First Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
First Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Bank 600 James Mcdonnell Blvd Creve Coeur, MO 63042 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,647 |
| Total Mortgage Loan Application Amount | $1,009,434,000 |
| Average Mortgage Loan Application Amount | $346,666 |
| Highest Mortgage Loan Application Amount | $25,646,000 |
| Average Applicant Income | $140,333 |
| Highest Applicant Income | $10,081,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with First Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down First Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Bank's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 350 | $ 195,033,000 | $ 557,000 | $ 201,000 |
| St. Louis County Missouri | 342 | $ 77,456,000 | $ 226,000 | $ 116,000 |
| St. Charles County Missouri | 151 | $ 26,084,000 | $ 172,000 | $ 77,000 |
| Alameda County California | 113 | $ 77,976,000 | $ 690,000 | $ 166,000 |
| Contra Costa County California | 101 | $ 43,828,000 | $ 433,000 | $ 128,000 |
| Orange County California | 97 | $ 49,169,000 | $ 506,000 | $ 238,000 |
| Riverside County California | 88 | $ 27,554,000 | $ 313,000 | $ 118,000 |
| San Mateo County California | 88 | $ 56,566,000 | $ 642,000 | $ 167,000 |
| St. Louis City County Missouri | 75 | $ 13,423,000 | $ 178,000 | $ 93,000 |
| Solano County California | 74 | $ 22,648,000 | $ 306,000 | $ 106,000 |
| Sacramento County California | 72 | $ 22,871,000 | $ 317,000 | $ 110,000 |
| San Diego County California | 59 | $ 39,089,000 | $ 662,000 | $ 246,000 |
| San Bernardino County California | 55 | $ 12,686,000 | $ 230,000 | $ 113,000 |
| Warren County Missouri | 44 | $ 7,018,000 | $ 159,000 | $ 63,000 |
| St. Clair County Illinois | 43 | $ 5,382,000 | $ 125,000 | $ 67,000 |
| Franklin County Missouri | 39 | $ 4,811,000 | $ 123,000 | $ 59,000 |
| Jefferson County Missouri | 38 | $ 5,947,000 | $ 156,000 | $ 76,000 |
| Santa Clara County California | 34 | $ 23,155,000 | $ 681,000 | $ 182,000 |
| Santa Barbara County California | 33 | $ 13,927,000 | $ 422,000 | $ 133,000 |
| San Francisco County California | 31 | $ 20,638,000 | $ 665,000 | $ 189,000 |
| Ventura County California | 29 | $ 14,872,000 | $ 512,000 | $ 123,000 |
| Madison County Illinois | 27 | $ 3,123,000 | $ 115,000 | $ 69,000 |
| Gasconade County Missouri | 26 | $ 2,068,000 | $ 79,000 | $ 52,000 |
| St. Francois County Missouri | 25 | $ 2,946,000 | $ 117,000 | $ 54,000 |
| San Joaquin County California | 21 | $ 7,110,000 | $ 338,000 | $ 96,000 |
| Randolph County Illinois | 21 | $ 2,162,000 | $ 102,000 | $ 89,000 |
| Jersey County Illinois | 17 | $ 1,583,000 | $ 93,000 | $ 61,000 |
| Placer County California | 16 | $ 4,906,000 | $ 306,000 | $ 131,000 |
| Monroe County Illinois | 16 | $ 2,575,000 | $ 160,000 | $ 79,000 |
| Lincoln County Missouri | 16 | $ 2,289,000 | $ 143,000 | $ 93,000 |
