First Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
First Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Bank 600 James Mcdonnell Blvd Creve Coeur, MO 63042 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,549 |
| Total Mortgage Loan Application Amount | $2,043,795,000 |
| Average Mortgage Loan Application Amount | $239,000 |
| Highest Mortgage Loan Application Amount | $7,215,000 |
| Average Applicant Income | $151,200 |
| Highest Applicant Income | $3,967,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with First Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down First Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 862 | $ 183,490,000 | $ 212,000 | $ 136,000 |
| Los Angeles County California | 722 | $ 275,530,000 | $ 381,000 | $ 249,000 |
| St. Charles County Missouri | 488 | $ 87,640,000 | $ 179,000 | $ 103,000 |
| Douglas County Nebraska | 447 | $ 99,655,000 | $ 222,000 | $ 123,000 |
| Johnson County Kansas | 390 | $ 111,680,000 | $ 286,000 | $ 132,000 |
| Orange County California | 355 | $ 134,215,000 | $ 378,000 | $ 220,000 |
| Lancaster County Nebraska | 319 | $ 63,305,000 | $ 198,000 | $ 100,000 |
| Jackson County Missouri | 224 | $ 43,910,000 | $ 196,000 | $ 105,000 |
| Sarpy County Nebraska | 206 | $ 50,650,000 | $ 245,000 | $ 127,000 |
| Contra Costa County California | 199 | $ 77,145,000 | $ 387,000 | $ 167,000 |
| Solano County California | 172 | $ 49,360,000 | $ 286,000 | $ 126,000 |
| San Mateo County California | 154 | $ 91,220,000 | $ 592,000 | $ 212,000 |
| Alameda County California | 147 | $ 59,515,000 | $ 404,000 | $ 206,000 |
| Riverside County California | 141 | $ 32,165,000 | $ 228,000 | $ 147,000 |
| Clay County Missouri | 139 | $ 30,995,000 | $ 222,000 | $ 100,000 |
| Jefferson County Missouri | 134 | $ 19,080,000 | $ 142,000 | $ 85,000 |
| St. Clair County Illinois | 130 | $ 17,000,000 | $ 130,000 | $ 92,000 |
| Santa Barbara County California | 124 | $ 46,060,000 | $ 371,000 | $ 151,000 |
| San Diego County California | 122 | $ 40,980,000 | $ 335,000 | $ 215,000 |
| St. Louis City County Missouri | 117 | $ 21,095,000 | $ 180,000 | $ 115,000 |
| Santa Clara County California | 92 | $ 40,550,000 | $ 440,000 | $ 245,000 |
| Warren County Missouri | 87 | $ 13,965,000 | $ 160,000 | $ 84,000 |
| Sacramento County California | 85 | $ 19,445,000 | $ 228,000 | $ 131,000 |
| San Bernardino County California | 83 | $ 18,865,000 | $ 227,000 | $ 136,000 |
| Ventura County California | 70 | $ 20,830,000 | $ 297,000 | $ 193,000 |
| Franklin County Missouri | 70 | $ 10,130,000 | $ 144,000 | $ 98,000 |
| Placer County California | 67 | $ 17,385,000 | $ 259,000 | $ 128,000 |
| San Francisco County California | 61 | $ 28,025,000 | $ 459,000 | $ 220,000 |
| Platte County Missouri | 60 | $ 16,300,000 | $ 271,000 | $ 146,000 |
| Maricopa County Arizona | 48 | $ 15,300,000 | $ 318,000 | $ 188,000 |
| Madison County Illinois | 40 | $ 6,290,000 | $ 157,000 | $ 201,000 |
| Wyandotte County Kansas | 36 | $ 6,520,000 | $ 181,000 | $ 70,000 |
| Monroe County Illinois | 35 | $ 5,825,000 | $ 166,000 | $ 114,000 |
| Gasconade County Missouri | 34 | $ 5,100,000 | $ 150,000 | $ 70,000 |
| Randolph County Illinois | 33 | $ 3,355,000 | $ 101,000 | $ 86,000 |
| Lincoln County Missouri | 32 | $ 6,140,000 | $ 191,000 | $ 90,000 |
| Ste. Genevieve County Missouri | 29 | $ 3,255,000 | $ 112,000 | $ 105,000 |
