First Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
First Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Bank 600 James Mcdonnell Blvd Creve Coeur, MO 63042 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,820 |
| Total Mortgage Loan Application Amount | $1,096,910,000 |
| Average Mortgage Loan Application Amount | $287,600 |
| Highest Mortgage Loan Application Amount | $9,505,000 |
| Average Applicant Income | $182,400 |
| Highest Applicant Income | $4,249,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with First Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down First Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 535 | $ 168,015,000 | $ 314,000 | $ 255,000 |
| St. Louis County Missouri | 448 | $ 97,170,000 | $ 216,000 | $ 145,000 |
| Johnson County Kansas | 229 | $ 75,765,000 | $ 330,000 | $ 168,000 |
| Orange County California | 223 | $ 71,905,000 | $ 322,000 | $ 277,000 |
| Jackson County Missouri | 208 | $ 52,710,000 | $ 253,000 | $ 124,000 |
| St. Charles County Missouri | 182 | $ 35,360,000 | $ 194,000 | $ 138,000 |
| St. Louis City County Missouri | 112 | $ 22,000,000 | $ 196,000 | $ 128,000 |
| Ventura County California | 103 | $ 24,865,000 | $ 241,000 | $ 189,000 |
| Riverside County California | 101 | $ 20,495,000 | $ 202,000 | $ 141,000 |
| Santa Barbara County California | 96 | $ 24,130,000 | $ 251,000 | $ 208,000 |
| Douglas County Nebraska | 84 | $ 21,840,000 | $ 260,000 | $ 141,000 |
| Lancaster County Nebraska | 84 | $ 24,540,000 | $ 292,000 | $ 137,000 |
| Clay County Missouri | 73 | $ 17,555,000 | $ 240,000 | $ 111,000 |
| San Diego County California | 70 | $ 28,760,000 | $ 410,000 | $ 269,000 |
| Jefferson County Missouri | 59 | $ 9,615,000 | $ 162,000 | $ 94,000 |
| Sacramento County California | 58 | $ 12,990,000 | $ 223,000 | $ 192,000 |
| San Bernardino County California | 58 | $ 19,170,000 | $ 330,000 | $ 179,000 |
| San Mateo County California | 54 | $ 22,720,000 | $ 420,000 | $ 249,000 |
| Contra Costa County California | 53 | $ 20,985,000 | $ 395,000 | $ 211,000 |
| St. Clair County Illinois | 52 | $ 5,310,000 | $ 102,000 | $ 97,000 |
| Santa Clara County California | 43 | $ 25,735,000 | $ 598,000 | $ 349,000 |
| Solano County California | 43 | $ 10,625,000 | $ 247,000 | $ 146,000 |
| Alameda County California | 42 | $ 18,930,000 | $ 450,000 | $ 329,000 |
| Placer County California | 34 | $ 8,470,000 | $ 249,000 | $ 177,000 |
| Wyandotte County Kansas | 34 | $ 7,250,000 | $ 213,000 | $ 93,000 |
| Cass County Missouri | 28 | $ 9,110,000 | $ 325,000 | $ 159,000 |
| Sarpy County Nebraska | 24 | $ 6,210,000 | $ 258,000 | $ 139,000 |
| Platte County Missouri | 23 | $ 8,805,000 | $ 382,000 | $ 203,000 |
| Franklin County Missouri | 22 | $ 4,280,000 | $ 194,000 | $ 190,000 |
| Warren County Missouri | 19 | $ 3,005,000 | $ 158,000 | $ 90,000 |
| San Francisco County California | 17 | $ 6,795,000 | $ 399,000 | $ 237,000 |
| Camden County Missouri | 16 | $ 4,200,000 | $ 262,000 | $ 234,000 |
| Madison County Illinois | 15 | $ 1,925,000 | $ 128,000 | $ 138,000 |
| San Joaquin County California | 14 | $ 3,470,000 | $ 247,000 | $ 135,000 |
| Morgan County Missouri | 13 | $ 3,285,000 | $ 252,000 | $ 179,000 |
| Miami County Kansas | 11 | $ 2,935,000 | $ 266,000 | $ 99,000 |
| Lincoln County Missouri | 11 | $ 2,215,000 | $ 201,000 | $ 125,000 |
