First Federal Bank
Mortgage Loan Application
Totals and Details
for 2009
Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for First Federal Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | First Federal Bank 601 Clinton Street Defiance, OH 43512 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,707 |
| Total Mortgage Loan Application Amount | $838,531,000 |
| Average Mortgage Loan Application Amount | $91,666 |
| Highest Mortgage Loan Application Amount | $6,732,000 |
| Average Applicant Income | $61,333 |
| Highest Applicant Income | $1,215,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Defiance County Ohio | 775 | $ 82,267,000 | $ 106,000 | $ 63,000 |
| Hancock County Ohio | 656 | $ 99,049,000 | $ 150,000 | $ 80,000 |
| Lenawee County Michigan | 595 | $ 69,719,000 | $ 117,000 | $ 65,000 |
| Allen County Ohio | 560 | $ 66,373,000 | $ 118,000 | $ 72,000 |
| Wood County Ohio | 552 | $ 85,427,000 | $ 154,000 | $ 78,000 |
| Williams County Ohio | 522 | $ 52,063,000 | $ 99,000 | $ 61,000 |
| Henry County Ohio | 429 | $ 46,641,000 | $ 108,000 | $ 65,000 |
| Putnam County Ohio | 325 | $ 38,422,000 | $ 118,000 | $ 64,000 |
| Fulton County Ohio | 323 | $ 38,646,000 | $ 119,000 | $ 63,000 |
| Lucas County Ohio | 293 | $ 49,462,000 | $ 168,000 | $ 88,000 |
| Paulding County Ohio | 206 | $ 20,743,000 | $ 100,000 | $ 60,000 |
| Van Wert County Ohio | 148 | $ 15,464,000 | $ 104,000 | $ 58,000 |
| Ottawa County Ohio | 134 | $ 21,040,000 | $ 157,000 | $ 95,000 |
| Hillsdale County Michigan | 96 | $ 10,419,000 | $ 108,000 | $ 64,000 |
| Auglaize County Ohio | 72 | $ 8,480,000 | $ 117,000 | $ 55,000 |
| Seneca County Ohio | 66 | $ 7,999,000 | $ 121,000 | $ 65,000 |
| Steuben County Indiana | 43 | $ 7,401,000 | $ 172,000 | $ 104,000 |
| Washtenaw County Michigan | 37 | $ 6,318,000 | $ 170,000 | $ 104,000 |
| Allen County Indiana | 36 | $ 12,101,000 | $ 336,000 | $ 85,000 |
| Hardin County Ohio | 24 | $ 3,528,000 | $ 147,000 | $ 66,000 |
| Sandusky County Ohio | 24 | $ 2,665,000 | $ 111,000 | $ 53,000 |
| Branch County Michigan | 23 | $ 4,237,000 | $ 184,000 | $ 116,000 |
| Monroe County Michigan | 21 | $ 3,276,000 | $ 156,000 | $ 79,000 |
| Jackson County Michigan | 18 | $ 2,665,000 | $ 148,000 | $ 78,000 |
| Franklin County Ohio | 15 | $ 8,482,000 | $ 565,000 | $ 142,000 |
| Mercer County Ohio | 15 | $ 1,887,000 | $ 125,000 | $ 66,000 |
| Wyandot County Ohio | 12 | $ 1,484,000 | $ 123,000 | $ 66,000 |
| Logan County Ohio | 9 | $ 1,458,000 | $ 162,000 | $ 84,000 |
| Marion County Indiana | 7 | $ 576,000 | $ 82,000 | $ 51,000 |
| Delaware County Ohio | 6 | $ 1,844,000 | $ 307,000 | $ 150,000 |
| Erie County Ohio | 5 | $ 1,334,000 | $ 266,000 | $ 153,000 |
| Collier County Florida | 3 | $ 704,000 | $ 234,000 | $ 240,000 |
| Lee County Florida | 3 | $ 568,000 | $ 189,000 | $ 259,000 |
| DeKalb County Indiana | 3 | $ 208,000 | $ 69,000 | $ 63,000 |
| LaGrange County Indiana | 3 | $ 273,000 | $ 91,000 | $ 75,000 |
| Livingston County Michigan | 3 | $ 693,000 | $ 231,000 | $ 99,000 |
