First Federal
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for South Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for First Federal.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | First Federal 2440 Mall Dr Suite 100 North Charleston, SC 29406 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,423 |
| Total Mortgage Loan Application Amount | $554,621,000 |
| Average Mortgage Loan Application Amount | $78,250 |
| Highest Mortgage Loan Application Amount | $8,300,000 |
| Average Applicant Income | $50,875 |
| Highest Applicant Income | $9,619,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Charleston County South Carolina | 931 | $ 178,285,000 | $ 191,000 | $ 77,000 |
| Horry County South Carolina | 698 | $ 81,972,000 | $ 117,000 | $ 64,000 |
| Berkeley County South Carolina | 419 | $ 41,294,000 | $ 98,000 | $ 49,000 |
| Florence County South Carolina | 242 | $ 26,397,000 | $ 109,000 | $ 65,000 |
| Dorchester County South Carolina | 235 | $ 26,457,000 | $ 112,000 | $ 60,000 |
| Georgetown County South Carolina | 196 | $ 24,086,000 | $ 122,000 | $ 53,000 |
| Beaufort County South Carolina | 150 | $ 28,912,000 | $ 192,000 | $ 80,000 |
| Lexington County South Carolina | 118 | $ 5,430,000 | $ 46,000 | $ 49,000 |
| Anderson County South Carolina | 93 | $ 9,781,000 | $ 105,000 | $ 71,000 |
| Darlington County South Carolina | 75 | $ 5,463,000 | $ 72,000 | $ 59,000 |
| Orangeburg County South Carolina | 74 | $ 3,791,000 | $ 51,000 | $ 49,000 |
| Mecklenburg County North Carolina | 70 | $ 11,704,000 | $ 167,000 | $ 68,000 |
| Richland County South Carolina | 69 | $ 4,740,000 | $ 68,000 | $ 56,000 |
| Colleton County South Carolina | 59 | $ 3,127,000 | $ 53,000 | $ 41,000 |
| Brunswick County North Carolina | 57 | $ 4,756,000 | $ 83,000 | $ 56,000 |
| Greenville County South Carolina | 50 | $ 5,757,000 | $ 115,000 | $ 68,000 |
| Laurens County South Carolina | 46 | $ 1,667,000 | $ 36,000 | $ 32,000 |
| Aiken County South Carolina | 41 | $ 1,754,000 | $ 42,000 | $ 30,000 |
| Marion County South Carolina | 41 | $ 2,137,000 | $ 52,000 | $ 43,000 |
| Oconee County South Carolina | 41 | $ 1,308,000 | $ 31,000 | $ 30,000 |
| Spartanburg County South Carolina | 38 | $ 1,827,000 | $ 48,000 | $ 36,000 |
| Sumter County South Carolina | 36 | $ 1,670,000 | $ 46,000 | $ 29,000 |
| Chesterfield County South Carolina | 32 | $ 1,229,000 | $ 38,000 | $ 27,000 |
| Clarendon County South Carolina | 32 | $ 2,185,000 | $ 68,000 | $ 62,000 |
| Pickens County South Carolina | 31 | $ 2,198,000 | $ 70,000 | $ 103,000 |
| Kershaw County South Carolina | 30 | $ 1,610,000 | $ 53,000 | $ 42,000 |
| Robeson County North Carolina | 27 | $ 845,000 | $ 31,000 | $ 27,000 |
| Cherokee County South Carolina | 27 | $ 1,371,000 | $ 50,000 | $ 43,000 |
| Wayne County North Carolina | 26 | $ 1,113,000 | $ 42,000 | $ 34,000 |
| Lancaster County South Carolina | 26 | $ 1,159,000 | $ 44,000 | $ 45,000 |
| Newberry County South Carolina | 26 | $ 1,293,000 | $ 49,000 | $ 37,000 |
