First Bank Richmond, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
First Bank Richmond, Na 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Bank Richmond, Na P.O. Box 937 Richmond, IN 47375 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 997 |
| Total Mortgage Loan Application Amount | $62,581,000 |
| Average Mortgage Loan Application Amount | $56,666 |
| Highest Mortgage Loan Application Amount | $1,958,000 |
| Average Applicant Income | $76,333 |
| Highest Applicant Income | $768,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with First Bank Richmond, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Bank Richmond, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down First Bank Richmond, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Bank Richmond, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by First Bank Richmond, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Bank Richmond, Na's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wayne County Indiana | 407 | $ 34,014,000 | $ 83,000 | $ 71,000 |
| Fayette County Indiana | 45 | $ 2,044,000 | $ 45,000 | $ 42,000 |
| Muscatine County Iowa | 39 | $ 979,000 | $ 25,000 | $ 63,000 |
| Champaign County Illinois | 33 | $ 930,000 | $ 28,000 | $ 70,000 |
| Huntington County Indiana | 21 | $ 423,000 | $ 20,000 | $ 59,000 |
| Pike County Kentucky | 13 | $ 243,000 | $ 18,000 | $ 56,000 |
| McLean County Illinois | 12 | $ 359,000 | $ 29,000 | $ 80,000 |
| Marion County Indiana | 12 | $ 748,000 | $ 62,000 | $ 107,000 |
| Randolph County Indiana | 12 | $ 853,000 | $ 71,000 | $ 41,000 |
| Union County Indiana | 12 | $ 1,113,000 | $ 92,000 | $ 35,000 |
| Tulsa County Oklahoma | 11 | $ 2,297,000 | $ 208,000 | $ 119,000 |
| Preble County Ohio | 10 | $ 904,000 | $ 90,000 | $ 60,000 |
| DeKalb County Illinois | 8 | $ 215,000 | $ 26,000 | $ 110,000 |
| Hamilton County Indiana | 8 | $ 987,000 | $ 123,000 | $ 153,000 |
| Henry County Indiana | 8 | $ 853,000 | $ 106,000 | $ 84,000 |
| Kendall County Illinois | 7 | $ 223,000 | $ 31,000 | $ 101,000 |
| McHenry County Illinois | 7 | $ 214,000 | $ 30,000 | $ 87,000 |
| Howard County Indiana | 7 | $ 197,000 | $ 28,000 | $ 55,000 |
| Johnson County Indiana | 7 | $ 687,000 | $ 98,000 | $ 65,000 |
| Ripley County Indiana | 7 | $ 315,000 | $ 45,000 | $ 46,000 |
| Scott County Iowa | 7 | $ 208,000 | $ 29,000 | $ 130,000 |
| Allen County Ohio | 7 | $ 552,000 | $ 78,000 | $ 128,000 |
| Licking County Ohio | 7 | $ 148,000 | $ 21,000 | $ 61,000 |
| Peoria County Illinois | 6 | $ 180,000 | $ 30,000 | $ 110,000 |
| Rock Island County Illinois | 6 | $ 99,000 | $ 16,000 | $ 63,000 |
| Wabash County Indiana | 6 | $ 133,000 | $ 22,000 | $ 63,000 |
| Wapello County Iowa | 6 | $ 90,000 | $ 15,000 | $ 46,000 |
| Darke County Ohio | 6 | $ 160,000 | $ 26,000 | $ 35,000 |
| Van Wert County Ohio | 6 | $ 187,000 | $ 31,000 | $ 80,000 |
| Maricopa County Arizona | 5 | $ 339,000 | $ 67,000 | $ 202,000 |
| Cook County Illinois | 5 | $ 234,000 | $ 46,000 | $ 124,000 |
| Franklin County Indiana | 5 | $ 344,000 | $ 68,000 | $ 46,000 |
