First Federal Bank Of Florida
Mortgage Loan Application
Totals and Details
for 2009

Find mortgage loan statistics, lending data, and loan application totals for Florida.
The mortgage statistics and data below are specific to mortgage loan applications for First Federal Bank Of Florida.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address First Federal Bank Of Florida
4705 West U S Hwy 90
Lake City, FL 32055
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  
Total Number of Mortgage Applications 1,737
Total Mortgage Loan Application Amount $259,481,000
Average Mortgage Loan Application Amount $144,333
Highest Mortgage Loan Application Amount $1,900,000
Average Applicant Income $76,000
Highest Applicant Income $1,000,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in FL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for First Federal Bank Of Florida by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Columbia County Florida 445 $ 61,958,000 $ 139,000 $ 62,000
Suwannee County Florida 320 $ 39,096,000 $ 122,000 $ 58,000
Duval County Florida 160 $ 34,877,000 $ 217,000 $ 126,000
Nassau County Florida 97 $ 17,514,000 $ 180,000 $ 92,000
Baker County Florida 85 $ 13,451,000 $ 158,000 $ 62,000
Hamilton County Florida 63 $ 6,206,000 $ 98,000 $ 55,000
St. Johns County Florida 60 $ 16,590,000 $ 276,000 $ 165,000
Alachua County Florida 40 $ 5,806,000 $ 145,000 $ 65,000
Clay County Florida 40 $ 6,262,000 $ 156,000 $ 73,000
Dougherty County Georgia 34 $ 4,551,000 $ 133,000 $ 85,000
Lee County Georgia 24 $ 3,416,000 $ 142,000 $ 71,000
Union County Florida 23 $ 2,931,000 $ 127,000 $ 56,000
Lafayette County Florida 21 $ 2,415,000 $ 115,000 $ 62,000
Glynn County Georgia 21 $ 3,438,000 $ 163,000 $ 66,000
Gilchrist County Florida 19 $ 2,394,000 $ 126,000 $ 73,000
Tift County Georgia 16 $ 2,039,000 $ 127,000 $ 50,000
Camden County Georgia 15 $ 2,307,000 $ 153,000 $ 86,000
Levy County Florida 14 $ 1,888,000 $ 134,000 $ 61,000
Putnam County Florida 14 $ 1,673,000 $ 119,000 $ 75,000
Barbour County Alabama 13 $ 1,667,000 $ 128,000 $ 56,000
Houston County Alabama 13 $ 1,872,000 $ 144,000 $ 65,000
Bradford County Florida 10 $ 971,000 $ 97,000 $ 41,000
Madison County Florida 10 $ 1,042,000 $ 104,000 $ 53,000
Worth County Georgia 9 $ 1,333,000 $ 148,000 $ 59,000
Leon County Florida 8 $ 890,000 $ 111,000 $ 62,000
Wakulla County Florida 8 $ 1,301,000 $ 162,000 $ 70,000
Lowndes County Georgia 8 $ 1,198,000 $ 149,000 $ 53,000
Coffee County Georgia 7 $ 1,219,000 $ 174,000 $ 100,000
Dixie County Florida 6 $ 910,000 $ 151,000 $ 70,000
Taylor County Florida 6 $ 665,000 $ 110,000 $ 54,000
Colquitt County Georgia 6 $ 618,000 $ 103,000 $ 60,000
McIntosh County Georgia 6 $ 900,000 $ 150,000 $ 51,000
Beaufort County South Carolina 6 $ 1,062,000 $ 177,000 $ 80,000
Henry County Alabama 5 $ 821,000 $ 164,000 $ 61,000
Flagler County Florida 5 $ 745,000 $ 149,000 $ 254,000
Gadsden County Florida 4 $ 567,000 $ 141,000 $ 41,000
Brantley County Georgia 4 $ 366,000 $ 91,000 $ 34,000
