Bank Five Nine
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Bank Five Nine 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Five Nine 155 W. Wisconsin Avenue Oconomowoc, WI 53066 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,691 |
| Total Mortgage Loan Application Amount | $406,705,000 |
| Average Mortgage Loan Application Amount | $192,750 |
| Highest Mortgage Loan Application Amount | $15,105,000 |
| Average Applicant Income | $87,500 |
| Highest Applicant Income | $2,150,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Bank Five Nine. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Five Nine's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Bank Five Nine's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Five Nine serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Five Nine, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Five Nine's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Waukesha County Wisconsin | 245 | $ 87,435,000 | $ 356,000 | $ 125,000 |
| Milwaukee County Wisconsin | 141 | $ 35,925,000 | $ 254,000 | $ 104,000 |
| Dane County Wisconsin | 108 | $ 24,740,000 | $ 229,000 | $ 117,000 |
| Washington County Wisconsin | 96 | $ 23,290,000 | $ 242,000 | $ 96,000 |
| Brown County Wisconsin | 90 | $ 12,380,000 | $ 137,000 | $ 64,000 |
| Ozaukee County Wisconsin | 67 | $ 19,635,000 | $ 293,000 | $ 132,000 |
| Eau Claire County Wisconsin | 64 | $ 10,260,000 | $ 160,000 | $ 78,000 |
| Marathon County Wisconsin | 50 | $ 7,260,000 | $ 145,000 | $ 71,000 |
| St. Croix County Wisconsin | 44 | $ 10,870,000 | $ 247,000 | $ 91,000 |
| Jefferson County Wisconsin | 38 | $ 7,090,000 | $ 186,000 | $ 81,000 |
| Cook County Illinois | 36 | $ 8,400,000 | $ 233,000 | $ 142,000 |
| Outagamie County Wisconsin | 25 | $ 5,095,000 | $ 203,000 | $ 104,000 |
| DeKalb County Georgia | 22 | $ 3,610,000 | $ 164,000 | $ 97,000 |
| Walworth County Wisconsin | 20 | $ 5,070,000 | $ 253,000 | $ 120,000 |
| Chippewa County Wisconsin | 18 | $ 2,880,000 | $ 160,000 | $ 63,000 |
| Dodge County Wisconsin | 17 | $ 3,645,000 | $ 214,000 | $ 125,000 |
| Oneida County Wisconsin | 16 | $ 2,540,000 | $ 158,000 | $ 92,000 |
| Winnebago County Wisconsin | 16 | $ 2,440,000 | $ 152,000 | $ 95,000 |
| Columbia County Wisconsin | 12 | $ 2,850,000 | $ 237,000 | $ 76,000 |
| Racine County Wisconsin | 12 | $ 2,260,000 | $ 188,000 | $ 118,000 |
| Buffalo County Wisconsin | 11 | $ 935,000 | $ 85,000 | $ 62,000 |
| Gwinnett County Georgia | 10 | $ 1,980,000 | $ 198,000 | $ 151,000 |
| McHenry County Illinois | 10 | $ 1,790,000 | $ 179,000 | $ 68,000 |
| Ramsey County Minnesota | 10 | $ 1,130,000 | $ 113,000 | $ 46,000 |
| Vilas County Wisconsin | 9 | $ 1,895,000 | $ 210,000 | $ 118,000 |
| Anoka County Minnesota | 8 | $ 860,000 | $ 107,000 | $ 71,000 |
| Hennepin County Minnesota | 8 | $ 5,010,000 | $ 626,000 | $ 84,000 |
| Trempealeau County Wisconsin | 8 | $ 1,090,000 | $ 136,000 | $ 61,000 |
| Fulton County Georgia | 7 | $ 1,235,000 | $ 176,000 | $ 113,000 |
| DuPage County Illinois | 7 | $ 1,485,000 | $ 212,000 | $ 113,000 |
| Dunn County Wisconsin | 7 | $ 1,215,000 | $ 173,000 | $ 51,000 |
| Waupaca County Wisconsin | 7 | $ 1,455,000 | $ 207,000 | $ 90,000 |
| Fond du Lac County Wisconsin | 6 | $ 1,610,000 | $ 268,000 | $ 41,000 |
| Kenosha County Wisconsin | 6 | $ 3,730,000 | $ 621,000 | $ 35,000 |
| Polk County Wisconsin | 6 | $ 1,340,000 | $ 223,000 | $ 94,000 |
| Rock County Wisconsin | 6 | $ 550,000 | $ 91,000 | $ 49,000 |
| Sauk County Wisconsin | 6 | $ 1,210,000 | $ 201,000 | $ 98,000 |
| Sheboygan County Wisconsin | 6 | $ 1,170,000 | $ 195,000 | $ 64,000 |
| Broward County Florida | 5 | $ 1,955,000 | $ 391,000 | $ 132,000 |
| Volusia County Florida | 5 | $ 5,255,000 | $ 1,051,000 | $ 23,000 |
| Clayton County Georgia | 5 | $ 525,000 | $ 105,000 | $ 49,000 |
| Lake County Illinois | 5 | $ 1,685,000 | $ 337,000 | $ 141,000 |
| Will County Illinois | 5 | $ 985,000 | $ 197,000 | $ 68,000 |
| Calumet County Wisconsin | 5 | $ 855,000 | $ 171,000 | $ 73,000 |
| Oconto County Wisconsin | 5 | $ 655,000 | $ 131,000 | $ 61,000 |
| Waushara County Wisconsin | 5 | $ 785,000 | $ 157,000 | $ 61,000 |