| Owen County Indiana | 5 | $ 177,000 | $ 35,000 | $ 70,000 |
| Shelby County Indiana | 5 | $ 432,000 | $ 86,000 | $ 60,000 |
| Perry County Kentucky | 5 | $ 115,000 | $ 23,000 | $ 84,000 |
| Erie County Ohio | 5 | $ 96,000 | $ 19,000 | $ 94,000 |
| Franklin County Ohio | 5 | $ 190,000 | $ 38,000 | $ 130,000 |
| Boyle County Kentucky | 4 | $ 69,000 | $ 17,000 | $ 45,000 |
| Delaware County Ohio | 4 | $ 212,000 | $ 53,000 | $ 219,000 |
| Mercer County Ohio | 4 | $ 82,000 | $ 20,000 | $ 78,000 |
| Tuscarawas County Ohio | 4 | $ 99,000 | $ 24,000 | $ 70,000 |
| Cleveland County Oklahoma | 4 | $ 135,000 | $ 33,000 | $ 182,000 |
| Tazewell County Illinois | 3 | $ 96,000 | $ 32,000 | $ 76,000 |
| Allen County Indiana | 3 | $ 116,000 | $ 38,000 | $ 74,000 |
| Louisa County Iowa | 3 | $ 47,000 | $ 15,000 | $ 43,000 |
| Washoe County Nevada | 3 | $ 145,000 | $ 48,000 | $ 188,000 |
| Wake County North Carolina | 3 | $ 90,000 | $ 30,000 | $ 112,000 |
| Montgomery County Ohio | 3 | $ 450,000 | $ 150,000 | $ 107,000 |
| Muskingum County Ohio | 3 | $ 112,000 | $ 37,000 | $ 111,000 |
| Oklahoma County Oklahoma | 3 | $ 95,000 | $ 31,000 | $ 109,000 |
| Wagoner County Oklahoma | 3 | $ 112,000 | $ 37,000 | $ 182,000 |
| Pennington County South Dakota | 3 | $ 66,000 | $ 22,000 | $ 68,000 |
| Lee County Florida | 2 | $ 62,000 | $ 31,000 | $ 134,000 |
| Pinellas County Florida | 2 | $ 380,000 | $ 190,000 | $ 104,000 |
| Ford County Illinois | 2 | $ 62,000 | $ 31,000 | $ 80,000 |
| Lake County Illinois | 2 | $ 43,000 | $ 21,000 | $ 123,000 |
| Macon County Illinois | 2 | $ 47,000 | $ 23,000 | $ 74,000 |
| Piatt County Illinois | 2 | $ 59,000 | $ 29,000 | $ 77,000 |
| Sangamon County Illinois | 2 | $ 44,000 | $ 22,000 | $ 52,000 |
| DeKalb County Indiana | 2 | $ 45,000 | $ 22,000 | $ 74,000 |
| Kosciusko County Indiana | 2 | $ 43,000 | $ 21,000 | $ 60,000 |
| Monroe County Indiana | 2 | $ 42,000 | $ 21,000 | $ 63,000 |
| Montgomery County Indiana | 2 | $ 125,000 | $ 62,000 | $ 75,000 |
| Noble County Indiana | 2 | $ 66,000 | $ 33,000 | $ 72,000 |
| Tippecanoe County Indiana | 2 | $ 238,000 | $ 119,000 | $ 76,000 |
| Linn County Iowa | 2 | $ 66,000 | $ 33,000 | $ 66,000 |
| Washington County Iowa | 2 | $ 38,000 | $ 19,000 | $ 68,000 |
| Johnson County Kansas | 2 | $ 249,000 | $ 124,000 | $ 398,000 |
| Boyd County Kentucky | 2 | $ 43,000 | $ 21,000 | $ 44,000 |
| Pulaski County Kentucky | 2 | $ 41,000 | $ 20,000 | $ 40,000 |
| Rockcastle County Kentucky | 2 | $ 23,000 | $ 11,000 | $ 64,000 |
| Montgomery County Maryland | 2 | $ 111,000 | $ 55,000 | $ 118,000 |
| Washtenaw County Michigan | 2 | $ 170,000 | $ 85,000 | $ 127,000 |
| Camden County Missouri | 2 | $ 63,000 | $ 31,000 | $ 145,000 |
| Butler County Ohio | 2 | $ 72,000 | $ 36,000 | $ 117,000 |
| Clark County Ohio | 2 | $ 35,000 | $ 17,000 | $ 58,000 |
| Defiance County Ohio | 2 | $ 44,000 | $ 22,000 | $ 51,000 |
| Hamilton County Ohio | 2 | $ 32,000 | $ 16,000 | $ 56,000 |
| Hancock County Ohio | 2 | $ 39,000 | $ 19,000 | $ 79,000 |
