable Information | 2 | $1,000,000 | $500,000 | $645,000 | $101,000 | $159,000 |
| Other | 1 | $435,000 | $435,000 | $435,000 | $104,000 | $104,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Firefighters First Federal Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Firefighters First Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.