First Choice Funding, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
First Choice Funding, Inc. 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Choice Funding, Inc. 2100 Riverchase Center Ste 100 Birmingham, AL 35244 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,598 |
| Total Mortgage Loan Application Amount | $347,393,000 |
| Average Mortgage Loan Application Amount | $131,111 |
| Highest Mortgage Loan Application Amount | $1,100,000 |
| Average Applicant Income | $55,833 |
| Highest Applicant Income | $1,839,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with First Choice Funding, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Choice Funding, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down First Choice Funding, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Choice Funding, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by First Choice Funding, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Choice Funding, Inc.'s mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Alabama | 323 | $ 30,388,000 | $ 94,000 | $ 48,000 |
| Madison County Alabama | 159 | $ 15,455,000 | $ 97,000 | $ 45,000 |
| Tuscaloosa County Alabama | 91 | $ 9,008,000 | $ 98,000 | $ 47,000 |
| Hinds County Mississippi | 91 | $ 7,105,000 | $ 78,000 | $ 68,000 |
| Mobile County Alabama | 75 | $ 6,316,000 | $ 84,000 | $ 54,000 |
| Morgan County Alabama | 74 | $ 6,878,000 | $ 92,000 | $ 40,000 |
| Harrison County Mississippi | 68 | $ 5,971,000 | $ 87,000 | $ 33,000 |
| Limestone County Alabama | 55 | $ 5,018,000 | $ 91,000 | $ 60,000 |
| Muscogee County Georgia | 55 | $ 4,994,000 | $ 90,000 | $ 57,000 |
| Houston County Alabama | 52 | $ 4,830,000 | $ 92,000 | $ 37,000 |
| Baldwin County Alabama | 46 | $ 5,559,000 | $ 120,000 | $ 76,000 |
| Colbert County Alabama | 46 | $ 3,293,000 | $ 71,000 | $ 36,000 |
| Lee County Alabama | 44 | $ 4,622,000 | $ 105,000 | $ 37,000 |
| Lauderdale County Alabama | 43 | $ 4,132,000 | $ 96,000 | $ 44,000 |
| Montgomery County Alabama | 40 | $ 3,693,000 | $ 92,000 | $ 49,000 |
| Shelby County Alabama | 39 | $ 5,310,000 | $ 136,000 | $ 45,000 |
| Davidson County Tennessee | 37 | $ 3,700,000 | $ 100,000 | $ 43,000 |
| Hamilton County Tennessee | 36 | $ 3,603,000 | $ 100,000 | $ 50,000 |
| Marshall County Alabama | 35 | $ 3,106,000 | $ 88,000 | $ 58,000 |
| Etowah County Alabama | 33 | $ 3,188,000 | $ 96,000 | $ 51,000 |
| Lawrence County Alabama | 30 | $ 2,813,000 | $ 93,000 | $ 40,000 |
| Jackson County Mississippi | 29 | $ 2,426,000 | $ 83,000 | $ 34,000 |
| Lauderdale County Mississippi | 26 | $ 1,511,000 | $ 58,000 | $ 24,000 |
| Cullman County Alabama | 23 | $ 2,550,000 | $ 110,000 | $ 59,000 |
| Fulton County Georgia | 23 | $ 3,292,000 | $ 143,000 | $ 41,000 |
| Madison County Tennessee | 23 | $ 1,509,000 | $ 65,000 | $ 27,000 |
| Duval County Florida | 22 | $ 2,513,000 | $ 114,000 | $ 48,000 |
| Gwinnett County Georgia | 22 | $ 3,762,000 | $ 171,000 | $ 56,000 |
| Blount County Alabama | 21 | $ 2,220,000 | $ 105,000 | $ 39,000 |
| Russell County Alabama | 21 | $ 1,849,000 | $ 88,000 | $ 33,000 |
| Coffee County Alabama | 20 | $ 1,713,000 | $ 85,000 | $ 46,000 |
| Richmond County Georgia | 20 | $ 1,693,000 | $ 84,000 | $ 51,000 |
