First Community Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
First Community Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Community Bank 1325 Harrison Street Batesville, AR 72501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 768 |
| Total Mortgage Loan Application Amount | $97,820,000 |
| Average Mortgage Loan Application Amount | $112,400 |
| Highest Mortgage Loan Application Amount | $4,255,000 |
| Average Applicant Income | $77,000 |
| Highest Applicant Income | $1,443,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with First Community Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Community Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down First Community Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Community Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Community Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Community Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Independence County Arkansas | 149 | $ 15,095,000 | $ 101,000 | $ 75,000 |
| Craighead County Arkansas | 108 | $ 20,000,000 | $ 185,000 | $ 130,000 |
| White County Arkansas | 81 | $ 7,585,000 | $ 93,000 | $ 71,000 |
| Sharp County Arkansas | 58 | $ 4,940,000 | $ 85,000 | $ 78,000 |
| Baxter County Arkansas | 57 | $ 7,585,000 | $ 133,000 | $ 86,000 |
| Newton County Missouri | 48 | $ 6,380,000 | $ 132,000 | $ 80,000 |
| Lonoke County Arkansas | 41 | $ 5,495,000 | $ 134,000 | $ 75,000 |
| Pulaski County Arkansas | 33 | $ 6,855,000 | $ 207,000 | $ 189,000 |
| McDonald County Missouri | 24 | $ 2,000,000 | $ 83,000 | $ 53,000 |
| Poinsett County Arkansas | 22 | $ 1,520,000 | $ 69,000 | $ 63,000 |
| Jackson County Arkansas | 16 | $ 910,000 | $ 56,000 | $ 73,000 |
| Cleburne County Arkansas | 14 | $ 1,650,000 | $ 117,000 | $ 177,000 |
| Jasper County Missouri | 12 | $ 2,460,000 | $ 205,000 | $ 108,000 |
| Izard County Arkansas | 11 | $ 1,265,000 | $ 115,000 | $ 68,000 |
| Greene County Arkansas | 8 | $ 560,000 | $ 70,000 | $ 111,000 |
| Fulton County Arkansas | 7 | $ 435,000 | $ 62,000 | $ 89,000 |
| Saline County Arkansas | 7 | $ 1,515,000 | $ 216,000 | $ 136,000 |
| Jefferson County Arkansas | 6 | $ 650,000 | $ 108,000 | $ 52,000 |
| Marion County Arkansas | 6 | $ 440,000 | $ 73,000 | $ 33,000 |
| Mississippi County Arkansas | 6 | $ 230,000 | $ 38,000 | $ 76,000 |
| Stone County Arkansas | 6 | $ 610,000 | $ 101,000 | $ 73,000 |
| Washington County Arkansas | 6 | $ 2,570,000 | $ 428,000 | $ 140,000 |
| Benton County Arkansas | 5 | $ 605,000 | $ 121,000 | $ 44,000 |
| Faulkner County Arkansas | 5 | $ 895,000 | $ 179,000 | $ 53,000 |
| Lawrence County Arkansas | 3 | $ 255,000 | $ 85,000 | $ 96,000 |
| Baldwin County Alabama | 2 | $ 850,000 | $ 425,000 | $ 0 |
| Grant County Arkansas | 2 | $ 350,000 | $ 175,000 | $ 96,000 |
| Randolph County Arkansas | 2 | $ 270,000 | $ 135,000 | $ 70,000 |
| Stone County Missouri | 2 | $ 330,000 | $ 165,000 | $ 205,000 |
| Maricopa County Arizona | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Crawford County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 85,000 |
| Cross County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 24,000 |
| Garland County Arkansas | 1 | $ 305,000 | $ 305,000 | $ 50,000 |
| Howard County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Union County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 97,000 |
| Van Buren County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| Crawford County Kansas | 1 | $ 215,000 | $ 215,000 | $ 67,000 |
| Johnson County Kansas | 1 | $ 235,000 | $ 235,000 | $ 57,000 |
