First-Citizens Bank & Trust Co
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
First-Citizens Bank & Trust Co 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First-Citizens Bank & Trust Co 16 E Rowan Street Raleigh, NC 27609 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,814 |
| Total Mortgage Loan Application Amount | $1,477,329,000 |
| Average Mortgage Loan Application Amount | $223,666 |
| Highest Mortgage Loan Application Amount | $38,157,000 |
| Average Applicant Income | $111,666 |
| Highest Applicant Income | $3,605,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with First-Citizens Bank & Trust Co. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First-Citizens Bank & Trust Co's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down First-Citizens Bank & Trust Co's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First-Citizens Bank & Trust Co serves its applicants.
Each category highlights the total number of mortgage applications processed by First-Citizens Bank & Trust Co, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First-Citizens Bank & Trust Co's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wake County North Carolina | 559 | $ 134,884,000 | $ 241,000 | $ 153,000 |
| Mecklenburg County North Carolina | 237 | $ 38,560,000 | $ 162,000 | $ 140,000 |
| Henderson County North Carolina | 236 | $ 48,464,000 | $ 205,000 | $ 98,000 |
| Buncombe County North Carolina | 223 | $ 53,403,000 | $ 239,000 | $ 127,000 |
| New Hanover County North Carolina | 163 | $ 43,933,000 | $ 269,000 | $ 201,000 |
| Guilford County North Carolina | 160 | $ 28,314,000 | $ 176,000 | $ 134,000 |
| Forsyth County North Carolina | 150 | $ 29,317,000 | $ 195,000 | $ 166,000 |
| Carteret County North Carolina | 139 | $ 30,007,000 | $ 215,000 | $ 156,000 |
| Brunswick County North Carolina | 138 | $ 30,314,000 | $ 219,000 | $ 155,000 |
| Onslow County North Carolina | 108 | $ 17,121,000 | $ 158,000 | $ 108,000 |
| Catawba County North Carolina | 103 | $ 18,942,000 | $ 183,000 | $ 115,000 |
| Cumberland County North Carolina | 101 | $ 14,491,000 | $ 143,000 | $ 142,000 |
| Burke County North Carolina | 100 | $ 11,916,000 | $ 119,000 | $ 72,000 |
| Craven County North Carolina | 100 | $ 18,514,000 | $ 185,000 | $ 125,000 |
| Union County North Carolina | 100 | $ 14,504,000 | $ 145,000 | $ 105,000 |
| Caldwell County North Carolina | 98 | $ 13,382,000 | $ 136,000 | $ 96,000 |
| Pitt County North Carolina | 95 | $ 19,398,000 | $ 204,000 | $ 159,000 |
| Durham County North Carolina | 94 | $ 25,762,000 | $ 274,000 | $ 206,000 |
| Johnston County North Carolina | 84 | $ 10,943,000 | $ 130,000 | $ 79,000 |
| Roanoke County Virginia | 83 | $ 14,837,000 | $ 178,000 | $ 105,000 |
| Transylvania County North Carolina | 68 | $ 13,362,000 | $ 196,000 | $ 92,000 |
| Orange County North Carolina | 67 | $ 21,350,000 | $ 318,000 | $ 244,000 |
| Moore County North Carolina | 62 | $ 21,855,000 | $ 352,000 | $ 251,000 |
| Pittsylvania County Virginia | 62 | $ 7,775,000 | $ 125,000 | $ 64,000 |
| Iredell County North Carolina | 59 | $ 10,178,000 | $ 172,000 | $ 116,000 |
