First Federal Savings And Loan Association Of Lakewood
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
First Federal Savings And Loan Association Of Lakewood 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Federal Savings And Loan Association Of Lakewood 14806 Detroit Ave Lakewood, OH 44107 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 4,364 |
| Total Mortgage Loan Application Amount | $1,027,590,000 |
| Average Mortgage Loan Application Amount | $205,666 |
| Highest Mortgage Loan Application Amount | $1,775,000 |
| Average Applicant Income | $161,666 |
| Highest Applicant Income | $3,060,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with First Federal Savings And Loan Association Of Lakewood. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Federal Savings And Loan Association Of Lakewood's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down First Federal Savings And Loan Association Of Lakewood's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Federal Savings And Loan Association Of Lakewood serves its applicants.
Each category highlights the total number of mortgage applications processed by First Federal Savings And Loan Association Of Lakewood, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Federal Savings And Loan Association Of Lakewood's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cuyahoga County Ohio | 1,481 | $ 299,995,000 | $ 202,000 | $ 135,000 |
| Lorain County Ohio | 407 | $ 84,485,000 | $ 207,000 | $ 112,000 |
| Summit County Ohio | 249 | $ 57,335,000 | $ 230,000 | $ 140,000 |
| Lake County Ohio | 226 | $ 41,480,000 | $ 183,000 | $ 101,000 |
| Lucas County Ohio | 179 | $ 42,215,000 | $ 235,000 | $ 133,000 |
| Medina County Ohio | 179 | $ 39,895,000 | $ 222,000 | $ 114,000 |
| Franklin County Ohio | 176 | $ 50,660,000 | $ 287,000 | $ 148,000 |
| Delaware County Ohio | 124 | $ 48,770,000 | $ 393,000 | $ 208,000 |
| Geauga County Ohio | 89 | $ 27,875,000 | $ 313,000 | $ 186,000 |
| Licking County Ohio | 68 | $ 20,070,000 | $ 295,000 | $ 165,000 |
| Wood County Ohio | 67 | $ 17,615,000 | $ 262,000 | $ 146,000 |
| Monroe County Michigan | 48 | $ 14,760,000 | $ 307,000 | $ 195,000 |
| Portage County Ohio | 45 | $ 11,025,000 | $ 245,000 | $ 124,000 |
| Tuscarawas County Ohio | 44 | $ 7,040,000 | $ 160,000 | $ 80,000 |
| Stark County Ohio | 37 | $ 7,105,000 | $ 192,000 | $ 119,000 |
| Marion County Indiana | 35 | $ 2,495,000 | $ 71,000 | $ 126,000 |
| Suffolk County Massachusetts | 33 | $ 16,525,000 | $ 500,000 | $ 299,000 |
| Erie County Ohio | 30 | $ 5,470,000 | $ 182,000 | $ 148,000 |
| Union County Ohio | 30 | $ 11,730,000 | $ 391,000 | $ 212,000 |
| Surry County North Carolina | 29 | $ 5,365,000 | $ 185,000 | $ 93,000 |
| Montgomery County Pennsylvania | 29 | $ 8,105,000 | $ 279,000 | $ 113,000 |
| Wayne County Michigan | 27 | $ 6,885,000 | $ 255,000 | $ 156,000 |
| Cumberland County Maine | 26 | $ 7,110,000 | $ 273,000 | $ 103,000 |
| Grafton County New Hampshire | 26 | $ 6,590,000 | $ 253,000 | $ 130,000 |
| Ottawa County Ohio | 25 | $ 6,545,000 | $ 261,000 | $ 190,000 |
| Windsor County Vermont | 25 | $ 5,995,000 | $ 239,000 | $ 158,000 |
| Fairfield County Ohio | 22 | $ 7,530,000 | $ 342,000 | $ 142,000 |
| Rockingham County New Hampshire | 21 | $ 6,035,000 | $ 287,000 | $ 181,000 |
| St. Johns County Florida | 17 | $ 4,615,000 | $ 271,000 | $ 158,000 |
| Ashtabula County Ohio | 17 | $ 2,385,000 | $ 140,000 | $ 113,000 |
| Oakland County Michigan | 16 | $ 3,960,000 | $ 247,000 | $ 109,000 |
| Middlesex County Massachusetts | 15 | $ 6,325,000 | $ 421,000 | $ 179,000 |
| Washtenaw County Michigan | 14 | $ 5,030,000 | $ 359,000 | $ 145,000 |