| Mobile County Alabama | 4 | $ 640,000 | $ 160,000 | $ 295,000 |
| Douglas County Georgia | 4 | $ 470,000 | $ 117,000 | $ 54,000 |
| Newton County Georgia | 4 | $ 770,000 | $ 192,000 | $ 46,000 |
| Sherburne County Minnesota | 4 | $ 350,000 | $ 87,000 | $ 86,000 |
| Washington County Minnesota | 4 | $ 990,000 | $ 247,000 | $ 91,000 |
| Door County Wisconsin | 4 | $ 820,000 | $ 205,000 | $ 136,000 |
| Sawyer County Wisconsin | 4 | $ 840,000 | $ 210,000 | $ 232,000 |
| Maricopa County Arizona | 3 | $ 5,265,000 | $ 1,755,000 | $ 0 |
| Collier County Florida | 3 | $ 845,000 | $ 281,000 | $ 262,000 |
| Lee County Florida | 3 | $ 775,000 | $ 258,000 | $ 290,000 |
| Marion County Florida | 3 | $ 295,000 | $ 98,000 | $ 57,000 |
| Cobb County Georgia | 3 | $ 855,000 | $ 285,000 | $ 177,000 |
| Henry County Georgia | 3 | $ 525,000 | $ 175,000 | $ 134,000 |
| Rockdale County Georgia | 3 | $ 615,000 | $ 205,000 | $ 81,000 |
| Isanti County Minnesota | 3 | $ 275,000 | $ 91,000 | $ 66,000 |
| Cumberland County Tennessee | 3 | $ 475,000 | $ 158,000 | $ 32,000 |
| Adams County Wisconsin | 3 | $ 335,000 | $ 111,000 | $ 119,000 |
| Pepin County Wisconsin | 3 | $ 615,000 | $ 205,000 | $ 105,000 |
| Pierce County Wisconsin | 3 | $ 445,000 | $ 148,000 | $ 77,000 |
| Taylor County Wisconsin | 3 | $ 255,000 | $ 85,000 | $ 27,000 |
| Citrus County Florida | 2 | $ 180,000 | $ 90,000 | $ 62,000 |
| Palm Beach County Florida | 2 | $ 460,000 | $ 230,000 | $ 121,000 |
| Kane County Illinois | 2 | $ 460,000 | $ 230,000 | $ 168,000 |
| Lake County Indiana | 2 | $ 550,000 | $ 275,000 | $ 130,000 |
| Chisago County Minnesota | 2 | $ 190,000 | $ 95,000 | $ 34,000 |
| York County South Carolina | 2 | $ 610,000 | $ 305,000 | $ 76,000 |
| King County Washington | 2 | $ 100,000 | $ 50,000 | $ 59,000 |
| Barron County Wisconsin | 2 | $ 240,000 | $ 120,000 | $ 62,000 |
| Green County Wisconsin | 2 | $ 610,000 | $ 305,000 | $ 154,000 |
| Green Lake County Wisconsin | 2 | $ 180,000 | $ 90,000 | $ 34,000 |
| Iowa County Wisconsin | 2 | $ 270,000 | $ 135,000 | $ 84,000 |
| Juneau County Wisconsin | 2 | $ 330,000 | $ 165,000 | $ 95,000 |
| Langlade County Wisconsin | 2 | $ 190,000 | $ 95,000 | $ 190,000 |
| Lincoln County Wisconsin | 2 | $ 370,000 | $ 185,000 | $ 94,000 |
| Manitowoc County Wisconsin | 2 | $ 290,000 | $ 145,000 | $ 114,000 |
| Marquette County Wisconsin | 2 | $ 150,000 | $ 75,000 | $ 42,000 |
| Portage County Wisconsin | 2 | $ 250,000 | $ 125,000 | $ 63,000 |
| Pulaski County Arkansas | 1 | $ 3,795,000 | $ 3,795,000 | $ 0 |
| Orange County California | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 305,000 | $ 305,000 | $ 156,000 |
| Boulder County Colorado | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Routt County Colorado | 1 | $ 1,505,000 | $ 1,505,000 | $ 480,000 |
| Brevard County Florida | 1 | $ 195,000 | $ 195,000 | $ 42,000 |
| Miami-Dade County Florida | 1 | $ 4,535,000 | $ 4,535,000 | $ 0 |
| Sarasota County Florida | 1 | $ 405,000 | $ 405,000 | $ 195,000 |
| Forsyth County Georgia | 1 | $ 195,000 | $ 195,000 | $ 64,000 |
| Gem County Idaho | 1 | $ 1,755,000 | $ 1,755,000 | $ 0 |
| Allen County Indiana | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
| Hamilton County Indiana | 1 | $ 205,000 | $ 205,000 | $ 57,000 |
| Johnson County Indiana | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| LaPorte County Indiana | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| St. Joseph County Indiana | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Vigo County Indiana | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Carroll County Maryland | 1 | $ 295,000 | $ 295,000 | $ 174,000 |
| Plymouth County Massachusetts | 1 | $ 365,000 | $ 365,000 | $ 121,000 |
| Dakota County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 95,000 |
| Goodhue County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Olmsted County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Stearns County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 63,000 |
