First Financial Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
First Financial Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Financial Bank 255 East Fifth Street Suite 900 Cincinnati, OH 45202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 12,553 |
| Total Mortgage Loan Application Amount | $1,875,865,000 |
| Average Mortgage Loan Application Amount | $149,200 |
| Highest Mortgage Loan Application Amount | $20,005,000 |
| Average Applicant Income | $109,000 |
| Highest Applicant Income | $4,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with First Financial Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Financial Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down First Financial Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Financial Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Financial Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Financial Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hamilton County Ohio | 1,323 | $ 179,045,000 | $ 135,000 | $ 113,000 |
| Franklin County Ohio | 1,018 | $ 253,680,000 | $ 249,000 | $ 145,000 |
| Butler County Ohio | 876 | $ 82,910,000 | $ 94,000 | $ 104,000 |
| Lake County Indiana | 668 | $ 63,030,000 | $ 94,000 | $ 98,000 |
| Jefferson County Kentucky | 585 | $ 140,335,000 | $ 239,000 | $ 145,000 |
| Warren County Ohio | 419 | $ 64,825,000 | $ 154,000 | $ 146,000 |
| Marion County Indiana | 406 | $ 59,480,000 | $ 146,000 | $ 127,000 |
| Bartholomew County Indiana | 380 | $ 52,750,000 | $ 138,000 | $ 110,000 |
| Montgomery County Ohio | 375 | $ 61,455,000 | $ 163,000 | $ 105,000 |
| Jefferson County Indiana | 275 | $ 22,135,000 | $ 80,000 | $ 68,000 |
| Wayne County Indiana | 267 | $ 21,505,000 | $ 80,000 | $ 53,000 |
| Dearborn County Indiana | 246 | $ 24,290,000 | $ 98,000 | $ 94,000 |
| Franklin County Indiana | 236 | $ 26,420,000 | $ 111,000 | $ 87,000 |
| Johnson County Indiana | 228 | $ 26,000,000 | $ 114,000 | $ 102,000 |
| Hamilton County Indiana | 214 | $ 38,180,000 | $ 178,000 | $ 188,000 |
| Floyd County Indiana | 173 | $ 21,875,000 | $ 126,000 | $ 106,000 |
| Shelby County Indiana | 173 | $ 17,515,000 | $ 101,000 | $ 83,000 |
| Decatur County Indiana | 162 | $ 14,090,000 | $ 86,000 | $ 75,000 |
| Ripley County Indiana | 162 | $ 19,100,000 | $ 117,000 | $ 86,000 |
| Kenton County Kentucky | 152 | $ 22,890,000 | $ 150,000 | $ 92,000 |
| Boone County Kentucky | 140 | $ 14,440,000 | $ 103,000 | $ 107,000 |
| Clermont County Ohio | 140 | $ 17,440,000 | $ 124,000 | $ 127,000 |
| Miami County Ohio | 140 | $ 21,820,000 | $ 155,000 | $ 80,000 |
| Delaware County Ohio | 135 | $ 41,265,000 | $ 305,000 | $ 202,000 |
| Jennings County Indiana | 125 | $ 8,385,000 | $ 67,000 | $ 66,000 |
| Rush County Indiana | 125 | $ 8,955,000 | $ 71,000 | $ 74,000 |
| Jackson County Indiana | 122 | $ 10,460,000 | $ 85,000 | $ 85,000 |
| Clark County Indiana | 113 | $ 12,765,000 | $ 112,000 | $ 86,000 |
| Fayette County Indiana | 108 | $ 7,200,000 | $ 66,000 | $ 82,000 |
| Jay County Indiana | 107 | $ 8,035,000 | $ 75,000 | $ 59,000 |
| Kankakee County Illinois | 104 | $ 8,340,000 | $ 80,000 | $ 63,000 |
| Mercer County Ohio | 104 | $ 9,310,000 | $ 89,000 | $ 70,000 |
| Monroe County Indiana | 103 | $ 23,185,000 | $ 225,000 | $ 176,000 |
