First Federal Savings And Loan Association Of Lakewood
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
First Federal Savings And Loan Association Of Lakewood 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Federal Savings And Loan Association Of Lakewood 14806 Detroit Ave Lakewood, OH 44107 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 6,027 |
| Total Mortgage Loan Application Amount | $1,448,865,000 |
| Average Mortgage Loan Application Amount | $182,600 |
| Highest Mortgage Loan Application Amount | $4,005,000 |
| Average Applicant Income | $136,800 |
| Highest Applicant Income | $1,844,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with First Federal Savings And Loan Association Of Lakewood. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Federal Savings And Loan Association Of Lakewood's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down First Federal Savings And Loan Association Of Lakewood's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Federal Savings And Loan Association Of Lakewood serves its applicants.
Each category highlights the total number of mortgage applications processed by First Federal Savings And Loan Association Of Lakewood, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Federal Savings And Loan Association Of Lakewood's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cuyahoga County Ohio | 2,116 | $ 447,460,000 | $ 211,000 | $ 138,000 |
| Lorain County Ohio | 646 | $ 146,060,000 | $ 226,000 | $ 123,000 |
| Summit County Ohio | 385 | $ 87,565,000 | $ 227,000 | $ 140,000 |
| Lake County Ohio | 368 | $ 72,080,000 | $ 195,000 | $ 106,000 |
| Medina County Ohio | 283 | $ 67,525,000 | $ 238,000 | $ 121,000 |
| Franklin County Ohio | 262 | $ 76,350,000 | $ 291,000 | $ 164,000 |
| Lucas County Ohio | 230 | $ 57,260,000 | $ 248,000 | $ 137,000 |
| Delaware County Ohio | 171 | $ 62,255,000 | $ 364,000 | $ 176,000 |
| Geauga County Ohio | 164 | $ 47,080,000 | $ 287,000 | $ 162,000 |
| Warren County Ohio | 122 | $ 33,700,000 | $ 276,000 | $ 129,000 |
| Wood County Ohio | 98 | $ 26,590,000 | $ 271,000 | $ 123,000 |
| Hamilton County Ohio | 96 | $ 22,650,000 | $ 235,000 | $ 131,000 |
| Licking County Ohio | 96 | $ 32,670,000 | $ 340,000 | $ 153,000 |
| Portage County Ohio | 78 | $ 17,660,000 | $ 226,000 | $ 111,000 |
| Monroe County Michigan | 54 | $ 14,600,000 | $ 270,000 | $ 130,000 |
| Butler County Ohio | 50 | $ 12,020,000 | $ 240,000 | $ 138,000 |
| Erie County Ohio | 46 | $ 12,170,000 | $ 264,000 | $ 147,000 |
| Ottawa County Ohio | 45 | $ 11,825,000 | $ 262,000 | $ 259,000 |
| Stark County Ohio | 44 | $ 9,730,000 | $ 221,000 | $ 127,000 |
| Tuscarawas County Ohio | 34 | $ 7,010,000 | $ 206,000 | $ 123,000 |
| Clermont County Ohio | 33 | $ 6,715,000 | $ 203,000 | $ 106,000 |
| Fairfield County Ohio | 31 | $ 10,075,000 | $ 325,000 | $ 133,000 |
| Union County Ohio | 31 | $ 12,755,000 | $ 411,000 | $ 194,000 |
| Wayne County Michigan | 29 | $ 9,215,000 | $ 317,000 | $ 123,000 |
| Marion County Indiana | 28 | $ 2,620,000 | $ 93,000 | $ 159,000 |
| Oakland County Michigan | 21 | $ 4,175,000 | $ 198,000 | $ 96,000 |
| Ashtabula County Ohio | 17 | $ 2,955,000 | $ 173,000 | $ 108,000 |
| Wayne County Ohio | 16 | $ 3,660,000 | $ 228,000 | $ 102,000 |
| Lee County Florida | 15 | $ 4,705,000 | $ 313,000 | $ 327,000 |
