First Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
First Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Bank 600 James Mcdonnell Blvd Creve Coeur, MO 63042 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,177 |
| Total Mortgage Loan Application Amount | $625,800,000 |
| Average Mortgage Loan Application Amount | $127,333 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $73,000 |
| Highest Applicant Income | $1,440,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with First Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down First Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Bank's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 734 | $ 120,650,000 | $ 164,000 | $ 86,000 |
| St. Charles County Missouri | 356 | $ 57,329,000 | $ 161,000 | $ 77,000 |
| St. Clair County Illinois | 242 | $ 30,487,000 | $ 125,000 | $ 74,000 |
| Los Angeles County California | 135 | $ 41,425,000 | $ 306,000 | $ 104,000 |
| Madison County Illinois | 129 | $ 16,301,000 | $ 126,000 | $ 76,000 |
| Clinton County Illinois | 118 | $ 14,607,000 | $ 123,000 | $ 74,000 |
| St. Francois County Missouri | 117 | $ 12,001,000 | $ 102,000 | $ 55,000 |
| Jefferson County Missouri | 115 | $ 14,691,000 | $ 127,000 | $ 61,000 |
| Gasconade County Missouri | 107 | $ 10,526,000 | $ 98,000 | $ 54,000 |
| Franklin County Missouri | 103 | $ 11,140,000 | $ 108,000 | $ 63,000 |
| St. Louis City County Missouri | 99 | $ 12,578,000 | $ 127,000 | $ 71,000 |
| Warren County Missouri | 89 | $ 12,256,000 | $ 137,000 | $ 69,000 |
| Peoria County Illinois | 88 | $ 10,342,000 | $ 117,000 | $ 64,000 |
| Randolph County Illinois | 84 | $ 10,298,000 | $ 122,000 | $ 95,000 |
| Adams County Illinois | 82 | $ 7,913,000 | $ 96,000 | $ 60,000 |
| Knox County Illinois | 78 | $ 7,855,000 | $ 100,000 | $ 112,000 |
| Lincoln County Missouri | 70 | $ 9,663,000 | $ 138,000 | $ 55,000 |
| Santa Barbara County California | 68 | $ 15,984,000 | $ 235,000 | $ 107,000 |
| Orange County California | 64 | $ 20,230,000 | $ 316,000 | $ 124,000 |
| Cook County Illinois | 58 | $ 10,682,000 | $ 184,000 | $ 102,000 |
| Monroe County Illinois | 54 | $ 6,486,000 | $ 120,000 | $ 68,000 |
| Jersey County Illinois | 50 | $ 5,316,000 | $ 106,000 | $ 64,000 |
| Ventura County California | 45 | $ 11,750,000 | $ 261,000 | $ 109,000 |
| Manatee County Florida | 40 | $ 4,284,000 | $ 107,000 | $ 63,000 |
| Ste. Genevieve County Missouri | 38 | $ 3,926,000 | $ 103,000 | $ 56,000 |
| Montgomery County Missouri | 35 | $ 2,982,000 | $ 85,000 | $ 49,000 |
| Placer County California | 34 | $ 7,966,000 | $ 234,000 | $ 93,000 |
| Franklin County Illinois | 30 | $ 2,511,000 | $ 83,000 | $ 63,000 |
| Harris County Texas | 30 | $ 4,080,000 | $ 136,000 | $ 72,000 |
| Greene County Illinois | 28 | $ 1,760,000 | $ 62,000 | $ 60,000 |
| Pike County Illinois | 28 | $ 2,522,000 | $ 90,000 | $ 62,000 |
| Tazewell County Illinois | 26 | $ 3,576,000 | $ 137,000 | $ 71,000 |
| Marion County Illinois | 25 | $ 1,372,000 | $ 54,000 | $ 54,000 |