| Switzerland County Indiana | 98 | $ 8,120,000 | $ 82,000 | $ 77,000 |
| Greene County Ohio | 93 | $ 19,905,000 | $ 214,000 | $ 153,000 |
| Campbell County Kentucky | 83 | $ 19,905,000 | $ 239,000 | $ 124,000 |
| Anderson County Kentucky | 74 | $ 7,250,000 | $ 97,000 | $ 90,000 |
| Hendricks County Indiana | 73 | $ 8,485,000 | $ 116,000 | $ 122,000 |
| Porter County Indiana | 73 | $ 11,535,000 | $ 158,000 | $ 110,000 |
| Van Wert County Ohio | 73 | $ 5,105,000 | $ 69,000 | $ 62,000 |
| Mercer County Kentucky | 72 | $ 6,140,000 | $ 85,000 | $ 79,000 |
| Montgomery County Indiana | 71 | $ 5,475,000 | $ 77,000 | $ 86,000 |
| Carroll County Indiana | 70 | $ 4,960,000 | $ 70,000 | $ 71,000 |
| Henry County Indiana | 69 | $ 3,665,000 | $ 53,000 | $ 70,000 |
| Preble County Ohio | 65 | $ 5,995,000 | $ 92,000 | $ 79,000 |
| Madison County Indiana | 60 | $ 3,400,000 | $ 56,000 | $ 70,000 |
| Oldham County Kentucky | 59 | $ 19,985,000 | $ 338,000 | $ 239,000 |
| Greene County Indiana | 58 | $ 3,000,000 | $ 51,000 | $ 69,000 |
| Randolph County Indiana | 54 | $ 2,620,000 | $ 48,000 | $ 62,000 |
| Warren County Indiana | 52 | $ 3,890,000 | $ 74,000 | $ 70,000 |
| Shelby County Kentucky | 47 | $ 8,295,000 | $ 176,000 | $ 96,000 |
| Boone County Indiana | 44 | $ 13,360,000 | $ 303,000 | $ 240,000 |
| Clinton County Ohio | 44 | $ 3,950,000 | $ 89,000 | $ 76,000 |
| Fairfield County Ohio | 43 | $ 9,005,000 | $ 209,000 | $ 138,000 |
| Ohio County Indiana | 42 | $ 3,850,000 | $ 91,000 | $ 69,000 |
| Hancock County Indiana | 41 | $ 4,715,000 | $ 115,000 | $ 103,000 |
| Tippecanoe County Indiana | 40 | $ 6,370,000 | $ 159,000 | $ 85,000 |
| Cook County Illinois | 39 | $ 16,895,000 | $ 433,000 | $ 159,000 |
| Licking County Ohio | 39 | $ 25,235,000 | $ 647,000 | $ 160,000 |
| Iroquois County Illinois | 37 | $ 1,705,000 | $ 46,000 | $ 61,000 |
| Sandusky County Ohio | 33 | $ 1,615,000 | $ 48,000 | $ 49,000 |
| Clinton County Indiana | 32 | $ 2,130,000 | $ 66,000 | $ 64,000 |
| Darke County Ohio | 32 | $ 1,730,000 | $ 54,000 | $ 62,000 |
| Franklin County Kentucky | 31 | $ 3,135,000 | $ 101,000 | $ 85,000 |
| Union County Ohio | 31 | $ 11,425,000 | $ 368,000 | $ 271,000 |
| Auglaize County Ohio | 30 | $ 2,490,000 | $ 83,000 | $ 67,000 |
| Brown County Indiana | 29 | $ 5,055,000 | $ 174,000 | $ 117,000 |
| Harrison County Indiana | 28 | $ 3,160,000 | $ 112,000 | $ 83,000 |
| Newton County Indiana | 27 | $ 3,995,000 | $ 147,000 | $ 49,000 |
| Allen County Ohio | 25 | $ 1,735,000 | $ 69,000 | $ 63,000 |
| Delaware County Indiana | 24 | $ 2,750,000 | $ 114,000 | $ 61,000 |
| Fountain County Indiana | 24 | $ 1,720,000 | $ 71,000 | $ 90,000 |
| Vermilion County Illinois | 23 | $ 1,025,000 | $ 44,000 | $ 64,000 |
| Fulton County Indiana | 21 | $ 1,705,000 | $ 81,000 | $ 64,000 |
| Morgan County Indiana | 20 | $ 2,250,000 | $ 112,000 | $ 123,000 |
| Paulding County Ohio | 20 | $ 1,290,000 | $ 64,000 | $ 68,000 |
| Blackford County Indiana | 15 | $ 795,000 | $ 53,000 | $ 53,000 |
| Brown County Ohio | 15 | $ 1,425,000 | $ 95,000 | $ 130,000 |
| Madison County Ohio | 15 | $ 5,265,000 | $ 351,000 | $ 176,000 |
| Scott County Indiana | 14 | $ 1,750,000 | $ 125,000 | $ 79,000 |
