First Bank Richmond, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
First Bank Richmond, Na 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Bank Richmond, Na P.O. Box 937 Richmond, IN 47375 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 908 |
| Total Mortgage Loan Application Amount | $61,542,000 |
| Average Mortgage Loan Application Amount | $60,333 |
| Highest Mortgage Loan Application Amount | $8,000,000 |
| Average Applicant Income | $76,666 |
| Highest Applicant Income | $6,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with First Bank Richmond, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Bank Richmond, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down First Bank Richmond, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Bank Richmond, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by First Bank Richmond, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Bank Richmond, Na's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wayne County Indiana | 320 | $ 26,816,000 | $ 83,000 | $ 64,000 |
| Champaign County Illinois | 41 | $ 1,480,000 | $ 36,000 | $ 98,000 |
| Fayette County Indiana | 33 | $ 1,840,000 | $ 55,000 | $ 49,000 |
| Muscatine County Iowa | 32 | $ 676,000 | $ 21,000 | $ 57,000 |
| Huntington County Indiana | 31 | $ 766,000 | $ 24,000 | $ 56,000 |
| McLean County Illinois | 25 | $ 821,000 | $ 32,000 | $ 83,000 |
| Muskingum County Ohio | 20 | $ 830,000 | $ 41,000 | $ 78,000 |
| Preble County Ohio | 18 | $ 1,584,000 | $ 88,000 | $ 113,000 |
| Pike County Kentucky | 16 | $ 384,000 | $ 24,000 | $ 79,000 |
| Grant County Indiana | 14 | $ 558,000 | $ 39,000 | $ 44,000 |
| Marion County Indiana | 13 | $ 720,000 | $ 55,000 | $ 99,000 |
| Scott County Iowa | 13 | $ 455,000 | $ 35,000 | $ 92,000 |
| Wapello County Iowa | 13 | $ 234,000 | $ 18,000 | $ 66,000 |
| Franklin County Indiana | 11 | $ 583,000 | $ 53,000 | $ 41,000 |
| Howard County Indiana | 10 | $ 442,000 | $ 44,000 | $ 55,000 |
| Randolph County Indiana | 10 | $ 576,000 | $ 57,000 | $ 32,000 |
| Union County Indiana | 10 | $ 735,000 | $ 73,000 | $ 53,000 |
| Ford County Illinois | 9 | $ 217,000 | $ 24,000 | $ 57,000 |
| Rock Island County Illinois | 8 | $ 211,000 | $ 26,000 | $ 70,000 |
| Tuscarawas County Ohio | 8 | $ 130,000 | $ 16,000 | $ 49,000 |
| Henry County Indiana | 7 | $ 532,000 | $ 76,000 | $ 72,000 |
| Allen County Ohio | 7 | $ 252,000 | $ 36,000 | $ 64,000 |
| Erie County Ohio | 7 | $ 163,000 | $ 23,000 | $ 70,000 |
| Cass County Indiana | 6 | $ 265,000 | $ 44,000 | $ 84,000 |
| Hamilton County Indiana | 6 | $ 251,000 | $ 41,000 | $ 73,000 |
| Wabash County Indiana | 6 | $ 157,000 | $ 26,000 | $ 69,000 |
| Floyd County Kentucky | 6 | $ 113,000 | $ 18,000 | $ 64,000 |
| Coshocton County Ohio | 6 | $ 170,000 | $ 28,000 | $ 69,000 |
| Mercer County Ohio | 6 | $ 217,000 | $ 36,000 | $ 90,000 |
| Van Wert County Ohio | 6 | $ 110,000 | $ 18,000 | $ 68,000 |
| Peoria County Illinois | 5 | $ 178,000 | $ 35,000 | $ 72,000 |