| Oakland County Michigan | 3 | $ 544,000 | $ 181,000 | $ 457,000 |
| Wayne County Michigan | 3 | $ 310,000 | $ 103,000 | $ 81,000 |
| Wexford County Michigan | 3 | $ 672,000 | $ 224,000 | $ 158,000 |
| Beaufort County South Carolina | 3 | $ 1,160,000 | $ 386,000 | $ 198,000 |
| Orange County Florida | 2 | $ 817,000 | $ 408,000 | $ 199,000 |
| Pinellas County Florida | 2 | $ 444,000 | $ 222,000 | $ 138,000 |
| Sarasota County Florida | 2 | $ 601,000 | $ 300,000 | $ 698,000 |
| Kosciusko County Indiana | 2 | $ 272,000 | $ 136,000 | $ 73,000 |
| Noble County Indiana | 2 | $ 175,000 | $ 87,000 | $ 56,000 |
| Antrim County Michigan | 2 | $ 263,000 | $ 131,000 | $ 101,000 |
| Charlevoix County Michigan | 2 | $ 433,000 | $ 216,000 | $ 134,000 |
| Grand Traverse County Michigan | 2 | $ 242,000 | $ 121,000 | $ 110,000 |
| Leelanau County Michigan | 2 | $ 339,000 | $ 169,000 | $ 185,000 |
| Cuyahoga County Ohio | 2 | $ 378,000 | $ 189,000 | $ 100,000 |
| Hamilton County Ohio | 2 | $ 255,000 | $ 127,000 | $ 196,000 |
| Lorain County Ohio | 2 | $ 189,000 | $ 94,000 | $ 170,000 |
| Miami County Ohio | 2 | $ 323,000 | $ 161,000 | $ 102,000 |
| Montgomery County Ohio | 2 | $ 177,000 | $ 88,000 | $ 63,000 |
| Morrow County Ohio | 2 | $ 211,000 | $ 105,000 | $ 126,000 |
| Pima County Arizona | 1 | $ 140,000 | $ 140,000 | $ 96,000 |
| Alachua County Florida | 1 | $ 115,000 | $ 115,000 | $ 80,000 |
| Highlands County Florida | 1 | $ 137,000 | $ 137,000 | $ 121,000 |
| Manatee County Florida | 1 | $ 179,000 | $ 179,000 | $ 153,000 |
| Okaloosa County Florida | 1 | $ 417,000 | $ 417,000 | $ 452,000 |
| St. Lucie County Florida | 1 | $ 247,000 | $ 247,000 | $ 152,000 |
| Floyd County Indiana | 1 | $ 158,000 | $ 158,000 | $ 73,000 |
| Hamilton County Indiana | 1 | $ 188,000 | $ 188,000 | $ 185,000 |
| Hendricks County Indiana | 1 | $ 150,000 | $ 150,000 | $ 69,000 |
| Huntington County Indiana | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Alcona County Michigan | 1 | $ 220,000 | $ 220,000 | $ 58,000 |
| Calhoun County Michigan | 1 | $ 128,000 | $ 128,000 | $ 140,000 |
| Cheboygan County Michigan | 1 | $ 180,000 | $ 180,000 | $ 56,000 |
| Emmet County Michigan | 1 | $ 157,000 | $ 157,000 | $ 192,000 |
| Kalamazoo County Michigan | 1 | $ 123,000 | $ 123,000 | $ 38,000 |
| Kent County Michigan | 1 | $ 269,000 | $ 269,000 | $ 174,000 |
| Luce County Michigan | 1 | $ 80,000 | $ 80,000 | $ 157,000 |
| Mackinac County Michigan | 1 | $ 400,000 | $ 400,000 | $ 1,215,000 |
| Mason County Michigan | 1 | $ 290,000 | $ 290,000 | $ 89,000 |
| Roscommon County Michigan | 1 | $ 144,000 | $ 144,000 | $ 150,000 |
| Schoolcraft County Michigan | 1 | $ 77,000 | $ 77,000 | $ 149,000 |
| Onslow County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 139,000 |
| Champaign County Ohio | 1 | $ 82,000 | $ 82,000 | $ 58,000 |
| Clark County Ohio | 1 | $ 98,000 | $ 98,000 | $ 44,000 |
| Crawford County Ohio | 1 | $ 61,000 | $ 61,000 | $ 31,000 |
| Fairfield County Ohio | 1 | $ 169,000 | $ 169,000 | $ 101,000 |
| Greene County Ohio | 1 | $ 140,000 | $ 140,000 | $ 979,000 |
