Firsttrust Home Loans, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Firsttrust Home Loans, Inc. 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Firsttrust Home Loans, Inc. 906 South Rock St. Sheridan, AR 72150 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 2,587 |
| Total Mortgage Loan Application Amount | $544,595,000 |
| Average Mortgage Loan Application Amount | $216,000 |
| Highest Mortgage Loan Application Amount | $1,505,000 |
| Average Applicant Income | $108,750 |
| Highest Applicant Income | $774,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Firsttrust Home Loans, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Firsttrust Home Loans, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Firsttrust Home Loans, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Firsttrust Home Loans, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Firsttrust Home Loans, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Firsttrust Home Loans, Inc.'s mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pulaski County Arkansas | 233 | $ 50,285,000 | $ 215,000 | $ 114,000 |
| Lonoke County Arkansas | 143 | $ 34,895,000 | $ 244,000 | $ 117,000 |
| Saline County Arkansas | 137 | $ 31,985,000 | $ 233,000 | $ 97,000 |
| Faulkner County Arkansas | 127 | $ 30,735,000 | $ 242,000 | $ 104,000 |
| Grant County Arkansas | 121 | $ 25,065,000 | $ 207,000 | $ 98,000 |
| Crittenden County Arkansas | 110 | $ 20,270,000 | $ 184,000 | $ 72,000 |
| Franklin County Illinois | 88 | $ 9,920,000 | $ 112,000 | $ 78,000 |
| Arkansas County Arkansas | 85 | $ 11,415,000 | $ 134,000 | $ 68,000 |
| White County Arkansas | 69 | $ 13,795,000 | $ 199,000 | $ 83,000 |
| Cross County Arkansas | 67 | $ 10,985,000 | $ 163,000 | $ 103,000 |
| Garland County Arkansas | 65 | $ 15,605,000 | $ 240,000 | $ 126,000 |
| Ouachita County Arkansas | 56 | $ 8,960,000 | $ 160,000 | $ 75,000 |
| Craighead County Arkansas | 48 | $ 8,010,000 | $ 166,000 | $ 77,000 |
| Jefferson County Arkansas | 43 | $ 6,335,000 | $ 147,000 | $ 78,000 |
| Calloway County Kentucky | 43 | $ 8,835,000 | $ 205,000 | $ 89,000 |
| Davidson County Tennessee | 43 | $ 15,065,000 | $ 350,000 | $ 137,000 |
| Sumner County Tennessee | 42 | $ 14,850,000 | $ 353,000 | $ 120,000 |
| Union County Arkansas | 39 | $ 7,545,000 | $ 193,000 | $ 86,000 |
| Benton County Arkansas | 38 | $ 10,300,000 | $ 271,000 | $ 123,000 |
| Cleburne County Arkansas | 36 | $ 7,300,000 | $ 202,000 | $ 104,000 |
| Rutherford County Tennessee | 33 | $ 10,825,000 | $ 328,000 | $ 113,000 |
| Baldwin County Alabama | 28 | $ 7,600,000 | $ 271,000 | $ 100,000 |
| Madison County Alabama | 23 | $ 7,035,000 | $ 305,000 | $ 117,000 |
| Polk County Arkansas | 23 | $ 3,175,000 | $ 138,000 | $ 65,000 |
| Williamson County Illinois | 23 | $ 2,805,000 | $ 121,000 | $ 63,000 |
| Jasper County Missouri | 23 | $ 3,185,000 | $ 138,000 | $ 57,000 |
| Caddo County Louisiana | 22 | $ 4,280,000 | $ 194,000 | $ 135,000 |
| Hot Spring County Arkansas | 21 | $ 4,025,000 | $ 191,000 | $ 84,000 |
| Washington County Arkansas | 18 | $ 5,260,000 | $ 292,000 | $ 179,000 |
| St. Louis County Missouri | 18 | $ 1,190,000 | $ 66,000 | $ 192,000 |
| Knox County Tennessee | 18 | $ 4,880,000 | $ 271,000 | $ 104,000 |
| Howard County Arkansas | 17 | $ 2,675,000 | $ 157,000 | $ 71,000 |
| Sebastian County Arkansas | 15 | $ 2,665,000 | $ 177,000 | $ 62,000 |