| Mahoning County Ohio | 15 | $ 3,435,000 | $ 229,000 | $ 130,000 |
| Hancock County Ohio | 13 | $ 4,545,000 | $ 349,000 | $ 135,000 |
| Madison County Ohio | 13 | $ 3,615,000 | $ 278,000 | $ 136,000 |
| Campbell County Kentucky | 11 | $ 2,715,000 | $ 246,000 | $ 117,000 |
| Boone County Kentucky | 10 | $ 3,220,000 | $ 322,000 | $ 166,000 |
| Ashland County Ohio | 10 | $ 2,290,000 | $ 229,000 | $ 120,000 |
| Huron County Ohio | 10 | $ 2,940,000 | $ 294,000 | $ 92,000 |
| Montgomery County Ohio | 10 | $ 1,300,000 | $ 130,000 | $ 119,000 |
| Trumbull County Ohio | 10 | $ 1,400,000 | $ 140,000 | $ 88,000 |
| Kenton County Kentucky | 9 | $ 2,245,000 | $ 249,000 | $ 114,000 |
| Washtenaw County Michigan | 9 | $ 4,005,000 | $ 445,000 | $ 145,000 |
| Morrow County Ohio | 8 | $ 1,770,000 | $ 221,000 | $ 135,000 |
| Fulton County Ohio | 7 | $ 1,625,000 | $ 232,000 | $ 119,000 |
| Greene County Ohio | 7 | $ 1,925,000 | $ 275,000 | $ 188,000 |
| Pickaway County Ohio | 7 | $ 2,185,000 | $ 312,000 | $ 122,000 |
| Sandusky County Ohio | 7 | $ 1,965,000 | $ 280,000 | $ 107,000 |
| Hamilton County Indiana | 6 | $ 3,080,000 | $ 513,000 | $ 255,000 |
| Lenawee County Michigan | 6 | $ 1,860,000 | $ 310,000 | $ 211,000 |
| Columbiana County Ohio | 6 | $ 1,520,000 | $ 253,000 | $ 77,000 |
| Knox County Ohio | 6 | $ 1,820,000 | $ 303,000 | $ 119,000 |
| Collier County Florida | 5 | $ 1,225,000 | $ 245,000 | $ 254,000 |
| Hillsborough County Florida | 5 | $ 2,505,000 | $ 501,000 | $ 223,000 |
| Cook County Illinois | 5 | $ 1,515,000 | $ 303,000 | $ 216,000 |
| Dearborn County Indiana | 5 | $ 1,015,000 | $ 203,000 | $ 89,000 |
| Jefferson County Kentucky | 5 | $ 2,995,000 | $ 599,000 | $ 309,000 |
| Jackson County Michigan | 5 | $ 1,755,000 | $ 351,000 | $ 118,000 |
| Allen County Ohio | 5 | $ 1,165,000 | $ 233,000 | $ 119,000 |
| Carroll County Ohio | 5 | $ 1,045,000 | $ 209,000 | $ 181,000 |
| Miami County Ohio | 5 | $ 1,655,000 | $ 331,000 | $ 236,000 |
| Richland County Ohio | 5 | $ 1,825,000 | $ 365,000 | $ 98,000 |
| Broward County Florida | 4 | $ 1,930,000 | $ 482,000 | $ 221,000 |
| Boone County Indiana | 4 | $ 1,030,000 | $ 257,000 | $ 159,000 |
| Macomb County Michigan | 4 | $ 590,000 | $ 147,000 | $ 120,000 |
| Wake County North Carolina | 4 | $ 1,060,000 | $ 265,000 | $ 101,000 |
| Seneca County Ohio | 4 | $ 830,000 | $ 207,000 | $ 94,000 |
| Manatee County Florida | 3 | $ 955,000 | $ 318,000 | $ 127,000 |
| Orange County Florida | 3 | $ 1,625,000 | $ 541,000 | $ 221,000 |
| Palm Beach County Florida | 3 | $ 875,000 | $ 291,000 | $ 369,000 |
| Sarasota County Florida | 3 | $ 1,265,000 | $ 421,000 | $ 207,000 |
| Seminole County Florida | 3 | $ 1,775,000 | $ 591,000 | $ 206,000 |
| St. Johns County Florida | 3 | $ 1,415,000 | $ 471,000 | $ 152,000 |
| Franklin County Indiana | 3 | $ 955,000 | $ 318,000 | $ 106,000 |
| Fayette County Kentucky | 3 | $ 525,000 | $ 175,000 | $ 109,000 |
| Crawford County Ohio | 3 | $ 635,000 | $ 211,000 | $ 82,000 |
| Henry County Ohio | 3 | $ 1,355,000 | $ 451,000 | $ 117,000 |
| Logan County Ohio | 3 | $ 965,000 | $ 321,000 | $ 107,000 |
| Muskingum County Ohio | 3 | $ 725,000 | $ 241,000 | $ 66,000 |
| Putnam County Ohio | 3 | $ 1,375,000 | $ 458,000 | $ 158,000 |
| Williams County Ohio | 3 | $ 595,000 | $ 198,000 | $ 78,000 |