| Union County Indiana | 14 | $ 830,000 | $ 59,000 | $ 50,000 |
| Washington County Indiana | 14 | $ 1,560,000 | $ 111,000 | $ 66,000 |
| Bullitt County Kentucky | 14 | $ 2,090,000 | $ 149,000 | $ 109,000 |
| Highland County Ohio | 14 | $ 800,000 | $ 57,000 | $ 50,000 |
| Wabash County Indiana | 13 | $ 935,000 | $ 71,000 | $ 56,000 |
| Clark County Ohio | 13 | $ 1,395,000 | $ 107,000 | $ 75,000 |
| Trimble County Kentucky | 11 | $ 1,535,000 | $ 139,000 | $ 91,000 |
| Allen County Indiana | 10 | $ 19,530,000 | $ 1,953,000 | $ 103,000 |
| Carroll County Kentucky | 10 | $ 710,000 | $ 71,000 | $ 108,000 |
| Spencer County Kentucky | 10 | $ 1,240,000 | $ 124,000 | $ 79,000 |
| Summit County Ohio | 10 | $ 3,640,000 | $ 364,000 | $ 188,000 |
| Will County Illinois | 9 | $ 915,000 | $ 101,000 | $ 120,000 |
| Crawford County Indiana | 9 | $ 525,000 | $ 58,000 | $ 76,000 |
| Pickaway County Ohio | 9 | $ 2,115,000 | $ 235,000 | $ 113,000 |
| Benton County Indiana | 8 | $ 330,000 | $ 41,000 | $ 65,000 |
| Jasper County Indiana | 8 | $ 580,000 | $ 72,000 | $ 49,000 |
| Kosciusko County Indiana | 8 | $ 410,000 | $ 51,000 | $ 62,000 |
| Vigo County Indiana | 8 | $ 880,000 | $ 110,000 | $ 102,000 |
| Fayette County Kentucky | 8 | $ 3,200,000 | $ 400,000 | $ 242,000 |
| Sullivan County Indiana | 7 | $ 535,000 | $ 76,000 | $ 85,000 |
| Champaign County Ohio | 7 | $ 735,000 | $ 105,000 | $ 86,000 |
| Geauga County Ohio | 7 | $ 3,405,000 | $ 486,000 | $ 428,000 |
| Collier County Florida | 6 | $ 3,150,000 | $ 525,000 | $ 317,000 |
| White County Indiana | 6 | $ 740,000 | $ 123,000 | $ 132,000 |
| Cuyahoga County Ohio | 6 | $ 7,110,000 | $ 1,185,000 | $ 87,000 |
| Adams County Indiana | 5 | $ 185,000 | $ 37,000 | $ 67,000 |
| Clay County Indiana | 5 | $ 465,000 | $ 93,000 | $ 56,000 |
| LaPorte County Indiana | 5 | $ 10,365,000 | $ 2,073,000 | $ 122,000 |
| Orange County Indiana | 5 | $ 255,000 | $ 51,000 | $ 98,000 |
| Defiance County Ohio | 5 | $ 225,000 | $ 45,000 | $ 54,000 |
| Knox County Ohio | 5 | $ 565,000 | $ 113,000 | $ 75,000 |
| Lorain County Ohio | 5 | $ 3,735,000 | $ 747,000 | $ 134,000 |
| Williams County Ohio | 5 | $ 255,000 | $ 51,000 | $ 44,000 |
| Manatee County Florida | 4 | $ 2,970,000 | $ 742,000 | $ 369,000 |
| Howard County Indiana | 4 | $ 360,000 | $ 90,000 | $ 95,000 |
| Parke County Indiana | 4 | $ 180,000 | $ 45,000 | $ 103,000 |
| Steuben County Indiana | 4 | $ 370,000 | $ 92,000 | $ 60,000 |
| Boyle County Kentucky | 4 | $ 620,000 | $ 155,000 | $ 113,000 |
| Grant County Kentucky | 4 | $ 120,000 | $ 30,000 | $ 77,000 |
| Jessamine County Kentucky | 4 | $ 360,000 | $ 90,000 | $ 96,000 |
| Fayette County Ohio | 4 | $ 580,000 | $ 145,000 | $ 104,000 |
| Maricopa County Arizona | 3 | $ 455,000 | $ 151,000 | $ 103,000 |
| Lee County Florida | 3 | $ 805,000 | $ 268,000 | $ 159,000 |
| Pinellas County Florida | 3 | $ 1,005,000 | $ 335,000 | $ 237,000 |
| Sarasota County Florida | 3 | $ 1,375,000 | $ 458,000 | $ 345,000 |
| DuPage County Illinois | 3 | $ 2,955,000 | $ 985,000 | $ 301,000 |
| Daviess County Indiana | 3 | $ 105,000 | $ 35,000 | $ 97,000 |
| Grant County Indiana | 3 | $ 215,000 | $ 71,000 | $ 82,000 |
| Huntington County Indiana | 3 | $ 165,000 | $ 55,000 | $ 42,000 |