| Bossier County Louisiana | 15 | $ 3,035,000 | $ 202,000 | $ 90,000 |
| Maury County Tennessee | 14 | $ 5,450,000 | $ 389,000 | $ 109,000 |
| McCracken County Kentucky | 13 | $ 2,635,000 | $ 202,000 | $ 81,000 |
| Calhoun County Arkansas | 12 | $ 1,480,000 | $ 123,000 | $ 65,000 |
| Greene County Arkansas | 12 | $ 2,420,000 | $ 201,000 | $ 95,000 |
| Logan County Arkansas | 12 | $ 1,930,000 | $ 160,000 | $ 67,000 |
| Poinsett County Arkansas | 12 | $ 1,640,000 | $ 136,000 | $ 67,000 |
| Williamson County Tennessee | 12 | $ 7,240,000 | $ 603,000 | $ 200,000 |
| Prairie County Arkansas | 11 | $ 1,485,000 | $ 135,000 | $ 66,000 |
| St. Francis County Arkansas | 11 | $ 1,545,000 | $ 140,000 | $ 67,000 |
| Cleveland County Oklahoma | 11 | $ 2,185,000 | $ 198,000 | $ 95,000 |
| Sevier County Arkansas | 10 | $ 1,930,000 | $ 193,000 | $ 96,000 |
| Jackson County Illinois | 10 | $ 1,190,000 | $ 119,000 | $ 75,000 |
| Bowie County Texas | 10 | $ 2,710,000 | $ 271,000 | $ 110,000 |
| Clark County Arkansas | 9 | $ 1,365,000 | $ 151,000 | $ 71,000 |
| Crawford County Arkansas | 9 | $ 1,935,000 | $ 215,000 | $ 90,000 |
| Lincoln County Arkansas | 9 | $ 1,505,000 | $ 167,000 | $ 79,000 |
| Mississippi County Arkansas | 9 | $ 1,445,000 | $ 160,000 | $ 102,000 |
| Sharp County Arkansas | 9 | $ 1,375,000 | $ 152,000 | $ 93,000 |
| Graves County Kentucky | 9 | $ 1,295,000 | $ 143,000 | $ 55,000 |
| Montgomery County Tennessee | 9 | $ 2,405,000 | $ 267,000 | $ 97,000 |
| Robertson County Tennessee | 9 | $ 3,635,000 | $ 403,000 | $ 110,000 |
| Baxter County Arkansas | 8 | $ 1,130,000 | $ 141,000 | $ 87,000 |
| Independence County Arkansas | 8 | $ 1,250,000 | $ 156,000 | $ 82,000 |
| Randolph County Arkansas | 8 | $ 1,070,000 | $ 133,000 | $ 56,000 |
| Limestone County Alabama | 7 | $ 2,125,000 | $ 303,000 | $ 132,000 |
| Lee County Arkansas | 7 | $ 735,000 | $ 105,000 | $ 46,000 |
| Pike County Arkansas | 7 | $ 1,335,000 | $ 190,000 | $ 85,000 |
| Marshall County Kentucky | 7 | $ 1,415,000 | $ 202,000 | $ 101,000 |
| Wilson County Tennessee | 7 | $ 2,965,000 | $ 423,000 | $ 126,000 |
| Jefferson County Alabama | 6 | $ 350,000 | $ 58,000 | $ 317,000 |
| Dallas County Arkansas | 6 | $ 670,000 | $ 111,000 | $ 61,000 |
| Lawrence County Arkansas | 6 | $ 680,000 | $ 113,000 | $ 81,000 |
| Pope County Arkansas | 6 | $ 1,160,000 | $ 193,000 | $ 86,000 |
| Simpson County Kentucky | 6 | $ 1,060,000 | $ 176,000 | $ 47,000 |
| Barton County Missouri | 6 | $ 950,000 | $ 158,000 | $ 68,000 |
| Oklahoma County Oklahoma | 6 | $ 1,390,000 | $ 231,000 | $ 80,000 |
| Coffee County Tennessee | 6 | $ 1,810,000 | $ 301,000 | $ 111,000 |
| Dickson County Tennessee | 6 | $ 2,270,000 | $ 378,000 | $ 114,000 |
| Montgomery County Alabama | 5 | $ 475,000 | $ 95,000 | $ 171,000 |
| Cleveland County Arkansas | 5 | $ 1,055,000 | $ 211,000 | $ 89,000 |
| Izard County Arkansas | 5 | $ 785,000 | $ 157,000 | $ 72,000 |
| DeSoto County Mississippi | 5 | $ 1,935,000 | $ 387,000 | $ 123,000 |
| Newton County Missouri | 5 | $ 1,175,000 | $ 235,000 | $ 104,000 |
| Pittsburg County Oklahoma | 5 | $ 845,000 | $ 169,000 | $ 74,000 |
| Bedford County Tennessee | 5 | $ 1,455,000 | $ 291,000 | $ 83,000 |
| Hamilton County Tennessee | 5 | $ 1,935,000 | $ 387,000 | $ 94,000 |
| Shelby County Tennessee | 5 | $ 1,015,000 | $ 203,000 | $ 207,000 |
