First Federal Svg Bank Boston
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
First Federal Svg Bank Boston 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Federal Svg Bank Boston 100 Brickstone Square Andover, MA 01810 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,206 |
| Total Mortgage Loan Application Amount | $560,052,000 |
| Average Mortgage Loan Application Amount | $260,000 |
| Highest Mortgage Loan Application Amount | $1,482,000 |
| Average Applicant Income | $102,666 |
| Highest Applicant Income | $2,492,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with First Federal Svg Bank Boston. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Federal Svg Bank Boston's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down First Federal Svg Bank Boston's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Federal Svg Bank Boston serves its applicants.
Each category highlights the total number of mortgage applications processed by First Federal Svg Bank Boston, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Federal Svg Bank Boston's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bristol County Massachusetts | 585 | $ 127,260,000 | $ 217,000 | $ 75,000 |
| Middlesex County Massachusetts | 304 | $ 88,851,000 | $ 292,000 | $ 108,000 |
| Essex County Massachusetts | 248 | $ 67,053,000 | $ 270,000 | $ 91,000 |
| Worcester County Massachusetts | 180 | $ 37,151,000 | $ 206,000 | $ 91,000 |
| Plymouth County Massachusetts | 173 | $ 48,092,000 | $ 277,000 | $ 98,000 |
| Norfolk County Massachusetts | 123 | $ 41,028,000 | $ 333,000 | $ 108,000 |
| Rockingham County New Hampshire | 87 | $ 20,827,000 | $ 239,000 | $ 101,000 |
| Suffolk County Massachusetts | 80 | $ 27,431,000 | $ 342,000 | $ 125,000 |
| Hillsborough County New Hampshire | 66 | $ 14,631,000 | $ 221,000 | $ 93,000 |
| Hampden County Massachusetts | 61 | $ 10,500,000 | $ 172,000 | $ 63,000 |
| Suffolk County New York | 36 | $ 11,651,000 | $ 323,000 | $ 162,000 |
| Newport County Rhode Island | 25 | $ 6,512,000 | $ 260,000 | $ 96,000 |
| Barnstable County Massachusetts | 23 | $ 6,617,000 | $ 287,000 | $ 151,000 |
| Providence County Rhode Island | 23 | $ 4,479,000 | $ 194,000 | $ 85,000 |
| Nassau County New York | 19 | $ 6,646,000 | $ 349,000 | $ 206,000 |
| Hampshire County Massachusetts | 14 | $ 2,790,000 | $ 199,000 | $ 88,000 |
| Cheshire County New Hampshire | 12 | $ 2,232,000 | $ 186,000 | $ 53,000 |
| Merrimack County New Hampshire | 9 | $ 1,902,000 | $ 211,000 | $ 100,000 |
| Hartford County Connecticut | 8 | $ 1,264,000 | $ 158,000 | $ 52,000 |
| Carroll County New Hampshire | 8 | $ 1,354,000 | $ 169,000 | $ 117,000 |
| Cumberland County Maine | 7 | $ 1,964,000 | $ 280,000 | $ 154,000 |
| Washington County Rhode Island | 7 | $ 2,468,000 | $ 352,000 | $ 136,000 |
| Belknap County New Hampshire | 6 | $ 968,000 | $ 161,000 | $ 146,000 |
| New Haven County Connecticut | 5 | $ 1,406,000 | $ 281,000 | $ 131,000 |
| Sarasota County Florida | 5 | $ 790,000 | $ 158,000 | $ 110,000 |
| Saratoga County New York | 5 | $ 1,186,000 | $ 237,000 | $ 79,000 |
| Fairfield County Connecticut | 4 | $ 1,982,000 | $ 495,000 | $ 192,000 |
| Middlesex County Connecticut | 4 | $ 884,000 | $ 221,000 | $ 95,000 |
| Windham County Connecticut | 4 | $ 621,000 | $ 155,000 | $ 59,000 |
| Broward County Florida | 4 | $ 640,000 | $ 160,000 | $ 146,000 |
| Collier County Florida | 4 | $ 974,000 | $ 243,000 | $ 114,000 |
| Strafford County New Hampshire | 4 | $ 658,000 | $ 164,000 | $ 98,000 |
| Bristol County Rhode Island | 4 | $ 979,000 | $ 244,000 | $ 93,000 |
| Tolland County Connecticut | 3 | $ 661,000 | $ 220,000 | $ 72,000 |
| Franklin County Massachusetts | 3 | $ 738,000 | $ 246,000 | $ 69,000 |
| Grafton County New Hampshire | 3 | $ 366,000 | $ 122,000 | $ 64,000 |
| Rutland County Vermont | 3 | $ 712,000 | $ 237,000 | $ 102,000 |
| Hillsborough County Florida | 2 | $ 865,000 | $ 432,000 | $ 242,000 |
| Orange County Florida | 2 | $ 627,000 | $ 313,000 | $ 198,000 |
| Pinellas County Florida | 2 | $ 447,000 | $ 223,000 | $ 183,000 |
| York County Maine | 2 | $ 1,184,000 | $ 592,000 | $ 297,000 |
| Dukes County Massachusetts | 2 | $ 676,000 | $ 338,000 | $ 46,000 |
| Essex County New York | 2 | $ 1,220,000 | $ 610,000 | $ 1,284,000 |
| Orange County New York | 2 | $ 530,000 | $ 265,000 | $ 133,000 |
| Kent County Rhode Island | 2 | $ 491,000 | $ 245,000 | $ 147,000 |
| Charlotte County Florida | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Clay County Florida | 1 | $ 215,000 | $ 215,000 | $ 49,000 |
| Lake County Florida | 1 | $ 220,000 | $ 220,000 | $ 140,000 |
| Lee County Florida | 1 | $ 117,000 | $ 117,000 | $ 84,000 |