| Clark County Nevada | 15 | $ 6,182,000 | $ 412,000 | $ 1,114,000 |
| Williamson County Illinois | 13 | $ 1,049,000 | $ 80,000 | $ 68,000 |
| Ste. Genevieve County Missouri | 13 | $ 1,396,000 | $ 107,000 | $ 62,000 |
| Marin County California | 12 | $ 8,539,000 | $ 711,000 | $ 440,000 |
| Clinton County Illinois | 12 | $ 1,128,000 | $ 94,000 | $ 76,000 |
| Mecklenburg County North Carolina | 12 | $ 1,558,000 | $ 129,000 | $ 147,000 |
| Jackson County Illinois | 11 | $ 875,000 | $ 79,000 | $ 42,000 |
| King County Washington | 11 | $ 4,640,000 | $ 421,000 | $ 150,000 |
| Maricopa County Arizona | 10 | $ 3,971,000 | $ 397,000 | $ 113,000 |
| Sonoma County California | 10 | $ 5,196,000 | $ 519,000 | $ 288,000 |
| Montgomery County Missouri | 10 | $ 1,214,000 | $ 121,000 | $ 52,000 |
| Fayette County Illinois | 9 | $ 1,282,000 | $ 142,000 | $ 68,000 |
| Monterey County California | 8 | $ 2,775,000 | $ 346,000 | $ 119,000 |
| Yolo County California | 8 | $ 3,351,000 | $ 418,000 | $ 141,000 |
| Cook County Illinois | 8 | $ 1,421,000 | $ 177,000 | $ 387,000 |
| Franklin County Illinois | 8 | $ 687,000 | $ 85,000 | $ 48,000 |
| Napa County California | 7 | $ 2,514,000 | $ 359,000 | $ 106,000 |
| Stanislaus County California | 7 | $ 1,756,000 | $ 250,000 | $ 72,000 |
| Marion County Illinois | 7 | $ 397,000 | $ 56,000 | $ 52,000 |
| Camden County Missouri | 7 | $ 1,209,000 | $ 172,000 | $ 202,000 |
| Washoe County Nevada | 7 | $ 30,764,000 | $ 4,394,000 | $ 460,000 |
| Wake County North Carolina | 7 | $ 1,048,000 | $ 149,000 | $ 360,000 |
| Harris County Texas | 7 | $ 1,601,000 | $ 228,000 | $ 280,000 |
| Lee County Florida | 6 | $ 3,907,000 | $ 651,000 | $ 535,000 |
| Bond County Illinois | 6 | $ 793,000 | $ 132,000 | $ 64,000 |
| Baldwin County Alabama | 5 | $ 1,517,000 | $ 303,000 | $ 222,000 |
| El Dorado County California | 5 | $ 2,020,000 | $ 404,000 | $ 138,000 |
| San Luis Obispo County California | 5 | $ 4,420,000 | $ 884,000 | $ 96,000 |
| Collin County Texas | 5 | $ 1,393,000 | $ 278,000 | $ 150,000 |
| DuPage County Illinois | 4 | $ 1,108,000 | $ 277,000 | $ 241,000 |
| Cuyahoga County Ohio | 4 | $ 1,629,000 | $ 407,000 | $ 37,000 |
| Mohave County Arizona | 3 | $ 295,000 | $ 98,000 | $ 204,000 |
| Butte County California | 3 | $ 520,000 | $ 173,000 | $ 185,000 |
| Kern County California | 3 | $ 641,000 | $ 213,000 | $ 91,000 |
| Santa Cruz County California | 3 | $ 827,000 | $ 275,000 | $ 107,000 |
| Hillsborough County Florida | 3 | $ 648,000 | $ 216,000 | $ 104,000 |
| St. Lucie County Florida | 3 | $ 528,000 | $ 176,000 | $ 80,000 |
| Macoupin County Illinois | 3 | $ 249,000 | $ 83,000 | $ 61,000 |
| Boone County Missouri | 3 | $ 360,000 | $ 120,000 | $ 69,000 |
| Sevier County Tennessee | 3 | $ 486,000 | $ 162,000 | $ 63,000 |
| Pierce County Washington | 3 | $ 868,000 | $ 289,000 | $ 97,000 |
| Lauderdale County Alabama | 2 | $ 368,000 | $ 184,000 | $ 142,000 |
| Pinal County Arizona | 2 | $ 223,000 | $ 111,000 | $ 119,000 |