| Knox County Indiana | 3 | $ 115,000 | $ 38,000 | $ 82,000 |
| Lawrence County Indiana | 3 | $ 255,000 | $ 85,000 | $ 89,000 |
| Miami County Indiana | 3 | $ 195,000 | $ 65,000 | $ 86,000 |
| Wells County Indiana | 3 | $ 105,000 | $ 35,000 | $ 90,000 |
| Butler County Kentucky | 3 | $ 145,000 | $ 48,000 | $ 125,000 |
| Lincoln County Kentucky | 3 | $ 135,000 | $ 45,000 | $ 61,000 |
| Pulaski County Kentucky | 3 | $ 255,000 | $ 85,000 | $ 159,000 |
| Warren County Kentucky | 3 | $ 425,000 | $ 141,000 | $ 62,000 |
| Woodford County Kentucky | 3 | $ 85,000 | $ 28,000 | $ 33,000 |
| Kalamazoo County Michigan | 3 | $ 215,000 | $ 71,000 | $ 85,000 |
| Oakland County Michigan | 3 | $ 445,000 | $ 148,000 | $ 42,000 |
| Columbiana County Ohio | 3 | $ 125,000 | $ 41,000 | $ 32,000 |
| Hocking County Ohio | 3 | $ 355,000 | $ 118,000 | $ 69,000 |
| Lake County Ohio | 3 | $ 365,000 | $ 121,000 | $ 87,000 |
| Logan County Ohio | 3 | $ 515,000 | $ 171,000 | $ 128,000 |
| Marion County Ohio | 3 | $ 135,000 | $ 45,000 | $ 111,000 |
| Morrow County Ohio | 3 | $ 1,625,000 | $ 541,000 | $ 88,000 |
| Ottawa County Ohio | 3 | $ 235,000 | $ 78,000 | $ 126,000 |
| Richland County Ohio | 3 | $ 535,000 | $ 178,000 | $ 112,000 |
| Seneca County Ohio | 3 | $ 195,000 | $ 65,000 | $ 41,000 |
| Campbell County Tennessee | 3 | $ 805,000 | $ 268,000 | $ 293,000 |
| Charlotte County Florida | 2 | $ 420,000 | $ 210,000 | $ 287,000 |
| Hillsborough County Florida | 2 | $ 770,000 | $ 385,000 | $ 203,000 |
| Fulton County Georgia | 2 | $ 20,010,000 | $ 10,005,000 | $ 10,000 |
| Lake County Illinois | 2 | $ 620,000 | $ 310,000 | $ 235,000 |
| McLean County Illinois | 2 | $ 250,000 | $ 125,000 | $ 58,000 |
| Wabash County Illinois | 2 | $ 70,000 | $ 35,000 | $ 64,000 |
| DeKalb County Indiana | 2 | $ 320,000 | $ 160,000 | $ 1,272,000 |
| Putnam County Indiana | 2 | $ 410,000 | $ 205,000 | $ 147,000 |
| Tipton County Indiana | 2 | $ 250,000 | $ 125,000 | $ 77,000 |
| Vanderburgh County Indiana | 2 | $ 10,420,000 | $ 5,210,000 | $ 156,000 |
| Whitley County Indiana | 2 | $ 650,000 | $ 325,000 | $ 163,000 |
| Floyd County Iowa | 2 | $ 10,000 | $ 5,000 | $ 12,000 |
| Christian County Kentucky | 2 | $ 30,000 | $ 15,000 | $ 86,000 |
| Greenup County Kentucky | 2 | $ 400,000 | $ 200,000 | $ 134,000 |
| Nelson County Kentucky | 2 | $ 270,000 | $ 135,000 | $ 83,000 |
| Pendleton County Kentucky | 2 | $ 180,000 | $ 90,000 | $ 102,000 |
| Scott County Kentucky | 2 | $ 510,000 | $ 255,000 | $ 284,000 |
| Wayne County Kentucky | 2 | $ 50,000 | $ 25,000 | $ 38,000 |
| Van Buren County Michigan | 2 | $ 50,000 | $ 25,000 | $ 0 |
| Dare County North Carolina | 2 | $ 990,000 | $ 495,000 | $ 0 |
| Adams County Ohio | 2 | $ 210,000 | $ 105,000 | $ 65,000 |
| Lucas County Ohio | 2 | $ 210,000 | $ 105,000 | $ 120,000 |
| Mahoning County Ohio | 2 | $ 80,000 | $ 40,000 | $ 67,000 |
| Muskingum County Ohio | 2 | $ 1,530,000 | $ 765,000 | $ 88,000 |
| Perry County Ohio | 2 | $ 1,320,000 | $ 660,000 | $ 64,000 |
| Shelby County Ohio | 2 | $ 120,000 | $ 60,000 | $ 55,000 |
| Charleston County South Carolina | 2 | $ 1,030,000 | $ 515,000 | $ 570,000 |
| Jefferson County Alabama | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Pima County Arizona | 1 | $ 45,000 | $ 45,000 | $ 61,000 |