| Butler County Pennsylvania | 3 | $ 1,315,000 | $ 438,000 | $ 204,000 |
| Erie County Pennsylvania | 3 | $ 1,035,000 | $ 345,000 | $ 140,000 |
| Alachua County Florida | 2 | $ 280,000 | $ 140,000 | $ 38,000 |
| Brevard County Florida | 2 | $ 720,000 | $ 360,000 | $ 195,000 |
| Hernando County Florida | 2 | $ 430,000 | $ 215,000 | $ 62,000 |
| Pinellas County Florida | 2 | $ 460,000 | $ 230,000 | $ 193,000 |
| Lake County Illinois | 2 | $ 750,000 | $ 375,000 | $ 190,000 |
| Lake County Indiana | 2 | $ 1,310,000 | $ 655,000 | $ 245,000 |
| Pike County Kentucky | 2 | $ 850,000 | $ 425,000 | $ 345,000 |
| Worcester County Maryland | 2 | $ 550,000 | $ 275,000 | $ 150,000 |
| Antrim County Michigan | 2 | $ 470,000 | $ 235,000 | $ 142,000 |
| Branch County Michigan | 2 | $ 600,000 | $ 300,000 | $ 181,000 |
| Ingham County Michigan | 2 | $ 350,000 | $ 175,000 | $ 61,000 |
| Kent County Michigan | 2 | $ 710,000 | $ 355,000 | $ 143,000 |
| Chautauqua County New York | 2 | $ 650,000 | $ 325,000 | $ 333,000 |
| Belmont County Ohio | 2 | $ 590,000 | $ 295,000 | $ 106,000 |
| Champaign County Ohio | 2 | $ 780,000 | $ 390,000 | $ 51,000 |
| Clark County Ohio | 2 | $ 710,000 | $ 355,000 | $ 175,000 |
| Clinton County Ohio | 2 | $ 660,000 | $ 330,000 | $ 90,000 |
| Holmes County Ohio | 2 | $ 400,000 | $ 200,000 | $ 60,000 |
| Marion County Ohio | 2 | $ 530,000 | $ 265,000 | $ 140,000 |
| Mercer County Ohio | 2 | $ 610,000 | $ 305,000 | $ 153,000 |
| Perry County Ohio | 2 | $ 790,000 | $ 395,000 | $ 128,000 |
| Scioto County Ohio | 2 | $ 450,000 | $ 225,000 | $ 153,000 |
| Shelby County Ohio | 2 | $ 410,000 | $ 205,000 | $ 220,000 |
| Allegheny County Pennsylvania | 2 | $ 670,000 | $ 335,000 | $ 202,000 |
| Beaver County Pennsylvania | 2 | $ 730,000 | $ 365,000 | $ 152,000 |
| Horry County South Carolina | 2 | $ 580,000 | $ 290,000 | $ 76,000 |
| Raleigh County West Virginia | 2 | $ 600,000 | $ 300,000 | $ 275,000 |
| Charlotte County Florida | 1 | $ 215,000 | $ 215,000 | $ 62,000 |
| Duval County Florida | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Escambia County Florida | 1 | $ 465,000 | $ 465,000 | $ 215,000 |
| Flagler County Florida | 1 | $ 285,000 | $ 285,000 | $ 440,000 |
| Lake County Florida | 1 | $ 305,000 | $ 305,000 | $ 107,000 |
| Leon County Florida | 1 | $ 365,000 | $ 365,000 | $ 235,000 |
| Martin County Florida | 1 | $ 735,000 | $ 735,000 | $ 336,000 |
| Pasco County Florida | 1 | $ 155,000 | $ 155,000 | $ 238,000 |
| Polk County Florida | 1 | $ 215,000 | $ 215,000 | $ 118,000 |
| Will County Illinois | 1 | $ 455,000 | $ 455,000 | $ 360,000 |
| Monroe County Indiana | 1 | $ 155,000 | $ 155,000 | $ 151,000 |
| Bourbon County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 135,000 |
| Boyd County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 750,000 |
| Bullitt County Kentucky | 1 | $ 435,000 | $ 435,000 | $ 128,000 |
| Clark County Kentucky | 1 | $ 495,000 | $ 495,000 | $ 345,000 |
| Greenup County Kentucky | 1 | $ 275,000 | $ 275,000 | $ 112,000 |
| Jessamine County Kentucky | 1 | $ 295,000 | $ 295,000 | $ 108,000 |
| Mason County Kentucky | 1 | $ 765,000 | $ 765,000 | $ 435,000 |
| Nelson County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 73,000 |
| Rowan County Kentucky | 1 | $ 325,000 | $ 325,000 | $ 89,000 |
