First Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
First Bank 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Bank 600 James Mcdonnell Blvd Creve Coeur, MO 63042 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,180 |
| Total Mortgage Loan Application Amount | $537,873,000 |
| Average Mortgage Loan Application Amount | $145,666 |
| Highest Mortgage Loan Application Amount | $15,601,000 |
| Average Applicant Income | $79,333 |
| Highest Applicant Income | $4,978,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with First Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down First Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Bank's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 467 | $ 77,419,000 | $ 165,000 | $ 94,000 |
| St. Charles County Missouri | 266 | $ 37,629,000 | $ 141,000 | $ 77,000 |
| St. Clair County Illinois | 225 | $ 44,620,000 | $ 198,000 | $ 74,000 |
| Los Angeles County California | 151 | $ 44,376,000 | $ 293,000 | $ 144,000 |
| Clinton County Illinois | 96 | $ 11,932,000 | $ 124,000 | $ 84,000 |
| St. Francois County Missouri | 87 | $ 8,867,000 | $ 101,000 | $ 51,000 |
| Jefferson County Missouri | 84 | $ 10,402,000 | $ 123,000 | $ 52,000 |
| Franklin County Missouri | 81 | $ 10,258,000 | $ 126,000 | $ 66,000 |
| Orange County California | 75 | $ 26,113,000 | $ 348,000 | $ 131,000 |
| Randolph County Illinois | 74 | $ 9,359,000 | $ 126,000 | $ 71,000 |
| St. Louis City County Missouri | 72 | $ 8,038,000 | $ 111,000 | $ 61,000 |
| Gasconade County Missouri | 69 | $ 7,693,000 | $ 111,000 | $ 58,000 |
| Madison County Illinois | 67 | $ 8,890,000 | $ 132,000 | $ 80,000 |
| Solano County California | 61 | $ 10,776,000 | $ 176,000 | $ 91,000 |
| Warren County Missouri | 55 | $ 7,888,000 | $ 143,000 | $ 72,000 |
| Lincoln County Missouri | 54 | $ 7,894,000 | $ 146,000 | $ 65,000 |
| Ventura County California | 52 | $ 13,979,000 | $ 268,000 | $ 154,000 |
| Sacramento County California | 48 | $ 9,797,000 | $ 204,000 | $ 86,000 |
| Monroe County Illinois | 45 | $ 6,298,000 | $ 139,000 | $ 79,000 |
| Santa Barbara County California | 43 | $ 9,831,000 | $ 228,000 | $ 114,000 |
| Manatee County Florida | 43 | $ 9,109,000 | $ 211,000 | $ 78,000 |
| Riverside County California | 39 | $ 6,563,000 | $ 168,000 | $ 107,000 |
| Franklin County Illinois | 37 | $ 2,905,000 | $ 78,000 | $ 58,000 |
| Placer County California | 34 | $ 7,380,000 | $ 217,000 | $ 87,000 |
| Cook County Illinois | 34 | $ 5,816,000 | $ 171,000 | $ 88,000 |
| Jersey County Illinois | 34 | $ 3,037,000 | $ 89,000 | $ 59,000 |
| Pinellas County Florida | 31 | $ 3,532,000 | $ 113,000 | $ 70,000 |
| Contra Costa County California | 29 | $ 7,191,000 | $ 247,000 | $ 89,000 |
| Ste. Genevieve County Missouri | 29 | $ 3,394,000 | $ 117,000 | $ 60,000 |
| Jackson County Illinois | 27 | $ 2,547,000 | $ 94,000 | $ 87,000 |
| San Diego County California | 26 | $ 5,491,000 | $ 211,000 | $ 102,000 |
| Santa Clara County California | 25 | $ 8,769,000 | $ 350,000 | $ 105,000 |
| Montgomery County Missouri | 24 | $ 3,492,000 | $ 145,000 | $ 62,000 |
| Williamson County Illinois | 20 | $ 1,635,000 | $ 81,000 | $ 51,000 |
| San Bernardino County California | 18 | $ 4,046,000 | $ 224,000 | $ 106,000 |