Crisp County Georgia 4 $ 515,000 $ 128,000 $ 78,000
Thomas County Georgia 4 $ 394,000 $ 98,000 $ 50,000
Dale County Alabama 3 $ 308,000 $ 102,000 $ 70,000
Manatee County Florida 3 $ 283,000 $ 94,000 $ 17,000
Bulloch County Georgia 3 $ 389,000 $ 129,000 $ 110,000
Charlton County Georgia 3 $ 389,000 $ 129,000 $ 54,000
Terrell County Georgia 3 $ 454,000 $ 151,000 $ 81,000
Wayne County Georgia 3 $ 644,000 $ 214,000 $ 70,000
Geneva County Alabama 2 $ 149,000 $ 74,000 $ 35,000
Broward County Florida 2 $ 446,000 $ 223,000 $ 92,000
Jackson County Florida 2 $ 183,000 $ 91,000 $ 32,000
Jefferson County Florida 2 $ 155,000 $ 77,000 $ 29,000
Marion County Florida 2 $ 270,000 $ 135,000 $ 62,000
Pinellas County Florida 2 $ 268,000 $ 134,000 $ 71,000
Grady County Georgia 2 $ 387,000 $ 193,000 $ 62,000
Irwin County Georgia 2 $ 158,000 $ 79,000 $ 28,000
Mitchell County Georgia 2 $ 325,000 $ 162,000 $ 64,000
Quitman County Georgia 2 $ 184,000 $ 92,000 $ 40,000
Seminole County Georgia 2 $ 213,000 $ 106,000 $ 35,000
Sumter County Georgia 2 $ 185,000 $ 92,000 $ 90,000
Coffee County Alabama 1 $ 285,000 $ 285,000 $ 83,000
Bay County Florida 1 $ 236,000 $ 236,000 $ 151,000
Calhoun County Florida 1 $ 113,000 $ 113,000 $ 73,000
Citrus County Florida 1 $ 28,000 $ 28,000 $ 14,000
Franklin County Florida 1 $ 112,000 $ 112,000 $ 50,000
Hillsborough County Florida 1 $ 173,000 $ 173,000 $ 96,000
Indian River County Florida 1 $ 417,000 $ 417,000 $ 562,000
Lee County Florida 1 $ 88,000 $ 88,000 $ 43,000
Miami-Dade County Florida 1 $ 147,000 $ 147,000 $ 65,000
Osceola County Florida 1 $ 159,000 $ 159,000 $ 39,000
Palm Beach County Florida 1 $ 96,000 $ 96,000 $ 112,000
Polk County Florida 1 $ 137,000 $ 137,000 $ 87,000
Sarasota County Florida 1 $ 60,000 $ 60,000 $ 38,000
Volusia County Florida 1 $ 417,000 $ 417,000 $ 240,000
Atkinson County Georgia 1 $ 108,000 $ 108,000 $ 83,000
Berrien County Georgia 1 $ 41,000 $ 41,000 $ 22,000
Brooks County Georgia 1 $ 152,000 $ 152,000 $ 39,000
Calhoun County Georgia 1 $ 70,000 $ 70,000 $ 23,000
Cherokee County Georgia 1 $ 135,000 $ 135,000 $ 31,000
Cobb County Georgia 1 $ 279,000 $ 279,000 $ 205,000
Cook County Georgia 1 $ 50,000 $ 50,000 $ 25,000
Decatur County Georgia 1 $ 88,000 $ 88,000 $ 31,000
Dodge County Georgia 1 $ 53,000 $ 53,000 $ 43,000
Dooly County Georgia 1 $ 54,000 $ 54,000 $ 65,000
Evans County Georgia 1 $ 168,000 $ 168,000 $ 84,000
Fannin County Georgia 1 $ 76,000 $ 76,000 $ 65,000
Habersham County Georgia 1 $ 63,000 $ 63,000 $ 30,000
Miller County Georgia 1 $ 190,000 $ 190,000 $ 64,000
Peach County Georgia 1 $ 108,000 $ 108,000 $ 89,000
Spalding County Georgia 1 $ 176,000 $ 176,000 $ 108,000
Telfair County Georgia 1 $ 75,000 $ 75,000 $ 25,000
Turner County Georgia 1 $ 129,000 $ 129,000 $ 28,000
Cherokee County North Carolina 1 $ 345,000 $ 345,000 $ 550,000
Macon County North Carolina 1 $ 80,000 $ 80,000 $ 0
Licking County Ohio 1 $ 174,000 $ 174,000 $ 92,000
Abbeville County South Carolina 1 $ 160,000 $ 160,000 $ 157,000
