Premier Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Premier Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Premier Bank 601 Clinton Street Youngstown, OH 43512 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,584 |
| Total Mortgage Loan Application Amount | $536,765,000 |
| Average Mortgage Loan Application Amount | $126,333 |
| Highest Mortgage Loan Application Amount | $15,300,000 |
| Average Applicant Income | $69,666 |
| Highest Applicant Income | $1,349,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Premier Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Premier Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Premier Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Premier Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Premier Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Premier Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hancock County Ohio | 373 | $ 68,298,000 | $ 183,000 | $ 97,000 |
| Wood County Ohio | 319 | $ 69,653,000 | $ 218,000 | $ 84,000 |
| Lucas County Ohio | 318 | $ 43,968,000 | $ 138,000 | $ 79,000 |
| Lenawee County Michigan | 302 | $ 35,641,000 | $ 118,000 | $ 80,000 |
| Defiance County Ohio | 298 | $ 27,911,000 | $ 93,000 | $ 58,000 |
| Allen County Ohio | 255 | $ 25,698,000 | $ 100,000 | $ 72,000 |
| Williams County Ohio | 255 | $ 21,743,000 | $ 85,000 | $ 65,000 |
| Henry County Ohio | 143 | $ 16,573,000 | $ 115,000 | $ 73,000 |
| Putnam County Ohio | 113 | $ 14,452,000 | $ 127,000 | $ 64,000 |
| Fulton County Ohio | 104 | $ 12,246,000 | $ 117,000 | $ 79,000 |
| Allen County Indiana | 85 | $ 11,540,000 | $ 135,000 | $ 97,000 |
| Paulding County Ohio | 78 | $ 6,098,000 | $ 78,000 | $ 56,000 |
| Ottawa County Ohio | 61 | $ 7,372,000 | $ 120,000 | $ 90,000 |
| Seneca County Ohio | 61 | $ 5,195,000 | $ 85,000 | $ 81,000 |
| Van Wert County Ohio | 52 | $ 4,718,000 | $ 90,000 | $ 64,000 |
| Auglaize County Ohio | 46 | $ 5,581,000 | $ 121,000 | $ 67,000 |
| Hillsdale County Michigan | 45 | $ 3,409,000 | $ 75,000 | $ 65,000 |
| Franklin County Ohio | 34 | $ 50,556,000 | $ 1,486,000 | $ 83,000 |
| Monroe County Michigan | 20 | $ 2,705,000 | $ 135,000 | $ 76,000 |
| Steuben County Indiana | 18 | $ 4,138,000 | $ 229,000 | $ 152,000 |
| Washtenaw County Michigan | 17 | $ 2,906,000 | $ 170,000 | $ 122,000 |
| DeKalb County Indiana | 12 | $ 1,622,000 | $ 135,000 | $ 106,000 |
| Sandusky County Ohio | 12 | $ 1,464,000 | $ 122,000 | $ 85,000 |
| Jackson County Michigan | 8 | $ 1,015,000 | $ 126,000 | $ 65,000 |
| Mercer County Ohio | 8 | $ 863,000 | $ 107,000 | $ 113,000 |
| Wyandot County Ohio | 8 | $ 1,174,000 | $ 146,000 | $ 86,000 |
| Logan County Ohio | 7 | $ 1,718,000 | $ 245,000 | $ 225,000 |
| Branch County Michigan | 6 | $ 1,319,000 | $ 219,000 | $ 103,000 |
| Hardin County Ohio | 5 | $ 568,000 | $ 113,000 | $ 115,000 |
| Wayne County Michigan | 4 | $ 768,000 | $ 192,000 | $ 96,000 |
| Delaware County Ohio | 4 | $ 779,000 | $ 194,000 | $ 106,000 |
| Whitley County Indiana | 3 | $ 186,000 | $ 62,000 | $ 76,000 |
| Montgomery County Ohio | 3 | $ 19,087,000 | $ 6,362,000 | $ 13,000 |
| Pima County Arizona | 2 | $ 483,000 | $ 241,000 | $ 96,000 |
| Collier County Florida | 2 | $ 1,417,000 | $ 708,000 | $ 1,087,000 |
