Premier Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Premier Bank 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Premier Bank 601 Clinton Street Youngstown, OH 43512 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 4,160 |
| Total Mortgage Loan Application Amount | $485,709,000 |
| Average Mortgage Loan Application Amount | $84,666 |
| Highest Mortgage Loan Application Amount | $3,400,000 |
| Average Applicant Income | $70,666 |
| Highest Applicant Income | $2,645,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Premier Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Premier Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Premier Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Premier Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Premier Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Premier Bank's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lenawee County Michigan | 421 | $ 46,567,000 | $ 110,000 | $ 74,000 |
| Defiance County Ohio | 382 | $ 37,012,000 | $ 96,000 | $ 59,000 |
| Allen County Ohio | 343 | $ 39,275,000 | $ 114,000 | $ 83,000 |
| Hancock County Ohio | 326 | $ 50,974,000 | $ 156,000 | $ 97,000 |
| Wood County Ohio | 325 | $ 46,455,000 | $ 142,000 | $ 95,000 |
| Williams County Ohio | 320 | $ 28,344,000 | $ 88,000 | $ 61,000 |
| Henry County Ohio | 205 | $ 18,904,000 | $ 92,000 | $ 62,000 |
| Lucas County Ohio | 176 | $ 29,728,000 | $ 168,000 | $ 103,000 |
| Putnam County Ohio | 153 | $ 17,300,000 | $ 113,000 | $ 64,000 |
| Fulton County Ohio | 152 | $ 17,748,000 | $ 116,000 | $ 75,000 |
| Paulding County Ohio | 125 | $ 11,415,000 | $ 91,000 | $ 63,000 |
| Van Wert County Ohio | 77 | $ 7,628,000 | $ 99,000 | $ 55,000 |
| Ottawa County Ohio | 74 | $ 8,368,000 | $ 113,000 | $ 71,000 |
| Auglaize County Ohio | 54 | $ 5,670,000 | $ 105,000 | $ 54,000 |
| Hillsdale County Michigan | 44 | $ 4,689,000 | $ 106,000 | $ 68,000 |
| Seneca County Ohio | 44 | $ 3,934,000 | $ 89,000 | $ 55,000 |
| Washtenaw County Michigan | 43 | $ 8,017,000 | $ 186,000 | $ 102,000 |
| Allen County Indiana | 40 | $ 6,458,000 | $ 161,000 | $ 145,000 |
| Steuben County Indiana | 35 | $ 5,780,000 | $ 165,000 | $ 112,000 |
| Jackson County Michigan | 19 | $ 2,362,000 | $ 124,000 | $ 76,000 |
| Monroe County Michigan | 16 | $ 2,687,000 | $ 167,000 | $ 97,000 |
| Sandusky County Ohio | 14 | $ 1,660,000 | $ 118,000 | $ 68,000 |
| Branch County Michigan | 12 | $ 2,366,000 | $ 197,000 | $ 150,000 |
| Franklin County Ohio | 12 | $ 1,630,000 | $ 135,000 | $ 186,000 |
| Hardin County Ohio | 8 | $ 1,001,000 | $ 125,000 | $ 141,000 |
| Wyandot County Ohio | 8 | $ 1,045,000 | $ 130,000 | $ 70,000 |
| Lee County Florida | 7 | $ 1,371,000 | $ 195,000 | $ 182,000 |
| Wayne County Michigan | 7 | $ 1,346,000 | $ 192,000 | $ 82,000 |
| Mercer County Ohio | 7 | $ 988,000 | $ 141,000 | $ 70,000 |
| Oakland County Michigan | 5 | $ 903,000 | $ 180,000 | $ 104,000 |
| Delaware County Ohio | 5 | $ 1,123,000 | $ 224,000 | $ 142,000 |
| Shelby County Ohio | 5 | $ 804,000 | $ 160,000 | $ 60,000 |
| DeKalb County Indiana | 4 | $ 464,000 | $ 116,000 | $ 37,000 |
| Whitley County Indiana | 4 | $ 1,310,000 | $ 327,000 | $ 123,000 |
