First Community Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
First Community Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Community Bank Po Box 3686 Albuquerque, NM 87190 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,631 |
| Total Mortgage Loan Application Amount | $459,435,000 |
| Average Mortgage Loan Application Amount | $140,333 |
| Highest Mortgage Loan Application Amount | $4,987,000 |
| Average Applicant Income | $89,000 |
| Highest Applicant Income | $3,786,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with First Community Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Community Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down First Community Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Community Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Community Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Community Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bernalillo County New Mexico | 767 | $ 136,963,000 | $ 178,000 | $ 108,000 |
| El Paso County Colorado | 479 | $ 92,007,000 | $ 192,000 | $ 90,000 |
| Curry County New Mexico | 194 | $ 18,714,000 | $ 96,000 | $ 57,000 |
| Sandoval County New Mexico | 188 | $ 33,349,000 | $ 177,000 | $ 93,000 |
| Valencia County New Mexico | 131 | $ 11,791,000 | $ 90,000 | $ 69,000 |
| Santa Fe County New Mexico | 112 | $ 31,024,000 | $ 277,000 | $ 121,000 |
| Taos County New Mexico | 94 | $ 3,589,000 | $ 38,000 | $ 71,000 |
| Dona Ana County New Mexico | 66 | $ 10,720,000 | $ 162,000 | $ 92,000 |
| Denver County Colorado | 46 | $ 16,051,000 | $ 348,000 | $ 173,000 |
| Jefferson County Colorado | 39 | $ 7,033,000 | $ 180,000 | $ 101,000 |
| Cibola County New Mexico | 37 | $ 1,563,000 | $ 42,000 | $ 50,000 |
| Douglas County Colorado | 32 | $ 9,377,000 | $ 293,000 | $ 106,000 |
| Arapahoe County Colorado | 31 | $ 6,381,000 | $ 205,000 | $ 87,000 |
| Boulder County Colorado | 31 | $ 3,877,000 | $ 125,000 | $ 74,000 |
| Torrance County New Mexico | 31 | $ 1,441,000 | $ 46,000 | $ 54,000 |
| McKinley County New Mexico | 28 | $ 2,153,000 | $ 76,000 | $ 68,000 |
| Adams County Colorado | 27 | $ 4,909,000 | $ 181,000 | $ 69,000 |
| Weld County Colorado | 25 | $ 4,405,000 | $ 176,000 | $ 76,000 |
| Roosevelt County New Mexico | 22 | $ 1,504,000 | $ 68,000 | $ 73,000 |
| Maricopa County Arizona | 20 | $ 9,704,000 | $ 485,000 | $ 141,000 |
| Salt Lake County Utah | 19 | $ 6,700,000 | $ 352,000 | $ 52,000 |
| Larimer County Colorado | 18 | $ 4,231,000 | $ 235,000 | $ 168,000 |
| Pueblo County Colorado | 8 | $ 1,035,000 | $ 129,000 | $ 48,000 |
| Summit County Colorado | 8 | $ 2,665,000 | $ 333,000 | $ 191,000 |
| Broomfield County Colorado | 7 | $ 1,117,000 | $ 159,000 | $ 78,000 |
| Teller County Colorado | 7 | $ 1,396,000 | $ 199,000 | $ 87,000 |
| El Paso County Texas | 7 | $ 861,000 | $ 123,000 | $ 95,000 |
| Los Angeles County California | 6 | $ 3,820,000 | $ 636,000 | $ 698,000 |
| Rio Arriba County New Mexico | 6 | $ 373,000 | $ 62,000 | $ 152,000 |
| Chaves County New Mexico | 5 | $ 576,000 | $ 115,000 | $ 84,000 |
| Eagle County Colorado | 4 | $ 1,073,000 | $ 268,000 | $ 156,000 |
| De Baca County New Mexico | 4 | $ 89,000 | $ 22,000 | $ 70,000 |
| Eddy County New Mexico | 4 | $ 379,000 | $ 94,000 | $ 77,000 |
| Sierra County New Mexico | 4 | $ 569,000 | $ 142,000 | $ 105,000 |
| Socorro County New Mexico | 4 | $ 208,000 | $ 52,000 | $ 47,000 |
| Multnomah County Oregon | 4 | $ 688,000 | $ 172,000 | $ 307,000 |
| Pima County Arizona | 3 | $ 5,666,000 | $ 1,888,000 | $ 113,000 |