| Jasper County South Carolina | 23 | $ 1,374,000 | $ 59,000 | $ 40,000 |
| Williamsburg County South Carolina | 23 | $ 1,023,000 | $ 44,000 | $ 33,000 |
| Cumberland County North Carolina | 21 | $ 1,040,000 | $ 49,000 | $ 36,000 |
| Wake County North Carolina | 21 | $ 2,188,000 | $ 104,000 | $ 48,000 |
| Union County North Carolina | 20 | $ 2,177,000 | $ 108,000 | $ 52,000 |
| Sampson County North Carolina | 18 | $ 894,000 | $ 49,000 | $ 36,000 |
| Greenwood County South Carolina | 18 | $ 1,198,000 | $ 66,000 | $ 51,000 |
| Hampton County South Carolina | 18 | $ 888,000 | $ 49,000 | $ 46,000 |
| Dillon County South Carolina | 17 | $ 663,000 | $ 39,000 | $ 31,000 |
| Columbus County North Carolina | 16 | $ 720,000 | $ 45,000 | $ 36,000 |
| Guilford County North Carolina | 16 | $ 2,068,000 | $ 129,000 | $ 80,000 |
| Haywood County North Carolina | 16 | $ 648,000 | $ 40,000 | $ 38,000 |
| Buncombe County North Carolina | 15 | $ 830,000 | $ 55,000 | $ 147,000 |
| Forsyth County North Carolina | 15 | $ 2,827,000 | $ 188,000 | $ 89,000 |
| Appling County Georgia | 14 | $ 474,000 | $ 33,000 | $ 35,000 |
| McDowell County North Carolina | 14 | $ 749,000 | $ 53,000 | $ 27,000 |
| Richmond County North Carolina | 14 | $ 403,000 | $ 28,000 | $ 33,000 |
| Alamance County North Carolina | 13 | $ 435,000 | $ 33,000 | $ 58,000 |
| Johnston County North Carolina | 13 | $ 673,000 | $ 51,000 | $ 46,000 |
| Abbeville County South Carolina | 12 | $ 542,000 | $ 45,000 | $ 51,000 |
| Lee County South Carolina | 12 | $ 664,000 | $ 55,000 | $ 33,000 |
| Marlboro County South Carolina | 12 | $ 619,000 | $ 51,000 | $ 76,000 |
| Onslow County North Carolina | 11 | $ 403,000 | $ 36,000 | $ 36,000 |
| Barnwell County South Carolina | 11 | $ 509,000 | $ 46,000 | $ 28,000 |
| Beaufort County North Carolina | 10 | $ 471,000 | $ 47,000 | $ 47,000 |
| Craven County North Carolina | 10 | $ 501,000 | $ 50,000 | $ 39,000 |
| Harnett County North Carolina | 10 | $ 478,000 | $ 47,000 | $ 35,000 |
| Lenoir County North Carolina | 10 | $ 421,000 | $ 42,000 | $ 33,000 |
| Toombs County Georgia | 9 | $ 327,000 | $ 36,000 | $ 27,000 |
| Pitt County North Carolina | 9 | $ 424,000 | $ 47,000 | $ 23,000 |
| Saluda County South Carolina | 9 | $ 358,000 | $ 39,000 | $ 29,000 |
| Bladen County North Carolina | 8 | $ 388,000 | $ 48,000 | $ 40,000 |
| Cabarrus County North Carolina | 8 | $ 526,000 | $ 65,000 | $ 36,000 |
| Duplin County North Carolina | 8 | $ 360,000 | $ 45,000 | $ 31,000 |
| Jackson County North Carolina | 8 | $ 376,000 | $ 47,000 | $ 53,000 |
| Rutherford County North Carolina | 8 | $ 473,000 | $ 59,000 | $ 71,000 |
| Fairfield County South Carolina | 8 | $ 265,000 | $ 33,000 | $ 34,000 |
| York County South Carolina | 8 | $ 990,000 | $ 123,000 | $ 22,000 |
| Anson County North Carolina | 7 | $ 310,000 | $ 44,000 | $ 27,000 |
| Avery County North Carolina | 7 | $ 265,000 | $ 37,000 | $ 48,000 |
| Pender County North Carolina | 7 | $ 398,000 | $ 56,000 | $ 27,000 |