| Norfolk County Massachusetts | 13 | $ 5,655,000 | $ 435,000 | $ 154,000 |
| Hillsborough County New Hampshire | 13 | $ 3,125,000 | $ 240,000 | $ 109,000 |
| Duval County Florida | 12 | $ 3,310,000 | $ 275,000 | $ 177,000 |
| York County Maine | 12 | $ 2,680,000 | $ 223,000 | $ 109,000 |
| Ocean County New Jersey | 12 | $ 3,410,000 | $ 284,000 | $ 112,000 |
| Hamilton County Ohio | 12 | $ 4,950,000 | $ 412,000 | $ 239,000 |
| Warren County Ohio | 12 | $ 3,980,000 | $ 331,000 | $ 222,000 |
| Wayne County Ohio | 12 | $ 1,660,000 | $ 138,000 | $ 62,000 |
| Philadelphia County Pennsylvania | 12 | $ 2,570,000 | $ 214,000 | $ 100,000 |
| Merrimack County New Hampshire | 11 | $ 2,425,000 | $ 220,000 | $ 96,000 |
| Bucks County Pennsylvania | 11 | $ 3,405,000 | $ 309,000 | $ 154,000 |
| Lancaster County Pennsylvania | 11 | $ 2,275,000 | $ 206,000 | $ 91,000 |
| Essex County Massachusetts | 10 | $ 3,510,000 | $ 351,000 | $ 124,000 |
| Trumbull County Ohio | 9 | $ 1,045,000 | $ 116,000 | $ 69,000 |
| Sullivan County New Hampshire | 8 | $ 1,650,000 | $ 206,000 | $ 100,000 |
| Monmouth County New Jersey | 8 | $ 2,150,000 | $ 268,000 | $ 110,000 |
| Huron County Ohio | 8 | $ 1,670,000 | $ 208,000 | $ 387,000 |
| Wake County North Carolina | 7 | $ 2,145,000 | $ 306,000 | $ 141,000 |
| Hancock County Ohio | 7 | $ 2,135,000 | $ 305,000 | $ 127,000 |
| Montgomery County Ohio | 7 | $ 1,595,000 | $ 227,000 | $ 243,000 |
| Broward County Florida | 6 | $ 2,930,000 | $ 488,000 | $ 209,000 |
| Fayette County Kentucky | 6 | $ 1,640,000 | $ 273,000 | $ 151,000 |
| Plymouth County Massachusetts | 6 | $ 1,860,000 | $ 310,000 | $ 108,000 |
| Livingston County Michigan | 6 | $ 2,050,000 | $ 341,000 | $ 172,000 |
| Mahoning County Ohio | 6 | $ 1,400,000 | $ 233,000 | $ 151,000 |
| Morrow County Ohio | 6 | $ 1,880,000 | $ 313,000 | $ 170,000 |
| Richland County Ohio | 6 | $ 1,080,000 | $ 180,000 | $ 84,000 |
| Collier County Florida | 5 | $ 2,255,000 | $ 451,000 | $ 599,000 |
| Ashland County Ohio | 5 | $ 945,000 | $ 189,000 | $ 93,000 |
| Carroll County Ohio | 5 | $ 905,000 | $ 181,000 | $ 149,000 |
| Knox County Ohio | 5 | $ 1,355,000 | $ 271,000 | $ 106,000 |
| Perry County Ohio | 5 | $ 1,325,000 | $ 265,000 | $ 238,000 |
| Pickaway County Ohio | 5 | $ 1,735,000 | $ 347,000 | $ 135,000 |
| Chester County Pennsylvania | 5 | $ 1,565,000 | $ 313,000 | $ 164,000 |
| Delaware County Pennsylvania | 5 | $ 1,785,000 | $ 357,000 | $ 114,000 |
| Carroll County Virginia | 5 | $ 915,000 | $ 183,000 | $ 92,000 |
| Alachua County Florida | 4 | $ 970,000 | $ 242,000 | $ 60,000 |
| Palm Beach County Florida | 4 | $ 1,670,000 | $ 417,000 | $ 155,000 |
| Jefferson County Kentucky | 4 | $ 1,810,000 | $ 452,000 | $ 260,000 |
| Kennebec County Maine | 4 | $ 620,000 | $ 155,000 | $ 47,000 |
| Lenawee County Michigan | 4 | $ 1,130,000 | $ 282,000 | $ 166,000 |
| Strafford County New Hampshire | 4 | $ 1,020,000 | $ 255,000 | $ 207,000 |
| Fulton County Ohio | 4 | $ 1,410,000 | $ 352,000 | $ 106,000 |
| Centre County Pennsylvania | 4 | $ 950,000 | $ 237,000 | $ 126,000 |
| Shelby County Tennessee | 4 | $ 210,000 | $ 52,000 | $ 185,000 |
| Orange County Vermont | 4 | $ 1,000,000 | $ 250,000 | $ 114,000 |
| Lee County Florida | 3 | $ 815,000 | $ 271,000 | $ 398,000 |
| Will County Illinois | 3 | $ 315,000 | $ 105,000 | $ 174,000 |
| Sagadahoc County Maine | 3 | $ 545,000 | $ 181,000 | $ 59,000 |
| Jackson County Michigan | 3 | $ 1,115,000 | $ 371,000 | $ 176,000 |
| Belknap County New Hampshire | 3 | $ 1,005,000 | $ 335,000 | $ 158,000 |
| Carroll County New Hampshire | 3 | $ 665,000 | $ 221,000 | $ 199,000 |