| San Luis Obispo County California | 10 | $ 2,320,000 | $ 232,000 | $ 138,000 |
| Washington County Nebraska | 10 | $ 2,500,000 | $ 250,000 | $ 109,000 |
| Leavenworth County Kansas | 9 | $ 3,125,000 | $ 347,000 | $ 151,000 |
| El Dorado County California | 8 | $ 1,270,000 | $ 158,000 | $ 172,000 |
| Kern County California | 8 | $ 900,000 | $ 112,000 | $ 108,000 |
| Pottawattamie County Iowa | 8 | $ 2,150,000 | $ 268,000 | $ 123,000 |
| Franklin County Kansas | 8 | $ 2,390,000 | $ 298,000 | $ 110,000 |
| Shawnee County Kansas | 7 | $ 1,375,000 | $ 196,000 | $ 87,000 |
| Maricopa County Arizona | 6 | $ 2,350,000 | $ 391,000 | $ 204,000 |
| Arapahoe County Colorado | 6 | $ 3,370,000 | $ 561,000 | $ 190,000 |
| Douglas County Colorado | 6 | $ 2,220,000 | $ 370,000 | $ 138,000 |
| Monroe County Illinois | 6 | $ 720,000 | $ 120,000 | $ 113,000 |
| Johnson County Missouri | 6 | $ 1,880,000 | $ 313,000 | $ 185,000 |
| Marin County California | 5 | $ 3,305,000 | $ 661,000 | $ 288,000 |
| Clinton County Illinois | 5 | $ 475,000 | $ 95,000 | $ 118,000 |
| Douglas County Kansas | 5 | $ 1,165,000 | $ 233,000 | $ 148,000 |
| Buchanan County Missouri | 5 | $ 1,085,000 | $ 217,000 | $ 98,000 |
| Cass County Nebraska | 5 | $ 1,455,000 | $ 291,000 | $ 107,000 |
| Saunders County Nebraska | 5 | $ 1,465,000 | $ 293,000 | $ 99,000 |
| Butte County California | 4 | $ 1,040,000 | $ 260,000 | $ 114,000 |
| Sonoma County California | 4 | $ 1,220,000 | $ 305,000 | $ 181,000 |
| Stanislaus County California | 4 | $ 910,000 | $ 227,000 | $ 175,000 |
| Yolo County California | 4 | $ 1,070,000 | $ 267,000 | $ 158,000 |
| Hillsborough County Florida | 4 | $ 2,170,000 | $ 542,000 | $ 212,000 |
| Manatee County Florida | 4 | $ 1,580,000 | $ 395,000 | $ 296,000 |
| DuPage County Illinois | 4 | $ 1,320,000 | $ 330,000 | $ 135,000 |
| Clinton County Missouri | 4 | $ 790,000 | $ 197,000 | $ 138,000 |
| Miller County Missouri | 4 | $ 690,000 | $ 172,000 | $ 135,000 |
| Seward County Nebraska | 4 | $ 800,000 | $ 200,000 | $ 83,000 |
| Delaware County Oklahoma | 4 | $ 4,440,000 | $ 1,110,000 | $ 315,000 |
| Fresno County California | 3 | $ 565,000 | $ 188,000 | $ 171,000 |
| Napa County California | 3 | $ 2,285,000 | $ 761,000 | $ 615,000 |
| Denver County Colorado | 3 | $ 1,885,000 | $ 628,000 | $ 195,000 |
| Collier County Florida | 3 | $ 1,475,000 | $ 491,000 | $ 525,000 |
| Randolph County Illinois | 3 | $ 395,000 | $ 131,000 | $ 70,000 |
| St. Francois County Missouri | 3 | $ 975,000 | $ 325,000 | $ 151,000 |
| Suffolk County New York | 3 | $ 1,665,000 | $ 555,000 | $ 87,000 |
| Mohave County Arizona | 2 | $ 670,000 | $ 335,000 | $ 145,000 |
| Lake County California | 2 | $ 460,000 | $ 230,000 | $ 19,000 |
| Monterey County California | 2 | $ 630,000 | $ 315,000 | $ 97,000 |
| Nevada County California | 2 | $ 780,000 | $ 390,000 | $ 459,000 |
| San Benito County California | 2 | $ 340,000 | $ 170,000 | $ 158,000 |
| Santa Cruz County California | 2 | $ 1,500,000 | $ 750,000 | $ 872,000 |
| Jefferson County Colorado | 2 | $ 810,000 | $ 405,000 | $ 153,000 |
| Weld County Colorado | 2 | $ 880,000 | $ 440,000 | $ 190,000 |
| Bay County Florida | 2 | $ 590,000 | $ 295,000 | $ 305,000 |
| Charlotte County Florida | 2 | $ 830,000 | $ 415,000 | $ 107,000 |
| Miami-Dade County Florida | 2 | $ 890,000 | $ 445,000 | $ 181,000 |
