First Financial Bank Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
First Financial Bank Na 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Financial Bank Na 255 East Fifth Street Suite #900 Cincinnati, OH 45202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,448 |
| Total Mortgage Loan Application Amount | $186,256,000 |
| Average Mortgage Loan Application Amount | $104,000 |
| Highest Mortgage Loan Application Amount | $1,920,000 |
| Average Applicant Income | $79,666 |
| Highest Applicant Income | $4,409,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with First Financial Bank Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Financial Bank Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down First Financial Bank Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Financial Bank Na serves its applicants.
Each category highlights the total number of mortgage applications processed by First Financial Bank Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Financial Bank Na's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Butler County Ohio | 334 | $ 41,465,000 | $ 124,000 | $ 82,000 |
| Lake County Indiana | 202 | $ 28,135,000 | $ 139,000 | $ 80,000 |
| Hamilton County Ohio | 108 | $ 15,598,000 | $ 144,000 | $ 96,000 |
| Bartholomew County Indiana | 64 | $ 9,505,000 | $ 148,000 | $ 78,000 |
| Mercer County Ohio | 63 | $ 6,393,000 | $ 101,000 | $ 59,000 |
| Van Wert County Ohio | 62 | $ 4,304,000 | $ 69,000 | $ 53,000 |
| Warren County Ohio | 49 | $ 7,628,000 | $ 155,000 | $ 100,000 |
| Boone County Kentucky | 43 | $ 4,626,000 | $ 107,000 | $ 75,000 |
| Montgomery County Ohio | 38 | $ 3,365,000 | $ 88,000 | $ 52,000 |
| Carroll County Indiana | 37 | $ 3,510,000 | $ 94,000 | $ 69,000 |
| Tippecanoe County Indiana | 29 | $ 3,072,000 | $ 105,000 | $ 72,000 |
| Kenton County Kentucky | 25 | $ 2,127,000 | $ 85,000 | $ 132,000 |
| Jennings County Indiana | 21 | $ 1,807,000 | $ 86,000 | $ 60,000 |
| Auglaize County Ohio | 20 | $ 2,006,000 | $ 100,000 | $ 62,000 |
| Clermont County Ohio | 15 | $ 2,999,000 | $ 199,000 | $ 67,000 |
| Preble County Ohio | 14 | $ 908,000 | $ 64,000 | $ 54,000 |
| Blackford County Indiana | 13 | $ 863,000 | $ 66,000 | $ 39,000 |
| Fayette County Indiana | 13 | $ 922,000 | $ 70,000 | $ 74,000 |
| Porter County Indiana | 13 | $ 2,419,000 | $ 186,000 | $ 90,000 |
| Campbell County Kentucky | 13 | $ 1,193,000 | $ 91,000 | $ 80,000 |
| Paulding County Ohio | 13 | $ 934,000 | $ 71,000 | $ 33,000 |
| Williams County Ohio | 13 | $ 1,422,000 | $ 109,000 | $ 68,000 |
| Fulton County Indiana | 11 | $ 1,520,000 | $ 138,000 | $ 50,000 |
| Sandusky County Ohio | 11 | $ 971,000 | $ 88,000 | $ 72,000 |
| Cook County Illinois | 10 | $ 1,208,000 | $ 120,000 | $ 109,000 |
| Franklin County Indiana | 9 | $ 1,344,000 | $ 149,000 | $ 75,000 |
| Allen County Ohio | 9 | $ 590,000 | $ 65,000 | $ 58,000 |
| Rush County Indiana | 8 | $ 492,000 | $ 61,000 | $ 37,000 |
| Clinton County Indiana | 7 | $ 543,000 | $ 77,000 | $ 43,000 |
