Bank Five Nine
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Bank Five Nine 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Five Nine 155 W. Wisconsin Avenue Oconomowoc, WI 53066 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,156 |
| Total Mortgage Loan Application Amount | $291,110,000 |
| Average Mortgage Loan Application Amount | $223,000 |
| Highest Mortgage Loan Application Amount | $9,868,000 |
| Average Applicant Income | $83,333 |
| Highest Applicant Income | $2,630,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Bank Five Nine. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Five Nine's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Bank Five Nine's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Five Nine serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Five Nine, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Five Nine's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Waukesha County Wisconsin | 322 | $ 84,657,000 | $ 262,000 | $ 120,000 |
| Washington County Wisconsin | 158 | $ 36,142,000 | $ 228,000 | $ 86,000 |
| Milwaukee County Wisconsin | 151 | $ 33,885,000 | $ 224,000 | $ 95,000 |
| Ozaukee County Wisconsin | 84 | $ 20,534,000 | $ 244,000 | $ 119,000 |
| Dane County Wisconsin | 50 | $ 14,904,000 | $ 298,000 | $ 120,000 |
| Brown County Wisconsin | 40 | $ 9,059,000 | $ 226,000 | $ 62,000 |
| Jefferson County Wisconsin | 34 | $ 9,253,000 | $ 272,000 | $ 84,000 |
| Walworth County Wisconsin | 32 | $ 8,096,000 | $ 253,000 | $ 149,000 |
| Dodge County Wisconsin | 30 | $ 20,723,000 | $ 690,000 | $ 174,000 |
| Racine County Wisconsin | 17 | $ 3,253,000 | $ 191,000 | $ 81,000 |
| Marathon County Wisconsin | 10 | $ 1,452,000 | $ 145,000 | $ 145,000 |
| Kenosha County Wisconsin | 7 | $ 2,319,000 | $ 331,000 | $ 73,000 |
| Door County Wisconsin | 6 | $ 2,353,000 | $ 392,000 | $ 244,000 |
| Iowa County Wisconsin | 6 | $ 870,000 | $ 145,000 | $ 70,000 |
| Rock County Wisconsin | 6 | $ 856,000 | $ 142,000 | $ 83,000 |
| Sauk County Wisconsin | 6 | $ 869,000 | $ 144,000 | $ 51,000 |
| Vilas County Wisconsin | 6 | $ 906,000 | $ 151,000 | $ 117,000 |
| Oneida County Wisconsin | 5 | $ 830,000 | $ 166,000 | $ 142,000 |
| Sheboygan County Wisconsin | 5 | $ 1,726,000 | $ 345,000 | $ 121,000 |
| Outagamie County Wisconsin | 4 | $ 782,000 | $ 195,000 | $ 62,000 |
| Maricopa County Arizona | 3 | $ 853,000 | $ 284,000 | $ 97,000 |
| Lee County Florida | 3 | $ 3,375,000 | $ 1,125,000 | $ 115,000 |
| Calumet County Wisconsin | 3 | $ 822,000 | $ 274,000 | $ 201,000 |
| Columbia County Wisconsin | 3 | $ 2,174,000 | $ 724,000 | $ 275,000 |
| Oconto County Wisconsin | 3 | $ 447,000 | $ 149,000 | $ 64,000 |
| Sawyer County Wisconsin | 3 | $ 536,000 | $ 178,000 | $ 36,000 |
| Winnebago County Wisconsin | 3 | $ 471,000 | $ 157,000 | $ 118,000 |
| Cook County Illinois | 2 | $ 611,000 | $ 305,000 | $ 183,000 |
| Green County Wisconsin | 2 | $ 413,000 | $ 206,000 | $ 183,000 |
| Juneau County Wisconsin | 2 | $ 222,000 | $ 111,000 | $ 87,000 |
| Shawano County Wisconsin | 2 | $ 229,000 | $ 114,000 | $ 70,000 |
| Larimer County Colorado | 1 | $ 32,000 | $ 32,000 | $ 52,000 |
| LaSalle County Illinois | 1 | $ 165,000 | $ 165,000 | $ 91,000 |
| Essex County Massachusetts | 1 | $ 553,000 | $ 553,000 | $ 139,000 |
| Dickinson County Michigan | 1 | $ 225,000 | $ 225,000 | $ 504,000 |
| Gogebic County Michigan | 1 | $ 161,000 | $ 161,000 | $ 85,000 |
| Kent County Michigan | 1 | $ 368,000 | $ 368,000 | $ 80,000 |
| Oceana County Michigan | 1 | $ 122,000 | $ 122,000 | $ 92,000 |
| Butler County Pennsylvania | 1 | $ 269,000 | $ 269,000 | $ 158,000 |