| Miami-Dade County Florida | 58 | $ 21,295,000 | $ 367,000 | $ 0 |
| Watauga County North Carolina | 56 | $ 13,570,000 | $ 242,000 | $ 134,000 |
| Greenbrier County West Virginia | 49 | $ 6,415,000 | $ 130,000 | $ 87,000 |
| Pender County North Carolina | 47 | $ 8,579,000 | $ 182,000 | $ 112,000 |
| Roanoke City County Virginia | 44 | $ 6,933,000 | $ 157,000 | $ 81,000 |
| Montgomery County Virginia | 42 | $ 6,602,000 | $ 157,000 | $ 85,000 |
| Jackson County North Carolina | 40 | $ 8,473,000 | $ 211,000 | $ 140,000 |
| Mecklenburg County Virginia | 40 | $ 6,723,000 | $ 168,000 | $ 100,000 |
| Pamlico County North Carolina | 39 | $ 7,971,000 | $ 204,000 | $ 123,000 |
| Rockingham County North Carolina | 39 | $ 4,403,000 | $ 112,000 | $ 113,000 |
| Chatham County North Carolina | 38 | $ 9,379,000 | $ 246,000 | $ 136,000 |
| Lenoir County North Carolina | 38 | $ 5,319,000 | $ 139,000 | $ 103,000 |
| Wayne County North Carolina | 37 | $ 3,760,000 | $ 101,000 | $ 103,000 |
| Los Angeles County California | 36 | $ 161,744,000 | $ 4,492,000 | $ 12,000 |
| Albemarle County Virginia | 36 | $ 10,211,000 | $ 283,000 | $ 190,000 |
| Beaufort County North Carolina | 35 | $ 6,069,000 | $ 173,000 | $ 131,000 |
| Surry County North Carolina | 35 | $ 4,115,000 | $ 117,000 | $ 71,000 |
| Danville County Virginia | 35 | $ 4,438,000 | $ 126,000 | $ 62,000 |
| Cabarrus County North Carolina | 34 | $ 5,349,000 | $ 157,000 | $ 115,000 |
| Haywood County North Carolina | 31 | $ 6,507,000 | $ 209,000 | $ 107,000 |
| Lincoln County North Carolina | 30 | $ 5,201,000 | $ 173,000 | $ 65,000 |
| Knox County Tennessee | 30 | $ 6,101,000 | $ 203,000 | $ 151,000 |
| Bedford County Virginia | 30 | $ 5,609,000 | $ 186,000 | $ 113,000 |
| Franklin County North Carolina | 29 | $ 3,868,000 | $ 133,000 | $ 83,000 |
| Wilkes County North Carolina | 29 | $ 3,227,000 | $ 111,000 | $ 63,000 |
| Harnett County North Carolina | 28 | $ 3,405,000 | $ 121,000 | $ 75,000 |
| Sampson County North Carolina | 28 | $ 2,468,000 | $ 88,000 | $ 60,000 |
| Palm Beach County Florida | 27 | $ 18,640,000 | $ 690,000 | $ 9,000 |
| Columbus County North Carolina | 27 | $ 3,696,000 | $ 136,000 | $ 135,000 |
| Ashe County North Carolina | 26 | $ 3,855,000 | $ 148,000 | $ 84,000 |
| Avery County North Carolina | 26 | $ 3,927,000 | $ 151,000 | $ 100,000 |
| Bladen County North Carolina | 26 | $ 3,291,000 | $ 126,000 | $ 77,000 |
| Macon County North Carolina | 26 | $ 7,101,000 | $ 273,000 | $ 167,000 |
| Botetourt County Virginia | 26 | $ 4,630,000 | $ 178,000 | $ 89,000 |
| Brunswick County Virginia | 26 | $ 2,726,000 | $ 104,000 | $ 66,000 |
| Wilson County North Carolina | 25 | $ 3,414,000 | $ 136,000 | $ 179,000 |
| Lynchburg County Virginia | 23 | $ 3,686,000 | $ 160,000 | $ 126,000 |
| Rockingham County Virginia | 23 | $ 5,622,000 | $ 244,000 | $ 136,000 |
| Cherokee County North Carolina | 22 | $ 2,419,000 | $ 109,000 | $ 64,000 |
| Stokes County North Carolina | 22 | $ 2,315,000 | $ 105,000 | $ 61,000 |
| Pocahontas County West Virginia | 22 | $ 1,624,000 | $ 73,000 | $ 65,000 |
| Randolph County North Carolina | 19 | $ 2,837,000 | $ 149,000 | $ 72,000 |