| Fayette County Illinois | 18 | $ 1,481,000 | $ 82,000 | $ 47,000 |
| Camden County Missouri | 17 | $ 2,786,000 | $ 163,000 | $ 157,000 |
| Bond County Illinois | 16 | $ 1,682,000 | $ 105,000 | $ 66,000 |
| Macoupin County Illinois | 16 | $ 876,000 | $ 54,000 | $ 123,000 |
| Marion County Illinois | 14 | $ 1,289,000 | $ 92,000 | $ 69,000 |
| Knox County Illinois | 13 | $ 1,734,000 | $ 133,000 | $ 163,000 |
| Pike County Illinois | 13 | $ 1,659,000 | $ 127,000 | $ 69,000 |
| Marin County California | 12 | $ 4,519,000 | $ 376,000 | $ 122,000 |
| San Francisco County California | 12 | $ 7,519,000 | $ 626,000 | $ 148,000 |
| Adams County Illinois | 12 | $ 1,247,000 | $ 103,000 | $ 71,000 |
| Lake County Illinois | 11 | $ 2,401,000 | $ 218,000 | $ 112,000 |
| Washington County Missouri | 11 | $ 1,198,000 | $ 108,000 | $ 50,000 |
| Montgomery County Texas | 11 | $ 1,713,000 | $ 155,000 | $ 90,000 |
| Harris County Texas | 10 | $ 995,000 | $ 99,000 | $ 62,000 |
| Clark County Nevada | 9 | $ 776,000 | $ 86,000 | $ 84,000 |
| Hillsborough County Florida | 8 | $ 716,000 | $ 89,000 | $ 75,000 |
| Pasco County Florida | 8 | $ 789,000 | $ 98,000 | $ 82,000 |
| Madison County Missouri | 8 | $ 978,000 | $ 122,000 | $ 77,000 |
| Alameda County California | 7 | $ 2,467,000 | $ 352,000 | $ 124,000 |
| Yolo County California | 7 | $ 1,129,000 | $ 161,000 | $ 105,000 |
| Scott County Illinois | 7 | $ 574,000 | $ 82,000 | $ 52,000 |
| Pike County Missouri | 7 | $ 947,000 | $ 135,000 | $ 53,000 |
| Napa County California | 6 | $ 1,857,000 | $ 309,000 | $ 80,000 |
| Santa Cruz County California | 6 | $ 2,232,000 | $ 372,000 | $ 131,000 |
| Peoria County Illinois | 6 | $ 1,001,000 | $ 166,000 | $ 76,000 |
| San Mateo County California | 5 | $ 1,534,000 | $ 306,000 | $ 101,000 |
| DuPage County Illinois | 5 | $ 1,138,000 | $ 227,000 | $ 73,000 |
| Greene County Illinois | 5 | $ 402,000 | $ 80,000 | $ 51,000 |
| Perry County Missouri | 5 | $ 590,000 | $ 118,000 | $ 78,000 |
| San Luis Obispo County California | 4 | $ 694,000 | $ 173,000 | $ 81,000 |
| Lee County Florida | 4 | $ 498,000 | $ 124,000 | $ 94,000 |
| Boone County Missouri | 4 | $ 668,000 | $ 167,000 | $ 101,000 |
| Callaway County Missouri | 4 | $ 571,000 | $ 142,000 | $ 56,000 |
| Baldwin County Alabama | 3 | $ 629,000 | $ 209,000 | $ 173,000 |
| El Dorado County California | 3 | $ 1,150,000 | $ 383,000 | $ 122,000 |
| Fulton County Illinois | 3 | $ 206,000 | $ 68,000 | $ 45,000 |
| Kane County Illinois | 3 | $ 211,000 | $ 70,000 | $ 47,000 |
| Montgomery County Illinois | 3 | $ 214,000 | $ 71,000 | $ 53,000 |
| Tazewell County Illinois | 3 | $ 467,000 | $ 155,000 | $ 63,000 |
| Washington County Illinois | 3 | $ 337,000 | $ 112,000 | $ 35,000 |
| Whiteside County Illinois | 3 | $ 358,000 | $ 119,000 | $ 103,000 |
| Cape Girardeau County Missouri | 3 | $ 148,000 | $ 49,000 | $ 62,000 |
| Maries County Missouri | 3 | $ 241,000 | $ 80,000 | $ 44,000 |
| Colbert County Alabama | 2 | $ 268,000 | $ 134,000 | $ 65,000 |
| Benton County Arkansas | 2 | $ 773,000 | $ 386,000 | $ 303,000 |
| San Joaquin County California | 2 | $ 286,000 | $ 143,000 | $ 97,000 |
| Sonoma County California | 2 | $ 627,000 | $ 313,000 | $ 82,000 |