| Fresno County California | 2 | $ 529,000 | $ 264,000 | $ 110,000 |
| Mendocino County California | 2 | $ 1,070,000 | $ 535,000 | $ 161,000 |
| Merced County California | 2 | $ 429,000 | $ 214,000 | $ 41,000 |
| San Benito County California | 2 | $ 931,000 | $ 465,000 | $ 218,000 |
| Sutter County California | 2 | $ 218,000 | $ 109,000 | $ 52,000 |
| Tulare County California | 2 | $ 700,000 | $ 350,000 | $ 351,000 |
| Tuolumne County California | 2 | $ 432,000 | $ 216,000 | $ 236,000 |
| Summit County Colorado | 2 | $ 565,000 | $ 282,000 | $ 146,000 |
| Charlotte County Florida | 2 | $ 385,000 | $ 192,000 | $ 173,000 |
| Escambia County Florida | 2 | $ 673,000 | $ 336,000 | $ 250,000 |
| Flagler County Florida | 2 | $ 227,000 | $ 113,000 | $ 110,000 |
| Monroe County Florida | 2 | $ 600,000 | $ 300,000 | $ 141,000 |
| Greene County Illinois | 2 | $ 155,000 | $ 77,000 | $ 38,000 |
| Peoria County Illinois | 2 | $ 283,000 | $ 141,000 | $ 46,000 |
| Jefferson County Kentucky | 2 | $ 15,629,000 | $ 7,814,000 | $ 33,000 |
| Marshall County Kentucky | 2 | $ 297,000 | $ 148,000 | $ 77,000 |
| Prince George's County Maryland | 2 | $ 308,000 | $ 154,000 | $ 94,000 |
| Wayne County Michigan | 2 | $ 466,000 | $ 233,000 | $ 122,000 |
| Dakota County Minnesota | 2 | $ 454,000 | $ 227,000 | $ 96,000 |
| Callaway County Missouri | 2 | $ 237,000 | $ 118,000 | $ 34,000 |
| Crawford County Missouri | 2 | $ 195,000 | $ 97,000 | $ 34,000 |
| Madison County Missouri | 2 | $ 405,000 | $ 202,000 | $ 91,000 |
| Maries County Missouri | 2 | $ 129,000 | $ 64,000 | $ 33,000 |
| Washington County Missouri | 2 | $ 197,000 | $ 98,000 | $ 55,000 |
| Wayne County Missouri | 2 | $ 210,000 | $ 105,000 | $ 76,000 |
| Lincoln County Oregon | 2 | $ 325,000 | $ 162,000 | $ 82,000 |
| Multnomah County Oregon | 2 | $ 1,275,000 | $ 637,000 | $ 232,000 |
| Richland County South Carolina | 2 | $ 969,000 | $ 484,000 | $ 172,000 |
| Hidalgo County Texas | 2 | $ 243,000 | $ 121,000 | $ 82,000 |
| Smith County Texas | 2 | $ 643,000 | $ 321,000 | $ 105,000 |
| Travis County Texas | 2 | $ 529,000 | $ 264,000 | $ 176,000 |
| Pima County Arizona | 1 | $ 160,000 | $ 160,000 | $ 79,000 |
| Yavapai County Arizona | 1 | $ 144,000 | $ 144,000 | $ 110,000 |
| Craighead County Arkansas | 1 | $ 151,000 | $ 151,000 | $ 57,000 |
| Glenn County California | 1 | $ 255,000 | $ 255,000 | $ 49,000 |
| Kings County California | 1 | $ 453,000 | $ 453,000 | $ 0 |
| Madera County California | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Nevada County California | 1 | $ 320,000 | $ 320,000 | $ 94,000 |
| Tehama County California | 1 | $ 2,000,000 | $ 2,000,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 400,000 | $ 400,000 | $ 133,000 |
| Boulder County Colorado | 1 | $ 610,000 | $ 610,000 | $ 112,000 |
| Denver County Colorado | 1 | $ 300,000 | $ 300,000 | $ 157,000 |
| El Paso County Colorado | 1 | $ 110,000 | $ 110,000 | $ 52,000 |