| Orange County Florida | 2 | $ 540,000 | $ 270,000 | $ 108,000 |
| Palm Beach County Florida | 2 | $ 720,000 | $ 360,000 | $ 150,000 |
| Polk County Florida | 2 | $ 430,000 | $ 215,000 | $ 233,000 |
| Sarasota County Florida | 2 | $ 590,000 | $ 295,000 | $ 146,000 |
| Honolulu County Hawaii | 2 | $ 870,000 | $ 435,000 | $ 339,000 |
| Kootenai County Idaho | 2 | $ 2,110,000 | $ 1,055,000 | $ 615,000 |
| Bond County Illinois | 2 | $ 180,000 | $ 90,000 | $ 65,000 |
| Calhoun County Illinois | 2 | $ 90,000 | $ 45,000 | $ 65,000 |
| Cook County Illinois | 2 | $ 650,000 | $ 325,000 | $ 140,000 |
| Jackson County Illinois | 2 | $ 90,000 | $ 45,000 | $ 47,000 |
| Macoupin County Illinois | 2 | $ 150,000 | $ 75,000 | $ 103,000 |
| Crawford County Kansas | 2 | $ 690,000 | $ 345,000 | $ 180,000 |
| Jackson County Michigan | 2 | $ 510,000 | $ 255,000 | $ 113,000 |
| Hennepin County Minnesota | 2 | $ 730,000 | $ 365,000 | $ 208,000 |
| Crawford County Missouri | 2 | $ 300,000 | $ 150,000 | $ 187,000 |
| Greene County Missouri | 2 | $ 300,000 | $ 150,000 | $ 84,000 |
| Jasper County Missouri | 2 | $ 630,000 | $ 315,000 | $ 99,000 |
| Lafayette County Missouri | 2 | $ 400,000 | $ 200,000 | $ 108,000 |
| Linn County Missouri | 2 | $ 260,000 | $ 130,000 | $ 76,000 |
| Pike County Missouri | 2 | $ 200,000 | $ 100,000 | $ 103,000 |
| Ray County Missouri | 2 | $ 220,000 | $ 110,000 | $ 57,000 |
| Stone County Missouri | 2 | $ 280,000 | $ 140,000 | $ 204,000 |
| Taney County Missouri | 2 | $ 590,000 | $ 295,000 | $ 168,000 |
| Gosper County Nebraska | 2 | $ 330,000 | $ 165,000 | $ 154,000 |
| Jackson County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 56,000 |
| McClain County Oklahoma | 2 | $ 430,000 | $ 215,000 | $ 101,000 |
| Davidson County Tennessee | 2 | $ 1,000,000 | $ 500,000 | $ 422,000 |
| Dallas County Texas | 2 | $ 1,160,000 | $ 580,000 | $ 252,000 |
| Montgomery County Alabama | 1 | $ 265,000 | $ 265,000 | $ 100,000 |
| Shelby County Alabama | 1 | $ 605,000 | $ 605,000 | $ 243,000 |
| Yuma County Arizona | 1 | $ 35,000 | $ 35,000 | $ 54,000 |
| Benton County Arkansas | 1 | $ 295,000 | $ 295,000 | $ 139,000 |
| Washington County Arkansas | 1 | $ 275,000 | $ 275,000 | $ 92,000 |
| Calaveras County California | 1 | $ 55,000 | $ 55,000 | $ 215,000 |
| Mariposa County California | 1 | $ 105,000 | $ 105,000 | $ 1,144,000 |
| Merced County California | 1 | $ 255,000 | $ 255,000 | $ 98,000 |
| Siskiyou County California | 1 | $ 95,000 | $ 95,000 | $ 133,000 |
| Yuba County California | 1 | $ 5,000 | $ 5,000 | $ 80,000 |
| Boulder County Colorado | 1 | $ 345,000 | $ 345,000 | $ 359,000 |
| Broomfield County Colorado | 1 | $ 345,000 | $ 345,000 | $ 398,000 |
| Chaffee County Colorado | 1 | $ 555,000 | $ 555,000 | $ 503,000 |
| Clear Creek County Colorado | 1 | $ 405,000 | $ 405,000 | $ 310,000 |
| El Paso County Colorado | 1 | $ 455,000 | $ 455,000 | $ 99,000 |
| Pueblo County Colorado | 1 | $ 485,000 | $ 485,000 | $ 134,000 |
| Flagler County Florida | 1 | $ 255,000 | $ 255,000 | $ 55,000 |
| Lee County Florida | 1 | $ 545,000 | $ 545,000 | $ 358,000 |
| Marion County Florida | 1 | $ 195,000 | $ 195,000 | $ 165,000 |
| Pinellas County Florida | 1 | $ 265,000 | $ 265,000 | $ 97,000 |
| St. Johns County Florida | 1 | $ 545,000 | $ 545,000 | $ 305,000 |
