First Commonwealth Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
First Commonwealth Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Commonwealth Bank Po Box 400 Indiana, PA 15701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,082 |
| Total Mortgage Loan Application Amount | $1,270,690,000 |
| Average Mortgage Loan Application Amount | $153,600 |
| Highest Mortgage Loan Application Amount | $42,115,000 |
| Average Applicant Income | $124,000 |
| Highest Applicant Income | $4,708,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with First Commonwealth Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Commonwealth Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down First Commonwealth Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Commonwealth Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Commonwealth Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Commonwealth Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 1,494 | $ 174,130,000 | $ 116,000 | $ 124,000 |
| Westmoreland County Pennsylvania | 845 | $ 83,875,000 | $ 99,000 | $ 106,000 |
| Stark County Ohio | 618 | $ 63,390,000 | $ 102,000 | $ 92,000 |
| Cambria County Pennsylvania | 445 | $ 35,685,000 | $ 80,000 | $ 81,000 |
| Franklin County Ohio | 361 | $ 133,995,000 | $ 371,000 | $ 150,000 |
| Delaware County Ohio | 322 | $ 93,180,000 | $ 289,000 | $ 170,000 |
| Blair County Pennsylvania | 308 | $ 23,690,000 | $ 76,000 | $ 88,000 |
| Butler County Pennsylvania | 273 | $ 32,025,000 | $ 117,000 | $ 123,000 |
| Indiana County Pennsylvania | 270 | $ 22,610,000 | $ 83,000 | $ 81,000 |
| Lawrence County Pennsylvania | 233 | $ 17,995,000 | $ 77,000 | $ 83,000 |
| Bedford County Pennsylvania | 179 | $ 13,925,000 | $ 77,000 | $ 76,000 |
| Lycoming County Pennsylvania | 174 | $ 15,060,000 | $ 86,000 | $ 96,000 |
| Clearfield County Pennsylvania | 168 | $ 15,550,000 | $ 92,000 | $ 83,000 |
| Elk County Pennsylvania | 154 | $ 11,880,000 | $ 77,000 | $ 82,000 |
| Somerset County Pennsylvania | 151 | $ 12,665,000 | $ 83,000 | $ 81,000 |
| Jefferson County Pennsylvania | 137 | $ 8,255,000 | $ 60,000 | $ 73,000 |
| Beaver County Pennsylvania | 130 | $ 13,510,000 | $ 103,000 | $ 114,000 |
| Summit County Ohio | 128 | $ 65,580,000 | $ 512,000 | $ 138,000 |
| Washington County Pennsylvania | 120 | $ 42,940,000 | $ 357,000 | $ 135,000 |
| Armstrong County Pennsylvania | 104 | $ 6,850,000 | $ 65,000 | $ 77,000 |
| Mahoning County Ohio | 95 | $ 22,535,000 | $ 237,000 | $ 113,000 |
| Hamilton County Ohio | 83 | $ 36,185,000 | $ 435,000 | $ 198,000 |
| Cuyahoga County Ohio | 65 | $ 47,765,000 | $ 734,000 | $ 304,000 |
| Clinton County Pennsylvania | 64 | $ 4,610,000 | $ 72,000 | $ 85,000 |
| Centre County Pennsylvania | 53 | $ 40,495,000 | $ 764,000 | $ 114,000 |
| Warren County Ohio | 52 | $ 18,770,000 | $ 360,000 | $ 283,000 |
| Columbiana County Ohio | 48 | $ 6,330,000 | $ 131,000 | $ 79,000 |
| Northumberland County Pennsylvania | 48 | $ 4,250,000 | $ 88,000 | $ 77,000 |
| Clermont County Ohio | 42 | $ 3,540,000 | $ 84,000 | $ 118,000 |
| Mercer County Pennsylvania | 37 | $ 3,545,000 | $ 95,000 | $ 100,000 |
| Licking County Ohio | 36 | $ 6,500,000 | $ 180,000 | $ 151,000 |
| Dauphin County Pennsylvania | 36 | $ 6,230,000 | $ 173,000 | $ 170,000 |
| Fayette County Pennsylvania | 35 | $ 3,275,000 | $ 93,000 | $ 108,000 |