| Clinton County Illinois | 26 | $ 3,000,000 | $ 115,000 | $ 169,000 |
| Cass County Missouri | 26 | $ 6,840,000 | $ 263,000 | $ 136,000 |
| Cass County Nebraska | 23 | $ 5,095,000 | $ 221,000 | $ 104,000 |
| San Joaquin County California | 21 | $ 5,855,000 | $ 278,000 | $ 92,000 |
| Cook County Illinois | 21 | $ 4,915,000 | $ 234,000 | $ 130,000 |
| Jersey County Illinois | 21 | $ 2,575,000 | $ 122,000 | $ 81,000 |
| Leavenworth County Kansas | 18 | $ 4,200,000 | $ 233,000 | $ 95,000 |
| Camden County Missouri | 16 | $ 3,470,000 | $ 216,000 | $ 213,000 |
| Saunders County Nebraska | 16 | $ 4,320,000 | $ 270,000 | $ 118,000 |
| Napa County California | 15 | $ 5,625,000 | $ 375,000 | $ 178,000 |
| St. Francois County Missouri | 15 | $ 1,905,000 | $ 127,000 | $ 84,000 |
| Washington County Nebraska | 15 | $ 3,485,000 | $ 232,000 | $ 107,000 |
| El Dorado County California | 14 | $ 3,460,000 | $ 247,000 | $ 150,000 |
| Clark County Nevada | 13 | $ 8,615,000 | $ 662,000 | $ 204,000 |
| Kern County California | 12 | $ 2,600,000 | $ 216,000 | $ 161,000 |
| Denver County Colorado | 12 | $ 5,610,000 | $ 467,000 | $ 198,000 |
| Lee County Florida | 12 | $ 3,540,000 | $ 295,000 | $ 196,000 |
| Macoupin County Illinois | 12 | $ 1,010,000 | $ 84,000 | $ 74,000 |
| Stanislaus County California | 11 | $ 3,095,000 | $ 281,000 | $ 91,000 |
| Douglas County Kansas | 11 | $ 2,785,000 | $ 253,000 | $ 103,000 |
| Montgomery County Missouri | 11 | $ 1,375,000 | $ 125,000 | $ 86,000 |
| Marin County California | 10 | $ 5,680,000 | $ 568,000 | $ 332,000 |
| Santa Cruz County California | 10 | $ 4,620,000 | $ 462,000 | $ 194,000 |
| Yolo County California | 10 | $ 3,830,000 | $ 383,000 | $ 123,000 |
| Dodge County Nebraska | 10 | $ 1,520,000 | $ 152,000 | $ 91,000 |
| San Luis Obispo County California | 9 | $ 2,955,000 | $ 328,000 | $ 174,000 |
| DuPage County Illinois | 9 | $ 2,235,000 | $ 248,000 | $ 202,000 |
| Pottawattamie County Iowa | 9 | $ 1,965,000 | $ 218,000 | $ 117,000 |
| Boone County Missouri | 8 | $ 1,840,000 | $ 230,000 | $ 111,000 |
| Otoe County Nebraska | 8 | $ 1,820,000 | $ 227,000 | $ 80,000 |
| Sonoma County California | 7 | $ 2,355,000 | $ 336,000 | $ 166,000 |
| Hillsborough County Florida | 7 | $ 1,535,000 | $ 219,000 | $ 129,000 |
| Pinellas County Florida | 7 | $ 1,845,000 | $ 263,000 | $ 331,000 |
| Fort Bend County Texas | 7 | $ 1,895,000 | $ 270,000 | $ 111,000 |
| Pima County Arizona | 6 | $ 1,840,000 | $ 306,000 | $ 166,000 |
| Nevada County California | 6 | $ 2,150,000 | $ 358,000 | $ 291,000 |
| Collier County Florida | 6 | $ 3,320,000 | $ 553,000 | $ 497,000 |
| Palm Beach County Florida | 6 | $ 1,620,000 | $ 270,000 | $ 124,000 |
| Polk County Iowa | 6 | $ 1,360,000 | $ 226,000 | $ 110,000 |
| Miami County Kansas | 6 | $ 1,660,000 | $ 276,000 | $ 89,000 |
| Washoe County Nevada | 6 | $ 2,370,000 | $ 395,000 | $ 232,000 |
| Butte County California | 5 | $ 1,795,000 | $ 359,000 | $ 319,000 |
| Monterey County California | 5 | $ 2,165,000 | $ 433,000 | $ 153,000 |
| Arapahoe County Colorado | 5 | $ 2,035,000 | $ 407,000 | $ 157,000 |
| Broward County Florida | 5 | $ 1,585,000 | $ 317,000 | $ 639,000 |
| Manatee County Florida | 5 | $ 995,000 | $ 199,000 | $ 123,000 |
| Orange County Florida | 5 | $ 1,235,000 | $ 247,000 | $ 74,000 |
| Harrison County Iowa | 5 | $ 1,485,000 | $ 297,000 | $ 108,000 |
| Mills County Iowa | 5 | $ 1,245,000 | $ 249,000 | $ 177,000 |
