First Federal Bank
Mortgage Loan Application
Totals and Details
for 2014
Find mortgage loan statistics, lending data, and loan application totals for Florida.
The mortgage statistics and data below are specific to mortgage loan applications for First Federal Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Federal Bank 4705 Us Hwy 90 W Lake City, FL 32055 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 5,553 |
| Total Mortgage Loan Application Amount | $921,105,000 |
| Average Mortgage Loan Application Amount | $132,666 |
| Highest Mortgage Loan Application Amount | $996,000 |
| Average Applicant Income | $71,000 |
| Highest Applicant Income | $916,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in FL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Brunswick County North Carolina | 1 | $ 68,000 | $ 68,000 | $ 52,000 |
| Chatham County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 81,000 |
| Cherokee County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Granville County North Carolina | 1 | $ 97,000 | $ 97,000 | $ 48,000 |
| Lincoln County North Carolina | 1 | $ 93,000 | $ 93,000 | $ 0 |
| McDowell County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 83,000 |
| Pender County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 63,000 |
| Polk County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 27,000 |
| Rockingham County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 103,000 |
| Ashtabula County Ohio | 1 | $ 99,000 | $ 99,000 | $ 29,000 |
| Columbiana County Ohio | 1 | $ 48,000 | $ 48,000 | $ 42,000 |
| Coshocton County Ohio | 1 | $ 69,000 | $ 69,000 | $ 63,000 |
| Franklin County Ohio | 1 | $ 218,000 | $ 218,000 | $ 115,000 |
| Guernsey County Ohio | 1 | $ 103,000 | $ 103,000 | $ 30,000 |
| Wayne County Ohio | 1 | $ 116,000 | $ 116,000 | $ 109,000 |
| Pushmataha County Oklahoma | 1 | $ 66,000 | $ 66,000 | $ 103,000 |
| Columbia County Oregon | 1 | $ 87,000 | $ 87,000 | $ 66,000 |
| Lane County Oregon | 1 | $ 137,000 | $ 137,000 | $ 61,000 |
| Polk County Oregon | 1 | $ 110,000 | $ 110,000 | $ 88,000 |
| Armstrong County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 94,000 |
| Beaver County Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 55,000 |
| Berks County Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Centre County Pennsylvania | 1 | $ 126,000 | $ 126,000 | $ 334,000 |
| Crawford County Pennsylvania | 1 | $ 114,000 | $ 114,000 | $ 47,000 |
| Dauphin County Pennsylvania | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Franklin County Pennsylvania | 1 | $ 173,000 | $ 173,000 | $ 78,000 |
| Monroe County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Union County Pennsylvania | 1 | $ 379,000 | $ 379,000 | $ 0 |
| Aiken County South Carolina | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Chester County South Carolina | 1 | $ 97,000 | $ 97,000 | $ 21,000 |
| Darlington County South Carolina | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Horry County South Carolina | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Lancaster County South Carolina | 1 | $ 261,000 | $ 261,000 | $ 52,000 |
| Orangeburg County South Carolina | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Sumter County South Carolina | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Minnehaha County South Dakota | 1 | $ 298,000 | $ 298,000 | $ 104,000 |
| Anderson County Tennessee | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Campbell County Tennessee | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Cocke County Tennessee | 1 | $ 74,000 | $ 74,000 | $ 77,000 |
| Dickson County Tennessee | 1 | $ 133,000 | $ 133,000 | $ 50,000 |
| Grundy County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Jefferson County Tennessee | 1 | $ 79,000 | $ 79,000 | $ 51,000 |
| Lawrence County Tennessee | 1 | $ 42,000 | $ 42,000 | $ 12,000 |
| Loudon County Tennessee | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Maury County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Rutherford County Tennessee | 1 | $ 111,000 | $ 111,000 | $ 33,000 |
| Sequatchie County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| Sevier County Tennessee | 1 | $ 196,000 | $ 196,000 | $ 66,000 |
| Union County Tennessee | 1 | $ 304,000 | $ 304,000 | $ 95,000 |
| Wilson County Tennessee | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Cass County Texas | 1 | $ 240,000 | $ 240,000 | $ 0 |
| El Paso County Texas | 1 | $ 108,000 | $ 108,000 | $ 42,000 |
| Gregg County Texas | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Harrison County Texas | 1 | $ 95,000 | $ 95,000 | $ 87,000 |
| Hays County Texas | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Hill County Texas | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Hunt County Texas | 1 | $ 258,000 | $ 258,000 | $ 83,000 |
| Jasper County Texas | 1 | $ 168,000 | $ 168,000 | $ 71,000 |
| Matagorda County Texas | 1 | $ 76,000 | $ 76,000 | $ 79,000 |
| Milam County Texas | 1 | $ 70,000 | $ 70,000 | $ 90,000 |
| Palo Pinto County Texas | 1 | $ 61,000 | $ 61,000 | $ 34,000 |
| Parker County Texas | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Smith County Texas | 1 | $ 404,000 | $ 404,000 | $ 112,000 |