| Pinellas County Florida | 2 | $ 664,000 | $ 332,000 | $ 212,000 |
| Sarasota County Florida | 2 | $ 518,000 | $ 259,000 | $ 442,000 |
| Genesee County Michigan | 2 | $ 238,000 | $ 119,000 | $ 57,000 |
| Kalamazoo County Michigan | 2 | $ 301,000 | $ 150,000 | $ 95,000 |
| Livingston County Michigan | 2 | $ 330,000 | $ 165,000 | $ 81,000 |
| Mecklenburg County North Carolina | 2 | $ 502,000 | $ 251,000 | $ 156,000 |
| Crawford County Ohio | 2 | $ 385,000 | $ 192,000 | $ 110,000 |
| Cuyahoga County Ohio | 2 | $ 284,000 | $ 142,000 | $ 73,000 |
| Erie County Ohio | 2 | $ 845,000 | $ 422,000 | $ 194,000 |
| Licking County Ohio | 2 | $ 2,781,000 | $ 1,390,000 | $ 0 |
| Medina County Ohio | 2 | $ 212,000 | $ 106,000 | $ 56,000 |
| Horry County South Carolina | 2 | $ 190,000 | $ 95,000 | $ 186,000 |
| Williamson County Tennessee | 2 | $ 1,083,000 | $ 541,000 | $ 475,000 |
| Montgomery County Alabama | 1 | $ 1,331,000 | $ 1,331,000 | $ 0 |
| Brevard County Florida | 1 | $ 205,000 | $ 205,000 | $ 146,000 |
| Citrus County Florida | 1 | $ 317,000 | $ 317,000 | $ 381,000 |
| Hillsborough County Florida | 1 | $ 228,000 | $ 228,000 | $ 74,000 |
| Palm Beach County Florida | 1 | $ 130,000 | $ 130,000 | $ 47,000 |
| Pasco County Florida | 1 | $ 238,000 | $ 238,000 | $ 381,000 |
| Cook County Illinois | 1 | $ 420,000 | $ 420,000 | $ 0 |
| Adams County Indiana | 1 | $ 379,000 | $ 379,000 | $ 125,000 |
| Hendricks County Indiana | 1 | $ 145,000 | $ 145,000 | $ 100,000 |
| Jefferson County Indiana | 1 | $ 157,000 | $ 157,000 | $ 105,000 |
| Kosciusko County Indiana | 1 | $ 110,000 | $ 110,000 | $ 70,000 |
| Marion County Indiana | 1 | $ 108,000 | $ 108,000 | $ 63,000 |
| Monroe County Indiana | 1 | $ 247,000 | $ 247,000 | $ 112,000 |
| Noble County Indiana | 1 | $ 146,000 | $ 146,000 | $ 123,000 |
| Porter County Indiana | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| St. Joseph County Indiana | 1 | $ 313,000 | $ 313,000 | $ 160,000 |
| Calhoun County Michigan | 1 | $ 200,000 | $ 200,000 | $ 80,000 |
| Clare County Michigan | 1 | $ 28,000 | $ 28,000 | $ 44,000 |
| Emmet County Michigan | 1 | $ 127,000 | $ 127,000 | $ 137,000 |
| Ingham County Michigan | 1 | $ 86,000 | $ 86,000 | $ 278,000 |
| Leelanau County Michigan | 1 | $ 143,000 | $ 143,000 | $ 290,000 |
| Mackinac County Michigan | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
| Roscommon County Michigan | 1 | $ 306,000 | $ 306,000 | $ 260,000 |
| Tuscola County Michigan | 1 | $ 37,000 | $ 37,000 | $ 112,000 |
| Wexford County Michigan | 1 | $ 341,000 | $ 341,000 | $ 215,000 |
| Lake County Montana | 1 | $ 55,000 | $ 55,000 | $ 141,000 |
| Buncombe County North Carolina | 1 | $ 202,000 | $ 202,000 | $ 123,000 |
| Burke County North Carolina | 1 | $ 198,000 | $ 198,000 | $ 42,000 |
| Haywood County North Carolina | 1 | $ 294,000 | $ 294,000 | $ 140,000 |
| Onslow County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 68,000 |
| Polk County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 161,000 |
| Butler County Ohio | 1 | $ 700,000 | $ 700,000 | $ 0 |
| Clark County Ohio | 1 | $ 417,000 | $ 417,000 | $ 500,000 |
| Coshocton County Ohio | 1 | $ 161,000 | $ 161,000 | $ 138,000 |
| Fairfield County Ohio | 1 | $ 80,000 | $ 80,000 | $ 27,000 |
| Greene County Ohio | 1 | $ 3,360,000 | $ 3,360,000 | $ 0 |