| Jasper County Indiana | 7 | $ 851,000 | $ 121,000 | $ 74,000 |
| Jay County Indiana | 7 | $ 371,000 | $ 53,000 | $ 34,000 |
| Delaware County Indiana | 6 | $ 354,000 | $ 59,000 | $ 47,000 |
| Wabash County Indiana | 6 | $ 435,000 | $ 72,000 | $ 71,000 |
| Franklin County Ohio | 6 | $ 872,000 | $ 145,000 | $ 118,000 |
| Randolph County Indiana | 5 | $ 259,000 | $ 51,000 | $ 46,000 |
| Greene County Ohio | 4 | $ 895,000 | $ 223,000 | $ 118,000 |
| Lucas County Ohio | 4 | $ 547,000 | $ 136,000 | $ 165,000 |
| Putnam County Ohio | 4 | $ 892,000 | $ 223,000 | $ 52,000 |
| Collier County Florida | 3 | $ 3,990,000 | $ 1,330,000 | $ 1,817,000 |
| Lee County Florida | 3 | $ 744,000 | $ 248,000 | $ 1,022,000 |
| Grant County Indiana | 3 | $ 1,061,000 | $ 353,000 | $ 0 |
| Hamilton County Indiana | 3 | $ 1,357,000 | $ 452,000 | $ 172,000 |
| Hendricks County Indiana | 3 | $ 213,000 | $ 71,000 | $ 36,000 |
| LaPorte County Indiana | 3 | $ 321,000 | $ 107,000 | $ 60,000 |
| White County Indiana | 3 | $ 350,000 | $ 116,000 | $ 38,000 |
| Adams County Ohio | 3 | $ 577,000 | $ 192,000 | $ 26,000 |
| Darke County Ohio | 3 | $ 188,000 | $ 62,000 | $ 24,000 |
| Defiance County Ohio | 3 | $ 159,000 | $ 53,000 | $ 71,000 |
| Maricopa County Arizona | 2 | $ 361,000 | $ 180,000 | $ 118,000 |
| Sarasota County Florida | 2 | $ 600,000 | $ 300,000 | $ 465,000 |
| Decatur County Indiana | 2 | $ 292,000 | $ 146,000 | $ 49,000 |
| Hancock County Indiana | 2 | $ 232,000 | $ 116,000 | $ 85,000 |
| Henry County Indiana | 2 | $ 205,000 | $ 102,000 | $ 220,000 |
| Jefferson County Indiana | 2 | $ 379,000 | $ 189,000 | $ 14,000 |
| Lawrence County Indiana | 2 | $ 669,000 | $ 334,000 | $ 27,000 |
| Madison County Indiana | 2 | $ 2,447,000 | $ 1,223,000 | $ 0 |
| Marion County Indiana | 2 | $ 195,000 | $ 97,000 | $ 62,000 |
| Monroe County Indiana | 2 | $ 189,000 | $ 94,000 | $ 84,000 |
| Wayne County Indiana | 2 | $ 249,000 | $ 124,000 | $ 67,000 |
| Grant County Kentucky | 2 | $ 298,000 | $ 149,000 | $ 53,000 |
| Pulaski County Kentucky | 2 | $ 287,000 | $ 143,000 | $ 154,000 |
| Van Buren County Michigan | 2 | $ 221,000 | $ 110,000 | $ 82,000 |
| Brown County Ohio | 2 | $ 304,000 | $ 152,000 | $ 72,000 |
| Clinton County Ohio | 2 | $ 509,000 | $ 254,000 | $ 120,000 |
| Delaware County Ohio | 2 | $ 282,000 | $ 141,000 | $ 258,000 |
| Fulton County Ohio | 2 | $ 170,000 | $ 85,000 | $ 43,000 |
| Logan County Ohio | 2 | $ 405,000 | $ 202,000 | $ 366,000 |
| Ottawa County Ohio | 2 | $ 302,000 | $ 151,000 | $ 208,000 |
| Cleveland County Oklahoma | 2 | $ 108,000 | $ 54,000 | $ 29,000 |
| Sevier County Tennessee | 2 | $ 232,000 | $ 116,000 | $ 47,000 |
| Pima County Arizona | 1 | $ 206,000 | $ 206,000 | $ 74,000 |
| Riverside County California | 1 | $ 290,000 | $ 290,000 | $ 300,000 |
| San Bernardino County California | 1 | $ 414,000 | $ 414,000 | $ 146,000 |
| Boulder County Colorado | 1 | $ 150,000 | $ 150,000 | $ 806,000 |
| Fairfield County Connecticut | 1 | $ 234,000 | $ 234,000 | $ 108,000 |
