First Citizens Bank & Trust Co
Mortgage Loan Application
Totals and Details
for 2014
Find mortgage loan statistics, lending data, and loan application totals for South Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for First Citizens Bank & Trust Co.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | First Citizens Bank & Trust Co 1230 Main Street Columbia, SC 29201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,876 |
| Total Mortgage Loan Application Amount | $985,209,000 |
| Average Mortgage Loan Application Amount | $145,333 |
| Highest Mortgage Loan Application Amount | $3,100,000 |
| Average Applicant Income | $88,666 |
| Highest Applicant Income | $1,644,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Richland County South Carolina | 487 | $ 76,636,000 | $ 157,000 | $ 95,000 |
| Charleston County South Carolina | 428 | $ 116,271,000 | $ 271,000 | $ 117,000 |
| Spartanburg County South Carolina | 340 | $ 44,461,000 | $ 130,000 | $ 76,000 |
| Lexington County South Carolina | 337 | $ 51,621,000 | $ 153,000 | $ 76,000 |
| Greenville County South Carolina | 295 | $ 61,327,000 | $ 207,000 | $ 122,000 |
| Horry County South Carolina | 232 | $ 39,769,000 | $ 171,000 | $ 92,000 |
| Orangeburg County South Carolina | 209 | $ 23,715,000 | $ 113,000 | $ 71,000 |
| York County South Carolina | 188 | $ 32,743,000 | $ 174,000 | $ 91,000 |
| Florence County South Carolina | 165 | $ 17,125,000 | $ 103,000 | $ 68,000 |
| Darlington County South Carolina | 157 | $ 22,137,000 | $ 141,000 | $ 79,000 |
| Sumter County South Carolina | 156 | $ 18,822,000 | $ 120,000 | $ 91,000 |
| Chesterfield County South Carolina | 154 | $ 15,041,000 | $ 97,000 | $ 63,000 |
| Anderson County South Carolina | 147 | $ 22,755,000 | $ 154,000 | $ 109,000 |
| Berkeley County South Carolina | 141 | $ 30,074,000 | $ 213,000 | $ 97,000 |
| Aiken County South Carolina | 129 | $ 18,769,000 | $ 145,000 | $ 84,000 |
| Pickens County South Carolina | 123 | $ 16,448,000 | $ 133,000 | $ 67,000 |
| Fulton County Georgia | 110 | $ 47,244,000 | $ 429,000 | $ 212,000 |
| Lancaster County South Carolina | 104 | $ 13,587,000 | $ 130,000 | $ 67,000 |
| Columbia County Georgia | 100 | $ 22,595,000 | $ 225,000 | $ 131,000 |
| Kershaw County South Carolina | 95 | $ 13,586,000 | $ 143,000 | $ 88,000 |
| Dorchester County South Carolina | 92 | $ 12,379,000 | $ 134,000 | $ 80,000 |
| Greenwood County South Carolina | 89 | $ 9,749,000 | $ 109,000 | $ 61,000 |
| Oconee County South Carolina | 79 | $ 11,698,000 | $ 148,000 | $ 85,000 |
| Beaufort County South Carolina | 73 | $ 22,518,000 | $ 308,000 | $ 177,000 |
| Dillon County South Carolina | 67 | $ 5,740,000 | $ 85,000 | $ 79,000 |
| Stephens County Georgia | 63 | $ 7,470,000 | $ 118,000 | $ 97,000 |
| Georgetown County South Carolina | 62 | $ 10,566,000 | $ 170,000 | $ 110,000 |
| Chester County South Carolina | 61 | $ 6,679,000 | $ 109,000 | $ 62,000 |
| DeKalb County Georgia | 58 | $ 19,820,000 | $ 341,000 | $ 144,000 |
| Madison County Georgia | 57 | $ 5,705,000 | $ 100,000 | $ 57,000 |
| Fairfield County South Carolina | 57 | $ 7,153,000 | $ 125,000 | $ 80,000 |
| Marlboro County South Carolina | 54 | $ 3,783,000 | $ 70,000 | $ 57,000 |
| Abbeville County South Carolina | 50 | $ 4,793,000 | $ 95,000 | $ 64,000 |
| Edgefield County South Carolina | 50 | $ 5,173,000 | $ 103,000 | $ 72,000 |