| Columbia County Arkansas | 4 | $ 740,000 | $ 185,000 | $ 112,000 |
| Desha County Arkansas | 4 | $ 350,000 | $ 87,000 | $ 116,000 |
| Franklin County Arkansas | 4 | $ 520,000 | $ 130,000 | $ 63,000 |
| Fulton County Arkansas | 4 | $ 650,000 | $ 162,000 | $ 79,000 |
| Van Buren County Arkansas | 4 | $ 390,000 | $ 97,000 | $ 83,000 |
| Yell County Arkansas | 4 | $ 710,000 | $ 177,000 | $ 82,000 |
| Marion County Illinois | 4 | $ 510,000 | $ 127,000 | $ 64,000 |
| Forrest County Mississippi | 4 | $ 760,000 | $ 190,000 | $ 72,000 |
| Jasper County Mississippi | 4 | $ 570,000 | $ 142,000 | $ 60,000 |
| Lamar County Mississippi | 4 | $ 790,000 | $ 197,000 | $ 70,000 |
| St. Louis City County Missouri | 4 | $ 280,000 | $ 70,000 | $ 140,000 |
| Vernon County Missouri | 4 | $ 440,000 | $ 110,000 | $ 46,000 |
| Sequoyah County Oklahoma | 4 | $ 560,000 | $ 140,000 | $ 76,000 |
| Cheatham County Tennessee | 4 | $ 1,930,000 | $ 482,000 | $ 128,000 |
| DeKalb County Tennessee | 4 | $ 1,260,000 | $ 315,000 | $ 109,000 |
| Warren County Tennessee | 4 | $ 1,060,000 | $ 265,000 | $ 128,000 |
| Conway County Arkansas | 3 | $ 485,000 | $ 161,000 | $ 58,000 |
| Hempstead County Arkansas | 3 | $ 445,000 | $ 148,000 | $ 82,000 |
| Johnson County Arkansas | 3 | $ 535,000 | $ 178,000 | $ 45,000 |
| Little River County Arkansas | 3 | $ 375,000 | $ 125,000 | $ 50,000 |
| Miller County Arkansas | 3 | $ 465,000 | $ 155,000 | $ 79,000 |
| Stone County Arkansas | 3 | $ 355,000 | $ 118,000 | $ 40,000 |
| Hamilton County Illinois | 3 | $ 445,000 | $ 148,000 | $ 62,000 |
| Jefferson County Illinois | 3 | $ 545,000 | $ 181,000 | $ 250,000 |
| Cherokee County Kansas | 3 | $ 535,000 | $ 178,000 | $ 60,000 |
| Ballard County Kentucky | 3 | $ 585,000 | $ 195,000 | $ 81,000 |
| Le Flore County Oklahoma | 3 | $ 375,000 | $ 125,000 | $ 74,000 |
| McClain County Oklahoma | 3 | $ 905,000 | $ 301,000 | $ 109,000 |
| Blount County Tennessee | 3 | $ 945,000 | $ 315,000 | $ 104,000 |
| Lincoln County Tennessee | 3 | $ 405,000 | $ 135,000 | $ 54,000 |
| Macon County Tennessee | 3 | $ 795,000 | $ 265,000 | $ 79,000 |
| Marshall County Tennessee | 3 | $ 845,000 | $ 281,000 | $ 107,000 |
| Trousdale County Tennessee | 3 | $ 1,375,000 | $ 458,000 | $ 149,000 |
| Denton County Texas | 3 | $ 2,015,000 | $ 671,000 | $ 255,000 |
| Lawrence County Alabama | 2 | $ 300,000 | $ 150,000 | $ 64,000 |
| Marshall County Alabama | 2 | $ 650,000 | $ 325,000 | $ 90,000 |
| Mobile County Alabama | 2 | $ 320,000 | $ 160,000 | $ 86,000 |
| Monroe County Alabama | 2 | $ 360,000 | $ 180,000 | $ 80,000 |
| Morgan County Alabama | 2 | $ 320,000 | $ 160,000 | $ 159,000 |
| St. Clair County Alabama | 2 | $ 450,000 | $ 225,000 | $ 74,000 |
| Drew County Arkansas | 2 | $ 250,000 | $ 125,000 | $ 62,000 |
| Jackson County Arkansas | 2 | $ 240,000 | $ 120,000 | $ 49,000 |
| Madison County Arkansas | 2 | $ 720,000 | $ 360,000 | $ 120,000 |
| Monroe County Arkansas | 2 | $ 130,000 | $ 65,000 | $ 48,000 |
| Nevada County Arkansas | 2 | $ 200,000 | $ 100,000 | $ 86,000 |
| Perry County Arkansas | 2 | $ 740,000 | $ 370,000 | $ 117,000 |
| Phillips County Arkansas | 2 | $ 250,000 | $ 125,000 | $ 77,000 |
| Scott County Arkansas | 2 | $ 210,000 | $ 105,000 | $ 59,000 |
| Searcy County Arkansas | 2 | $ 210,000 | $ 105,000 | $ 51,000 |
| Woodruff County Arkansas | 2 | $ 170,000 | $ 85,000 | $ 40,000 |