| Walker County Georgia | 20 | $ 1,744,000 | $ 87,000 | $ 33,000 |
| DeKalb County Georgia | 19 | $ 2,626,000 | $ 138,000 | $ 50,000 |
| St. Clair County Alabama | 18 | $ 2,482,000 | $ 137,000 | $ 55,000 |
| Talladega County Alabama | 18 | $ 1,526,000 | $ 84,000 | $ 42,000 |
| Madison County Mississippi | 18 | $ 1,576,000 | $ 87,000 | $ 58,000 |
| Rankin County Mississippi | 18 | $ 1,761,000 | $ 97,000 | $ 37,000 |
| Tallapoosa County Alabama | 15 | $ 1,197,000 | $ 79,000 | $ 32,000 |
| Marshall County Mississippi | 15 | $ 1,010,000 | $ 67,000 | $ 40,000 |
| Calhoun County Alabama | 14 | $ 1,102,000 | $ 78,000 | $ 36,000 |
| Thomas County Georgia | 13 | $ 1,177,000 | $ 90,000 | $ 52,000 |
| Bay County Florida | 12 | $ 1,924,000 | $ 160,000 | $ 55,000 |
| Alcorn County Mississippi | 12 | $ 961,000 | $ 80,000 | $ 36,000 |
| Lincoln County Tennessee | 12 | $ 975,000 | $ 81,000 | $ 61,000 |
| Wilson County Tennessee | 12 | $ 1,063,000 | $ 88,000 | $ 46,000 |
| Cherokee County Alabama | 11 | $ 846,000 | $ 76,000 | $ 66,000 |
| Leon County Florida | 11 | $ 1,168,000 | $ 106,000 | $ 47,000 |
| Clayton County Georgia | 11 | $ 1,271,000 | $ 115,000 | $ 57,000 |
| Warren County Mississippi | 11 | $ 942,000 | $ 85,000 | $ 57,000 |
| Yazoo County Mississippi | 11 | $ 629,000 | $ 57,000 | $ 38,000 |
| DeKalb County Alabama | 10 | $ 1,053,000 | $ 105,000 | $ 38,000 |
| Pinellas County Florida | 10 | $ 1,789,000 | $ 178,000 | $ 61,000 |
| Chatham County Georgia | 10 | $ 1,316,000 | $ 131,000 | $ 53,000 |
| Forrest County Mississippi | 10 | $ 766,000 | $ 76,000 | $ 26,000 |
| Lowndes County Mississippi | 10 | $ 619,000 | $ 61,000 | $ 34,000 |
| Shelby County Tennessee | 10 | $ 1,071,000 | $ 107,000 | $ 67,000 |
| Dale County Alabama | 9 | $ 630,000 | $ 70,000 | $ 41,000 |
| Cobb County Georgia | 9 | $ 1,442,000 | $ 160,000 | $ 64,000 |
| Bolivar County Mississippi | 9 | $ 688,000 | $ 76,000 | $ 29,000 |
| Rutherford County Tennessee | 9 | $ 891,000 | $ 99,000 | $ 41,000 |
| Barbour County Alabama | 8 | $ 662,000 | $ 82,000 | $ 32,000 |
| Franklin County Alabama | 8 | $ 656,000 | $ 82,000 | $ 51,000 |
| Orange County Florida | 8 | $ 1,058,000 | $ 132,000 | $ 49,000 |
| Chambers County Alabama | 7 | $ 406,000 | $ 58,000 | $ 24,000 |
| Chilton County Alabama | 7 | $ 532,000 | $ 76,000 | $ 36,000 |
| Hillsborough County Florida | 7 | $ 947,000 | $ 135,000 | $ 68,000 |
| Catoosa County Georgia | 7 | $ 563,000 | $ 80,000 | $ 36,000 |
| George County Mississippi | 7 | $ 422,000 | $ 60,000 | $ 45,000 |
| Monroe County Mississippi | 7 | $ 403,000 | $ 57,000 | $ 46,000 |
| Tishomingo County Mississippi | 7 | $ 391,000 | $ 55,000 | $ 45,000 |
| Elmore County Alabama | 6 | $ 688,000 | $ 114,000 | $ 39,000 |
| Greene County Alabama | 6 | $ 524,000 | $ 87,000 | $ 47,000 |
| Henry County Alabama | 6 | $ 448,000 | $ 74,000 | $ 39,000 |
| Jackson County Alabama | 6 | $ 498,000 | $ 83,000 | $ 107,000 |
| Washington County Alabama | 6 | $ 733,000 | $ 122,000 | $ 53,000 |
| Seminole County Florida | 6 | $ 632,000 | $ 105,000 | $ 63,000 |
| Volusia County Florida | 6 | $ 663,000 | $ 110,000 | $ 42,000 |
| Harris County Georgia | 6 | $ 827,000 | $ 137,000 | $ 39,000 |
| Ascension County Louisiana | 6 | $ 521,000 | $ 86,000 | $ 60,000 |
