First Dupage Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
First Dupage Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Dupage Bank 520 N. Cass Avenue Westmont, IL 60559 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 205 |
| Total Mortgage Loan Application Amount | $26,052,000 |
| Average Mortgage Loan Application Amount | $306,000 |
| Highest Mortgage Loan Application Amount | $5,220,000 |
| Average Applicant Income | $67,666 |
| Highest Applicant Income | $1,183,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with First Dupage Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Dupage Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down First Dupage Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Dupage Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Dupage Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Dupage Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 21 | $ 14,308,000 | $ 681,000 | $ 26,000 |
| Anne Arundel County Maryland | 9 | $ 586,000 | $ 65,000 | $ 55,000 |
| Kootenai County Idaho | 4 | $ 139,000 | $ 34,000 | $ 39,000 |
| Washington County Maryland | 4 | $ 270,000 | $ 67,000 | $ 58,000 |
| Portage County Ohio | 4 | $ 88,000 | $ 22,000 | $ 39,000 |
| Augusta County Virginia | 4 | $ 209,000 | $ 52,000 | $ 47,000 |
| Kent County Delaware | 3 | $ 236,000 | $ 78,000 | $ 54,000 |
| Howard County Maryland | 3 | $ 243,000 | $ 81,000 | $ 63,000 |
| Monroe County Michigan | 3 | $ 124,000 | $ 41,000 | $ 58,000 |
| Dakota County Minnesota | 3 | $ 117,000 | $ 39,000 | $ 45,000 |
| Saratoga County New York | 3 | $ 117,000 | $ 39,000 | $ 45,000 |
| Lancaster County Pennsylvania | 3 | $ 95,000 | $ 31,000 | $ 48,000 |
| Montgomery County Pennsylvania | 3 | $ 207,000 | $ 69,000 | $ 55,000 |
| Monongalia County West Virginia | 3 | $ 161,000 | $ 53,000 | $ 38,000 |
| Wyoming County West Virginia | 3 | $ 195,000 | $ 65,000 | $ 60,000 |
| Ada County Idaho | 2 | $ 99,000 | $ 49,000 | $ 51,000 |
| DuPage County Illinois | 2 | $ 569,000 | $ 284,000 | $ 54,000 |
| Linn County Iowa | 2 | $ 73,000 | $ 36,000 | $ 38,000 |
| Butler County Kansas | 2 | $ 126,000 | $ 63,000 | $ 60,000 |
| Berrien County Michigan | 2 | $ 212,000 | $ 106,000 | $ 23,000 |
| Anoka County Minnesota | 2 | $ 55,000 | $ 27,000 | $ 42,000 |
| St. Louis County Minnesota | 2 | $ 52,000 | $ 26,000 | $ 94,000 |
| Wright County Minnesota | 2 | $ 67,000 | $ 33,000 | $ 65,000 |
| Richland County Montana | 2 | $ 183,000 | $ 91,000 | $ 53,000 |
| Silver Bow County Montana | 2 | $ 103,000 | $ 51,000 | $ 60,000 |
| Oneida County New York | 2 | $ 105,000 | $ 52,000 | $ 52,000 |
| Steuben County New York | 2 | $ 125,000 | $ 62,000 | $ 37,000 |
| Tioga County New York | 2 | $ 152,000 | $ 76,000 | $ 54,000 |
| Wyoming County New York | 2 | $ 61,000 | $ 30,000 | $ 27,000 |
| Butler County Ohio | 2 | $ 63,000 | $ 31,000 | $ 49,000 |
| Franklin County Ohio | 2 | $ 58,000 | $ 29,000 | $ 25,000 |
| Marion County Oregon | 2 | $ 75,000 | $ 37,000 | $ 64,000 |
| Tazewell County Virginia | 2 | $ 114,000 | $ 57,000 | $ 49,000 |
| Whitman County Washington | 2 | $ 88,000 | $ 44,000 | $ 53,000 |
| Mercer County West Virginia | 2 | $ 55,000 | $ 27,000 | $ 81,000 |
| Pitkin County Colorado | 1 | $ 2,000,000 | $ 2,000,000 | $ 1,183,000 |
| Lake County Florida | 1 | $ 64,000 | $ 64,000 | $ 81,000 |
| Bannock County Idaho | 1 | $ 23,000 | $ 23,000 | $ 26,000 |
| Bonner County Idaho | 1 | $ 61,000 | $ 61,000 | $ 50,000 |
| Bonneville County Idaho | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Canyon County Idaho | 1 | $ 81,000 | $ 81,000 | $ 58,000 |
| Champaign County Illinois | 1 | $ 103,000 | $ 103,000 | $ 113,000 |
| Kankakee County Illinois | 1 | $ 51,000 | $ 51,000 | $ 82,000 |