| Butler County Ohio | 34 | $ 3,420,000 | $ 100,000 | $ 132,000 |
| Ashtabula County Ohio | 33 | $ 3,895,000 | $ 118,000 | $ 92,000 |
| Morrow County Ohio | 33 | $ 4,785,000 | $ 145,000 | $ 94,000 |
| Fairfield County Ohio | 30 | $ 3,210,000 | $ 107,000 | $ 182,000 |
| Medina County Ohio | 28 | $ 8,780,000 | $ 313,000 | $ 213,000 |
| Portage County Ohio | 28 | $ 6,600,000 | $ 235,000 | $ 188,000 |
| Union County Pennsylvania | 28 | $ 2,420,000 | $ 86,000 | $ 105,000 |
| Montgomery County Ohio | 27 | $ 6,485,000 | $ 240,000 | $ 182,000 |
| Cumberland County Pennsylvania | 23 | $ 4,995,000 | $ 217,000 | $ 275,000 |
| Greene County Ohio | 18 | $ 8,250,000 | $ 458,000 | $ 159,000 |
| Union County Ohio | 18 | $ 4,250,000 | $ 236,000 | $ 170,000 |
| Huntingdon County Pennsylvania | 18 | $ 1,360,000 | $ 75,000 | $ 69,000 |
| Knox County Ohio | 16 | $ 5,000,000 | $ 312,000 | $ 171,000 |
| Carroll County Ohio | 14 | $ 2,280,000 | $ 162,000 | $ 110,000 |
| Erie County Pennsylvania | 14 | $ 2,320,000 | $ 165,000 | $ 173,000 |
| Kenton County Kentucky | 12 | $ 2,970,000 | $ 247,000 | $ 146,000 |
| Geauga County Ohio | 11 | $ 4,115,000 | $ 374,000 | $ 358,000 |
| Lorain County Ohio | 11 | $ 3,335,000 | $ 303,000 | $ 231,000 |
| Trumbull County Ohio | 11 | $ 1,385,000 | $ 125,000 | $ 76,000 |
| Montour County Pennsylvania | 11 | $ 1,445,000 | $ 131,000 | $ 126,000 |
| Marion County Ohio | 10 | $ 1,200,000 | $ 120,000 | $ 111,000 |
| Bucks County Pennsylvania | 10 | $ 2,130,000 | $ 213,000 | $ 203,000 |
| Chester County Pennsylvania | 10 | $ 2,800,000 | $ 280,000 | $ 163,000 |
| Wayne County Ohio | 9 | $ 1,175,000 | $ 130,000 | $ 94,000 |
| Lehigh County Pennsylvania | 9 | $ 765,000 | $ 85,000 | $ 229,000 |
| Madison County Ohio | 8 | $ 840,000 | $ 105,000 | $ 165,000 |
| Tuscarawas County Ohio | 8 | $ 1,170,000 | $ 146,000 | $ 115,000 |
| Montgomery County Pennsylvania | 8 | $ 1,340,000 | $ 167,000 | $ 393,000 |
| York County Pennsylvania | 8 | $ 950,000 | $ 118,000 | $ 114,000 |
| Brown County Ohio | 7 | $ 1,195,000 | $ 170,000 | $ 171,000 |
| Crawford County Pennsylvania | 7 | $ 785,000 | $ 112,000 | $ 108,000 |
| Delaware County Pennsylvania | 7 | $ 2,535,000 | $ 362,000 | $ 296,000 |
| Lancaster County Pennsylvania | 7 | $ 1,705,000 | $ 243,000 | $ 166,000 |
| Lebanon County Pennsylvania | 7 | $ 1,015,000 | $ 145,000 | $ 187,000 |
| Lee County Florida | 6 | $ 2,610,000 | $ 435,000 | $ 252,000 |
| Dearborn County Indiana | 6 | $ 830,000 | $ 138,000 | $ 124,000 |
| Lake County Ohio | 6 | $ 9,620,000 | $ 1,603,000 | $ 468,000 |
| Pickaway County Ohio | 6 | $ 1,090,000 | $ 181,000 | $ 104,000 |
| Boone County Kentucky | 5 | $ 1,245,000 | $ 249,000 | $ 90,000 |
| Campbell County Kentucky | 5 | $ 835,000 | $ 167,000 | $ 113,000 |
| Clinton County Ohio | 5 | $ 2,825,000 | $ 565,000 | $ 343,000 |
| Monroe County Pennsylvania | 5 | $ 445,000 | $ 89,000 | $ 315,000 |
| Clark County Ohio | 4 | $ 1,280,000 | $ 320,000 | $ 110,000 |
| Ottawa County Ohio | 4 | $ 1,750,000 | $ 437,000 | $ 296,000 |
| Richland County Ohio | 4 | $ 440,000 | $ 110,000 | $ 120,000 |
| Philadelphia County Pennsylvania | 4 | $ 10,470,000 | $ 2,617,000 | $ 79,000 |
| Schuylkill County Pennsylvania | 4 | $ 1,030,000 | $ 257,000 | $ 256,000 |
| Venango County Pennsylvania | 4 | $ 510,000 | $ 127,000 | $ 89,000 |
| Horry County South Carolina | 4 | $ 840,000 | $ 210,000 | $ 140,000 |