| Assumption County Louisiana | 6 | $ 465,000 | $ 77,000 | $ 42,000 |
| Bradley County Tennessee | 6 | $ 513,000 | $ 85,000 | $ 31,000 |
| Dickson County Tennessee | 6 | $ 725,000 | $ 120,000 | $ 49,000 |
| McMinn County Tennessee | 6 | $ 437,000 | $ 72,000 | $ 25,000 |
| Williamson County Tennessee | 6 | $ 813,000 | $ 135,000 | $ 44,000 |
| Dallas County Alabama | 5 | $ 433,000 | $ 86,000 | $ 42,000 |
| Fayette County Alabama | 5 | $ 1,012,000 | $ 202,000 | $ 30,000 |
| Geneva County Alabama | 5 | $ 417,000 | $ 83,000 | $ 40,000 |
| Sumter County Alabama | 5 | $ 343,000 | $ 68,000 | $ 18,000 |
| Bibb County Georgia | 5 | $ 369,000 | $ 73,000 | $ 29,000 |
| Henry County Georgia | 5 | $ 753,000 | $ 150,000 | $ 64,000 |
| Covington County Mississippi | 5 | $ 388,000 | $ 77,000 | $ 38,000 |
| Hancock County Mississippi | 5 | $ 379,000 | $ 75,000 | $ 48,000 |
| Union County Mississippi | 5 | $ 290,000 | $ 58,000 | $ 18,000 |
| Franklin County Tennessee | 5 | $ 363,000 | $ 72,000 | $ 36,000 |
| Gibson County Tennessee | 5 | $ 364,000 | $ 72,000 | $ 29,000 |
| Rhea County Tennessee | 5 | $ 350,000 | $ 70,000 | $ 31,000 |
| Bibb County Alabama | 4 | $ 344,000 | $ 86,000 | $ 35,000 |
| Hale County Alabama | 4 | $ 288,000 | $ 72,000 | $ 40,000 |
| Pickens County Alabama | 4 | $ 257,000 | $ 64,000 | $ 25,000 |
| Jefferson County Florida | 4 | $ 305,000 | $ 76,000 | $ 31,000 |
| Cherokee County Georgia | 4 | $ 519,000 | $ 129,000 | $ 55,000 |
| Decatur County Georgia | 4 | $ 510,000 | $ 127,000 | $ 95,000 |
| Douglas County Georgia | 4 | $ 411,000 | $ 102,000 | $ 43,000 |
| Grady County Georgia | 4 | $ 576,000 | $ 144,000 | $ 53,000 |
| Mitchell County Georgia | 4 | $ 251,000 | $ 62,000 | $ 19,000 |
| Leflore County Mississippi | 4 | $ 364,000 | $ 91,000 | $ 349,000 |
| Panola County Mississippi | 4 | $ 254,000 | $ 63,000 | $ 32,000 |
| Sunflower County Mississippi | 4 | $ 262,000 | $ 65,000 | $ 34,000 |
| Robertson County Tennessee | 4 | $ 231,000 | $ 57,000 | $ 35,000 |
| Choctaw County Alabama | 3 | $ 186,000 | $ 62,000 | $ 39,000 |
| Clarke County Alabama | 3 | $ 202,000 | $ 67,000 | $ 55,000 |
| Crenshaw County Alabama | 3 | $ 314,000 | $ 104,000 | $ 62,000 |
| Escambia County Alabama | 3 | $ 201,000 | $ 67,000 | $ 43,000 |
| Macon County Alabama | 3 | $ 176,000 | $ 58,000 | $ 31,000 |
| Brevard County Florida | 3 | $ 232,000 | $ 77,000 | $ 51,000 |
| Gadsden County Florida | 3 | $ 314,000 | $ 104,000 | $ 55,000 |
| Jackson County Florida | 3 | $ 231,000 | $ 77,000 | $ 44,000 |
| Nassau County Florida | 3 | $ 1,252,000 | $ 417,000 | $ 101,000 |
| Okaloosa County Florida | 3 | $ 426,000 | $ 142,000 | $ 38,000 |
| Osceola County Florida | 3 | $ 540,000 | $ 180,000 | $ 84,000 |
| Pasco County Florida | 3 | $ 500,000 | $ 166,000 | $ 84,000 |
| Carroll County Georgia | 3 | $ 263,000 | $ 87,000 | $ 44,000 |
| Columbia County Georgia | 3 | $ 643,000 | $ 214,000 | $ 67,000 |
| Lowndes County Georgia | 3 | $ 260,000 | $ 86,000 | $ 56,000 |
| Newton County Georgia | 3 | $ 291,000 | $ 97,000 | $ 47,000 |
| Cook County Illinois | 3 | $ 433,000 | $ 144,000 | $ 135,000 |
| Jefferson County Kentucky | 3 | $ 413,000 | $ 137,000 | $ 41,000 |
| Choctaw County Mississippi | 3 | $ 141,000 | $ 47,000 | $ 35,000 |