| St. Clair County Illinois | 1 | $ 39,000 | $ 39,000 | $ 56,000 |
| Allen County Indiana | 1 | $ 25,000 | $ 25,000 | $ 24,000 |
| LaGrange County Indiana | 1 | $ 18,000 | $ 18,000 | $ 87,000 |
| Marion County Iowa | 1 | $ 64,000 | $ 64,000 | $ 129,000 |
| Cloud County Kansas | 1 | $ 61,000 | $ 61,000 | $ 122,000 |
| Sedgwick County Kansas | 1 | $ 27,000 | $ 27,000 | $ 23,000 |
| Sumner County Kansas | 1 | $ 54,000 | $ 54,000 | $ 83,000 |
| Breathitt County Kentucky | 1 | $ 30,000 | $ 30,000 | $ 32,000 |
| Gallatin County Kentucky | 1 | $ 19,000 | $ 19,000 | $ 30,000 |
| Laurel County Kentucky | 1 | $ 34,000 | $ 34,000 | $ 120,000 |
| Morgan County Kentucky | 1 | $ 69,000 | $ 69,000 | $ 46,000 |
| Whitley County Kentucky | 1 | $ 34,000 | $ 34,000 | $ 50,000 |
| Hancock County Maine | 1 | $ 23,000 | $ 23,000 | $ 20,000 |
| Baltimore County Maryland | 1 | $ 98,000 | $ 98,000 | $ 136,000 |
| Harford County Maryland | 1 | $ 60,000 | $ 60,000 | $ 87,000 |
| Clinton County Michigan | 1 | $ 44,000 | $ 44,000 | $ 47,000 |
| Lapeer County Michigan | 1 | $ 32,000 | $ 32,000 | $ 36,000 |
| Muskegon County Michigan | 1 | $ 104,000 | $ 104,000 | $ 82,000 |
| Van Buren County Michigan | 1 | $ 39,000 | $ 39,000 | $ 43,000 |
| Marshall County Minnesota | 1 | $ 83,000 | $ 83,000 | $ 53,000 |
| Ramsey County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 79,000 |
| Washington County Minnesota | 1 | $ 30,000 | $ 30,000 | $ 43,000 |
| Andrew County Missouri | 1 | $ 20,000 | $ 20,000 | $ 39,000 |
| Lafayette County Missouri | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| New Madrid County Missouri | 1 | $ 29,000 | $ 29,000 | $ 54,000 |
| Oregon County Missouri | 1 | $ 22,000 | $ 22,000 | $ 89,000 |
| St. Charles County Missouri | 1 | $ 86,000 | $ 86,000 | $ 70,000 |
| Missoula County Montana | 1 | $ 44,000 | $ 44,000 | $ 41,000 |
| Yellowstone County Montana | 1 | $ 38,000 | $ 38,000 | $ 40,000 |
| Broome County New York | 1 | $ 58,000 | $ 58,000 | $ 60,000 |
| Cattaraugus County New York | 1 | $ 43,000 | $ 43,000 | $ 66,000 |
| Chemung County New York | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Delaware County New York | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Erie County New York | 1 | $ 26,000 | $ 26,000 | $ 62,000 |
| Franklin County New York | 1 | $ 67,000 | $ 67,000 | $ 54,000 |
| Lewis County New York | 1 | $ 56,000 | $ 56,000 | $ 31,000 |
| Montgomery County New York | 1 | $ 37,000 | $ 37,000 | $ 83,000 |
| Niagara County New York | 1 | $ 15,000 | $ 15,000 | $ 21,000 |
| Onondaga County New York | 1 | $ 21,000 | $ 21,000 | $ 63,000 |
| Orange County New York | 1 | $ 91,000 | $ 91,000 | $ 65,000 |
| Oswego County New York | 1 | $ 42,000 | $ 42,000 | $ 38,000 |
| Otsego County New York | 1 | $ 42,000 | $ 42,000 | $ 52,000 |
| Suffolk County New York | 1 | $ 137,000 | $ 137,000 | $ 62,000 |
| Tompkins County New York | 1 | $ 38,000 | $ 38,000 | $ 36,000 |
| Bottineau County North Dakota | 1 | $ 92,000 | $ 92,000 | $ 61,000 |
| Dunn County North Dakota | 1 | $ 96,000 | $ 96,000 | $ 65,000 |
| Mountrail County North Dakota | 1 | $ 26,000 | $ 26,000 | $ 45,000 |
| Ward County North Dakota | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Williams County North Dakota | 1 | $ 88,000 | $ 88,000 | $ 88,000 |
| Clark County Ohio | 1 | $ 76,000 | $ 76,000 | $ 91,000 |
| Cuyahoga County Ohio | 1 | $ 17,000 | $ 17,000 | $ 32,000 |
| Lorain County Ohio | 1 | $ 13,000 | $ 13,000 | $ 23,000 |
| Trumbull County Ohio | 1 | $ 29,000 | $ 29,000 | $ 40,000 |
| Tuscarawas County Ohio | 1 | $ 22,000 | $ 22,000 | $ 40,000 |
| Wood County Ohio | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
| Benton County Oregon | 1 | $ 27,000 | $ 27,000 | $ 35,000 |
| Linn County Oregon | 1 | $ 30,000 | $ 30,000 | $ 25,000 |