| St. Lucie County Florida | 1 | $ 595,000 | $ 595,000 | $ 264,000 |
| Catoosa County Georgia | 1 | $ 165,000 | $ 165,000 | $ 195,000 |
| Cobb County Georgia | 1 | $ 325,000 | $ 325,000 | $ 72,000 |
| DeKalb County Georgia | 1 | $ 215,000 | $ 215,000 | $ 79,000 |
| Troup County Georgia | 1 | $ 155,000 | $ 155,000 | $ 163,000 |
| Ada County Idaho | 1 | $ 335,000 | $ 335,000 | $ 134,000 |
| Canyon County Idaho | 1 | $ 295,000 | $ 295,000 | $ 127,000 |
| Adams County Illinois | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Franklin County Illinois | 1 | $ 115,000 | $ 115,000 | $ 76,000 |
| Logan County Illinois | 1 | $ 45,000 | $ 45,000 | $ 25,000 |
| McLean County Illinois | 1 | $ 265,000 | $ 265,000 | $ 145,000 |
| Montgomery County Illinois | 1 | $ 285,000 | $ 285,000 | $ 75,000 |
| Morgan County Illinois | 1 | $ 85,000 | $ 85,000 | $ 78,000 |
| Sangamon County Illinois | 1 | $ 35,000 | $ 35,000 | $ 127,000 |
| Shelby County Illinois | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| Williamson County Illinois | 1 | $ 65,000 | $ 65,000 | $ 102,000 |
| Winnebago County Illinois | 1 | $ 325,000 | $ 325,000 | $ 223,000 |
| Black Hawk County Iowa | 1 | $ 255,000 | $ 255,000 | $ 58,000 |
| Mahaska County Iowa | 1 | $ 305,000 | $ 305,000 | $ 145,000 |
| Mills County Iowa | 1 | $ 745,000 | $ 745,000 | $ 201,000 |
| Taylor County Iowa | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| Woodbury County Iowa | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Anderson County Kansas | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| Butler County Kansas | 1 | $ 205,000 | $ 205,000 | $ 170,000 |
| Linn County Kansas | 1 | $ 225,000 | $ 225,000 | $ 123,000 |
| Lyon County Kansas | 1 | $ 75,000 | $ 75,000 | $ 19,000 |
| Morris County Kansas | 1 | $ 335,000 | $ 335,000 | $ 274,000 |
| Sedgwick County Kansas | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Jefferson County Kentucky | 1 | $ 435,000 | $ 435,000 | $ 402,000 |
| Wolfe County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 206,000 |
| York County Maine | 1 | $ 725,000 | $ 725,000 | $ 161,000 |
| Essex County Massachusetts | 1 | $ 625,000 | $ 625,000 | $ 167,000 |
| Plymouth County Massachusetts | 1 | $ 755,000 | $ 755,000 | $ 467,000 |
| Monroe County Michigan | 1 | $ 375,000 | $ 375,000 | $ 107,000 |
| Wayne County Michigan | 1 | $ 545,000 | $ 545,000 | $ 420,000 |
| Jackson County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Jones County Mississippi | 1 | $ 285,000 | $ 285,000 | $ 107,000 |
| Boone County Missouri | 1 | $ 225,000 | $ 225,000 | $ 110,000 |
| Caldwell County Missouri | 1 | $ 385,000 | $ 385,000 | $ 76,000 |
| Callaway County Missouri | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Cape Girardeau County Missouri | 1 | $ 285,000 | $ 285,000 | $ 185,000 |
| Cole County Missouri | 1 | $ 225,000 | $ 225,000 | $ 73,000 |
| Gasconade County Missouri | 1 | $ 65,000 | $ 65,000 | $ 115,000 |
| Madison County Missouri | 1 | $ 85,000 | $ 85,000 | $ 64,000 |
| Newton County Missouri | 1 | $ 295,000 | $ 295,000 | $ 103,000 |
| Osage County Missouri | 1 | $ 135,000 | $ 135,000 | $ 109,000 |
| Perry County Missouri | 1 | $ 225,000 | $ 225,000 | $ 83,000 |
| Polk County Missouri | 1 | $ 215,000 | $ 215,000 | $ 79,000 |
| Putnam County Missouri | 1 | $ 275,000 | $ 275,000 | $ 88,000 |
