First Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
First Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Bank 300 E Thrid Burkburnett, TX 76354 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 1,774 |
| Total Mortgage Loan Application Amount | $653,400,000 |
| Average Mortgage Loan Application Amount | $288,200 |
| Highest Mortgage Loan Application Amount | $2,985,000 |
| Average Applicant Income | $188,000 |
| Highest Applicant Income | $2,714,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with First Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down First Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Travis County Texas | 324 | $ 156,340,000 | $ 482,000 | $ 223,000 |
| Collin County Texas | 209 | $ 82,025,000 | $ 392,000 | $ 182,000 |
| Wichita County Texas | 167 | $ 29,315,000 | $ 175,000 | $ 120,000 |
| Dallas County Texas | 160 | $ 51,290,000 | $ 320,000 | $ 188,000 |
| Williamson County Texas | 139 | $ 57,855,000 | $ 416,000 | $ 178,000 |
| Tarrant County Texas | 127 | $ 38,995,000 | $ 307,000 | $ 175,000 |
| Denton County Texas | 121 | $ 54,145,000 | $ 447,000 | $ 201,000 |
| Hays County Texas | 61 | $ 24,775,000 | $ 406,000 | $ 168,000 |
| Parker County Texas | 44 | $ 17,210,000 | $ 391,000 | $ 138,000 |
| Grayson County Texas | 42 | $ 10,870,000 | $ 258,000 | $ 145,000 |
| Harris County Texas | 22 | $ 9,230,000 | $ 419,000 | $ 155,000 |
| Ellis County Texas | 21 | $ 7,745,000 | $ 368,000 | $ 141,000 |
| Wise County Texas | 18 | $ 6,970,000 | $ 387,000 | $ 139,000 |
| Kaufman County Texas | 17 | $ 5,665,000 | $ 333,000 | $ 121,000 |
| El Paso County Texas | 14 | $ 2,690,000 | $ 192,000 | $ 148,000 |
| Comal County Texas | 13 | $ 5,805,000 | $ 446,000 | $ 296,000 |
| Bexar County Texas | 11 | $ 4,555,000 | $ 414,000 | $ 200,000 |
| Johnson County Texas | 11 | $ 4,485,000 | $ 407,000 | $ 121,000 |
| Rockwall County Texas | 11 | $ 5,515,000 | $ 501,000 | $ 189,000 |
| Bastrop County Texas | 10 | $ 3,550,000 | $ 355,000 | $ 125,000 |
| Bell County Texas | 10 | $ 2,460,000 | $ 246,000 | $ 84,000 |
| Hunt County Texas | 10 | $ 2,790,000 | $ 279,000 | $ 159,000 |
| Clay County Texas | 9 | $ 1,725,000 | $ 191,000 | $ 138,000 |
| Montgomery County Texas | 9 | $ 2,975,000 | $ 330,000 | $ 149,000 |
| Smith County Texas | 9 | $ 1,885,000 | $ 209,000 | $ 145,000 |
| Archer County Texas | 8 | $ 1,680,000 | $ 210,000 | $ 91,000 |
| Palo Pinto County Texas | 6 | $ 3,620,000 | $ 603,000 | $ 347,000 |
| Burnet County Texas | 5 | $ 2,845,000 | $ 569,000 | $ 412,000 |
| Guadalupe County Texas | 5 | $ 2,215,000 | $ 443,000 | $ 342,000 |
| Henderson County Texas | 5 | $ 1,455,000 | $ 291,000 | $ 260,000 |
| Nueces County Texas | 5 | $ 1,545,000 | $ 309,000 | $ 326,000 |
| Cooke County Texas | 4 | $ 620,000 | $ 155,000 | $ 100,000 |
| Fort Bend County Texas | 4 | $ 1,400,000 | $ 350,000 | $ 127,000 |
| Hill County Texas | 4 | $ 530,000 | $ 132,000 | $ 337,000 |
| Hopkins County Texas | 4 | $ 770,000 | $ 192,000 | $ 167,000 |
| McLennan County Texas | 4 | $ 830,000 | $ 207,000 | $ 252,000 |
| Maricopa County Arizona | 3 | $ 1,745,000 | $ 581,000 | $ 279,000 |