| Randolph County North Carolina | 7 | $ 347,000 | $ 49,000 | $ 46,000 |
| Swain County North Carolina | 7 | $ 243,000 | $ 34,000 | $ 27,000 |
| Yancey County North Carolina | 7 | $ 158,000 | $ 22,000 | $ 26,000 |
| Tattnall County Georgia | 6 | $ 211,000 | $ 35,000 | $ 36,000 |
| Cleveland County North Carolina | 6 | $ 207,000 | $ 34,000 | $ 29,000 |
| Gaston County North Carolina | 6 | $ 227,000 | $ 37,000 | $ 37,000 |
| Greene County North Carolina | 6 | $ 273,000 | $ 45,000 | $ 57,000 |
| Hoke County North Carolina | 6 | $ 295,000 | $ 49,000 | $ 32,000 |
| Nash County North Carolina | 6 | $ 271,000 | $ 45,000 | $ 29,000 |
| Orange County North Carolina | 6 | $ 735,000 | $ 122,000 | $ 89,000 |
| Stokes County North Carolina | 6 | $ 296,000 | $ 49,000 | $ 41,000 |
| Union County South Carolina | 6 | $ 170,000 | $ 28,000 | $ 49,000 |
| Chatham County Georgia | 5 | $ 397,000 | $ 79,000 | $ 48,000 |
| Liberty County Georgia | 5 | $ 236,000 | $ 47,000 | $ 31,000 |
| Chatham County North Carolina | 5 | $ 314,000 | $ 62,000 | $ 41,000 |
| Franklin County North Carolina | 5 | $ 241,000 | $ 48,000 | $ 33,000 |
| Halifax County North Carolina | 5 | $ 184,000 | $ 36,000 | $ 27,000 |
| Scotland County North Carolina | 5 | $ 116,000 | $ 23,000 | $ 19,000 |
| Wilkes County North Carolina | 5 | $ 227,000 | $ 45,000 | $ 33,000 |
| Wilson County North Carolina | 5 | $ 194,000 | $ 38,000 | $ 34,000 |
| Bamberg County South Carolina | 5 | $ 227,000 | $ 45,000 | $ 42,000 |
| Calhoun County South Carolina | 5 | $ 205,000 | $ 41,000 | $ 45,000 |
| Effingham County Georgia | 4 | $ 194,000 | $ 48,000 | $ 50,000 |
| Burke County North Carolina | 4 | $ 175,000 | $ 43,000 | $ 33,000 |
| Caldwell County North Carolina | 4 | $ 185,000 | $ 46,000 | $ 36,000 |
| Davie County North Carolina | 4 | $ 248,000 | $ 62,000 | $ 46,000 |
| Graham County North Carolina | 4 | $ 218,000 | $ 54,000 | $ 43,000 |
| Macon County North Carolina | 4 | $ 107,000 | $ 26,000 | $ 23,000 |
| New Hanover County North Carolina | 4 | $ 534,000 | $ 133,000 | $ 70,000 |
| Watauga County North Carolina | 4 | $ 148,000 | $ 37,000 | $ 34,000 |
| Chester County South Carolina | 4 | $ 209,000 | $ 52,000 | $ 25,000 |
| Camden County Georgia | 3 | $ 166,000 | $ 55,000 | $ 33,000 |
| Wayne County Georgia | 3 | $ 165,000 | $ 55,000 | $ 53,000 |
| Ashe County North Carolina | 3 | $ 172,000 | $ 57,000 | $ 35,000 |
| Carteret County North Carolina | 3 | $ 254,000 | $ 84,000 | $ 59,000 |
| Henderson County North Carolina | 3 | $ 335,000 | $ 111,000 | $ 53,000 |
| Jones County North Carolina | 3 | $ 153,000 | $ 51,000 | $ 21,000 |
| Lee County North Carolina | 3 | $ 126,000 | $ 42,000 | $ 31,000 |
| Madison County North Carolina | 3 | $ 118,000 | $ 39,000 | $ 27,000 |
| Moore County North Carolina | 3 | $ 123,000 | $ 41,000 | $ 42,000 |
| Pamlico County North Carolina | 3 | $ 128,000 | $ 42,000 | $ 48,000 |
| Polk County North Carolina | 3 | $ 196,000 | $ 65,000 | $ 44,000 |