| Livingston County Michigan | 4 | $ 666,000 | $ 166,000 | $ 229,000 |
| LaGrange County Indiana | 3 | $ 516,000 | $ 172,000 | $ 126,000 |
| Logan County Ohio | 3 | $ 507,000 | $ 169,000 | $ 112,000 |
| Manatee County Florida | 2 | $ 342,000 | $ 171,000 | $ 137,000 |
| Sarasota County Florida | 2 | $ 793,000 | $ 396,000 | $ 311,000 |
| Alcona County Michigan | 2 | $ 421,000 | $ 210,000 | $ 117,000 |
| Berrien County Michigan | 2 | $ 183,000 | $ 91,000 | $ 58,000 |
| Charlevoix County Michigan | 2 | $ 224,000 | $ 112,000 | $ 102,000 |
| Emmet County Michigan | 2 | $ 244,000 | $ 122,000 | $ 106,000 |
| Mackinac County Michigan | 2 | $ 553,000 | $ 276,000 | $ 696,000 |
| Erie County Ohio | 2 | $ 220,000 | $ 110,000 | $ 66,000 |
| Hamilton County Ohio | 2 | $ 320,000 | $ 160,000 | $ 84,000 |
| Montgomery County Ohio | 2 | $ 255,000 | $ 127,000 | $ 74,000 |
| Warren County Ohio | 2 | $ 209,000 | $ 104,000 | $ 39,000 |
| Maricopa County Arizona | 1 | $ 205,000 | $ 205,000 | $ 88,000 |
| Charlotte County Florida | 1 | $ 65,000 | $ 65,000 | $ 67,000 |
| Collier County Florida | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Walton County Florida | 1 | $ 85,000 | $ 85,000 | $ 74,000 |
| Hall County Georgia | 1 | $ 239,000 | $ 239,000 | $ 116,000 |
| Hamilton County Indiana | 1 | $ 143,000 | $ 143,000 | $ 43,000 |
| Huntington County Indiana | 1 | $ 326,000 | $ 326,000 | $ 144,000 |
| Kosciusko County Indiana | 1 | $ 113,000 | $ 113,000 | $ 18,000 |
| Noble County Indiana | 1 | $ 44,000 | $ 44,000 | $ 62,000 |
| Randolph County Indiana | 1 | $ 50,000 | $ 50,000 | $ 31,000 |
| Alger County Michigan | 1 | $ 75,000 | $ 75,000 | $ 255,000 |
| Allegan County Michigan | 1 | $ 223,000 | $ 223,000 | $ 106,000 |
| Antrim County Michigan | 1 | $ 55,000 | $ 55,000 | $ 163,000 |
| Arenac County Michigan | 1 | $ 142,000 | $ 142,000 | $ 375,000 |
| Eaton County Michigan | 1 | $ 216,000 | $ 216,000 | $ 75,000 |
| Genesee County Michigan | 1 | $ 134,000 | $ 134,000 | $ 58,000 |
| Ingham County Michigan | 1 | $ 130,000 | $ 130,000 | $ 28,000 |
| Kalamazoo County Michigan | 1 | $ 186,000 | $ 186,000 | $ 55,000 |
| Kalkaska County Michigan | 1 | $ 42,000 | $ 42,000 | $ 72,000 |
| Cumberland County North Carolina | 1 | $ 247,000 | $ 247,000 | $ 175,000 |
| Adams County Ohio | 1 | $ 171,000 | $ 171,000 | $ 88,000 |
| Ashtabula County Ohio | 1 | $ 134,000 | $ 134,000 | $ 50,000 |
| Clark County Ohio | 1 | $ 74,000 | $ 74,000 | $ 172,000 |
| Clermont County Ohio | 1 | $ 228,000 | $ 228,000 | $ 135,000 |
| Cuyahoga County Ohio | 1 | $ 72,000 | $ 72,000 | $ 133,000 |
| Greene County Ohio | 1 | $ 32,000 | $ 32,000 | $ 82,000 |
| Huron County Ohio | 1 | $ 215,000 | $ 215,000 | $ 50,000 |
| Miami County Ohio | 1 | $ 88,000 | $ 88,000 | $ 51,000 |
| Preble County Ohio | 1 | $ 167,000 | $ 167,000 | $ 87,000 |
| Forest County Pennsylvania | 1 | $ 36,000 | $ 36,000 | $ 144,000 |
| Beaufort County South Carolina | 1 | $ 338,000 | $ 338,000 | $ 344,000 |
| Davidson County Tennessee | 1 | $ 136,000 | $ 136,000 | $ 108,000 |
| Maury County Tennessee | 1 | $ 144,000 | $ 144,000 | $ 82,000 |
| Sevier County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 89,000 |
