Bank Five Nine
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Bank Five Nine 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Five Nine 155 W. Wisconsin Avenue Oconomowoc, WI 53066 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,361 |
| Total Mortgage Loan Application Amount | $1,086,975,000 |
| Average Mortgage Loan Application Amount | $277,250 |
| Highest Mortgage Loan Application Amount | $11,115,000 |
| Average Applicant Income | $85,500 |
| Highest Applicant Income | $1,740,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Bank Five Nine. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Five Nine's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Bank Five Nine's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Five Nine serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Five Nine, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Five Nine's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Waukesha County Wisconsin | 1,149 | $ 331,015,000 | $ 288,000 | $ 131,000 |
| Milwaukee County Wisconsin | 786 | $ 167,340,000 | $ 212,000 | $ 113,000 |
| Washington County Wisconsin | 441 | $ 106,985,000 | $ 242,000 | $ 104,000 |
| Ozaukee County Wisconsin | 268 | $ 76,490,000 | $ 285,000 | $ 143,000 |
| Kenosha County Wisconsin | 205 | $ 43,855,000 | $ 213,000 | $ 97,000 |
| St. Croix County Wisconsin | 201 | $ 48,955,000 | $ 243,000 | $ 93,000 |
| Dane County Wisconsin | 197 | $ 49,795,000 | $ 252,000 | $ 115,000 |
| Racine County Wisconsin | 103 | $ 23,495,000 | $ 228,000 | $ 105,000 |
| Brown County Wisconsin | 98 | $ 15,840,000 | $ 161,000 | $ 62,000 |
| Jefferson County Wisconsin | 85 | $ 21,115,000 | $ 248,000 | $ 104,000 |
| Dodge County Wisconsin | 73 | $ 14,685,000 | $ 201,000 | $ 92,000 |
| Polk County Wisconsin | 64 | $ 11,770,000 | $ 183,000 | $ 78,000 |
| Marathon County Wisconsin | 53 | $ 8,395,000 | $ 158,000 | $ 78,000 |
| Eau Claire County Wisconsin | 52 | $ 8,590,000 | $ 165,000 | $ 71,000 |
| Outagamie County Wisconsin | 45 | $ 9,235,000 | $ 205,000 | $ 99,000 |
| Walworth County Wisconsin | 45 | $ 11,765,000 | $ 261,000 | $ 135,000 |
| Winnebago County Wisconsin | 38 | $ 7,800,000 | $ 205,000 | $ 95,000 |
| Oneida County Wisconsin | 32 | $ 7,670,000 | $ 239,000 | $ 166,000 |
| Columbia County Wisconsin | 21 | $ 4,865,000 | $ 231,000 | $ 95,000 |
| Vilas County Wisconsin | 19 | $ 5,125,000 | $ 269,000 | $ 192,000 |
| Sheboygan County Wisconsin | 18 | $ 3,550,000 | $ 197,000 | $ 186,000 |
| Sauk County Wisconsin | 16 | $ 3,020,000 | $ 188,000 | $ 106,000 |
| Lake County Illinois | 15 | $ 3,355,000 | $ 223,000 | $ 170,000 |
| Washington County Minnesota | 13 | $ 4,005,000 | $ 308,000 | $ 113,000 |
| Fond du Lac County Wisconsin | 12 | $ 2,370,000 | $ 197,000 | $ 122,000 |
| Waushara County Wisconsin | 12 | $ 2,580,000 | $ 215,000 | $ 157,000 |
| Oconto County Wisconsin | 11 | $ 2,235,000 | $ 203,000 | $ 138,000 |
| Waupaca County Wisconsin | 11 | $ 2,105,000 | $ 191,000 | $ 74,000 |
| Chippewa County Wisconsin | 10 | $ 2,470,000 | $ 247,000 | $ 94,000 |
| Calumet County Wisconsin | 9 | $ 1,835,000 | $ 203,000 | $ 102,000 |
| Rock County Wisconsin | 9 | $ 1,565,000 | $ 173,000 | $ 68,000 |
| Ramsey County Minnesota | 7 | $ 1,245,000 | $ 177,000 | $ 147,000 |
| Dunn County Wisconsin | 7 | $ 1,255,000 | $ 179,000 | $ 64,000 |
| Cook County Illinois | 6 | $ 2,050,000 | $ 341,000 | $ 125,000 |
| Dakota County Minnesota | 6 | $ 1,700,000 | $ 283,000 | $ 97,000 |
| Door County Wisconsin | 6 | $ 1,280,000 | $ 213,000 | $ 162,000 |
| Hennepin County Minnesota | 5 | $ 1,745,000 | $ 349,000 | $ 143,000 |
| Adams County Wisconsin | 5 | $ 1,075,000 | $ 215,000 | $ 158,000 |
| Green County Wisconsin | 5 | $ 1,375,000 | $ 275,000 | $ 189,000 |
| Lincoln County Wisconsin | 5 | $ 995,000 | $ 199,000 | $ 76,000 |
| Portage County Wisconsin | 5 | $ 775,000 | $ 155,000 | $ 118,000 |
| Maricopa County Arizona | 4 | $ 1,140,000 | $ 285,000 | $ 127,000 |
| Lee County Florida | 4 | $ 1,410,000 | $ 352,000 | $ 467,000 |
| Volusia County Florida | 4 | $ 5,160,000 | $ 1,290,000 | $ 0 |
| Iowa County Wisconsin | 4 | $ 1,100,000 | $ 275,000 | $ 190,000 |
| Marinette County Wisconsin | 4 | $ 710,000 | $ 177,000 | $ 137,000 |
