First Financial Bank Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
First Financial Bank Na 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Financial Bank Na 255 East Fifth Street Suite #900 Cincinnati, OH 45202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,276 |
| Total Mortgage Loan Application Amount | $142,331,000 |
| Average Mortgage Loan Application Amount | $89,333 |
| Highest Mortgage Loan Application Amount | $1,358,000 |
| Average Applicant Income | $75,000 |
| Highest Applicant Income | $5,520,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with First Financial Bank Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Financial Bank Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down First Financial Bank Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Financial Bank Na serves its applicants.
Each category highlights the total number of mortgage applications processed by First Financial Bank Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Financial Bank Na's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Butler County Ohio | 304 | $ 31,245,000 | $ 102,000 | $ 70,000 |
| Lake County Indiana | 157 | $ 19,095,000 | $ 121,000 | $ 67,000 |
| Hamilton County Ohio | 91 | $ 14,498,000 | $ 159,000 | $ 197,000 |
| Van Wert County Ohio | 59 | $ 3,610,000 | $ 61,000 | $ 49,000 |
| Mercer County Ohio | 50 | $ 4,575,000 | $ 91,000 | $ 62,000 |
| Boone County Kentucky | 47 | $ 5,856,000 | $ 124,000 | $ 84,000 |
| Warren County Ohio | 46 | $ 5,588,000 | $ 121,000 | $ 100,000 |
| Carroll County Indiana | 42 | $ 2,903,000 | $ 69,000 | $ 41,000 |
| Williams County Ohio | 30 | $ 2,731,000 | $ 91,000 | $ 45,000 |
| Bartholomew County Indiana | 28 | $ 3,606,000 | $ 128,000 | $ 83,000 |
| Sandusky County Ohio | 28 | $ 2,115,000 | $ 75,000 | $ 61,000 |
| Preble County Ohio | 25 | $ 2,211,000 | $ 88,000 | $ 51,000 |
| Auglaize County Ohio | 24 | $ 2,471,000 | $ 102,000 | $ 54,000 |
| Paulding County Ohio | 21 | $ 1,213,000 | $ 57,000 | $ 49,000 |
| Tippecanoe County Indiana | 20 | $ 4,321,000 | $ 216,000 | $ 113,000 |
| Kenton County Kentucky | 18 | $ 2,017,000 | $ 112,000 | $ 95,000 |
| Fayette County Indiana | 17 | $ 1,109,000 | $ 65,000 | $ 53,000 |
| Franklin County Indiana | 17 | $ 1,525,000 | $ 89,000 | $ 45,000 |
| Clermont County Ohio | 15 | $ 2,214,000 | $ 147,000 | $ 230,000 |
| Montgomery County Ohio | 15 | $ 1,790,000 | $ 119,000 | $ 109,000 |
| Jennings County Indiana | 14 | $ 1,005,000 | $ 71,000 | $ 46,000 |
| Blackford County Indiana | 12 | $ 1,114,000 | $ 92,000 | $ 55,000 |
| Porter County Indiana | 12 | $ 1,810,000 | $ 150,000 | $ 145,000 |
| Rush County Indiana | 9 | $ 601,000 | $ 66,000 | $ 46,000 |
| Wabash County Indiana | 9 | $ 689,000 | $ 76,000 | $ 57,000 |
| Clinton County Indiana | 8 | $ 645,000 | $ 80,000 | $ 44,000 |
| Jay County Indiana | 8 | $ 487,000 | $ 60,000 | $ 43,000 |
| Fulton County Indiana | 6 | $ 467,000 | $ 77,000 | $ 52,000 |
| Allen County Ohio | 6 | $ 382,000 | $ 63,000 | $ 39,000 |
| Randolph County Indiana | 5 | $ 335,000 | $ 67,000 | $ 62,000 |
| Hamilton County Indiana | 4 | $ 326,000 | $ 81,000 | $ 130,000 |
| Hancock County Indiana | 4 | $ 581,000 | $ 145,000 | $ 54,000 |
| Henry County Indiana | 4 | $ 247,000 | $ 61,000 | $ 60,000 |
| Jackson County Indiana | 4 | $ 366,000 | $ 91,000 | $ 42,000 |
| White County Indiana | 4 | $ 736,000 | $ 184,000 | $ 144,000 |
| Campbell County Kentucky | 4 | $ 550,000 | $ 137,000 | $ 108,000 |
| Putnam County Ohio | 4 | $ 466,000 | $ 116,000 | $ 60,000 |
| Brown County Indiana | 3 | $ 618,000 | $ 206,000 | $ 247,000 |
| Cass County Indiana | 3 | $ 215,000 | $ 71,000 | $ 51,000 |
| Greene County Indiana | 3 | $ 553,000 | $ 184,000 | $ 19,000 |
| Jasper County Indiana | 3 | $ 246,000 | $ 82,000 | $ 51,000 |
| Johnson County Indiana | 3 | $ 291,000 | $ 97,000 | $ 47,000 |