| Hernando County Florida | 2 | $ 243,000 | $ 121,000 | $ 56,000 |
| Okaloosa County Florida | 2 | $ 473,000 | $ 236,000 | $ 153,000 |
| Polk County Florida | 2 | $ 172,000 | $ 86,000 | $ 37,000 |
| Sarasota County Florida | 2 | $ 577,000 | $ 288,000 | $ 187,000 |
| Jefferson County Illinois | 2 | $ 220,000 | $ 110,000 | $ 55,000 |
| Johnson County Illinois | 2 | $ 78,000 | $ 39,000 | $ 26,000 |
| Lawrence County Illinois | 2 | $ 268,000 | $ 134,000 | $ 59,000 |
| Macon County Illinois | 2 | $ 220,000 | $ 110,000 | $ 74,000 |
| McDonough County Illinois | 2 | $ 241,000 | $ 120,000 | $ 80,000 |
| McLean County Illinois | 2 | $ 463,000 | $ 231,000 | $ 119,000 |
| Sangamon County Illinois | 2 | $ 160,000 | $ 80,000 | $ 54,000 |
| Warren County Illinois | 2 | $ 233,000 | $ 116,000 | $ 48,000 |
| Marion County Indiana | 2 | $ 348,000 | $ 174,000 | $ 67,000 |
| Johnson County Kansas | 2 | $ 197,000 | $ 98,000 | $ 38,000 |
| Fayette County Kentucky | 2 | $ 285,000 | $ 142,000 | $ 49,000 |
| Cass County Missouri | 2 | $ 536,000 | $ 268,000 | $ 116,000 |
| Cole County Missouri | 2 | $ 360,000 | $ 180,000 | $ 413,000 |
| Crawford County Missouri | 2 | $ 189,000 | $ 94,000 | $ 38,000 |
| Lafayette County Missouri | 2 | $ 187,000 | $ 93,000 | $ 68,000 |
| Morgan County Missouri | 2 | $ 278,000 | $ 139,000 | $ 191,000 |
| Osage County Missouri | 2 | $ 152,000 | $ 76,000 | $ 36,000 |
| Platte County Missouri | 2 | $ 610,000 | $ 305,000 | $ 98,000 |
| Wayne County Missouri | 2 | $ 206,000 | $ 103,000 | $ 43,000 |
| Shelby County Tennessee | 2 | $ 178,000 | $ 89,000 | $ 45,000 |
| Austin County Texas | 2 | $ 177,000 | $ 88,000 | $ 94,000 |
| Denton County Texas | 2 | $ 260,000 | $ 130,000 | $ 65,000 |
| Jackson County Wisconsin | 2 | $ 155,000 | $ 77,000 | $ 121,000 |
| Montgomery County Alabama | 1 | $ 90,000 | $ 90,000 | $ 115,000 |
| Maricopa County Arizona | 1 | $ 383,000 | $ 383,000 | $ 196,000 |
| Yavapai County Arizona | 1 | $ 85,000 | $ 85,000 | $ 69,000 |
| Union County Arkansas | 1 | $ 160,000 | $ 160,000 | $ 72,000 |
| Calaveras County California | 1 | $ 258,000 | $ 258,000 | $ 222,000 |
| Humboldt County California | 1 | $ 154,000 | $ 154,000 | $ 50,000 |
| Kern County California | 1 | $ 253,000 | $ 253,000 | $ 142,000 |
| Lake County California | 1 | $ 97,000 | $ 97,000 | $ 41,000 |
| Nevada County California | 1 | $ 258,000 | $ 258,000 | $ 87,000 |
| Siskiyou County California | 1 | $ 72,000 | $ 72,000 | $ 171,000 |
| Boulder County Colorado | 1 | $ 490,000 | $ 490,000 | $ 106,000 |
| El Paso County Colorado | 1 | $ 80,000 | $ 80,000 | $ 92,000 |
| Weld County Colorado | 1 | $ 256,000 | $ 256,000 | $ 74,000 |
| Litchfield County Connecticut | 1 | $ 176,000 | $ 176,000 | $ 38,000 |
| Broward County Florida | 1 | $ 104,000 | $ 104,000 | $ 38,000 |
| Marion County Florida | 1 | $ 88,000 | $ 88,000 | $ 64,000 |
| Martin County Florida | 1 | $ 127,000 | $ 127,000 | $ 56,000 |
| Miami-Dade County Florida | 1 | $ 150,000 | $ 150,000 | $ 62,000 |
| Palm Beach County Florida | 1 | $ 48,000 | $ 48,000 | $ 100,000 |
| Volusia County Florida | 1 | $ 91,000 | $ 91,000 | $ 110,000 |
| Coffee County Georgia | 1 | $ 151,000 | $ 151,000 | $ 79,000 |
| Fannin County Georgia | 1 | $ 283,000 | $ 283,000 | $ 88,000 |
