First Federal Savings And Loan Association Of Lakewood
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
First Federal Savings And Loan Association Of Lakewood 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Federal Savings And Loan Association Of Lakewood 14806 Detroit Ave Lakewood, OH 44107 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,292 |
| Total Mortgage Loan Application Amount | $648,670,000 |
| Average Mortgage Loan Application Amount | $242,400 |
| Highest Mortgage Loan Application Amount | $10,375,000 |
| Average Applicant Income | $169,200 |
| Highest Applicant Income | $1,503,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with First Federal Savings And Loan Association Of Lakewood. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Federal Savings And Loan Association Of Lakewood's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down First Federal Savings And Loan Association Of Lakewood's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Federal Savings And Loan Association Of Lakewood serves its applicants.
Each category highlights the total number of mortgage applications processed by First Federal Savings And Loan Association Of Lakewood, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Federal Savings And Loan Association Of Lakewood's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cuyahoga County Ohio | 848 | $ 200,870,000 | $ 236,000 | $ 188,000 |
| Lorain County Ohio | 178 | $ 38,350,000 | $ 215,000 | $ 148,000 |
| Summit County Ohio | 133 | $ 34,255,000 | $ 257,000 | $ 155,000 |
| Lake County Ohio | 125 | $ 27,545,000 | $ 220,000 | $ 128,000 |
| Hamilton County Ohio | 98 | $ 29,230,000 | $ 298,000 | $ 196,000 |
| Medina County Ohio | 92 | $ 23,560,000 | $ 256,000 | $ 194,000 |
| Franklin County Ohio | 71 | $ 24,885,000 | $ 350,000 | $ 193,000 |
| Lucas County Ohio | 65 | $ 18,875,000 | $ 290,000 | $ 162,000 |
| Delaware County Ohio | 43 | $ 21,385,000 | $ 497,000 | $ 242,000 |
| Geauga County Ohio | 43 | $ 14,335,000 | $ 333,000 | $ 242,000 |
| Butler County Ohio | 31 | $ 6,385,000 | $ 205,000 | $ 251,000 |
| Portage County Ohio | 25 | $ 8,035,000 | $ 321,000 | $ 163,000 |
| Baltimore City County Maryland | 23 | $ 3,455,000 | $ 150,000 | $ 0 |
| Wood County Ohio | 23 | $ 7,505,000 | $ 326,000 | $ 154,000 |
| Wayne County Michigan | 21 | $ 3,155,000 | $ 150,000 | $ 245,000 |
| Licking County Ohio | 19 | $ 6,915,000 | $ 363,000 | $ 178,000 |
| Clermont County Ohio | 18 | $ 7,920,000 | $ 440,000 | $ 55,000 |
| Tuscarawas County Ohio | 18 | $ 2,270,000 | $ 126,000 | $ 77,000 |
| Montgomery County Ohio | 16 | $ 5,040,000 | $ 315,000 | $ 223,000 |
| Cook County Illinois | 14 | $ 7,900,000 | $ 564,000 | $ 263,000 |
| Stark County Ohio | 14 | $ 4,200,000 | $ 300,000 | $ 169,000 |
| Warren County Ohio | 14 | $ 5,110,000 | $ 365,000 | $ 315,000 |
| Fairfield County Ohio | 13 | $ 5,205,000 | $ 400,000 | $ 158,000 |
| Kenton County Kentucky | 11 | $ 2,305,000 | $ 209,000 | $ 531,000 |
| Campbell County Kentucky | 10 | $ 2,860,000 | $ 286,000 | $ 63,000 |
| Monroe County Michigan | 10 | $ 2,050,000 | $ 205,000 | $ 124,000 |
| Erie County Ohio | 10 | $ 1,880,000 | $ 188,000 | $ 118,000 |
| Wayne County Ohio | 10 | $ 2,470,000 | $ 247,000 | $ 102,000 |
| Allegheny County Pennsylvania | 9 | $ 2,735,000 | $ 303,000 | $ 270,000 |
| Lee County Florida | 8 | $ 3,340,000 | $ 417,000 | $ 282,000 |
| Macomb County Michigan | 8 | $ 660,000 | $ 82,000 | $ 183,000 |
| Washtenaw County Michigan | 8 | $ 3,630,000 | $ 453,000 | $ 218,000 |
| Huron County Ohio | 8 | $ 1,660,000 | $ 207,000 | $ 87,000 |
| Marion County Indiana | 7 | $ 1,695,000 | $ 242,000 | $ 260,000 |
| Ashtabula County Ohio | 7 | $ 715,000 | $ 102,000 | $ 71,000 |
| Ottawa County Ohio | 7 | $ 3,435,000 | $ 490,000 | $ 289,000 |
| Marion County Florida | 6 | $ 1,260,000 | $ 210,000 | $ 0 |
| Oakland County Michigan | 5 | $ 2,435,000 | $ 487,000 | $ 295,000 |
| Wake County North Carolina | 5 | $ 3,805,000 | $ 761,000 | $ 317,000 |
| Ashland County Ohio | 5 | $ 1,185,000 | $ 237,000 | $ 103,000 |
| Sandusky County Ohio | 5 | $ 2,025,000 | $ 405,000 | $ 147,000 |