| Shawnee County Kansas | 5 | $ 1,435,000 | $ 287,000 | $ 150,000 |
| Lafayette County Missouri | 5 | $ 1,265,000 | $ 253,000 | $ 144,000 |
| Morgan County Missouri | 5 | $ 1,145,000 | $ 229,000 | $ 125,000 |
| Oklahoma County Oklahoma | 5 | $ 1,365,000 | $ 273,000 | $ 197,000 |
| Fresno County California | 4 | $ 1,130,000 | $ 282,000 | $ 138,000 |
| Madera County California | 4 | $ 530,000 | $ 132,000 | $ 105,000 |
| Yuba County California | 4 | $ 1,130,000 | $ 282,000 | $ 104,000 |
| Bond County Illinois | 4 | $ 330,000 | $ 82,000 | $ 72,000 |
| Jackson County Illinois | 4 | $ 420,000 | $ 105,000 | $ 114,000 |
| Christian County Missouri | 4 | $ 740,000 | $ 185,000 | $ 106,000 |
| Hall County Nebraska | 4 | $ 690,000 | $ 172,000 | $ 66,000 |
| Platte County Nebraska | 4 | $ 480,000 | $ 120,000 | $ 68,000 |
| Seward County Nebraska | 4 | $ 740,000 | $ 185,000 | $ 63,000 |
| Mohave County Arizona | 3 | $ 625,000 | $ 208,000 | $ 36,000 |
| Benton County Arkansas | 3 | $ 805,000 | $ 268,000 | $ 193,000 |
| Tehama County California | 3 | $ 955,000 | $ 318,000 | $ 89,000 |
| Boulder County Colorado | 3 | $ 1,215,000 | $ 405,000 | $ 150,000 |
| El Paso County Colorado | 3 | $ 1,055,000 | $ 351,000 | $ 147,000 |
| Grand County Colorado | 3 | $ 725,000 | $ 241,000 | $ 127,000 |
| Brevard County Florida | 3 | $ 615,000 | $ 205,000 | $ 101,000 |
| Indian River County Florida | 3 | $ 995,000 | $ 331,000 | $ 152,000 |
| Douglas County Georgia | 3 | $ 575,000 | $ 191,000 | $ 103,000 |
| Adams County Illinois | 3 | $ 385,000 | $ 128,000 | $ 81,000 |
| Champaign County Illinois | 3 | $ 655,000 | $ 218,000 | $ 55,000 |
| Marion County Illinois | 3 | $ 255,000 | $ 85,000 | $ 103,000 |
| Sangamon County Illinois | 3 | $ 665,000 | $ 221,000 | $ 139,000 |
| Marion County Indiana | 3 | $ 355,000 | $ 118,000 | $ 45,000 |
| Hennepin County Minnesota | 3 | $ 655,000 | $ 218,000 | $ 86,000 |
| Buchanan County Missouri | 3 | $ 825,000 | $ 275,000 | $ 166,000 |
| Cape Girardeau County Missouri | 3 | $ 375,000 | $ 125,000 | $ 82,000 |
| Clinton County Missouri | 3 | $ 755,000 | $ 251,000 | $ 58,000 |
| Crawford County Missouri | 3 | $ 355,000 | $ 118,000 | $ 41,000 |
| Henry County Missouri | 3 | $ 625,000 | $ 208,000 | $ 101,000 |
| Osage County Missouri | 3 | $ 245,000 | $ 81,000 | $ 70,000 |
| Perry County Missouri | 3 | $ 605,000 | $ 201,000 | $ 71,000 |
| Stone County Missouri | 3 | $ 475,000 | $ 158,000 | $ 74,000 |
| Taney County Missouri | 3 | $ 455,000 | $ 151,000 | $ 85,000 |
| Butler County Nebraska | 3 | $ 225,000 | $ 75,000 | $ 37,000 |
| Saline County Nebraska | 3 | $ 835,000 | $ 278,000 | $ 143,000 |
| Tulsa County Oklahoma | 3 | $ 5,865,000 | $ 1,955,000 | $ 96,000 |
| Collin County Texas | 3 | $ 755,000 | $ 251,000 | $ 79,000 |
| Dallas County Texas | 3 | $ 1,685,000 | $ 561,000 | $ 248,000 |
| Harris County Texas | 3 | $ 1,055,000 | $ 351,000 | $ 291,000 |
| Salt Lake County Utah | 3 | $ 875,000 | $ 291,000 | $ 136,000 |
| Washington County Utah | 3 | $ 1,035,000 | $ 345,000 | $ 225,000 |
| King County Washington | 3 | $ 1,295,000 | $ 431,000 | $ 181,000 |
| Baldwin County Alabama | 2 | $ 640,000 | $ 320,000 | $ 202,000 |
| Imperial County California | 2 | $ 380,000 | $ 190,000 | $ 81,000 |
| Kings County California | 2 | $ 780,000 | $ 390,000 | $ 101,000 |
| Lassen County California | 2 | $ 340,000 | $ 170,000 | $ 216,000 |
| Shasta County California | 2 | $ 570,000 | $ 285,000 | $ 136,000 |