| Greene County Ohio | 3 | $ 635,000 | $ 211,000 | $ 58,000 |
| Pinellas County Florida | 2 | $ 613,000 | $ 306,000 | $ 403,000 |
| Cook County Illinois | 2 | $ 118,000 | $ 59,000 | $ 38,000 |
| Lake County Illinois | 2 | $ 600,000 | $ 300,000 | $ 108,000 |
| Adams County Indiana | 2 | $ 218,000 | $ 109,000 | $ 63,000 |
| Allen County Indiana | 2 | $ 276,000 | $ 138,000 | $ 52,000 |
| Decatur County Indiana | 2 | $ 104,000 | $ 52,000 | $ 40,000 |
| Delaware County Indiana | 2 | $ 120,000 | $ 60,000 | $ 50,000 |
| Ohio County Indiana | 2 | $ 248,000 | $ 124,000 | $ 206,000 |
| Santa Fe County New Mexico | 2 | $ 632,000 | $ 316,000 | $ 167,000 |
| Defiance County Ohio | 2 | $ 149,000 | $ 74,000 | $ 35,000 |
| Hancock County Ohio | 2 | $ 223,000 | $ 111,000 | $ 73,000 |
| Ottawa County Ohio | 2 | $ 110,000 | $ 55,000 | $ 38,000 |
| Wood County Ohio | 2 | $ 313,000 | $ 156,000 | $ 75,000 |
| Beaufort County South Carolina | 2 | $ 967,000 | $ 483,000 | $ 671,000 |
| Maricopa County Arizona | 1 | $ 285,000 | $ 285,000 | $ 120,000 |
| Eagle County Colorado | 1 | $ 1,200,000 | $ 1,200,000 | $ 551,000 |
| Bay County Florida | 1 | $ 345,000 | $ 345,000 | $ 127,000 |
| Collier County Florida | 1 | $ 270,000 | $ 270,000 | $ 111,000 |
| Lee County Florida | 1 | $ 70,000 | $ 70,000 | $ 143,000 |
| Manatee County Florida | 1 | $ 296,000 | $ 296,000 | $ 360,000 |
| Orange County Florida | 1 | $ 417,000 | $ 417,000 | $ 228,000 |
| DeKalb County Indiana | 1 | $ 12,000 | $ 12,000 | $ 91,000 |
| Hendricks County Indiana | 1 | $ 103,000 | $ 103,000 | $ 173,000 |
| Howard County Indiana | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Huntington County Indiana | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Kosciusko County Indiana | 1 | $ 28,000 | $ 28,000 | $ 10,000 |
| LaPorte County Indiana | 1 | $ 68,000 | $ 68,000 | $ 60,000 |
| Marion County Indiana | 1 | $ 40,000 | $ 40,000 | $ 26,000 |
| Monroe County Indiana | 1 | $ 95,000 | $ 95,000 | $ 83,000 |
| Montgomery County Indiana | 1 | $ 72,000 | $ 72,000 | $ 33,000 |
| Newton County Indiana | 1 | $ 174,000 | $ 174,000 | $ 35,000 |
| Ripley County Indiana | 1 | $ 130,000 | $ 130,000 | $ 59,000 |
| Shelby County Indiana | 1 | $ 53,000 | $ 53,000 | $ 27,000 |
| Starke County Indiana | 1 | $ 60,000 | $ 60,000 | $ 24,000 |
| Steuben County Indiana | 1 | $ 102,000 | $ 102,000 | $ 94,000 |
| Union County Indiana | 1 | $ 70,000 | $ 70,000 | $ 29,000 |
| Wayne County Indiana | 1 | $ 6,000 | $ 6,000 | $ 50,000 |
| Gallatin County Kentucky | 1 | $ 91,000 | $ 91,000 | $ 36,000 |
| Harrison County Kentucky | 1 | $ 310,000 | $ 310,000 | $ 86,000 |
| Laurel County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 430,000 |
| Pulaski County Kentucky | 1 | $ 196,000 | $ 196,000 | $ 393,000 |
| Trimble County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 75,000 |
| Ascension County Louisiana | 1 | $ 80,000 | $ 80,000 | $ 97,000 |
| Berrien County Michigan | 1 | $ 282,000 | $ 282,000 | $ 240,000 |
| Branch County Michigan | 1 | $ 93,000 | $ 93,000 | $ 120,000 |
| Cass County Michigan | 1 | $ 316,000 | $ 316,000 | $ 210,000 |
| Ingham County Michigan | 1 | $ 29,000 | $ 29,000 | $ 110,000 |
| Kent County Michigan | 1 | $ 96,000 | $ 96,000 | $ 101,000 |
| Manistee County Michigan | 1 | $ 357,000 | $ 357,000 | $ 95,000 |
| Midland County Michigan | 1 | $ 379,000 | $ 379,000 | $ 250,000 |
| Monroe County Michigan | 1 | $ 80,000 | $ 80,000 | $ 42,000 |
| Ottawa County Michigan | 1 | $ 417,000 | $ 417,000 | $ 204,000 |
| St. Joseph County Michigan | 1 | $ 102,000 | $ 102,000 | $ 51,000 |
| Harrison County Mississippi | 1 | $ 356,000 | $ 356,000 | $ 149,000 |
| Jasper County Missouri | 1 | $ 46,000 | $ 46,000 | $ 15,000 |
| Henderson County North Carolina | 1 | $ 13,000 | $ 13,000 | $ 78,000 |