| Huron County Ohio | 2 | $ 46,000 | $ 23,000 | $ 65,000 |
| Lorain County Ohio | 2 | $ 67,000 | $ 33,000 | $ 92,000 |
| Richland County Ohio | 2 | $ 72,000 | $ 36,000 | $ 84,000 |
| Ross County Ohio | 2 | $ 39,000 | $ 19,000 | $ 37,000 |
| Williams County Ohio | 2 | $ 37,000 | $ 18,000 | $ 60,000 |
| Greenville County South Carolina | 2 | $ 88,000 | $ 44,000 | $ 217,000 |
| Fairfax County Virginia | 2 | $ 125,000 | $ 62,000 | $ 200,000 |
| Mingo County West Virginia | 2 | $ 34,000 | $ 17,000 | $ 80,000 |
| Coconino County Arizona | 1 | $ 52,000 | $ 52,000 | $ 204,000 |
| Mohave County Arizona | 1 | $ 493,000 | $ 493,000 | $ 200,000 |
| Benton County Arkansas | 1 | $ 36,000 | $ 36,000 | $ 154,000 |
| Douglas County Colorado | 1 | $ 45,000 | $ 45,000 | $ 105,000 |
| Jefferson County Colorado | 1 | $ 55,000 | $ 55,000 | $ 168,000 |
| Charlotte County Florida | 1 | $ 12,000 | $ 12,000 | $ 43,000 |
| Martin County Florida | 1 | $ 222,000 | $ 222,000 | $ 176,000 |
| Miami-Dade County Florida | 1 | $ 16,000 | $ 16,000 | $ 55,000 |
| Volusia County Florida | 1 | $ 412,000 | $ 412,000 | $ 189,000 |
| Boone County Illinois | 1 | $ 22,000 | $ 22,000 | $ 42,000 |
| Iroquois County Illinois | 1 | $ 24,000 | $ 24,000 | $ 82,000 |
| Kane County Illinois | 1 | $ 22,000 | $ 22,000 | $ 74,000 |
| Lee County Illinois | 1 | $ 46,000 | $ 46,000 | $ 173,000 |
| Logan County Illinois | 1 | $ 26,000 | $ 26,000 | $ 60,000 |
| Marshall County Illinois | 1 | $ 27,000 | $ 27,000 | $ 86,000 |
| Mercer County Illinois | 1 | $ 40,000 | $ 40,000 | $ 70,000 |
| St. Clair County Illinois | 1 | $ 5,000 | $ 5,000 | $ 64,000 |
| Vermilion County Illinois | 1 | $ 24,000 | $ 24,000 | $ 96,000 |
| Will County Illinois | 1 | $ 30,000 | $ 30,000 | $ 109,000 |
| Adams County Indiana | 1 | $ 33,000 | $ 33,000 | $ 115,000 |
| Cass County Indiana | 1 | $ 25,000 | $ 25,000 | $ 138,000 |
| Decatur County Indiana | 1 | $ 37,000 | $ 37,000 | $ 94,000 |
| Delaware County Indiana | 1 | $ 89,000 | $ 89,000 | $ 37,000 |
| Dubois County Indiana | 1 | $ 187,000 | $ 187,000 | $ 110,000 |
| Grant County Indiana | 1 | $ 44,000 | $ 44,000 | $ 31,000 |
| Hendricks County Indiana | 1 | $ 128,000 | $ 128,000 | $ 45,000 |
| Knox County Indiana | 1 | $ 20,000 | $ 20,000 | $ 113,000 |
| Marshall County Indiana | 1 | $ 19,000 | $ 19,000 | $ 52,000 |
| Steuben County Indiana | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| Tipton County Indiana | 1 | $ 20,000 | $ 20,000 | $ 127,000 |
| Wells County Indiana | 1 | $ 44,000 | $ 44,000 | $ 99,000 |
| Cedar County Iowa | 1 | $ 42,000 | $ 42,000 | $ 95,000 |
| Jackson County Iowa | 1 | $ 40,000 | $ 40,000 | $ 80,000 |
| Jefferson County Iowa | 1 | $ 18,000 | $ 18,000 | $ 27,000 |
| Johnson County Iowa | 1 | $ 28,000 | $ 28,000 | $ 52,000 |
| Barren County Kentucky | 1 | $ 24,000 | $ 24,000 | $ 79,000 |
| Clark County Kentucky | 1 | $ 29,000 | $ 29,000 | $ 67,000 |
| Cumberland County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 83,000 |
| Fayette County Kentucky | 1 | $ 24,000 | $ 24,000 | $ 32,000 |