| La Plata County Colorado | 1 | $ 195,000 | $ 195,000 | $ 180,000 |
| Bay County Florida | 1 | $ 112,000 | $ 112,000 | $ 101,000 |
| Broward County Florida | 1 | $ 380,000 | $ 380,000 | $ 120,000 |
| Collier County Florida | 1 | $ 500,000 | $ 500,000 | $ 2,058,000 |
| Miami-Dade County Florida | 1 | $ 51,000 | $ 51,000 | $ 41,000 |
| Orange County Florida | 1 | $ 340,000 | $ 340,000 | $ 146,000 |
| Osceola County Florida | 1 | $ 310,000 | $ 310,000 | $ 96,000 |
| Palm Beach County Florida | 1 | $ 300,000 | $ 300,000 | $ 457,000 |
| Sarasota County Florida | 1 | $ 222,000 | $ 222,000 | $ 108,000 |
| Volusia County Florida | 1 | $ 1,000,000 | $ 1,000,000 | $ 638,000 |
| Cherokee County Georgia | 1 | $ 344,000 | $ 344,000 | $ 104,000 |
| Cobb County Georgia | 1 | $ 424,000 | $ 424,000 | $ 185,000 |
| DeKalb County Georgia | 1 | $ 405,000 | $ 405,000 | $ 241,000 |
| Forsyth County Georgia | 1 | $ 238,000 | $ 238,000 | $ 105,000 |
| Fulton County Georgia | 1 | $ 181,000 | $ 181,000 | $ 123,000 |
| Tift County Georgia | 1 | $ 94,000 | $ 94,000 | $ 105,000 |
| Honolulu County Hawaii | 1 | $ 500,000 | $ 500,000 | $ 321,000 |
| DeKalb County Illinois | 1 | $ 148,000 | $ 148,000 | $ 83,000 |
| Effingham County Illinois | 1 | $ 183,000 | $ 183,000 | $ 66,000 |
| Jasper County Illinois | 1 | $ 43,000 | $ 43,000 | $ 11,000 |
| Lake County Illinois | 1 | $ 180,000 | $ 180,000 | $ 202,000 |
| Pike County Illinois | 1 | $ 49,000 | $ 49,000 | $ 57,000 |
| Sangamon County Illinois | 1 | $ 73,000 | $ 73,000 | $ 17,000 |
| Schuyler County Illinois | 1 | $ 47,000 | $ 47,000 | $ 64,000 |
| Shelby County Illinois | 1 | $ 153,000 | $ 153,000 | $ 180,000 |
| Union County Illinois | 1 | $ 5,000 | $ 5,000 | $ 95,000 |
| Boone County Indiana | 1 | $ 25,646,000 | $ 25,646,000 | $ 0 |
| Dubois County Indiana | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
| Floyd County Indiana | 1 | $ 280,000 | $ 280,000 | $ 150,000 |
| Hendricks County Indiana | 1 | $ 182,000 | $ 182,000 | $ 90,000 |
| Monroe County Indiana | 1 | $ 128,000 | $ 128,000 | $ 220,000 |
| Warrick County Indiana | 1 | $ 173,000 | $ 173,000 | $ 46,000 |
| Johnson County Iowa | 1 | $ 160,000 | $ 160,000 | $ 140,000 |
| Douglas County Kansas | 1 | $ 91,000 | $ 91,000 | $ 79,000 |
| Johnson County Kansas | 1 | $ 367,000 | $ 367,000 | $ 208,000 |
| Knox County Maine | 1 | $ 365,000 | $ 365,000 | $ 98,000 |
| Hillsdale County Michigan | 1 | $ 50,000 | $ 50,000 | $ 95,000 |
| Kalamazoo County Michigan | 1 | $ 69,000 | $ 69,000 | $ 70,000 |
| Oakland County Michigan | 1 | $ 424,000 | $ 424,000 | $ 217,000 |
| Wright County Minnesota | 1 | $ 244,000 | $ 244,000 | $ 119,000 |
| Adair County Missouri | 1 | $ 213,000 | $ 213,000 | $ 46,000 |
| Bollinger County Missouri | 1 | $ 55,000 | $ 55,000 | $ 21,000 |
| Butler County Missouri | 1 | $ 86,000 | $ 86,000 | $ 222,000 |
| Christian County Missouri | 1 | $ 156,000 | $ 156,000 | $ 115,000 |
