First Citizens Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
First Citizens Bank 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Citizens Bank 1230 Main St Columbia, SC 29201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 |
| Total Number of Mortgage Applications | 7,654 |
| Total Mortgage Loan Application Amount | $1,095,896,000 |
| Average Mortgage Loan Application Amount | $124,666 |
| Highest Mortgage Loan Application Amount | $2,150,000 |
| Average Applicant Income | $85,666 |
| Highest Applicant Income | $3,656,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with First Citizens Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Citizens Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down First Citizens Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Citizens Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Citizens Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Citizens Bank's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Richland County South Carolina | 748 | $ 111,554,000 | $ 149,000 | $ 105,000 |
| Lexington County South Carolina | 577 | $ 85,315,000 | $ 147,000 | $ 84,000 |
| Spartanburg County South Carolina | 544 | $ 65,545,000 | $ 120,000 | $ 71,000 |
| Greenville County South Carolina | 399 | $ 69,126,000 | $ 173,000 | $ 97,000 |
| Horry County South Carolina | 311 | $ 48,350,000 | $ 155,000 | $ 102,000 |
| York County South Carolina | 298 | $ 46,938,000 | $ 157,000 | $ 86,000 |
| Aiken County South Carolina | 281 | $ 39,274,000 | $ 139,000 | $ 93,000 |
| Anderson County South Carolina | 276 | $ 41,215,000 | $ 149,000 | $ 88,000 |
| Charleston County South Carolina | 268 | $ 67,711,000 | $ 252,000 | $ 160,000 |
| Sumter County South Carolina | 258 | $ 29,018,000 | $ 112,000 | $ 73,000 |
| Orangeburg County South Carolina | 247 | $ 28,482,000 | $ 115,000 | $ 72,000 |
| Florence County South Carolina | 225 | $ 27,788,000 | $ 123,000 | $ 83,000 |
| Darlington County South Carolina | 224 | $ 27,471,000 | $ 122,000 | $ 86,000 |
| Pickens County South Carolina | 178 | $ 26,993,000 | $ 151,000 | $ 99,000 |
| Chesterfield County South Carolina | 169 | $ 15,745,000 | $ 93,000 | $ 63,000 |
| Oconee County South Carolina | 149 | $ 27,523,000 | $ 184,000 | $ 98,000 |
| Berkeley County South Carolina | 135 | $ 21,683,000 | $ 160,000 | $ 90,000 |
| Georgetown County South Carolina | 132 | $ 25,783,000 | $ 195,000 | $ 110,000 |
| Lancaster County South Carolina | 126 | $ 16,306,000 | $ 129,000 | $ 74,000 |
| Kershaw County South Carolina | 123 | $ 16,183,000 | $ 131,000 | $ 78,000 |
| Greenwood County South Carolina | 120 | $ 17,026,000 | $ 141,000 | $ 79,000 |
| Dillon County South Carolina | 116 | $ 10,277,000 | $ 88,000 | $ 68,000 |
| Dorchester County South Carolina | 111 | $ 15,834,000 | $ 142,000 | $ 73,000 |
| Chester County South Carolina | 110 | $ 11,687,000 | $ 106,000 | $ 65,000 |
| Madison County Georgia | 108 | $ 10,203,000 | $ 94,000 | $ 68,000 |
| Marlboro County South Carolina | 89 | $ 5,920,000 | $ 66,000 | $ 57,000 |
| Beaufort County South Carolina | 77 | $ 14,203,000 | $ 184,000 | $ 122,000 |
| Stephens County Georgia | 71 | $ 7,121,000 | $ 100,000 | $ 106,000 |
| Marion County South Carolina | 68 | $ 6,981,000 | $ 102,000 | $ 66,000 |
| Fairfield County South Carolina | 65 | $ 6,934,000 | $ 106,000 | $ 67,000 |