| Massac County Illinois | 2 | $ 290,000 | $ 145,000 | $ 55,000 |
| Perry County Illinois | 2 | $ 390,000 | $ 195,000 | $ 92,000 |
| Saline County Illinois | 2 | $ 220,000 | $ 110,000 | $ 41,000 |
| St. Clair County Illinois | 2 | $ 90,000 | $ 45,000 | $ 167,000 |
| Union County Illinois | 2 | $ 360,000 | $ 180,000 | $ 69,000 |
| Riley County Kansas | 2 | $ 470,000 | $ 235,000 | $ 108,000 |
| Claiborne County Louisiana | 2 | $ 220,000 | $ 110,000 | $ 91,000 |
| Grenada County Mississippi | 2 | $ 220,000 | $ 110,000 | $ 39,000 |
| Jones County Mississippi | 2 | $ 250,000 | $ 125,000 | $ 64,000 |
| Cass County Missouri | 2 | $ 620,000 | $ 310,000 | $ 114,000 |
| Cedar County Missouri | 2 | $ 210,000 | $ 105,000 | $ 44,000 |
| Howell County Missouri | 2 | $ 260,000 | $ 130,000 | $ 58,000 |
| Jackson County Missouri | 2 | $ 420,000 | $ 210,000 | $ 60,000 |
| McDonald County Missouri | 2 | $ 500,000 | $ 250,000 | $ 91,000 |
| Anderson County Tennessee | 2 | $ 400,000 | $ 200,000 | $ 87,000 |
| Campbell County Tennessee | 2 | $ 690,000 | $ 345,000 | $ 220,000 |
| Cannon County Tennessee | 2 | $ 820,000 | $ 410,000 | $ 105,000 |
| Fentress County Tennessee | 2 | $ 460,000 | $ 230,000 | $ 68,000 |
| Grainger County Tennessee | 2 | $ 500,000 | $ 250,000 | $ 81,000 |
| Loudon County Tennessee | 2 | $ 570,000 | $ 285,000 | $ 90,000 |
| Moore County Tennessee | 2 | $ 710,000 | $ 355,000 | $ 123,000 |
| White County Tennessee | 2 | $ 590,000 | $ 295,000 | $ 86,000 |
| Harrison County Texas | 2 | $ 560,000 | $ 280,000 | $ 126,000 |
| Red River County Texas | 2 | $ 330,000 | $ 165,000 | $ 104,000 |
| Talladega County Alabama | 1 | $ 265,000 | $ 265,000 | $ 120,000 |
| Winston County Alabama | 1 | $ 635,000 | $ 635,000 | $ 401,000 |
| Bradley County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Carroll County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 149,000 |
| Chicot County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 82,000 |
| Clay County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Lafayette County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| Montgomery County Arkansas | 1 | $ 355,000 | $ 355,000 | $ 124,000 |
| Okaloosa County Florida | 1 | $ 205,000 | $ 205,000 | $ 185,000 |
| Pasco County Florida | 1 | $ 255,000 | $ 255,000 | $ 85,000 |
| Catoosa County Georgia | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Whitfield County Georgia | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Johnson County Illinois | 1 | $ 425,000 | $ 425,000 | $ 171,000 |
| Randolph County Illinois | 1 | $ 295,000 | $ 295,000 | $ 82,000 |
| Richland County Illinois | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Wayne County Illinois | 1 | $ 195,000 | $ 195,000 | $ 436,000 |
| Montgomery County Kansas | 1 | $ 185,000 | $ 185,000 | $ 41,000 |
| Shawnee County Kansas | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Allen County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 28,000 |
| Christian County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Hickman County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 98,000 |
| Hopkins County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 39,000 |
| Jefferson County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Livingston County Kentucky | 1 | $ 265,000 | $ 265,000 | $ 112,000 |
| Lyon County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 39,000 |