| Clarke County Mississippi | 3 | $ 181,000 | $ 60,000 | $ 34,000 |
| Greene County Mississippi | 3 | $ 305,000 | $ 101,000 | $ 75,000 |
| Jones County Mississippi | 3 | $ 169,000 | $ 56,000 | $ 15,000 |
| Lamar County Mississippi | 3 | $ 392,000 | $ 130,000 | $ 43,000 |
| Lawrence County Mississippi | 3 | $ 283,000 | $ 94,000 | $ 31,000 |
| Marion County Mississippi | 3 | $ 196,000 | $ 65,000 | $ 40,000 |
| Noxubee County Mississippi | 3 | $ 134,000 | $ 44,000 | $ 26,000 |
| Pike County Mississippi | 3 | $ 166,000 | $ 55,000 | $ 35,000 |
| Pontotoc County Mississippi | 3 | $ 351,000 | $ 117,000 | $ 27,000 |
| Scott County Mississippi | 3 | $ 208,000 | $ 69,000 | $ 50,000 |
| Simpson County Mississippi | 3 | $ 760,000 | $ 253,000 | $ 67,000 |
| Washington County Mississippi | 3 | $ 272,000 | $ 90,000 | $ 39,000 |
| Giles County Tennessee | 3 | $ 241,000 | $ 80,000 | $ 34,000 |
| Knox County Tennessee | 3 | $ 235,000 | $ 78,000 | $ 52,000 |
| Marshall County Tennessee | 3 | $ 213,000 | $ 71,000 | $ 43,000 |
| Autauga County Alabama | 2 | $ 132,000 | $ 66,000 | $ 24,000 |
| Covington County Alabama | 2 | $ 198,000 | $ 99,000 | $ 39,000 |
| Marion County Alabama | 2 | $ 151,000 | $ 75,000 | $ 29,000 |
| Monroe County Alabama | 2 | $ 201,000 | $ 100,000 | $ 36,000 |
| Pike County Alabama | 2 | $ 148,000 | $ 74,000 | $ 26,000 |
| Walker County Alabama | 2 | $ 138,000 | $ 69,000 | $ 37,000 |
| Winston County Alabama | 2 | $ 197,000 | $ 98,000 | $ 61,000 |
| Escambia County Florida | 2 | $ 155,000 | $ 77,000 | $ 52,000 |
| Highlands County Florida | 2 | $ 300,000 | $ 150,000 | $ 41,000 |
| Holmes County Florida | 2 | $ 134,000 | $ 67,000 | $ 69,000 |
| Taylor County Florida | 2 | $ 90,000 | $ 45,000 | $ 26,000 |
| Brooks County Georgia | 2 | $ 337,000 | $ 168,000 | $ 49,000 |
| Camden County Georgia | 2 | $ 200,000 | $ 100,000 | $ 36,000 |
| Chattahoochee County Georgia | 2 | $ 126,000 | $ 63,000 | $ 40,000 |
| Dade County Georgia | 2 | $ 176,000 | $ 88,000 | $ 39,000 |
| Glynn County Georgia | 2 | $ 272,000 | $ 136,000 | $ 47,000 |
| Rockdale County Georgia | 2 | $ 266,000 | $ 133,000 | $ 46,000 |
| Spalding County Georgia | 2 | $ 200,000 | $ 100,000 | $ 689,000 |
| Troup County Georgia | 2 | $ 242,000 | $ 121,000 | $ 40,000 |
| Union County Georgia | 2 | $ 200,000 | $ 100,000 | $ 31,000 |
| Walton County Georgia | 2 | $ 245,000 | $ 122,000 | $ 36,000 |
| St. Mary County Louisiana | 2 | $ 233,000 | $ 116,000 | $ 54,000 |
| Benton County Mississippi | 2 | $ 132,000 | $ 66,000 | $ 70,000 |
| Claiborne County Mississippi | 2 | $ 106,000 | $ 53,000 | $ 14,000 |
| Copiah County Mississippi | 2 | $ 158,000 | $ 79,000 | $ 34,000 |
| DeSoto County Mississippi | 2 | $ 405,000 | $ 202,000 | $ 76,000 |
| Jefferson Davis County Mississippi | 2 | $ 93,000 | $ 46,000 | $ 16,000 |
| Lee County Mississippi | 2 | $ 132,000 | $ 66,000 | $ 29,000 |
| Pearl River County Mississippi | 2 | $ 202,000 | $ 101,000 | $ 56,000 |
| Prentiss County Mississippi | 2 | $ 158,000 | $ 79,000 | $ 69,000 |
| Tippah County Mississippi | 2 | $ 184,000 | $ 92,000 | $ 50,000 |
| Walthall County Mississippi | 2 | $ 134,000 | $ 67,000 | $ 29,000 |
| Webster County Mississippi | 2 | $ 106,000 | $ 53,000 | $ 41,000 |