| Los Angeles County California | 1 | $ 185,000 | $ 185,000 | $ 29,000 |
| Orange County California | 1 | $ 5,000 | $ 5,000 | $ 14,000 |
| Solano County California | 1 | $ 5,000 | $ 5,000 | $ 54,000 |
| Adams County Colorado | 1 | $ 5,000 | $ 5,000 | $ 34,000 |
| Arapahoe County Colorado | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Eagle County Colorado | 1 | $ 1,285,000 | $ 1,285,000 | $ 528,000 |
| Brevard County Florida | 1 | $ 155,000 | $ 155,000 | $ 355,000 |
| Broward County Florida | 1 | $ 85,000 | $ 85,000 | $ 85,000 |
| Leon County Florida | 1 | $ 435,000 | $ 435,000 | $ 331,000 |
| Marion County Florida | 1 | $ 175,000 | $ 175,000 | $ 180,000 |
| Miami-Dade County Florida | 1 | $ 15,000 | $ 15,000 | $ 72,000 |
| Monroe County Florida | 1 | $ 585,000 | $ 585,000 | $ 1,080,000 |
| Orange County Florida | 1 | $ 345,000 | $ 345,000 | $ 154,000 |
| Volusia County Florida | 1 | $ 105,000 | $ 105,000 | $ 272,000 |
| Cobb County Georgia | 1 | $ 445,000 | $ 445,000 | $ 174,000 |
| Gwinnett County Georgia | 1 | $ 15,000 | $ 15,000 | $ 66,000 |
| Newton County Georgia | 1 | $ 5,000 | $ 5,000 | $ 10,000 |
| Ada County Idaho | 1 | $ 35,000 | $ 35,000 | $ 55,000 |
| DeKalb County Illinois | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Grundy County Illinois | 1 | $ 25,000 | $ 25,000 | $ 95,000 |
| Kane County Illinois | 1 | $ 995,000 | $ 995,000 | $ 586,000 |
| Madison County Illinois | 1 | $ 205,000 | $ 205,000 | $ 112,000 |
| McHenry County Illinois | 1 | $ 285,000 | $ 285,000 | $ 196,000 |
| Dubois County Indiana | 1 | $ 9,705,000 | $ 9,705,000 | $ 0 |
| Elkhart County Indiana | 1 | $ 15,000 | $ 15,000 | $ 38,000 |
| Noble County Indiana | 1 | $ 105,000 | $ 105,000 | $ 124,000 |
| Owen County Indiana | 1 | $ 525,000 | $ 525,000 | $ 155,000 |
| Spencer County Indiana | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| St. Joseph County Indiana | 1 | $ 85,000 | $ 85,000 | $ 21,000 |
| Starke County Indiana | 1 | $ 5,000 | $ 5,000 | $ 57,000 |
| Seward County Kansas | 1 | $ 25,000 | $ 25,000 | $ 41,000 |
| Boyd County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| Bracken County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 107,000 |
| Breckinridge County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 155,000 |
| Clark County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Clinton County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Garrard County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Harrison County Kentucky | 1 | $ 435,000 | $ 435,000 | $ 206,000 |
| Laurel County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 22,000 |
| Livingston County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 130,000 |
| Madison County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Marshall County Kentucky | 1 | $ 905,000 | $ 905,000 | $ 667,000 |
| Mason County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
| Owen County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 73,000 |
| Pike County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Rowan County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Washington County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Allegan County Michigan | 1 | $ 15,000 | $ 15,000 | $ 24,000 |