| Bayfield County Wisconsin | 1 | $ 567,000 | $ 567,000 | $ 0 |
| Florence County Wisconsin | 1 | $ 71,000 | $ 71,000 | $ 76,000 |
| Forest County Wisconsin | 1 | $ 170,000 | $ 170,000 | $ 66,000 |
| Green Lake County Wisconsin | 1 | $ 141,000 | $ 141,000 | $ 16,000 |
| Kewaunee County Wisconsin | 1 | $ 764,000 | $ 764,000 | $ 31,000 |
| La Crosse County Wisconsin | 1 | $ 189,000 | $ 189,000 | $ 53,000 |
| Marinette County Wisconsin | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Price County Wisconsin | 1 | $ 64,000 | $ 64,000 | $ 165,000 |
| Vernon County Wisconsin | 1 | $ 74,000 | $ 74,000 | $ 24,000 |
| Waupaca County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 74,000 |
| Waushara County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 97,000 |
Mortgage Loan Application Detail Totals for Bank Five Nine in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 638 | $172,007,000 | $269,000 | $9,868,000 | $114,000 | $2,630,000 |
| Home Purchase | 503 | $116,555,000 | $231,000 | $5,212,000 | $92,000 | $1,201,000 |
| Home Improvement | 15 | $2,548,000 | $169,000 | $764,000 | $44,000 | $116,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,008 | $228,150,000 | $226,000 | $1,750,000 | $107,000 | $1,514,000 |
| Not applicable | 49 | $42,153,000 | $860,000 | $9,868,000 | $0 | $0 |
| Not Provided | 37 | $7,528,000 | $203,000 | $700,000 | $112,000 | $499,000 |
| Asian | 20 | $5,536,000 | $276,000 | $485,000 | $140,000 | $450,000 |
| American Indian or Alaskan Native | 18 | $3,912,000 | $217,000 | $417,000 | $229,000 | $2,630,000 |
| Hispanic | 16 | $2,904,000 | $181,000 | $417,000 | $76,000 | $253,000 |
| Black or African American | 7 | $735,000 | $105,000 | $172,000 | $61,000 | $95,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $192,000 | $192,000 | $192,000 | $80,000 | $80,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,062 | $276,276,000 | $260,000 | $9,868,000 | $108,000 | $2,630,000 |
| FHA-insured (Federal Housing Administration) | 74 | $11,296,000 | $152,000 | $290,000 | $62,000 | $155,000 |
| VA-guaranteed (Veterans Administration) | 11 | $2,476,000 | $225,000 | $400,000 | $55,000 | $97,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $1,062,000 | $118,000 | $257,000 | $37,000 | $68,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 753 | $197,353,000 | $262,000 | $9,868,000 | $111,000 | $2,630,000 |
| Application Denied By Financial Institution | 93 | $22,407,000 | $240,000 | $3,025,000 | $71,000 | $312,000 |
| Preapproval Denied by Financial Institution | 71 | $10,671,000 | $150,000 | $416,000 | $54,000 | $253,000 |
| Application Approved But Not Accepted | 69 | $20,041,000 | $290,000 | $3,000,000 | $87,000 | $358,000 |
| File Closed For Incompleteness | 62 | $15,759,000 | $254,000 | $1,040,000 | $138,000 | $671,000 |
| Preapproval Approved but not Accepted | 58 | $12,182,000 | $210,000 | $417,000 | $80,000 | $318,000 |
| Application Withdrawn By Applicant | 50 | $12,697,000 | $253,000 | $1,750,000 | $137,000 | $1,201,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 77 | $13,236,000 | $171,000 | $857,000 | $61,000 | $312,000 |
| Debt-To-Income Ratio | 31 | $9,677,000 | $312,000 | $3,025,000 | $45,000 | $117,000 |
| Other | 27 | $4,458,000 | $165,000 | $730,000 | $66,000 | $237,000 |
| Collateral | 24 | $4,827,000 | $201,000 | $417,000 | $102,000 | $244,000 |
| Employment History | 3 | $467,000 | $155,000 | $280,000 | $0 | $0 |
| Unverifiable Information | 2 | $413,000 | $206,000 | $288,000 | $54,000 | $109,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Five Nine's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Five Nine's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.