| Cheatham County Tennessee | 2 | $ 141,000 | $ 70,000 | $ 44,000 |
| Maury County Tennessee | 2 | $ 211,000 | $ 105,000 | $ 36,000 |
| Sevier County Tennessee | 2 | $ 239,000 | $ 119,000 | $ 60,000 |
| Sumner County Tennessee | 2 | $ 297,000 | $ 148,000 | $ 57,000 |
| Warren County Tennessee | 2 | $ 191,000 | $ 95,000 | $ 60,000 |
| Butler County Alabama | 1 | $ 62,000 | $ 62,000 | $ 21,000 |
| Coosa County Alabama | 1 | $ 52,000 | $ 52,000 | $ 16,000 |
| Lamar County Alabama | 1 | $ 106,000 | $ 106,000 | $ 28,000 |
| Wilcox County Alabama | 1 | $ 50,000 | $ 50,000 | $ 16,000 |
| Alachua County Florida | 1 | $ 85,000 | $ 85,000 | $ 24,000 |
| Broward County Florida | 1 | $ 75,000 | $ 75,000 | $ 34,000 |
| Citrus County Florida | 1 | $ 40,000 | $ 40,000 | $ 19,000 |
| Collier County Florida | 1 | $ 230,000 | $ 230,000 | $ 327,000 |
| Gulf County Florida | 1 | $ 123,000 | $ 123,000 | $ 77,000 |
| Hamilton County Florida | 1 | $ 59,000 | $ 59,000 | $ 30,000 |
| Hernando County Florida | 1 | $ 96,000 | $ 96,000 | $ 29,000 |
| Lake County Florida | 1 | $ 152,000 | $ 152,000 | $ 57,000 |
| Liberty County Florida | 1 | $ 144,000 | $ 144,000 | $ 71,000 |
| Miami-Dade County Florida | 1 | $ 210,000 | $ 210,000 | $ 40,000 |
| Monroe County Florida | 1 | $ 617,000 | $ 617,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 120,000 | $ 120,000 | $ 68,000 |
| St. Johns County Florida | 1 | $ 43,000 | $ 43,000 | $ 19,000 |
| St. Lucie County Florida | 1 | $ 136,000 | $ 136,000 | $ 50,000 |
| Sumter County Florida | 1 | $ 160,000 | $ 160,000 | $ 59,000 |
| Washington County Florida | 1 | $ 288,000 | $ 288,000 | $ 102,000 |
| Barrow County Georgia | 1 | $ 165,000 | $ 165,000 | $ 92,000 |
| Bartow County Georgia | 1 | $ 124,000 | $ 124,000 | $ 54,000 |
| Bryan County Georgia | 1 | $ 252,000 | $ 252,000 | $ 60,000 |
| Burke County Georgia | 1 | $ 51,000 | $ 51,000 | $ 34,000 |
| Coffee County Georgia | 1 | $ 160,000 | $ 160,000 | $ 51,000 |
| Coweta County Georgia | 1 | $ 90,000 | $ 90,000 | $ 35,000 |
| Dawson County Georgia | 1 | $ 353,000 | $ 353,000 | $ 120,000 |
| Effingham County Georgia | 1 | $ 212,000 | $ 212,000 | $ 72,000 |
| Fannin County Georgia | 1 | $ 160,000 | $ 160,000 | $ 48,000 |
| Fayette County Georgia | 1 | $ 320,000 | $ 320,000 | $ 84,000 |
| Franklin County Georgia | 1 | $ 62,000 | $ 62,000 | $ 18,000 |
| Hart County Georgia | 1 | $ 150,000 | $ 150,000 | $ 51,000 |
| Heard County Georgia | 1 | $ 84,000 | $ 84,000 | $ 268,000 |
| Jackson County Georgia | 1 | $ 113,000 | $ 113,000 | $ 59,000 |
| Jefferson County Georgia | 1 | $ 90,000 | $ 90,000 | $ 288,000 |
| Jones County Georgia | 1 | $ 114,000 | $ 114,000 | $ 39,000 |
| Madison County Georgia | 1 | $ 89,000 | $ 89,000 | $ 36,000 |
| Marion County Georgia | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| McDuffie County Georgia | 1 | $ 90,000 | $ 90,000 | $ 28,000 |
| Oconee County Georgia | 1 | $ 116,000 | $ 116,000 | $ 49,000 |
| Oglethorpe County Georgia | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Paulding County Georgia | 1 | $ 100,000 | $ 100,000 | $ 33,000 |
| Talbot County Georgia | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Worth County Georgia | 1 | $ 108,000 | $ 108,000 | $ 86,000 |
| Sedgwick County Kansas | 1 | $ 60,000 | $ 60,000 | $ 70,000 |