| Halifax County North Carolina | 18 | $ 2,937,000 | $ 163,000 | $ 123,000 |
| Lee County North Carolina | 18 | $ 2,115,000 | $ 117,000 | $ 53,000 |
| Rutherford County North Carolina | 18 | $ 2,908,000 | $ 161,000 | $ 131,000 |
| Stanly County North Carolina | 18 | $ 2,692,000 | $ 149,000 | $ 113,000 |
| Horry County South Carolina | 18 | $ 4,358,000 | $ 242,000 | $ 178,000 |
| York County South Carolina | 18 | $ 2,344,000 | $ 130,000 | $ 117,000 |
| Broward County Florida | 17 | $ 13,364,000 | $ 786,000 | $ 0 |
| Alexander County North Carolina | 17 | $ 2,193,000 | $ 129,000 | $ 56,000 |
| Clay County North Carolina | 17 | $ 2,605,000 | $ 153,000 | $ 100,000 |
| Swain County North Carolina | 17 | $ 2,661,000 | $ 156,000 | $ 123,000 |
| Alleghany County Virginia | 17 | $ 1,116,000 | $ 65,000 | $ 49,000 |
| District of Columbia County District Of Columbia | 16 | $ 1,095,000 | $ 68,000 | $ 159,000 |
| Davidson County North Carolina | 16 | $ 2,528,000 | $ 158,000 | $ 96,000 |
| Madison County North Carolina | 16 | $ 2,808,000 | $ 175,000 | $ 108,000 |
| Pasquotank County North Carolina | 16 | $ 2,629,000 | $ 164,000 | $ 113,000 |
| Davidson County Tennessee | 16 | $ 1,791,000 | $ 111,000 | $ 115,000 |
| Harrisonburg County Virginia | 16 | $ 1,998,000 | $ 124,000 | $ 72,000 |
| Gaston County North Carolina | 15 | $ 2,061,000 | $ 137,000 | $ 101,000 |
| Greenville County South Carolina | 15 | $ 6,308,000 | $ 420,000 | $ 307,000 |
| Augusta County Virginia | 15 | $ 2,894,000 | $ 192,000 | $ 116,000 |
| Carroll County Virginia | 15 | $ 1,847,000 | $ 123,000 | $ 66,000 |
| Franklin County Virginia | 14 | $ 3,687,000 | $ 263,000 | $ 157,000 |
| McDowell County North Carolina | 13 | $ 1,285,000 | $ 98,000 | $ 51,000 |
| Polk County North Carolina | 12 | $ 2,843,000 | $ 236,000 | $ 69,000 |
| Charleston County South Carolina | 12 | $ 4,362,000 | $ 363,000 | $ 238,000 |
| Davie County North Carolina | 11 | $ 3,007,000 | $ 273,000 | $ 191,000 |
| Graham County North Carolina | 11 | $ 2,208,000 | $ 200,000 | $ 99,000 |
| Warren County North Carolina | 11 | $ 1,605,000 | $ 145,000 | $ 58,000 |
| Hamilton County Tennessee | 11 | $ 2,807,000 | $ 255,000 | $ 209,000 |
| Charlotte County Virginia | 11 | $ 1,335,000 | $ 121,000 | $ 64,000 |
| Vance County North Carolina | 10 | $ 1,313,000 | $ 131,000 | $ 98,000 |
| Campbell County Virginia | 10 | $ 1,446,000 | $ 144,000 | $ 68,000 |
| Frederick County Virginia | 10 | $ 2,674,000 | $ 267,000 | $ 147,000 |
| Alleghany County North Carolina | 9 | $ 1,442,000 | $ 160,000 | $ 119,000 |
| Fairfax County Virginia | 9 | $ 2,579,000 | $ 286,000 | $ 314,000 |
| Henrico County Virginia | 9 | $ 2,301,000 | $ 255,000 | $ 178,000 |
| Lunenburg County Virginia | 9 | $ 824,000 | $ 91,000 | $ 75,000 |
| Cleveland County North Carolina | 8 | $ 842,000 | $ 105,000 | $ 47,000 |
| Granville County North Carolina | 8 | $ 1,235,000 | $ 154,000 | $ 99,000 |
| Greene County North Carolina | 8 | $ 1,002,000 | $ 125,000 | $ 73,000 |
| Nash County North Carolina | 8 | $ 669,000 | $ 83,000 | $ 49,000 |
| Robeson County North Carolina | 8 | $ 836,000 | $ 104,000 | $ 59,000 |
