Firsttrust Home Loans, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022

Firsttrust Home Loans, Inc. 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Firsttrust Home Loans, Inc.
906 South Rock St.
Sheridan, AR 72150
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 3,193
Total Mortgage Loan Application Amount $626,595,000
Average Mortgage Loan Application Amount $204,333
Highest Mortgage Loan Application Amount $1,755,000
Average Applicant Income $94,666
Highest Applicant Income $1,850,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Firsttrust Home Loans, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Firsttrust Home Loans, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2022 breaks down Firsttrust Home Loans, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Firsttrust Home Loans, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Firsttrust Home Loans, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Firsttrust Home Loans, Inc.'s mortgage activity for 2022.

Mortgage Loan Application Totals for Firsttrust Home Loans, Inc. by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Pulaski County Arkansas 242 $ 53,700,000 $ 221,000 $ 91,000
Lonoke County Arkansas 205 $ 42,365,000 $ 206,000 $ 78,000
Saline County Arkansas 180 $ 41,960,000 $ 233,000 $ 94,000
Benton County Arkansas 165 $ 53,325,000 $ 323,000 $ 122,000
Grant County Arkansas 152 $ 33,530,000 $ 220,000 $ 90,000
Faulkner County Arkansas 146 $ 35,110,000 $ 240,000 $ 95,000
Garland County Arkansas 109 $ 22,145,000 $ 203,000 $ 86,000
Crittenden County Arkansas 106 $ 19,220,000 $ 181,000 $ 73,000
White County Arkansas 100 $ 18,730,000 $ 187,000 $ 75,000
Cross County Arkansas 76 $ 11,980,000 $ 157,000 $ 77,000
Arkansas County Arkansas 72 $ 10,760,000 $ 149,000 $ 68,000
Washington County Arkansas 71 $ 19,925,000 $ 280,000 $ 115,000
Jasper County Missouri 69 $ 11,875,000 $ 172,000 $ 72,000
Ouachita County Arkansas 59 $ 8,135,000 $ 137,000 $ 63,000
Polk County Arkansas 58 $ 8,750,000 $ 150,000 $ 58,000
Jefferson County Arkansas 54 $ 7,950,000 $ 147,000 $ 60,000
Union County Arkansas 43 $ 7,925,000 $ 184,000 $ 79,000
Logan County Arkansas 37 $ 5,525,000 $ 149,000 $ 67,000
Howard County Arkansas 34 $ 5,850,000 $ 172,000 $ 88,000
Craighead County Arkansas 33 $ 7,655,000 $ 231,000 $ 90,000
Caddo County Louisiana 31 $ 5,495,000 $ 177,000 $ 89,000
Madison County Alabama 30 $ 8,870,000 $ 295,000 $ 104,000
St. Francis County Arkansas 26 $ 3,340,000 $ 128,000 $ 66,000
Cleburne County Arkansas 23 $ 4,595,000 $ 199,000 $ 117,000
Hot Spring County Arkansas 23 $ 3,955,000 $ 171,000 $ 65,000
Bossier County Louisiana 22 $ 5,670,000 $ 257,000 $ 93,000
Pittsburg County Oklahoma 19 $ 4,065,000 $ 213,000 $ 152,000
Izard County Arkansas 18 $ 2,870,000 $ 159,000 $ 69,000
Newton County Missouri 18 $ 3,320,000 $ 184,000 $ 106,000
Baxter County Arkansas 16 $ 2,820,000 $ 176,000 $ 83,000
Sharp County Arkansas 16 $ 1,910,000 $ 119,000 $ 58,000
Calhoun County Arkansas 15 $ 1,995,000 $ 133,000 $ 75,000
Mississippi County Arkansas 15 $ 2,115,000 $ 141,000 $ 77,000
Sevier County Arkansas 15 $ 2,975,000 $ 198,000 $ 84,000
Limestone County Alabama 14 $ 3,870,000 $ 276,000 $ 103,000