| Chatham County Georgia | 49 | $ 15,276,000 | $ 311,000 | $ 158,000 |
| Richmond County Georgia | 48 | $ 6,821,000 | $ 142,000 | $ 101,000 |
| Hart County Georgia | 45 | $ 4,425,000 | $ 98,000 | $ 55,000 |
| Newberry County South Carolina | 44 | $ 4,977,000 | $ 113,000 | $ 70,000 |
| Cobb County Georgia | 43 | $ 13,898,000 | $ 323,000 | $ 204,000 |
| Marion County South Carolina | 43 | $ 3,575,000 | $ 83,000 | $ 58,000 |
| Laurens County South Carolina | 42 | $ 4,284,000 | $ 102,000 | $ 88,000 |
| Clarendon County South Carolina | 41 | $ 5,142,000 | $ 125,000 | $ 111,000 |
| Franklin County Georgia | 35 | $ 4,502,000 | $ 128,000 | $ 80,000 |
| Saluda County South Carolina | 34 | $ 3,874,000 | $ 113,000 | $ 78,000 |
| Gwinnett County Georgia | 33 | $ 10,206,000 | $ 309,000 | $ 142,000 |
| Mecklenburg County North Carolina | 28 | $ 5,345,000 | $ 190,000 | $ 93,000 |
| Williamsburg County South Carolina | 25 | $ 1,988,000 | $ 79,000 | $ 86,000 |
| Barnwell County South Carolina | 23 | $ 1,652,000 | $ 71,000 | $ 53,000 |
| Lee County South Carolina | 23 | $ 1,957,000 | $ 85,000 | $ 60,000 |
| McCormick County South Carolina | 20 | $ 2,897,000 | $ 144,000 | $ 79,000 |
| McDuffie County Georgia | 19 | $ 2,234,000 | $ 117,000 | $ 69,000 |
| Calhoun County South Carolina | 19 | $ 3,282,000 | $ 172,000 | $ 89,000 |
| Colleton County South Carolina | 15 | $ 3,870,000 | $ 258,000 | $ 119,000 |
| Union County North Carolina | 11 | $ 2,428,000 | $ 220,000 | $ 120,000 |
| Cherokee County Georgia | 10 | $ 3,428,000 | $ 342,000 | $ 179,000 |
| Clarke County Georgia | 9 | $ 1,008,000 | $ 112,000 | $ 57,000 |
| Forsyth County Georgia | 8 | $ 2,065,000 | $ 258,000 | $ 256,000 |
| Oglethorpe County Georgia | 8 | $ 892,000 | $ 111,000 | $ 50,000 |
| Rockdale County Georgia | 7 | $ 1,490,000 | $ 212,000 | $ 81,000 |
| Cherokee County South Carolina | 7 | $ 486,000 | $ 69,000 | $ 27,000 |
| Clayton County Georgia | 6 | $ 318,000 | $ 53,000 | $ 112,000 |
| Polk County North Carolina | 6 | $ 1,234,000 | $ 205,000 | $ 146,000 |
| Bamberg County South Carolina | 6 | $ 602,000 | $ 100,000 | $ 68,000 |
| Union County South Carolina | 6 | $ 541,000 | $ 90,000 | $ 56,000 |
| Carroll County Georgia | 5 | $ 790,000 | $ 158,000 | $ 109,000 |
| Coweta County Georgia | 5 | $ 585,000 | $ 117,000 | $ 40,000 |
| Hall County Georgia | 5 | $ 1,237,000 | $ 247,000 | $ 178,000 |
| Union County Georgia | 5 | $ 713,000 | $ 142,000 | $ 43,000 |
| Douglas County Georgia | 4 | $ 652,000 | $ 163,000 | $ 110,000 |
| Elbert County Georgia | 4 | $ 596,000 | $ 149,000 | $ 34,000 |
| Lincoln County Georgia | 4 | $ 724,000 | $ 181,000 | $ 81,000 |
| Paulding County Georgia | 4 | $ 1,160,000 | $ 290,000 | $ 122,000 |
| Towns County Georgia | 4 | $ 833,000 | $ 208,000 | $ 125,000 |
| Warren County Georgia | 4 | $ 444,000 | $ 111,000 | $ 92,000 |
| Brunswick County North Carolina | 4 | $ 1,058,000 | $ 264,000 | $ 192,000 |
| Gaston County North Carolina | 4 | $ 632,000 | $ 158,000 | $ 61,000 |
| Transylvania County North Carolina | 4 | $ 1,054,000 | $ 263,000 | $ 120,000 |
| Barrow County Georgia | 3 | $ 624,000 | $ 208,000 | $ 105,000 |
| Effingham County Georgia | 3 | $ 651,000 | $ 217,000 | $ 107,000 |
| Fayette County Georgia | 3 | $ 1,318,000 | $ 439,000 | $ 152,000 |
| Habersham County Georgia | 3 | $ 304,000 | $ 101,000 | $ 61,000 |
| Henry County Georgia | 3 | $ 598,000 | $ 199,000 | $ 135,000 |