| Monroe County Kentucky | 1 | $ 57,000 | $ 57,000 | $ 50,000 |
| Avoyelles County Louisiana | 1 | $ 58,000 | $ 58,000 | $ 25,000 |
| De Soto County Louisiana | 1 | $ 113,000 | $ 113,000 | $ 43,000 |
| East Baton Rouge County Louisiana | 1 | $ 80,000 | $ 80,000 | $ 26,000 |
| Iberia County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 26,000 |
| Iberville County Louisiana | 1 | $ 51,000 | $ 51,000 | $ 192,000 |
| Jefferson County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Lafayette County Louisiana | 1 | $ 166,000 | $ 166,000 | $ 71,000 |
| Lafourche County Louisiana | 1 | $ 90,000 | $ 90,000 | $ 23,000 |
| Livingston County Louisiana | 1 | $ 89,000 | $ 89,000 | $ 71,000 |
| Orleans County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 44,000 |
| St. Bernard County Louisiana | 1 | $ 122,000 | $ 122,000 | $ 39,000 |
| St. James County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Terrebonne County Louisiana | 1 | $ 62,000 | $ 62,000 | $ 36,000 |
| Kent County Michigan | 1 | $ 74,000 | $ 74,000 | $ 31,000 |
| Chickasaw County Mississippi | 1 | $ 52,000 | $ 52,000 | $ 34,000 |
| Clay County Mississippi | 1 | $ 96,000 | $ 96,000 | $ 70,000 |
| Coahoma County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Grenada County Mississippi | 1 | $ 94,000 | $ 94,000 | $ 90,000 |
| Holmes County Mississippi | 1 | $ 51,000 | $ 51,000 | $ 50,000 |
| Leake County Mississippi | 1 | $ 140,000 | $ 140,000 | $ 58,000 |
| Montgomery County Mississippi | 1 | $ 136,000 | $ 136,000 | $ 77,000 |
| Newton County Mississippi | 1 | $ 72,000 | $ 72,000 | $ 31,000 |
| Oktibbeha County Mississippi | 1 | $ 51,000 | $ 51,000 | $ 30,000 |
| Perry County Mississippi | 1 | $ 54,000 | $ 54,000 | $ 20,000 |
| Stone County Mississippi | 1 | $ 126,000 | $ 126,000 | $ 35,000 |
| Tate County Mississippi | 1 | $ 68,000 | $ 68,000 | $ 60,000 |
| Wayne County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| St. Louis County Missouri | 1 | $ 480,000 | $ 480,000 | $ 124,000 |
| Gallatin County Montana | 1 | $ 223,000 | $ 223,000 | $ 71,000 |
| Rutherford County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Montgomery County Ohio | 1 | $ 69,000 | $ 69,000 | $ 11,000 |
| Anderson County South Carolina | 1 | $ 117,000 | $ 117,000 | $ 40,000 |
| Horry County South Carolina | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Anderson County Tennessee | 1 | $ 112,000 | $ 112,000 | $ 59,000 |
| Benton County Tennessee | 1 | $ 87,000 | $ 87,000 | $ 33,000 |
| Blount County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
| Carter County Tennessee | 1 | $ 48,000 | $ 48,000 | $ 54,000 |
| Chester County Tennessee | 1 | $ 152,000 | $ 152,000 | $ 59,000 |
| Coffee County Tennessee | 1 | $ 82,000 | $ 82,000 | $ 59,000 |
| Crockett County Tennessee | 1 | $ 92,000 | $ 92,000 | $ 40,000 |
| Dyer County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| Fayette County Tennessee | 1 | $ 58,000 | $ 58,000 | $ 16,000 |
| Greene County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 32,000 |
| Grundy County Tennessee | 1 | $ 77,000 | $ 77,000 | $ 28,000 |
| Hamblen County Tennessee | 1 | $ 72,000 | $ 72,000 | $ 23,000 |
| Hardeman County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 31,000 |
