First Community Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
First Community Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Community Bank 29 College Dr Bluefield, VA 24605 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,842 |
| Total Mortgage Loan Application Amount | $271,539,000 |
| Average Mortgage Loan Application Amount | $132,333 |
| Highest Mortgage Loan Application Amount | $6,754,000 |
| Average Applicant Income | $77,666 |
| Highest Applicant Income | $1,946,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with First Community Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Community Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down First Community Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Community Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Community Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Community Bank's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mercer County West Virginia | 272 | $ 27,040,000 | $ 99,000 | $ 75,000 |
| Nicholas County West Virginia | 161 | $ 14,666,000 | $ 91,000 | $ 69,000 |
| Upshur County West Virginia | 120 | $ 11,821,000 | $ 98,000 | $ 60,000 |
| Tazewell County Virginia | 108 | $ 13,653,000 | $ 126,000 | $ 72,000 |
| Raleigh County West Virginia | 96 | $ 13,206,000 | $ 137,000 | $ 86,000 |
| Washington County Tennessee | 80 | $ 14,693,000 | $ 183,000 | $ 117,000 |
| Forsyth County North Carolina | 78 | $ 10,661,000 | $ 136,000 | $ 77,000 |
| Brunswick County North Carolina | 77 | $ 20,212,000 | $ 262,000 | $ 148,000 |
| Iredell County North Carolina | 76 | $ 15,409,000 | $ 202,000 | $ 91,000 |
| Wyoming County West Virginia | 39 | $ 2,252,000 | $ 57,000 | $ 60,000 |
| Columbus County North Carolina | 33 | $ 3,169,000 | $ 96,000 | $ 63,000 |
| Webster County West Virginia | 32 | $ 1,622,000 | $ 50,000 | $ 50,000 |
| Logan County West Virginia | 30 | $ 1,973,000 | $ 65,000 | $ 65,000 |
| Alexander County North Carolina | 29 | $ 3,506,000 | $ 120,000 | $ 45,000 |
| Taylor County West Virginia | 29 | $ 2,952,000 | $ 101,000 | $ 64,000 |
| Guilford County North Carolina | 28 | $ 4,188,000 | $ 149,000 | $ 46,000 |
| Mecklenburg County North Carolina | 26 | $ 7,147,000 | $ 274,000 | $ 94,000 |
| Chesterfield County Virginia | 26 | $ 5,607,000 | $ 215,000 | $ 69,000 |
| Richmond City County Virginia | 26 | $ 9,351,000 | $ 359,000 | $ 90,000 |
| Alleghany County North Carolina | 25 | $ 3,189,000 | $ 127,000 | $ 158,000 |
| Monroe County West Virginia | 25 | $ 2,815,000 | $ 112,000 | $ 75,000 |
| Wilkes County North Carolina | 24 | $ 3,492,000 | $ 145,000 | $ 62,000 |
| Horry County South Carolina | 22 | $ 4,174,000 | $ 189,000 | $ 211,000 |
| Harrison County West Virginia | 19 | $ 2,397,000 | $ 126,000 | $ 62,000 |
| Fayette County West Virginia | 16 | $ 2,339,000 | $ 146,000 | $ 95,000 |
| Summers County West Virginia | 16 | $ 1,590,000 | $ 99,000 | $ 92,000 |
| Davidson County North Carolina | 15 | $ 2,890,000 | $ 192,000 | $ 73,000 |
| Sullivan County Tennessee | 15 | $ 2,083,000 | $ 138,000 | $ 94,000 |
| Henrico County Virginia | 15 | $ 3,383,000 | $ 225,000 | $ 68,000 |