| Floyd County Kentucky | 1 | $ 18,000 | $ 18,000 | $ 52,000 |
| Franklin County Kentucky | 1 | $ 34,000 | $ 34,000 | $ 112,000 |
| Knott County Kentucky | 1 | $ 28,000 | $ 28,000 | $ 67,000 |
| Laurel County Kentucky | 1 | $ 36,000 | $ 36,000 | $ 68,000 |
| Madison County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 71,000 |
| Montgomery County Kentucky | 1 | $ 11,000 | $ 11,000 | $ 20,000 |
| Scott County Kentucky | 1 | $ 30,000 | $ 30,000 | $ 64,000 |
| Warren County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 96,000 |
| Prince George's County Maryland | 1 | $ 48,000 | $ 48,000 | $ 202,000 |
| Norfolk County Massachusetts | 1 | $ 22,000 | $ 22,000 | $ 162,000 |
| Kalamazoo County Michigan | 1 | $ 30,000 | $ 30,000 | $ 146,000 |
| Anoka County Minnesota | 1 | $ 46,000 | $ 46,000 | $ 150,000 |
| Wright County Minnesota | 1 | $ 31,000 | $ 31,000 | $ 152,000 |
| Ray County Missouri | 1 | $ 45,000 | $ 45,000 | $ 290,000 |
| Douglas County Nebraska | 1 | $ 29,000 | $ 29,000 | $ 70,000 |
| Cape May County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 465,000 |
| Essex County New Jersey | 1 | $ 50,000 | $ 50,000 | $ 165,000 |
| Middlesex County New Jersey | 1 | $ 49,000 | $ 49,000 | $ 122,000 |
| Bernalillo County New Mexico | 1 | $ 70,000 | $ 70,000 | $ 110,000 |
| Otero County New Mexico | 1 | $ 45,000 | $ 45,000 | $ 77,000 |
| Santa Fe County New Mexico | 1 | $ 122,000 | $ 122,000 | $ 275,000 |
| Rutherford County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 89,000 |
| Athens County Ohio | 1 | $ 18,000 | $ 18,000 | $ 30,000 |
| Auglaize County Ohio | 1 | $ 57,000 | $ 57,000 | $ 140,000 |
| Coshocton County Ohio | 1 | $ 27,000 | $ 27,000 | $ 86,000 |
| Crawford County Ohio | 1 | $ 41,000 | $ 41,000 | $ 77,000 |
| Cuyahoga County Ohio | 1 | $ 41,000 | $ 41,000 | $ 82,000 |
| Fairfield County Ohio | 1 | $ 41,000 | $ 41,000 | $ 65,000 |
| Hocking County Ohio | 1 | $ 21,000 | $ 21,000 | $ 106,000 |
| Lucas County Ohio | 1 | $ 48,000 | $ 48,000 | $ 139,000 |
| Marion County Ohio | 1 | $ 20,000 | $ 20,000 | $ 133,000 |
| Miami County Ohio | 1 | $ 416,000 | $ 416,000 | $ 320,000 |
| Morrow County Ohio | 1 | $ 50,000 | $ 50,000 | $ 152,000 |
| Perry County Ohio | 1 | $ 23,000 | $ 23,000 | $ 53,000 |
| Pickaway County Ohio | 1 | $ 25,000 | $ 25,000 | $ 87,000 |
| Shelby County Ohio | 1 | $ 86,000 | $ 86,000 | $ 53,000 |
| Summit County Ohio | 1 | $ 45,000 | $ 45,000 | $ 96,000 |
| Warren County Ohio | 1 | $ 187,000 | $ 187,000 | $ 84,000 |
| Canadian County Oklahoma | 1 | $ 30,000 | $ 30,000 | $ 69,000 |
| Creek County Oklahoma | 1 | $ 28,000 | $ 28,000 | $ 58,000 |
| Grady County Oklahoma | 1 | $ 24,000 | $ 24,000 | $ 102,000 |
| Logan County Oklahoma | 1 | $ 37,000 | $ 37,000 | $ 155,000 |
| Pittsburg County Oklahoma | 1 | $ 14,000 | $ 14,000 | $ 42,000 |
| Sequoyah County Oklahoma | 1 | $ 147,000 | $ 147,000 | $ 384,000 |
| Crawford County Pennsylvania | 1 | $ 168,000 | $ 168,000 | $ 62,000 |
| Erie County Pennsylvania | 1 | $ 33,000 | $ 33,000 | $ 34,000 |