| Barnwell County South Carolina | 64 | $ 5,381,000 | $ 84,000 | $ 74,000 |
| Hart County Georgia | 62 | $ 8,794,000 | $ 141,000 | $ 97,000 |
| Newberry County South Carolina | 60 | $ 8,488,000 | $ 141,000 | $ 94,000 |
| Laurens County South Carolina | 56 | $ 5,930,000 | $ 105,000 | $ 91,000 |
| Franklin County Georgia | 54 | $ 6,407,000 | $ 118,000 | $ 109,000 |
| Saluda County South Carolina | 49 | $ 5,014,000 | $ 102,000 | $ 74,000 |
| Clarendon County South Carolina | 46 | $ 5,866,000 | $ 127,000 | $ 110,000 |
| Edgefield County South Carolina | 46 | $ 5,230,000 | $ 113,000 | $ 149,000 |
| Abbeville County South Carolina | 42 | $ 3,876,000 | $ 92,000 | $ 74,000 |
| Calhoun County South Carolina | 40 | $ 6,623,000 | $ 165,000 | $ 105,000 |
| Williamsburg County South Carolina | 39 | $ 4,006,000 | $ 102,000 | $ 93,000 |
| Lee County South Carolina | 33 | $ 3,127,000 | $ 94,000 | $ 77,000 |
| McCormick County South Carolina | 33 | $ 3,957,000 | $ 119,000 | $ 86,000 |
| Columbia County Georgia | 31 | $ 6,833,000 | $ 220,000 | $ 164,000 |
| Richmond County Georgia | 31 | $ 5,404,000 | $ 174,000 | $ 129,000 |
| Cobb County Georgia | 28 | $ 6,733,000 | $ 240,000 | $ 139,000 |
| Fulton County Georgia | 27 | $ 6,687,000 | $ 247,000 | $ 200,000 |
| Mecklenburg County North Carolina | 26 | $ 7,176,000 | $ 276,000 | $ 133,000 |
| McDuffie County Georgia | 25 | $ 3,080,000 | $ 123,000 | $ 78,000 |
| Cherokee County South Carolina | 17 | $ 2,032,000 | $ 119,000 | $ 65,000 |
| Warren County Georgia | 16 | $ 1,472,000 | $ 92,000 | $ 73,000 |
| Union County North Carolina | 16 | $ 2,857,000 | $ 178,000 | $ 76,000 |
| Colleton County South Carolina | 15 | $ 4,486,000 | $ 299,000 | $ 178,000 |
| Elbert County Georgia | 11 | $ 1,148,000 | $ 104,000 | $ 96,000 |
| Bamberg County South Carolina | 9 | $ 1,291,000 | $ 143,000 | $ 205,000 |
| Jackson County Georgia | 8 | $ 860,000 | $ 107,000 | $ 54,000 |
| Union County South Carolina | 8 | $ 541,000 | $ 67,000 | $ 46,000 |
| DeKalb County Georgia | 7 | $ 1,697,000 | $ 242,000 | $ 145,000 |
| Oglethorpe County Georgia | 7 | $ 481,000 | $ 68,000 | $ 48,000 |
| Brunswick County North Carolina | 7 | $ 1,711,000 | $ 244,000 | $ 180,000 |
| Polk County North Carolina | 7 | $ 779,000 | $ 111,000 | $ 52,000 |
| Clarke County Georgia | 6 | $ 596,000 | $ 99,000 | $ 96,000 |
| Habersham County Georgia | 6 | $ 945,000 | $ 157,000 | $ 44,000 |
| Henderson County North Carolina | 6 | $ 2,558,000 | $ 426,000 | $ 276,000 |
| Robeson County North Carolina | 6 | $ 266,000 | $ 44,000 | $ 62,000 |
| Gwinnett County Georgia | 5 | $ 645,000 | $ 129,000 | $ 135,000 |
| Chatham County Georgia | 4 | $ 862,000 | $ 215,000 | $ 121,000 |
| Cherokee County Georgia | 4 | $ 523,000 | $ 130,000 | $ 103,000 |
| Forsyth County Georgia | 4 | $ 827,000 | $ 206,000 | $ 77,000 |
| Glascock County Georgia | 4 | $ 346,000 | $ 86,000 | $ 65,000 |
| Haywood County North Carolina | 4 | $ 919,000 | $ 229,000 | $ 133,000 |
| Scotland County North Carolina | 4 | $ 435,000 | $ 108,000 | $ 204,000 |
| Paulding County Georgia | 3 | $ 571,000 | $ 190,000 | $ 100,000 |
| Jackson County North Carolina | 3 | $ 1,545,000 | $ 515,000 | $ 337,000 |
| Rutherford County North Carolina | 3 | $ 308,000 | $ 102,000 | $ 84,000 |
| Transylvania County North Carolina | 3 | $ 613,000 | $ 204,000 | $ 104,000 |