| Sacramento County California | 3 | $ 576,000 | $ 192,000 | $ 195,000 |
| Clear Creek County Colorado | 3 | $ 583,000 | $ 194,000 | $ 108,000 |
| Custer County Colorado | 3 | $ 945,000 | $ 315,000 | $ 147,000 |
| Elbert County Colorado | 3 | $ 958,000 | $ 319,000 | $ 113,000 |
| Grand County Colorado | 3 | $ 1,172,000 | $ 390,000 | $ 112,000 |
| Colfax County New Mexico | 3 | $ 242,000 | $ 80,000 | $ 98,000 |
| Quay County New Mexico | 3 | $ 320,000 | $ 106,000 | $ 64,000 |
| San Miguel County New Mexico | 3 | $ 427,000 | $ 142,000 | $ 53,000 |
| Harris County Texas | 3 | $ 270,000 | $ 90,000 | $ 164,000 |
| Parmer County Texas | 3 | $ 255,000 | $ 85,000 | $ 120,000 |
| Davis County Utah | 3 | $ 2,175,000 | $ 725,000 | $ 217,000 |
| Apache County Arizona | 2 | $ 65,000 | $ 32,000 | $ 71,000 |
| Coconino County Arizona | 2 | $ 186,000 | $ 93,000 | $ 85,000 |
| Morgan County Colorado | 2 | $ 364,000 | $ 182,000 | $ 69,000 |
| Douglas County Nebraska | 2 | $ 376,000 | $ 188,000 | $ 96,000 |
| Guadalupe County New Mexico | 2 | $ 105,000 | $ 52,000 | $ 29,000 |
| Lea County New Mexico | 2 | $ 58,000 | $ 29,000 | $ 40,000 |
| San Juan County New Mexico | 2 | $ 275,000 | $ 137,000 | $ 64,000 |
| Iredell County North Carolina | 2 | $ 5,000 | $ 2,000 | $ 44,000 |
| Union County South Dakota | 2 | $ 209,000 | $ 104,000 | $ 65,000 |
| Tarrant County Texas | 2 | $ 241,000 | $ 120,000 | $ 153,000 |
| Summit County Utah | 2 | $ 750,000 | $ 375,000 | $ 240,000 |
| Cochise County Arizona | 1 | $ 212,000 | $ 212,000 | $ 143,000 |
| Santa Cruz County Arizona | 1 | $ 191,000 | $ 191,000 | $ 54,000 |
| Kern County California | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| San Diego County California | 1 | $ 400,000 | $ 400,000 | $ 65,000 |
| Ventura County California | 1 | $ 245,000 | $ 245,000 | $ 120,000 |
| Chaffee County Colorado | 1 | $ 228,000 | $ 228,000 | $ 60,000 |
| Fremont County Colorado | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Garfield County Colorado | 1 | $ 161,000 | $ 161,000 | $ 56,000 |
| Huerfano County Colorado | 1 | $ 512,000 | $ 512,000 | $ 101,000 |
| Mesa County Colorado | 1 | $ 126,000 | $ 126,000 | $ 266,000 |
| Moffat County Colorado | 1 | $ 153,000 | $ 153,000 | $ 41,000 |
| Montrose County Colorado | 1 | $ 244,000 | $ 244,000 | $ 85,000 |
| Otero County Colorado | 1 | $ 118,000 | $ 118,000 | $ 73,000 |
| Park County Colorado | 1 | $ 141,000 | $ 141,000 | $ 229,000 |
| Washington County Colorado | 1 | $ 83,000 | $ 83,000 | $ 47,000 |
| Yuma County Colorado | 1 | $ 112,000 | $ 112,000 | $ 61,000 |
| Bay County Florida | 1 | $ 731,000 | $ 731,000 | $ 176,000 |
| Marion County Florida | 1 | $ 180,000 | $ 180,000 | $ 96,000 |
| Volusia County Florida | 1 | $ 300,000 | $ 300,000 | $ 264,000 |
| Honolulu County Hawaii | 1 | $ 324,000 | $ 324,000 | $ 31,000 |
| Kane County Illinois | 1 | $ 135,000 | $ 135,000 | $ 147,000 |
| Crawford County Indiana | 1 | $ 136,000 | $ 136,000 | $ 210,000 |
| Butler County Kansas | 1 | $ 50,000 | $ 50,000 | $ 86,000 |
| Montgomery County Kansas | 1 | $ 144,000 | $ 144,000 | $ 82,000 |
| Sedgwick County Kansas | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Jackson County Michigan | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
| Buffalo County Nebraska | 1 | $ 103,000 | $ 103,000 | $ 24,000 |
| Sarpy County Nebraska | 1 | $ 124,000 | $ 124,000 | $ 112,000 |
| Lincoln County New Mexico | 1 | $ 120,000 | $ 120,000 | $ 430,000 |
| Mora County New Mexico | 1 | $ 130,000 | $ 130,000 | $ 84,000 |
| Otero County New Mexico | 1 | $ 61,000 | $ 61,000 | $ 46,000 |
