First Federal Bank Of Kansas City
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
First Federal Bank Of Kansas City 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Federal Bank Of Kansas City 6900 Executive Dr Lee's Summit, MO 64120 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 |
| Total Number of Mortgage Applications | 663 |
| Total Mortgage Loan Application Amount | $140,635,000 |
| Average Mortgage Loan Application Amount | $173,600 |
| Highest Mortgage Loan Application Amount | $1,925,000 |
| Average Applicant Income | $144,600 |
| Highest Applicant Income | $1,077,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with First Federal Bank Of Kansas City. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Federal Bank Of Kansas City's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down First Federal Bank Of Kansas City's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Federal Bank Of Kansas City serves its applicants.
Each category highlights the total number of mortgage applications processed by First Federal Bank Of Kansas City, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Federal Bank Of Kansas City's mortgage activity for 2023.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| KANSAS CITY, MO-KS | 510 | $ 101,650,000 | $ 199,500 | $ 131,000 |
| NA (OUTSIDE OF MSA/MD) | 30 | $ 7,020,000 | $ 243,785 | $ 165,857 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 12 | $ 4,020,000 | $ 335,000 | $ 206,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 5 | $ 1,355,000 | $ 240,000 | $ 177,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 4 | $ 1,210,000 | $ 302,000 | $ 174,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 4 | $ 440,000 | $ 110,000 | $ 129,000 |
| TOPEKA, KS | 4 | $ 1,840,000 | $ 460,000 | $ 244,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 3 | $ 165,000 | $ 55,000 | $ 101,000 |
| GREENSBORO-HIGH POINT, NC | 3 | $ 375,000 | $ 125,000 | $ 157,000 |
| LAWRENCE, KS | 3 | $ 625,000 | $ 208,000 | $ 137,000 |
| MEDFORD, OR | 3 | $ 855,000 | $ 285,000 | $ 146,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 3 | $ 915,000 | $ 305,000 | $ 308,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 3 | $ 635,000 | $ 211,000 | $ 65,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 3 | $ 325,000 | $ 108,000 | $ 135,000 |
| WICHITA, KS | 3 | $ 255,000 | $ 85,000 | $ 145,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 2 | $ 660,000 | $ 330,000 | $ 165,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 2 | $ 190,000 | $ 95,000 | $ 63,000 |
| BOISE CITY, ID | 2 | $ 750,000 | $ 375,000 | $ 163,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 2 | $ 90,000 | $ 45,000 | $ 358,000 |
| CLEVELAND-ELYRIA, OH | 2 | $ 490,000 | $ 245,000 | $ 196,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 2 | $ 710,000 | $ 355,000 | $ 96,000 |
| HUNTSVILLE, AL | 2 | $ 780,000 | $ 390,000 | $ 127,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 2 | $ 660,000 | $ 330,000 | $ 201,000 |
| NEWARK, NJ-PA | 2 | $ 550,000 | $ 275,000 | $ 290,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 2 | $ 790,000 | $ 395,000 | $ 104,000 |
| ST. JOSEPH, MO-KS | 2 | $ 170,000 | $ 85,000 | $ 62,000 |
| ST. LOUIS, MO-IL | 2 | $ 520,000 | $ 260,000 | $ 155,000 |
| TULSA, OK | 2 | $ 950,000 | $ 475,000 | $ 160,000 |
| BIRMINGHAM-HOOVER, AL | 1 | $ 325,000 | $ 325,000 | $ 116,000 |
| BLOOMSBURG-BERWICK, PA | 1 | $ 325,000 | $ 325,000 | $ 140,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 1 | $ 615,000 | $ 615,000 | $ 287,000 |
| CHATTANOOGA, TN-GA | 1 | $ 75,000 | $ 75,000 | $ 124,000 |
| CINCINNATI, OH-KY-IN | 1 | $ 315,000 | $ 315,000 | $ 71,000 |
| COLORADO SPRINGS, CO | 1 | $ 425,000 | $ 425,000 | $ 157,000 |
| COLUMBIA, MO | 1 | $ 275,000 | $ 275,000 | $ 60,000 |
| DALLAS-PLANO-IRVING, TX | 1 | $ 355,000 | $ 355,000 | $ 169,000 |
| DENVER-AURORA-LAKEWOOD, CO | 1 | $ 455,000 | $ 455,000 | $ 131,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 1 | $ 195,000 | $ 195,000 | $ 219,000 |
| ERIE, PA | 1 | $ 135,000 | $ 135,000 | $ 61,000 |
| FLAGSTAFF, AZ | 1 | $ 175,000 | $ 175,000 | $ 35,000 |
| FORT COLLINS, CO | 1 | $ 1,325,000 | $ 1,325,000 | $ 259,000 |
| GREELEY, CO | 1 | $ 55,000 | $ 55,000 | $ 133,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 1 | $ 45,000 | $ 45,000 | $ 217,000 |
| HAMMOND, LA | 1 | $ 95,000 | $ 95,000 | $ 303,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 1 | $ 225,000 | $ 225,000 | $ 149,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 1 | $ 375,000 | $ 375,000 | $ 130,000 |
| JOPLIN, MO | 1 | $ 605,000 | $ 605,000 | $ 449,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1 | $ 505,000 | $ 505,000 | $ 207,000 |