| Hampton County South Carolina | 3 | $ 255,000 | $ 85,000 | $ 41,000 |
| Barrow County Georgia | 2 | $ 458,000 | $ 229,000 | $ 226,000 |
| Bartow County Georgia | 2 | $ 193,000 | $ 96,000 | $ 72,000 |
| Jefferson County Georgia | 2 | $ 415,000 | $ 207,000 | $ 49,000 |
| Rabun County Georgia | 2 | $ 345,000 | $ 172,000 | $ 400,000 |
| Wilkes County Georgia | 2 | $ 293,000 | $ 146,000 | $ 89,000 |
| Anson County North Carolina | 2 | $ 131,000 | $ 65,000 | $ 27,000 |
| Buncombe County North Carolina | 2 | $ 512,000 | $ 256,000 | $ 131,000 |
| Catawba County North Carolina | 2 | $ 528,000 | $ 264,000 | $ 120,000 |
| Macon County North Carolina | 2 | $ 205,000 | $ 102,000 | $ 169,000 |
| Onslow County North Carolina | 2 | $ 649,000 | $ 324,000 | $ 70,000 |
| Fairfield County Connecticut | 1 | $ 535,000 | $ 535,000 | $ 465,000 |
| Escambia County Florida | 1 | $ 269,000 | $ 269,000 | $ 0 |
| Baldwin County Georgia | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Bibb County Georgia | 1 | $ 178,000 | $ 178,000 | $ 88,000 |
| Clayton County Georgia | 1 | $ 31,000 | $ 31,000 | $ 123,000 |
| Coweta County Georgia | 1 | $ 344,000 | $ 344,000 | $ 127,000 |
| Douglas County Georgia | 1 | $ 120,000 | $ 120,000 | $ 49,000 |
| Fannin County Georgia | 1 | $ 243,000 | $ 243,000 | $ 14,000 |
| Fayette County Georgia | 1 | $ 123,000 | $ 123,000 | $ 49,000 |
| Glynn County Georgia | 1 | $ 1,110,000 | $ 1,110,000 | $ 3,656,000 |
| Hall County Georgia | 1 | $ 42,000 | $ 42,000 | $ 15,000 |
| Henry County Georgia | 1 | $ 30,000 | $ 30,000 | $ 75,000 |
| Houston County Georgia | 1 | $ 261,000 | $ 261,000 | $ 108,000 |
| Liberty County Georgia | 1 | $ 83,000 | $ 83,000 | $ 110,000 |
| Lincoln County Georgia | 1 | $ 95,000 | $ 95,000 | $ 89,000 |
| Morgan County Georgia | 1 | $ 333,000 | $ 333,000 | $ 132,000 |
| Newton County Georgia | 1 | $ 31,000 | $ 31,000 | $ 60,000 |
| Oconee County Georgia | 1 | $ 72,000 | $ 72,000 | $ 65,000 |
| Putnam County Georgia | 1 | $ 65,000 | $ 65,000 | $ 118,000 |
| Rockdale County Georgia | 1 | $ 158,000 | $ 158,000 | $ 80,000 |
| Towns County Georgia | 1 | $ 155,000 | $ 155,000 | $ 210,000 |
| Union County Georgia | 1 | $ 58,000 | $ 58,000 | $ 19,000 |
| Washington County Georgia | 1 | $ 164,000 | $ 164,000 | $ 42,000 |
| White County Georgia | 1 | $ 111,000 | $ 111,000 | $ 31,000 |
| Ashe County North Carolina | 1 | $ 220,000 | $ 220,000 | $ 93,000 |
| Avery County North Carolina | 1 | $ 404,000 | $ 404,000 | $ 533,000 |
| Cumberland County North Carolina | 1 | $ 182,000 | $ 182,000 | $ 71,000 |
| Davie County North Carolina | 1 | $ 137,000 | $ 137,000 | $ 68,000 |
| Forsyth County North Carolina | 1 | $ 77,000 | $ 77,000 | $ 42,000 |
| Gaston County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Greene County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 52,000 |
| Guilford County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| Harnett County North Carolina | 1 | $ 36,000 | $ 36,000 | $ 21,000 |
| Lee County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| McDowell County North Carolina | 1 | $ 495,000 | $ 495,000 | $ 178,000 |
| Mitchell County North Carolina | 1 | $ 142,000 | $ 142,000 | $ 61,000 |
| Pitt County North Carolina | 1 | $ 68,000 | $ 68,000 | $ 97,000 |
| Randolph County North Carolina | 1 | $ 261,000 | $ 261,000 | $ 145,000 |