| Sawyer County Wisconsin | 4 | $ 1,110,000 | $ 277,000 | $ 243,000 |
| Shawano County Wisconsin | 4 | $ 660,000 | $ 165,000 | $ 117,000 |
| Fulton County Georgia | 3 | $ 1,065,000 | $ 355,000 | $ 205,000 |
| Anoka County Minnesota | 3 | $ 525,000 | $ 175,000 | $ 85,000 |
| Barron County Wisconsin | 3 | $ 925,000 | $ 308,000 | $ 78,000 |
| Marquette County Wisconsin | 3 | $ 475,000 | $ 158,000 | $ 206,000 |
| Pepin County Wisconsin | 3 | $ 555,000 | $ 185,000 | $ 60,000 |
| Pierce County Wisconsin | 3 | $ 535,000 | $ 178,000 | $ 44,000 |
| Price County Wisconsin | 3 | $ 585,000 | $ 195,000 | $ 198,000 |
| Cherokee County Georgia | 2 | $ 4,470,000 | $ 2,235,000 | $ 117,000 |
| McHenry County Illinois | 2 | $ 420,000 | $ 210,000 | $ 88,000 |
| Williamson County Illinois | 2 | $ 3,540,000 | $ 1,770,000 | $ 0 |
| Carlton County Minnesota | 2 | $ 230,000 | $ 115,000 | $ 90,000 |
| Sherburne County Minnesota | 2 | $ 380,000 | $ 190,000 | $ 50,000 |
| Clackamas County Oregon | 2 | $ 12,250,000 | $ 6,125,000 | $ 0 |
| Greenville County South Carolina | 2 | $ 370,000 | $ 185,000 | $ 84,000 |
| Davis County Utah | 2 | $ 1,080,000 | $ 540,000 | $ 0 |
| Crawford County Wisconsin | 2 | $ 400,000 | $ 200,000 | $ 150,000 |
| Forest County Wisconsin | 2 | $ 470,000 | $ 235,000 | $ 228,000 |
| Green Lake County Wisconsin | 2 | $ 620,000 | $ 310,000 | $ 138,000 |
| Langlade County Wisconsin | 2 | $ 280,000 | $ 140,000 | $ 97,000 |
| Manitowoc County Wisconsin | 2 | $ 900,000 | $ 450,000 | $ 106,000 |
| Wood County Wisconsin | 2 | $ 220,000 | $ 110,000 | $ 96,000 |
| Alameda County California | 1 | $ 505,000 | $ 505,000 | $ 336,000 |
| Mariposa County California | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Douglas County Colorado | 1 | $ 495,000 | $ 495,000 | $ 200,000 |
| Collier County Florida | 1 | $ 425,000 | $ 425,000 | $ 533,000 |
| Duval County Florida | 1 | $ 215,000 | $ 215,000 | $ 119,000 |
| Hillsborough County Florida | 1 | $ 205,000 | $ 205,000 | $ 142,000 |
| Palm Beach County Florida | 1 | $ 195,000 | $ 195,000 | $ 258,000 |
| Pinellas County Florida | 1 | $ 235,000 | $ 235,000 | $ 208,000 |
| Sarasota County Florida | 1 | $ 505,000 | $ 505,000 | $ 296,000 |
| Cobb County Georgia | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Paulding County Georgia | 1 | $ 305,000 | $ 305,000 | $ 106,000 |
| Kendall County Illinois | 1 | $ 345,000 | $ 345,000 | $ 175,000 |
| McLean County Illinois | 1 | $ 275,000 | $ 275,000 | $ 200,000 |
| Will County Illinois | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Knox County Indiana | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Pulaski County Indiana | 1 | $ 255,000 | $ 255,000 | $ 118,000 |
| Starke County Indiana | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
| Worcester County Massachusetts | 1 | $ 395,000 | $ 395,000 | $ 191,000 |
| Charlevoix County Michigan | 1 | $ 115,000 | $ 115,000 | $ 175,000 |
| Marquette County Michigan | 1 | $ 295,000 | $ 295,000 | $ 131,000 |
| Oakland County Michigan | 1 | $ 225,000 | $ 225,000 | $ 117,000 |
| Carver County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 30,000 |
| Chisago County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 76,000 |
| Crow Wing County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 124,000 |
| Goodhue County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 39,000 |
| Isanti County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 59,000 |
| Lake of the Woods County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 106,000 |
| Steele County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 135,000 |
| Bernalillo County New Mexico | 1 | $ 505,000 | $ 505,000 | $ 372,000 |
| Guilford County North Carolina | 1 | $ 435,000 | $ 435,000 | $ 240,000 |
| Johnston County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 15,000 |
| Mecklenburg County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Cuyahoga County Ohio | 1 | $ 315,000 | $ 315,000 | $ 196,000 |
| Cumberland County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| Bradley County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 354,000 |
| Harris County Texas | 1 | $ 2,585,000 | $ 2,585,000 | $ 0 |
| Williamson County Texas | 1 | $ 355,000 | $ 355,000 | $ 240,000 |