| Sarasota County Florida | 4 | $ 1,060,000 | $ 265,000 | $ 0 |
| Boone County Indiana | 4 | $ 2,740,000 | $ 685,000 | $ 367,000 |
| Hamilton County Indiana | 4 | $ 3,160,000 | $ 790,000 | $ 299,000 |
| Jefferson County Kentucky | 4 | $ 2,020,000 | $ 505,000 | $ 336,000 |
| Henry County Ohio | 4 | $ 1,460,000 | $ 365,000 | $ 141,000 |
| Knox County Ohio | 4 | $ 2,300,000 | $ 575,000 | $ 259,000 |
| Perry County Ohio | 4 | $ 2,980,000 | $ 745,000 | $ 237,000 |
| Pickaway County Ohio | 4 | $ 5,730,000 | $ 1,432,000 | $ 126,000 |
| Trumbull County Ohio | 4 | $ 1,080,000 | $ 270,000 | $ 160,000 |
| Shelby County Tennessee | 4 | $ 370,000 | $ 92,000 | $ 0 |
| Flagler County Florida | 3 | $ 715,000 | $ 238,000 | $ 0 |
| Hillsborough County Florida | 3 | $ 1,635,000 | $ 545,000 | $ 212,000 |
| Pinellas County Florida | 3 | $ 925,000 | $ 308,000 | $ 0 |
| DuPage County Illinois | 3 | $ 2,145,000 | $ 715,000 | $ 331,000 |
| Delaware County Indiana | 3 | $ 255,000 | $ 85,000 | $ 0 |
| Henry County Indiana | 3 | $ 925,000 | $ 308,000 | $ 316,000 |
| Boone County Kentucky | 3 | $ 1,595,000 | $ 531,000 | $ 0 |
| Fulton County Ohio | 3 | $ 1,105,000 | $ 368,000 | $ 201,000 |
| Morrow County Ohio | 3 | $ 875,000 | $ 291,000 | $ 116,000 |
| Union County Ohio | 3 | $ 1,335,000 | $ 445,000 | $ 356,000 |
| Knox County Tennessee | 3 | $ 1,915,000 | $ 638,000 | $ 437,000 |
| Madison County Alabama | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Alachua County Florida | 2 | $ 690,000 | $ 345,000 | $ 205,000 |
| Brevard County Florida | 2 | $ 650,000 | $ 325,000 | $ 142,000 |
| Broward County Florida | 2 | $ 1,380,000 | $ 690,000 | $ 349,000 |
| Charlotte County Florida | 2 | $ 550,000 | $ 275,000 | $ 0 |
| St. Johns County Florida | 2 | $ 1,850,000 | $ 925,000 | $ 383,000 |
| Lake County Illinois | 2 | $ 2,150,000 | $ 1,075,000 | $ 436,000 |
| Peoria County Illinois | 2 | $ 660,000 | $ 330,000 | $ 362,000 |
| Allen County Indiana | 2 | $ 1,420,000 | $ 710,000 | $ 393,000 |
| Hendricks County Indiana | 2 | $ 410,000 | $ 205,000 | $ 265,000 |
| Vanderburgh County Indiana | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Warrick County Indiana | 2 | $ 580,000 | $ 290,000 | $ 68,000 |
| Nicholas County Kentucky | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Baltimore County Maryland | 2 | $ 970,000 | $ 485,000 | $ 245,000 |
| Hillsdale County Michigan | 2 | $ 740,000 | $ 370,000 | $ 238,000 |
| Ottawa County Michigan | 2 | $ 11,840,000 | $ 5,920,000 | $ 406,000 |
| Jackson County Mississippi | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Stanly County North Carolina | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Crawford County Ohio | 2 | $ 490,000 | $ 245,000 | $ 133,000 |
| Hancock County Ohio | 2 | $ 480,000 | $ 240,000 | $ 109,000 |
| Mahoning County Ohio | 2 | $ 480,000 | $ 240,000 | $ 120,000 |
| Richland County Ohio | 2 | $ 620,000 | $ 310,000 | $ 100,000 |
| York County Pennsylvania | 2 | $ 800,000 | $ 400,000 | $ 301,000 |
| Horry County South Carolina | 2 | $ 620,000 | $ 310,000 | $ 305,000 |
| Davidson County Tennessee | 2 | $ 390,000 | $ 195,000 | $ 98,000 |
| Albemarle County Virginia | 2 | $ 470,000 | $ 235,000 | $ 62,000 |
| Henrico County Virginia | 2 | $ 650,000 | $ 325,000 | $ 134,000 |
| Jefferson County Alabama | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Limestone County Alabama | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Shelby County Alabama | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Bay County Florida | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Clay County Florida | 1 | $ 315,000 | $ 315,000 | $ 68,000 |
| Collier County Florida | 1 | $ 865,000 | $ 865,000 | $ 1,136,000 |
| Highlands County Florida | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Lake County Florida | 1 | $ 695,000 | $ 695,000 | $ 364,000 |
| Manatee County Florida | 1 | $ 355,000 | $ 355,000 | $ 267,000 |
| Orange County Florida | 1 | $ 835,000 | $ 835,000 | $ 235,000 |
| Pasco County Florida | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Seminole County Florida | 1 | $ 1,105,000 | $ 1,105,000 | $ 494,000 |