| Ashland County Ohio | 1 | $ 156,000 | $ 156,000 | $ 73,000 |
| Brown County Ohio | 1 | $ 175,000 | $ 175,000 | $ 101,000 |
| Erie County Ohio | 1 | $ 136,000 | $ 136,000 | $ 60,000 |
| Franklin County Ohio | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Fulton County Ohio | 1 | $ 79,000 | $ 79,000 | $ 30,000 |
| Huron County Ohio | 1 | $ 73,000 | $ 73,000 | $ 37,000 |
| Medina County Ohio | 1 | $ 115,000 | $ 115,000 | $ 285,000 |
| Miami County Ohio | 1 | $ 37,000 | $ 37,000 | $ 50,000 |
| Noble County Ohio | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Portage County Ohio | 1 | $ 35,000 | $ 35,000 | $ 116,000 |
| Richland County Ohio | 1 | $ 166,000 | $ 166,000 | $ 48,000 |
| Seneca County Ohio | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Shelby County Ohio | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Wayne County Ohio | 1 | $ 157,000 | $ 157,000 | $ 64,000 |
| Wyandot County Ohio | 1 | $ 170,000 | $ 170,000 | $ 139,000 |
| Centre County Pennsylvania | 1 | $ 280,000 | $ 280,000 | $ 136,000 |
| Campbell County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 69,000 |
Mortgage Loan Application Detail Totals for First Financial Bank Na in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 586 | $68,953,000 | $117,000 | $945,000 | $80,000 | $1,549,000 |
| Home Purchase | 564 | $69,848,000 | $123,000 | $1,358,000 | $93,000 | $5,520,000 |
| Home Improvement | 126 | $3,530,000 | $28,000 | $240,000 | $52,000 | $396,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,088 | $123,146,000 | $113,000 | $1,200,000 | $80,000 | $5,520,000 |
| Not Provided | 95 | $6,702,000 | $70,000 | $382,000 | $78,000 | $544,000 |
| Black or African American | 29 | $2,393,000 | $82,000 | $186,000 | $79,000 | $396,000 |
| Not applicable | 25 | $5,293,000 | $211,000 | $1,358,000 | $5,000 | $75,000 |
| Hispanic | 23 | $2,307,000 | $100,000 | $309,000 | $61,000 | $216,000 |
| Asian | 9 | $1,819,000 | $202,000 | $650,000 | $484,000 | $1,549,000 |
| American Indian or Alaskan Native | 5 | $557,000 | $111,000 | $247,000 | $634,000 | $1,044,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $114,000 | $57,000 | $61,000 | $50,000 | $62,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,261 | $140,874,000 | $111,000 | $1,358,000 | $83,000 | $5,520,000 |
| FHA-insured (Federal Housing Administration) | 15 | $1,457,000 | $97,000 | $167,000 | $55,000 | $98,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 930 | $107,874,000 | $115,000 | $1,358,000 | $87,000 | $5,520,000 |
| Application Denied By Financial Institution | 195 | $15,600,000 | $80,000 | $717,000 | $61,000 | $1,146,000 |
| Application Withdrawn By Applicant | 79 | $10,844,000 | $137,000 | $944,000 | $69,000 | $325,000 |
| Application Approved But Not Accepted | 69 | $7,169,000 | $103,000 | $495,000 | $91,000 | $1,044,000 |
| File Closed For Incompleteness | 3 | $844,000 | $281,000 | $650,000 | $285,000 | $797,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 69 | $7,822,000 | $113,000 | $717,000 | $83,000 | $1,146,000 |
| Credit History | 54 | $2,234,000 | $41,000 | $187,000 | $49,000 | $121,000 |
| Debt-To-Income Ratio | 49 | $3,724,000 | $76,000 | $196,000 | $44,000 | $134,000 |
| Credit Application Incomplete | 8 | $801,000 | $100,000 | $212,000 | $88,000 | $400,000 |
| Other | 7 | $551,000 | $78,000 | $156,000 | $59,000 | $100,000 |
| Employment History | 4 | $125,000 | $31,000 | $84,000 | $36,000 | $58,000 |
| Unverifiable Information | 3 | $261,000 | $87,000 | $140,000 | $48,000 | $60,000 |
| Mortgage Insurance Denied | 1 | $82,000 | $82,000 | $82,000 | $51,000 | $51,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Financial Bank Na's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Financial Bank Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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