| Wythe County Virginia | 15 | $ 1,330,000 | $ 88,000 | $ 48,000 |
| Catawba County North Carolina | 12 | $ 1,699,000 | $ 141,000 | $ 64,000 |
| Rowan County North Carolina | 12 | $ 2,505,000 | $ 208,000 | $ 75,000 |
| Lewis County West Virginia | 12 | $ 851,000 | $ 70,000 | $ 74,000 |
| Carter County Tennessee | 11 | $ 7,599,000 | $ 690,000 | $ 61,000 |
| McDowell County West Virginia | 11 | $ 591,000 | $ 53,000 | $ 82,000 |
| New Hanover County North Carolina | 9 | $ 1,734,000 | $ 192,000 | $ 94,000 |
| Stokes County North Carolina | 8 | $ 1,415,000 | $ 176,000 | $ 56,000 |
| Surry County North Carolina | 8 | $ 596,000 | $ 74,000 | $ 36,000 |
| Monongalia County West Virginia | 8 | $ 1,212,000 | $ 151,000 | $ 113,000 |
| Hanover County Virginia | 7 | $ 1,014,000 | $ 144,000 | $ 90,000 |
| Braxton County West Virginia | 7 | $ 542,000 | $ 77,000 | $ 48,000 |
| Bladen County North Carolina | 6 | $ 573,000 | $ 95,000 | $ 71,000 |
| Yadkin County North Carolina | 6 | $ 692,000 | $ 115,000 | $ 43,000 |
| Bland County Virginia | 6 | $ 690,000 | $ 115,000 | $ 56,000 |
| Davie County North Carolina | 5 | $ 1,170,000 | $ 234,000 | $ 88,000 |
| Greenbrier County West Virginia | 5 | $ 319,000 | $ 63,000 | $ 47,000 |
| Randolph County West Virginia | 5 | $ 410,000 | $ 82,000 | $ 64,000 |
| Cabarrus County North Carolina | 4 | $ 1,502,000 | $ 375,000 | $ 166,000 |
| Caldwell County North Carolina | 4 | $ 572,000 | $ 143,000 | $ 145,000 |
| Wake County North Carolina | 4 | $ 2,073,000 | $ 518,000 | $ 321,000 |
| Dickenson County Virginia | 4 | $ 210,000 | $ 52,000 | $ 57,000 |
| Giles County Virginia | 4 | $ 473,000 | $ 118,000 | $ 69,000 |
| Pulaski County Virginia | 4 | $ 615,000 | $ 153,000 | $ 148,000 |
| Russell County Virginia | 4 | $ 693,000 | $ 173,000 | $ 69,000 |
| Kanawha County West Virginia | 4 | $ 803,000 | $ 200,000 | $ 46,000 |
| Marion County West Virginia | 4 | $ 884,000 | $ 221,000 | $ 86,000 |
| Mingo County West Virginia | 4 | $ 195,000 | $ 48,000 | $ 66,000 |
| Gaston County North Carolina | 3 | $ 249,000 | $ 83,000 | $ 92,000 |
| Georgetown County South Carolina | 3 | $ 543,000 | $ 181,000 | $ 144,000 |
| Hawkins County Tennessee | 3 | $ 204,000 | $ 68,000 | $ 203,000 |
| Unicoi County Tennessee | 3 | $ 189,000 | $ 63,000 | $ 50,000 |
| Carroll County Virginia | 3 | $ 287,000 | $ 95,000 | $ 44,000 |
| Grayson County Virginia | 3 | $ 389,000 | $ 129,000 | $ 58,000 |
| Barbour County West Virginia | 3 | $ 352,000 | $ 117,000 | $ 62,000 |
| Onslow County North Carolina | 2 | $ 560,000 | $ 280,000 | $ 170,000 |
| Pender County North Carolina | 2 | $ 240,000 | $ 120,000 | $ 74,000 |
| Randolph County North Carolina | 2 | $ 217,000 | $ 108,000 | $ 40,000 |
| Robeson County North Carolina | 2 | $ 646,000 | $ 323,000 | $ 267,000 |
| Hamilton County Ohio | 2 | $ 464,000 | $ 232,000 | $ 98,000 |
| Beaufort County South Carolina | 2 | $ 3,425,000 | $ 1,712,000 | $ 593,000 |
| Charleston County South Carolina | 2 | $ 1,075,000 | $ 537,000 | $ 563,000 |
| Jefferson County Tennessee | 2 | $ 246,000 | $ 123,000 | $ 90,000 |