| Adams County Illinois | 1 | $ 395,000 | $ 395,000 | $ 360,000 |
| Kane County Illinois | 1 | $ 1,145,000 | $ 1,145,000 | $ 0 |
| Madison County Illinois | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Sangamon County Illinois | 1 | $ 965,000 | $ 965,000 | $ 310,000 |
| Tazewell County Illinois | 1 | $ 305,000 | $ 305,000 | $ 144,000 |
| Will County Illinois | 1 | $ 405,000 | $ 405,000 | $ 308,000 |
| Floyd County Indiana | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Johnson County Indiana | 1 | $ 745,000 | $ 745,000 | $ 389,000 |
| Lake County Indiana | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Shelby County Indiana | 1 | $ 115,000 | $ 115,000 | $ 146,000 |
| Steuben County Indiana | 1 | $ 675,000 | $ 675,000 | $ 252,000 |
| Dickinson County Iowa | 1 | $ 415,000 | $ 415,000 | $ 420,000 |
| Scott County Iowa | 1 | $ 75,000 | $ 75,000 | $ 111,000 |
| Story County Iowa | 1 | $ 535,000 | $ 535,000 | $ 300,000 |
| Shawnee County Kansas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Bourbon County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Breathitt County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Lawrence County Kentucky | 1 | $ 425,000 | $ 425,000 | $ 525,000 |
| Mason County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Oldham County Kentucky | 1 | $ 745,000 | $ 745,000 | $ 480,000 |
| Perry County Kentucky | 1 | $ 455,000 | $ 455,000 | $ 420,000 |
| Warren County Kentucky | 1 | $ 595,000 | $ 595,000 | $ 250,000 |
| Wolfe County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Howard County Maryland | 1 | $ 865,000 | $ 865,000 | $ 478,000 |
| Montgomery County Maryland | 1 | $ 735,000 | $ 735,000 | $ 420,000 |
| Genesee County Michigan | 1 | $ 615,000 | $ 615,000 | $ 202,000 |
| Ingham County Michigan | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Lenawee County Michigan | 1 | $ 545,000 | $ 545,000 | $ 212,000 |
| Lamar County Mississippi | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Chatham County North Carolina | 1 | $ 965,000 | $ 965,000 | $ 425,000 |
| Cumberland County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 92,000 |
| Lenoir County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Mecklenburg County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 195,000 |
| New Hanover County North Carolina | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Clinton County Ohio | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Greene County Ohio | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Hocking County Ohio | 1 | $ 1,175,000 | $ 1,175,000 | $ 0 |
| Logan County Ohio | 1 | $ 55,000 | $ 55,000 | $ 190,000 |
| Madison County Ohio | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Miami County Ohio | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Noble County Ohio | 1 | $ 785,000 | $ 785,000 | $ 542,000 |
| Putnam County Ohio | 1 | $ 105,000 | $ 105,000 | $ 197,000 |
| Seneca County Ohio | 1 | $ 405,000 | $ 405,000 | $ 117,000 |
| Washington County Ohio | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Canadian County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Bradford County Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Chester County Pennsylvania | 1 | $ 405,000 | $ 405,000 | $ 139,000 |
| Delaware County Pennsylvania | 1 | $ 1,305,000 | $ 1,305,000 | $ 482,000 |
| Lancaster County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 70,000 |
| Lehigh County Pennsylvania | 1 | $ 625,000 | $ 625,000 | $ 270,000 |
| Mercer County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 315,000 |
| Montgomery County Pennsylvania | 1 | $ 595,000 | $ 595,000 | $ 250,000 |
| Montour County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 181,000 |
| Northumberland County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 69,000 |
| Charleston County South Carolina | 1 | $ 995,000 | $ 995,000 | $ 527,000 |
| Greenville County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 103,000 |
| Greenwood County South Carolina | 1 | $ 575,000 | $ 575,000 | $ 464,000 |
| Orangeburg County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 122,000 |