| Union County Ohio | 1 | $ 51,000 | $ 51,000 | $ 51,000 |
| Warren County Ohio | 1 | $ 339,000 | $ 339,000 | $ 131,000 |
| Wayne County Ohio | 1 | $ 149,000 | $ 149,000 | $ 49,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Federal Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,868 | $643,945,000 | $132,000 | $6,732,000 | $74,000 | $1,168,000 |
| Home Purchase | 1,796 | $193,034,000 | $107,000 | $5,120,000 | $57,000 | $1,215,000 |
| Home Improvement | 43 | $1,552,000 | $36,000 | $400,000 | $53,000 | $236,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,386 | $774,206,000 | $121,000 | $800,000 | $70,000 | $1,215,000 |
| Hispanic | 167 | $16,258,000 | $97,000 | $380,000 | $54,000 | $396,000 |
| Not applicable | 72 | $37,013,000 | $514,000 | $6,732,000 | $0 | $0 |
| Asian | 36 | $4,784,000 | $132,000 | $414,000 | $90,000 | $838,000 |
| Black or African American | 28 | $3,397,000 | $121,000 | $392,000 | $82,000 | $400,000 |
| Not Provided | 10 | $1,339,000 | $133,000 | $220,000 | $72,000 | $125,000 |
| American Indian or Alaskan Native | 6 | $1,278,000 | $213,000 | $403,000 | $110,000 | $267,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $256,000 | $128,000 | $143,000 | $56,000 | $67,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,033 | $781,220,000 | $129,000 | $6,732,000 | $73,000 | $1,215,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 578 | $46,501,000 | $80,000 | $194,000 | $34,000 | $92,000 |
| FHA-insured (Federal Housing Administration) | 96 | $10,810,000 | $112,000 | $276,000 | $54,000 | $148,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,412 | $578,508,000 | $131,000 | $6,732,000 | $75,000 | $1,168,000 |
| Application Withdrawn By Applicant | 649 | $85,103,000 | $131,000 | $800,000 | $67,000 | $359,000 |
| Application Denied By Financial Institution | 585 | $60,712,000 | $103,000 | $417,000 | $50,000 | $838,000 |
| Application Approved But Not Accepted | 483 | $61,793,000 | $127,000 | $417,000 | $77,000 | $1,215,000 |
| Preapproval Denied by Financial Institution | 326 | $25,626,000 | $78,000 | $315,000 | $34,000 | $144,000 |
| Preapproval Approved but not Accepted | 247 | $26,113,000 | $105,000 | $416,000 | $55,000 | $480,000 |
| File Closed For Incompleteness | 5 | $676,000 | $135,000 | $268,000 | $72,000 | $141,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 427 | $34,699,000 | $81,000 | $417,000 | $42,000 | $838,000 |
| Debt-To-Income Ratio | 200 | $20,600,000 | $103,000 | $417,000 | $33,000 | $149,000 |
| Collateral | 110 | $14,149,000 | $128,000 | $417,000 | $69,000 | $264,000 |
| Mortgage Insurance Denied | 57 | $6,328,000 | $111,000 | $350,000 | $52,000 | $131,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 52 | $4,710,000 | $90,000 | $224,000 | $42,000 | $111,000 |
| Other | 31 | $3,272,000 | $105,000 | $417,000 | $71,000 | $245,000 |
| Employment History | 23 | $1,463,000 | $63,000 | $112,000 | $29,000 | $81,000 |
| Unverifiable Information | 11 | $1,117,000 | $101,000 | $190,000 | $35,000 | $99,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.