| Rabun County Georgia | 3 | $ 775,000 | $ 258,000 | $ 206,000 |
| Cabarrus County North Carolina | 3 | $ 820,000 | $ 273,000 | $ 111,000 |
| Forsyth County North Carolina | 3 | $ 332,000 | $ 110,000 | $ 75,000 |
| Henderson County North Carolina | 3 | $ 436,000 | $ 145,000 | $ 76,000 |
| Robeson County North Carolina | 3 | $ 258,000 | $ 86,000 | $ 55,000 |
| Watauga County North Carolina | 3 | $ 1,530,000 | $ 510,000 | $ 367,000 |
| Banks County Georgia | 2 | $ 202,000 | $ 101,000 | $ 70,000 |
| Bartow County Georgia | 2 | $ 315,000 | $ 157,000 | $ 92,000 |
| Bulloch County Georgia | 2 | $ 236,000 | $ 118,000 | $ 56,000 |
| Glascock County Georgia | 2 | $ 165,000 | $ 82,000 | $ 49,000 |
| Jackson County Georgia | 2 | $ 160,000 | $ 80,000 | $ 39,000 |
| Oconee County Georgia | 2 | $ 626,000 | $ 313,000 | $ 131,000 |
| Walton County Georgia | 2 | $ 847,000 | $ 423,000 | $ 487,000 |
| Haywood County North Carolina | 2 | $ 476,000 | $ 238,000 | $ 248,000 |
| Jackson County North Carolina | 2 | $ 625,000 | $ 312,000 | $ 210,000 |
| Lincoln County North Carolina | 2 | $ 203,000 | $ 101,000 | $ 72,000 |
| Macon County North Carolina | 2 | $ 3,180,000 | $ 1,590,000 | $ 40,000 |
| McDowell County North Carolina | 2 | $ 286,000 | $ 143,000 | $ 58,000 |
| Mitchell County North Carolina | 2 | $ 160,000 | $ 80,000 | $ 61,000 |
| New Hanover County North Carolina | 2 | $ 172,000 | $ 86,000 | $ 51,000 |
| Rutherford County North Carolina | 2 | $ 345,000 | $ 172,000 | $ 73,000 |
| Scotland County North Carolina | 2 | $ 196,000 | $ 98,000 | $ 12,000 |
| Jasper County South Carolina | 2 | $ 251,000 | $ 125,000 | $ 90,000 |
| Eagle County Colorado | 1 | $ 416,000 | $ 416,000 | $ 0 |
| Broward County Florida | 1 | $ 177,000 | $ 177,000 | $ 19,000 |
| Manatee County Florida | 1 | $ 380,000 | $ 380,000 | $ 260,000 |
| Nassau County Florida | 1 | $ 212,000 | $ 212,000 | $ 320,000 |
| Walton County Florida | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Bacon County Georgia | 1 | $ 171,000 | $ 171,000 | $ 94,000 |
| Brantley County Georgia | 1 | $ 32,000 | $ 32,000 | $ 26,000 |
| Dawson County Georgia | 1 | $ 85,000 | $ 85,000 | $ 366,000 |
| Glynn County Georgia | 1 | $ 407,000 | $ 407,000 | $ 232,000 |
| Jeff Davis County Georgia | 1 | $ 306,000 | $ 306,000 | $ 180,000 |
| Jefferson County Georgia | 1 | $ 74,000 | $ 74,000 | $ 33,000 |
| Jenkins County Georgia | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Laurens County Georgia | 1 | $ 333,000 | $ 333,000 | $ 140,000 |
| McIntosh County Georgia | 1 | $ 175,000 | $ 175,000 | $ 93,000 |
| Muscogee County Georgia | 1 | $ 248,000 | $ 248,000 | $ 61,000 |
| Newton County Georgia | 1 | $ 171,000 | $ 171,000 | $ 68,000 |
| Anson County North Carolina | 1 | $ 32,000 | $ 32,000 | $ 23,000 |
| Buncombe County North Carolina | 1 | $ 92,000 | $ 92,000 | $ 126,000 |
| Caswell County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 50,000 |
| Catawba County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 56,000 |
| Clay County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 197,000 |
| Craven County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 1,088,000 |
| Davie County North Carolina | 1 | $ 256,000 | $ 256,000 | $ 138,000 |
| Edgecombe County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
| Guilford County North Carolina | 1 | $ 148,000 | $ 148,000 | $ 122,000 |
