First Community Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
First Community Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Community Bank Po Box 3686 Albuquerque, NM 87190 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,949 |
| Total Mortgage Loan Application Amount | $316,744,000 |
| Average Mortgage Loan Application Amount | $409,750 |
| Highest Mortgage Loan Application Amount | $12,800,000 |
| Average Applicant Income | $61,083 |
| Highest Applicant Income | $1,184,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with First Community Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Community Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down First Community Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Community Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Community Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Community Bank's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bernalillo County New Mexico | 892 | $ 134,002,000 | $ 150,000 | $ 64,000 |
| Sandoval County New Mexico | 245 | $ 40,098,000 | $ 163,000 | $ 73,000 |
| Santa Fe County New Mexico | 145 | $ 43,127,000 | $ 297,000 | $ 78,000 |
| Valencia County New Mexico | 98 | $ 8,564,000 | $ 87,000 | $ 51,000 |
| Taos County New Mexico | 91 | $ 6,562,000 | $ 72,000 | $ 69,000 |
| El Paso County Colorado | 67 | $ 12,137,000 | $ 181,000 | $ 89,000 |
| Denver County Colorado | 57 | $ 10,914,000 | $ 191,000 | $ 123,000 |
| Larimer County Colorado | 39 | $ 4,730,000 | $ 121,000 | $ 66,000 |
| Adams County Colorado | 37 | $ 5,084,000 | $ 137,000 | $ 50,000 |
| Arapahoe County Colorado | 29 | $ 5,148,000 | $ 177,000 | $ 72,000 |
| Jefferson County Colorado | 26 | $ 4,957,000 | $ 190,000 | $ 77,000 |
| Boulder County Colorado | 21 | $ 4,735,000 | $ 225,000 | $ 81,000 |
| Torrance County New Mexico | 19 | $ 921,000 | $ 48,000 | $ 35,000 |
| Douglas County Colorado | 16 | $ 3,980,000 | $ 248,000 | $ 59,000 |
| Weld County Colorado | 16 | $ 2,523,000 | $ 157,000 | $ 58,000 |
| Salt Lake County Utah | 13 | $ 1,723,000 | $ 132,000 | $ 57,000 |
| Cibola County New Mexico | 9 | $ 513,000 | $ 57,000 | $ 207,000 |
| Park County Colorado | 8 | $ 1,141,000 | $ 142,000 | $ 75,000 |
| Otero County New Mexico | 8 | $ 656,000 | $ 82,000 | $ 40,000 |
| Rio Arriba County New Mexico | 7 | $ 433,000 | $ 61,000 | $ 78,000 |
| Elbert County Colorado | 6 | $ 2,092,000 | $ 348,000 | $ 146,000 |
| Fremont County Colorado | 6 | $ 1,042,000 | $ 173,000 | $ 76,000 |
| Pueblo County Colorado | 6 | $ 634,000 | $ 105,000 | $ 29,000 |
| Teller County Colorado | 6 | $ 538,000 | $ 89,000 | $ 76,000 |
| Maricopa County Arizona | 5 | $ 1,119,000 | $ 223,000 | $ 142,000 |
| Otero County Colorado | 5 | $ 350,000 | $ 70,000 | $ 34,000 |
| San Miguel County New Mexico | 5 | $ 353,000 | $ 70,000 | $ 42,000 |
| Weber County Utah | 4 | $ 359,000 | $ 89,000 | $ 91,000 |
| Morgan County Colorado | 3 | $ 262,000 | $ 87,000 | $ 46,000 |
| Dona Ana County New Mexico | 3 | $ 411,000 | $ 137,000 | $ 132,000 |
| Los Alamos County New Mexico | 3 | $ 456,000 | $ 152,000 | $ 81,000 |
| San Juan County New Mexico | 3 | $ 308,000 | $ 102,000 | $ 82,000 |
| Socorro County New Mexico | 3 | $ 304,000 | $ 101,000 | $ 46,000 |
| Cochise County Arizona | 2 | $ 220,000 | $ 110,000 | $ 134,000 |
| Eagle County Colorado | 2 | $ 535,000 | $ 267,000 | $ 120,000 |
| Grand County Colorado | 2 | $ 265,000 | $ 132,000 | $ 30,000 |
| Las Animas County Colorado | 2 | $ 408,000 | $ 204,000 | $ 164,000 |
| Summit County Colorado | 2 | $ 399,000 | $ 199,000 | $ 181,000 |
| Clark County Nevada | 2 | $ 321,000 | $ 160,000 | $ 41,000 |
| Grant County New Mexico | 2 | $ 43,000 | $ 21,000 | $ 32,000 |
| Lincoln County New Mexico | 2 | $ 458,000 | $ 229,000 | $ 76,000 |
| Quay County New Mexico | 2 | $ 145,000 | $ 72,000 | $ 69,000 |
| El Paso County Texas | 2 | $ 10,053,000 | $ 5,026,000 | $ 0 |
| Davis County Utah | 2 | $ 186,000 | $ 93,000 | $ 74,000 |
| Coconino County Arizona | 1 | $ 128,000 | $ 128,000 | $ 42,000 |
| Pima County Arizona | 1 | $ 124,000 | $ 124,000 | $ 70,000 |
| Archuleta County Colorado | 1 | $ 51,000 | $ 51,000 | $ 37,000 |
| Clear Creek County Colorado | 1 | $ 42,000 | $ 42,000 | $ 61,000 |
| Conejos County Colorado | 1 | $ 75,000 | $ 75,000 | $ 22,000 |
| Custer County Colorado | 1 | $ 68,000 | $ 68,000 | $ 14,000 |
