First American Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
First American Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First American Bank 80 Stratford Drive Elk Grove Village, IL 60108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,000 |
| Total Mortgage Loan Application Amount | $510,069,000 |
| Average Mortgage Loan Application Amount | $149,333 |
| Highest Mortgage Loan Application Amount | $2,431,000 |
| Average Applicant Income | $99,000 |
| Highest Applicant Income | $3,272,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with First American Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First American Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down First American Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First American Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First American Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First American Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 1,253 | $ 219,879,000 | $ 175,000 | $ 101,000 |
| DuPage County Illinois | 355 | $ 63,016,000 | $ 177,000 | $ 104,000 |
| Lake County Illinois | 338 | $ 59,559,000 | $ 176,000 | $ 110,000 |
| Kane County Illinois | 286 | $ 44,131,000 | $ 154,000 | $ 92,000 |
| Will County Illinois | 219 | $ 33,199,000 | $ 151,000 | $ 101,000 |
| Kankakee County Illinois | 121 | $ 13,941,000 | $ 115,000 | $ 67,000 |
| McHenry County Illinois | 116 | $ 14,366,000 | $ 123,000 | $ 115,000 |
| Miami-Dade County Florida | 65 | $ 22,772,000 | $ 350,000 | $ 201,000 |
| Kendall County Illinois | 32 | $ 4,780,000 | $ 149,000 | $ 107,000 |
| DeKalb County Illinois | 16 | $ 1,739,000 | $ 108,000 | $ 78,000 |
| Kenosha County Wisconsin | 16 | $ 1,609,000 | $ 100,000 | $ 64,000 |
| Broward County Florida | 11 | $ 2,070,000 | $ 188,000 | $ 176,000 |
| Lake County Indiana | 11 | $ 1,152,000 | $ 104,000 | $ 53,000 |
| Palm Beach County Florida | 9 | $ 2,366,000 | $ 262,000 | $ 126,000 |
| Lee County Florida | 8 | $ 1,222,000 | $ 152,000 | $ 177,000 |
| Grundy County Illinois | 8 | $ 640,000 | $ 80,000 | $ 117,000 |
| Walworth County Wisconsin | 8 | $ 1,268,000 | $ 158,000 | $ 89,000 |
| Collier County Florida | 7 | $ 836,000 | $ 119,000 | $ 203,000 |
| Winnebago County Illinois | 6 | $ 456,000 | $ 76,000 | $ 118,000 |
| Porter County Indiana | 6 | $ 902,000 | $ 150,000 | $ 34,000 |
| Racine County Wisconsin | 5 | $ 739,000 | $ 147,000 | $ 100,000 |
| Maricopa County Arizona | 4 | $ 1,443,000 | $ 360,000 | $ 198,000 |
| Iroquois County Illinois | 4 | $ 329,000 | $ 82,000 | $ 32,000 |
| LaSalle County Illinois | 4 | $ 333,000 | $ 83,000 | $ 122,000 |
| Adams County Wisconsin | 4 | $ 404,000 | $ 101,000 | $ 145,000 |
| Pinellas County Florida | 3 | $ 1,220,000 | $ 406,000 | $ 208,000 |
| Lee County Illinois | 3 | $ 261,000 | $ 87,000 | $ 38,000 |
| White County Indiana | 3 | $ 352,000 | $ 117,000 | $ 77,000 |
| Larimer County Colorado | 2 | $ 488,000 | $ 244,000 | $ 203,000 |
| Bay County Florida | 2 | $ 241,000 | $ 120,000 | $ 66,000 |
| Indian River County Florida | 2 | $ 1,211,000 | $ 605,000 | $ 694,000 |
| Lake County Florida | 2 | $ 426,000 | $ 213,000 | $ 109,000 |