| Surry County North Carolina | 3 | $ 59,000 | $ 19,000 | $ 28,000 |
| Bacon County Georgia | 2 | $ 63,000 | $ 31,000 | $ 23,000 |
| Coffee County Georgia | 2 | $ 47,000 | $ 23,000 | $ 28,000 |
| Columbia County Georgia | 2 | $ 247,000 | $ 123,000 | $ 52,000 |
| Jeff Davis County Georgia | 2 | $ 84,000 | $ 42,000 | $ 75,000 |
| Long County Georgia | 2 | $ 58,000 | $ 29,000 | $ 35,000 |
| Richmond County Georgia | 2 | $ 151,000 | $ 75,000 | $ 24,000 |
| Alexander County North Carolina | 2 | $ 63,000 | $ 31,000 | $ 98,000 |
| Bertie County North Carolina | 2 | $ 87,000 | $ 43,000 | $ 21,000 |
| Durham County North Carolina | 2 | $ 326,000 | $ 163,000 | $ 99,000 |
| Iredell County North Carolina | 2 | $ 117,000 | $ 58,000 | $ 32,000 |
| Lincoln County North Carolina | 2 | $ 148,000 | $ 74,000 | $ 36,000 |
| Martin County North Carolina | 2 | $ 59,000 | $ 29,000 | $ 58,000 |
| Mitchell County North Carolina | 2 | $ 50,000 | $ 25,000 | $ 25,000 |
| Northampton County North Carolina | 2 | $ 120,000 | $ 60,000 | $ 29,000 |
| Stanly County North Carolina | 2 | $ 159,000 | $ 79,000 | $ 65,000 |
| Yadkin County North Carolina | 2 | $ 258,000 | $ 129,000 | $ 91,000 |
| Allendale County South Carolina | 2 | $ 105,000 | $ 52,000 | $ 52,000 |
| Edgefield County South Carolina | 2 | $ 84,000 | $ 42,000 | $ 33,000 |
| McCormick County South Carolina | 2 | $ 64,000 | $ 32,000 | $ 21,000 |
| Hardee County Florida | 1 | $ 34,000 | $ 34,000 | $ 37,000 |
| Atkinson County Georgia | 1 | $ 53,000 | $ 53,000 | $ 64,000 |
| Bryan County Georgia | 1 | $ 53,000 | $ 53,000 | $ 18,000 |
| Bulloch County Georgia | 1 | $ 39,000 | $ 39,000 | $ 25,000 |
| Emanuel County Georgia | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Evans County Georgia | 1 | $ 26,000 | $ 26,000 | $ 22,000 |
| Laurens County Georgia | 1 | $ 334,000 | $ 334,000 | $ 330,000 |
| Rabun County Georgia | 1 | $ 39,000 | $ 39,000 | $ 24,000 |
| Telfair County Georgia | 1 | $ 31,000 | $ 31,000 | $ 22,000 |
| Wheeler County Georgia | 1 | $ 27,000 | $ 27,000 | $ 24,000 |
| Caswell County North Carolina | 1 | $ 21,000 | $ 21,000 | $ 107,000 |
| Catawba County North Carolina | 1 | $ 24,000 | $ 24,000 | $ 20,000 |
| Chowan County North Carolina | 1 | $ 59,000 | $ 59,000 | $ 40,000 |
| Dare County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
| Davidson County North Carolina | 1 | $ 67,000 | $ 67,000 | $ 34,000 |
| Edgecombe County North Carolina | 1 | $ 36,000 | $ 36,000 | $ 21,000 |
| Gates County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 24,000 |
| Hertford County North Carolina | 1 | $ 57,000 | $ 57,000 | $ 22,000 |
| Hyde County North Carolina | 1 | $ 37,000 | $ 37,000 | $ 14,000 |
| Montgomery County North Carolina | 1 | $ 357,000 | $ 357,000 | $ 148,000 |
| Transylvania County North Carolina | 1 | $ 38,000 | $ 38,000 | $ 77,000 |
| Warren County North Carolina | 1 | $ 194,000 | $ 194,000 | $ 75,000 |
| Washington County North Carolina | 1 | $ 33,000 | $ 33,000 | $ 45,000 |