| Jackson County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 98,000 |
| Barry County Missouri | 1 | $ 615,000 | $ 615,000 | $ 201,000 |
| Dunklin County Missouri | 1 | $ 45,000 | $ 45,000 | $ 29,000 |
| Howell County Missouri | 1 | $ 75,000 | $ 75,000 | $ 77,000 |
| Mayes County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 19,000 |
| Davidson County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 112,000 |
| Henderson County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Shelby County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 328,000 |
| Tarrant County Texas | 1 | $ 295,000 | $ 295,000 | $ 215,000 |
| Albemarle County Virginia | 1 | $ 355,000 | $ 355,000 | $ 529,000 |
Mortgage Loan Application Detail Totals for First Community Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 506 | $62,720,000 | $123,000 | $2,025,000 | $93,000 | $1,443,000 |
| Refinancing | 144 | $25,590,000 | $177,000 | $4,255,000 | $87,000 | $531,000 |
| Home Improvement | 76 | $3,570,000 | $46,000 | $205,000 | $85,000 | $366,000 |
| Cash-out Refinancing | 30 | $5,580,000 | $186,000 | $1,035,000 | $92,000 | $446,000 |
| Other Purpose | 12 | $360,000 | $30,000 | $85,000 | $28,000 | $66,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 598 | $69,800,000 | $116,000 | $1,035,000 | $86,000 | $1,443,000 |
| Not applicable | 122 | $21,410,000 | $175,000 | $4,255,000 | $0 | $0 |
| Not Provided | 13 | $1,655,000 | $127,000 | $315,000 | $103,000 | $239,000 |
| Hispanic | 12 | $600,000 | $50,000 | $165,000 | $52,000 | $120,000 |
| Asian | 10 | $2,060,000 | $206,000 | $655,000 | $279,000 | $529,000 |
| Black or African American | 10 | $1,720,000 | $172,000 | $485,000 | $132,000 | $467,000 |
| American Indian or Alaskan Native | 1 | $15,000 | $15,000 | $15,000 | $11,000 | $11,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 666 | $83,760,000 | $125,000 | $4,255,000 | $95,000 | $1,443,000 |
| FHA-insured (Federal Housing Administration) | 64 | $8,920,000 | $139,000 | $275,000 | $68,000 | $239,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 28 | $2,980,000 | $106,000 | $235,000 | $42,000 | $70,000 |
| VA-guaranteed (Veterans Administration) | 10 | $2,160,000 | $216,000 | $1,035,000 | $66,000 | $117,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 450 | $56,240,000 | $124,000 | $4,255,000 | $102,000 | $1,443,000 |
| Application Withdrawn By Applicant | 169 | $24,905,000 | $147,000 | $1,035,000 | $89,000 | $637,000 |
| Application Denied By Financial Institution | 137 | $14,955,000 | $109,000 | $1,125,000 | $56,000 | $240,000 |
| Application Approved But Not Accepted | 11 | $1,595,000 | $145,000 | $445,000 | $102,000 | $225,000 |
| File Closed For Incompleteness | 1 | $125,000 | $125,000 | $125,000 | $71,000 | $71,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 631 | $82,865,000 | $131,000 | $4,255,000 | $98,000 | $1,443,000 |
| Credit History | 69 | $6,325,000 | $91,000 | $385,000 | $56,000 | $240,000 |
| Debt-To-Income Ratio | 39 | $5,835,000 | $149,000 | $1,125,000 | $48,000 | $137,000 |
| Collateral | 19 | $1,485,000 | $78,000 | $275,000 | $69,000 | $180,000 |
| Employment History | 5 | $735,000 | $147,000 | $475,000 | $66,000 | $96,000 |
| Unverifiable Information | 3 | $215,000 | $71,000 | $105,000 | $41,000 | $89,000 |
| Other | 2 | $360,000 | $180,000 | $305,000 | $67,000 | $85,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Community Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Community Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.