| Monroe County Florida | 1 | $ 417,000 | $ 417,000 | $ 74,000 |
| Palm Beach County Florida | 1 | $ 616,000 | $ 616,000 | $ 200,000 |
| Polk County Florida | 1 | $ 170,000 | $ 170,000 | $ 68,000 |
| Santa Rosa County Florida | 1 | $ 114,000 | $ 114,000 | $ 76,000 |
| Volusia County Florida | 1 | $ 268,000 | $ 268,000 | $ 169,000 |
| Hamilton County Indiana | 1 | $ 216,000 | $ 216,000 | $ 77,000 |
| Oxford County Maine | 1 | $ 178,000 | $ 178,000 | $ 115,000 |
| Penobscot County Maine | 1 | $ 100,000 | $ 100,000 | $ 22,000 |
| Berkshire County Massachusetts | 1 | $ 168,000 | $ 168,000 | $ 84,000 |
| Sullivan County New Hampshire | 1 | $ 229,000 | $ 229,000 | $ 459,000 |
| Bergen County New Jersey | 1 | $ 220,000 | $ 220,000 | $ 38,000 |
| Middlesex County New Jersey | 1 | $ 168,000 | $ 168,000 | $ 68,000 |
| Monmouth County New Jersey | 1 | $ 313,000 | $ 313,000 | $ 91,000 |
| Morris County New Jersey | 1 | $ 172,000 | $ 172,000 | $ 62,000 |
| Ocean County New Jersey | 1 | $ 102,000 | $ 102,000 | $ 74,000 |
| Bronx County New York | 1 | $ 314,000 | $ 314,000 | $ 150,000 |
| Dutchess County New York | 1 | $ 197,000 | $ 197,000 | $ 181,000 |
| Kings County New York | 1 | $ 502,000 | $ 502,000 | $ 0 |
| New York County New York | 1 | $ 1,069,000 | $ 1,069,000 | $ 501,000 |
| Queens County New York | 1 | $ 13,000 | $ 13,000 | $ 74,000 |
| Richmond County New York | 1 | $ 432,000 | $ 432,000 | $ 114,000 |
| Warren County New York | 1 | $ 132,000 | $ 132,000 | $ 61,000 |
| Mecklenburg County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 140,000 |
| Wake County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 94,000 |
| Davidson County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 63,000 |
| Windham County Vermont | 1 | $ 160,000 | $ 160,000 | $ 137,000 |
| Snohomish County Washington | 1 | $ 302,000 | $ 302,000 | $ 153,000 |
Mortgage Loan Application Detail Totals for First Federal Svg Bank Boston in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,212 | $307,165,000 | $253,000 | $1,482,000 | $93,000 | $1,104,000 |
| Refinancing | 745 | $182,608,000 | $245,000 | $1,069,000 | $96,000 | $1,600,000 |
| Home Improvement | 249 | $70,279,000 | $282,000 | $1,000,000 | $119,000 | $2,492,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,757 | $447,457,000 | $254,000 | $1,482,000 | $101,000 | $2,492,000 |
| Hispanic | 136 | $33,828,000 | $248,000 | $770,000 | $67,000 | $252,000 |
| Asian | 134 | $34,386,000 | $256,000 | $1,069,000 | $88,000 | $501,000 |
| Not Provided | 115 | $27,179,000 | $236,000 | $510,000 | $80,000 | $252,000 |
| Black or African American | 60 | $16,396,000 | $273,000 | $517,000 | $84,000 | $243,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $312,000 | $156,000 | $181,000 | $64,000 | $83,000 |
| American Indian or Alaskan Native | 2 | $494,000 | $247,000 | $265,000 | $57,000 | $70,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,586 | $403,229,000 | $254,000 | $1,482,000 | $109,000 | $2,492,000 |
| FHA-insured (Federal Housing Administration) | 498 | $122,838,000 | $246,000 | $594,000 | $65,000 | $286,000 |
| VA-guaranteed (Veterans Administration) | 103 | $29,495,000 | $286,000 | $879,000 | $75,000 | $351,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 19 | $4,490,000 | $236,000 | $417,000 | $64,000 | $105,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,677 | $421,452,000 | $251,000 | $1,482,000 | $96,000 | $2,492,000 |
| Application Denied By Financial Institution | 200 | $49,680,000 | $248,000 | $1,069,000 | $85,000 | $675,000 |
| Application Withdrawn By Applicant | 181 | $48,109,000 | $265,000 | $1,000,000 | $116,000 | $1,600,000 |
| File Closed For Incompleteness | 90 | $24,624,000 | $273,000 | $817,000 | $101,000 | $351,000 |
| Application Approved But Not Accepted | 58 | $16,187,000 | $279,000 | $850,000 | $97,000 | $341,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 84 | $21,871,000 | $260,000 | $923,000 | $63,000 | $328,000 |
| Collateral | 47 | $11,489,000 | $244,000 | $1,069,000 | $125,000 | $675,000 |
| Credit History | 32 | $7,953,000 | $248,000 | $408,000 | $83,000 | $173,000 |
| Other | 22 | $4,996,000 | $227,000 | $377,000 | $94,000 | $360,000 |
| Credit Application Incomplete | 10 | $2,356,000 | $235,000 | $570,000 | $99,000 | $265,000 |
| Employment History | 3 | $624,000 | $208,000 | $309,000 | $50,000 | $63,000 |
| Unverifiable Information | 2 | $391,000 | $195,000 | $215,000 | $24,000 | $49,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Federal Svg Bank Boston's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Federal Svg Bank Boston's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.