| Rowan County North Carolina | 8 | $ 2,430,000 | $ 303,000 | $ 350,000 |
| Yadkin County North Carolina | 8 | $ 1,277,000 | $ 159,000 | $ 76,000 |
| Charlottesville County Virginia | 8 | $ 1,909,000 | $ 238,000 | $ 128,000 |
| Chesterfield County Virginia | 8 | $ 2,720,000 | $ 340,000 | $ 149,000 |
| Emporia County Virginia | 8 | $ 1,312,000 | $ 164,000 | $ 102,000 |
| Maricopa County Arizona | 7 | $ 14,098,000 | $ 2,014,000 | $ 141,000 |
| Anne Arundel County Maryland | 7 | $ 1,524,000 | $ 217,000 | $ 73,000 |
| Grayson County Virginia | 7 | $ 601,000 | $ 85,000 | $ 52,000 |
| Loudoun County Virginia | 7 | $ 1,611,000 | $ 230,000 | $ 253,000 |
| Staunton County Virginia | 7 | $ 1,428,000 | $ 204,000 | $ 114,000 |
| Charlotte County Florida | 6 | $ 5,179,000 | $ 863,000 | $ 44,000 |
| Hillsborough County Florida | 6 | $ 637,000 | $ 106,000 | $ 22,000 |
| Alamance County North Carolina | 6 | $ 998,000 | $ 166,000 | $ 112,000 |
| Hoke County North Carolina | 6 | $ 660,000 | $ 110,000 | $ 70,000 |
| Arlington County Virginia | 6 | $ 1,476,000 | $ 246,000 | $ 424,000 |
| Bedford City County Virginia | 6 | $ 749,000 | $ 124,000 | $ 70,000 |
| Pulaski County Virginia | 6 | $ 955,000 | $ 159,000 | $ 240,000 |
| Spotsylvania County Virginia | 6 | $ 1,307,000 | $ 217,000 | $ 113,000 |
| Monroe County West Virginia | 6 | $ 730,000 | $ 121,000 | $ 75,000 |
| San Diego County California | 5 | $ 4,894,000 | $ 978,000 | $ 125,000 |
| Cook County Illinois | 5 | $ 2,953,000 | $ 590,000 | $ 0 |
| Clark County Nevada | 5 | $ 48,124,000 | $ 9,624,000 | $ 0 |
| Martin County North Carolina | 5 | $ 416,000 | $ 83,000 | $ 130,000 |
| Montgomery County North Carolina | 5 | $ 1,289,000 | $ 257,000 | $ 338,000 |
| Oconee County South Carolina | 5 | $ 1,987,000 | $ 397,000 | $ 299,000 |
| Sevier County Tennessee | 5 | $ 709,000 | $ 141,000 | $ 343,000 |
| Sullivan County Tennessee | 5 | $ 1,348,000 | $ 269,000 | $ 121,000 |
| Nelson County Virginia | 5 | $ 881,000 | $ 176,000 | $ 336,000 |
| Salem County Virginia | 5 | $ 672,000 | $ 134,000 | $ 71,000 |
| Thurston County Washington | 5 | $ 701,000 | $ 140,000 | $ 82,000 |
| Dare County North Carolina | 4 | $ 551,000 | $ 137,000 | $ 173,000 |
| Gates County North Carolina | 4 | $ 416,000 | $ 104,000 | $ 134,000 |
| Beaufort County South Carolina | 4 | $ 852,000 | $ 213,000 | $ 500,000 |
| Williamson County Tennessee | 4 | $ 1,273,000 | $ 318,000 | $ 315,000 |
| Floyd County Virginia | 4 | $ 548,000 | $ 137,000 | $ 68,000 |
| Galax County Virginia | 4 | $ 438,000 | $ 109,000 | $ 77,000 |
| Winchester County Virginia | 4 | $ 761,000 | $ 190,000 | $ 70,000 |
| Nicholas County West Virginia | 4 | $ 280,000 | $ 70,000 | $ 49,000 |
| Riverside County California | 3 | $ 1,635,000 | $ 545,000 | $ 185,000 |
| Duval County Florida | 3 | $ 415,000 | $ 138,000 | $ 58,000 |
| Cobb County Georgia | 3 | $ 10,561,000 | $ 3,520,000 | $ 101,000 |
| Camden County North Carolina | 3 | $ 302,000 | $ 100,000 | $ 144,000 |
| Chowan County North Carolina | 3 | $ 648,000 | $ 216,000 | $ 319,000 |
| Duplin County North Carolina | 3 | $ 418,000 | $ 139,000 | $ 58,000 |
| Jones County North Carolina | 3 | $ 821,000 | $ 273,000 | $ 223,000 |