| Bath County Virginia | 2 | $ 434,000 | $ 217,000 | $ 40,000 |
| Caroline County Virginia | 2 | $ 165,000 | $ 82,000 | $ 31,000 |
| Emporia County Virginia | 2 | $ 110,000 | $ 55,000 | $ 40,000 |
| Radford County Virginia | 2 | $ 600,000 | $ 300,000 | $ 0 |
| Clay County West Virginia | 2 | $ 220,000 | $ 110,000 | $ 88,000 |
| Preston County West Virginia | 2 | $ 363,000 | $ 181,000 | $ 22,000 |
| Flagler County Florida | 1 | $ 162,000 | $ 162,000 | $ 225,000 |
| Indian River County Florida | 1 | $ 145,000 | $ 145,000 | $ 147,000 |
| Lee County Florida | 1 | $ 221,000 | $ 221,000 | $ 105,000 |
| Volusia County Florida | 1 | $ 111,000 | $ 111,000 | $ 188,000 |
| Elmore County Idaho | 1 | $ 135,000 | $ 135,000 | $ 21,000 |
| Oakland County Michigan | 1 | $ 133,000 | $ 133,000 | $ 28,000 |
| Buncombe County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Burke County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 43,000 |
| Durham County North Carolina | 1 | $ 192,000 | $ 192,000 | $ 81,000 |
| Scotland County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Meigs County Ohio | 1 | $ 156,000 | $ 156,000 | $ 124,000 |
| Allegheny County Pennsylvania | 1 | $ 578,000 | $ 578,000 | $ 215,000 |
| York County Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 136,000 |
| Lancaster County South Carolina | 1 | $ 30,000 | $ 30,000 | $ 87,000 |
| Laurens County South Carolina | 1 | $ 336,000 | $ 336,000 | $ 0 |
| Spartanburg County South Carolina | 1 | $ 144,000 | $ 144,000 | $ 33,000 |
| Greene County Tennessee | 1 | $ 38,000 | $ 38,000 | $ 16,000 |
| Loudon County Tennessee | 1 | $ 244,000 | $ 244,000 | $ 92,000 |
| Albemarle County Virginia | 1 | $ 182,000 | $ 182,000 | $ 124,000 |
| Augusta County Virginia | 1 | $ 131,000 | $ 131,000 | $ 69,000 |
| Brunswick County Virginia | 1 | $ 352,000 | $ 352,000 | $ 48,000 |
| Charles City County Virginia | 1 | $ 399,000 | $ 399,000 | $ 209,000 |
| Greensville County Virginia | 1 | $ 67,000 | $ 67,000 | $ 54,000 |
| Henry County Virginia | 1 | $ 557,000 | $ 557,000 | $ 0 |
| King William County Virginia | 1 | $ 152,000 | $ 152,000 | $ 116,000 |
| Lancaster County Virginia | 1 | $ 93,000 | $ 93,000 | $ 154,000 |
| Middlesex County Virginia | 1 | $ 269,000 | $ 269,000 | $ 86,000 |
| Montgomery County Virginia | 1 | $ 886,000 | $ 886,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 1,035,000 | $ 1,035,000 | $ 0 |
| Northampton County Virginia | 1 | $ 88,000 | $ 88,000 | $ 82,000 |
| Petersburg County Virginia | 1 | $ 122,000 | $ 122,000 | $ 44,000 |
| Roanoke County Virginia | 1 | $ 1,175,000 | $ 1,175,000 | $ 0 |
| Roanoke City County Virginia | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Scott County Virginia | 1 | $ 16,000 | $ 16,000 | $ 19,000 |
| Southampton County Virginia | 1 | $ 115,000 | $ 115,000 | $ 175,000 |
| Suffolk County Virginia | 1 | $ 6,754,000 | $ 6,754,000 | $ 0 |
| Washington County Virginia | 1 | $ 222,000 | $ 222,000 | $ 133,000 |
| Wise County Virginia | 1 | $ 25,000 | $ 25,000 | $ 44,000 |
| Berkeley County West Virginia | 1 | $ 111,000 | $ 111,000 | $ 59,000 |