| San Diego County California | 24 | $ 5,690,000 | $ 237,000 | $ 96,000 |
| Bond County Illinois | 24 | $ 2,774,000 | $ 115,000 | $ 84,000 |
| Macoupin County Illinois | 23 | $ 2,251,000 | $ 97,000 | $ 52,000 |
| Riverside County California | 22 | $ 4,931,000 | $ 224,000 | $ 87,000 |
| Williamson County Illinois | 20 | $ 1,827,000 | $ 91,000 | $ 66,000 |
| Solano County California | 17 | $ 2,877,000 | $ 169,000 | $ 96,000 |
| Pinellas County Florida | 17 | $ 1,816,000 | $ 106,000 | $ 46,000 |
| Santa Clara County California | 16 | $ 5,277,000 | $ 329,000 | $ 121,000 |
| Fayette County Illinois | 16 | $ 1,639,000 | $ 102,000 | $ 65,000 |
| Morgan County Illinois | 16 | $ 1,353,000 | $ 84,000 | $ 57,000 |
| Contra Costa County California | 15 | $ 3,603,000 | $ 240,000 | $ 120,000 |
| Montgomery County Texas | 15 | $ 2,278,000 | $ 151,000 | $ 97,000 |
| Washington County Missouri | 14 | $ 1,606,000 | $ 114,000 | $ 51,000 |
| Sacramento County California | 13 | $ 2,143,000 | $ 164,000 | $ 85,000 |
| Jackson County Illinois | 13 | $ 950,000 | $ 73,000 | $ 76,000 |
| Maricopa County Arizona | 12 | $ 2,773,000 | $ 231,000 | $ 285,000 |
| Camden County Missouri | 11 | $ 2,267,000 | $ 206,000 | $ 231,000 |
| Napa County California | 9 | $ 3,173,000 | $ 352,000 | $ 111,000 |
| Fulton County Illinois | 9 | $ 662,000 | $ 73,000 | $ 47,000 |
| Lawrence County Illinois | 9 | $ 838,000 | $ 93,000 | $ 71,000 |
| San Bernardino County California | 8 | $ 1,538,000 | $ 192,000 | $ 86,000 |
| San Luis Obispo County California | 8 | $ 2,007,000 | $ 250,000 | $ 99,000 |
| Clark County Nevada | 8 | $ 915,000 | $ 114,000 | $ 71,000 |
| Lake County Illinois | 7 | $ 1,180,000 | $ 168,000 | $ 81,000 |
| McLean County Illinois | 7 | $ 1,319,000 | $ 188,000 | $ 81,000 |
| Will County Illinois | 7 | $ 1,560,000 | $ 222,000 | $ 83,000 |
| Madison County Missouri | 7 | $ 718,000 | $ 102,000 | $ 50,000 |
| Marion County Missouri | 7 | $ 561,000 | $ 80,000 | $ 57,000 |
| San Mateo County California | 6 | $ 2,094,000 | $ 349,000 | $ 74,000 |
| Lee County Florida | 6 | $ 893,000 | $ 148,000 | $ 88,000 |
| DuPage County Illinois | 6 | $ 969,000 | $ 161,000 | $ 48,000 |
| Kane County Illinois | 6 | $ 1,125,000 | $ 187,000 | $ 100,000 |
| Scott County Illinois | 6 | $ 429,000 | $ 71,000 | $ 57,000 |
| Woodford County Illinois | 6 | $ 800,000 | $ 133,000 | $ 59,000 |
| Iron County Missouri | 6 | $ 498,000 | $ 83,000 | $ 43,000 |
| Brazoria County Texas | 6 | $ 930,000 | $ 155,000 | $ 117,000 |
| Liberty County Texas | 6 | $ 784,000 | $ 130,000 | $ 65,000 |
| Santa Cruz County California | 5 | $ 1,687,000 | $ 337,000 | $ 218,000 |
| Hillsborough County Florida | 5 | $ 885,000 | $ 177,000 | $ 188,000 |
| Henry County Illinois | 5 | $ 480,000 | $ 96,000 | $ 84,000 |
| McHenry County Illinois | 5 | $ 1,573,000 | $ 314,000 | $ 200,000 |
| Whiteside County Illinois | 5 | $ 520,000 | $ 104,000 | $ 80,000 |
| Boone County Missouri | 5 | $ 679,000 | $ 135,000 | $ 92,000 |
| Collin County Texas | 5 | $ 661,000 | $ 132,000 | $ 62,000 |