| Siskiyou County California | 2 | $ 390,000 | $ 195,000 | $ 55,000 |
| Tuolumne County California | 2 | $ 570,000 | $ 285,000 | $ 119,000 |
| Jefferson County Colorado | 2 | $ 650,000 | $ 325,000 | $ 96,000 |
| Summit County Colorado | 2 | $ 1,330,000 | $ 665,000 | $ 226,000 |
| Duval County Florida | 2 | $ 270,000 | $ 135,000 | $ 57,000 |
| Lake County Florida | 2 | $ 530,000 | $ 265,000 | $ 80,000 |
| Miami-Dade County Florida | 2 | $ 1,000,000 | $ 500,000 | $ 188,000 |
| Pasco County Florida | 2 | $ 460,000 | $ 230,000 | $ 82,000 |
| Volusia County Florida | 2 | $ 690,000 | $ 345,000 | $ 579,000 |
| Cobb County Georgia | 2 | $ 440,000 | $ 220,000 | $ 243,000 |
| Gwinnett County Georgia | 2 | $ 470,000 | $ 235,000 | $ 87,000 |
| Canyon County Idaho | 2 | $ 630,000 | $ 315,000 | $ 186,000 |
| Fayette County Illinois | 2 | $ 240,000 | $ 120,000 | $ 91,000 |
| Franklin County Illinois | 2 | $ 400,000 | $ 200,000 | $ 145,000 |
| Fulton County Illinois | 2 | $ 60,000 | $ 30,000 | $ 50,000 |
| Greene County Illinois | 2 | $ 200,000 | $ 100,000 | $ 76,000 |
| Kane County Illinois | 2 | $ 330,000 | $ 165,000 | $ 168,000 |
| Lee County Illinois | 2 | $ 180,000 | $ 90,000 | $ 117,000 |
| McLean County Illinois | 2 | $ 250,000 | $ 125,000 | $ 65,000 |
| Peoria County Illinois | 2 | $ 240,000 | $ 120,000 | $ 97,000 |
| Will County Illinois | 2 | $ 870,000 | $ 435,000 | $ 178,000 |
| Hendricks County Indiana | 2 | $ 510,000 | $ 255,000 | $ 97,000 |
| Franklin County Kansas | 2 | $ 610,000 | $ 305,000 | $ 162,000 |
| Cumberland County Maine | 2 | $ 620,000 | $ 310,000 | $ 152,000 |
| Livingston County Michigan | 2 | $ 270,000 | $ 135,000 | $ 98,000 |
| Washington County Minnesota | 2 | $ 800,000 | $ 400,000 | $ 157,000 |
| Barry County Missouri | 2 | $ 300,000 | $ 150,000 | $ 95,000 |
| Jasper County Missouri | 2 | $ 200,000 | $ 100,000 | $ 38,000 |
| Johnson County Missouri | 2 | $ 450,000 | $ 225,000 | $ 113,000 |
| Madison County Missouri | 2 | $ 250,000 | $ 125,000 | $ 59,000 |
| Ray County Missouri | 2 | $ 500,000 | $ 250,000 | $ 84,000 |
| Washington County Missouri | 2 | $ 290,000 | $ 145,000 | $ 71,000 |
| Gage County Nebraska | 2 | $ 580,000 | $ 290,000 | $ 101,000 |
| Lincoln County Nebraska | 2 | $ 290,000 | $ 145,000 | $ 99,000 |
| York County Nebraska | 2 | $ 360,000 | $ 180,000 | $ 96,000 |
| Burlington County New Jersey | 2 | $ 390,000 | $ 195,000 | $ 70,000 |
| Bernalillo County New Mexico | 2 | $ 280,000 | $ 140,000 | $ 649,000 |
| Westchester County New York | 2 | $ 1,090,000 | $ 545,000 | $ 292,000 |
| Mecklenburg County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 162,000 |
| Wake County North Carolina | 2 | $ 770,000 | $ 385,000 | $ 254,000 |
| Cleveland County Oklahoma | 2 | $ 520,000 | $ 260,000 | $ 110,000 |
| Washington County Oregon | 2 | $ 690,000 | $ 345,000 | $ 129,000 |
| Kent County Rhode Island | 2 | $ 470,000 | $ 235,000 | $ 111,000 |
| Shelby County Tennessee | 2 | $ 500,000 | $ 250,000 | $ 215,000 |
| Brazoria County Texas | 2 | $ 620,000 | $ 310,000 | $ 72,000 |
| Denton County Texas | 2 | $ 900,000 | $ 450,000 | $ 193,000 |
| El Paso County Texas | 2 | $ 370,000 | $ 185,000 | $ 126,000 |
| Hays County Texas | 2 | $ 510,000 | $ 255,000 | $ 172,000 |
| Tarrant County Texas | 2 | $ 850,000 | $ 425,000 | $ 221,000 |
| Clark County Washington | 2 | $ 550,000 | $ 275,000 | $ 129,000 |
| Autauga County Alabama | 1 | $ 225,000 | $ 225,000 | $ 88,000 |