| Mitchell County North Carolina | 3 | $ 267,000 | $ 89,000 | $ 100,000 |
| Perquimans County North Carolina | 3 | $ 304,000 | $ 101,000 | $ 78,000 |
| Person County North Carolina | 3 | $ 575,000 | $ 191,000 | $ 166,000 |
| Yancey County North Carolina | 3 | $ 1,113,000 | $ 371,000 | $ 78,000 |
| Georgetown County South Carolina | 3 | $ 2,808,000 | $ 936,000 | $ 169,000 |
| Blount County Tennessee | 3 | $ 1,294,000 | $ 431,000 | $ 236,000 |
| Washington County Tennessee | 3 | $ 506,000 | $ 168,000 | $ 157,000 |
| Dallas County Texas | 3 | $ 6,690,000 | $ 2,230,000 | $ 88,000 |
| Travis County Texas | 3 | $ 649,000 | $ 216,000 | $ 158,000 |
| Greensville County Virginia | 3 | $ 229,000 | $ 76,000 | $ 36,000 |
| Nottoway County Virginia | 3 | $ 240,000 | $ 80,000 | $ 101,000 |
| Prince George County Virginia | 3 | $ 465,000 | $ 155,000 | $ 165,000 |
| Richmond City County Virginia | 3 | $ 990,000 | $ 330,000 | $ 272,000 |
| Stafford County Virginia | 3 | $ 937,000 | $ 312,000 | $ 169,000 |
| Warren County Virginia | 3 | $ 556,000 | $ 185,000 | $ 66,000 |
| King County Washington | 3 | $ 2,909,000 | $ 969,000 | $ 82,000 |
| Pierce County Washington | 3 | $ 861,000 | $ 287,000 | $ 171,000 |
| Raleigh County West Virginia | 3 | $ 265,000 | $ 88,000 | $ 61,000 |
| San Bernardino County California | 2 | $ 596,000 | $ 298,000 | $ 0 |
| El Paso County Colorado | 2 | $ 7,290,000 | $ 3,645,000 | $ 0 |
| Collier County Florida | 2 | $ 235,000 | $ 117,000 | $ 52,000 |
| Indian River County Florida | 2 | $ 501,000 | $ 250,000 | $ 26,000 |
| Lee County Florida | 2 | $ 304,000 | $ 152,000 | $ 105,000 |
| St. Johns County Florida | 2 | $ 348,000 | $ 174,000 | $ 33,000 |
| St. Lucie County Florida | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Forsyth County Georgia | 2 | $ 702,000 | $ 351,000 | $ 706,000 |
| Fulton County Georgia | 2 | $ 304,000 | $ 152,000 | $ 163,000 |
| Gwinnett County Georgia | 2 | $ 627,000 | $ 313,000 | $ 73,000 |
| Towns County Georgia | 2 | $ 441,000 | $ 220,000 | $ 94,000 |
| Union County Georgia | 2 | $ 269,000 | $ 134,000 | $ 51,000 |
| Lincoln County Kentucky | 2 | $ 3,388,000 | $ 1,694,000 | $ 0 |
| Howard County Maryland | 2 | $ 656,000 | $ 328,000 | $ 134,000 |
| Prince George's County Maryland | 2 | $ 635,000 | $ 317,000 | $ 326,000 |
| Anson County North Carolina | 2 | $ 85,000 | $ 42,000 | $ 22,000 |
| Northampton County North Carolina | 2 | $ 302,000 | $ 151,000 | $ 138,000 |
| Richmond County North Carolina | 2 | $ 122,000 | $ 61,000 | $ 85,000 |
| Washington County North Carolina | 2 | $ 415,000 | $ 207,000 | $ 142,000 |
| Stark County Ohio | 2 | $ 2,020,000 | $ 1,010,000 | $ 0 |
| Multnomah County Oregon | 2 | $ 499,000 | $ 249,000 | $ 308,000 |
| Pickens County South Carolina | 2 | $ 834,000 | $ 417,000 | $ 193,000 |
| Richland County South Carolina | 2 | $ 262,000 | $ 131,000 | $ 127,000 |
| Spartanburg County South Carolina | 2 | $ 276,000 | $ 138,000 | $ 50,000 |
| Roane County Tennessee | 2 | $ 3,027,000 | $ 1,513,000 | $ 38,000 |
| Shelby County Tennessee | 2 | $ 4,346,000 | $ 2,173,000 | $ 0 |
| Wilson County Tennessee | 2 | $ 140,000 | $ 70,000 | $ 54,000 |