| Warren County Kentucky | 1 | $ 265,000 | $ 265,000 | $ 55,000 |
| Baltimore County Maryland | 1 | $ 465,000 | $ 465,000 | $ 350,000 |
| Carroll County Maryland | 1 | $ 465,000 | $ 465,000 | $ 209,000 |
| Montgomery County Maryland | 1 | $ 575,000 | $ 575,000 | $ 342,000 |
| Alpena County Michigan | 1 | $ 125,000 | $ 125,000 | $ 145,000 |
| Calhoun County Michigan | 1 | $ 255,000 | $ 255,000 | $ 104,000 |
| Cheboygan County Michigan | 1 | $ 725,000 | $ 725,000 | $ 406,000 |
| Clare County Michigan | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Clinton County Michigan | 1 | $ 295,000 | $ 295,000 | $ 123,000 |
| Grand Traverse County Michigan | 1 | $ 125,000 | $ 125,000 | $ 102,000 |
| Hillsdale County Michigan | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Missaukee County Michigan | 1 | $ 195,000 | $ 195,000 | $ 173,000 |
| Roscommon County Michigan | 1 | $ 355,000 | $ 355,000 | $ 320,000 |
| Van Buren County Michigan | 1 | $ 325,000 | $ 325,000 | $ 333,000 |
| Queens County New York | 1 | $ 255,000 | $ 255,000 | $ 237,000 |
| Buncombe County North Carolina | 1 | $ 495,000 | $ 495,000 | $ 185,000 |
| Carteret County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 97,000 |
| Catawba County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 187,000 |
| Chowan County North Carolina | 1 | $ 515,000 | $ 515,000 | $ 374,000 |
| Mecklenburg County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 61,000 |
| Surry County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
| Adams County Ohio | 1 | $ 395,000 | $ 395,000 | $ 251,000 |
| Auglaize County Ohio | 1 | $ 515,000 | $ 515,000 | $ 160,000 |
| Hardin County Ohio | 1 | $ 325,000 | $ 325,000 | $ 118,000 |
| Hocking County Ohio | 1 | $ 105,000 | $ 105,000 | $ 91,000 |
| Ross County Ohio | 1 | $ 325,000 | $ 325,000 | $ 116,000 |
| Van Wert County Ohio | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| Washington County Ohio | 1 | $ 265,000 | $ 265,000 | $ 73,000 |
| Wyandot County Ohio | 1 | $ 345,000 | $ 345,000 | $ 207,000 |
| Clarion County Pennsylvania | 1 | $ 415,000 | $ 415,000 | $ 144,000 |
| Crawford County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 122,000 |
| Mercer County Pennsylvania | 1 | $ 355,000 | $ 355,000 | $ 74,000 |
| Dorchester County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 148,000 |
| Lexington County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 73,000 |
| Spartanburg County South Carolina | 1 | $ 355,000 | $ 355,000 | $ 85,000 |
| Campbell County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 624,000 |
| Rutherford County Tennessee | 1 | $ 465,000 | $ 465,000 | $ 84,000 |
| Williamson County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 80,000 |
| Albemarle County Virginia | 1 | $ 235,000 | $ 235,000 | $ 54,000 |
| Frederick County Virginia | 1 | $ 305,000 | $ 305,000 | $ 128,000 |
| Henrico County Virginia | 1 | $ 395,000 | $ 395,000 | $ 170,000 |
| Lancaster County Virginia | 1 | $ 495,000 | $ 495,000 | $ 120,000 |
| Portsmouth County Virginia | 1 | $ 515,000 | $ 515,000 | $ 390,000 |
| Monongalia County West Virginia | 1 | $ 495,000 | $ 495,000 | $ 390,000 |
| Pleasants County West Virginia | 1 | $ 295,000 | $ 295,000 | $ 130,000 |
| Wood County West Virginia | 1 | $ 415,000 | $ 415,000 | $ 107,000 |