| Swain County North Carolina | 1 | $ 64,000 | $ 64,000 | $ 38,000 |
| Wake County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 44,000 |
| Watauga County North Carolina | 1 | $ 167,000 | $ 167,000 | $ 42,000 |
| Jasper County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 113,000 |
| Montgomery County Tennessee | 1 | $ 96,000 | $ 96,000 | $ 0 |
Mortgage Loan Application Detail Totals for First Citizens Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,222 | $777,493,000 | $148,000 | $2,150,000 | $93,000 | $3,656,000 |
| Home Purchase | 1,889 | $273,830,000 | $144,000 | $1,650,000 | $94,000 | $3,100,000 |
| Home Improvement | 543 | $44,573,000 | $82,000 | $587,000 | $70,000 | $1,065,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,279 | $912,213,000 | $145,000 | $2,150,000 | $94,000 | $3,656,000 |
| Black or African American | 571 | $56,916,000 | $99,000 | $910,000 | $67,000 | $1,424,000 |
| Not Provided | 485 | $79,897,000 | $164,000 | $1,200,000 | $115,000 | $2,415,000 |
| Asian | 127 | $20,380,000 | $160,000 | $1,056,000 | $90,000 | $1,330,000 |
| Hispanic | 85 | $9,683,000 | $113,000 | $650,000 | $85,000 | $1,760,000 |
| Not applicable | 74 | $12,359,000 | $167,000 | $1,428,000 | $0 | $0 |
| American Indian or Alaskan Native | 24 | $3,283,000 | $136,000 | $400,000 | $87,000 | $575,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,165,000 | $129,000 | $400,000 | $78,000 | $174,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,171 | $1,035,641,000 | $144,000 | $2,150,000 | $95,000 | $3,656,000 |
| FHA-insured (Federal Housing Administration) | 381 | $47,078,000 | $123,000 | $295,000 | $53,000 | $221,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 51 | $5,552,000 | $108,000 | $200,000 | $38,000 | $69,000 |
| VA-guaranteed (Veterans Administration) | 51 | $7,625,000 | $149,000 | $325,000 | $57,000 | $150,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,630 | $644,901,000 | $139,000 | $2,150,000 | $98,000 | $3,656,000 |
| Application Denied By Financial Institution | 1,935 | $278,089,000 | $143,000 | $1,600,000 | $73,000 | $1,745,000 |
| Application Approved But Not Accepted | 1,020 | $164,132,000 | $160,000 | $1,650,000 | $100,000 | $1,620,000 |
| Application Withdrawn By Applicant | 69 | $8,774,000 | $127,000 | $417,000 | $106,000 | $1,663,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 716 | $113,274,000 | $158,000 | $1,200,000 | $54,000 | $535,000 |
| Credit History | 688 | $71,177,000 | $103,000 | $1,056,000 | $71,000 | $1,127,000 |
| Collateral | 342 | $63,391,000 | $185,000 | $1,600,000 | $106,000 | $1,330,000 |
| Other | 59 | $10,705,000 | $181,000 | $1,146,000 | $141,000 | $1,687,000 |
| Employment History | 40 | $6,420,000 | $160,000 | $1,000,000 | $95,000 | $1,745,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 34 | $3,947,000 | $116,000 | $392,000 | $80,000 | $495,000 |
| Unverifiable Information | 30 | $5,432,000 | $181,000 | $700,000 | $75,000 | $255,000 |
| Mortgage Insurance Denied | 15 | $2,360,000 | $157,000 | $367,000 | $70,000 | $177,000 |
| Credit Application Incomplete | 11 | $1,383,000 | $125,000 | $617,000 | $70,000 | $176,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Citizens Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Citizens Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.