| Ralls County Missouri | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Ste. Genevieve County Missouri | 1 | $ 125,000 | $ 125,000 | $ 119,000 |
| Washington County Missouri | 1 | $ 115,000 | $ 115,000 | $ 103,000 |
| Dodge County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 103,000 |
| Gage County Nebraska | 1 | $ 315,000 | $ 315,000 | $ 170,000 |
| Johnson County Nebraska | 1 | $ 315,000 | $ 315,000 | $ 122,000 |
| Otoe County Nebraska | 1 | $ 155,000 | $ 155,000 | $ 79,000 |
| Saline County Nebraska | 1 | $ 525,000 | $ 525,000 | $ 118,000 |
| Clark County Nevada | 1 | $ 435,000 | $ 435,000 | $ 353,000 |
| Washoe County Nevada | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Bergen County New Jersey | 1 | $ 385,000 | $ 385,000 | $ 305,000 |
| Hudson County New Jersey | 1 | $ 885,000 | $ 885,000 | $ 477,000 |
| Union County New Jersey | 1 | $ 615,000 | $ 615,000 | $ 210,000 |
| Bernalillo County New Mexico | 1 | $ 295,000 | $ 295,000 | $ 386,000 |
| Brown County Ohio | 1 | $ 275,000 | $ 275,000 | $ 80,000 |
| Hamilton County Ohio | 1 | $ 595,000 | $ 595,000 | $ 210,000 |
| Montgomery County Ohio | 1 | $ 165,000 | $ 165,000 | $ 198,000 |
| Warren County Ohio | 1 | $ 295,000 | $ 295,000 | $ 85,000 |
| Canadian County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 62,000 |
| Oklahoma County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 62,000 |
| Ottawa County Oklahoma | 1 | $ 385,000 | $ 385,000 | $ 214,000 |
| Marion County Oregon | 1 | $ 365,000 | $ 365,000 | $ 255,000 |
| Washington County Oregon | 1 | $ 9,505,000 | $ 9,505,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 485,000 | $ 485,000 | $ 215,000 |
| Crawford County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 154,000 |
| Philadelphia County Pennsylvania | 1 | $ 515,000 | $ 515,000 | $ 214,000 |
| Greenville County South Carolina | 1 | $ 345,000 | $ 345,000 | $ 290,000 |
| Pennington County South Dakota | 1 | $ 275,000 | $ 275,000 | $ 167,000 |
| Knox County Tennessee | 1 | $ 725,000 | $ 725,000 | $ 402,000 |
| Rutherford County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| Tipton County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 139,000 |
| Trousdale County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 88,000 |
| Ellis County Texas | 1 | $ 425,000 | $ 425,000 | $ 183,000 |
| Hays County Texas | 1 | $ 725,000 | $ 725,000 | $ 236,000 |
| Jefferson County Texas | 1 | $ 175,000 | $ 175,000 | $ 103,000 |
| Johnson County Texas | 1 | $ 355,000 | $ 355,000 | $ 143,000 |
| Lee County Texas | 1 | $ 415,000 | $ 415,000 | $ 84,000 |
| Tarrant County Texas | 1 | $ 985,000 | $ 985,000 | $ 538,000 |
| Washington County Texas | 1 | $ 295,000 | $ 295,000 | $ 88,000 |
| Davis County Utah | 1 | $ 375,000 | $ 375,000 | $ 286,000 |
| Alexandria County Virginia | 1 | $ 535,000 | $ 535,000 | $ 126,000 |
| Campbell County Virginia | 1 | $ 255,000 | $ 255,000 | $ 100,000 |
| Chesterfield County Virginia | 1 | $ 435,000 | $ 435,000 | $ 217,000 |
| Fairfax County Virginia | 1 | $ 1,005,000 | $ 1,005,000 | $ 261,000 |
| Clark County Washington | 1 | $ 505,000 | $ 505,000 | $ 164,000 |
| King County Washington | 1 | $ 575,000 | $ 575,000 | $ 119,000 |
| Pierce County Washington | 1 | $ 485,000 | $ 485,000 | $ 162,000 |
| Thurston County Washington | 1 | $ 525,000 | $ 525,000 | $ 159,000 |
