Firsttrust Home Loans, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Firsttrust Home Loans, Inc. 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Firsttrust Home Loans, Inc. 906 South Rock St. Sheridan, AR 72150 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 677 |
| Total Mortgage Loan Application Amount | $97,160,000 |
| Average Mortgage Loan Application Amount | $143,333 |
| Highest Mortgage Loan Application Amount | $542,000 |
| Average Applicant Income | $77,333 |
| Highest Applicant Income | $457,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Firsttrust Home Loans, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Firsttrust Home Loans, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Firsttrust Home Loans, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Firsttrust Home Loans, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Firsttrust Home Loans, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Firsttrust Home Loans, Inc.'s mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Saline County Arkansas | 92 | $ 15,182,000 | $ 165,000 | $ 72,000 |
| Grant County Arkansas | 75 | $ 10,847,000 | $ 144,000 | $ 68,000 |
| Pulaski County Arkansas | 73 | $ 12,671,000 | $ 173,000 | $ 83,000 |
| Polk County Arkansas | 60 | $ 6,538,000 | $ 108,000 | $ 54,000 |
| Arkansas County Arkansas | 41 | $ 4,873,000 | $ 118,000 | $ 54,000 |
| Cross County Arkansas | 41 | $ 5,075,000 | $ 123,000 | $ 77,000 |
| Oklahoma County Oklahoma | 41 | $ 6,035,000 | $ 147,000 | $ 69,000 |
| Lonoke County Arkansas | 39 | $ 6,350,000 | $ 162,000 | $ 65,000 |
| Ouachita County Arkansas | 31 | $ 3,339,000 | $ 107,000 | $ 54,000 |
| White County Arkansas | 24 | $ 3,936,000 | $ 164,000 | $ 87,000 |
| Union County Arkansas | 16 | $ 2,259,000 | $ 141,000 | $ 63,000 |
| Faulkner County Arkansas | 14 | $ 2,392,000 | $ 170,000 | $ 85,000 |
| Jefferson County Arkansas | 14 | $ 1,829,000 | $ 130,000 | $ 64,000 |
| Cleveland County Oklahoma | 14 | $ 2,323,000 | $ 165,000 | $ 71,000 |
| Calhoun County Arkansas | 8 | $ 760,000 | $ 95,000 | $ 53,000 |
| Canadian County Oklahoma | 8 | $ 1,248,000 | $ 156,000 | $ 88,000 |
| Prairie County Arkansas | 7 | $ 805,000 | $ 115,000 | $ 50,000 |
| Cleburne County Arkansas | 6 | $ 863,000 | $ 143,000 | $ 86,000 |
| Hot Spring County Arkansas | 6 | $ 876,000 | $ 146,000 | $ 52,000 |
| Sevier County Arkansas | 6 | $ 717,000 | $ 119,000 | $ 68,000 |
| Garland County Arkansas | 5 | $ 549,000 | $ 109,000 | $ 86,000 |
| St. Francis County Arkansas | 4 | $ 353,000 | $ 88,000 | $ 61,000 |
| Bowie County Texas | 4 | $ 915,000 | $ 228,000 | $ 124,000 |
| Cleveland County Arkansas | 3 | $ 274,000 | $ 91,000 | $ 49,000 |
| Conway County Arkansas | 3 | $ 281,000 | $ 93,000 | $ 58,000 |
| Lincoln County Arkansas | 3 | $ 297,000 | $ 99,000 | $ 48,000 |
| Pope County Arkansas | 3 | $ 391,000 | $ 130,000 | $ 65,000 |
| Benton County Arkansas | 2 | $ 224,000 | $ 112,000 | $ 40,000 |
| Dallas County Arkansas | 2 | $ 312,000 | $ 156,000 | $ 131,000 |
| Franklin County Arkansas | 2 | $ 551,000 | $ 275,000 | $ 132,000 |
| Little River County Arkansas | 2 | $ 247,000 | $ 123,000 | $ 49,000 |
| Miller County Arkansas | 2 | $ 123,000 | $ 61,000 | $ 22,000 |
| Montgomery County Arkansas | 2 | $ 208,000 | $ 104,000 | $ 121,000 |
| Chicot County Arkansas | 1 | $ 174,000 | $ 174,000 | $ 116,000 |
| Clark County Arkansas | 1 | $ 128,000 | $ 128,000 | $ 48,000 |
| Drew County Arkansas | 1 | $ 60,000 | $ 60,000 | $ 58,000 |