| York County South Carolina | 1 | $ 535,000 | $ 535,000 | $ 137,000 |
| Dickson County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 180,000 |
| Hamilton County Tennessee | 1 | $ 535,000 | $ 535,000 | $ 330,000 |
| Morgan County Utah | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Loudoun County Virginia | 1 | $ 525,000 | $ 525,000 | $ 121,000 |
| Spokane County Washington | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Mason County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 382,000 |
| Brown County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Ozaukee County Wisconsin | 1 | $ 365,000 | $ 365,000 | $ 129,000 |
Mortgage Loan Application Detail Totals for First Federal Savings And Loan Association Of Lakewood in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,570 | $538,920,000 | $343,000 | $4,615,000 | $192,000 | $1,503,000 |
| Other Purpose | 334 | $36,220,000 | $108,000 | $935,000 | $176,000 | $1,247,000 |
| Home Improvement | 185 | $18,875,000 | $102,000 | $605,000 | $162,000 | $670,000 |
| Cash-out Refinancing | 150 | $30,430,000 | $202,000 | $2,505,000 | $180,000 | $1,247,000 |
| Refinancing | 53 | $24,225,000 | $457,000 | $10,375,000 | $136,000 | $372,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,370 | $373,450,000 | $272,000 | $1,615,000 | $173,000 | $1,503,000 |
| Not Provided | 380 | $95,870,000 | $252,000 | $1,495,000 | $211,000 | $1,247,000 |
| Not applicable | 320 | $112,550,000 | $351,000 | $10,375,000 | $0 | $0 |
| Black or African American | 73 | $14,835,000 | $203,000 | $1,195,000 | $127,000 | $315,000 |
| Asian | 69 | $23,875,000 | $346,000 | $1,205,000 | $303,000 | $1,247,000 |
| Hispanic | 48 | $14,800,000 | $308,000 | $1,565,000 | $169,000 | $1,046,000 |
| American Indian or Alaskan Native | 6 | $1,250,000 | $208,000 | $505,000 | $196,000 | $486,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $275,000 | $275,000 | $275,000 | $86,000 | $86,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,237 | $634,455,000 | $283,000 | $10,375,000 | $187,000 | $1,503,000 |
| FHA-insured (Federal Housing Administration) | 42 | $10,380,000 | $247,000 | $425,000 | $103,000 | $215,000 |
| VA-guaranteed (Veterans Administration) | 12 | $3,700,000 | $308,000 | $675,000 | $113,000 | $252,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $135,000 | $135,000 | $135,000 | $58,000 | $58,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,538 | $477,990,000 | $310,000 | $10,375,000 | $195,000 | $1,503,000 |
| Application Withdrawn By Applicant | 279 | $74,295,000 | $266,000 | $1,645,000 | $173,000 | $994,000 |
| Loan Purchased By The Institution | 273 | $67,765,000 | $248,000 | $1,145,000 | $0 | $0 |
| Application Denied By Financial Institution | 136 | $16,040,000 | $117,000 | $1,195,000 | $96,000 | $539,000 |
| File Closed For Incompleteness | 37 | $8,115,000 | $219,000 | $845,000 | $189,000 | $667,000 |
| Application Approved But Not Accepted | 29 | $4,465,000 | $153,000 | $1,025,000 | $175,000 | $679,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,156 | $632,630,000 | $293,000 | $10,375,000 | $191,000 | $1,503,000 |
| Credit History | 50 | $4,290,000 | $85,000 | $355,000 | $98,000 | $539,000 |
| Debt-To-Income Ratio | 44 | $5,410,000 | $122,000 | $505,000 | $90,000 | $224,000 |
| Other | 17 | $3,055,000 | $179,000 | $1,195,000 | $104,000 | $270,000 |
| Unverifiable Information | 11 | $1,795,000 | $163,000 | $855,000 | $88,000 | $175,000 |
| Collateral | 10 | $880,000 | $88,000 | $175,000 | $96,000 | $266,000 |
| Credit Application Incomplete | 2 | $250,000 | $125,000 | $155,000 | $199,000 | $248,000 |
| Employment History | 1 | $205,000 | $205,000 | $205,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $155,000 | $155,000 | $155,000 | $40,000 | $40,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Federal Savings And Loan Association Of Lakewood's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Federal Savings And Loan Association Of Lakewood's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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