| Charlotte County Florida | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Highlands County Florida | 1 | $ 53,000 | $ 53,000 | $ 73,000 |
| Indian River County Florida | 1 | $ 212,000 | $ 212,000 | $ 64,000 |
| Manatee County Florida | 1 | $ 305,000 | $ 305,000 | $ 240,000 |
| Miami-Dade County Florida | 1 | $ 285,000 | $ 285,000 | $ 450,000 |
| Monroe County Florida | 1 | $ 288,000 | $ 288,000 | $ 144,000 |
| Palm Beach County Florida | 1 | $ 410,000 | $ 410,000 | $ 195,000 |
| Cobb County Georgia | 1 | $ 35,000 | $ 35,000 | $ 76,000 |
| DeKalb County Illinois | 1 | $ 86,000 | $ 86,000 | $ 45,000 |
| Adams County Indiana | 1 | $ 60,000 | $ 60,000 | $ 51,000 |
| Allen County Indiana | 1 | $ 211,000 | $ 211,000 | $ 25,000 |
| Benton County Indiana | 1 | $ 50,000 | $ 50,000 | $ 72,000 |
| Boone County Indiana | 1 | $ 68,000 | $ 68,000 | $ 30,000 |
| Cass County Indiana | 1 | $ 89,000 | $ 89,000 | $ 72,000 |
| Dearborn County Indiana | 1 | $ 200,000 | $ 200,000 | $ 425,000 |
| Kosciusko County Indiana | 1 | $ 76,000 | $ 76,000 | $ 35,000 |
| Shelby County Indiana | 1 | $ 43,000 | $ 43,000 | $ 46,000 |
| Steuben County Indiana | 1 | $ 414,000 | $ 414,000 | $ 325,000 |
| Switzerland County Indiana | 1 | $ 112,000 | $ 112,000 | $ 46,000 |
| Union County Indiana | 1 | $ 90,000 | $ 90,000 | $ 61,000 |
| Whitley County Indiana | 1 | $ 129,000 | $ 129,000 | $ 48,000 |
| Livingston County Kentucky | 1 | $ 120,000 | $ 120,000 | $ 150,000 |
| Morgan County Kentucky | 1 | $ 51,000 | $ 51,000 | $ 69,000 |
| Pendleton County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 87,000 |
| Livingston County Louisiana | 1 | $ 202,000 | $ 202,000 | $ 52,000 |
| Baltimore City County Maryland | 1 | $ 40,000 | $ 40,000 | $ 40,000 |
| Harford County Maryland | 1 | $ 347,000 | $ 347,000 | $ 152,000 |
| Middlesex County Massachusetts | 1 | $ 268,000 | $ 268,000 | $ 125,000 |
| Barry County Michigan | 1 | $ 86,000 | $ 86,000 | $ 31,000 |
| Cass County Michigan | 1 | $ 300,000 | $ 300,000 | $ 469,000 |
| Ingham County Michigan | 1 | $ 175,000 | $ 175,000 | $ 240,000 |
| Manistee County Michigan | 1 | $ 402,000 | $ 402,000 | $ 146,000 |
| Monroe County Michigan | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 937,000 | $ 937,000 | $ 900,000 |
| St. Louis County Missouri | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| Camden County New Jersey | 1 | $ 170,000 | $ 170,000 | $ 167,000 |
| Dona Ana County New Mexico | 1 | $ 349,000 | $ 349,000 | $ 215,000 |
| Henderson County North Carolina | 1 | $ 306,000 | $ 306,000 | $ 75,000 |
| Mecklenburg County North Carolina | 1 | $ 230,000 | $ 230,000 | $ 180,000 |
| Champaign County Ohio | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Cuyahoga County Ohio | 1 | $ 88,000 | $ 88,000 | $ 52,000 |
| Highland County Ohio | 1 | $ 101,000 | $ 101,000 | $ 72,000 |
| Huron County Ohio | 1 | $ 111,000 | $ 111,000 | $ 74,000 |
| Madison County Ohio | 1 | $ 417,000 | $ 417,000 | $ 184,000 |
| Seneca County Ohio | 1 | $ 172,000 | $ 172,000 | $ 95,000 |
| Shelby County Ohio | 1 | $ 28,000 | $ 28,000 | $ 68,000 |