| Pinellas County Florida | 3 | $ 1,625,000 | $ 541,000 | $ 726,000 |
| Belmont County Ohio | 3 | $ 1,165,000 | $ 388,000 | $ 59,000 |
| Lucas County Ohio | 3 | $ 445,000 | $ 148,000 | $ 112,000 |
| Berks County Pennsylvania | 3 | $ 185,000 | $ 61,000 | $ 123,000 |
| Cameron County Pennsylvania | 3 | $ 105,000 | $ 35,000 | $ 44,000 |
| Clarion County Pennsylvania | 3 | $ 295,000 | $ 98,000 | $ 107,000 |
| Greene County Pennsylvania | 3 | $ 505,000 | $ 168,000 | $ 120,000 |
| Luzerne County Pennsylvania | 3 | $ 135,000 | $ 45,000 | $ 35,000 |
| McKean County Pennsylvania | 3 | $ 405,000 | $ 135,000 | $ 63,000 |
| Warren County Pennsylvania | 3 | $ 325,000 | $ 108,000 | $ 64,000 |
| Brooke County West Virginia | 3 | $ 155,000 | $ 51,000 | $ 59,000 |
| Collier County Florida | 2 | $ 1,230,000 | $ 615,000 | $ 335,000 |
| Cook County Illinois | 2 | $ 730,000 | $ 365,000 | $ 162,000 |
| Fayette County Kentucky | 2 | $ 490,000 | $ 245,000 | $ 127,000 |
| Grant County Kentucky | 2 | $ 10,000 | $ 5,000 | $ 26,000 |
| Mason County Kentucky | 2 | $ 50,000 | $ 25,000 | $ 85,000 |
| Pendleton County Kentucky | 2 | $ 110,000 | $ 55,000 | $ 218,000 |
| Shelby County Kentucky | 2 | $ 810,000 | $ 405,000 | $ 284,000 |
| Wayne County Michigan | 2 | $ 550,000 | $ 275,000 | $ 293,000 |
| Defiance County Ohio | 2 | $ 50,000 | $ 25,000 | $ 61,000 |
| Erie County Ohio | 2 | $ 540,000 | $ 270,000 | $ 180,000 |
| Henry County Ohio | 2 | $ 110,000 | $ 55,000 | $ 83,000 |
| Hocking County Ohio | 2 | $ 80,000 | $ 40,000 | $ 110,000 |
| Perry County Ohio | 2 | $ 290,000 | $ 145,000 | $ 97,000 |
| Putnam County Ohio | 2 | $ 150,000 | $ 75,000 | $ 176,000 |
| Bradford County Pennsylvania | 2 | $ 130,000 | $ 65,000 | $ 100,000 |
| Columbia County Pennsylvania | 2 | $ 320,000 | $ 160,000 | $ 91,000 |
| Forest County Pennsylvania | 2 | $ 140,000 | $ 70,000 | $ 78,000 |
| Mifflin County Pennsylvania | 2 | $ 620,000 | $ 310,000 | $ 89,000 |
| Northampton County Pennsylvania | 2 | $ 100,000 | $ 50,000 | $ 92,000 |
| Sullivan County Pennsylvania | 2 | $ 770,000 | $ 385,000 | $ 226,000 |
| Broward County Florida | 1 | $ 325,000 | $ 325,000 | $ 95,000 |
| Calhoun County Florida | 1 | $ 375,000 | $ 375,000 | $ 231,000 |
| Lake County Florida | 1 | $ 435,000 | $ 435,000 | $ 164,000 |
| Madison County Florida | 1 | $ 385,000 | $ 385,000 | $ 197,000 |
| Manatee County Florida | 1 | $ 305,000 | $ 305,000 | $ 202,000 |
| Monroe County Florida | 1 | $ 565,000 | $ 565,000 | $ 475,000 |
| Nassau County Florida | 1 | $ 125,000 | $ 125,000 | $ 76,000 |
| Palm Beach County Florida | 1 | $ 4,005,000 | $ 4,005,000 | $ 2,776,000 |
| Sarasota County Florida | 1 | $ 1,005,000 | $ 1,005,000 | $ 339,000 |
| Volusia County Florida | 1 | $ 675,000 | $ 675,000 | $ 207,000 |
| Fulton County Georgia | 1 | $ 465,000 | $ 465,000 | $ 350,000 |
| Gwinnett County Georgia | 1 | $ 615,000 | $ 615,000 | $ 330,000 |
| Franklin County Indiana | 1 | $ 115,000 | $ 115,000 | $ 310,000 |
| Hamilton County Indiana | 1 | $ 15,000 | $ 15,000 | $ 104,000 |
| Marion County Indiana | 1 | $ 515,000 | $ 515,000 | $ 306,000 |
| Ohio County Indiana | 1 | $ 55,000 | $ 55,000 | $ 173,000 |
| St. Joseph County Indiana | 1 | $ 405,000 | $ 405,000 | $ 1,500,000 |
| Vanderburgh County Indiana | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| Barren County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| Bracken County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