| Doddridge County West Virginia | 1 | $ 76,000 | $ 76,000 | $ 39,000 |
| Lincoln County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 135,000 |
| Ohio County West Virginia | 1 | $ 26,000 | $ 26,000 | $ 36,000 |
Mortgage Loan Application Detail Totals for First Community Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 929 | $132,609,000 | $142,000 | $4,250,000 | $80,000 | $1,946,000 |
| Home Purchase | 747 | $123,988,000 | $165,000 | $6,754,000 | $89,000 | $1,669,000 |
| Home Improvement | 166 | $14,942,000 | $90,000 | $488,000 | $64,000 | $346,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,595 | $207,140,000 | $129,000 | $3,008,000 | $89,000 | $1,946,000 |
| Not applicable | 136 | $49,259,000 | $362,000 | $6,754,000 | $0 | $0 |
| Black or African American | 40 | $4,696,000 | $117,000 | $1,250,000 | $67,000 | $200,000 |
| Not Provided | 30 | $4,919,000 | $163,000 | $518,000 | $86,000 | $266,000 |
| Hispanic | 22 | $1,918,000 | $87,000 | $233,000 | $54,000 | $190,000 |
| Asian | 13 | $3,042,000 | $234,000 | $788,000 | $159,000 | $420,000 |
| American Indian or Alaskan Native | 4 | $317,000 | $79,000 | $160,000 | $165,000 | $514,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $248,000 | $124,000 | $190,000 | $207,000 | $360,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,783 | $263,865,000 | $147,000 | $6,754,000 | $83,000 | $1,946,000 |
| FHA-insured (Federal Housing Administration) | 34 | $4,176,000 | $122,000 | $270,000 | $59,000 | $193,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 13 | $1,450,000 | $111,000 | $168,000 | $40,000 | $56,000 |
| VA-guaranteed (Veterans Administration) | 12 | $2,048,000 | $170,000 | $700,000 | $41,000 | $110,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,245 | $194,125,000 | $155,000 | $6,754,000 | $86,000 | $1,946,000 |
| Application Denied By Financial Institution | 312 | $37,818,000 | $121,000 | $1,250,000 | $65,000 | $1,380,000 |
| Application Withdrawn By Applicant | 182 | $25,946,000 | $142,000 | $825,000 | $91,000 | $1,180,000 |
| Application Approved But Not Accepted | 88 | $11,652,000 | $132,000 | $680,000 | $71,000 | $309,000 |
| File Closed For Incompleteness | 15 | $1,998,000 | $133,000 | $399,000 | $80,000 | $209,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 159 | $16,159,000 | $101,000 | $816,000 | $65,000 | $1,380,000 |
| Debt-To-Income Ratio | 82 | $11,134,000 | $135,000 | $1,250,000 | $56,000 | $276,000 |
| Collateral | 42 | $6,451,000 | $153,000 | $929,000 | $74,000 | $371,000 |
| Other | 11 | $1,745,000 | $158,000 | $595,000 | $71,000 | $393,000 |
| Employment History | 7 | $732,000 | $104,000 | $212,000 | $66,000 | $128,000 |
| Credit Application Incomplete | 3 | $790,000 | $263,000 | $439,000 | $189,000 | $301,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $21,000 | $10,000 | $11,000 | $75,000 | $150,000 |
| Unverifiable Information | 1 | $141,000 | $141,000 | $141,000 | $47,000 | $47,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Community Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Community Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.