| Martin County Florida | 2 | $ 159,000 | $ 79,000 | $ 136,000 |
| Sarasota County Florida | 2 | $ 300,000 | $ 150,000 | $ 75,000 |
| Boone County Illinois | 2 | $ 220,000 | $ 110,000 | $ 71,000 |
| McLean County Illinois | 2 | $ 240,000 | $ 120,000 | $ 30,000 |
| Sangamon County Illinois | 2 | $ 325,000 | $ 162,000 | $ 130,000 |
| Multnomah County Oregon | 2 | $ 1,057,000 | $ 528,000 | $ 582,000 |
| Juneau County Wisconsin | 2 | $ 211,000 | $ 105,000 | $ 60,000 |
| Rock County Wisconsin | 2 | $ 250,000 | $ 125,000 | $ 224,000 |
| Sacramento County California | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| Adams County Colorado | 1 | $ 322,000 | $ 322,000 | $ 31,000 |
| New Castle County Delaware | 1 | $ 5,000 | $ 5,000 | $ 58,000 |
| Charlotte County Florida | 1 | $ 239,000 | $ 239,000 | $ 151,000 |
| Citrus County Florida | 1 | $ 132,000 | $ 132,000 | $ 68,000 |
| Manatee County Florida | 1 | $ 105,000 | $ 105,000 | $ 231,000 |
| Marion County Florida | 1 | $ 182,000 | $ 182,000 | $ 89,000 |
| Monroe County Florida | 1 | $ 688,000 | $ 688,000 | $ 220,000 |
| Orange County Florida | 1 | $ 1,120,000 | $ 1,120,000 | $ 704,000 |
| Osceola County Florida | 1 | $ 152,000 | $ 152,000 | $ 275,000 |
| Volusia County Florida | 1 | $ 149,000 | $ 149,000 | $ 100,000 |
| Fayette County Georgia | 1 | $ 220,000 | $ 220,000 | $ 72,000 |
| Carroll County Illinois | 1 | $ 233,000 | $ 233,000 | $ 197,000 |
| Livingston County Illinois | 1 | $ 204,000 | $ 204,000 | $ 32,000 |
| Madison County Illinois | 1 | $ 320,000 | $ 320,000 | $ 150,000 |
| Ogle County Illinois | 1 | $ 120,000 | $ 120,000 | $ 110,000 |
| Shelby County Illinois | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Union County Illinois | 1 | $ 71,000 | $ 71,000 | $ 33,000 |
| Kosciusko County Indiana | 1 | $ 169,000 | $ 169,000 | $ 14,000 |
| LaGrange County Indiana | 1 | $ 110,000 | $ 110,000 | $ 70,000 |
| Dickinson County Iowa | 1 | $ 144,000 | $ 144,000 | $ 40,000 |
| Hardin County Iowa | 1 | $ 200,000 | $ 200,000 | $ 28,000 |
| Polk County Iowa | 1 | $ 48,000 | $ 48,000 | $ 83,000 |
| Story County Iowa | 1 | $ 49,000 | $ 49,000 | $ 45,000 |
| Warren County Iowa | 1 | $ 89,000 | $ 89,000 | $ 51,000 |
| Graves County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 176,000 |
| Ascension County Louisiana | 1 | $ 260,000 | $ 260,000 | $ 135,000 |
| Jefferson County Louisiana | 1 | $ 42,000 | $ 42,000 | $ 55,000 |
| Tangipahoa County Louisiana | 1 | $ 350,000 | $ 350,000 | $ 107,000 |
| Berrien County Michigan | 1 | $ 203,000 | $ 203,000 | $ 215,000 |
| Cass County Michigan | 1 | $ 220,000 | $ 220,000 | $ 115,000 |
| Oakland County Michigan | 1 | $ 25,000 | $ 25,000 | $ 127,000 |
| Ottawa County Michigan | 1 | $ 113,000 | $ 113,000 | $ 84,000 |
| Anoka County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 75,000 |
| Hennepin County Minnesota | 1 | $ 149,000 | $ 149,000 | $ 118,000 |
| Butler County Missouri | 1 | $ 166,000 | $ 166,000 | $ 96,000 |
| Worth County Missouri | 1 | $ 16,000 | $ 16,000 | $ 42,000 |
| Clark County Nevada | 1 | $ 355,000 | $ 355,000 | $ 37,000 |