| Comal County Texas | 1 | $ 100,000 | $ 100,000 | $ 74,000 |
| Tucker County West Virginia | 1 | $ 150,000 | $ 150,000 | $ 172,000 |
Mortgage Loan Application Detail Totals for Premier Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,623 | $321,939,000 | $122,000 | $3,400,000 | $79,000 | $2,645,000 |
| Home Purchase | 1,499 | $162,833,000 | $108,000 | $1,092,000 | $66,000 | $2,206,000 |
| Home Improvement | 38 | $937,000 | $24,000 | $120,000 | $67,000 | $251,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,932 | $453,666,000 | $115,000 | $1,092,000 | $74,000 | $2,206,000 |
| Hispanic | 118 | $10,514,000 | $89,000 | $328,000 | $55,000 | $250,000 |
| Not applicable | 48 | $13,015,000 | $271,000 | $3,400,000 | $0 | $0 |
| Black or African American | 29 | $3,534,000 | $121,000 | $417,000 | $114,000 | $519,000 |
| Asian | 20 | $2,858,000 | $142,000 | $413,000 | $184,000 | $2,135,000 |
| Not Provided | 8 | $1,192,000 | $149,000 | $315,000 | $445,000 | $2,645,000 |
| American Indian or Alaskan Native | 4 | $818,000 | $204,000 | $352,000 | $117,000 | $175,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $112,000 | $112,000 | $112,000 | $111,000 | $111,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,631 | $437,253,000 | $120,000 | $3,400,000 | $79,000 | $2,645,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 399 | $33,234,000 | $83,000 | $217,000 | $36,000 | $106,000 |
| FHA-insured (Federal Housing Administration) | 130 | $15,222,000 | $117,000 | $274,000 | $61,000 | $148,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,557 | $309,069,000 | $120,000 | $3,400,000 | $81,000 | $2,645,000 |
| Application Withdrawn By Applicant | 405 | $51,573,000 | $127,000 | $417,000 | $82,000 | $1,302,000 |
| Application Denied By Financial Institution | 382 | $41,290,000 | $108,000 | $750,000 | $57,000 | $509,000 |
| Preapproval Denied by Financial Institution | 338 | $27,829,000 | $82,000 | $274,000 | $39,000 | $219,000 |
| Preapproval Approved but not Accepted | 282 | $31,966,000 | $113,000 | $417,000 | $57,000 | $256,000 |
| Application Approved But Not Accepted | 170 | $20,698,000 | $121,000 | $417,000 | $76,000 | $445,000 |
| File Closed For Incompleteness | 26 | $3,284,000 | $126,000 | $404,000 | $123,000 | $1,673,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 290 | $24,284,000 | $83,000 | $274,000 | $46,000 | $509,000 |
| Debt-To-Income Ratio | 174 | $19,068,000 | $109,000 | $417,000 | $40,000 | $114,000 |
| Collateral | 85 | $9,405,000 | $110,000 | $600,000 | $74,000 | $255,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 82 | $6,778,000 | $82,000 | $240,000 | $45,000 | $451,000 |
| Other | 41 | $5,104,000 | $124,000 | $750,000 | $64,000 | $182,000 |
| Employment History | 21 | $1,730,000 | $82,000 | $196,000 | $34,000 | $77,000 |
| Unverifiable Information | 15 | $1,657,000 | $110,000 | $308,000 | $75,000 | $450,000 |
| Mortgage Insurance Denied | 12 | $1,093,000 | $91,000 | $194,000 | $42,000 | $90,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Premier Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Premier Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.