| Trigg County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Warren County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 42,000 |
| De Soto County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 79,000 |
| Lafayette County Louisiana | 1 | $ 725,000 | $ 725,000 | $ 300,000 |
| Ouachita County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| St. Tammany County Louisiana | 1 | $ 345,000 | $ 345,000 | $ 129,000 |
| Union County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 415,000 |
| Webster County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 33,000 |
| Lee County Mississippi | 1 | $ 315,000 | $ 315,000 | $ 98,000 |
| Montgomery County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 94,000 |
| Panola County Mississippi | 1 | $ 345,000 | $ 345,000 | $ 143,000 |
| Stone County Mississippi | 1 | $ 345,000 | $ 345,000 | $ 84,000 |
| Tate County Mississippi | 1 | $ 285,000 | $ 285,000 | $ 157,000 |
| Washington County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Shannon County Missouri | 1 | $ 105,000 | $ 105,000 | $ 134,000 |
| Wright County Missouri | 1 | $ 95,000 | $ 95,000 | $ 32,000 |
| Adair County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Canadian County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 81,000 |
| Cherokee County Oklahoma | 1 | $ 615,000 | $ 615,000 | $ 217,000 |
| Craig County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 43,000 |
| Garvin County Oklahoma | 1 | $ 275,000 | $ 275,000 | $ 88,000 |
| Grady County Oklahoma | 1 | $ 315,000 | $ 315,000 | $ 102,000 |
| Latimer County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Lincoln County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Marshall County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 137,000 |
| McIntosh County Oklahoma | 1 | $ 375,000 | $ 375,000 | $ 172,000 |
| Ottawa County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| Pottawatomie County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 67,000 |
| Wagoner County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 58,000 |
| Crockett County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 24,000 |
| Cumberland County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| Franklin County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 61,000 |
| Gibson County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Giles County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 139,000 |
| Hamblen County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| Henderson County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Henry County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Hickman County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 103,000 |
| Lawrence County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Lewis County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| McMinn County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 78,000 |
| Overton County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 98,000 |
| Perry County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 204,000 |
| Rhea County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 56,000 |
| Roane County Tennessee | 1 | $ 465,000 | $ 465,000 | $ 211,000 |
| Sevier County Tennessee | 1 | $ 445,000 | $ 445,000 | $ 150,000 |