| Greene County Arkansas | 1 | $ 107,000 | $ 107,000 | $ 50,000 |
| Howard County Arkansas | 1 | $ 90,000 | $ 90,000 | $ 51,000 |
| Monroe County Arkansas | 1 | $ 60,000 | $ 60,000 | $ 117,000 |
| Pike County Arkansas | 1 | $ 157,000 | $ 157,000 | $ 213,000 |
| Scott County Arkansas | 1 | $ 143,000 | $ 143,000 | $ 44,000 |
| Sebastian County Arkansas | 1 | $ 184,000 | $ 184,000 | $ 127,000 |
| Sharp County Arkansas | 1 | $ 173,000 | $ 173,000 | $ 94,000 |
| Washington County Arkansas | 1 | $ 136,000 | $ 136,000 | $ 42,000 |
| Woodruff County Arkansas | 1 | $ 225,000 | $ 225,000 | $ 92,000 |
| Yell County Arkansas | 1 | $ 174,000 | $ 174,000 | $ 60,000 |
| Richland County Louisiana | 1 | $ 137,000 | $ 137,000 | $ 76,000 |
| Delaware County Oklahoma | 1 | $ 417,000 | $ 417,000 | $ 253,000 |
| Logan County Oklahoma | 1 | $ 222,000 | $ 222,000 | $ 51,000 |
| McClain County Oklahoma | 1 | $ 74,000 | $ 74,000 | $ 44,000 |
| Muskogee County Oklahoma | 1 | $ 104,000 | $ 104,000 | $ 67,000 |
| Woods County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Harris County Texas | 1 | $ 147,000 | $ 147,000 | $ 72,000 |
| Midland County Texas | 1 | $ 166,000 | $ 166,000 | $ 31,000 |
Mortgage Loan Application Detail Totals for Firsttrust Home Loans, Inc. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 575 | $81,990,000 | $142,000 | $542,000 | $67,000 | $457,000 |
| Refinancing | 62 | $10,137,000 | $163,000 | $352,000 | $86,000 | $213,000 |
| Home Improvement | 40 | $5,033,000 | $125,000 | $310,000 | $79,000 | $252,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 570 | $80,711,000 | $141,000 | $417,000 | $70,000 | $457,000 |
| Black or African American | 54 | $7,730,000 | $143,000 | $542,000 | $60,000 | $186,000 |
| Hispanic | 23 | $3,485,000 | $151,000 | $276,000 | $69,000 | $164,000 |
| Not Provided | 17 | $2,918,000 | $171,000 | $383,000 | $87,000 | $336,000 |
| Asian | 10 | $1,967,000 | $196,000 | $380,000 | $69,000 | $140,000 |
| American Indian or Alaskan Native | 3 | $349,000 | $116,000 | $211,000 | $79,000 | $104,000 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 247 | $40,029,000 | $162,000 | $417,000 | $90,000 | $457,000 |
| FHA-insured (Federal Housing Administration) | 196 | $27,635,000 | $140,000 | $276,000 | $65,000 | $204,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 177 | $18,968,000 | $107,000 | $217,000 | $42,000 | $89,000 |
| VA-guaranteed (Veterans Administration) | 57 | $10,528,000 | $184,000 | $542,000 | $79,000 | $228,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 645 | $92,760,000 | $143,000 | $542,000 | $70,000 | $457,000 |
| Application Withdrawn By Applicant | 26 | $3,566,000 | $137,000 | $298,000 | $71,000 | $200,000 |
| Application Denied By Financial Institution | 4 | $645,000 | $161,000 | $306,000 | $48,000 | $98,000 |
| File Closed For Incompleteness | 1 | $70,000 | $70,000 | $70,000 | $43,000 | $43,000 |
| Preapproval Denied by Financial Institution | 1 | $119,000 | $119,000 | $119,000 | $105,000 | $105,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2 | $210,000 | $105,000 | $119,000 | $65,000 | $105,000 |
| Employment History | 1 | $167,000 | $167,000 | $167,000 | $27,000 | $27,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $81,000 | $81,000 | $81,000 | $44,000 | $44,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Firsttrust Home Loans, Inc.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Firsttrust Home Loans, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.