| Tarrant County Texas | 2 | $ 212,000 | $ 106,000 | $ 36,000 |
| Alexandria County Virginia | 2 | $ 175,000 | $ 87,000 | $ 280,000 |
| Bath County Virginia | 2 | $ 218,000 | $ 109,000 | $ 78,000 |
| Colonial Heights County Virginia | 2 | $ 747,000 | $ 373,000 | $ 52,000 |
| Craig County Virginia | 2 | $ 304,000 | $ 152,000 | $ 95,000 |
| Fluvanna County Virginia | 2 | $ 530,000 | $ 265,000 | $ 159,000 |
| Greene County Virginia | 2 | $ 220,000 | $ 110,000 | $ 72,000 |
| Halifax County Virginia | 2 | $ 206,000 | $ 103,000 | $ 40,000 |
| Hanover County Virginia | 2 | $ 603,000 | $ 301,000 | $ 144,000 |
| Henry County Virginia | 2 | $ 192,000 | $ 96,000 | $ 80,000 |
| Louisa County Virginia | 2 | $ 122,000 | $ 61,000 | $ 137,000 |
| Prince William County Virginia | 2 | $ 65,000 | $ 32,000 | $ 168,000 |
| Shenandoah County Virginia | 2 | $ 183,000 | $ 91,000 | $ 107,000 |
| Tazewell County Virginia | 2 | $ 173,000 | $ 86,000 | $ 69,000 |
| Virginia Beach County Virginia | 2 | $ 602,000 | $ 301,000 | $ 157,000 |
| Randolph County West Virginia | 2 | $ 135,000 | $ 67,000 | $ 53,000 |
| Kern County California | 1 | $ 2,200,000 | $ 2,200,000 | $ 0 |
| Santa Clara County California | 1 | $ 5,928,000 | $ 5,928,000 | $ 0 |
| Sonoma County California | 1 | $ 4,000,000 | $ 4,000,000 | $ 0 |
| Boulder County Colorado | 1 | $ 414,000 | $ 414,000 | $ 781,000 |
| Jefferson County Colorado | 1 | $ 168,000 | $ 168,000 | $ 94,000 |
| Las Animas County Colorado | 1 | $ 140,000 | $ 140,000 | $ 140,000 |
| Manatee County Florida | 1 | $ 63,000 | $ 63,000 | $ 136,000 |
| Monroe County Florida | 1 | $ 351,000 | $ 351,000 | $ 189,000 |
| Orange County Florida | 1 | $ 255,000 | $ 255,000 | $ 187,000 |
| Seminole County Florida | 1 | $ 13,772,000 | $ 13,772,000 | $ 0 |
| Sumter County Florida | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Volusia County Florida | 1 | $ 56,000 | $ 56,000 | $ 91,000 |
| Walton County Florida | 1 | $ 2,300,000 | $ 2,300,000 | $ 1,203,000 |
| Bibb County Georgia | 1 | $ 733,000 | $ 733,000 | $ 0 |
| Carroll County Georgia | 1 | $ 38,000 | $ 38,000 | $ 75,000 |
| Catoosa County Georgia | 1 | $ 152,000 | $ 152,000 | $ 59,000 |
| Chatham County Georgia | 1 | $ 184,000 | $ 184,000 | $ 300,000 |
| Floyd County Georgia | 1 | $ 684,000 | $ 684,000 | $ 210,000 |
| Lincoln County Georgia | 1 | $ 299,000 | $ 299,000 | $ 373,000 |
| Washington County Georgia | 1 | $ 102,000 | $ 102,000 | $ 28,000 |
| Whitfield County Georgia | 1 | $ 180,000 | $ 180,000 | $ 36,000 |
| Honolulu County Hawaii | 1 | $ 2,442,000 | $ 2,442,000 | $ 0 |
| Maui County Hawaii | 1 | $ 21,808,000 | $ 21,808,000 | $ 0 |
| Calvert County Maryland | 1 | $ 520,000 | $ 520,000 | $ 301,000 |
| Wicomico County Maryland | 1 | $ 143,000 | $ 143,000 | $ 26,000 |
| Bolivar County Mississippi | 1 | $ 1,878,000 | $ 1,878,000 | $ 0 |
| Hinds County Mississippi | 1 | $ 598,000 | $ 598,000 | $ 0 |
| New York County New York | 1 | $ 2,082,000 | $ 2,082,000 | $ 0 |
| Caswell County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 89,000 |
| Currituck County North Carolina | 1 | $ 393,000 | $ 393,000 | $ 285,000 |