| Monongalia County West Virginia | 1 | $ 215,000 | $ 215,000 | $ 265,000 |
| Milwaukee County Wisconsin | 1 | $ 405,000 | $ 405,000 | $ 188,000 |
Mortgage Loan Application Detail Totals for First Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,652 | $594,890,000 | $360,000 | $5,105,000 | $165,000 | $3,500,000 |
| Other Purpose | 1,111 | $220,285,000 | $198,000 | $1,005,000 | $201,000 | $4,249,000 |
| Home Improvement | 549 | $105,885,000 | $192,000 | $9,505,000 | $175,000 | $2,760,000 |
| Refinancing | 388 | $134,910,000 | $347,000 | $9,505,000 | $214,000 | $2,315,000 |
| Cash-out Refinancing | 120 | $40,940,000 | $341,000 | $1,305,000 | $157,000 | $1,080,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,297 | $633,635,000 | $275,000 | $2,135,000 | $178,000 | $4,249,000 |
| Asian | 433 | $155,645,000 | $359,000 | $3,295,000 | $215,000 | $2,760,000 |
| Not Provided | 398 | $111,850,000 | $281,000 | $5,105,000 | $215,000 | $2,398,000 |
| Hispanic | 377 | $87,585,000 | $232,000 | $2,505,000 | $157,000 | $3,500,000 |
| Black or African American | 233 | $40,505,000 | $173,000 | $885,000 | $127,000 | $1,349,000 |
| American Indian or Alaskan Native | 13 | $2,525,000 | $194,000 | $595,000 | $111,000 | $339,000 |
| Not applicable | 11 | $39,775,000 | $3,615,000 | $9,505,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,370,000 | $342,000 | $405,000 | $150,000 | $204,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,503 | $1,003,305,000 | $286,000 | $9,505,000 | $189,000 | $4,249,000 |
| FHA-insured (Federal Housing Administration) | 231 | $62,135,000 | $268,000 | $735,000 | $95,000 | $272,000 |
| VA-guaranteed (Veterans Administration) | 80 | $30,430,000 | $380,000 | $1,005,000 | $120,000 | $352,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $1,040,000 | $173,000 | $285,000 | $75,000 | $94,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,394 | $709,210,000 | $296,000 | $9,505,000 | $195,000 | $4,249,000 |
| Application Denied By Financial Institution | 863 | $189,195,000 | $219,000 | $5,105,000 | $149,000 | $2,398,000 |
| Application Withdrawn By Applicant | 339 | $119,005,000 | $351,000 | $2,505,000 | $179,000 | $2,760,000 |
| Preapproval Approved but not Accepted | 121 | $57,465,000 | $474,000 | $2,305,000 | $165,000 | $961,000 |
| Application Approved But Not Accepted | 84 | $17,120,000 | $203,000 | $2,015,000 | $182,000 | $850,000 |
| Preapproval Denied by Financial Institution | 19 | $4,915,000 | $258,000 | $865,000 | $94,000 | $322,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,938 | $902,800,000 | $307,000 | $9,505,000 | $192,000 | $4,249,000 |
| Debt-To-Income Ratio | 468 | $115,280,000 | $246,000 | $1,495,000 | $132,000 | $1,026,000 |
| Credit History | 208 | $30,070,000 | $144,000 | $705,000 | $115,000 | $994,000 |
| Collateral | 71 | $12,955,000 | $182,000 | $505,000 | $208,000 | $1,157,000 |
| Other | 60 | $18,020,000 | $300,000 | $5,105,000 | $241,000 | $2,398,000 |
| Credit Application Incomplete | 51 | $12,535,000 | $245,000 | $3,205,000 | $240,000 | $2,095,000 |
| Employment History | 17 | $3,355,000 | $197,000 | $505,000 | $121,000 | $479,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,420,000 | $355,000 | $805,000 | $184,000 | $525,000 |
| Unverifiable Information | 3 | $475,000 | $158,000 | $215,000 | $84,000 | $139,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.