| Hardin County Tennessee | 1 | $ 59,000 | $ 59,000 | $ 37,000 |
| Henderson County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 44,000 |
| Hickman County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 43,000 |
| Humphreys County Tennessee | 1 | $ 106,000 | $ 106,000 | $ 45,000 |
| Johnson County Tennessee | 1 | $ 108,000 | $ 108,000 | $ 46,000 |
| Lawrence County Tennessee | 1 | $ 56,000 | $ 56,000 | $ 19,000 |
| Loudon County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Marion County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 66,000 |
| Monroe County Tennessee | 1 | $ 117,000 | $ 117,000 | $ 61,000 |
| Montgomery County Tennessee | 1 | $ 134,000 | $ 134,000 | $ 38,000 |
| Moore County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| Morgan County Tennessee | 1 | $ 96,000 | $ 96,000 | $ 44,000 |
| Overton County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 42,000 |
| Polk County Tennessee | 1 | $ 47,000 | $ 47,000 | $ 26,000 |
| Sullivan County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 29,000 |
| Bexar County Texas | 1 | $ 64,000 | $ 64,000 | $ 24,000 |
| Cameron County Texas | 1 | $ 74,000 | $ 74,000 | $ 123,000 |
| Harris County Texas | 1 | $ 289,000 | $ 289,000 | $ 59,000 |
Mortgage Loan Application Detail Totals for First Choice Funding, Inc. in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,598 | $347,393,000 | $131,111 | $1,100,000 | $55,833 | $1,839,000 |
| Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,317 | $128,566,000 | $99,800 | $617,000 | $43,800 | $691,000 |
| Black or African American | 1,116 | $100,348,000 | $95,900 | $392,000 | $71,000 | $1,839,000 |
| White | 1,103 | $111,369,000 | $147,266 | $1,100,000 | $48,066 | $912,000 |
| Hispanic | 32 | $3,313,000 | $107,857 | $221,000 | $53,857 | $132,000 |
| Asian | 16 | $2,284,000 | $135,833 | $323,000 | $56,333 | $120,000 |
| American Indian or Alaskan Native | 14 | $1,513,000 | $102,200 | $270,000 | $48,200 | $92,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,596 | $347,260,000 | $131,111 | $1,100,000 | $55,833 | $1,839,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $133,000 | $66,500 | $73,000 | $35,500 | $41,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 2,152 | $211,075,000 | $123,909 | $856,000 | $67,727 | $1,839,000 |
| Application Denied By Financial Institution | 975 | $93,862,000 | $134,062 | $1,100,000 | $47,062 | $485,000 |
| Loan Originated | 360 | $31,892,000 | $101,714 | $345,000 | $65,428 | $312,000 |
| Application Withdrawn By Applicant | 111 | $10,564,000 | $101,428 | $238,000 | $54,142 | $365,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 909 | $86,752,000 | $122,866 | $1,100,000 | $50,866 | $485,000 |
| Credit History | 14 | $1,129,000 | $94,600 | $140,000 | $0 | $0 |
| Unverifiable Information | 1 | $60,000 | $60,000 | $60,000 | $17,000 | $17,000 |
| Employment History | 1 | $55,000 | $55,000 | $55,000 | $0 | $0 |
| Mortgage Insurance Denied | 1 | $34,000 | $34,000 | $34,000 | $31,000 | $31,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Choice Funding, Inc.'s 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Choice Funding, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.