| Fort Bend County Texas | 5 | $ 998,000 | $ 199,000 | $ 219,000 |
| Marin County California | 4 | $ 1,773,000 | $ 443,000 | $ 149,000 |
| Weld County Colorado | 4 | $ 273,000 | $ 68,000 | $ 60,000 |
| Mason County Illinois | 4 | $ 321,000 | $ 80,000 | $ 450,000 |
| Sangamon County Illinois | 4 | $ 236,000 | $ 59,000 | $ 49,000 |
| Union County Illinois | 4 | $ 380,000 | $ 95,000 | $ 116,000 |
| Warren County Illinois | 4 | $ 306,000 | $ 76,000 | $ 72,000 |
| Callaway County Missouri | 4 | $ 478,000 | $ 119,000 | $ 90,000 |
| Clay County Missouri | 4 | $ 480,000 | $ 120,000 | $ 55,000 |
| Crawford County Missouri | 4 | $ 540,000 | $ 135,000 | $ 97,000 |
| Jackson County Missouri | 4 | $ 296,000 | $ 74,000 | $ 77,000 |
| Lewis County Missouri | 4 | $ 189,000 | $ 47,000 | $ 30,000 |
| Maries County Missouri | 4 | $ 456,000 | $ 114,000 | $ 48,000 |
| Stone County Missouri | 4 | $ 499,000 | $ 124,000 | $ 96,000 |
| Galveston County Texas | 4 | $ 639,000 | $ 159,000 | $ 91,000 |
| Walker County Texas | 4 | $ 759,000 | $ 189,000 | $ 108,000 |
| El Dorado County California | 3 | $ 803,000 | $ 267,000 | $ 71,000 |
| San Francisco County California | 3 | $ 579,000 | $ 193,000 | $ 78,000 |
| Pasco County Florida | 3 | $ 266,000 | $ 88,000 | $ 33,000 |
| Sarasota County Florida | 3 | $ 600,000 | $ 200,000 | $ 101,000 |
| Kendall County Illinois | 3 | $ 258,000 | $ 86,000 | $ 63,000 |
| McDonough County Illinois | 3 | $ 333,000 | $ 111,000 | $ 52,000 |
| Washington County Illinois | 3 | $ 363,000 | $ 121,000 | $ 90,000 |
| Osage County Missouri | 3 | $ 194,000 | $ 64,000 | $ 51,000 |
| Perry County Missouri | 3 | $ 218,000 | $ 72,000 | $ 90,000 |
| Phelps County Missouri | 3 | $ 317,000 | $ 105,000 | $ 87,000 |
| Ralls County Missouri | 3 | $ 339,000 | $ 113,000 | $ 45,000 |
| Grimes County Texas | 3 | $ 577,000 | $ 192,000 | $ 84,000 |
| Waller County Texas | 3 | $ 512,000 | $ 170,000 | $ 86,000 |
| Alameda County California | 2 | $ 622,000 | $ 311,000 | $ 211,000 |
| Butte County California | 2 | $ 199,000 | $ 99,000 | $ 53,000 |
| Yuba County California | 2 | $ 246,000 | $ 123,000 | $ 53,000 |
| Charlotte County Florida | 2 | $ 413,000 | $ 206,000 | $ 154,000 |
| Collier County Florida | 2 | $ 814,000 | $ 407,000 | $ 148,000 |
| Fulton County Georgia | 2 | $ 100,000 | $ 50,000 | $ 375,000 |
| Calhoun County Illinois | 2 | $ 303,000 | $ 151,000 | $ 93,000 |
| Johnson County Illinois | 2 | $ 53,000 | $ 26,000 | $ 36,000 |
| LaSalle County Illinois | 2 | $ 362,000 | $ 181,000 | $ 82,000 |
| Montgomery County Illinois | 2 | $ 117,000 | $ 58,000 | $ 44,000 |
| Shelby County Illinois | 2 | $ 339,000 | $ 169,000 | $ 76,000 |
| Marion County Indiana | 2 | $ 155,000 | $ 77,000 | $ 24,000 |
| Jefferson County Kentucky | 2 | $ 302,000 | $ 151,000 | $ 127,000 |
| Barry County Missouri | 2 | $ 172,000 | $ 86,000 | $ 243,000 |
| Clark County Missouri | 2 | $ 65,000 | $ 32,000 | $ 65,000 |
| Greene County Missouri | 2 | $ 256,000 | $ 128,000 | $ 49,000 |
| Taney County Missouri | 2 | $ 227,000 | $ 113,000 | $ 44,000 |