| Allen County Ohio | 3 | $ 605,000 | $ 201,000 | $ 93,000 |
| Crawford County Ohio | 3 | $ 725,000 | $ 241,000 | $ 148,000 |
| Holmes County Ohio | 3 | $ 595,000 | $ 198,000 | $ 46,000 |
| Madison County Ohio | 3 | $ 1,055,000 | $ 351,000 | $ 178,000 |
| Sandusky County Ohio | 3 | $ 745,000 | $ 248,000 | $ 125,000 |
| Galax County Virginia | 3 | $ 385,000 | $ 128,000 | $ 40,000 |
| Monongalia County West Virginia | 3 | $ 0 | $ 0 | $ 489,000 |
| Manatee County Florida | 2 | $ 570,000 | $ 285,000 | $ 131,000 |
| Miami-Dade County Florida | 2 | $ 1,060,000 | $ 530,000 | $ 348,000 |
| Orange County Florida | 2 | $ 440,000 | $ 220,000 | $ 56,000 |
| Pinellas County Florida | 2 | $ 330,000 | $ 165,000 | $ 162,000 |
| Sarasota County Florida | 2 | $ 540,000 | $ 270,000 | $ 111,000 |
| Hamilton County Indiana | 2 | $ 610,000 | $ 305,000 | $ 223,000 |
| Campbell County Kentucky | 2 | $ 1,020,000 | $ 510,000 | $ 286,000 |
| Oldham County Kentucky | 2 | $ 420,000 | $ 210,000 | $ 123,000 |
| Androscoggin County Maine | 2 | $ 340,000 | $ 170,000 | $ 80,000 |
| Waldo County Maine | 2 | $ 390,000 | $ 195,000 | $ 38,000 |
| Hampshire County Massachusetts | 2 | $ 700,000 | $ 350,000 | $ 128,000 |
| Worcester County Massachusetts | 2 | $ 640,000 | $ 320,000 | $ 122,000 |
| Macomb County Michigan | 2 | $ 200,000 | $ 100,000 | $ 39,000 |
| Cape May County New Jersey | 2 | $ 740,000 | $ 370,000 | $ 225,000 |
| Forsyth County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 80,000 |
| Butler County Ohio | 2 | $ 490,000 | $ 245,000 | $ 97,000 |
| Champaign County Ohio | 2 | $ 390,000 | $ 195,000 | $ 98,000 |
| Clermont County Ohio | 2 | $ 460,000 | $ 230,000 | $ 109,000 |
| Greene County Ohio | 2 | $ 1,040,000 | $ 520,000 | $ 334,000 |
| Henry County Ohio | 2 | $ 750,000 | $ 375,000 | $ 108,000 |
| Logan County Ohio | 2 | $ 270,000 | $ 135,000 | $ 84,000 |
| Putnam County Ohio | 2 | $ 730,000 | $ 365,000 | $ 161,000 |
| Washington County Ohio | 2 | $ 600,000 | $ 300,000 | $ 280,000 |
| Williams County Ohio | 2 | $ 440,000 | $ 220,000 | $ 86,000 |
| Jefferson County Pennsylvania | 2 | $ 110,000 | $ 55,000 | $ 40,000 |
| Charleston County South Carolina | 2 | $ 1,250,000 | $ 625,000 | $ 628,000 |
| York County South Carolina | 2 | $ 670,000 | $ 335,000 | $ 167,000 |
| Davidson County Tennessee | 2 | $ 970,000 | $ 485,000 | $ 510,000 |
| Sevier County Tennessee | 2 | $ 970,000 | $ 485,000 | $ 125,000 |
| Chittenden County Vermont | 2 | $ 450,000 | $ 225,000 | $ 148,000 |
| Grayson County Virginia | 2 | $ 230,000 | $ 115,000 | $ 45,000 |
| Harrison County West Virginia | 2 | $ 580,000 | $ 290,000 | $ 137,000 |
| Kanawha County West Virginia | 2 | $ 165,000 | $ 165,000 | $ 217,000 |
| Marion County West Virginia | 2 | $ 530,000 | $ 265,000 | $ 96,000 |
| Wood County West Virginia | 2 | $ 500,000 | $ 250,000 | $ 161,000 |
| Brevard County Florida | 1 | $ 115,000 | $ 115,000 | $ 110,000 |
| Charlotte County Florida | 1 | $ 335,000 | $ 335,000 | $ 146,000 |
| Flagler County Florida | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| Hillsborough County Florida | 1 | $ 485,000 | $ 485,000 | $ 325,000 |
| Indian River County Florida | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Marion County Florida | 1 | $ 195,000 | $ 195,000 | $ 94,000 |
| Monroe County Florida | 1 | $ 555,000 | $ 555,000 | $ 608,000 |
| Volusia County Florida | 1 | $ 805,000 | $ 805,000 | $ 198,000 |
| Wakulla County Florida | 1 | $ 405,000 | $ 405,000 | $ 839,000 |
| DeKalb County Georgia | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Allen County Indiana | 1 | $ 135,000 | $ 135,000 | $ 417,000 |