| Macomb County Michigan | 1 | $ 115,000 | $ 115,000 | $ 203,000 |
| Shiawassee County Michigan | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| St. Joseph County Michigan | 1 | $ 425,000 | $ 425,000 | $ 168,000 |
| Washtenaw County Michigan | 1 | $ 325,000 | $ 325,000 | $ 169,000 |
| Cape May County New Jersey | 1 | $ 4,005,000 | $ 4,005,000 | $ 0 |
| Somerset County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 292,000 |
| New Hanover County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Onslow County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 405,000 |
| Scotland County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 87,000 |
| Coshocton County Ohio | 1 | $ 385,000 | $ 385,000 | $ 128,000 |
| Crawford County Ohio | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Fayette County Ohio | 1 | $ 15,000 | $ 15,000 | $ 66,000 |
| Hancock County Ohio | 1 | $ 35,000 | $ 35,000 | $ 300,000 |
| Highland County Ohio | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Jefferson County Ohio | 1 | $ 25,000 | $ 25,000 | $ 125,000 |
| Miami County Ohio | 1 | $ 55,000 | $ 55,000 | $ 124,000 |
| Morgan County Ohio | 1 | $ 145,000 | $ 145,000 | $ 103,000 |
| Pike County Ohio | 1 | $ 35,000 | $ 35,000 | $ 66,000 |
| Scioto County Ohio | 1 | $ 395,000 | $ 395,000 | $ 338,000 |
| Shelby County Ohio | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Vinton County Ohio | 1 | $ 445,000 | $ 445,000 | $ 351,000 |
| Wood County Ohio | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Adams County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 80,000 |
| Franklin County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 90,000 |
| Fulton County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 150,000 |
| Pike County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 64,000 |
| Potter County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 76,000 |
| Snyder County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 131,000 |
| Susquehanna County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 105,000 |
| Tioga County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 357,000 |
| Wyoming County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 105,000 |
| Berkeley County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 165,000 |
| Greenwood County South Carolina | 1 | $ 405,000 | $ 405,000 | $ 208,000 |
| Richland County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 117,000 |
| Franklin County Virginia | 1 | $ 385,000 | $ 385,000 | $ 275,000 |
| Barbour County West Virginia | 1 | $ 545,000 | $ 545,000 | $ 185,000 |
| Cabell County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 75,000 |
| Hancock County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Marion County West Virginia | 1 | $ 525,000 | $ 525,000 | $ 177,000 |
| Mineral County West Virginia | 1 | $ 405,000 | $ 405,000 | $ 500,000 |
| Monongalia County West Virginia | 1 | $ 455,000 | $ 455,000 | $ 226,000 |
| Ohio County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 150,000 |
| Preston County West Virginia | 1 | $ 365,000 | $ 365,000 | $ 174,000 |
Mortgage Loan Application Detail Totals for First Commonwealth Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 2,424 | $178,590,000 | $73,000 | $1,055,000 | $116,000 | $2,159,000 |