Mortgage Loan Application Detail Totals for First Federal Savings And Loan Association Of Lakewood in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,762 | $712,090,000 | $257,000 | $1,605,000 | $131,000 | $1,844,000 |
| Refinancing | 2,289 | $539,855,000 | $235,000 | $1,505,000 | $146,000 | $1,603,000 |
| Cash-out Refinancing | 854 | $181,530,000 | $212,000 | $4,005,000 | $135,000 | $1,531,000 |
| Other Purpose | 117 | $14,985,000 | $128,000 | $515,000 | $165,000 | $1,021,000 |
| Home Improvement | 5 | $405,000 | $81,000 | $115,000 | $107,000 | $182,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,944 | $1,174,630,000 | $237,000 | $1,605,000 | $136,000 | $1,844,000 |
| Not Provided | 554 | $143,880,000 | $259,000 | $905,000 | $162,000 | $1,230,000 |
| Asian | 184 | $45,770,000 | $248,000 | $795,000 | $147,000 | $700,000 |
| Black or African American | 131 | $24,105,000 | $184,000 | $745,000 | $117,000 | $650,000 |
| Hispanic | 103 | $20,415,000 | $198,000 | $755,000 | $113,000 | $531,000 |
| Not applicable | 33 | $16,295,000 | $493,000 | $4,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 9 | $2,315,000 | $257,000 | $515,000 | $117,000 | $215,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $235,000 | $235,000 | $235,000 | $48,000 | $48,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,853 | $1,413,745,000 | $241,000 | $4,005,000 | $140,000 | $1,844,000 |
| FHA-insured (Federal Housing Administration) | 107 | $17,965,000 | $167,000 | $355,000 | $62,000 | $133,000 |
| VA-guaranteed (Veterans Administration) | 61 | $16,315,000 | $267,000 | $515,000 | $87,000 | $248,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $840,000 | $140,000 | $185,000 | $58,000 | $73,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,427 | $1,074,715,000 | $242,000 | $4,005,000 | $138,000 | $1,603,000 |
| Application Withdrawn By Applicant | 881 | $208,965,000 | $237,000 | $1,005,000 | $141,000 | $1,844,000 |
| Loan Purchased By The Institution | 320 | $77,450,000 | $242,000 | $695,000 | $129,000 | $624,000 |
| Application Denied By Financial Institution | 210 | $42,560,000 | $202,000 | $755,000 | $121,000 | $1,531,000 |
| File Closed For Incompleteness | 148 | $36,400,000 | $245,000 | $925,000 | $151,000 | $819,000 |
| Application Approved But Not Accepted | 41 | $8,775,000 | $214,000 | $515,000 | $130,000 | $650,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,817 | $1,406,305,000 | $241,000 | $4,005,000 | $139,000 | $1,844,000 |
| Collateral | 67 | $15,725,000 | $234,000 | $735,000 | $177,000 | $1,531,000 |
| Credit History | 53 | $9,775,000 | $184,000 | $755,000 | $124,000 | $1,230,000 |
| Debt-To-Income Ratio | 40 | $7,120,000 | $178,000 | $635,000 | $53,000 | $162,000 |
| Unverifiable Information | 20 | $4,420,000 | $221,000 | $645,000 | $85,000 | $550,000 |
| Other | 18 | $3,210,000 | $178,000 | $405,000 | $123,000 | $422,000 |
| Employment History | 10 | $1,630,000 | $163,000 | $375,000 | $60,000 | $285,000 |
| Credit Application Incomplete | 2 | $680,000 | $340,000 | $455,000 | $179,000 | $249,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Federal Savings And Loan Association Of Lakewood's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Federal Savings And Loan Association Of Lakewood's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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