| Elmore County Alabama | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 275,000 | $ 275,000 | $ 85,000 |
| Tallapoosa County Alabama | 1 | $ 365,000 | $ 365,000 | $ 171,000 |
| Navajo County Arizona | 1 | $ 285,000 | $ 285,000 | $ 116,000 |
| Yavapai County Arizona | 1 | $ 225,000 | $ 225,000 | $ 149,000 |
| Crittenden County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 76,000 |
| Saline County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 35,000 |
| Washington County Arkansas | 1 | $ 295,000 | $ 295,000 | $ 353,000 |
| Amador County California | 1 | $ 125,000 | $ 125,000 | $ 113,000 |
| Calaveras County California | 1 | $ 275,000 | $ 275,000 | $ 684,000 |
| Colusa County California | 1 | $ 205,000 | $ 205,000 | $ 300,000 |
| Glenn County California | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Lake County California | 1 | $ 205,000 | $ 205,000 | $ 0 |
| San Benito County California | 1 | $ 355,000 | $ 355,000 | $ 122,000 |
| Broomfield County Colorado | 1 | $ 185,000 | $ 185,000 | $ 432,000 |
| Douglas County Colorado | 1 | $ 385,000 | $ 385,000 | $ 153,000 |
| Larimer County Colorado | 1 | $ 295,000 | $ 295,000 | $ 127,000 |
| Bay County Florida | 1 | $ 235,000 | $ 235,000 | $ 132,000 |
| Monroe County Florida | 1 | $ 295,000 | $ 295,000 | $ 121,000 |
| Okaloosa County Florida | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Polk County Florida | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| St. Lucie County Florida | 1 | $ 165,000 | $ 165,000 | $ 37,000 |
| Chatham County Georgia | 1 | $ 395,000 | $ 395,000 | $ 205,000 |
| Columbia County Georgia | 1 | $ 325,000 | $ 325,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 245,000 | $ 245,000 | $ 177,000 |
| Fulton County Georgia | 1 | $ 505,000 | $ 505,000 | $ 146,000 |
| Gilmer County Georgia | 1 | $ 215,000 | $ 215,000 | $ 120,000 |
| Houston County Georgia | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Liberty County Georgia | 1 | $ 285,000 | $ 285,000 | $ 67,000 |
| Mitchell County Georgia | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Peach County Georgia | 1 | $ 195,000 | $ 195,000 | $ 39,000 |
| Maui County Hawaii | 1 | $ 185,000 | $ 185,000 | $ 390,000 |
| Kootenai County Idaho | 1 | $ 3,155,000 | $ 3,155,000 | $ 970,000 |
| Alexander County Illinois | 1 | $ 225,000 | $ 225,000 | $ 125,000 |
| Calhoun County Illinois | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
| Knox County Illinois | 1 | $ 25,000 | $ 25,000 | $ 113,000 |
| Lake County Illinois | 1 | $ 295,000 | $ 295,000 | $ 344,000 |
| McDonough County Illinois | 1 | $ 5,000 | $ 5,000 | $ 82,000 |
| McHenry County Illinois | 1 | $ 305,000 | $ 305,000 | $ 196,000 |
| Washington County Illinois | 1 | $ 45,000 | $ 45,000 | $ 96,000 |
| Whiteside County Illinois | 1 | $ 165,000 | $ 165,000 | $ 113,000 |
| Williamson County Illinois | 1 | $ 175,000 | $ 175,000 | $ 176,000 |
| Winnebago County Illinois | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| Floyd County Indiana | 1 | $ 285,000 | $ 285,000 | $ 164,000 |
| Hamilton County Indiana | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Jasper County Indiana | 1 | $ 185,000 | $ 185,000 | $ 0 |
| LaPorte County Indiana | 1 | $ 205,000 | $ 205,000 | $ 93,000 |
| Vanderburgh County Indiana | 1 | $ 105,000 | $ 105,000 | $ 153,000 |
| Warren County Indiana | 1 | $ 95,000 | $ 95,000 | $ 83,000 |