| Douglas County Missouri | 1 | $ 100,000 | $ 100,000 | $ 204,000 |
| Greene County Missouri | 1 | $ 277,000 | $ 277,000 | $ 134,000 |
| Iron County Missouri | 1 | $ 73,000 | $ 73,000 | $ 18,000 |
| Jackson County Missouri | 1 | $ 144,000 | $ 144,000 | $ 47,000 |
| Johnson County Missouri | 1 | $ 227,000 | $ 227,000 | $ 77,000 |
| Ozark County Missouri | 1 | $ 239,000 | $ 239,000 | $ 254,000 |
| Ralls County Missouri | 1 | $ 349,000 | $ 349,000 | $ 248,000 |
| Taney County Missouri | 1 | $ 228,000 | $ 228,000 | $ 122,000 |
| Lyon County Nevada | 1 | $ 525,000 | $ 525,000 | $ 170,000 |
| Rockingham County New Hampshire | 1 | $ 379,000 | $ 379,000 | $ 164,000 |
| Alleghany County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 187,000 |
| Granville County North Carolina | 1 | $ 274,000 | $ 274,000 | $ 123,000 |
| Pender County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 158,000 |
| Person County North Carolina | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Union County North Carolina | 1 | $ 154,000 | $ 154,000 | $ 390,000 |
| Hamilton County Ohio | 1 | $ 113,000 | $ 113,000 | $ 74,000 |
| Summit County Ohio | 1 | $ 404,000 | $ 404,000 | $ 126,000 |
| Warren County Ohio | 1 | $ 714,000 | $ 714,000 | $ 375,000 |
| Cleveland County Oklahoma | 1 | $ 97,000 | $ 97,000 | $ 34,000 |
| Washington County Oregon | 1 | $ 396,000 | $ 396,000 | $ 100,000 |
| Allegheny County Pennsylvania | 1 | $ 284,000 | $ 284,000 | $ 0 |
| Providence County Rhode Island | 1 | $ 140,000 | $ 140,000 | $ 101,000 |
| Berkeley County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 89,000 |
| York County South Carolina | 1 | $ 1,223,000 | $ 1,223,000 | $ 850,000 |
| Anderson County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 101,000 |
| Grainger County Tennessee | 1 | $ 424,000 | $ 424,000 | $ 130,000 |
| Williamson County Tennessee | 1 | $ 228,000 | $ 228,000 | $ 227,000 |
| Dallas County Texas | 1 | $ 44,000 | $ 44,000 | $ 110,000 |
| Fort Bend County Texas | 1 | $ 230,000 | $ 230,000 | $ 90,000 |
| Galveston County Texas | 1 | $ 313,000 | $ 313,000 | $ 116,000 |
| Kerr County Texas | 1 | $ 275,000 | $ 275,000 | $ 63,000 |
| Polk County Texas | 1 | $ 138,000 | $ 138,000 | $ 77,000 |
| Tarrant County Texas | 1 | $ 374,000 | $ 374,000 | $ 0 |
| Wichita County Texas | 1 | $ 93,000 | $ 93,000 | $ 53,000 |
| Fredericksburg County Virginia | 1 | $ 305,000 | $ 305,000 | $ 411,000 |
| Henrico County Virginia | 1 | $ 151,000 | $ 151,000 | $ 125,000 |
| Cowlitz County Washington | 1 | $ 226,000 | $ 226,000 | $ 65,000 |
| Grant County Washington | 1 | $ 392,000 | $ 392,000 | $ 92,000 |
| Snohomish County Washington | 1 | $ 510,000 | $ 510,000 | $ 138,000 |
| Thurston County Washington | 1 | $ 244,000 | $ 244,000 | $ 76,000 |
| Brown County Wisconsin | 1 | $ 653,000 | $ 653,000 | $ 250,000 |
| Ozaukee County Wisconsin | 1 | $ 424,000 | $ 424,000 | $ 250,000 |
| Racine County Wisconsin | 1 | $ 323,000 | $ 323,000 | $ 315,000 |