| Lincoln County South Dakota | 1 | $ 47,000 | $ 47,000 | $ 116,000 |
| Minnehaha County South Dakota | 1 | $ 46,000 | $ 46,000 | $ 93,000 |
| Knox County Tennessee | 1 | $ 32,000 | $ 32,000 | $ 82,000 |
| Harris County Texas | 1 | $ 29,000 | $ 29,000 | $ 72,000 |
| Tarrant County Texas | 1 | $ 42,000 | $ 42,000 | $ 150,000 |
| Wise County Texas | 1 | $ 29,000 | $ 29,000 | $ 79,000 |
| Salt Lake County Utah | 1 | $ 50,000 | $ 50,000 | $ 230,000 |
| Loudoun County Virginia | 1 | $ 50,000 | $ 50,000 | $ 136,000 |
| Kanawha County West Virginia | 1 | $ 27,000 | $ 27,000 | $ 64,000 |
Mortgage Loan Application Detail Totals for First Bank Richmond, Na in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 560 | $28,260,000 | $50,000 | $820,000 | $79,000 | $768,000 |
| Refinancing | 366 | $31,956,000 | $87,000 | $1,958,000 | $83,000 | $674,000 |
| Home Improvement | 71 | $2,365,000 | $33,000 | $405,000 | $67,000 | $243,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 917 | $58,253,000 | $63,000 | $1,958,000 | $79,000 | $768,000 |
| Not Provided | 23 | $1,043,000 | $45,000 | $147,000 | $136,000 | $398,000 |
| Hispanic | 19 | $648,000 | $34,000 | $70,000 | $77,000 | $204,000 |
| Not applicable | 18 | $1,051,000 | $58,000 | $176,000 | $0 | $0 |
| Black or African American | 10 | $348,000 | $34,000 | $60,000 | $58,000 | $112,000 |
| Asian | 6 | $1,114,000 | $185,000 | $416,000 | $197,000 | $480,000 |
| American Indian or Alaskan Native | 3 | $54,000 | $18,000 | $35,000 | $107,000 | $248,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $70,000 | $70,000 | $70,000 | $51,000 | $51,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 997 | $62,581,000 | $62,000 | $1,958,000 | $79,000 | $768,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 719 | $44,598,000 | $62,000 | $1,958,000 | $80,000 | $768,000 |
| Application Denied By Financial Institution | 113 | $7,374,000 | $65,000 | $405,000 | $73,000 | $398,000 |
| Application Approved But Not Accepted | 86 | $2,729,000 | $31,000 | $264,000 | $94,000 | $398,000 |
| Application Withdrawn By Applicant | 79 | $7,880,000 | $99,000 | $585,000 | $69,000 | $538,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 63 | $2,857,000 | $45,000 | $145,000 | $69,000 | $234,000 |
| Debt-To-Income Ratio | 26 | $2,421,000 | $93,000 | $245,000 | $56,000 | $138,000 |
| Collateral | 6 | $465,000 | $77,000 | $147,000 | $118,000 | $398,000 |
| Unverifiable Information | 5 | $701,000 | $140,000 | $405,000 | $136,000 | $204,000 |
| Mortgage Insurance Denied | 4 | $297,000 | $74,000 | $108,000 | $52,000 | $97,000 |
| Other | 4 | $479,000 | $119,000 | $156,000 | $145,000 | $384,000 |
| Employment History | 4 | $92,000 | $23,000 | $52,000 | $54,000 | $75,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $62,000 | $62,000 | $62,000 | $38,000 | $38,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Bank Richmond, Na's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Bank Richmond, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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