| Edgecombe County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 507,000 |
| Hyde County North Carolina | 1 | $ 38,000 | $ 38,000 | $ 14,000 |
| Garfield County Oklahoma | 1 | $ 84,000 | $ 84,000 | $ 124,000 |
| Jackson County Oregon | 1 | $ 385,000 | $ 385,000 | $ 840,000 |
| Allegheny County Pennsylvania | 1 | $ 863,000 | $ 863,000 | $ 0 |
| Lawrence County Pennsylvania | 1 | $ 2,308,000 | $ 2,308,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 71,000 |
| Chesterfield County South Carolina | 1 | $ 94,000 | $ 94,000 | $ 20,000 |
| Colleton County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 148,000 |
| Fairfield County South Carolina | 1 | $ 292,000 | $ 292,000 | $ 331,000 |
| Lancaster County South Carolina | 1 | $ 40,000 | $ 40,000 | $ 144,000 |
| Laurens County South Carolina | 1 | $ 63,000 | $ 63,000 | $ 61,000 |
| Lexington County South Carolina | 1 | $ 114,000 | $ 114,000 | $ 30,000 |
| Saluda County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 364,000 |
| Carter County Tennessee | 1 | $ 230,000 | $ 230,000 | $ 158,000 |
| Hamblen County Tennessee | 1 | $ 193,000 | $ 193,000 | $ 420,000 |
| Jefferson County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 99,000 |
| Marion County Tennessee | 1 | $ 242,000 | $ 242,000 | $ 108,000 |
| Maury County Tennessee | 1 | $ 400,000 | $ 400,000 | $ 237,000 |
| Sumner County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 82,000 |
| Bell County Texas | 1 | $ 3,570,000 | $ 3,570,000 | $ 0 |
| Galveston County Texas | 1 | $ 1,360,000 | $ 1,360,000 | $ 0 |
| Harris County Texas | 1 | $ 4,760,000 | $ 4,760,000 | $ 0 |
| Accomack County Virginia | 1 | $ 128,000 | $ 128,000 | $ 56,000 |
| Amelia County Virginia | 1 | $ 143,000 | $ 143,000 | $ 356,000 |
| Amherst County Virginia | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
| Appomattox County Virginia | 1 | $ 121,000 | $ 121,000 | $ 50,000 |
| Chesapeake County Virginia | 1 | $ 240,000 | $ 240,000 | $ 65,000 |
| Covington County Virginia | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| Dinwiddie County Virginia | 1 | $ 30,000 | $ 30,000 | $ 26,000 |
| Fredericksburg County Virginia | 1 | $ 275,000 | $ 275,000 | $ 73,000 |
| Giles County Virginia | 1 | $ 286,000 | $ 286,000 | $ 196,000 |
| Martinsville County Virginia | 1 | $ 210,000 | $ 210,000 | $ 120,000 |
| Mathews County Virginia | 1 | $ 50,000 | $ 50,000 | $ 105,000 |
| Middlesex County Virginia | 1 | $ 417,000 | $ 417,000 | $ 333,000 |
| New Kent County Virginia | 1 | $ 380,000 | $ 380,000 | $ 42,000 |
| Newport News County Virginia | 1 | $ 145,000 | $ 145,000 | $ 120,000 |
| Northampton County Virginia | 1 | $ 417,000 | $ 417,000 | $ 686,000 |
| Page County Virginia | 1 | $ 290,000 | $ 290,000 | $ 81,000 |
| Patrick County Virginia | 1 | $ 139,000 | $ 139,000 | $ 54,000 |
| Radford County Virginia | 1 | $ 220,000 | $ 220,000 | $ 198,000 |
| Southampton County Virginia | 1 | $ 108,000 | $ 108,000 | $ 34,000 |
| Suffolk County Virginia | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Sussex County Virginia | 1 | $ 30,000 | $ 30,000 | $ 93,000 |