| Crawford County Iowa | 1 | $ 295,000 | $ 295,000 | $ 104,000 |
| Dubuque County Iowa | 1 | $ 195,000 | $ 195,000 | $ 92,000 |
| Johnson County Iowa | 1 | $ 145,000 | $ 145,000 | $ 125,000 |
| Allen County Kansas | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Labette County Kansas | 1 | $ 165,000 | $ 165,000 | $ 85,000 |
| Mitchell County Kansas | 1 | $ 95,000 | $ 95,000 | $ 191,000 |
| Montgomery County Kansas | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Reno County Kansas | 1 | $ 495,000 | $ 495,000 | $ 482,000 |
| Sedgwick County Kansas | 1 | $ 115,000 | $ 115,000 | $ 84,000 |
| Oldham County Kentucky | 1 | $ 455,000 | $ 455,000 | $ 157,000 |
| Hancock County Maine | 1 | $ 495,000 | $ 495,000 | $ 425,000 |
| Knox County Maine | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Barnstable County Massachusetts | 1 | $ 505,000 | $ 505,000 | $ 333,000 |
| Dukes County Massachusetts | 1 | $ 425,000 | $ 425,000 | $ 231,000 |
| Worcester County Massachusetts | 1 | $ 395,000 | $ 395,000 | $ 171,000 |
| Benzie County Michigan | 1 | $ 285,000 | $ 285,000 | $ 608,000 |
| Clinton County Michigan | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Oakland County Michigan | 1 | $ 225,000 | $ 225,000 | $ 100,000 |
| Aitkin County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 168,000 |
| Olmsted County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Ramsey County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 68,000 |
| Scott County Minnesota | 1 | $ 315,000 | $ 315,000 | $ 153,000 |
| Steele County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Harrison County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 136,000 |
| Pontotoc County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Union County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Audrain County Missouri | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Bollinger County Missouri | 1 | $ 295,000 | $ 295,000 | $ 112,000 |
| Callaway County Missouri | 1 | $ 35,000 | $ 35,000 | $ 133,000 |
| DeKalb County Missouri | 1 | $ 305,000 | $ 305,000 | $ 93,000 |
| Gentry County Missouri | 1 | $ 335,000 | $ 335,000 | $ 90,000 |
| Greene County Missouri | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Howell County Missouri | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Maries County Missouri | 1 | $ 55,000 | $ 55,000 | $ 82,000 |
| Miller County Missouri | 1 | $ 65,000 | $ 65,000 | $ 75,000 |
| Nodaway County Missouri | 1 | $ 275,000 | $ 275,000 | $ 96,000 |
| Pettis County Missouri | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Phelps County Missouri | 1 | $ 145,000 | $ 145,000 | $ 155,000 |
| Texas County Missouri | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| Blaine County Nebraska | 1 | $ 255,000 | $ 255,000 | $ 66,000 |
| Dawson County Nebraska | 1 | $ 255,000 | $ 255,000 | $ 300,000 |
| Furnas County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 69,000 |
| Kimball County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Phelps County Nebraska | 1 | $ 215,000 | $ 215,000 | $ 99,000 |
| Pierce County Nebraska | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Polk County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Scotts Bluff County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 63,000 |
| Douglas County Nevada | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Lyon County Nevada | 1 | $ 125,000 | $ 125,000 | $ 30,000 |