| Barry County Michigan | 1 | $ 65,000 | $ 65,000 | $ 82,000 |
| Berrien County Michigan | 1 | $ 1,285,000 | $ 1,285,000 | $ 669,000 |
| Emmet County Michigan | 1 | $ 2,635,000 | $ 2,635,000 | $ 1,048,000 |
| Ingham County Michigan | 1 | $ 245,000 | $ 245,000 | $ 189,000 |
| Iosco County Michigan | 1 | $ 55,000 | $ 55,000 | $ 107,000 |
| Wayne County Michigan | 1 | $ 145,000 | $ 145,000 | $ 93,000 |
| Harrison County Mississippi | 1 | $ 5,000 | $ 5,000 | $ 14,000 |
| Jackson County Mississippi | 1 | $ 5,000 | $ 5,000 | $ 18,000 |
| Taney County Missouri | 1 | $ 45,000 | $ 45,000 | $ 96,000 |
| Sarpy County Nebraska | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Carson City County Nevada | 1 | $ 105,000 | $ 105,000 | $ 320,000 |
| Clark County Nevada | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| Beaufort County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 313,000 |
| Burke County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 25,000 |
| Mecklenburg County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 49,000 |
| Moore County North Carolina | 1 | $ 435,000 | $ 435,000 | $ 84,000 |
| Rockingham County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 115,000 |
| Transylvania County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 60,000 |
| Wake County North Carolina | 1 | $ 1,035,000 | $ 1,035,000 | $ 0 |
| Athens County Ohio | 1 | $ 215,000 | $ 215,000 | $ 80,000 |
| Fulton County Ohio | 1 | $ 5,000 | $ 5,000 | $ 24,000 |
| Hancock County Ohio | 1 | $ 285,000 | $ 285,000 | $ 100,000 |
| Huron County Ohio | 1 | $ 35,000 | $ 35,000 | $ 13,000 |
| Noble County Ohio | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Pike County Ohio | 1 | $ 15,000 | $ 15,000 | $ 48,000 |
| Putnam County Ohio | 1 | $ 65,000 | $ 65,000 | $ 13,000 |
| Stark County Ohio | 1 | $ 85,000 | $ 85,000 | $ 170,000 |
| Tuscarawas County Ohio | 1 | $ 435,000 | $ 435,000 | $ 465,000 |
| Wayne County Ohio | 1 | $ 55,000 | $ 55,000 | $ 14,000 |
| Wood County Ohio | 1 | $ 95,000 | $ 95,000 | $ 155,000 |
| Allegheny County Pennsylvania | 1 | $ 15,755,000 | $ 15,755,000 | $ 0 |
| Anderson County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Beaufort County South Carolina | 1 | $ 555,000 | $ 555,000 | $ 124,000 |
| Greenville County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 27,000 |
| Richland County South Carolina | 1 | $ 5,000 | $ 5,000 | $ 16,000 |
| Blount County Tennessee | 1 | $ 655,000 | $ 655,000 | $ 242,000 |
| Davidson County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 52,000 |
| Decatur County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 163,000 |
| Fayette County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 164,000 |
| Jefferson County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
| Shelby County Tennessee | 1 | $ 505,000 | $ 505,000 | $ 31,000 |
| Dallas County Texas | 1 | $ 5,000 | $ 5,000 | $ 24,000 |
| Arlington County Virginia | 1 | $ 545,000 | $ 545,000 | $ 166,000 |
| Fairfax County Virginia | 1 | $ 605,000 | $ 605,000 | $ 159,000 |
| Henrico County Virginia | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