| Washington County Virginia | 1 | $ 352,000 | $ 352,000 | $ 173,000 |
| Westmoreland County Virginia | 1 | $ 199,000 | $ 199,000 | $ 40,000 |
| Wythe County Virginia | 1 | $ 130,000 | $ 130,000 | $ 58,000 |
| Kitsap County Washington | 1 | $ 4,122,000 | $ 4,122,000 | $ 0 |
| Kanawha County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 115,000 |
| McDowell County West Virginia | 1 | $ 47,000 | $ 47,000 | $ 21,000 |
| Mercer County West Virginia | 1 | $ 81,000 | $ 81,000 | $ 36,000 |
| Putnam County West Virginia | 1 | $ 149,000 | $ 149,000 | $ 61,000 |
| Webster County West Virginia | 1 | $ 97,000 | $ 97,000 | $ 22,000 |
Mortgage Loan Application Detail Totals for First-Citizens Bank & Trust Co in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,651 | $764,260,000 | $209,000 | $13,772,000 | $133,000 | $2,800,000 |
| Home Purchase | 1,888 | $685,814,000 | $363,000 | $38,157,000 | $117,000 | $3,605,000 |
| Home Improvement | 275 | $27,255,000 | $99,000 | $710,000 | $85,000 | $455,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,469 | $882,439,000 | $197,000 | $2,300,000 | $132,000 | $3,605,000 |
| Not Provided | 524 | $91,730,000 | $175,000 | $1,375,000 | $165,000 | $1,749,000 |
| Not applicable | 342 | $421,075,000 | $1,231,000 | $38,157,000 | $3,000 | $181,000 |
| Black or African American | 235 | $30,586,000 | $130,000 | $785,000 | $90,000 | $645,000 |
| Asian | 109 | $26,814,000 | $246,000 | $1,639,000 | $160,000 | $2,053,000 |
| Hispanic | 69 | $11,557,000 | $167,000 | $464,000 | $93,000 | $430,000 |
| Native Hawaiian or Other Pacific Islander | 41 | $10,509,000 | $256,000 | $980,000 | $140,000 | $432,000 |
| American Indian or Alaskan Native | 25 | $2,619,000 | $104,000 | $214,000 | $78,000 | $230,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,391 | $1,414,945,000 | $262,000 | $38,157,000 | $131,000 | $3,605,000 |
| FHA-insured (Federal Housing Administration) | 340 | $50,937,000 | $149,000 | $666,000 | $64,000 | $521,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 47 | $5,915,000 | $125,000 | $306,000 | $42,000 | $130,000 |
| VA-guaranteed (Veterans Administration) | 36 | $5,532,000 | $153,000 | $296,000 | $70,000 | $211,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,613 | $704,062,000 | $194,000 | $1,908,000 | $140,000 | $3,605,000 |
| Application Denied By Financial Institution | 985 | $173,059,000 | $175,000 | $2,300,000 | $91,000 | $2,053,000 |
| Application Withdrawn By Applicant | 621 | $130,219,000 | $209,000 | $1,375,000 | $138,000 | $1,623,000 |
| Loan Purchased By The Institution | 220 | $401,954,000 | $1,827,000 | $38,157,000 | $5,000 | $181,000 |
| Application Approved But Not Accepted | 193 | $30,523,000 | $158,000 | $956,000 | $136,000 | $852,000 |
| File Closed For Incompleteness | 157 | $32,887,000 | $209,000 | $1,770,000 | $119,000 | $1,350,000 |
| Preapproval Denied by Financial Institution | 25 | $4,625,000 | $185,000 | $900,000 | $63,000 | $298,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First-Citizens Bank & Trust Co's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First-Citizens Bank & Trust Co's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.