Mortgage Loan Application Detail Totals for First Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,305 | $536,931,000 | $411,000 | $25,646,000 | $132,000 | $2,974,000 |
| Refinancing | 1,066 | $402,836,000 | $377,000 | $5,520,000 | $164,000 | $10,081,000 |
| Home Improvement | 276 | $69,667,000 | $252,000 | $2,820,000 | $125,000 | $1,635,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,588 | $485,060,000 | $305,000 | $4,035,000 | $146,000 | $10,081,000 |
| Asian | 403 | $182,488,000 | $452,000 | $4,435,000 | $168,000 | $2,968,000 |
| Hispanic | 306 | $118,520,000 | $387,000 | $3,357,000 | $124,000 | $1,295,000 |
| Not Provided | 183 | $74,658,000 | $407,000 | $6,500,000 | $155,000 | $2,974,000 |
| Black or African American | 126 | $34,166,000 | $271,000 | $960,000 | $99,000 | $363,000 |
| Native Hawaiian or Other Pacific Islander | 25 | $10,624,000 | $424,000 | $1,000,000 | $146,000 | $286,000 |
| Not applicable | 16 | $103,918,000 | $6,494,000 | $25,646,000 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,152 | $885,797,000 | $411,000 | $25,646,000 | $160,000 | $10,081,000 |
| FHA-insured (Federal Housing Administration) | 351 | $89,479,000 | $254,000 | $899,000 | $76,000 | $411,000 |
| VA-guaranteed (Veterans Administration) | 107 | $30,219,000 | $282,000 | $884,000 | $88,000 | $344,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 37 | $3,939,000 | $106,000 | $174,000 | $42,000 | $75,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,670 | $586,004,000 | $350,000 | $25,646,000 | $145,000 | $10,081,000 |
| Application Withdrawn By Applicant | 365 | $164,224,000 | $449,000 | $6,500,000 | $164,000 | $2,560,000 |
| Application Denied By Financial Institution | 308 | $110,379,000 | $358,000 | $3,357,000 | $106,000 | $891,000 |
| Application Approved But Not Accepted | 186 | $83,946,000 | $451,000 | $21,600,000 | $144,000 | $2,582,000 |
| File Closed For Incompleteness | 66 | $34,509,000 | $522,000 | $4,435,000 | $194,000 | $1,075,000 |
| Preapproval Denied by Financial Institution | 52 | $30,372,000 | $584,000 | $1,875,000 | $134,000 | $682,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 187 | $79,708,000 | $426,000 | $3,357,000 | $96,000 | $641,000 |
| Credit History | 62 | $17,772,000 | $286,000 | $1,140,000 | $97,000 | $304,000 |
| Collateral | 38 | $9,192,000 | $241,000 | $1,700,000 | $121,000 | $545,000 |
| Other | 36 | $15,404,000 | $427,000 | $1,755,000 | $158,000 | $682,000 |
| Credit Application Incomplete | 13 | $6,858,000 | $527,000 | $1,270,000 | $165,000 | $408,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $7,078,000 | $707,000 | $1,500,000 | $193,000 | $891,000 |
| Unverifiable Information | 8 | $3,344,000 | $418,000 | $660,000 | $120,000 | $201,000 |
| Employment History | 6 | $1,395,000 | $232,000 | $615,000 | $66,000 | $185,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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