| Sangamon County Illinois | 5 | $ 157,000 | $ 31,000 | $ 81,000 |
| Pulaski County Kentucky | 5 | $ 88,000 | $ 17,000 | $ 55,000 |
| Taylor County Kentucky | 5 | $ 62,000 | $ 12,000 | $ 52,000 |
| Piatt County Illinois | 4 | $ 120,000 | $ 30,000 | $ 62,000 |
| Tazewell County Illinois | 4 | $ 170,000 | $ 42,000 | $ 89,000 |
| Shelby County Indiana | 4 | $ 496,000 | $ 124,000 | $ 60,000 |
| Dubuque County Iowa | 4 | $ 106,000 | $ 26,000 | $ 69,000 |
| Fayette County Kentucky | 4 | $ 148,000 | $ 37,000 | $ 167,000 |
| Mercer County Kentucky | 4 | $ 48,000 | $ 12,000 | $ 41,000 |
| Perry County Kentucky | 4 | $ 105,000 | $ 26,000 | $ 66,000 |
| Darke County Ohio | 4 | $ 144,000 | $ 36,000 | $ 71,000 |
| Hardin County Ohio | 4 | $ 173,000 | $ 43,000 | $ 63,000 |
| Huron County Ohio | 4 | $ 63,000 | $ 15,000 | $ 59,000 |
| Bartholomew County Indiana | 3 | $ 200,000 | $ 66,000 | $ 45,000 |
| Johnson County Indiana | 3 | $ 179,000 | $ 59,000 | $ 61,000 |
| Madison County Indiana | 3 | $ 246,000 | $ 82,000 | $ 83,000 |
| Clark County Kentucky | 3 | $ 76,000 | $ 25,000 | $ 58,000 |
| Athens County Ohio | 3 | $ 80,000 | $ 26,000 | $ 70,000 |
| Butler County Ohio | 3 | $ 189,000 | $ 63,000 | $ 163,000 |
| Clark County Ohio | 3 | $ 76,000 | $ 25,000 | $ 57,000 |
| Franklin County Ohio | 3 | $ 179,000 | $ 59,000 | $ 184,000 |
| Hancock County Ohio | 3 | $ 52,000 | $ 17,000 | $ 75,000 |
| Licking County Ohio | 3 | $ 80,000 | $ 26,000 | $ 92,000 |
| Oklahoma County Oklahoma | 3 | $ 130,000 | $ 43,000 | $ 165,000 |
| Tulsa County Oklahoma | 3 | $ 169,000 | $ 56,000 | $ 139,000 |
| Denver County Colorado | 2 | $ 72,000 | $ 36,000 | $ 82,000 |
| Livingston County Illinois | 2 | $ 31,000 | $ 15,000 | $ 48,000 |
| Allen County Indiana | 2 | $ 61,000 | $ 30,000 | $ 91,000 |
| Miami County Indiana | 2 | $ 59,000 | $ 29,000 | $ 106,000 |
| Owen County Indiana | 2 | $ 37,000 | $ 18,000 | $ 54,000 |
| Ripley County Indiana | 2 | $ 120,000 | $ 60,000 | $ 50,000 |
| Rush County Indiana | 2 | $ 29,000 | $ 14,000 | $ 89,000 |
| Clinton County Iowa | 2 | $ 83,000 | $ 41,000 | $ 84,000 |
| Boyd County Kentucky | 2 | $ 42,000 | $ 21,000 | $ 41,000 |
| Johnson County Kentucky | 2 | $ 36,000 | $ 18,000 | $ 63,000 |
| Knott County Kentucky | 2 | $ 43,000 | $ 21,000 | $ 72,000 |
| Knox County Kentucky | 2 | $ 35,000 | $ 17,000 | $ 63,000 |
| Madison County Kentucky | 2 | $ 64,000 | $ 32,000 | $ 80,000 |
| Clark County Nevada | 2 | $ 2,780,000 | $ 1,390,000 | $ 639,000 |
| Defiance County Ohio | 2 | $ 35,000 | $ 17,000 | $ 47,000 |
| Lorain County Ohio | 2 | $ 40,000 | $ 20,000 | $ 116,000 |
| Putnam County Ohio | 2 | $ 130,000 | $ 65,000 | $ 158,000 |
| Baldwin County Alabama | 1 | $ 425,000 | $ 425,000 | $ 275,000 |
| Sebastian County Arkansas | 1 | $ 120,000 | $ 120,000 | $ 158,000 |
| Lee County Florida | 1 | $ 8,000,000 | $ 8,000,000 | $ 6,500,000 |
| Martin County Florida | 1 | $ 220,000 | $ 220,000 | $ 176,000 |