Lincoln County Arkansas 14 $ 2,280,000 $ 162,000 $ 78,000
Hempstead County Arkansas 13 $ 2,405,000 $ 185,000 $ 62,000
Randolph County Arkansas 13 $ 1,695,000 $ 130,000 $ 63,000
Franklin County Illinois 13 $ 1,565,000 $ 120,000 $ 69,000
Pope County Arkansas 12 $ 1,900,000 $ 158,000 $ 62,000
Sebastian County Arkansas 12 $ 2,030,000 $ 169,000 $ 91,000
Van Buren County Arkansas 12 $ 2,390,000 $ 199,000 $ 82,000
Cleveland County Oklahoma 12 $ 2,710,000 $ 225,000 $ 92,000
Cleveland County Arkansas 11 $ 1,305,000 $ 118,000 $ 53,000
Columbia County Arkansas 11 $ 1,825,000 $ 165,000 $ 80,000
Franklin County Arkansas 11 $ 2,365,000 $ 215,000 $ 94,000
Barton County Missouri 11 $ 2,315,000 $ 210,000 $ 67,000
Clark County Arkansas 10 $ 1,990,000 $ 199,000 $ 85,000
Lee County Arkansas 10 $ 1,630,000 $ 163,000 $ 69,000
Pike County Arkansas 10 $ 1,630,000 $ 163,000 $ 93,000
Conway County Arkansas 9 $ 1,445,000 $ 160,000 $ 61,000
Dallas County Arkansas 9 $ 1,015,000 $ 112,000 $ 75,000
Desha County Arkansas 9 $ 1,105,000 $ 122,000 $ 92,000
Little River County Arkansas 9 $ 1,425,000 $ 158,000 $ 61,000
Prairie County Arkansas 9 $ 1,415,000 $ 157,000 $ 58,000
Yell County Arkansas 9 $ 1,225,000 $ 136,000 $ 59,000
Crawford County Arkansas 8 $ 1,680,000 $ 210,000 $ 72,000
Fulton County Arkansas 8 $ 1,300,000 $ 162,000 $ 84,000
Greene County Arkansas 8 $ 1,470,000 $ 183,000 $ 81,000
Poinsett County Arkansas 8 $ 1,270,000 $ 158,000 $ 56,000
Scott County Arkansas 7 $ 965,000 $ 137,000 $ 58,000
Calloway County Kentucky 7 $ 1,215,000 $ 173,000 $ 85,000
Ashley County Arkansas 6 $ 810,000 $ 135,000 $ 67,000
Drew County Arkansas 6 $ 1,120,000 $ 186,000 $ 99,000
Independence County Arkansas 6 $ 1,100,000 $ 183,000 $ 83,000
Madison County Arkansas 6 $ 1,480,000 $ 246,000 $ 92,000
Monroe County Arkansas 6 $ 630,000 $ 105,000 $ 48,000
Perry County Arkansas 6 $ 1,220,000 $ 203,000 $ 100,000
Stone County Arkansas 6 $ 1,150,000 $ 191,000 $ 90,000
Webster County Louisiana 6 $ 970,000 $ 161,000 $ 68,000
Greene County Missouri 5 $ 1,085,000 $ 217,000 $ 97,000
Howell County Missouri 5 $ 725,000 $ 145,000 $ 70,000
McDonald County Missouri 5 $ 1,325,000 $ 265,000 $ 96,000
Vernon County Missouri 5 $ 635,000 $ 127,000 $ 67,000
Oklahoma County Oklahoma 5 $ 1,495,000 $ 299,000 $ 145,000
Ottawa County Oklahoma 5 $ 665,000 $ 133,000 $ 63,000
Bowie County Texas 5 $ 1,915,000 $ 383,000 $ 234,000
Bradley County Arkansas 4 $ 820,000 $ 205,000 $ 101,000
Lawrence County Arkansas 4 $ 520,000 $ 130,000 $ 40,000
Montgomery County Arkansas 4 $ 780,000 $ 195,000 $ 113,000
Phillips County Arkansas 4 $ 620,000 $ 155,000 $ 64,000
Canadian County Oklahoma 4 $ 1,190,000 $ 297,000 $ 159,000
Le Flore County Oklahoma 4 $ 1,210,000 $ 302,000 $ 82,000
Shelby County Tennessee 4 $ 1,030,000 $ 257,000 $ 144,000
Morgan County Alabama 3 $ 715,000 $ 238,000 $ 68,000
Carroll County Arkansas 3 $ 915,000 $ 305,000 $ 137,000
Jackson County Arkansas 3 $ 435,000 $ 145,000 $ 50,000
Johnson County Arkansas 3 $ 405,000 $ 135,000 $ 57,000
Searcy County Arkansas 3 $ 695,000 $ 231,000 $ 86,000
Crawford County Kansas 3 $ 345,000 $ 115,000 $ 55,000
Sequoyah County Oklahoma 3 $ 555,000 $ 185,000 $ 86,000