| Gunnison County Colorado | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Huerfano County Colorado | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| Kit Carson County Colorado | 1 | $ 90,000 | $ 90,000 | $ 37,000 |
| La Plata County Colorado | 1 | $ 157,000 | $ 157,000 | $ 66,000 |
| Lake County Colorado | 1 | $ 141,000 | $ 141,000 | $ 27,000 |
| Mesa County Colorado | 1 | $ 97,000 | $ 97,000 | $ 51,000 |
| Mineral County Colorado | 1 | $ 323,000 | $ 323,000 | $ 144,000 |
| Rio Blanco County Colorado | 1 | $ 105,000 | $ 105,000 | $ 156,000 |
| Routt County Colorado | 1 | $ 69,000 | $ 69,000 | $ 133,000 |
| Seminole County Florida | 1 | $ 50,000 | $ 50,000 | $ 26,000 |
| Hamilton County Indiana | 1 | $ 315,000 | $ 315,000 | $ 120,000 |
| Marion County Indiana | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Bullitt County Kentucky | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Union County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 68,000 |
| Burnet County Texas | 1 | $ 396,000 | $ 396,000 | $ 241,000 |
| Dallas County Texas | 1 | $ 8,000 | $ 8,000 | $ 210,000 |
| Utah County Utah | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Hanover County Virginia | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Kitsap County Washington | 1 | $ 162,000 | $ 162,000 | $ 0 |
Mortgage Loan Application Detail Totals for First Community Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,122 | $182,982,000 | $170,888 | $1,000,000 | $54,222 | $1,184,000 |
| Home Purchase (one-to-four family) | 591 | $98,385,000 | $163,428 | $1,500,000 | $91,000 | $1,029,000 |
| Home Improvement (one-to-four family) | 218 | $6,649,000 | $21,750 | $550,000 | $85,250 | $459,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 18 | $28,728,000 | $1,766,250 | $12,800,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,218 | $200,042,000 | $182,300 | $1,500,000 | $71,800 | $1,184,000 |
| Hispanic | 455 | $47,782,000 | $118,500 | $944,000 | $55,000 | $603,000 |
| Information not provided by applicant in mail or telephone application | 176 | $30,356,000 | $95,000 | $1,250,000 | $68,200 | $330,000 |
| Black | 35 | $5,457,000 | $155,500 | $623,000 | $80,000 | $419,000 |
| Not applicable | 21 | $27,318,000 | $2,050,000 | $12,800,000 | $19,666 | $245,000 |
| American Indian or Alaskan Native | 18 | $1,241,000 | $76,666 | $399,000 | $46,333 | $98,000 |
| Asian or Pacific Islander | 18 | $2,999,000 | $174,000 | $600,000 | $75,500 | $173,000 |
| Other | 8 | $1,549,000 | $193,000 | $450,000 | $45,000 | $134,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,712 | $286,408,000 | $428,333 | $12,800,000 | $74,666 | $1,184,000 |
| FHA-insured (Federal Housing Administration) | 159 | $19,207,000 | $133,000 | $257,000 | $43,500 | $277,000 |
| VA-guaranteed (Veterans Administration) | 78 | $11,129,000 | $161,800 | $247,000 | $14,000 | $145,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,490 | $251,670,000 | $366,454 | $12,800,000 | $47,000 | $1,184,000 |
| Application Approved But Not Accepted | 210 | $32,742,000 | $189,750 | $610,000 | $81,750 | $264,000 |
| Application Denied By Financial Institution | 190 | $23,468,000 | $196,000 | $1,250,000 | $123,750 | $480,000 |
| Application Withdrawn By Applicant | 52 | $8,159,000 | $169,500 | $1,025,000 | $69,500 | $288,000 |
| Loan Purchased By The Institution | 6 | $642,000 | $107,000 | $130,000 | $0 | $0 |
| File Closed For Incompleteness | 1 | $63,000 | $63,000 | $63,000 | $49,000 | $49,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 62 | $6,425,000 | $113,000 | $399,000 | $64,000 | $228,000 |
| Debt-To-Income Ratio | 59 | $4,657,000 | $64,333 | $364,000 | $50,000 | $172,000 |
| Collateral | 43 | $7,465,000 | $248,250 | $1,000,000 | $131,250 | $480,000 |
| Other | 19 | $3,979,000 | $207,000 | $1,250,000 | $89,500 | $309,000 |
| Employment History | 2 | $382,000 | $191,000 | $378,000 | $13,000 | $26,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $154,000 | $77,000 | $101,000 | $21,000 | $30,000 |
| Credit Application Incomplete | 1 | $205,000 | $205,000 | $205,000 | $161,000 | $161,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Community Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Community Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Mexico, download the full spreadsheet
with aggregated HMDA statistics today.