| Hillsborough County New Hampshire | 2 | $ 653,000 | $ 326,000 | $ 63,000 |
| Newport County Rhode Island | 2 | $ 219,000 | $ 109,000 | $ 41,000 |
| Richland County South Carolina | 2 | $ 121,000 | $ 60,000 | $ 359,000 |
| Hamilton County Tennessee | 2 | $ 507,000 | $ 253,000 | $ 175,000 |
| Austin County Texas | 2 | $ 270,000 | $ 135,000 | $ 65,000 |
| Chambers County Texas | 2 | $ 303,000 | $ 151,000 | $ 81,000 |
| Dallas County Texas | 2 | $ 159,000 | $ 79,000 | $ 36,000 |
| Denton County Texas | 2 | $ 226,000 | $ 113,000 | $ 120,000 |
| Polk County Texas | 2 | $ 279,000 | $ 139,000 | $ 71,000 |
| San Jacinto County Texas | 2 | $ 173,000 | $ 86,000 | $ 52,000 |
| Kenosha County Wisconsin | 2 | $ 368,000 | $ 184,000 | $ 87,000 |
| Washington County Wisconsin | 2 | $ 154,000 | $ 77,000 | $ 69,000 |
| Colbert County Alabama | 1 | $ 153,000 | $ 153,000 | $ 58,000 |
| Pima County Arizona | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Yavapai County Arizona | 1 | $ 417,000 | $ 417,000 | $ 178,000 |
| Benton County Arkansas | 1 | $ 402,000 | $ 402,000 | $ 295,000 |
| Union County Arkansas | 1 | $ 160,000 | $ 160,000 | $ 67,000 |
| Calaveras County California | 1 | $ 155,000 | $ 155,000 | $ 281,000 |
| Fresno County California | 1 | $ 317,000 | $ 317,000 | $ 85,000 |
| Kern County California | 1 | $ 83,000 | $ 83,000 | $ 92,000 |
| Lake County California | 1 | $ 254,000 | $ 254,000 | $ 112,000 |
| San Benito County California | 1 | $ 321,000 | $ 321,000 | $ 157,000 |
| Tulare County California | 1 | $ 119,000 | $ 119,000 | $ 85,000 |
| Yolo County California | 1 | $ 323,000 | $ 323,000 | $ 136,000 |
| Arapahoe County Colorado | 1 | $ 469,000 | $ 469,000 | $ 125,000 |
| Boulder County Colorado | 1 | $ 198,000 | $ 198,000 | $ 67,000 |
| El Paso County Colorado | 1 | $ 82,000 | $ 82,000 | $ 40,000 |
| Brevard County Florida | 1 | $ 160,000 | $ 160,000 | $ 50,000 |
| Columbia County Florida | 1 | $ 358,000 | $ 358,000 | $ 114,000 |
| Flagler County Florida | 1 | $ 650,000 | $ 650,000 | $ 780,000 |
| Hernando County Florida | 1 | $ 102,000 | $ 102,000 | $ 38,000 |
| Lake County Florida | 1 | $ 221,000 | $ 221,000 | $ 0 |
| Orange County Florida | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Polk County Florida | 1 | $ 90,000 | $ 90,000 | $ 174,000 |
| Bibb County Georgia | 1 | $ 50,000 | $ 50,000 | $ 17,000 |
| Glynn County Georgia | 1 | $ 303,000 | $ 303,000 | $ 180,000 |
| Hall County Georgia | 1 | $ 239,000 | $ 239,000 | $ 39,000 |
| Boone County Illinois | 1 | $ 106,000 | $ 106,000 | $ 116,000 |
| Carroll County Illinois | 1 | $ 53,000 | $ 53,000 | $ 40,000 |
| Cass County Illinois | 1 | $ 164,000 | $ 164,000 | $ 95,000 |
| Douglas County Illinois | 1 | $ 89,000 | $ 89,000 | $ 67,000 |
| Grundy County Illinois | 1 | $ 106,000 | $ 106,000 | $ 65,000 |
| Hancock County Illinois | 1 | $ 60,000 | $ 60,000 | $ 70,000 |
| Jefferson County Illinois | 1 | $ 235,000 | $ 235,000 | $ 282,000 |
| Jo Daviess County Illinois | 1 | $ 225,000 | $ 225,000 | $ 149,000 |