| Portage County Ohio | 1 | $ 1,337,000 | $ 1,337,000 | $ 0 |
| Richland County Ohio | 1 | $ 100,000 | $ 100,000 | $ 126,000 |
| Trumbull County Ohio | 1 | $ 3,740,000 | $ 3,740,000 | $ 0 |
| Union County Ohio | 1 | $ 120,000 | $ 120,000 | $ 40,000 |
| Beaufort County South Carolina | 1 | $ 168,000 | $ 168,000 | $ 112,000 |
| Greenwood County South Carolina | 1 | $ 274,000 | $ 274,000 | $ 180,000 |
| Galveston County Texas | 1 | $ 163,000 | $ 163,000 | $ 87,000 |
Mortgage Loan Application Detail Totals for Premier Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,870 | $292,733,000 | $156,000 | $15,300,000 | $72,000 | $1,349,000 |
| Refinancing | 1,396 | $223,759,000 | $160,000 | $8,500,000 | $83,000 | $710,000 |
| Home Improvement | 318 | $20,273,000 | $63,000 | $3,640,000 | $54,000 | $524,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,151 | $380,712,000 | $120,000 | $1,000,000 | $80,000 | $1,349,000 |
| Black or African American | 136 | $9,202,000 | $67,000 | $358,000 | $46,000 | $260,000 |
| Hispanic | 127 | $11,998,000 | $94,000 | $417,000 | $58,000 | $243,000 |
| Not applicable | 125 | $127,957,000 | $1,023,000 | $15,300,000 | $0 | $0 |
| Asian | 32 | $5,833,000 | $182,000 | $417,000 | $100,000 | $350,000 |
| Not Provided | 8 | $766,000 | $95,000 | $249,000 | $67,000 | $143,000 |
| American Indian or Alaskan Native | 4 | $188,000 | $47,000 | $82,000 | $27,000 | $32,000 |
| Native Hawaiin or Other Pacific Islander | 1 | $109,000 | $109,000 | $109,000 | $99,000 | $99,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,330 | $513,757,000 | $154,000 | $15,300,000 | $78,000 | $1,349,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 254 | $23,008,000 | $90,000 | $239,000 | $37,000 | $80,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,532 | $407,643,000 | $160,000 | $12,876,000 | $83,000 | $825,000 |
| Preapproval Denied by Financial Institution | 433 | $37,635,000 | $86,000 | $368,000 | $39,000 | $150,000 |
| Application Denied By Financial Institution | 267 | $22,472,000 | $84,000 | $564,000 | $51,000 | $524,000 |
| Application Withdrawn By Applicant | 200 | $29,117,000 | $145,000 | $1,331,000 | $80,000 | $1,349,000 |
| Application Approved But Not Accepted | 114 | $37,092,000 | $325,000 | $15,300,000 | $93,000 | $552,000 |
| Loan Purchased By The Institution | 21 | $823,000 | $39,000 | $74,000 | $32,000 | $68,000 |
| File Closed For Incompleteness | 17 | $1,983,000 | $116,000 | $239,000 | $69,000 | $125,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 457 | $35,620,000 | $77,000 | $315,000 | $43,000 | $524,000 |
| Debt-To-Income Ratio | 205 | $20,548,000 | $100,000 | $564,000 | $43,000 | $297,000 |
| Collateral | 19 | $2,112,000 | $111,000 | $400,000 | $44,000 | $113,000 |
| Other | 10 | $850,000 | $85,000 | $321,000 | $84,000 | $194,000 |
| Employment History | 6 | $639,000 | $106,000 | $240,000 | $21,000 | $38,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $195,000 | $97,000 | $128,000 | $45,000 | $50,000 |
| Mortgage Insurance Denied | 1 | $143,000 | $143,000 | $143,000 | $61,000 | $61,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Premier Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Premier Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.