| Warren County Ohio | 1 | $ 240,000 | $ 240,000 | $ 110,000 |
| Washington County Ohio | 1 | $ 56,000 | $ 56,000 | $ 205,000 |
| Oklahoma County Oklahoma | 1 | $ 154,000 | $ 154,000 | $ 50,000 |
| Beaufort County South Carolina | 1 | $ 920,000 | $ 920,000 | $ 251,000 |
| Collin County Texas | 1 | $ 329,000 | $ 329,000 | $ 0 |
| Colorado County Texas | 1 | $ 171,000 | $ 171,000 | $ 278,000 |
| Hartley County Texas | 1 | $ 27,000 | $ 27,000 | $ 254,000 |
| Randall County Texas | 1 | $ 50,000 | $ 50,000 | $ 100,000 |
| Taylor County Texas | 1 | $ 137,000 | $ 137,000 | $ 82,000 |
| Wichita County Texas | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Williamson County Texas | 1 | $ 224,000 | $ 224,000 | $ 120,000 |
| Utah County Utah | 1 | $ 640,000 | $ 640,000 | $ 207,000 |
| Weber County Utah | 1 | $ 417,000 | $ 417,000 | $ 538,000 |
| Kitsap County Washington | 1 | $ 620,000 | $ 620,000 | $ 480,000 |
| Spokane County Washington | 1 | $ 226,000 | $ 226,000 | $ 75,000 |
| Whatcom County Washington | 1 | $ 264,000 | $ 264,000 | $ 203,000 |
| Campbell County Wyoming | 1 | $ 164,000 | $ 164,000 | $ 45,000 |
Mortgage Loan Application Detail Totals for First Community Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,510 | $289,653,000 | $191,000 | $4,987,000 | $101,000 | $3,786,000 |
| Refinancing | 781 | $161,567,000 | $206,000 | $2,278,000 | $99,000 | $1,812,000 |
| Home Improvement | 340 | $8,215,000 | $24,000 | $904,000 | $67,000 | $1,560,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,466 | $268,180,000 | $182,000 | $2,500,000 | $105,000 | $3,786,000 |
| Hispanic | 589 | $63,829,000 | $108,000 | $1,000,000 | $68,000 | $421,000 |
| Not Provided | 370 | $79,355,000 | $214,000 | $3,000,000 | $138,000 | $1,761,000 |
| Not applicable | 85 | $30,552,000 | $359,000 | $4,987,000 | $0 | $0 |
| Black or African American | 42 | $6,782,000 | $161,000 | $329,000 | $62,000 | $142,000 |
| American Indian or Alaskan Native | 38 | $2,593,000 | $68,000 | $355,000 | $48,000 | $258,000 |
| Asian | 34 | $7,215,000 | $212,000 | $800,000 | $92,000 | $319,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $929,000 | $132,000 | $280,000 | $101,000 | $184,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,218 | $393,070,000 | $177,000 | $4,987,000 | $103,000 | $3,786,000 |
| FHA-insured (Federal Housing Administration) | 262 | $36,600,000 | $139,000 | $324,000 | $55,000 | $425,000 |
| VA-guaranteed (Veterans Administration) | 151 | $29,765,000 | $197,000 | $417,000 | $65,000 | $154,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,035 | $368,709,000 | $181,000 | $3,000,000 | $98,000 | $3,786,000 |
| Application Approved But Not Accepted | 288 | $54,609,000 | $189,000 | $1,430,000 | $114,000 | $1,179,000 |
| Application Denied By Financial Institution | 220 | $11,914,000 | $54,000 | $731,000 | $53,000 | $370,000 |
| Application Withdrawn By Applicant | 88 | $24,203,000 | $275,000 | $4,987,000 | $111,000 | $903,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 86 | $1,048,000 | $12,000 | $93,000 | $45,000 | $131,000 |
| Debt-To-Income Ratio | 80 | $2,676,000 | $33,000 | $731,000 | $45,000 | $176,000 |
| Collateral | 6 | $155,000 | $25,000 | $50,000 | $100,000 | $218,000 |
| Unverifiable Information | 2 | $3,000 | $1,000 | $2,000 | $24,000 | $26,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Community Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Community Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Mexico, download the full spreadsheet
with aggregated HMDA statistics today.