| Emporia County Virginia | 1 | $ 49,000 | $ 49,000 | $ 29,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Federal in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,083 | $346,398,000 | $51,600 | $2,080,000 | $41,400 | $9,619,000 |
| Refinancing | 1,294 | $206,248,000 | $163,000 | $8,300,000 | $79,000 | $3,710,000 |
| Home Improvement | 46 | $1,975,000 | $42,000 | $125,000 | $42,000 | $186,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,702 | $383,209,000 | $57,500 | $3,200,000 | $46,250 | $3,710,000 |
| Black or African American | 875 | $47,956,000 | $49,500 | $413,000 | $31,500 | $964,000 |
| Not Provided | 381 | $59,239,000 | $120,500 | $1,254,000 | $77,000 | $9,619,000 |
| Not applicable | 232 | $50,832,000 | $221,000 | $8,300,000 | $112,500 | $919,000 |
| Hispanic | 160 | $7,752,000 | $39,500 | $360,000 | $34,750 | $208,000 |
| American Indian or Alaskan Native | 46 | $1,896,000 | $41,500 | $149,000 | $30,500 | $80,000 |
| Asian | 21 | $2,954,000 | $105,500 | $930,000 | $45,000 | $210,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $783,000 | $130,000 | $225,000 | $39,000 | $67,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,411 | $553,514,000 | $58,200 | $8,300,000 | $43,400 | $9,619,000 |
| FHA-insured (Federal Housing Administration) | 7 | $654,000 | $93,000 | $117,000 | $67,000 | $340,000 |
| VA-guaranteed (Veterans Administration) | 5 | $453,000 | $90,000 | $142,000 | $41,000 | $63,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,814 | $368,003,000 | $82,333 | $8,300,000 | $58,666 | $9,619,000 |
| Application Denied By Financial Institution | 1,537 | $80,097,000 | $43,250 | $865,000 | $35,500 | $583,000 |
| Application Approved But Not Accepted | 636 | $44,507,000 | $55,333 | $1,118,000 | $36,000 | $446,000 |
| Loan Purchased By The Institution | 218 | $39,098,000 | $178,500 | $650,000 | $101,500 | $919,000 |
| Application Withdrawn By Applicant | 190 | $19,571,000 | $67,000 | $475,000 | $42,500 | $609,000 |
| File Closed For Incompleteness | 28 | $3,345,000 | $119,000 | $275,000 | $47,000 | $183,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,162 | $53,641,000 | $40,500 | $650,000 | $34,750 | $438,000 |
| Debt-To-Income Ratio | 252 | $17,152,000 | $58,000 | $865,000 | $32,000 | $583,000 |
| Employment History | 47 | $2,073,000 | $36,333 | $272,000 | $38,000 | $69,000 |
| Other | 29 | $2,391,000 | $64,000 | $290,000 | $34,500 | $94,000 |
| Unverifiable Information | 19 | $1,363,000 | $66,500 | $438,000 | $52,000 | $200,000 |
| Collateral | 17 | $2,367,000 | $137,000 | $498,000 | $89,000 | $190,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $909,000 | $76,000 | $239,000 | $34,000 | $83,000 |
| Credit Application Incomplete | 2 | $167,000 | $83,000 | $140,000 | $21,000 | $24,000 |
| Mortgage Insurance Denied | 1 | $34,000 | $34,000 | $34,000 | $127,000 | $127,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in South Carolina, and search similar information at your convenience.