| Lee County Illinois | 1 | $ 101,000 | $ 101,000 | $ 74,000 |
| Macon County Illinois | 1 | $ 130,000 | $ 130,000 | $ 71,000 |
| Marshall County Illinois | 1 | $ 74,000 | $ 74,000 | $ 35,000 |
| Menard County Illinois | 1 | $ 6,000 | $ 6,000 | $ 108,000 |
| Mercer County Illinois | 1 | $ 62,000 | $ 62,000 | $ 62,000 |
| Perry County Illinois | 1 | $ 120,000 | $ 120,000 | $ 70,000 |
| Richland County Illinois | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
| Vermilion County Illinois | 1 | $ 244,000 | $ 244,000 | $ 90,000 |
| Hamilton County Indiana | 1 | $ 268,000 | $ 268,000 | $ 181,000 |
| Monroe County Indiana | 1 | $ 270,000 | $ 270,000 | $ 66,000 |
| Des Moines County Iowa | 1 | $ 77,000 | $ 77,000 | $ 38,000 |
| Lee County Iowa | 1 | $ 97,000 | $ 97,000 | $ 36,000 |
| Johnson County Kansas | 1 | $ 176,000 | $ 176,000 | $ 135,000 |
| Webster County Kentucky | 1 | $ 120,000 | $ 120,000 | $ 44,000 |
| Harrison County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 148,000 |
| Audrain County Missouri | 1 | $ 30,000 | $ 30,000 | $ 19,000 |
| Cape Girardeau County Missouri | 1 | $ 163,000 | $ 163,000 | $ 42,000 |
| Dent County Missouri | 1 | $ 92,000 | $ 92,000 | $ 48,000 |
| Grundy County Missouri | 1 | $ 120,000 | $ 120,000 | $ 54,000 |
| Miller County Missouri | 1 | $ 50,000 | $ 50,000 | $ 22,000 |
| Pettis County Missouri | 1 | $ 119,000 | $ 119,000 | $ 35,000 |
| Pike County Missouri | 1 | $ 150,000 | $ 150,000 | $ 71,000 |
| Platte County Missouri | 1 | $ 262,000 | $ 262,000 | $ 106,000 |
| Shannon County Missouri | 1 | $ 34,000 | $ 34,000 | $ 34,000 |
| Shelby County Missouri | 1 | $ 114,000 | $ 114,000 | $ 85,000 |
| Stoddard County Missouri | 1 | $ 96,000 | $ 96,000 | $ 72,000 |
| Wayne County Missouri | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Brunswick County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 157,000 |
| Clermont County Ohio | 1 | $ 76,000 | $ 76,000 | $ 50,000 |
| Hamilton County Ohio | 1 | $ 210,000 | $ 210,000 | $ 55,000 |
| Shelby County Tennessee | 1 | $ 171,000 | $ 171,000 | $ 48,000 |
| Cameron County Texas | 1 | $ 75,000 | $ 75,000 | $ 109,000 |
| Comal County Texas | 1 | $ 418,000 | $ 418,000 | $ 131,000 |
| Grayson County Texas | 1 | $ 215,000 | $ 215,000 | $ 190,000 |
| Hays County Texas | 1 | $ 63,000 | $ 63,000 | $ 96,000 |
| Houston County Texas | 1 | $ 172,000 | $ 172,000 | $ 75,000 |
| Kendall County Texas | 1 | $ 328,000 | $ 328,000 | $ 0 |
| Limestone County Texas | 1 | $ 139,000 | $ 139,000 | $ 71,000 |
| Tarrant County Texas | 1 | $ 137,000 | $ 137,000 | $ 64,000 |
| Travis County Texas | 1 | $ 107,000 | $ 107,000 | $ 41,000 |
| Washington County Texas | 1 | $ 85,000 | $ 85,000 | $ 81,000 |
| James City County Virginia | 1 | $ 186,000 | $ 186,000 | $ 109,000 |
| Grant County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 150,000 |
| Oneida County Wisconsin | 1 | $ 271,000 | $ 271,000 | $ 161,000 |
| Sheboygan County Wisconsin | 1 | $ 157,000 | $ 157,000 | $ 121,000 |
| Platte County Wyoming | 1 | $ 200,000 | $ 200,000 | $ 83,000 |