| Carroll County Arkansas | 3 | $ 495,000 | $ 165,000 | $ 0 |
| Blanco County Texas | 3 | $ 755,000 | $ 251,000 | $ 156,000 |
| Brazoria County Texas | 3 | $ 675,000 | $ 225,000 | $ 128,000 |
| Brazos County Texas | 3 | $ 955,000 | $ 318,000 | $ 115,000 |
| Gillespie County Texas | 3 | $ 945,000 | $ 315,000 | $ 200,000 |
| Llano County Texas | 3 | $ 735,000 | $ 245,000 | $ 229,000 |
| Benton County Arkansas | 2 | $ 810,000 | $ 405,000 | $ 220,000 |
| Walton County Florida | 2 | $ 940,000 | $ 470,000 | $ 290,000 |
| Clarke County Georgia | 2 | $ 390,000 | $ 195,000 | $ 239,000 |
| Gilmer County Georgia | 2 | $ 670,000 | $ 335,000 | $ 272,000 |
| Oakland County Michigan | 2 | $ 900,000 | $ 450,000 | $ 274,000 |
| Lafayette County Mississippi | 2 | $ 310,000 | $ 155,000 | $ 156,000 |
| Clark County Nevada | 2 | $ 3,030,000 | $ 1,515,000 | $ 592,000 |
| Lincoln County New Mexico | 2 | $ 640,000 | $ 320,000 | $ 129,000 |
| Oklahoma County Oklahoma | 2 | $ 690,000 | $ 345,000 | $ 130,000 |
| Deschutes County Oregon | 2 | $ 1,050,000 | $ 525,000 | $ 119,000 |
| Caldwell County Texas | 2 | $ 560,000 | $ 280,000 | $ 137,000 |
| Fannin County Texas | 2 | $ 260,000 | $ 130,000 | $ 51,000 |
| Hood County Texas | 2 | $ 590,000 | $ 295,000 | $ 185,000 |
| Kerr County Texas | 2 | $ 490,000 | $ 245,000 | $ 57,000 |
| Lee County Texas | 2 | $ 660,000 | $ 330,000 | $ 114,000 |
| Lubbock County Texas | 2 | $ 340,000 | $ 170,000 | $ 171,000 |
| Navarro County Texas | 2 | $ 670,000 | $ 335,000 | $ 113,000 |
| Upshur County Texas | 2 | $ 470,000 | $ 235,000 | $ 60,000 |
| Waller County Texas | 2 | $ 660,000 | $ 330,000 | $ 87,000 |
| Taylor County West Virginia | 2 | $ 920,000 | $ 460,000 | $ 202,000 |
| Lauderdale County Alabama | 1 | $ 485,000 | $ 485,000 | $ 161,000 |
| Shelby County Alabama | 1 | $ 75,000 | $ 75,000 | $ 161,000 |
| Lawrence County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 175,000 |
| Orange County California | 1 | $ 1,075,000 | $ 1,075,000 | $ 1,031,000 |
| Ventura County California | 1 | $ 1,035,000 | $ 1,035,000 | $ 218,000 |
| Chaffee County Colorado | 1 | $ 785,000 | $ 785,000 | $ 540,000 |
| Fremont County Colorado | 1 | $ 465,000 | $ 465,000 | $ 208,000 |
| Montrose County Colorado | 1 | $ 275,000 | $ 275,000 | $ 92,000 |
| Brevard County Florida | 1 | $ 145,000 | $ 145,000 | $ 300,000 |
| Manatee County Florida | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
| Miami-Dade County Florida | 1 | $ 495,000 | $ 495,000 | $ 138,000 |
| Okaloosa County Florida | 1 | $ 295,000 | $ 295,000 | $ 249,000 |
| Santa Rosa County Florida | 1 | $ 305,000 | $ 305,000 | $ 116,000 |
| Chatham County Georgia | 1 | $ 165,000 | $ 165,000 | $ 109,000 |
| Fulton County Georgia | 1 | $ 925,000 | $ 925,000 | $ 323,000 |
| Hamilton County Indiana | 1 | $ 205,000 | $ 205,000 | $ 69,000 |
| Calvert County Maryland | 1 | $ 315,000 | $ 315,000 | $ 123,000 |
| Bristol County Massachusetts | 1 | $ 585,000 | $ 585,000 | $ 158,000 |
| Ingham County Michigan | 1 | $ 275,000 | $ 275,000 | $ 193,000 |
| Dakota County Minnesota | 1 | $ 375,000 | $ 375,000 | $ 71,000 |