| Sanpete County Utah | 1 | $ 1,185,000 | $ 1,185,000 | $ 0 |
| Alexandria County Virginia | 1 | $ 465,000 | $ 465,000 | $ 289,000 |
| Pierce County Washington | 1 | $ 415,000 | $ 415,000 | $ 132,000 |
| Bayfield County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 231,000 |
| Buffalo County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 19,000 |
| Douglas County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Grant County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Juneau County Wisconsin | 1 | $ 425,000 | $ 425,000 | $ 256,000 |
| Lafayette County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Monroe County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 78,000 |
| Richland County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 105,000 |
| Taylor County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| Trempealeau County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Vernon County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 129,000 |
| Washburn County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
Mortgage Loan Application Detail Totals for Bank Five Nine in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,193 | $538,565,000 | $245,000 | $4,865,000 | $123,000 | $1,740,000 |
| Home Purchase | 1,298 | $343,670,000 | $264,000 | $11,115,000 | $104,000 | $1,115,000 |
| Cash-out Refinancing | 868 | $204,010,000 | $235,000 | $1,205,000 | $115,000 | $961,000 |
| Home Improvement | 2 | $730,000 | $365,000 | $585,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,748 | $905,680,000 | $241,000 | $1,485,000 | $117,000 | $1,446,000 |
| Not Provided | 232 | $56,400,000 | $243,000 | $515,000 | $138,000 | $1,740,000 |
| Hispanic | 222 | $36,800,000 | $165,000 | $475,000 | $59,000 | $231,000 |
| Asian | 70 | $18,980,000 | $271,000 | $635,000 | $126,000 | $384,000 |
| Black or African American | 42 | $8,280,000 | $197,000 | $575,000 | $92,000 | $272,000 |
| Not applicable | 28 | $56,200,000 | $2,007,000 | $11,115,000 | $0 | $0 |
| American Indian or Alaskan Native | 11 | $2,505,000 | $227,000 | $335,000 | $127,000 | $248,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $625,000 | $208,000 | $215,000 | $134,000 | $190,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,199 | $1,053,815,000 | $250,000 | $11,115,000 | $117,000 | $1,740,000 |
| FHA-insured (Federal Housing Administration) | 129 | $23,935,000 | $185,000 | $375,000 | $66,000 | $176,000 |
| VA-guaranteed (Veterans Administration) | 30 | $8,540,000 | $284,000 | $475,000 | $107,000 | $285,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $685,000 | $228,000 | $325,000 | $64,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,558 | $858,300,000 | $241,000 | $3,135,000 | $117,000 | $1,446,000 |
| Application Withdrawn By Applicant | 425 | $99,945,000 | $235,000 | $895,000 | $108,000 | $700,000 |
| Application Denied By Financial Institution | 128 | $69,430,000 | $542,000 | $11,115,000 | $59,000 | $250,000 |
| Application Approved But Not Accepted | 123 | $30,325,000 | $246,000 | $1,085,000 | $117,000 | $514,000 |
| File Closed For Incompleteness | 63 | $17,715,000 | $281,000 | $755,000 | $155,000 | $1,740,000 |
| Preapproval Denied by Financial Institution | 44 | $6,900,000 | $156,000 | $405,000 | $32,000 | $85,000 |
| Preapproval Approved but not Accepted | 20 | $4,360,000 | $218,000 | $485,000 | $70,000 | $289,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,189 | $1,010,645,000 | $241,000 | $3,135,000 | $117,000 | $1,740,000 |
| Debt-To-Income Ratio | 72 | $15,570,000 | $216,000 | $1,045,000 | $49,000 | $250,000 |
| Other | 52 | $43,790,000 | $842,000 | $11,115,000 | $102,000 | $238,000 |
| Credit History | 25 | $4,735,000 | $189,000 | $385,000 | $28,000 | $43,000 |
| Collateral | 14 | $9,750,000 | $696,000 | $4,045,000 | $190,000 | $240,000 |
| Unverifiable Information | 3 | $745,000 | $248,000 | $325,000 | $0 | $0 |
| Employment History | 3 | $475,000 | $158,000 | $185,000 | $28,000 | $50,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,265,000 | $421,000 | $675,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Five Nine's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Five Nine's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.