| Montgomery County Pennsylvania | 1 | $ 163,000 | $ 163,000 | $ 70,000 |
| Greenville County South Carolina | 1 | $ 203,000 | $ 203,000 | $ 862,000 |
| Fort Bend County Texas | 1 | $ 184,000 | $ 184,000 | $ 45,000 |
| Door County Wisconsin | 1 | $ 337,000 | $ 337,000 | $ 274,000 |
Mortgage Loan Application Detail Totals for First Financial Bank Na in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 831 | $119,308,000 | $143,000 | $1,920,000 | $92,000 | $4,409,000 |
| Home Purchase | 526 | $62,290,000 | $118,000 | $800,000 | $81,000 | $2,850,000 |
| Home Improvement | 91 | $4,658,000 | $51,000 | $236,000 | $66,000 | $425,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,152 | $143,856,000 | $124,000 | $1,920,000 | $90,000 | $4,409,000 |
| Not Provided | 157 | $16,754,000 | $106,000 | $414,000 | $104,000 | $1,557,000 |
| Not applicable | 68 | $16,149,000 | $237,000 | $1,512,000 | $4,000 | $306,000 |
| Hispanic | 32 | $4,487,000 | $140,000 | $417,000 | $81,000 | $220,000 |
| Black or African American | 23 | $2,658,000 | $115,000 | $365,000 | $59,000 | $162,000 |
| Asian | 14 | $2,094,000 | $149,000 | $240,000 | $63,000 | $158,000 |
| American Indian or Alaskan Native | 2 | $258,000 | $129,000 | $186,000 | $104,000 | $152,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,373 | $177,854,000 | $129,000 | $1,920,000 | $88,000 | $4,409,000 |
| FHA-insured (Federal Housing Administration) | 75 | $8,402,000 | $112,000 | $337,000 | $50,000 | $113,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,028 | $133,429,000 | $129,000 | $1,800,000 | $82,000 | $2,850,000 |
| Application Denied By Financial Institution | 196 | $25,518,000 | $130,000 | $1,920,000 | $109,000 | $4,409,000 |
| Application Approved But Not Accepted | 179 | $23,841,000 | $133,000 | $627,000 | $89,000 | $862,000 |
| Application Withdrawn By Applicant | 38 | $2,752,000 | $72,000 | $335,000 | $81,000 | $600,000 |
| File Closed For Incompleteness | 4 | $508,000 | $127,000 | $290,000 | $102,000 | $300,000 |
| Preapproval Approved but not Accepted | 3 | $208,000 | $69,000 | $120,000 | $45,000 | $58,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 99 | $15,504,000 | $156,000 | $1,920,000 | $131,000 | $4,409,000 |
| Credit History | 42 | $4,026,000 | $95,000 | $417,000 | $117,000 | $1,557,000 |
| Debt-To-Income Ratio | 35 | $4,366,000 | $124,000 | $417,000 | $70,000 | $640,000 |
| Other | 9 | $671,000 | $74,000 | $152,000 | $46,000 | $68,000 |
| Unverifiable Information | 5 | $438,000 | $87,000 | $150,000 | $77,000 | $207,000 |
| Credit Application Incomplete | 3 | $381,000 | $127,000 | $149,000 | $64,000 | $72,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $127,000 | $63,000 | $72,000 | $46,000 | $51,000 |
| Employment History | 1 | $5,000 | $5,000 | $5,000 | $31,000 | $31,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Financial Bank Na's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Financial Bank Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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