| Nye County Nevada | 1 | $ 165,000 | $ 165,000 | $ 114,000 |
| Bergen County New Jersey | 1 | $ 425,000 | $ 425,000 | $ 155,000 |
| Hudson County New Jersey | 1 | $ 245,000 | $ 245,000 | $ 64,000 |
| Taos County New Mexico | 1 | $ 375,000 | $ 375,000 | $ 472,000 |
| Albany County New York | 1 | $ 305,000 | $ 305,000 | $ 99,000 |
| Orange County New York | 1 | $ 275,000 | $ 275,000 | $ 122,000 |
| Brunswick County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 50,000 |
| Carteret County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 1,000 |
| Catawba County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 193,000 |
| Durham County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 144,000 |
| Onslow County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Wilson County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 92,000 |
| Cuyahoga County Ohio | 1 | $ 235,000 | $ 235,000 | $ 159,000 |
| Summit County Ohio | 1 | $ 395,000 | $ 395,000 | $ 189,000 |
| Bryan County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 98,000 |
| Clackamas County Oregon | 1 | $ 365,000 | $ 365,000 | $ 344,000 |
| Lane County Oregon | 1 | $ 175,000 | $ 175,000 | $ 285,000 |
| Multnomah County Oregon | 1 | $ 515,000 | $ 515,000 | $ 150,000 |
| Lancaster County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| Monroe County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 162,000 |
| Dorchester County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 144,000 |
| Horry County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 168,000 |
| Oconee County South Carolina | 1 | $ 505,000 | $ 505,000 | $ 221,000 |
| Spartanburg County South Carolina | 1 | $ 385,000 | $ 385,000 | $ 151,000 |
| Minnehaha County South Dakota | 1 | $ 405,000 | $ 405,000 | $ 171,000 |
| Pennington County South Dakota | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| Cheatham County Tennessee | 1 | $ 435,000 | $ 435,000 | $ 167,000 |
| Davidson County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 138,000 |
| Knox County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| Sevier County Tennessee | 1 | $ 425,000 | $ 425,000 | $ 280,000 |
| Williamson County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 284,000 |
| Comal County Texas | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Grayson County Texas | 1 | $ 315,000 | $ 315,000 | $ 223,000 |
| Henderson County Texas | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Montgomery County Texas | 1 | $ 195,000 | $ 195,000 | $ 74,000 |
| Polk County Texas | 1 | $ 115,000 | $ 115,000 | $ 63,000 |
| Travis County Texas | 1 | $ 965,000 | $ 965,000 | $ 0 |
| Williamson County Texas | 1 | $ 235,000 | $ 235,000 | $ 150,000 |
| Summit County Utah | 1 | $ 435,000 | $ 435,000 | $ 406,000 |
| Weber County Utah | 1 | $ 75,000 | $ 75,000 | $ 13,000 |
| Caledonia County Vermont | 1 | $ 515,000 | $ 515,000 | $ 275,000 |
| Loudoun County Virginia | 1 | $ 155,000 | $ 155,000 | $ 112,000 |
| Grays Harbor County Washington | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Jefferson County Washington | 1 | $ 285,000 | $ 285,000 | $ 125,000 |
| San Juan County Washington | 1 | $ 445,000 | $ 445,000 | $ 107,000 |
| Spokane County Washington | 1 | $ 365,000 | $ 365,000 | $ 216,000 |
| Thurston County Washington | 1 | $ 435,000 | $ 435,000 | $ 157,000 |
| Racine County Wisconsin | 1 | $ 415,000 | $ 415,000 | $ 220,000 |