| Boone County Missouri | 1 | $ 605,000 | $ 605,000 | $ 238,000 |
| Christian County Missouri | 1 | $ 535,000 | $ 535,000 | $ 243,000 |
| Taney County Missouri | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Washoe County Nevada | 1 | $ 245,000 | $ 245,000 | $ 73,000 |
| Mercer County New Jersey | 1 | $ 475,000 | $ 475,000 | $ 130,000 |
| Bernalillo County New Mexico | 1 | $ 285,000 | $ 285,000 | $ 135,000 |
| Valencia County New Mexico | 1 | $ 565,000 | $ 565,000 | $ 233,000 |
| Rensselaer County New York | 1 | $ 125,000 | $ 125,000 | $ 156,000 |
| Stark County Ohio | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Bryan County Oklahoma | 1 | $ 875,000 | $ 875,000 | $ 938,000 |
| Canadian County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 39,000 |
| Carter County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 150,000 |
| Marshall County Oklahoma | 1 | $ 255,000 | $ 255,000 | $ 134,000 |
| Tillman County Oklahoma | 1 | $ 315,000 | $ 315,000 | $ 141,000 |
| Tulsa County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 141,000 |
| Wagoner County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 525,000 | $ 525,000 | $ 155,000 |
| Richland County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 69,000 |
| Cocke County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 129,000 |
| Rutherford County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 93,000 |
| Aransas County Texas | 1 | $ 515,000 | $ 515,000 | $ 456,000 |
| Bandera County Texas | 1 | $ 365,000 | $ 365,000 | $ 259,000 |
| Bosque County Texas | 1 | $ 105,000 | $ 105,000 | $ 141,000 |
| Brown County Texas | 1 | $ 445,000 | $ 445,000 | $ 246,000 |
| Calhoun County Texas | 1 | $ 325,000 | $ 325,000 | $ 106,000 |
| Coryell County Texas | 1 | $ 265,000 | $ 265,000 | $ 125,000 |
| Eastland County Texas | 1 | $ 225,000 | $ 225,000 | $ 100,000 |
| Ector County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Erath County Texas | 1 | $ 175,000 | $ 175,000 | $ 128,000 |
| Fayette County Texas | 1 | $ 305,000 | $ 305,000 | $ 56,000 |
| Galveston County Texas | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
| Gonzales County Texas | 1 | $ 405,000 | $ 405,000 | $ 100,000 |
| Gregg County Texas | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Harrison County Texas | 1 | $ 465,000 | $ 465,000 | $ 200,000 |
| Jack County Texas | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Knox County Texas | 1 | $ 95,000 | $ 95,000 | $ 49,000 |
| Lampasas County Texas | 1 | $ 415,000 | $ 415,000 | $ 146,000 |
| Medina County Texas | 1 | $ 265,000 | $ 265,000 | $ 58,000 |
| Milam County Texas | 1 | $ 275,000 | $ 275,000 | $ 116,000 |
| Montague County Texas | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Rains County Texas | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Randall County Texas | 1 | $ 155,000 | $ 155,000 | $ 97,000 |
| Titus County Texas | 1 | $ 565,000 | $ 565,000 | $ 173,000 |
| Washington County Texas | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| Wilbarger County Texas | 1 | $ 145,000 | $ 145,000 | $ 136,000 |