| Hancock County Indiana | 1 | $ 95,000 | $ 95,000 | $ 148,000 |
| Marshall County Indiana | 1 | $ 175,000 | $ 175,000 | $ 259,000 |
| Morgan County Indiana | 1 | $ 195,000 | $ 195,000 | $ 84,000 |
| Bourbon County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 130,000 |
| Bullitt County Kentucky | 1 | $ 385,000 | $ 385,000 | $ 131,000 |
| Jessamine County Kentucky | 1 | $ 395,000 | $ 395,000 | $ 232,000 |
| Franklin County Maine | 1 | $ 285,000 | $ 285,000 | $ 96,000 |
| Lincoln County Maine | 1 | $ 165,000 | $ 165,000 | $ 40,000 |
| Penobscot County Maine | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| Bristol County Massachusetts | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
| Dukes County Massachusetts | 1 | $ 455,000 | $ 455,000 | $ 192,000 |
| Nantucket County Massachusetts | 1 | $ 495,000 | $ 495,000 | $ 373,000 |
| Berrien County Michigan | 1 | $ 355,000 | $ 355,000 | $ 138,000 |
| Eaton County Michigan | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Genesee County Michigan | 1 | $ 235,000 | $ 235,000 | $ 300,000 |
| Ingham County Michigan | 1 | $ 195,000 | $ 195,000 | $ 81,000 |
| Kent County Michigan | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| Oscoda County Michigan | 1 | $ 135,000 | $ 135,000 | $ 69,000 |
| Wexford County Michigan | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| Atlantic County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 238,000 |
| Cumberland County New Jersey | 1 | $ 145,000 | $ 145,000 | $ 104,000 |
| Essex County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 85,000 |
| Middlesex County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 173,000 |
| Morris County New Jersey | 1 | $ 315,000 | $ 315,000 | $ 142,000 |
| Sussex County New Jersey | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Chatham County North Carolina | 1 | $ 435,000 | $ 435,000 | $ 318,000 |
| Iredell County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 194,000 |
| Pender County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 76,000 |
| Athens County Ohio | 1 | $ 275,000 | $ 275,000 | $ 167,000 |
| Clark County Ohio | 1 | $ 315,000 | $ 315,000 | $ 175,000 |
| Columbiana County Ohio | 1 | $ 345,000 | $ 345,000 | $ 83,000 |
| Coshocton County Ohio | 1 | $ 215,000 | $ 215,000 | $ 81,000 |
| Defiance County Ohio | 1 | $ 415,000 | $ 415,000 | $ 192,000 |
| Miami County Ohio | 1 | $ 255,000 | $ 255,000 | $ 95,000 |
| Muskingum County Ohio | 1 | $ 235,000 | $ 235,000 | $ 103,000 |
| Seneca County Ohio | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Adams County Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 116,000 |
| Allegheny County Pennsylvania | 1 | $ 485,000 | $ 485,000 | $ 425,000 |
| Carbon County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 103,000 |
| Mifflin County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 76,000 |
| Monroe County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 98,000 |
| York County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 33,000 |
| Aiken County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 54,000 |
| Anderson County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 100,000 |
| Beaufort County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 139,000 |
| Berkeley County South Carolina | 1 | $ 335,000 | $ 335,000 | $ 212,000 |
| Greenwood County South Carolina | 1 | $ 415,000 | $ 415,000 | $ 109,000 |
| Horry County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 626,000 |
| Lancaster County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 78,000 |
| Addison County Vermont | 1 | $ 205,000 | $ 205,000 | $ 126,000 |