| Cook County Illinois | 1 | $ 45,000 | $ 45,000 | $ 160,000 |
| Douglas County Illinois | 1 | $ 17,000 | $ 17,000 | $ 64,000 |
| Fayette County Illinois | 1 | $ 20,000 | $ 20,000 | $ 60,000 |
| Kane County Illinois | 1 | $ 29,000 | $ 29,000 | $ 51,000 |
| Knox County Illinois | 1 | $ 24,000 | $ 24,000 | $ 53,000 |
| Logan County Illinois | 1 | $ 37,000 | $ 37,000 | $ 42,000 |
| Macon County Illinois | 1 | $ 6,000 | $ 6,000 | $ 42,000 |
| Mercer County Illinois | 1 | $ 17,000 | $ 17,000 | $ 58,000 |
| Moultrie County Illinois | 1 | $ 27,000 | $ 27,000 | $ 65,000 |
| Pulaski County Illinois | 1 | $ 9,000 | $ 9,000 | $ 22,000 |
| Saline County Illinois | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| Shelby County Illinois | 1 | $ 11,000 | $ 11,000 | $ 35,000 |
| Whiteside County Illinois | 1 | $ 22,000 | $ 22,000 | $ 124,000 |
| Will County Illinois | 1 | $ 71,000 | $ 71,000 | $ 115,000 |
| Woodford County Illinois | 1 | $ 36,000 | $ 36,000 | $ 115,000 |
| Adams County Indiana | 1 | $ 42,000 | $ 42,000 | $ 50,000 |
| Boone County Indiana | 1 | $ 75,000 | $ 75,000 | $ 141,000 |
| DeKalb County Indiana | 1 | $ 15,000 | $ 15,000 | $ 17,000 |
| Marshall County Indiana | 1 | $ 34,000 | $ 34,000 | $ 104,000 |
| Monroe County Indiana | 1 | $ 15,000 | $ 15,000 | $ 62,000 |
| Montgomery County Indiana | 1 | $ 130,000 | $ 130,000 | $ 32,000 |
| Morgan County Indiana | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Tipton County Indiana | 1 | $ 8,000 | $ 8,000 | $ 35,000 |
| Wells County Indiana | 1 | $ 30,000 | $ 30,000 | $ 33,000 |
| Des Moines County Iowa | 1 | $ 79,000 | $ 79,000 | $ 242,000 |
| Anderson County Kentucky | 1 | $ 26,000 | $ 26,000 | $ 57,000 |
| Franklin County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 90,000 |
| Garrard County Kentucky | 1 | $ 59,000 | $ 59,000 | $ 104,000 |
| Hopkins County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 102,000 |
| Letcher County Kentucky | 1 | $ 16,000 | $ 16,000 | $ 115,000 |
| Montgomery County Kentucky | 1 | $ 27,000 | $ 27,000 | $ 81,000 |
| Rockcastle County Kentucky | 1 | $ 7,000 | $ 7,000 | $ 49,000 |
| Russell County Kentucky | 1 | $ 14,000 | $ 14,000 | $ 39,000 |
| Scott County Kentucky | 1 | $ 32,000 | $ 32,000 | $ 53,000 |
| Antrim County Michigan | 1 | $ 100,000 | $ 100,000 | $ 1,935,000 |
| Benzie County Michigan | 1 | $ 475,000 | $ 475,000 | $ 274,000 |
| Grant County New Mexico | 1 | $ 21,000 | $ 21,000 | $ 56,000 |
| Burke County North Carolina | 1 | $ 37,000 | $ 37,000 | $ 113,000 |
| Wake County North Carolina | 1 | $ 592,000 | $ 592,000 | $ 507,000 |
| Auglaize County Ohio | 1 | $ 17,000 | $ 17,000 | $ 89,000 |
| Delaware County Ohio | 1 | $ 227,000 | $ 227,000 | $ 97,000 |
| Greene County Ohio | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| Hamilton County Ohio | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Hocking County Ohio | 1 | $ 27,000 | $ 27,000 | $ 46,000 |
| Lucas County Ohio | 1 | $ 26,000 | $ 26,000 | $ 53,000 |