Mortgage Loan Application Detail Totals for First Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,830 | $458,668,000 | $162,000 | $1,001,000 | $85,000 | $1,440,000 |
| Home Purchase | 1,018 | $139,544,000 | $137,000 | $1,500,000 | $69,000 | $1,138,000 |
| Home Improvement | 329 | $27,588,000 | $83,000 | $500,000 | $65,000 | $566,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,650 | $543,691,000 | $148,000 | $995,000 | $81,000 | $1,440,000 |
| Black or African American | 156 | $19,732,000 | $126,000 | $483,000 | $64,000 | $361,000 |
| Not Provided | 147 | $15,926,000 | $108,000 | $1,500,000 | $77,000 | $624,000 |
| Asian | 105 | $25,260,000 | $240,000 | $660,000 | $107,000 | $703,000 |
| Hispanic | 97 | $16,527,000 | $170,000 | $866,000 | $67,000 | $392,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,664,000 | $184,000 | $358,000 | $41,000 | $83,000 |
| Not applicable | 9 | $2,910,000 | $323,000 | $1,001,000 | $0 | $0 |
| American Indian or Alaskan Native | 4 | $90,000 | $22,000 | $60,000 | $73,000 | $125,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,280 | $501,522,000 | $152,000 | $1,500,000 | $86,000 | $1,440,000 |
| FHA-insured (Federal Housing Administration) | 685 | $91,109,000 | $133,000 | $659,000 | $54,000 | $279,000 |
| VA-guaranteed (Veterans Administration) | 145 | $23,790,000 | $164,000 | $418,000 | $65,000 | $296,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 67 | $9,379,000 | $139,000 | $1,001,000 | $71,000 | $1,300,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,725 | $402,591,000 | $147,000 | $1,001,000 | $82,000 | $1,300,000 |
| Application Denied By Financial Institution | 668 | $100,420,000 | $150,000 | $1,500,000 | $69,000 | $780,000 |
| Application Approved But Not Accepted | 503 | $78,019,000 | $155,000 | $580,000 | $88,000 | $1,440,000 |
| Application Withdrawn By Applicant | 184 | $30,316,000 | $164,000 | $781,000 | $76,000 | $355,000 |
| Preapproval Denied by Financial Institution | 68 | $8,941,000 | $131,000 | $720,000 | $49,000 | $240,000 |
| File Closed For Incompleteness | 29 | $5,513,000 | $190,000 | $995,000 | $95,000 | $730,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 253 | $42,469,000 | $167,000 | $726,000 | $53,000 | $183,000 |
| Collateral | 217 | $34,091,000 | $157,000 | $740,000 | $87,000 | $780,000 |
| Credit History | 133 | $13,037,000 | $98,000 | $580,000 | $53,000 | $217,000 |
| Other | 64 | $11,291,000 | $176,000 | $1,500,000 | $97,000 | $640,000 |
| Employment History | 31 | $4,006,000 | $129,000 | $720,000 | $44,000 | $240,000 |
| Unverifiable Information | 18 | $2,197,000 | $122,000 | $265,000 | $85,000 | $579,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $1,745,000 | $124,000 | $417,000 | $45,000 | $112,000 |
| Credit Application Incomplete | 4 | $343,000 | $85,000 | $214,000 | $68,000 | $113,000 |
| Mortgage Insurance Denied | 2 | $182,000 | $91,000 | $114,000 | $13,000 | $27,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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