| Rock County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 135,000 |
| St. Croix County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 94,000 |
Mortgage Loan Application Detail Totals for First Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,178 | $934,230,000 | $293,000 | $5,535,000 | $162,000 | $3,463,000 |
| Home Purchase | 1,917 | $533,085,000 | $278,000 | $7,215,000 | $120,000 | $2,027,000 |
| Cash-out Refinancing | 1,165 | $350,595,000 | $300,000 | $3,505,000 | $134,000 | $3,967,000 |
| Other Purpose | 1,032 | $189,900,000 | $184,000 | $1,505,000 | $188,000 | $3,858,000 |
| Home Improvement | 257 | $35,985,000 | $140,000 | $1,005,000 | $152,000 | $1,662,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,125 | $1,290,855,000 | $251,000 | $3,155,000 | $141,000 | $3,967,000 |
| Not Provided | 674 | $180,860,000 | $268,000 | $5,005,000 | $186,000 | $2,522,000 |
| Asian | 663 | $249,665,000 | $376,000 | $3,505,000 | $183,000 | $2,492,000 |
| Hispanic | 614 | $181,760,000 | $296,000 | $1,805,000 | $174,000 | $3,463,000 |
| Black or African American | 328 | $71,350,000 | $217,000 | $1,005,000 | $92,000 | $554,000 |
| American Indian or Alaskan Native | 32 | $7,230,000 | $225,000 | $515,000 | $113,000 | $406,000 |
| Native Hawaiian or Other Pacific Islander | 22 | $10,020,000 | $455,000 | $1,005,000 | $321,000 | $1,033,000 |
| Not applicable | 17 | $24,815,000 | $1,459,000 | $7,215,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,792 | $1,849,900,000 | $272,000 | $7,215,000 | $156,000 | $3,967,000 |
| VA-guaranteed (Veterans Administration) | 379 | $105,305,000 | $277,000 | $1,145,000 | $102,000 | $432,000 |
| FHA-insured (Federal Housing Administration) | 366 | $86,360,000 | $235,000 | $985,000 | $73,000 | $235,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $2,230,000 | $185,000 | $255,000 | $65,000 | $84,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,596 | $1,495,000,000 | $267,000 | $5,535,000 | $151,000 | $3,858,000 |
| Application Denied By Financial Institution | 993 | $272,315,000 | $274,000 | $7,215,000 | $143,000 | $3,297,000 |
| Application Withdrawn By Applicant | 788 | $226,450,000 | $287,000 | $2,615,000 | $153,000 | $3,967,000 |
| Application Approved But Not Accepted | 126 | $30,310,000 | $240,000 | $1,005,000 | $160,000 | $1,095,000 |
| Preapproval Approved but not Accepted | 36 | $15,510,000 | $430,000 | $1,155,000 | $120,000 | $279,000 |
| Preapproval Denied by Financial Institution | 10 | $4,210,000 | $421,000 | $1,025,000 | $113,000 | $238,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,546 | $1,767,270,000 | $269,000 | $5,535,000 | $151,000 | $3,967,000 |
| Debt-To-Income Ratio | 503 | $142,955,000 | $284,000 | $5,005,000 | $121,000 | $1,222,000 |
| Credit History | 159 | $28,915,000 | $181,000 | $1,025,000 | $115,000 | $1,465,000 |
| Credit Application Incomplete | 121 | $36,165,000 | $298,000 | $1,925,000 | $179,000 | $1,560,000 |
| Collateral | 104 | $21,790,000 | $209,000 | $2,385,000 | $171,000 | $1,016,000 |
| Other | 51 | $24,565,000 | $481,000 | $7,215,000 | $289,000 | $3,297,000 |
| Unverifiable Information | 40 | $14,320,000 | $358,000 | $1,505,000 | $187,000 | $2,070,000 |
| Employment History | 17 | $5,255,000 | $309,000 | $1,455,000 | $113,000 | $350,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $2,560,000 | $320,000 | $555,000 | $76,000 | $149,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.