| Mahoning County Ohio | 1 | $ 22,000 | $ 22,000 | $ 63,000 |
| Montgomery County Ohio | 1 | $ 20,000 | $ 20,000 | $ 27,000 |
| Morgan County Ohio | 1 | $ 17,000 | $ 17,000 | $ 56,000 |
| Shelby County Ohio | 1 | $ 14,000 | $ 14,000 | $ 44,000 |
| Washington County Ohio | 1 | $ 15,000 | $ 15,000 | $ 37,000 |
| Williams County Ohio | 1 | $ 12,000 | $ 12,000 | $ 20,000 |
| Wood County Ohio | 1 | $ 27,000 | $ 27,000 | $ 114,000 |
| Lexington County South Carolina | 1 | $ 32,000 | $ 32,000 | $ 60,000 |
| Campbell County Tennessee | 1 | $ 47,000 | $ 47,000 | $ 472,000 |
| Mingo County West Virginia | 1 | $ 22,000 | $ 22,000 | $ 98,000 |
| Rock County Wisconsin | 1 | $ 28,000 | $ 28,000 | $ 87,000 |
Mortgage Loan Application Detail Totals for First Bank Richmond, Na in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 517 | $34,639,000 | $67,000 | $8,000,000 | $90,000 | $6,500,000 |
| Refinancing | 294 | $23,479,000 | $79,000 | $1,980,000 | $70,000 | $1,022,000 |
| Home Improvement | 97 | $3,424,000 | $35,000 | $374,000 | $70,000 | $363,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 842 | $57,855,000 | $68,000 | $8,000,000 | $82,000 | $6,500,000 |
| Not applicable | 21 | $1,875,000 | $89,000 | $458,000 | $0 | $0 |
| Black or African American | 18 | $648,000 | $36,000 | $150,000 | $102,000 | $300,000 |
| Not Provided | 13 | $494,000 | $38,000 | $120,000 | $80,000 | $158,000 |
| Hispanic | 10 | $265,000 | $26,000 | $45,000 | $61,000 | $193,000 |
| Asian | 2 | $91,000 | $45,000 | $47,000 | $112,000 | $150,000 |
| American Indian or Alaskan Native | 1 | $50,000 | $50,000 | $50,000 | $114,000 | $114,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $264,000 | $264,000 | $264,000 | $1,039,000 | $1,039,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 908 | $61,542,000 | $67,000 | $8,000,000 | $81,000 | $6,500,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 689 | $50,400,000 | $73,000 | $8,000,000 | $84,000 | $6,500,000 |
| Application Denied By Financial Institution | 105 | $5,592,000 | $53,000 | $448,000 | $80,000 | $1,935,000 |
| Application Approved But Not Accepted | 73 | $2,328,000 | $31,000 | $150,000 | $83,000 | $560,000 |
| Application Withdrawn By Applicant | 41 | $3,222,000 | $78,000 | $200,000 | $44,000 | $145,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 64 | $3,163,000 | $49,000 | $448,000 | $69,000 | $472,000 |
| Debt-To-Income Ratio | 20 | $1,278,000 | $63,000 | $240,000 | $41,000 | $115,000 |
| Collateral | 10 | $651,000 | $65,000 | $176,000 | $258,000 | $1,935,000 |
| Employment History | 8 | $284,000 | $35,000 | $115,000 | $42,000 | $80,000 |
| Other | 2 | $96,000 | $48,000 | $56,000 | $114,000 | $128,000 |
| Unverifiable Information | 1 | $120,000 | $120,000 | $120,000 | $43,000 | $43,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Bank Richmond, Na's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Bank Richmond, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.