| Lee County North Carolina | 1 | $ 193,000 | $ 193,000 | $ 106,000 |
| Pitt County North Carolina | 1 | $ 168,000 | $ 168,000 | $ 87,000 |
| Rowan County North Carolina | 1 | $ 448,000 | $ 448,000 | $ 248,000 |
| Warren County North Carolina | 1 | $ 318,000 | $ 318,000 | $ 110,000 |
| Yancey County North Carolina | 1 | $ 87,000 | $ 87,000 | $ 44,000 |
| Allendale County South Carolina | 1 | $ 33,000 | $ 33,000 | $ 60,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Citizens Bank & Trust Co in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,860 | $528,420,000 | $184,000 | $1,800,000 | $98,000 | $1,455,000 |
| Refinancing | 2,479 | $409,832,000 | $165,000 | $3,100,000 | $95,000 | $1,644,000 |
| Home Improvement | 537 | $46,957,000 | $87,000 | $550,000 | $73,000 | $664,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,373 | $746,681,000 | $170,000 | $3,100,000 | $99,000 | $1,644,000 |
| Not Provided | 636 | $110,613,000 | $173,000 | $1,387,000 | $102,000 | $1,306,000 |
| Black or African American | 493 | $52,590,000 | $106,000 | $1,000,000 | $70,000 | $1,102,000 |
| Asian | 138 | $26,415,000 | $191,000 | $2,137,000 | $121,000 | $884,000 |
| Not applicable | 128 | $34,322,000 | $268,000 | $3,031,000 | $0 | $0 |
| Hispanic | 85 | $11,427,000 | $134,000 | $812,000 | $61,000 | $402,000 |
| American Indian or Alaskan Native | 15 | $1,953,000 | $130,000 | $312,000 | $64,000 | $193,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,208,000 | $151,000 | $412,000 | $74,000 | $121,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,450 | $928,898,000 | $170,000 | $3,100,000 | $98,000 | $1,644,000 |
| FHA-insured (Federal Housing Administration) | 202 | $25,216,000 | $124,000 | $290,000 | $53,000 | $218,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 128 | $13,486,000 | $105,000 | $281,000 | $39,000 | $80,000 |
| VA-guaranteed (Veterans Administration) | 96 | $17,609,000 | $183,000 | $391,000 | $72,000 | $193,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,700 | $619,326,000 | $167,000 | $3,100,000 | $102,000 | $1,638,000 |
| Application Denied By Financial Institution | 1,389 | $200,787,000 | $144,000 | $1,800,000 | $70,000 | $815,000 |
| File Closed For Incompleteness | 387 | $81,381,000 | $210,000 | $1,800,000 | $98,000 | $996,000 |
| Application Withdrawn By Applicant | 201 | $55,458,000 | $275,000 | $3,031,000 | $120,000 | $1,455,000 |
| Application Approved But Not Accepted | 199 | $28,257,000 | $141,000 | $2,137,000 | $92,000 | $1,644,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 614 | $95,187,000 | $155,000 | $1,800,000 | $53,000 | $552,000 |
| Credit History | 496 | $58,021,000 | $116,000 | $1,387,000 | $75,000 | $815,000 |
| Collateral | 189 | $34,796,000 | $184,000 | $1,093,000 | $109,000 | $761,000 |
| Other | 31 | $3,942,000 | $127,000 | $340,000 | $81,000 | $376,000 |
| Employment History | 31 | $4,316,000 | $139,000 | $300,000 | $62,000 | $218,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $1,549,000 | $103,000 | $600,000 | $61,000 | $315,000 |
| Unverifiable Information | 12 | $2,836,000 | $236,000 | $600,000 | $90,000 | $205,000 |
| Mortgage Insurance Denied | 1 | $140,000 | $140,000 | $140,000 | $73,000 | $73,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in South Carolina, and search similar information at your convenience.