| Union County Tennessee | 1 | $ 585,000 | $ 585,000 | $ 327,000 |
| Bell County Texas | 1 | $ 455,000 | $ 455,000 | $ 207,000 |
| Brazoria County Texas | 1 | $ 65,000 | $ 65,000 | $ 84,000 |
| Fannin County Texas | 1 | $ 175,000 | $ 175,000 | $ 44,000 |
| Harris County Texas | 1 | $ 305,000 | $ 305,000 | $ 123,000 |
| Lamar County Texas | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| Marion County Texas | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
Mortgage Loan Application Detail Totals for Firsttrust Home Loans, Inc. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,441 | $507,135,000 | $207,000 | $1,505,000 | $95,000 | $774,000 |
| Refinancing | 79 | $25,075,000 | $317,000 | $905,000 | $146,000 | $692,000 |
| Cash-out Refinancing | 66 | $12,230,000 | $185,000 | $725,000 | $132,000 | $482,000 |
| Home Improvement | 1 | $155,000 | $155,000 | $155,000 | $62,000 | $62,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,023 | $429,705,000 | $212,000 | $1,505,000 | $99,000 | $774,000 |
| Black or African American | 206 | $39,280,000 | $190,000 | $645,000 | $80,000 | $525,000 |
| Not Provided | 161 | $33,165,000 | $205,000 | $545,000 | $105,000 | $630,000 |
| Hispanic | 129 | $28,575,000 | $221,000 | $725,000 | $93,000 | $387,000 |
| Asian | 37 | $8,285,000 | $223,000 | $485,000 | $127,000 | $421,000 |
| American Indian or Alaskan Native | 21 | $3,695,000 | $175,000 | $365,000 | $84,000 | $264,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $65,000 | $65,000 | $65,000 | $70,000 | $70,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,210 | $272,940,000 | $225,000 | $1,505,000 | $121,000 | $774,000 |
| FHA-insured (Federal Housing Administration) | 818 | $163,170,000 | $199,000 | $835,000 | $79,000 | $377,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 334 | $47,430,000 | $142,000 | $375,000 | $61,000 | $140,000 |
| VA-guaranteed (Veterans Administration) | 225 | $61,055,000 | $271,000 | $1,065,000 | $96,000 | $373,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,037 | $435,995,000 | $214,000 | $1,505,000 | $98,000 | $774,000 |
| Application Withdrawn By Applicant | 504 | $98,790,000 | $196,000 | $725,000 | $99,000 | $653,000 |
| Application Denied By Financial Institution | 44 | $9,090,000 | $206,000 | $725,000 | $94,000 | $387,000 |
| File Closed For Incompleteness | 2 | $720,000 | $360,000 | $625,000 | $98,000 | $147,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,543 | $535,505,000 | $210,000 | $1,505,000 | $98,000 | $774,000 |
| Credit History | 11 | $1,885,000 | $171,000 | $255,000 | $91,000 | $387,000 |
| Debt-To-Income Ratio | 10 | $2,330,000 | $233,000 | $725,000 | $82,000 | $325,000 |
| Other | 9 | $1,425,000 | $158,000 | $355,000 | $108,000 | $190,000 |
| Employment History | 7 | $1,995,000 | $285,000 | $645,000 | $117,000 | $197,000 |
| Unverifiable Information | 2 | $320,000 | $160,000 | $165,000 | $81,000 | $98,000 |
| Collateral | 2 | $550,000 | $275,000 | $505,000 | $91,000 | $145,000 |
| Credit Application Incomplete | 2 | $410,000 | $205,000 | $235,000 | $36,000 | $37,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $175,000 | $175,000 | $175,000 | $81,000 | $81,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Firsttrust Home Loans, Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Firsttrust Home Loans, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.