Henry County Tennessee 3 $ 595,000 $ 198,000 $ 147,000
Lauderdale County Alabama 2 $ 420,000 $ 210,000 $ 57,000
Boone County Arkansas 2 $ 590,000 $ 295,000 $ 121,000
Chicot County Arkansas 2 $ 110,000 $ 55,000 $ 46,000
Lafayette County Arkansas 2 $ 190,000 $ 95,000 $ 27,000
Miller County Arkansas 2 $ 510,000 $ 255,000 $ 70,000
Graves County Kentucky 2 $ 340,000 $ 170,000 $ 63,000
Ascension County Louisiana 2 $ 340,000 $ 170,000 $ 37,000
Cass County Missouri 2 $ 260,000 $ 130,000 $ 164,000
Jackson County Missouri 2 $ 470,000 $ 235,000 $ 103,000
Wright County Missouri 2 $ 270,000 $ 135,000 $ 114,000
Adair County Oklahoma 2 $ 420,000 $ 210,000 $ 82,000
Latimer County Oklahoma 2 $ 250,000 $ 125,000 $ 34,000
Wagoner County Oklahoma 2 $ 340,000 $ 170,000 $ 73,000
Harrison County Texas 2 $ 250,000 $ 125,000 $ 44,000
Hunt County Texas 2 $ 630,000 $ 315,000 $ 246,000
Tarrant County Texas 2 $ 370,000 $ 185,000 $ 102,000
Autauga County Alabama 1 $ 285,000 $ 285,000 $ 106,000
Baldwin County Alabama 1 $ 195,000 $ 195,000 $ 63,000
Lee County Alabama 1 $ 645,000 $ 645,000 $ 309,000
Clay County Arkansas 1 $ 65,000 $ 65,000 $ 29,000
Marion County Arkansas 1 $ 525,000 $ 525,000 $ 105,000
Woodruff County Arkansas 1 $ 105,000 $ 105,000 $ 36,000
Jackson County Illinois 1 $ 235,000 $ 235,000 $ 155,000
Wayne County Illinois 1 $ 85,000 $ 85,000 $ 46,000
Williamson County Illinois 1 $ 75,000 $ 75,000 $ 52,000
Chautauqua County Kansas 1 $ 155,000 $ 155,000 $ 41,000
Cherokee County Kansas 1 $ 215,000 $ 215,000 $ 47,000
Douglas County Kansas 1 $ 235,000 $ 235,000 $ 60,000
Johnson County Kansas 1 $ 185,000 $ 185,000 $ 610,000
Reno County Kansas 1 $ 75,000 $ 75,000 $ 15,000
Woodson County Kansas 1 $ 105,000 $ 105,000 $ 98,000
Ballard County Kentucky 1 $ 65,000 $ 65,000 $ 31,000
Marshall County Kentucky 1 $ 55,000 $ 55,000 $ 31,000
McCracken County Kentucky 1 $ 245,000 $ 245,000 $ 75,000
De Soto County Louisiana 1 $ 335,000 $ 335,000 $ 90,000
East Baton Rouge County Louisiana 1 $ 285,000 $ 285,000 $ 41,000
Jefferson County Louisiana 1 $ 235,000 $ 235,000 $ 78,000
Lincoln County Louisiana 1 $ 165,000 $ 165,000 $ 45,000
Ouachita County Louisiana 1 $ 315,000 $ 315,000 $ 115,000
Tangipahoa County Louisiana 1 $ 315,000 $ 315,000 $ 83,000
Union County Louisiana 1 $ 135,000 $ 135,000 $ 73,000
Grenada County Mississippi 1 $ 185,000 $ 185,000 $ 64,000
Hancock County Mississippi 1 $ 175,000 $ 175,000 $ 172,000
Hinds County Mississippi 1 $ 125,000 $ 125,000 $ 43,000
Boone County Missouri 1 $ 235,000 $ 235,000 $ 100,000
Clay County Missouri 1 $ 115,000 $ 115,000 $ 181,000
Douglas County Missouri 1 $ 105,000 $ 105,000 $ 52,000
Howard County Missouri 1 $ 205,000 $ 205,000 $ 60,000
Jefferson County Missouri 1 $ 245,000 $ 245,000 $ 110,000
Pettis County Missouri 1 $ 195,000 $ 195,000 $ 111,000
St. Clair County Missouri 1 $ 125,000 $ 125,000 $ 38,000
St. Louis County Missouri 1 $ 75,000 $ 75,000 $ 67,000
Taney County Missouri 1 $ 335,000 $ 335,000 $ 70,000
Webster County Missouri 1 $ 65,000 $ 65,000 $ 105,000
Carter County Oklahoma 1 $ 345,000 $ 345,000 $ 169,000
Cherokee County Oklahoma 1 $ 85,000 $ 85,000 $ 49,000
Grady County Oklahoma 1 $ 145,000 $ 145,000 $ 32,000