| Refinancing | 2,095 | $352,645,000 | $168,000 | $42,115,000 | $124,000 | $3,304,000 |
| Home Purchase | 1,820 | $629,700,000 | $345,000 | $35,865,000 | $120,000 | $1,841,000 |
| Other Purpose | 1,741 | $109,515,000 | $62,000 | $805,000 | $107,000 | $4,708,000 |
| Cash-out Refinancing | 2 | $240,000 | $120,000 | $125,000 | $153,000 | $153,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,690 | $769,620,000 | $115,000 | $2,505,000 | $115,000 | $4,708,000 |
| Not Provided | 571 | $74,605,000 | $130,000 | $4,005,000 | $141,000 | $2,776,000 |
| Black or African American | 348 | $38,950,000 | $111,000 | $445,000 | $89,000 | $3,600,000 |
| Not applicable | 204 | $344,740,000 | $1,689,000 | $42,115,000 | $0 | $0 |
| Hispanic | 140 | $15,630,000 | $111,000 | $1,205,000 | $107,000 | $960,000 |
| Asian | 92 | $20,360,000 | $221,000 | $805,000 | $209,000 | $1,800,000 |
| American Indian or Alaskan Native | 20 | $2,220,000 | $111,000 | $345,000 | $77,000 | $154,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $140,000 | $70,000 | $105,000 | $108,000 | $183,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,860 | $1,233,790,000 | $156,000 | $42,115,000 | $118,000 | $4,708,000 |
| FHA-insured (Federal Housing Administration) | 149 | $24,435,000 | $163,000 | $465,000 | $67,000 | $172,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 43 | $4,965,000 | $115,000 | $215,000 | $57,000 | $107,000 |
| VA-guaranteed (Veterans Administration) | 30 | $7,500,000 | $250,000 | $495,000 | $90,000 | $199,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,607 | $787,295,000 | $170,000 | $30,305,000 | $128,000 | $4,708,000 |
| Application Denied By Financial Institution | 2,150 | $223,490,000 | $103,000 | $35,865,000 | $92,000 | $3,600,000 |
| Application Withdrawn By Applicant | 594 | $164,450,000 | $276,000 | $42,115,000 | $112,000 | $2,424,000 |
| Application Approved But Not Accepted | 386 | $53,990,000 | $139,000 | $1,785,000 | $114,000 | $1,249,000 |
| File Closed For Incompleteness | 312 | $35,050,000 | $112,000 | $1,325,000 | $128,000 | $1,938,000 |
| Preapproval Denied by Financial Institution | 17 | $2,405,000 | $141,000 | $435,000 | $43,000 | $136,000 |
| Preapproval Approved but not Accepted | 16 | $4,010,000 | $250,000 | $585,000 | $103,000 | $254,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,915 | $1,044,795,000 | $176,000 | $42,115,000 | $126,000 | $4,708,000 |
| Credit History | 1,183 | $80,985,000 | $68,000 | $1,005,000 | $95,000 | $3,600,000 |
| Debt-To-Income Ratio | 514 | $59,250,000 | $115,000 | $505,000 | $61,000 | $396,000 |
| Collateral | 294 | $23,950,000 | $81,000 | $1,005,000 | $123,000 | $3,304,000 |
| Other | 145 | $21,755,000 | $150,000 | $755,000 | $131,000 | $960,000 |
| Unverifiable Information | 10 | $1,460,000 | $146,000 | $505,000 | $91,000 | $274,000 |
| Employment History | 10 | $1,560,000 | $156,000 | $275,000 | $43,000 | $75,000 |
| Credit Application Incomplete | 6 | $36,400,000 | $6,066,000 | $35,865,000 | $90,000 | $120,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $535,000 | $107,000 | $175,000 | $55,000 | $76,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Commonwealth Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Commonwealth Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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