| Adams County Pennsylvania | 1 | $ 56,000 | $ 56,000 | $ 43,000 |
| Bedford County Pennsylvania | 1 | $ 68,000 | $ 68,000 | $ 114,000 |
| Fayette County Pennsylvania | 1 | $ 43,000 | $ 43,000 | $ 36,000 |
| Franklin County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 24,000 |
| McKean County Pennsylvania | 1 | $ 21,000 | $ 21,000 | $ 32,000 |
| Westmoreland County Pennsylvania | 1 | $ 59,000 | $ 59,000 | $ 40,000 |
| Beadle County South Dakota | 1 | $ 80,000 | $ 80,000 | $ 28,000 |
| Lawrence County South Dakota | 1 | $ 48,000 | $ 48,000 | $ 42,000 |
| Lyman County South Dakota | 1 | $ 105,000 | $ 105,000 | $ 61,000 |
| Salt Lake County Utah | 1 | $ 43,000 | $ 43,000 | $ 29,000 |
| Addison County Vermont | 1 | $ 73,000 | $ 73,000 | $ 58,000 |
| Chittenden County Vermont | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| Washington County Vermont | 1 | $ 50,000 | $ 50,000 | $ 41,000 |
| Buchanan County Virginia | 1 | $ 39,000 | $ 39,000 | $ 38,000 |
| Isle of Wight County Virginia | 1 | $ 26,000 | $ 26,000 | $ 80,000 |
| Clark County Washington | 1 | $ 60,000 | $ 60,000 | $ 66,000 |
| King County Washington | 1 | $ 56,000 | $ 56,000 | $ 40,000 |
| Harrison County West Virginia | 1 | $ 46,000 | $ 46,000 | $ 62,000 |
| Kanawha County West Virginia | 1 | $ 38,000 | $ 38,000 | $ 43,000 |
| Mason County West Virginia | 1 | $ 40,000 | $ 40,000 | $ 18,000 |
| Mingo County West Virginia | 1 | $ 63,000 | $ 63,000 | $ 63,000 |
| Monroe County West Virginia | 1 | $ 44,000 | $ 44,000 | $ 56,000 |
| Brown County Wisconsin | 1 | $ 39,000 | $ 39,000 | $ 18,000 |
| Oconto County Wisconsin | 1 | $ 38,000 | $ 38,000 | $ 30,000 |
| Fremont County Wyoming | 1 | $ 37,000 | $ 37,000 | $ 45,000 |
| Lincoln County Wyoming | 1 | $ 40,000 | $ 40,000 | $ 159,000 |
| Sweetwater County Wyoming | 1 | $ 57,000 | $ 57,000 | $ 51,000 |
Mortgage Loan Application Detail Totals for First Dupage Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 186 | $11,364,000 | $61,000 | $638,000 | $50,000 | $159,000 |
| Refinancing | 18 | $14,644,000 | $813,000 | $5,220,000 | $112,000 | $1,183,000 |
| Home Improvement | 1 | $44,000 | $44,000 | $44,000 | $41,000 | $41,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 190 | $14,683,000 | $77,000 | $2,000,000 | $58,000 | $1,183,000 |
| Not applicable | 5 | $10,316,000 | $2,063,000 | $5,220,000 | $0 | $0 |
| Hispanic | 5 | $543,000 | $108,000 | $206,000 | $27,000 | $54,000 |
| Black or African American | 3 | $322,000 | $107,000 | $230,000 | $42,000 | $80,000 |
| American Indian or Alaskan Native | 1 | $92,000 | $92,000 | $92,000 | $61,000 | $61,000 |
| Asian | 1 | $96,000 | $96,000 | $96,000 | $46,000 | $46,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 204 | $25,985,000 | $127,000 | $5,220,000 | $56,000 | $1,183,000 |
| FHA-insured (Federal Housing Administration) | 1 | $67,000 | $67,000 | $67,000 | $54,000 | $54,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 105 | $18,396,000 | $175,000 | $5,220,000 | $65,000 | $1,183,000 |
| Application Approved But Not Accepted | 79 | $6,123,000 | $77,000 | $1,233,000 | $48,000 | $144,000 |
| Application Denied By Financial Institution | 20 | $1,510,000 | $75,000 | $230,000 | $38,000 | $89,000 |
| Application Withdrawn By Applicant | 1 | $23,000 | $23,000 | $23,000 | $26,000 | $26,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 5 | $688,000 | $137,000 | $206,000 | $14,000 | $42,000 |
| Credit History | 2 | $121,000 | $60,000 | $61,000 | $59,000 | $66,000 |
| Debt-To-Income Ratio | 1 | $61,000 | $61,000 | $61,000 | $58,000 | $58,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Dupage Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Dupage Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.