Logan County Oklahoma 1 $ 275,000 $ 275,000 $ 79,000
McClain County Oklahoma 1 $ 165,000 $ 165,000 $ 55,000
McCurtain County Oklahoma 1 $ 115,000 $ 115,000 $ 48,000
Tulsa County Oklahoma 1 $ 225,000 $ 225,000 $ 48,000
Bradley County Tennessee 1 $ 305,000 $ 305,000 $ 128,000
Cocke County Tennessee 1 $ 205,000 $ 205,000 $ 66,000
Lewis County Tennessee 1 $ 405,000 $ 405,000 $ 1,850,000
Bexar County Texas 1 $ 215,000 $ 215,000 $ 145,000
Denton County Texas 1 $ 395,000 $ 395,000 $ 136,000
Gregg County Texas 1 $ 105,000 $ 105,000 $ 49,000
Johnson County Texas 1 $ 295,000 $ 295,000 $ 68,000
Randall County Texas 1 $ 115,000 $ 115,000 $ 71,000

Mortgage Loan Application Detail Totals for Firsttrust Home Loans, Inc. in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,810 $546,660,000 $194,000 $1,075,000 $79,000 $1,850,000
Cash-out Refinancing 198 $34,790,000 $175,000 $645,000 $90,000 $610,000
Refinancing 185 $45,145,000 $244,000 $1,755,000 $115,000 $608,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,612 $514,110,000 $196,000 $1,755,000 $83,000 $1,850,000
Black or African American 282 $52,200,000 $185,000 $645,000 $63,000 $365,000
Hispanic 108 $21,760,000 $201,000 $585,000 $75,000 $375,000
Not Provided 96 $15,830,000 $164,000 $645,000 $75,000 $309,000
Asian 48 $12,630,000 $263,000 $525,000 $105,000 $292,000
American Indian or Alaskan Native 35 $6,705,000 $191,000 $375,000 $110,000 $1,171,000
Native Hawaiian or Other Pacific Islander 3 $575,000 $191,000 $235,000 $47,000 $65,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,410 $305,700,000 $216,000 $1,755,000 $103,000 $1,850,000
FHA-insured (Federal Housing Administration) 868 $157,880,000 $181,000 $525,000 $69,000 $1,171,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 626 $87,810,000 $140,000 $395,000 $51,000 $148,000
VA-guaranteed (Veterans Administration) 289 $75,205,000 $260,000 $875,000 $85,000 $309,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,226 $459,020,000 $206,000 $1,755,000 $87,000 $1,850,000
Application Withdrawn By Applicant 529 $106,155,000 $200,000 $835,000 $87,000 $1,171,000
Application Denied By Financial Institution 381 $54,445,000 $142,000 $785,000 $52,000 $365,000
Preapproval Denied by Financial Institution 57 $6,975,000 $122,000 $245,000 $45,000 $148,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,755 $565,175,000 $205,000 $1,755,000 $87,000 $1,850,000
Credit History 259 $33,965,000 $131,000 $365,000 $50,000 $288,000
Debt-To-Income Ratio 108 $16,400,000 $151,000 $615,000 $44,000 $278,000
Employment History 29 $4,385,000 $151,000 $315,000 $56,000 $157,000
Unverifiable Information 17 $3,715,000 $218,000 $785,000 $65,000 $276,000
Insufficient Cash (Downpayment, Closing Cost) 12 $1,420,000 $118,000 $165,000 $92,000 $365,000
Other 7 $885,000 $126,000 $275,000 $57,000 $138,000
Collateral 5 $455,000 $91,000 $135,000 $43,000 $70,000
Credit Application Incomplete 1 $195,000 $195,000 $195,000 $24,000 $24,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Firsttrust Home Loans, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Firsttrust Home Loans, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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