| Wilson County Texas | 1 | $ 235,000 | $ 235,000 | $ 143,000 |
| Wood County Texas | 1 | $ 215,000 | $ 215,000 | $ 102,000 |
| Davis County Utah | 1 | $ 415,000 | $ 415,000 | $ 205,000 |
| Utah County Utah | 1 | $ 195,000 | $ 195,000 | $ 142,000 |
| King George County Virginia | 1 | $ 395,000 | $ 395,000 | $ 153,000 |
Mortgage Loan Application Detail Totals for First Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,344 | $500,670,000 | $372,000 | $2,645,000 | $177,000 | $2,030,000 |
| Cash-out Refinancing | 228 | $81,350,000 | $356,000 | $1,535,000 | $198,000 | $2,714,000 |
| Refinancing | 164 | $62,920,000 | $383,000 | $2,985,000 | $209,000 | $1,380,000 |
| Other Purpose | 32 | $7,970,000 | $249,000 | $2,005,000 | $248,000 | $431,000 |
| Home Improvement | 6 | $490,000 | $81,000 | $205,000 | $108,000 | $183,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 986 | $383,760,000 | $389,000 | $2,985,000 | $186,000 | $2,714,000 |
| Not Provided | 267 | $117,555,000 | $440,000 | $2,645,000 | $194,000 | $2,030,000 |
| Not applicable | 236 | $54,130,000 | $229,000 | $2,005,000 | $0 | $0 |
| Hispanic | 160 | $48,900,000 | $305,000 | $1,225,000 | $153,000 | $959,000 |
| Asian | 74 | $32,580,000 | $440,000 | $1,325,000 | $179,000 | $471,000 |
| Black or African American | 37 | $12,365,000 | $334,000 | $865,000 | $169,000 | $596,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,155,000 | $231,000 | $305,000 | $132,000 | $201,000 |
| American Indian or Alaskan Native | 5 | $1,725,000 | $345,000 | $645,000 | $133,000 | $342,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,612 | $599,410,000 | $371,000 | $2,985,000 | $191,000 | $2,714,000 |
| FHA-insured (Federal Housing Administration) | 83 | $22,895,000 | $275,000 | $495,000 | $99,000 | $360,000 |
| VA-guaranteed (Veterans Administration) | 76 | $30,420,000 | $400,000 | $1,065,000 | $130,000 | $391,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $675,000 | $225,000 | $285,000 | $82,000 | $114,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,448 | $514,300,000 | $355,000 | $2,985,000 | $181,000 | $2,714,000 |
| Application Approved But Not Accepted | 209 | $86,705,000 | $414,000 | $2,775,000 | $190,000 | $2,030,000 |
| Application Withdrawn By Applicant | 71 | $35,895,000 | $505,000 | $1,055,000 | $216,000 | $586,000 |
| Application Denied By Financial Institution | 39 | $13,365,000 | $342,000 | $945,000 | $134,000 | $333,000 |
| File Closed For Incompleteness | 7 | $3,135,000 | $447,000 | $655,000 | $189,000 | $414,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,735 | $640,035,000 | $368,000 | $2,985,000 | $184,000 | $2,714,000 |
| Debt-To-Income Ratio | 16 | $6,430,000 | $401,000 | $945,000 | $102,000 | $182,000 |
| Unverifiable Information | 9 | $2,875,000 | $319,000 | $485,000 | $187,000 | $245,000 |
| Credit History | 8 | $1,980,000 | $247,000 | $405,000 | $87,000 | $160,000 |
| Collateral | 5 | $1,915,000 | $383,000 | $645,000 | $219,000 | $333,000 |
| Employment History | 1 | $165,000 | $165,000 | $165,000 | $106,000 | $106,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.