| Glynn County Georgia | 1 | $ 294,000 | $ 294,000 | $ 125,000 |
| Gwinnett County Georgia | 1 | $ 167,000 | $ 167,000 | $ 69,000 |
| Blaine County Idaho | 1 | $ 138,000 | $ 138,000 | $ 415,000 |
| Boone County Illinois | 1 | $ 10,000 | $ 10,000 | $ 29,000 |
| Brown County Illinois | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Calhoun County Illinois | 1 | $ 152,000 | $ 152,000 | $ 119,000 |
| Carroll County Illinois | 1 | $ 53,000 | $ 53,000 | $ 29,000 |
| Effingham County Illinois | 1 | $ 50,000 | $ 50,000 | $ 22,000 |
| Henry County Illinois | 1 | $ 94,000 | $ 94,000 | $ 152,000 |
| LaSalle County Illinois | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Mason County Illinois | 1 | $ 64,000 | $ 64,000 | $ 41,000 |
| Morgan County Illinois | 1 | $ 40,000 | $ 40,000 | $ 169,000 |
| Piatt County Illinois | 1 | $ 59,000 | $ 59,000 | $ 83,000 |
| Richland County Illinois | 1 | $ 64,000 | $ 64,000 | $ 44,000 |
| Schuyler County Illinois | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Union County Illinois | 1 | $ 5,000 | $ 5,000 | $ 91,000 |
| Wabash County Illinois | 1 | $ 127,000 | $ 127,000 | $ 90,000 |
| Will County Illinois | 1 | $ 167,000 | $ 167,000 | $ 68,000 |
| Winnebago County Illinois | 1 | $ 132,000 | $ 132,000 | $ 112,000 |
| Woodford County Illinois | 1 | $ 76,000 | $ 76,000 | $ 137,000 |
| Elkhart County Indiana | 1 | $ 76,000 | $ 76,000 | $ 35,000 |
| LaPorte County Indiana | 1 | $ 240,000 | $ 240,000 | $ 107,000 |
| St. Joseph County Indiana | 1 | $ 59,000 | $ 59,000 | $ 41,000 |
| Douglas County Kansas | 1 | $ 90,000 | $ 90,000 | $ 83,000 |
| Scott County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 19,000 |
| Ramsey County Minnesota | 1 | $ 102,000 | $ 102,000 | $ 216,000 |
| Barry County Missouri | 1 | $ 100,000 | $ 100,000 | $ 163,000 |
| Douglas County Missouri | 1 | $ 74,000 | $ 74,000 | $ 40,000 |
| Iron County Missouri | 1 | $ 118,000 | $ 118,000 | $ 234,000 |
| Jackson County Missouri | 1 | $ 188,000 | $ 188,000 | $ 58,000 |
| Marion County Missouri | 1 | $ 92,000 | $ 92,000 | $ 69,000 |
| Ozark County Missouri | 1 | $ 133,000 | $ 133,000 | $ 73,000 |
| Ray County Missouri | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Reynolds County Missouri | 1 | $ 61,000 | $ 61,000 | $ 29,000 |
| Stone County Missouri | 1 | $ 209,000 | $ 209,000 | $ 68,000 |
| Taney County Missouri | 1 | $ 124,000 | $ 124,000 | $ 66,000 |
| Webster County Missouri | 1 | $ 116,000 | $ 116,000 | $ 82,000 |
| Washoe County Nevada | 1 | $ 350,000 | $ 350,000 | $ 720,000 |
| Jackson County North Carolina | 1 | $ 248,000 | $ 248,000 | $ 51,000 |
| Greene County Ohio | 1 | $ 86,000 | $ 86,000 | $ 54,000 |
| Bexar County Texas | 1 | $ 124,000 | $ 124,000 | $ 63,000 |
| Brazoria County Texas | 1 | $ 60,000 | $ 60,000 | $ 125,000 |
| Chambers County Texas | 1 | $ 124,000 | $ 124,000 | $ 74,000 |
| Collin County Texas | 1 | $ 676,000 | $ 676,000 | $ 135,000 |
| Comal County Texas | 1 | $ 411,000 | $ 411,000 | $ 0 |
| Dallas County Texas | 1 | $ 208,000 | $ 208,000 | $ 79,000 |
| Fort Bend County Texas | 1 | $ 207,000 | $ 207,000 | $ 110,000 |
| Galveston County Texas | 1 | $ 111,000 | $ 111,000 | $ 48,000 |
| Grimes County Texas | 1 | $ 119,000 | $ 119,000 | $ 49,000 |