Mortgage Loan Application Detail Totals for First Financial Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,462 | $564,600,000 | $163,000 | $14,505,000 | $120,000 | $3,000,000 |
| Home Purchase | 3,304 | $801,410,000 | $242,000 | $20,005,000 | $105,000 | $2,000,000 |
| Other Purpose | 2,775 | $190,665,000 | $68,000 | $2,635,000 | $111,000 | $3,662,000 |
| Home Improvement | 2,109 | $125,285,000 | $59,000 | $9,705,000 | $97,000 | $4,800,000 |
| Cash-out Refinancing | 903 | $193,905,000 | $214,000 | $5,805,000 | $112,000 | $2,081,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,359 | $1,287,235,000 | $124,000 | $2,635,000 | $109,000 | $3,662,000 |
| Not Provided | 711 | $92,725,000 | $130,000 | $1,105,000 | $129,000 | $947,000 |
| Black or African American | 565 | $67,795,000 | $119,000 | $1,035,000 | $89,000 | $4,800,000 |
| Hispanic | 379 | $43,645,000 | $115,000 | $1,105,000 | $86,000 | $1,292,000 |
| Asian | 269 | $50,215,000 | $186,000 | $1,075,000 | $137,000 | $950,000 |
| Not applicable | 213 | $324,345,000 | $1,522,000 | $20,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 27 | $2,825,000 | $104,000 | $495,000 | $103,000 | $459,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $465,000 | $93,000 | $225,000 | $129,000 | $174,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,051 | $1,792,255,000 | $148,000 | $20,005,000 | $111,000 | $4,800,000 |
| FHA-insured (Federal Housing Administration) | 310 | $49,370,000 | $159,000 | $375,000 | $69,000 | $273,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 96 | $12,050,000 | $125,000 | $265,000 | $50,000 | $99,000 |
| VA-guaranteed (Veterans Administration) | 96 | $22,190,000 | $231,000 | $525,000 | $97,000 | $327,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,869 | $1,389,445,000 | $176,000 | $20,005,000 | $118,000 | $3,662,000 |
| Application Denied By Financial Institution | 3,241 | $285,005,000 | $87,000 | $1,745,000 | $84,000 | $2,400,000 |
| File Closed For Incompleteness | 681 | $85,825,000 | $126,000 | $1,875,000 | $136,000 | $4,800,000 |
| Application Withdrawn By Applicant | 515 | $94,155,000 | $182,000 | $1,525,000 | $110,000 | $1,062,000 |
| Application Approved But Not Accepted | 247 | $21,435,000 | $86,000 | $785,000 | $112,000 | $910,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,312 | $1,590,860,000 | $170,000 | $20,005,000 | $118,000 | $4,800,000 |
| Debt-To-Income Ratio | 1,315 | $115,665,000 | $87,000 | $1,745,000 | $61,000 | $609,000 |
| Credit History | 997 | $60,705,000 | $60,000 | $1,105,000 | $86,000 | $2,400,000 |
| Collateral | 531 | $42,195,000 | $79,000 | $1,125,000 | $125,000 | $2,280,000 |
| Credit Application Incomplete | 252 | $47,040,000 | $186,000 | $1,705,000 | $106,000 | $720,000 |
| Other | 97 | $14,605,000 | $150,000 | $1,455,000 | $116,000 | $1,841,000 |
| Employment History | 30 | $2,380,000 | $79,000 | $315,000 | $59,000 | $216,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $2,005,000 | $133,000 | $535,000 | $68,000 | $270,000 |
| Unverifiable Information | 4 | $410,000 | $102,000 | $205,000 | $75,000 | $186,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Financial Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Financial Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.