| Taylor County Texas | 1 | $ 128,000 | $ 128,000 | $ 64,000 |
| Tyler County Texas | 1 | $ 137,000 | $ 137,000 | $ 75,000 |
| Van Zandt County Texas | 1 | $ 102,000 | $ 102,000 | $ 53,000 |
| Victoria County Texas | 1 | $ 276,000 | $ 276,000 | $ 0 |
| Wood County Texas | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Amherst County Virginia | 1 | $ 96,000 | $ 96,000 | $ 104,000 |
| Culpeper County Virginia | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Henrico County Virginia | 1 | $ 190,000 | $ 190,000 | $ 72,000 |
| Lynchburg County Virginia | 1 | $ 144,000 | $ 144,000 | $ 42,000 |
| Manassas Park County Virginia | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Pittsylvania County Virginia | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 261,000 | $ 261,000 | $ 0 |
| Roanoke County Virginia | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Salem County Virginia | 1 | $ 238,000 | $ 238,000 | $ 0 |
| Clallam County Washington | 1 | $ 232,000 | $ 232,000 | $ 54,000 |
| Pacific County Washington | 1 | $ 102,000 | $ 102,000 | $ 49,000 |
| Barron County Wisconsin | 1 | $ 192,000 | $ 192,000 | $ 150,000 |
| Chippewa County Wisconsin | 1 | $ 299,000 | $ 299,000 | $ 180,000 |
| Columbia County Wisconsin | 1 | $ 213,000 | $ 213,000 | $ 144,000 |
| Crawford County Wisconsin | 1 | $ 162,000 | $ 162,000 | $ 78,000 |
| Grant County Wisconsin | 1 | $ 127,000 | $ 127,000 | $ 84,000 |
| Iron County Wisconsin | 1 | $ 164,000 | $ 164,000 | $ 613,000 |
| Lincoln County Wisconsin | 1 | $ 120,000 | $ 120,000 | $ 52,000 |
| Marinette County Wisconsin | 1 | $ 120,000 | $ 120,000 | $ 73,000 |
| Marquette County Wisconsin | 1 | $ 104,000 | $ 104,000 | $ 52,000 |
| Oneida County Wisconsin | 1 | $ 221,000 | $ 221,000 | $ 112,000 |
| Polk County Wisconsin | 1 | $ 276,000 | $ 276,000 | $ 128,000 |
| Sauk County Wisconsin | 1 | $ 220,000 | $ 220,000 | $ 167,000 |
| Walworth County Wisconsin | 1 | $ 120,000 | $ 120,000 | $ 117,000 |
| Waushara County Wisconsin | 1 | $ 133,000 | $ 133,000 | $ 82,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Florida,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Federal Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,985 | $687,716,000 | $172,000 | $996,000 | $73,000 | $916,000 |
| Refinancing | 1,523 | $229,931,000 | $150,000 | $825,000 | $68,000 | $825,000 |
| Home Improvement | 45 | $3,458,000 | $76,000 | $416,000 | $72,000 | $203,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,575 | $584,929,000 | $163,000 | $996,000 | $85,000 | $916,000 |
| Not applicable | 943 | $155,845,000 | $165,000 | $424,000 | $0 | $0 |
| Not Provided | 418 | $79,246,000 | $189,000 | $575,000 | $107,000 | $728,000 |
| Black or African American | 303 | $46,935,000 | $154,000 | $417,000 | $69,000 | $301,000 |
| Hispanic | 213 | $35,226,000 | $165,000 | $584,000 | $87,000 | $769,000 |
| Asian | 79 | $15,733,000 | $199,000 | $417,000 | $116,000 | $516,000 |
| American Indian or Alaskan Native | 16 | $2,205,000 | $137,000 | $225,000 | $77,000 | $168,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $986,000 | $164,000 | $230,000 | $70,000 | $142,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,702 | $623,363,000 | $168,000 | $996,000 | $84,000 | $916,000 |
| FHA-insured (Federal Housing Administration) | 973 | $143,243,000 | $147,000 | $424,000 | $42,000 | $215,000 |
| VA-guaranteed (Veterans Administration) | 605 | $123,065,000 | $203,000 | $625,000 | $63,000 | $279,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 273 | $31,434,000 | $115,000 | $293,000 | $37,000 | $90,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,762 | $474,991,000 | $171,000 | $996,000 | $89,000 | $769,000 |
| Application Denied By Financial Institution | 1,042 | $158,808,000 | $152,000 | $850,000 | $78,000 | $916,000 |
| Loan Purchased By The Institution | 943 | $155,845,000 | $165,000 | $424,000 | $0 | $0 |
| File Closed For Incompleteness | 524 | $86,524,000 | $165,000 | $625,000 | $85,000 | $825,000 |
| Application Withdrawn By Applicant | 161 | $23,456,000 | $145,000 | $672,000 | $86,000 | $756,000 |
| Application Approved But Not Accepted | 121 | $21,481,000 | $177,000 | $679,000 | $124,000 | $728,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 310 | $41,428,000 | $133,000 | $750,000 | $72,000 | $756,000 |
| Debt-To-Income Ratio | 235 | $38,536,000 | $163,000 | $850,000 | $65,000 | $916,000 |
| Collateral | 189 | $24,320,000 | $128,000 | $417,000 | $76,000 | $429,000 |
| Other | 172 | $30,954,000 | $179,000 | $825,000 | $103,000 | $551,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 38 | $6,751,000 | $177,000 | $556,000 | $94,000 | $580,000 |
| Unverifiable Information | 34 | $6,269,000 | $184,000 | $500,000 | $87,000 | $238,000 |
| Credit Application Incomplete | 30 | $5,926,000 | $197,000 | $417,000 | $105,000 | $311,000 |
| Employment History | 22 | $2,800,000 | $127,000 | $281,000 | $49,000 | $132,000 |
| Mortgage Insurance Denied | 12 | $1,824,000 | $152,000 | $392,000 | $88,000 | $196,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in FL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Florida, and search similar information at your convenience.