| Hardin County Texas | 1 | $ 99,000 | $ 99,000 | $ 51,000 |
| Liberty County Texas | 1 | $ 150,000 | $ 150,000 | $ 65,000 |
| Tarrant County Texas | 1 | $ 88,000 | $ 88,000 | $ 63,000 |
| Salt Lake County Utah | 1 | $ 191,000 | $ 191,000 | $ 101,000 |
| Virginia Beach County Virginia | 1 | $ 101,000 | $ 101,000 | $ 109,000 |
Mortgage Loan Application Detail Totals for First Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,060 | $356,499,000 | $173,000 | $2,000,000 | $89,000 | $1,144,000 |
| Home Purchase | 892 | $162,256,000 | $181,000 | $15,601,000 | $82,000 | $4,978,000 |
| Home Improvement | 228 | $19,118,000 | $83,000 | $450,000 | $67,000 | $334,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,647 | $422,479,000 | $159,000 | $2,888,000 | $85,000 | $4,978,000 |
| Not Provided | 180 | $30,136,000 | $167,000 | $2,000,000 | $92,000 | $1,135,000 |
| Asian | 124 | $28,812,000 | $232,000 | $1,100,000 | $109,000 | $720,000 |
| Black or African American | 109 | $13,312,000 | $122,000 | $400,000 | $63,000 | $312,000 |
| Hispanic | 99 | $19,214,000 | $194,000 | $825,000 | $95,000 | $983,000 |
| Not applicable | 10 | $21,671,000 | $2,167,000 | $15,601,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,574,000 | $224,000 | $388,000 | $115,000 | $298,000 |
| American Indian or Alaskan Native | 4 | $675,000 | $168,000 | $265,000 | $40,000 | $71,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,500 | $436,901,000 | $174,000 | $15,601,000 | $94,000 | $4,978,000 |
| FHA-insured (Federal Housing Administration) | 457 | $64,712,000 | $141,000 | $730,000 | $57,000 | $228,000 |
| VA-guaranteed (Veterans Administration) | 147 | $27,225,000 | $185,000 | $461,000 | $60,000 | $269,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 76 | $9,035,000 | $118,000 | $1,007,000 | $45,000 | $215,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,873 | $311,255,000 | $166,000 | $15,601,000 | $85,000 | $1,135,000 |
| Application Denied By Financial Institution | 545 | $92,272,000 | $169,000 | $4,398,000 | $72,000 | $1,144,000 |
| Application Approved But Not Accepted | 381 | $65,539,000 | $172,000 | $840,000 | $96,000 | $876,000 |
| Application Withdrawn By Applicant | 224 | $39,140,000 | $174,000 | $2,888,000 | $111,000 | $4,978,000 |
| Preapproval Denied by Financial Institution | 87 | $15,703,000 | $180,000 | $525,000 | $63,000 | $272,000 |
| File Closed For Incompleteness | 70 | $13,964,000 | $199,000 | $1,100,000 | $95,000 | $340,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 242 | $45,790,000 | $189,000 | $1,500,000 | $61,000 | $247,000 |
| Collateral | 160 | $26,518,000 | $165,000 | $825,000 | $89,000 | $983,000 |
| Credit History | 126 | $13,941,000 | $110,000 | $575,000 | $57,000 | $259,000 |
| Other | 67 | $16,908,000 | $252,000 | $4,398,000 | $101,000 | $1,144,000 |
| Employment History | 20 | $2,702,000 | $135,000 | $505,000 | $45,000 | $141,000 |
| Unverifiable Information | 9 | $864,000 | $96,000 | $417,000 | $65,000 | $141,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,193,000 | $170,000 | $300,000 | $61,000 | $99,000 |
| Credit Application Incomplete | 1 | $59,000 | $59,000 | $59,000 | $34,000 | $34,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.