| Cheshire County New Hampshire | 1 | $ 272,000 | $ 272,000 | $ 110,000 |
| Morris County New Jersey | 1 | $ 350,000 | $ 350,000 | $ 138,000 |
| Grant County New Mexico | 1 | $ 210,000 | $ 210,000 | $ 113,000 |
| Transylvania County North Carolina | 1 | $ 137,000 | $ 137,000 | $ 45,000 |
| Montgomery County Ohio | 1 | $ 43,000 | $ 43,000 | $ 37,000 |
| Jefferson County Oregon | 1 | $ 200,000 | $ 200,000 | $ 11,000 |
| Allegheny County Pennsylvania | 1 | $ 73,000 | $ 73,000 | $ 135,000 |
| Delaware County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 43,000 |
| Philadelphia County Pennsylvania | 1 | $ 86,000 | $ 86,000 | $ 48,000 |
| Cheatham County Tennessee | 1 | $ 183,000 | $ 183,000 | $ 34,000 |
| Cumberland County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 176,000 |
| Tarrant County Texas | 1 | $ 115,000 | $ 115,000 | $ 122,000 |
| Travis County Texas | 1 | $ 103,000 | $ 103,000 | $ 120,000 |
| Dane County Wisconsin | 1 | $ 180,000 | $ 180,000 | $ 65,000 |
| Marquette County Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 129,000 |
| Sauk County Wisconsin | 1 | $ 30,000 | $ 30,000 | $ 80,000 |
| Waukesha County Wisconsin | 1 | $ 390,000 | $ 390,000 | $ 505,000 |
Mortgage Loan Application Detail Totals for First American Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,986 | $331,087,000 | $166,000 | $2,000,000 | $105,000 | $1,640,000 |
| Home Purchase | 802 | $161,600,000 | $201,000 | $2,431,000 | $108,000 | $3,272,000 |
| Home Improvement | 212 | $17,382,000 | $81,000 | $1,250,000 | $84,000 | $468,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,950 | $322,373,000 | $165,000 | $2,000,000 | $116,000 | $3,272,000 |
| Hispanic | 471 | $71,579,000 | $151,000 | $1,215,000 | $84,000 | $1,561,000 |
| Asian | 248 | $47,502,000 | $191,000 | $900,000 | $98,000 | $762,000 |
| Black or African American | 171 | $19,322,000 | $112,000 | $410,000 | $85,000 | $648,000 |
| Not applicable | 87 | $37,809,000 | $434,000 | $2,431,000 | $0 | $0 |
| Not Provided | 46 | $7,118,000 | $154,000 | $640,000 | $131,000 | $697,000 |
| American Indian or Alaskan Native | 14 | $2,068,000 | $147,000 | $379,000 | $106,000 | $334,000 |
| Native Hawaiin or Other Pacific Islander | 13 | $2,298,000 | $176,000 | $348,000 | $114,000 | $468,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,000 | $510,069,000 | $170,000 | $2,431,000 | $104,000 | $3,272,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,213 | $183,329,000 | $151,000 | $2,431,000 | $109,000 | $3,272,000 |
| Application Denied By Financial Institution | 905 | $154,115,000 | $170,000 | $2,000,000 | $80,000 | $697,000 |
| Application Approved But Not Accepted | 820 | $159,981,000 | $195,000 | $1,223,000 | $125,000 | $2,412,000 |
| Application Withdrawn By Applicant | 60 | $12,060,000 | $201,000 | $1,350,000 | $90,000 | $648,000 |
| File Closed For Incompleteness | 2 | $584,000 | $292,000 | $340,000 | $42,000 | $85,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First American Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First American Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.