| MANCHESTER-NASHUA, NH | 1 | $ 75,000 | $ 75,000 | $ 105,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1 | $ 35,000 | $ 35,000 | $ 79,000 |
| MIDLAND, TX | 1 | $ 275,000 | $ 275,000 | $ 99,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1 | $ 95,000 | $ 95,000 | $ 164,000 |
| MONTGOMERY, AL | 1 | $ 55,000 | $ 55,000 | $ 203,000 |
| OCALA, FL | 1 | $ 25,000 | $ 25,000 | $ 119,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 45,000 | $ 45,000 | $ 97,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1 | $ 515,000 | $ 515,000 | $ 248,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1 | $ 725,000 | $ 725,000 | $ 155,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 335,000 | $ 335,000 | $ 388,000 |
| PORTLAND-SOUTH PORTLAND, ME | 1 | $ 105,000 | $ 105,000 | $ 92,000 |
| RALEIGH, NC | 1 | $ 35,000 | $ 35,000 | $ 155,000 |
| SALEM, OR | 1 | $ 15,000 | $ 15,000 | $ 81,000 |
| SAVANNAH, GA | 1 | $ 205,000 | $ 205,000 | $ 215,000 |
| SIERRA VISTA-DOUGLAS, AZ | 1 | $ 15,000 | $ 15,000 | $ 84,000 |
| THE VILLAGES, FL | 1 | $ 305,000 | $ 305,000 | $ 230,000 |
| TRENTON, NJ | 1 | $ 105,000 | $ 105,000 | $ 294,000 |
| TUCSON, AZ | 1 | $ 75,000 | $ 75,000 | $ 126,000 |
| TUSCALOOSA, AL | 1 | $ 215,000 | $ 215,000 | $ 186,000 |
| VISALIA-PORTERVILLE, CA | 1 | $ 315,000 | $ 315,000 | $ 78,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 1 | $ 105,000 | $ 105,000 | $ 528,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 1 | $ 555,000 | $ 555,000 | $ 133,000 |
| WILLIAMSPORT, PA | 1 | $ 265,000 | $ 265,000 | $ 101,000 |
| WINSTON-SALEM, NC | 1 | $ 245,000 | $ 245,000 | $ 136,000 |
Mortgage Loan Application Detail Totals for First Federal Bank Of Kansas City in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 361 | $108,955,000 | $301,000 | $1,925,000 | $129,000 | $1,077,000 |
| Home Improvement | 135 | $9,385,000 | $69,000 | $305,000 | $132,000 | $718,000 |
| Other Purpose | 85 | $7,785,000 | $91,000 | $555,000 | $135,000 | $528,000 |
| Refinancing | 64 | $9,970,000 | $155,000 | $545,000 | $206,000 | $622,000 |
| Cash-out Refinancing | 18 | $4,540,000 | $252,000 | $705,000 | $121,000 | $347,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 413 | $91,565,000 | $221,000 | $1,925,000 | $156,000 | $729,000 |
| Hispanic | 145 | $27,535,000 | $189,000 | $705,000 | $87,000 | $420,000 |
| Not Provided | 47 | $12,015,000 | $255,000 | $1,545,000 | $163,000 | $1,077,000 |
| Black or African American | 37 | $5,535,000 | $149,000 | $495,000 | $94,000 | $272,000 |
| Asian | 10 | $2,550,000 | $255,000 | $515,000 | $169,000 | $536,000 |
| American Indian or Alaskan Native | 8 | $1,260,000 | $157,000 | $445,000 | $99,000 | $193,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $95,000 | $95,000 | $95,000 | $95,000 | $95,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 604 | $120,120,000 | $198,000 | $1,925,000 | $139,000 | $1,077,000 |
| VA-guaranteed (Veterans Administration) | 35 | $15,285,000 | $436,000 | $1,325,000 | $145,000 | $296,000 |
| FHA-insured (Federal Housing Administration) | 24 | $5,230,000 | $217,000 | $395,000 | $78,000 | $172,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 451 | $105,045,000 | $232,000 | $1,925,000 | $143,000 | $1,077,000 |
| Application Withdrawn By Applicant | 96 | $21,920,000 | $228,000 | $1,175,000 | $129,000 | $518,000 |
| Application Denied By Financial Institution | 79 | $7,145,000 | $90,000 | $445,000 | $103,000 | $551,000 |
| File Closed For Incompleteness | 28 | $4,650,000 | $166,000 | $615,000 | $153,000 | $509,000 |
| Application Approved But Not Accepted | 4 | $950,000 | $237,000 | $655,000 | $243,000 | $729,000 |
| Preapproval Denied by Financial Institution | 4 | $620,000 | $155,000 | $225,000 | $51,000 | $79,000 |
| Preapproval Approved but not Accepted | 1 | $305,000 | $305,000 | $305,000 | $129,000 | $129,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 580 | $132,870,000 | $229,000 | $1,925,000 | $142,000 | $1,077,000 |
| Credit History | 39 | $2,245,000 | $57,000 | $295,000 | $106,000 | $551,000 |
| Debt-To-Income Ratio | 22 | $3,020,000 | $137,000 | $445,000 | $97,000 | $477,000 |
| Other | 10 | $1,000,000 | $100,000 | $255,000 | $81,000 | $277,000 |
| Collateral | 8 | $770,000 | $96,000 | $275,000 | $101,000 | $290,000 |
| Employment History | 2 | $280,000 | $140,000 | $225,000 | $114,000 | $150,000 |
| Credit Application Incomplete | 1 | $375,000 | $375,000 | $375,000 | $130,000 | $130,000 |
| Mortgage Insurance Denied | 1 | $75,000 | $75,000 | $75,000 | $70,000 | $70,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Federal Bank Of Kansas City's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Federal Bank Of Kansas City's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.