Berkeley County South Carolina 1 $ 121,000 $ 121,000 $ 47,000
Charleston County South Carolina 1 $ 193,000 $ 193,000 $ 77,000
Edgefield County South Carolina 1 $ 168,000 $ 168,000 $ 50,000
Orangeburg County South Carolina 1 $ 91,000 $ 91,000 $ 36,000
Richland County South Carolina 1 $ 158,000 $ 158,000 $ 60,000
Summit County Utah 1 $ 250,000 $ 250,000 $ 632,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Florida, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for First Federal Bank Of Florida in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 919 $126,069,000 $137,000 $1,900,000 $63,000 $1,000,000
Refinancing 689 $116,959,000 $169,000 $1,425,000 $90,000 $827,000
Home Improvement 129 $16,453,000 $127,000 $800,000 $75,000 $570,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,493 $225,779,000 $151,000 $1,900,000 $77,000 $1,000,000
Black or African American 136 $18,064,000 $132,000 $400,000 $51,000 $235,000
Hispanic 49 $6,575,000 $134,000 $276,000 $72,000 $451,000
Not Provided 36 $5,932,000 $164,000 $417,000 $89,000 $475,000
Asian 15 $2,143,000 $142,000 $302,000 $82,000 $396,000
Native Hawaiian or Other Pacific Islander 4 $501,000 $125,000 $202,000 $78,000 $93,000
American Indian or Alaskan Native 3 $387,000 $129,000 $175,000 $15,000 $26,000
Not applicable 1 $100,000 $100,000 $100,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 810 $136,483,000 $168,000 $1,900,000 $98,000 $1,000,000
FHA-insured (Federal Housing Administration) 607 $79,113,000 $130,000 $394,000 $58,000 $452,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 229 $28,958,000 $126,000 $350,000 $45,000 $89,000
VA-guaranteed (Veterans Administration) 91 $14,927,000 $164,000 $431,000 $47,000 $235,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,281 $187,659,000 $146,000 $835,000 $75,000 $1,000,000
Application Withdrawn By Applicant 207 $34,909,000 $168,000 $1,437,000 $78,000 $486,000
Application Denied By Financial Institution 200 $29,001,000 $145,000 $1,900,000 $63,000 $486,000
File Closed For Incompleteness 31 $5,882,000 $189,000 $417,000 $109,000 $475,000
Application Approved But Not Accepted 14 $1,687,000 $120,000 $257,000 $72,000 $168,000
Loan Purchased By The Institution 4 $343,000 $85,000 $100,000 $22,000 $38,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 70 $7,698,000 $109,000 $400,000 $45,000 $217,000
Collateral 56 $10,451,000 $186,000 $431,000 $84,000 $432,000
Debt-To-Income Ratio 43 $6,379,000 $148,000 $1,900,000 $52,000 $240,000
Other 20 $2,616,000 $130,000 $307,000 $82,000 $486,000
Insufficient Cash (Downpayment, Closing Cost) 5 $479,000 $95,000 $133,000 $26,000 $36,000
Employment History 4 $901,000 $225,000 $393,000 $96,000 $165,000
Unverifiable Information 2 $477,000 $238,000 $394,000 $160,000 $233,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in FL, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Florida, and search similar information at your convenience.

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