| Caledonia County Vermont | 1 | $ 285,000 | $ 285,000 | $ 152,000 |
| Windham County Vermont | 1 | $ 205,000 | $ 205,000 | $ 337,000 |
| Cabell County West Virginia | 1 | $ 895,000 | $ 895,000 | $ 234,000 |
Mortgage Loan Application Detail Totals for First Federal Savings And Loan Association Of Lakewood in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,786 | $661,375,000 | $237,000 | $1,775,000 | $131,000 | $1,223,000 |
| Refinancing | 840 | $218,680,000 | $260,000 | $1,095,000 | $170,000 | $3,060,000 |
| Cash-out Refinancing | 575 | $126,105,000 | $219,000 | $1,235,000 | $133,000 | $1,243,000 |
| Other Purpose | 144 | $18,990,000 | $131,000 | $515,000 | $143,000 | $1,068,000 |
| Home Improvement | 12 | $1,330,000 | $110,000 | $415,000 | $134,000 | $461,000 |
| Not Applicable | 7 | $1,110,000 | $277,000 | $305,000 | $259,000 | $726,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,628 | $856,075,000 | $236,000 | $1,775,000 | $138,000 | $3,060,000 |
| Not Provided | 395 | $97,150,000 | $246,000 | $1,085,000 | $172,000 | $907,000 |
| Black or African American | 107 | $20,885,000 | $195,000 | $655,000 | $101,000 | $285,000 |
| Hispanic | 103 | $17,695,000 | $171,000 | $945,000 | $91,000 | $424,000 |
| Asian | 97 | $24,845,000 | $256,000 | $1,425,000 | $151,000 | $590,000 |
| Not applicable | 13 | $4,975,000 | $382,000 | $655,000 | $0 | $0 |
| American Indian or Alaskan Native | 8 | $2,150,000 | $268,000 | $505,000 | $89,000 | $154,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,003 | $961,365,000 | $240,000 | $1,775,000 | $145,000 | $3,060,000 |
| FHA-insured (Federal Housing Administration) | 284 | $49,900,000 | $175,000 | $705,000 | $68,000 | $222,000 |
| VA-guaranteed (Veterans Administration) | 59 | $13,755,000 | $233,000 | $455,000 | $91,000 | $224,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 18 | $2,570,000 | $142,000 | $255,000 | $52,000 | $84,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,418 | $797,800,000 | $233,000 | $1,425,000 | $139,000 | $1,223,000 |
| Application Withdrawn By Applicant | 610 | $148,240,000 | $243,000 | $1,775,000 | $149,000 | $3,060,000 |
| Application Denied By Financial Institution | 193 | $42,335,000 | $219,000 | $1,475,000 | $101,000 | $830,000 |
| File Closed For Incompleteness | 106 | $30,010,000 | $283,000 | $825,000 | $144,000 | $720,000 |
| Application Approved But Not Accepted | 28 | $8,040,000 | $287,000 | $635,000 | $206,000 | $1,020,000 |
| Loan Purchased By The Institution | 9 | $1,165,000 | $233,000 | $305,000 | $258,000 | $726,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,171 | $985,255,000 | $236,000 | $1,775,000 | $141,000 | $3,060,000 |
| Collateral | 52 | $12,590,000 | $242,000 | $1,475,000 | $117,000 | $830,000 |
| Debt-To-Income Ratio | 51 | $11,115,000 | $217,000 | $705,000 | $78,000 | $242,000 |
| Credit History | 46 | $11,190,000 | $243,000 | $705,000 | $125,000 | $612,000 |
| Other | 17 | $2,265,000 | $133,000 | $425,000 | $77,000 | $211,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $1,815,000 | $165,000 | $455,000 | $95,000 | $217,000 |
| Employment History | 9 | $2,045,000 | $227,000 | $605,000 | $86,000 | $305,000 |
| Unverifiable Information | 5 | $1,065,000 | $213,000 | $405,000 | $88,000 | $172,000 |
| Credit Application Incomplete | 2 | $250,000 | $125,000 | $195,000 | $74,000 | $82,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Federal Savings And Loan Association Of Lakewood's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Federal Savings And Loan Association Of Lakewood's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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