| St. Louis County Missouri | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Broome County New York | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Sullivan County New York | 1 | $ 2,035,000 | $ 2,035,000 | $ 0 |
| Jackson County North Carolina | 1 | $ 555,000 | $ 555,000 | $ 200,000 |
| Wood County Ohio | 1 | $ 325,000 | $ 325,000 | $ 134,000 |
| Minnehaha County South Dakota | 1 | $ 115,000 | $ 115,000 | $ 82,000 |
| Dallas County Texas | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Utah County Utah | 1 | $ 1,905,000 | $ 1,905,000 | $ 0 |
| Loudoun County Virginia | 1 | $ 2,335,000 | $ 2,335,000 | $ 0 |
| Burnett County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 116,000 |
| Douglas County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Forest County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Kewaunee County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 93,000 |
| Monroe County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 93,000 |
| Price County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 81,000 |
| Wood County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 93,000 |
Mortgage Loan Application Detail Totals for Bank Five Nine in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,182 | $280,220,000 | $237,000 | $15,105,000 | $92,000 | $2,150,000 |
| Refinancing | 270 | $73,690,000 | $272,000 | $2,715,000 | $116,000 | $1,106,000 |
| Cash-out Refinancing | 237 | $52,715,000 | $222,000 | $2,905,000 | $107,000 | $1,353,000 |
| Home Improvement | 2 | $80,000 | $40,000 | $55,000 | $35,000 | $35,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,221 | $257,215,000 | $210,000 | $2,905,000 | $104,000 | $2,150,000 |
| Hispanic | 151 | $20,045,000 | $132,000 | $355,000 | $52,000 | $437,000 |
| Black or African American | 118 | $19,700,000 | $166,000 | $405,000 | $87,000 | $792,000 |
| Not Provided | 105 | $23,165,000 | $220,000 | $3,705,000 | $96,000 | $996,000 |
| Not applicable | 52 | $74,380,000 | $1,430,000 | $15,105,000 | $0 | $0 |
| Asian | 34 | $10,250,000 | $301,000 | $775,000 | $115,000 | $401,000 |
| American Indian or Alaskan Native | 7 | $1,125,000 | $160,000 | $315,000 | $64,000 | $101,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,413 | $360,215,000 | $254,000 | $15,105,000 | $104,000 | $2,150,000 |
| FHA-insured (Federal Housing Administration) | 246 | $40,770,000 | $165,000 | $375,000 | $65,000 | $257,000 |
| VA-guaranteed (Veterans Administration) | 23 | $4,615,000 | $200,000 | $395,000 | $71,000 | $156,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $1,105,000 | $122,000 | $225,000 | $48,000 | $67,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,014 | $249,510,000 | $246,000 | $15,105,000 | $102,000 | $1,483,000 |
| Application Withdrawn By Applicant | 146 | $28,970,000 | $198,000 | $1,505,000 | $93,000 | $480,000 |
| Preapproval Denied by Financial Institution | 130 | $18,260,000 | $140,000 | $375,000 | $35,000 | $94,000 |
| Preapproval Approved but not Accepted | 107 | $22,405,000 | $209,000 | $605,000 | $75,000 | $266,000 |
| File Closed For Incompleteness | 107 | $21,115,000 | $197,000 | $795,000 | $135,000 | $2,150,000 |
| Application Denied By Financial Institution | 107 | $40,845,000 | $381,000 | $4,535,000 | $53,000 | $204,000 |
| Application Approved But Not Accepted | 80 | $25,600,000 | $320,000 | $2,135,000 | $102,000 | $1,353,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,454 | $347,600,000 | $239,000 | $15,105,000 | $102,000 | $2,150,000 |
| Other | 87 | $25,835,000 | $296,000 | $3,795,000 | $47,000 | $100,000 |
| Credit History | 67 | $10,195,000 | $152,000 | $405,000 | $55,000 | $147,000 |
| Debt-To-Income Ratio | 62 | $10,750,000 | $173,000 | $505,000 | $38,000 | $122,000 |
| Collateral | 12 | $10,880,000 | $906,000 | $4,535,000 | $69,000 | $142,000 |
| Unverifiable Information | 4 | $770,000 | $192,000 | $395,000 | $96,000 | $204,000 |
| Employment History | 4 | $550,000 | $137,000 | $205,000 | $68,000 | $94,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $125,000 | $125,000 | $125,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Five Nine's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Five Nine's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.